Home > Shelby Savings Bank, SSB > Income and Expense

Shelby Savings Bank, SSB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,722,0001,777
Total interest expense$3,932,0002,296
Net interest income$17,790,0001,593
Provision for loan and lease losses$231,0001,910
Total noninterest income$3,024,0001,626
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,370,000787
Trading account gains and fees$0123
Additional Noninterest Income$1,654,0001,782
Total noninterest expense$14,055,0001,611
Salaries and employee benefits$7,051,0001,758
Premises and equipment expense$2,183,0001,135
Additional noninterest expense$1,654,0001,782
Pre-tax net operating income$6,528,0001,622
Securities gains (losses)$12,000732
Applicable income taxes$03,369
Income before extraordinary items$6,540,0001,422
Extraordinary gains, net$054
Net income$6,540,0001,438
Minority interest net income$088
Net income of bank and minority interests.$6,540,0001,425
Net charge-offs$157,0001,277
Cash dividends$3,998,000967
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,528,0001,450
2023-09-30 (YTD Data)Rank
Total interest income$15,817,0001,791
Total interest expense$2,641,0002,309
Net interest income$13,176,0001,613
Provision for loan and lease losses$186,0001,713
Total noninterest income$2,271,0001,619
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,017,000791
Trading account gains and fees$0125
Additional Noninterest Income$1,254,0001,778
Total noninterest expense$10,497,0001,604
Salaries and employee benefits$5,250,0001,768
Premises and equipment expense$1,631,0001,134
Additional noninterest expense$1,254,0001,778
Pre-tax net operating income$4,764,0001,711
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,764,0001,509
Extraordinary gains, net$052
Net income$4,764,0001,521
Minority interest net income$081
Net income of bank and minority interests.$4,764,0001,509
Net charge-offs$240,000817
Cash dividends$1,783,0001,256
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,764,0001,532
2023-06-30 (YTD Data)Rank
Total interest income$10,298,0001,791
Total interest expense$1,480,0002,368
Net interest income$8,818,0001,625
Provision for loan and lease losses$480,000797
Total noninterest income$1,528,0001,536
Gross Fiduciary activities income$0931
Service charges on deposit accounts$672,000780
Trading account gains and fees$0112
Additional Noninterest Income$856,0001,681
Total noninterest expense$6,923,0001,604
Salaries and employee benefits$3,476,0001,773
Premises and equipment expense$1,077,0001,139
Additional noninterest expense$856,0001,679
Pre-tax net operating income$2,943,0001,776
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,943,0001,596
Extraordinary gains, net$051
Net income$2,943,0001,616
Minority interest net income$081
Net income of bank and minority interests.$2,943,0001,596
Net charge-offs$165,000746
Cash dividends$1,197,0001,264
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,943,0001,610
2023-03-31 (YTD Data)Rank
Total interest income$5,010,0001,809
Total interest expense$669,0002,293
Net interest income$4,341,0001,655
Provision for loan and lease losses$-8,0004,435
Total noninterest income$792,0001,502
Gross Fiduciary activities income$0913
Service charges on deposit accounts$344,000778
Trading account gains and fees$097
Additional Noninterest Income$448,0001,618
Total noninterest expense$3,434,0001,641
Salaries and employee benefits$1,749,0001,793
Premises and equipment expense$522,0001,205
Additional noninterest expense$448,0001,618
Pre-tax net operating income$1,707,0001,643
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,707,0001,452
Extraordinary gains, net$04
Net income$1,707,0001,452
Minority interest net income$048
Net income of bank and minority interests.$1,707,0001,452
Net charge-offs$146,000508
Cash dividends$584,0001,149
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,707,0001,464
2022-12-31 (YTD Data)Rank
Total interest income$17,153,0001,760
Total interest expense$1,676,0001,786
Net interest income$15,477,0001,749
Provision for loan and lease losses$825,000922
Total noninterest income$3,074,0001,603
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,390,000789
Trading account gains and fees$0116
Additional Noninterest Income$1,684,0001,790
Total noninterest expense$13,163,0001,651
Salaries and employee benefits$6,419,0001,864
Premises and equipment expense$2,307,0001,072
Additional noninterest expense$1,684,0001,790
Pre-tax net operating income$4,563,0002,145
Securities gains (losses)$39,000266
Applicable income taxes$03,596
Income before extraordinary items$4,602,0001,929
Extraordinary gains, net$05
Net income$4,602,0001,928
Minority interest net income$063
Net income of bank and minority interests.$4,602,0001,928
Net charge-offs$200,000924
Cash dividends$1,972,0001,523
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,563,0001,977
2022-09-30 (YTD Data)Rank
Total interest income$12,182,0001,782
Total interest expense$1,146,0001,604
Net interest income$11,036,0001,792
Provision for loan and lease losses$825,000709
Total noninterest income$2,289,0001,636
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,027,000799
Trading account gains and fees$0111
Additional Noninterest Income$1,262,0001,820
Total noninterest expense$9,844,0001,641
Salaries and employee benefits$4,781,0001,866
Premises and equipment expense$1,713,0001,080
Additional noninterest expense$1,262,0001,820
Pre-tax net operating income$2,656,0002,443
Securities gains (losses)$39,000267
Applicable income taxes$03,603
Income before extraordinary items$2,695,0002,209
Extraordinary gains, net$04
Net income$2,695,0002,208
Minority interest net income$057
Net income of bank and minority interests.$2,695,0002,208
Net charge-offs$141,000806
Cash dividends$1,418,0001,398
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,656,0002,264
2022-06-30 (YTD Data)Rank
Total interest income$7,662,0001,819
Total interest expense$686,0001,539
Net interest income$6,976,0001,819
Provision for loan and lease losses$627,000590
Total noninterest income$1,474,0001,657
Gross Fiduciary activities income$0925
Service charges on deposit accounts$672,000809
Trading account gains and fees$0108
Additional Noninterest Income$802,0001,907
Total noninterest expense$6,535,0001,639
Salaries and employee benefits$3,156,0001,875
Premises and equipment expense$1,122,0001,081
Additional noninterest expense$2,257,0001,471
Pre-tax net operating income$1,288,0002,737
Securities gains (losses)$39,000242
Applicable income taxes$03,564
Income before extraordinary items$1,327,0002,505
Extraordinary gains, net$04
Net income$1,327,0002,505
Minority interest net income$060
Net income of bank and minority interests.$1,327,0002,505
Net charge-offs$153,000604
Cash dividends$899,0001,439
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,288,0002,573
2022-03-31 (YTD Data)Rank
Total interest income$3,681,0001,830
Total interest expense$334,0001,523
Net interest income$3,347,0001,839
Provision for loan and lease losses$329,000455
Total noninterest income$709,0001,708
Gross Fiduciary activities income$0892
Service charges on deposit accounts$327,000821
Trading account gains and fees$0103
Additional Noninterest Income$382,0001,953
Total noninterest expense$3,296,0001,616
Salaries and employee benefits$1,600,0001,851
Premises and equipment expense$548,0001,104
Additional noninterest expense$1,148,0001,421
Pre-tax net operating income$431,0003,065
Securities gains (losses)$39,000229
Applicable income taxes$03,450
Income before extraordinary items$470,0002,812
Extraordinary gains, net$04
Net income$470,0002,810
Minority interest net income$050
Net income of bank and minority interests.$470,0002,812
Net charge-offs$21,000939
Cash dividends$450,0001,241
Sale, conversion, retirement of capital stock, net$0453
Net operating income$431,0002,925
2021-12-31 (YTD Data)Rank
Total interest income$15,275,0001,845
Total interest expense$1,513,0001,649
Net interest income$13,762,0001,852
Provision for loan and lease losses$548,000977
Total noninterest income$2,950,0001,819
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,108,000904
Trading account gains and fees$0132
Additional Noninterest Income$1,842,0002,006
Total noninterest expense$11,461,0001,797
Salaries and employee benefits$5,742,0001,992
Premises and equipment expense$1,952,0001,239
Additional noninterest expense$3,767,0001,657
Pre-tax net operating income$4,703,0002,134
Securities gains (losses)$9,0001,734
Applicable income taxes$03,710
Income before extraordinary items$4,712,0001,961
Extraordinary gains, net$010
Net income$4,712,0001,961
Minority interest net income$074
Net income of bank and minority interests.$4,712,0001,962
Net charge-offs$339,000790
Cash dividends$3,449,0001,072
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,703,0001,937
2021-09-30 (YTD Data)Rank
Total interest income$11,608,0001,847
Total interest expense$1,180,0001,682
Net interest income$10,428,0001,864
Provision for loan and lease losses$362,0001,038
Total noninterest income$2,121,0001,914
Gross Fiduciary activities income$0957
Service charges on deposit accounts$798,000924
Trading account gains and fees$0132
Additional Noninterest Income$1,323,0002,093
Total noninterest expense$8,422,0001,828
Salaries and employee benefits$4,198,0002,026
Premises and equipment expense$1,418,0001,286
Additional noninterest expense$2,806,0001,674
Pre-tax net operating income$3,765,0002,128
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,765,0001,955
Extraordinary gains, net$08
Net income$3,765,0001,954
Minority interest net income$069
Net income of bank and minority interests.$3,765,0001,955
Net charge-offs$299,000645
Cash dividends$1,415,0001,450
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,765,0001,930
2021-06-30 (YTD Data)Rank
Total interest income$7,504,0001,899
Total interest expense$807,0001,715
Net interest income$6,697,0001,893
Provision for loan and lease losses$146,0001,451
Total noninterest income$1,374,0001,889
Gross Fiduciary activities income$0951
Service charges on deposit accounts$494,000946
Trading account gains and fees$0133
Additional Noninterest Income$880,0002,054
Total noninterest expense$5,514,0001,842
Salaries and employee benefits$2,752,0002,043
Premises and equipment expense$923,0001,311
Additional noninterest expense$1,839,0001,673
Pre-tax net operating income$2,411,0002,154
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,411,0001,998
Extraordinary gains, net$06
Net income$2,411,0001,998
Minority interest net income$067
Net income of bank and minority interests.$2,411,0001,998
Net charge-offs$288,000520
Cash dividends$951,0001,437
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,411,0001,963
2021-03-31 (YTD Data)Rank
Total interest income$3,690,0001,899
Total interest expense$433,0001,686
Net interest income$3,257,0001,911
Provision for loan and lease losses$44,0001,856
Total noninterest income$606,0002,022
Gross Fiduciary activities income$0922
Service charges on deposit accounts$236,000960
Trading account gains and fees$0127
Additional Noninterest Income$370,0002,236
Total noninterest expense$2,698,0001,852
Salaries and employee benefits$1,368,0002,038
Premises and equipment expense$434,0001,401
Additional noninterest expense$896,0001,678
Pre-tax net operating income$1,121,0002,228
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,121,0002,071
Extraordinary gains, net$03
Net income$1,121,0002,071
Minority interest net income$055
Net income of bank and minority interests.$1,121,0002,071
Net charge-offs$17,0001,197
Cash dividends$460,0001,266
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,121,0002,037
2020-12-31 (YTD Data)Rank
Total interest income$14,819,0001,910
Total interest expense$2,339,0001,792
Net interest income$12,480,0001,890
Provision for loan and lease losses$96,0003,588
Total noninterest income$2,583,0001,865
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$964,000981
Trading account gains and fees$0133
Additional Noninterest Income$1,619,0002,014
Total noninterest expense$10,693,0001,860
Salaries and employee benefits$5,529,0002,011
Premises and equipment expense$1,799,0001,303
Additional noninterest expense$3,365,0001,758
Pre-tax net operating income$4,274,0001,988
Securities gains (losses)$96,0001,409
Applicable income taxes$03,697
Income before extraordinary items$4,370,0001,806
Extraordinary gains, net$04
Net income$4,370,0001,806
Minority interest net income$072
Net income of bank and minority interests.$4,370,0001,806
Net charge-offs$59,0002,309
Cash dividends$2,180,0001,426
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,274,0001,785
2020-09-30 (YTD Data)Rank
Total interest income$11,023,0001,937
Total interest expense$1,840,0001,809
Net interest income$9,183,0001,909
Provision for loan and lease losses$96,0003,337
Total noninterest income$1,925,0001,831
Gross Fiduciary activities income$0981
Service charges on deposit accounts$700,0001,001
Trading account gains and fees$0125
Additional Noninterest Income$1,225,0001,950
Total noninterest expense$7,873,0001,863
Salaries and employee benefits$4,026,0002,032
Premises and equipment expense$1,350,0001,299
Additional noninterest expense$2,497,0001,740
Pre-tax net operating income$3,139,0001,989
Securities gains (losses)$96,0001,240
Applicable income taxes$03,696
Income before extraordinary items$3,235,0001,792
Extraordinary gains, net$04
Net income$3,235,0001,792
Minority interest net income$065
Net income of bank and minority interests.$3,235,0001,792
Net charge-offs$33,0002,272
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,139,0001,799
2020-06-30 (YTD Data)Rank
Total interest income$7,403,0001,943
Total interest expense$1,276,0001,845
Net interest income$6,127,0001,925
Provision for loan and lease losses$96,0003,034
Total noninterest income$1,223,0001,816
Gross Fiduciary activities income$0970
Service charges on deposit accounts$466,0001,017
Trading account gains and fees$0123
Additional Noninterest Income$757,0001,959
Total noninterest expense$5,260,0001,858
Salaries and employee benefits$2,682,0002,042
Premises and equipment expense$913,0001,273
Additional noninterest expense$1,665,0001,741
Pre-tax net operating income$1,994,0002,013
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,994,0001,857
Extraordinary gains, net$04
Net income$1,994,0001,858
Minority interest net income$065
Net income of bank and minority interests.$1,994,0001,858
Net charge-offs$31,0001,982
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,994,0001,815
2020-03-31 (YTD Data)Rank
Total interest income$3,745,0001,915
Total interest expense$638,0001,962
Net interest income$3,107,0001,866
Provision for loan and lease losses$96,0002,022
Total noninterest income$607,0001,742
Gross Fiduciary activities income$0941
Service charges on deposit accounts$274,0001,029
Trading account gains and fees$0106
Additional Noninterest Income$333,0001,897
Total noninterest expense$2,635,0001,867
Salaries and employee benefits$1,343,0002,044
Premises and equipment expense$457,0001,283
Additional noninterest expense$835,0001,772
Pre-tax net operating income$983,0001,848
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$983,0001,687
Extraordinary gains, net$04
Net income$983,0001,688
Minority interest net income$056
Net income of bank and minority interests.$983,0001,688
Net charge-offs$14,0001,736
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$983,0001,657
2019-12-31 (YTD Data)Rank
Total interest income$14,710,0001,955
Total interest expense$2,683,0001,943
Net interest income$12,027,0001,927
Provision for loan and lease losses$03,973
Total noninterest income$2,376,0001,798
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,168,0001,010
Trading account gains and fees$0135
Additional Noninterest Income$1,208,0002,039
Total noninterest expense$10,217,0001,888
Salaries and employee benefits$5,164,0002,061
Premises and equipment expense$1,765,0001,302
Additional noninterest expense$3,288,0001,768
Pre-tax net operating income$4,186,0001,986
Securities gains (losses)$89,000990
Applicable income taxes$03,859
Income before extraordinary items$4,275,0001,790
Extraordinary gains, net$011
Net income$4,275,0001,792
Minority interest net income$076
Net income of bank and minority interests.$4,275,0001,792
Net charge-offs$214,0001,616
Cash dividends$5,281,000757
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,186,0001,788
2019-09-30 (YTD Data)Rank
Total interest income$11,053,0001,972
Total interest expense$2,046,0001,941
Net interest income$9,007,0001,949
Provision for loan and lease losses$03,836
Total noninterest income$1,750,0001,818
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$861,0001,019
Trading account gains and fees$0129
Additional Noninterest Income$889,0002,056
Total noninterest expense$7,438,0001,943
Salaries and employee benefits$3,759,0002,112
Premises and equipment expense$1,270,0001,360
Additional noninterest expense$2,409,0001,801
Pre-tax net operating income$3,319,0001,983
Securities gains (losses)$80,000884
Applicable income taxes$03,902
Income before extraordinary items$3,399,0001,756
Extraordinary gains, net$011
Net income$3,399,0001,757
Minority interest net income$072
Net income of bank and minority interests.$3,399,0001,757
Net charge-offs$159,0001,455
Cash dividends$5,280,000582
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,319,0001,760
2019-06-30 (YTD Data)Rank
Total interest income$7,252,0001,996
Total interest expense$1,369,0001,909
Net interest income$5,883,0001,976
Provision for loan and lease losses$03,685
Total noninterest income$1,130,0001,830
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$572,0001,008
Trading account gains and fees$0131
Additional Noninterest Income$558,0002,081
Total noninterest expense$4,940,0001,954
Salaries and employee benefits$2,498,0002,120
Premises and equipment expense$816,0001,413
Additional noninterest expense$1,626,0001,804
Pre-tax net operating income$2,073,0002,045
Securities gains (losses)$80,000604
Applicable income taxes$03,901
Income before extraordinary items$2,153,0001,806
Extraordinary gains, net$011
Net income$2,153,0001,805
Minority interest net income$069
Net income of bank and minority interests.$2,153,0001,806
Net charge-offs$156,0001,140
Cash dividends$854,0001,588
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,073,0001,823
2019-03-31 (YTD Data)Rank
Total interest income$3,606,0002,001
Total interest expense$678,0001,891
Net interest income$2,928,0001,992
Provision for loan and lease losses$03,406
Total noninterest income$547,0001,835
Gross Fiduciary activities income$0972
Service charges on deposit accounts$285,0001,001
Trading account gains and fees$0126
Additional Noninterest Income$262,0002,102
Total noninterest expense$2,377,0002,015
Salaries and employee benefits$1,231,0002,157
Premises and equipment expense$392,0001,484
Additional noninterest expense$754,0001,911
Pre-tax net operating income$1,098,0001,934
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,098,0001,739
Extraordinary gains, net$05
Net income$1,098,0001,737
Minority interest net income$052
Net income of bank and minority interests.$1,098,0001,738
Net charge-offs$-38,0005,012
Cash dividends$407,0001,489
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,098,0001,719
2018-12-31 (YTD Data)Rank
Total interest income$13,655,0001,997
Total interest expense$2,150,0001,845
Net interest income$11,505,0002,013
Provision for loan and lease losses$287,0002,027
Total noninterest income$2,037,0001,967
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,155,0001,028
Trading account gains and fees$0126
Additional Noninterest Income$882,0002,378
Total noninterest expense$9,692,0001,947
Salaries and employee benefits$4,982,0002,096
Premises and equipment expense$1,730,0001,328
Additional noninterest expense$2,980,0001,931
Pre-tax net operating income$3,563,0002,256
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,563,0002,057
Extraordinary gains, net$06
Net income$3,563,0002,055
Minority interest net income$072
Net income of bank and minority interests.$3,563,0002,056
Net charge-offs$35,0002,828
Cash dividends$308,0003,338
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,563,0002,055
2018-09-30 (YTD Data)Rank
Total interest income$10,045,0002,016
Total interest expense$1,502,0001,871
Net interest income$8,543,0002,027
Provision for loan and lease losses$272,0001,665
Total noninterest income$1,467,0002,023
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$841,0001,061
Trading account gains and fees$0138
Additional Noninterest Income$626,0002,471
Total noninterest expense$7,250,0001,957
Salaries and employee benefits$3,716,0002,104
Premises and equipment expense$1,295,0001,337
Additional noninterest expense$2,239,0001,925
Pre-tax net operating income$2,488,0002,402
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,488,0002,178
Extraordinary gains, net$05
Net income$2,488,0002,176
Minority interest net income$066
Net income of bank and minority interests.$2,488,0002,177
Net charge-offs$18,0002,750
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,488,0002,180
2018-06-30 (YTD Data)Rank
Total interest income$6,538,0002,042
Total interest expense$926,0001,890
Net interest income$5,612,0002,057
Provision for loan and lease losses$98,0002,236
Total noninterest income$940,0002,076
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$549,0001,078
Trading account gains and fees$0130
Additional Noninterest Income$391,0002,547
Total noninterest expense$4,894,0001,952
Salaries and employee benefits$2,502,0002,101
Premises and equipment expense$875,0001,328
Additional noninterest expense$1,517,0001,903
Pre-tax net operating income$1,560,0002,459
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,560,0002,247
Extraordinary gains, net$06
Net income$1,560,0002,245
Minority interest net income$065
Net income of bank and minority interests.$1,560,0002,246
Net charge-offs$17,0002,331
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,560,0002,245
2018-03-31 (YTD Data)Rank
Total interest income$3,180,0002,081
Total interest expense$444,0001,871
Net interest income$2,736,0002,102
Provision for loan and lease losses$6,0003,271
Total noninterest income$449,0002,111
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$277,0001,078
Trading account gains and fees$0123
Additional Noninterest Income$172,0002,664
Total noninterest expense$2,393,0001,996
Salaries and employee benefits$1,254,0002,125
Premises and equipment expense$440,0001,337
Additional noninterest expense$699,0002,045
Pre-tax net operating income$786,0002,413
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$786,0002,191
Extraordinary gains, net$07
Net income$786,0002,190
Minority interest net income$052
Net income of bank and minority interests.$786,0002,191
Net charge-offs$-11,0004,784
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$786,0002,180
2017-12-31 (YTD Data)Rank
Total interest income$12,880,0001,996
Total interest expense$1,888,0001,600
Net interest income$10,992,0002,067
Provision for loan and lease losses$339,0001,858
Total noninterest income$1,915,0002,086
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,140,0001,063
Trading account gains and fees$0151
Additional Noninterest Income$775,0002,605
Total noninterest expense$8,637,0002,143
Salaries and employee benefits$4,455,0002,287
Premises and equipment expense$1,466,0001,547
Additional noninterest expense$2,716,0002,115
Pre-tax net operating income$3,931,0002,065
Securities gains (losses)$-4,0004,949
Applicable income taxes$04,135
Income before extraordinary items$3,927,0001,628
Extraordinary gains, net$09
Net income$3,927,0001,628
Minority interest net income$076
Net income of bank and minority interests.$3,927,0001,628
Net charge-offs$1,034,000676
Cash dividends$1,888,0001,494
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,931,0001,609
2017-09-30 (YTD Data)Rank
Total interest income$9,568,0002,018
Total interest expense$1,449,0001,560
Net interest income$8,119,0002,098
Provision for loan and lease losses$339,0001,510
Total noninterest income$1,428,0002,117
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$838,0001,088
Trading account gains and fees$0145
Additional Noninterest Income$590,0002,601
Total noninterest expense$6,377,0002,177
Salaries and employee benefits$3,303,0002,318
Premises and equipment expense$1,066,0001,591
Additional noninterest expense$2,008,0002,111
Pre-tax net operating income$2,831,0002,165
Securities gains (losses)$-4,0005,286
Applicable income taxes$04,172
Income before extraordinary items$2,827,0001,814
Extraordinary gains, net$09
Net income$2,827,0001,813
Minority interest net income$071
Net income of bank and minority interests.$2,827,0001,814
Net charge-offs$1,023,000488
Cash dividends$989,0001,727
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,831,0001,783
2017-06-30 (YTD Data)Rank
Total interest income$6,344,0002,016
Total interest expense$968,0001,522
Net interest income$5,376,0002,099
Provision for loan and lease losses$339,0001,107
Total noninterest income$964,0002,103
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$541,0001,111
Trading account gains and fees$0139
Additional Noninterest Income$423,0002,519
Total noninterest expense$4,229,0002,198
Salaries and employee benefits$2,216,0002,321
Premises and equipment expense$683,0001,658
Additional noninterest expense$1,330,0002,122
Pre-tax net operating income$1,772,0002,209
Securities gains (losses)$-2,0005,321
Applicable income taxes$04,189
Income before extraordinary items$1,770,0001,876
Extraordinary gains, net$011
Net income$1,770,0001,876
Minority interest net income$071
Net income of bank and minority interests.$1,770,0001,876
Net charge-offs$272,000884
Cash dividends$646,0001,734
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,772,0001,848
2017-03-31 (YTD Data)Rank
Total interest income$3,132,0002,032
Total interest expense$479,0001,513
Net interest income$2,653,0002,109
Provision for loan and lease losses$190,000972
Total noninterest income$493,0002,069
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$271,0001,102
Trading account gains and fees$0142
Additional Noninterest Income$222,0002,443
Total noninterest expense$2,095,0002,231
Salaries and employee benefits$1,101,0002,352
Premises and equipment expense$332,0001,722
Additional noninterest expense$662,0002,133
Pre-tax net operating income$861,0002,171
Securities gains (losses)$-2,0005,508
Applicable income taxes$04,086
Income before extraordinary items$859,0001,868
Extraordinary gains, net$08
Net income$859,0001,868
Minority interest net income$055
Net income of bank and minority interests.$859,0001,868
Net charge-offs$228,000549
Cash dividends$343,0001,538
Sale, conversion, retirement of capital stock, net$0632
Net operating income$861,0001,852
2016-12-31 (YTD Data)Rank
Total interest income$11,981,0002,081
Total interest expense$1,699,0001,617
Net interest income$10,282,0002,131
Provision for loan and lease losses$613,0001,284
Total noninterest income$1,834,0002,222
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,143,0001,075
Trading account gains and fees$0170
Additional Noninterest Income$691,0002,845
Total noninterest expense$8,181,0002,247
Salaries and employee benefits$4,198,0002,414
Premises and equipment expense$1,304,0001,733
Additional noninterest expense$2,679,0002,175
Pre-tax net operating income$3,322,0002,218
Securities gains (losses)$-22,0005,696
Applicable income taxes$04,278
Income before extraordinary items$3,300,0001,936
Extraordinary gains, net$05
Net income$3,300,0001,935
Minority interest net income$082
Net income of bank and minority interests.$3,300,0001,935
Net charge-offs$393,0001,275
Cash dividends$1,768,0001,546
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,322,0001,886
2016-09-30 (YTD Data)Rank
Total interest income$8,831,0002,101
Total interest expense$1,228,0001,675
Net interest income$7,603,0002,151
Provision for loan and lease losses$344,0001,495
Total noninterest income$1,509,0002,115
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$855,0001,080
Trading account gains and fees$0169
Additional Noninterest Income$654,0002,566
Total noninterest expense$6,095,0002,254
Salaries and employee benefits$3,124,0002,413
Premises and equipment expense$942,0001,797
Additional noninterest expense$2,029,0002,156
Pre-tax net operating income$2,673,0002,141
Securities gains (losses)$-22,0005,837
Applicable income taxes$04,325
Income before extraordinary items$2,651,0001,860
Extraordinary gains, net$05
Net income$2,651,0001,860
Minority interest net income$071
Net income of bank and minority interests.$2,651,0001,860
Net charge-offs$174,0001,569
Cash dividends$1,050,0001,609
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,673,0001,801
2016-06-30 (YTD Data)Rank
Total interest income$5,739,0002,161
Total interest expense$788,0001,724
Net interest income$4,951,0002,200
Provision for loan and lease losses$241,0001,450
Total noninterest income$1,003,0002,101
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$553,0001,093
Trading account gains and fees$0157
Additional Noninterest Income$450,0002,510
Total noninterest expense$4,081,0002,262
Salaries and employee benefits$2,083,0002,428
Premises and equipment expense$609,0001,848
Additional noninterest expense$1,389,0002,121
Pre-tax net operating income$1,632,0002,256
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,632,0001,968
Extraordinary gains, net$016
Net income$1,632,0001,968
Minority interest net income$071
Net income of bank and minority interests.$1,632,0001,968
Net charge-offs$165,0001,263
Cash dividends$719,0001,605
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,632,0001,910
2016-03-31 (YTD Data)Rank
Total interest income$2,835,0002,176
Total interest expense$390,0001,733
Net interest income$2,445,0002,215
Provision for loan and lease losses$166,0001,086
Total noninterest income$480,0002,117
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$279,0001,071
Trading account gains and fees$0142
Additional Noninterest Income$201,0002,610
Total noninterest expense$1,974,0002,334
Salaries and employee benefits$969,0002,577
Premises and equipment expense$294,0001,904
Additional noninterest expense$711,0002,056
Pre-tax net operating income$785,0002,297
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$785,0002,023
Extraordinary gains, net$012
Net income$785,0002,023
Minority interest net income$062
Net income of bank and minority interests.$785,0002,023
Net charge-offs$153,000784
Cash dividends$345,0001,509
Sale, conversion, retirement of capital stock, net$0659
Net operating income$785,0001,976
2015-12-31 (YTD Data)Rank
Total interest income$11,114,0002,167
Total interest expense$1,588,0001,692
Net interest income$9,526,0002,242
Provision for loan and lease losses$180,0002,436
Total noninterest income$1,994,0002,118
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,254,000994
Trading account gains and fees$0159
Additional Noninterest Income$740,0002,755
Total noninterest expense$7,976,0002,302
Salaries and employee benefits$4,060,0002,467
Premises and equipment expense$1,210,0001,877
Additional noninterest expense$2,706,0002,185
Pre-tax net operating income$3,364,0002,133
Securities gains (losses)$73,0001,359
Applicable income taxes$04,402
Income before extraordinary items$3,437,0001,825
Extraordinary gains, net$023
Net income$3,437,0001,828
Minority interest net income$081
Net income of bank and minority interests.$3,437,0001,828
Net charge-offs$109,0002,567
Cash dividends$1,469,0001,674
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,364,0001,818
2015-09-30 (YTD Data)Rank
Total interest income$8,248,0002,206
Total interest expense$1,202,0001,703
Net interest income$7,046,0002,293
Provision for loan and lease losses$92,0002,737
Total noninterest income$1,511,0002,123
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$933,0001,004
Trading account gains and fees$0153
Additional Noninterest Income$578,0002,719
Total noninterest expense$5,976,0002,301
Salaries and employee benefits$3,036,0002,475
Premises and equipment expense$901,0001,902
Additional noninterest expense$2,039,0002,171
Pre-tax net operating income$2,489,0002,198
Securities gains (losses)$73,0001,224
Applicable income taxes$04,489
Income before extraordinary items$2,562,0001,858
Extraordinary gains, net$021
Net income$2,562,0001,860
Minority interest net income$078
Net income of bank and minority interests.$2,562,0001,860
Net charge-offs$85,0002,327
Cash dividends$919,0001,684
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,489,0001,861
2015-06-30 (YTD Data)Rank
Total interest income$5,459,0002,214
Total interest expense$816,0001,691
Net interest income$4,643,0002,312
Provision for loan and lease losses$92,0002,311
Total noninterest income$984,0002,157
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$590,0001,037
Trading account gains and fees$0157
Additional Noninterest Income$394,0002,696
Total noninterest expense$3,991,0002,306
Salaries and employee benefits$2,054,0002,450
Premises and equipment expense$598,0001,921
Additional noninterest expense$1,339,0002,195
Pre-tax net operating income$1,544,0002,293
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,544,0001,992
Extraordinary gains, net$022
Net income$1,544,0001,995
Minority interest net income$075
Net income of bank and minority interests.$1,544,0001,994
Net charge-offs$47,0002,361
Cash dividends$598,0001,751
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,544,0001,946
2015-03-31 (YTD Data)Rank
Total interest income$2,731,0002,204
Total interest expense$416,0001,674
Net interest income$2,315,0002,305
Provision for loan and lease losses$03,703
Total noninterest income$447,0002,256
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$270,0001,118
Trading account gains and fees$0152
Additional Noninterest Income$177,0002,795
Total noninterest expense$1,903,0002,414
Salaries and employee benefits$944,0002,641
Premises and equipment expense$297,0001,956
Additional noninterest expense$662,0002,208
Pre-tax net operating income$859,0002,102
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$859,0001,820
Extraordinary gains, net$013
Net income$859,0001,822
Minority interest net income$064
Net income of bank and minority interests.$859,0001,822
Net charge-offs$18,0002,186
Cash dividends$321,0001,483
Sale, conversion, retirement of capital stock, net$0697
Net operating income$859,0001,751
2014-12-31 (YTD Data)Rank
Total interest income$10,856,0002,215
Total interest expense$1,769,0001,642
Net interest income$9,087,0002,344
Provision for loan and lease losses$579,0001,325
Total noninterest income$1,816,0002,256
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,189,0001,114
Trading account gains and fees$0180
Additional Noninterest Income$627,0002,974
Total noninterest expense$7,424,0002,475
Salaries and employee benefits$3,748,0002,638
Premises and equipment expense$1,168,0001,963
Additional noninterest expense$2,508,0002,409
Pre-tax net operating income$2,900,0002,325
Securities gains (losses)$-15,0006,095
Applicable income taxes$04,531
Income before extraordinary items$2,885,0002,076
Extraordinary gains, net$017
Net income$2,885,0002,076
Minority interest net income$084
Net income of bank and minority interests.$2,885,0002,075
Net charge-offs$84,0003,348
Cash dividends$1,512,0001,553
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,900,0002,026
2014-09-30 (YTD Data)Rank
Total interest income$8,169,0002,223
Total interest expense$1,347,0001,636
Net interest income$6,822,0002,336
Provision for loan and lease losses$524,0001,102
Total noninterest income$1,377,0002,239
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$878,0001,140
Trading account gains and fees$0174
Additional Noninterest Income$499,0002,911
Total noninterest expense$5,546,0002,489
Salaries and employee benefits$2,787,0002,655
Premises and equipment expense$872,0001,995
Additional noninterest expense$1,887,0002,382
Pre-tax net operating income$2,129,0002,413
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,129,0002,116
Extraordinary gains, net$015
Net income$2,129,0002,114
Minority interest net income$081
Net income of bank and minority interests.$2,129,0002,114
Net charge-offs$47,0003,303
Cash dividends$963,0001,576
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,129,0002,074
2014-06-30 (YTD Data)Rank
Total interest income$5,375,0002,243
Total interest expense$922,0001,625
Net interest income$4,453,0002,382
Provision for loan and lease losses$412,000983
Total noninterest income$884,0002,259
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$557,0001,167
Trading account gains and fees$0172
Additional Noninterest Income$327,0002,920
Total noninterest expense$3,695,0002,500
Salaries and employee benefits$1,860,0002,662
Premises and equipment expense$566,0002,049
Additional noninterest expense$1,269,0002,365
Pre-tax net operating income$1,230,0002,600
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,230,0002,299
Extraordinary gains, net$020
Net income$1,230,0002,303
Minority interest net income$080
Net income of bank and minority interests.$1,230,0002,303
Net charge-offs$33,0003,108
Cash dividends$642,0001,570
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,230,0002,253
2014-03-31 (YTD Data)Rank
Total interest income$2,649,0002,277
Total interest expense$470,0001,618
Net interest income$2,179,0002,420
Provision for loan and lease losses$240,000872
Total noninterest income$453,0002,175
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$261,0001,218
Trading account gains and fees$0147
Additional Noninterest Income$192,0002,620
Total noninterest expense$1,864,0002,490
Salaries and employee benefits$946,0002,644
Premises and equipment expense$279,0002,126
Additional noninterest expense$639,0002,342
Pre-tax net operating income$528,0002,794
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$528,0002,471
Extraordinary gains, net$016
Net income$528,0002,474
Minority interest net income$066
Net income of bank and minority interests.$528,0002,474
Net charge-offs$4,0003,176
Cash dividends$321,0001,383
Sale, conversion, retirement of capital stock, net$0747
Net operating income$528,0002,428
2013-12-31 (YTD Data)Rank
Total interest income$11,110,0002,205
Total interest expense$2,020,0001,692
Net interest income$9,090,0002,314
Provision for loan and lease losses$541,0001,747
Total noninterest income$1,935,0002,213
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,111,0001,225
Trading account gains and fees$0184
Additional Noninterest Income$824,0002,637
Total noninterest expense$7,006,0002,628
Salaries and employee benefits$3,490,0002,810
Premises and equipment expense$988,0002,275
Additional noninterest expense$2,528,0002,436
Pre-tax net operating income$3,478,0001,917
Securities gains (losses)$-35,0006,408
Applicable income taxes$04,631
Income before extraordinary items$3,443,0001,701
Extraordinary gains, net$029
Net income$3,443,0001,705
Minority interest net income$090
Net income of bank and minority interests.$3,443,0001,705
Net charge-offs$179,0003,142
Cash dividends$1,655,0001,385
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,478,0001,648
2013-09-30 (YTD Data)Rank
Total interest income$8,387,0002,196
Total interest expense$1,544,0001,698
Net interest income$6,843,0002,296
Provision for loan and lease losses$331,0001,967
Total noninterest income$1,462,0002,249
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$823,0001,246
Trading account gains and fees$0180
Additional Noninterest Income$639,0002,636
Total noninterest expense$5,193,0002,658
Salaries and employee benefits$2,575,0002,854
Premises and equipment expense$718,0002,362
Additional noninterest expense$1,900,0002,420
Pre-tax net operating income$2,781,0001,869
Securities gains (losses)$-34,0006,625
Applicable income taxes$04,713
Income before extraordinary items$2,747,0001,636
Extraordinary gains, net$025
Net income$2,747,0001,638
Minority interest net income$084
Net income of bank and minority interests.$2,747,0001,640
Net charge-offs$120,0003,088
Cash dividends$1,014,0001,431
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,781,0001,576
2013-06-30 (YTD Data)Rank
Total interest income$5,639,0002,187
Total interest expense$1,050,0001,705
Net interest income$4,589,0002,270
Provision for loan and lease losses$102,0002,912
Total noninterest income$992,0002,236
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$538,0001,246
Trading account gains and fees$0157
Additional Noninterest Income$454,0002,615
Total noninterest expense$3,448,0002,669
Salaries and employee benefits$1,716,0002,867
Premises and equipment expense$461,0002,439
Additional noninterest expense$1,271,0002,403
Pre-tax net operating income$2,031,0001,695
Securities gains (losses)$-35,0006,770
Applicable income taxes$04,679
Income before extraordinary items$1,996,0001,513
Extraordinary gains, net$022
Net income$1,996,0001,516
Minority interest net income$082
Net income of bank and minority interests.$1,996,0001,518
Net charge-offs$45,0003,434
Cash dividends$671,0001,436
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,031,0001,426
2013-03-31 (YTD Data)Rank
Total interest income$2,818,0002,210
Total interest expense$532,0001,724
Net interest income$2,286,0002,285
Provision for loan and lease losses$34,0003,135
Total noninterest income$534,0002,133
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$269,0001,244
Trading account gains and fees$0148
Additional Noninterest Income$265,0002,386
Total noninterest expense$1,766,0002,653
Salaries and employee benefits$875,0002,837
Premises and equipment expense$236,0002,413
Additional noninterest expense$655,0002,358
Pre-tax net operating income$1,020,0001,674
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,020,0001,451
Extraordinary gains, net$010
Net income$1,020,0001,453
Minority interest net income$076
Net income of bank and minority interests.$1,020,0001,453
Net charge-offs$-9,0006,154
Cash dividends$350,0001,201
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,020,0001,395
2012-12-31 (YTD Data)Rank
Total interest income$12,080,0002,166
Total interest expense$2,309,0001,889
Net interest income$9,771,0002,203
Provision for loan and lease losses$05,905
Total noninterest income$1,989,0002,192
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,138,0001,250
Trading account gains and fees$0166
Additional Noninterest Income$851,0002,594
Total noninterest expense$6,696,0002,774
Salaries and employee benefits$3,323,0002,914
Premises and equipment expense$882,0002,529
Additional noninterest expense$2,491,0002,574
Pre-tax net operating income$5,064,0001,360
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,064,0001,172
Extraordinary gains, net$029
Net income$5,064,0001,173
Minority interest net income$093
Net income of bank and minority interests.$5,064,0001,173
Net charge-offs$251,0003,520
Cash dividends$3,178,000833
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,064,0001,104
2012-09-30 (YTD Data)Rank
Total interest income$9,102,0002,191
Total interest expense$1,759,0001,941
Net interest income$7,343,0002,228
Provision for loan and lease losses$05,790
Total noninterest income$1,407,0002,278
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$837,0001,283
Trading account gains and fees$0157
Additional Noninterest Income$570,0002,753
Total noninterest expense$4,969,0002,809
Salaries and employee benefits$2,453,0002,960
Premises and equipment expense$647,0002,601
Additional noninterest expense$1,869,0002,576
Pre-tax net operating income$3,781,0001,399
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,781,0001,188
Extraordinary gains, net$020
Net income$3,781,0001,188
Minority interest net income$086
Net income of bank and minority interests.$3,781,0001,188
Net charge-offs$176,0003,428
Cash dividends$1,772,000878
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,781,0001,124
2012-06-30 (YTD Data)Rank
Total interest income$6,062,0002,201
Total interest expense$1,178,0002,000
Net interest income$4,884,0002,235
Provision for loan and lease losses$05,619
Total noninterest income$926,0002,280
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$552,0001,280
Trading account gains and fees$0153
Additional Noninterest Income$374,0002,733
Total noninterest expense$3,311,0002,806
Salaries and employee benefits$1,629,0002,978
Premises and equipment expense$425,0002,643
Additional noninterest expense$1,257,0002,567
Pre-tax net operating income$2,499,0001,393
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,499,0001,203
Extraordinary gains, net$019
Net income$2,499,0001,204
Minority interest net income$084
Net income of bank and minority interests.$2,499,0001,203
Net charge-offs$127,0003,200
Cash dividends$1,177,000849
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,499,0001,125
2012-03-31 (YTD Data)Rank
Total interest income$3,027,0002,236
Total interest expense$591,0002,063
Net interest income$2,436,0002,246
Provision for loan and lease losses$05,254
Total noninterest income$414,0002,429
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$276,0001,276
Trading account gains and fees$0148
Additional Noninterest Income$138,0003,187
Total noninterest expense$1,651,0002,815
Salaries and employee benefits$826,0002,958
Premises and equipment expense$211,0002,689
Additional noninterest expense$614,0002,602
Pre-tax net operating income$1,199,0001,448
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,199,0001,214
Extraordinary gains, net$019
Net income$1,199,0001,214
Minority interest net income$078
Net income of bank and minority interests.$1,199,0001,215
Net charge-offs$45,0003,095
Cash dividends$589,000767
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,199,0001,153
2011-12-31 (YTD Data)Rank
Total interest income$12,049,0002,311
Total interest expense$2,545,0002,274
Net interest income$9,504,0002,294
Provision for loan and lease losses$06,496
Total noninterest income$1,678,0002,277
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,099,0001,348
Trading account gains and fees$0146
Additional Noninterest Income$579,0002,908
Total noninterest expense$6,263,0002,952
Salaries and employee benefits$3,150,0002,992
Premises and equipment expense$818,0002,863
Additional noninterest expense$2,295,0002,772
Pre-tax net operating income$4,919,0001,191
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,919,0001,022
Extraordinary gains, net$029
Net income$4,919,0001,022
Minority interest net income$096
Net income of bank and minority interests.$4,919,0001,022
Net charge-offs$222,0004,167
Cash dividends$2,688,000729
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,919,000979
2011-09-30 (YTD Data)Rank
Total interest income$9,066,0002,328
Total interest expense$1,910,0002,367
Net interest income$7,156,0002,298
Provision for loan and lease losses$06,393
Total noninterest income$1,253,0002,269
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$809,0001,381
Trading account gains and fees$0145
Additional Noninterest Income$444,0002,875
Total noninterest expense$4,664,0002,968
Salaries and employee benefits$2,311,0003,059
Premises and equipment expense$610,0002,899
Additional noninterest expense$1,743,0002,751
Pre-tax net operating income$3,745,0001,227
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,745,0001,032
Extraordinary gains, net$021
Net income$3,745,0001,030
Minority interest net income$087
Net income of bank and minority interests.$3,745,0001,032
Net charge-offs$197,0003,729
Cash dividends$1,683,000756
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,745,000982
2011-06-30 (YTD Data)Rank
Total interest income$5,975,0002,376
Total interest expense$1,280,0002,439
Net interest income$4,695,0002,336
Provision for loan and lease losses$06,217
Total noninterest income$816,0002,298
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$528,0001,385
Trading account gains and fees$0153
Additional Noninterest Income$288,0002,936
Total noninterest expense$3,083,0003,024
Salaries and employee benefits$1,534,0003,095
Premises and equipment expense$406,0002,932
Additional noninterest expense$1,143,0002,844
Pre-tax net operating income$2,428,0001,225
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,428,0001,019
Extraordinary gains, net$015
Net income$2,428,0001,017
Minority interest net income$089
Net income of bank and minority interests.$2,428,0001,019
Net charge-offs$115,0003,699
Cash dividends$1,119,000737
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,428,000986
2011-03-31 (YTD Data)Rank
Total interest income$2,959,0002,408
Total interest expense$642,0002,496
Net interest income$2,317,0002,357
Provision for loan and lease losses$05,840
Total noninterest income$354,0002,551
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$250,0001,429
Trading account gains and fees$0158
Additional Noninterest Income$104,0003,509
Total noninterest expense$1,488,0003,120
Salaries and employee benefits$776,0003,075
Premises and equipment expense$201,0002,978
Additional noninterest expense$511,0003,121
Pre-tax net operating income$1,183,0001,229
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,183,0001,029
Extraordinary gains, net$09
Net income$1,183,0001,029
Minority interest net income$086
Net income of bank and minority interests.$1,183,0001,029
Net charge-offs$39,0003,544
Cash dividends$554,000667
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,183,000997
2010-12-31 (YTD Data)Rank
Total interest income$11,999,0002,495
Total interest expense$3,016,0002,595
Net interest income$8,983,0002,445
Provision for loan and lease losses$352,0004,630
Total noninterest income$1,822,0002,201
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,168,0001,290
Trading account gains and fees$0175
Additional Noninterest Income$654,0002,797
Total noninterest expense$6,045,0003,084
Salaries and employee benefits$2,923,0003,185
Premises and equipment expense$869,0002,778
Additional noninterest expense$2,253,0002,932
Pre-tax net operating income$4,408,0001,146
Securities gains (losses)$-51,0007,160
Applicable income taxes$04,655
Income before extraordinary items$4,357,000995
Extraordinary gains, net$029
Net income$4,357,000997
Minority interest net income$0111
Net income of bank and minority interests.$4,357,000998
Net charge-offs$192,0004,805
Cash dividends$2,431,000685
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,408,000949
2010-09-30 (YTD Data)Rank
Total interest income$9,014,0002,544
Total interest expense$2,323,0002,629
Net interest income$6,691,0002,478
Provision for loan and lease losses$321,0004,223
Total noninterest income$1,466,0002,121
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$907,0001,278
Trading account gains and fees$0165
Additional Noninterest Income$559,0002,584
Total noninterest expense$4,483,0003,124
Salaries and employee benefits$2,150,0003,250
Premises and equipment expense$647,0002,854
Additional noninterest expense$1,686,0002,882
Pre-tax net operating income$3,353,0001,184
Securities gains (losses)$-52,0007,335
Applicable income taxes$04,726
Income before extraordinary items$3,301,0001,043
Extraordinary gains, net$023
Net income$3,301,0001,046
Minority interest net income$0110
Net income of bank and minority interests.$3,301,0001,046
Net charge-offs$123,0004,696
Cash dividends$1,497,000749
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,353,000978
2010-06-30 (YTD Data)Rank
Total interest income$5,994,0002,590
Total interest expense$1,583,0002,676
Net interest income$4,411,0002,509
Provision for loan and lease losses$212,0004,133
Total noninterest income$1,037,0001,997
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$617,0001,266
Trading account gains and fees$0152
Additional Noninterest Income$420,0002,345
Total noninterest expense$3,023,0003,098
Salaries and employee benefits$1,438,0003,262
Premises and equipment expense$429,0002,888
Additional noninterest expense$1,156,0002,800
Pre-tax net operating income$2,213,0001,187
Securities gains (losses)$-36,0007,412
Applicable income taxes$04,691
Income before extraordinary items$2,177,0001,038
Extraordinary gains, net$019
Net income$2,177,0001,039
Minority interest net income$0105
Net income of bank and minority interests.$2,177,0001,039
Net charge-offs$86,0004,402
Cash dividends$824,000864
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,213,000972
2010-03-31 (YTD Data)Rank
Total interest income$3,000,0002,637
Total interest expense$805,0002,745
Net interest income$2,195,0002,554
Provision for loan and lease losses$107,0003,865
Total noninterest income$598,0001,784
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$301,0001,300
Trading account gains and fees$0175
Additional Noninterest Income$297,0001,857
Total noninterest expense$1,510,0003,128
Salaries and employee benefits$720,0003,311
Premises and equipment expense$209,0003,023
Additional noninterest expense$581,0002,783
Pre-tax net operating income$1,176,0001,127
Securities gains (losses)$-15,0007,530
Applicable income taxes$04,611
Income before extraordinary items$1,161,000938
Extraordinary gains, net$016
Net income$1,161,000942
Minority interest net income$091
Net income of bank and minority interests.$1,161,000942
Net charge-offs$45,0003,811
Cash dividends$523,000637
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,176,000906
2009-12-31 (YTD Data)Rank
Total interest income$12,545,0002,627
Total interest expense$3,876,0002,811
Net interest income$8,669,0002,495
Provision for loan and lease losses$350,0005,055
Total noninterest income$1,768,0002,310
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,192,0001,442
Trading account gains and fees$0211
Additional Noninterest Income$576,0002,958
Total noninterest expense$7,343,0002,677
Salaries and employee benefits$2,648,0003,540
Premises and equipment expense$833,0003,020
Additional noninterest expense$3,862,0001,902
Pre-tax net operating income$2,744,0001,456
Securities gains (losses)$-566,0007,611
Applicable income taxes$04,388
Income before extraordinary items$2,178,0001,536
Extraordinary gains, net$034
Net income$2,178,0001,533
Minority interest net income$0115
Net income of bank and minority interests.$2,178,0001,535
Net charge-offs$267,0004,636
Cash dividends$1,798,0001,008
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,744,0001,202
2009-09-30 (YTD Data)Rank
Total interest income$9,463,0002,659
Total interest expense$3,034,0002,840
Net interest income$6,429,0002,533
Provision for loan and lease losses$200,0005,146
Total noninterest income$1,327,0002,352
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$885,0001,455
Trading account gains and fees$0212
Additional Noninterest Income$442,0003,024
Total noninterest expense$5,108,0002,854
Salaries and employee benefits$1,985,0003,559
Premises and equipment expense$662,0002,901
Additional noninterest expense$2,461,0002,139
Pre-tax net operating income$2,448,0001,318
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,448,0001,113
Extraordinary gains, net$027
Net income$2,448,0001,112
Minority interest net income$0118
Net income of bank and minority interests.$2,448,0001,113
Net charge-offs$187,0004,324
Cash dividends$982,0001,290
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,448,0001,099
2009-06-30 (YTD Data)Rank
Total interest income$6,309,0002,691
Total interest expense$2,096,0002,856
Net interest income$4,213,0002,572
Provision for loan and lease losses$200,0004,313
Total noninterest income$832,0002,461
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$566,0001,483
Trading account gains and fees$0193
Additional Noninterest Income$266,0003,193
Total noninterest expense$3,640,0002,730
Salaries and employee benefits$1,310,0003,637
Premises and equipment expense$434,0002,983
Additional noninterest expense$1,896,0001,889
Pre-tax net operating income$1,205,0001,822
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,205,0001,543
Extraordinary gains, net$021
Net income$1,205,0001,540
Minority interest net income$0112
Net income of bank and minority interests.$1,205,0001,542
Net charge-offs$152,0003,759
Cash dividends$592,0001,453
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,205,0001,519
2009-03-31 (YTD Data)Rank
Total interest income$3,172,0002,712
Total interest expense$1,084,0002,873
Net interest income$2,088,0002,600
Provision for loan and lease losses$150,0003,210
Total noninterest income$370,0002,646
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$273,0001,497
Trading account gains and fees$0171
Additional Noninterest Income$97,0003,699
Total noninterest expense$1,342,0003,446
Salaries and employee benefits$656,0003,667
Premises and equipment expense$205,0003,159
Additional noninterest expense$481,0003,106
Pre-tax net operating income$966,0001,332
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$966,0001,127
Extraordinary gains, net$015
Net income$966,0001,130
Minority interest net income$0102
Net income of bank and minority interests.$966,0001,129
Net charge-offs$-42,0008,119
Cash dividends$272,0001,450
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$966,0001,044
2008-12-31 (YTD Data)Rank
Total interest income$12,537,0002,916
Total interest expense$5,116,0002,906
Net interest income$7,421,0002,887
Provision for loan and lease losses$613,0003,462
Total noninterest income$1,558,0002,556
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$492,0003,054
Trading account gains and fees$0154
Additional Noninterest Income$1,066,0002,040
Total noninterest expense$5,210,0003,448
Salaries and employee benefits$2,430,0003,853
Premises and equipment expense$729,0003,409
Additional noninterest expense$2,051,0002,805
Pre-tax net operating income$3,156,0001,715
Securities gains (losses)$03,220
Applicable income taxes$22,0004,237
Income before extraordinary items$3,134,0001,303
Extraordinary gains, net$039
Net income$3,134,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0003,777
Cash dividends$1,313,0001,918
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,134,0001,402
2008-09-30 (YTD Data)Rank
Total interest income$9,341,0003,002
Total interest expense$3,939,0002,942
Net interest income$5,402,0002,993
Provision for loan and lease losses$456,0002,867
Total noninterest income$1,155,0002,643
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$376,0003,038
Trading account gains and fees$0148
Additional Noninterest Income$779,0002,154
Total noninterest expense$3,655,0003,634
Salaries and employee benefits$1,779,0003,959
Premises and equipment expense$536,0003,477
Additional noninterest expense$1,340,0003,059
Pre-tax net operating income$2,446,0001,963
Securities gains (losses)$03,106
Applicable income taxes$22,0004,556
Income before extraordinary items$2,424,0001,505
Extraordinary gains, net$031
Net income$2,424,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0003,010
Cash dividends$749,0002,203
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,424,0001,588
2008-06-30 (YTD Data)Rank
Total interest income$6,183,0003,070
Total interest expense$2,688,0002,995
Net interest income$3,495,0003,057
Provision for loan and lease losses$300,0002,524
Total noninterest income$763,0002,687
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$253,0002,977
Trading account gains and fees$0149
Additional Noninterest Income$510,0002,207
Total noninterest expense$2,468,0003,600
Salaries and employee benefits$1,184,0003,996
Premises and equipment expense$357,0003,505
Additional noninterest expense$927,0002,936
Pre-tax net operating income$1,490,0002,213
Securities gains (losses)$03,233
Applicable income taxes$22,0004,624
Income before extraordinary items$1,468,0001,839
Extraordinary gains, net$021
Net income$1,468,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,127
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,468,0001,808
2008-03-31 (YTD Data)Rank
Total interest income$3,071,0003,163
Total interest expense$1,378,0003,110
Net interest income$1,693,0003,166
Provision for loan and lease losses$161,0002,056
Total noninterest income$372,0002,737
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$125,0002,971
Trading account gains and fees$0158
Additional Noninterest Income$247,0002,248
Total noninterest expense$1,169,0003,769
Salaries and employee benefits$598,0003,985
Premises and equipment expense$147,0004,044
Additional noninterest expense$424,0003,134
Pre-tax net operating income$735,0002,327
Securities gains (losses)$02,688
Applicable income taxes$6,0005,045
Income before extraordinary items$729,0001,958
Extraordinary gains, net$015
Net income$729,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,730
Cash dividends$272,0001,996
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$729,0001,900
2007-12-31 (YTD Data)Rank
Total interest income$11,785,0003,336
Total interest expense$5,379,0003,285
Net interest income$6,406,0003,344
Provision for loan and lease losses$194,0003,930
Total noninterest income$1,339,0002,909
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$714,0002,337
Trading account gains and fees$0178
Additional Noninterest Income$625,0002,944
Total noninterest expense$4,356,0003,861
Salaries and employee benefits$2,164,0004,139
Premises and equipment expense$540,0004,141
Additional noninterest expense$1,652,0003,154
Pre-tax net operating income$3,195,0002,350
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,195,0001,938
Extraordinary gains, net$039
Net income$3,195,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,462
Cash dividends$1,811,0001,734
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,195,0001,924
2007-09-30 (YTD Data)Rank
Total interest income$8,722,0003,378
Total interest expense$3,994,0003,289
Net interest income$4,728,0003,382
Provision for loan and lease losses$93,0004,221
Total noninterest income$881,0003,175
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$598,0002,118
Trading account gains and fees$0184
Additional Noninterest Income$283,0003,845
Total noninterest expense$3,226,0003,884
Salaries and employee benefits$1,596,0004,177
Premises and equipment expense$405,0004,131
Additional noninterest expense$1,225,0003,138
Pre-tax net operating income$2,290,0002,584
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,290,0002,129
Extraordinary gains, net$033
Net income$2,290,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,004
Cash dividends$686,0002,507
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,290,0002,112
2007-06-30 (YTD Data)Rank
Total interest income$5,733,0003,427
Total interest expense$2,625,0003,318
Net interest income$3,108,0003,443
Provision for loan and lease losses$25,0005,140
Total noninterest income$577,0003,246
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$390,0002,167
Trading account gains and fees$0168
Additional Noninterest Income$187,0003,909
Total noninterest expense$2,085,0004,004
Salaries and employee benefits$1,053,0004,256
Premises and equipment expense$266,0004,197
Additional noninterest expense$766,0003,312
Pre-tax net operating income$1,575,0002,599
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,575,0002,133
Extraordinary gains, net$029
Net income$1,575,0002,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,560
Cash dividends$440,0002,633
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,575,0002,112
2007-03-31 (YTD Data)Rank
Total interest income$2,807,0003,462
Total interest expense$1,300,0003,319
Net interest income$1,507,0003,527
Provision for loan and lease losses$05,779
Total noninterest income$296,0003,133
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$183,0002,224
Trading account gains and fees$0195
Additional Noninterest Income$113,0003,538
Total noninterest expense$1,036,0004,027
Salaries and employee benefits$528,0004,260
Premises and equipment expense$131,0004,247
Additional noninterest expense$377,0003,332
Pre-tax net operating income$767,0002,630
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$767,0002,138
Extraordinary gains, net$022
Net income$767,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$205,0002,382
Sale, conversion, retirement of capital stock, net$0885
Net operating income$767,0002,133
2006-12-31 (YTD Data)Rank
Total interest income$10,149,0003,530
Total interest expense$4,489,0003,297
Net interest income$5,660,0003,674
Provision for loan and lease losses$183,0003,678
Total noninterest income$1,011,0003,523
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$715,0002,328
Trading account gains and fees$0130
Additional Noninterest Income$296,0004,323
Total noninterest expense$4,022,0003,981
Salaries and employee benefits$2,033,0004,213
Premises and equipment expense$554,0003,989
Additional noninterest expense$1,435,0003,408
Pre-tax net operating income$2,466,0003,157
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,466,0002,647
Extraordinary gains, net$051
Net income$2,466,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,325
Cash dividends$1,443,0001,992
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,466,0002,632
2006-09-30 (YTD Data)Rank
Total interest income$7,418,0003,574
Total interest expense$3,225,0003,308
Net interest income$4,193,0003,727
Provision for loan and lease losses$183,0003,023
Total noninterest income$746,0003,565
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$523,0002,386
Trading account gains and fees$0126
Additional Noninterest Income$223,0004,309
Total noninterest expense$2,999,0003,980
Salaries and employee benefits$1,511,0004,210
Premises and equipment expense$426,0003,932
Additional noninterest expense$1,062,0003,442
Pre-tax net operating income$1,757,0003,405
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,757,0002,840
Extraordinary gains, net$045
Net income$1,757,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,608
Cash dividends$608,0002,634
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,757,0002,830
2006-06-30 (YTD Data)Rank
Total interest income$4,845,0003,579
Total interest expense$2,050,0003,312
Net interest income$2,795,0003,740
Provision for loan and lease losses$152,0002,551
Total noninterest income$464,0003,691
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$326,0002,496
Trading account gains and fees$0126
Additional Noninterest Income$138,0004,459
Total noninterest expense$2,005,0004,000
Salaries and employee benefits$1,006,0004,239
Premises and equipment expense$286,0003,912
Additional noninterest expense$713,0003,419
Pre-tax net operating income$1,102,0003,559
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,102,0002,982
Extraordinary gains, net$039
Net income$1,102,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,967
Cash dividends$406,0002,664
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,102,0002,966
2006-03-31 (YTD Data)Rank
Total interest income$2,368,0003,579
Total interest expense$963,0003,351
Net interest income$1,405,0003,726
Provision for loan and lease losses$76,0002,386
Total noninterest income$216,0003,811
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$155,0002,531
Trading account gains and fees$0115
Additional Noninterest Income$61,0004,716
Total noninterest expense$1,012,0003,991
Salaries and employee benefits$506,0004,245
Premises and equipment expense$151,0003,771
Additional noninterest expense$355,0003,426
Pre-tax net operating income$533,0003,593
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$533,0003,014
Extraordinary gains, net$021
Net income$533,0003,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$203,0002,361
Sale, conversion, retirement of capital stock, net$0648
Net operating income$533,0002,995
2005-12-31 (YTD Data)Rank
Total interest income$8,633,0003,527
Total interest expense$3,140,0003,209
Net interest income$5,493,0003,687
Provision for loan and lease losses$295,0002,897
Total noninterest income$990,0003,590
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$676,0002,414
Trading account gains and fees$0138
Additional Noninterest Income$314,0004,239
Total noninterest expense$3,710,0004,094
Salaries and employee benefits$1,877,0004,326
Premises and equipment expense$527,0004,017
Additional noninterest expense$1,306,0003,604
Pre-tax net operating income$2,478,0003,179
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,478,0002,620
Extraordinary gains, net$046
Net income$2,478,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,469
Cash dividends$1,444,0001,876
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,478,0002,595
2005-09-30 (YTD Data)Rank
Total interest income$6,332,0003,543
Total interest expense$2,263,0003,173
Net interest income$4,069,0003,713
Provision for loan and lease losses$221,0002,800
Total noninterest income$743,0003,591
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$515,0002,381
Trading account gains and fees$0126
Additional Noninterest Income$228,0004,316
Total noninterest expense$2,712,0004,142
Salaries and employee benefits$1,364,0004,404
Premises and equipment expense$398,0003,982
Additional noninterest expense$950,0003,645
Pre-tax net operating income$1,879,0003,195
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,879,0002,602
Extraordinary gains, net$035
Net income$1,879,0002,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$630,0002,453
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,879,0002,573
2005-06-30 (YTD Data)Rank
Total interest income$4,142,0003,521
Total interest expense$1,457,0003,118
Net interest income$2,685,0003,711
Provision for loan and lease losses$147,0002,736
Total noninterest income$475,0003,645
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$341,0002,362
Trading account gains and fees$0116
Additional Noninterest Income$134,0004,559
Total noninterest expense$1,807,0004,130
Salaries and employee benefits$909,0004,385
Premises and equipment expense$264,0003,973
Additional noninterest expense$634,0003,637
Pre-tax net operating income$1,206,0003,237
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,206,0002,641
Extraordinary gains, net$030
Net income$1,206,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,586
Cash dividends$428,0002,440
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,206,0002,601
2005-03-31 (YTD Data)Rank
Total interest income$2,028,0003,546
Total interest expense$695,0003,141
Net interest income$1,333,0003,737
Provision for loan and lease losses$76,0002,449
Total noninterest income$217,0003,777
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$167,0002,345
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,188
Total noninterest expense$907,0004,139
Salaries and employee benefits$461,0004,352
Premises and equipment expense$130,0004,075
Additional noninterest expense$316,0003,640
Pre-tax net operating income$567,0003,359
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$567,0002,737
Extraordinary gains, net$024
Net income$567,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$225,0002,079
Sale, conversion, retirement of capital stock, net$0491
Net operating income$567,0002,688
2004-12-31 (YTD Data)Rank
Total interest income$7,777,0003,488
Total interest expense$2,627,0002,924
Net interest income$5,150,0003,726
Provision for loan and lease losses$420,0002,272
Total noninterest income$1,006,0003,521
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$712,0002,340
Trading account gains and fees$0138
Additional Noninterest Income$294,0004,307
Total noninterest expense$3,484,0004,196
Salaries and employee benefits$1,749,0004,426
Premises and equipment expense$525,0003,932
Additional noninterest expense$1,210,0003,719
Pre-tax net operating income$2,252,0003,241
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,252,0002,642
Extraordinary gains, net$034
Net income$2,252,0002,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,212
Cash dividends$1,318,0001,905
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,252,0002,590
2004-09-30 (YTD Data)Rank
Total interest income$5,784,0003,484
Total interest expense$1,949,0002,907
Net interest income$3,835,0003,726
Provision for loan and lease losses$311,0002,215
Total noninterest income$740,0003,600
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$531,0002,369
Trading account gains and fees$0134
Additional Noninterest Income$209,0004,407
Total noninterest expense$2,561,0004,230
Salaries and employee benefits$1,282,0004,459
Premises and equipment expense$395,0003,909
Additional noninterest expense$884,0003,776
Pre-tax net operating income$1,703,0003,288
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,703,0002,668
Extraordinary gains, net$026
Net income$1,703,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,571
Cash dividends$651,0002,292
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,703,0002,604
2004-06-30 (YTD Data)Rank
Total interest income$3,838,0003,487
Total interest expense$1,308,0002,881
Net interest income$2,530,0003,741
Provision for loan and lease losses$209,0002,141
Total noninterest income$479,0003,673
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$339,0002,462
Trading account gains and fees$0130
Additional Noninterest Income$140,0004,440
Total noninterest expense$1,691,0004,281
Salaries and employee benefits$855,0004,499
Premises and equipment expense$265,0003,895
Additional noninterest expense$571,0003,896
Pre-tax net operating income$1,109,0003,299
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,109,0002,690
Extraordinary gains, net$021
Net income$1,109,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,755
Cash dividends$470,0002,234
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,109,0002,617
2004-03-31 (YTD Data)Rank
Total interest income$1,909,0003,518
Total interest expense$666,0002,865
Net interest income$1,243,0003,786
Provision for loan and lease losses$116,0001,902
Total noninterest income$236,0003,649
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$171,0002,391
Trading account gains and fees$0121
Additional Noninterest Income$65,0004,579
Total noninterest expense$840,0004,331
Salaries and employee benefits$436,0004,450
Premises and equipment expense$123,0004,165
Additional noninterest expense$281,0003,938
Pre-tax net operating income$523,0003,398
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$523,0002,832
Extraordinary gains, net$016
Net income$523,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0008,949
Cash dividends$282,0001,817
Sale, conversion, retirement of capital stock, net$0464
Net operating income$523,0002,734
2003-12-31 (YTD Data)Rank
Total interest income$7,933,0003,470
Total interest expense$2,966,0002,906
Net interest income$4,967,0003,699
Provision for loan and lease losses$283,0003,314
Total noninterest income$779,0004,301
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$674,0002,439
Trading account gains and fees$0160
Additional Noninterest Income$105,0006,454
Total noninterest expense$3,351,0004,269
Salaries and employee benefits$1,655,0004,527
Premises and equipment expense$517,0003,967
Additional noninterest expense$1,179,0003,777
Pre-tax net operating income$2,112,0003,272
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,112,0002,744
Extraordinary gains, net$054
Net income$2,112,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,993
Cash dividends$1,949,0001,420
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,112,0002,616
2003-09-30 (YTD Data)Rank
Total interest income$6,007,0003,492
Total interest expense$2,261,0002,942
Net interest income$3,746,0003,703
Provision for loan and lease losses$192,0003,416
Total noninterest income$569,0004,391
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$499,0002,477
Trading account gains and fees$0153
Additional Noninterest Income$70,0006,710
Total noninterest expense$2,509,0004,259
Salaries and employee benefits$1,215,0004,575
Premises and equipment expense$383,0003,986
Additional noninterest expense$911,0003,687
Pre-tax net operating income$1,614,0003,363
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,614,0002,804
Extraordinary gains, net$040
Net income$1,614,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,549
Cash dividends$1,330,0001,408
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,614,0002,658
2003-06-30 (YTD Data)Rank
Total interest income$4,056,0003,479
Total interest expense$1,544,0002,959
Net interest income$2,512,0003,681
Provision for loan and lease losses$104,0003,807
Total noninterest income$369,0004,438
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$326,0002,488
Trading account gains and fees$0150
Additional Noninterest Income$43,0006,830
Total noninterest expense$1,694,0004,203
Salaries and employee benefits$807,0004,579
Premises and equipment expense$254,0003,995
Additional noninterest expense$633,0003,548
Pre-tax net operating income$1,083,0003,325
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,083,0002,806
Extraordinary gains, net$030
Net income$1,083,0002,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,902
Cash dividends$743,0001,654
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,083,0002,642
2003-03-31 (YTD Data)Rank
Total interest income$2,062,0003,438
Total interest expense$795,0002,952
Net interest income$1,267,0003,655
Provision for loan and lease losses$-6,0009,169
Total noninterest income$173,0004,523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$154,0002,537
Trading account gains and fees$0134
Additional Noninterest Income$19,0007,007
Total noninterest expense$927,0003,905
Salaries and employee benefits$401,0004,609
Premises and equipment expense$123,0004,076
Additional noninterest expense$403,0002,842
Pre-tax net operating income$519,0003,406
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$519,0002,872
Extraordinary gains, net$021
Net income$519,0002,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,0009,269
Cash dividends$262,0001,908
Sale, conversion, retirement of capital stock, net$0419
Net operating income$519,0002,729
2002-12-31 (YTD Data)Rank
Total interest income$8,377,0003,505
Total interest expense$3,438,0003,156
Net interest income$4,939,0003,713
Provision for loan and lease losses$275,0003,639
Total noninterest income$666,0004,463
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$603,0002,560
Trading account gains and fees$0153
Additional Noninterest Income$63,0007,257
Total noninterest expense$3,218,0004,228
Salaries and employee benefits$1,589,0004,476
Premises and equipment expense$522,0003,811
Additional noninterest expense$1,107,0003,858
Pre-tax net operating income$2,112,0003,312
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$2,112,0002,687
Extraordinary gains, net$070
Net income$2,112,0002,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,624
Cash dividends$1,998,0001,324
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,112,0002,594
2001-12-31 (YTD Data)Rank
Total interest income$9,170,0003,580
Total interest expense$4,742,0003,308
Net interest income$4,428,0003,819
Provision for loan and lease losses$148,0004,830
Total noninterest income$656,0004,356
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$574,0002,521
Trading account gains and fees$0177
Additional Noninterest Income$82,0006,833
Total noninterest expense$3,186,0004,137
Salaries and employee benefits$1,476,0004,571
Premises and equipment expense$474,0004,074
Additional noninterest expense$1,236,0003,410
Pre-tax net operating income$1,750,0003,495
Securities gains (losses)$04,612
Applicable income taxes$359,0003,936
Income before extraordinary items$1,391,0003,415
Extraordinary gains, net$0105
Net income$1,391,0003,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,421
Cash dividends$1,166,0002,020
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,391,0003,316
2000-12-31 (YTD Data)Rank
Total interest income$9,265,0003,643
Total interest expense$4,610,0003,541
Net interest income$4,655,0003,691
Provision for loan and lease losses$88,0005,585
Total noninterest income$616,0004,346
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$528,0002,567
Trading account gains and fees$0180
Additional Noninterest Income$88,0006,711
Total noninterest expense$3,098,0004,125
Salaries and employee benefits$1,392,0004,642
Premises and equipment expense$424,0004,319
Additional noninterest expense$1,282,0003,219
Pre-tax net operating income$2,085,0003,220
Securities gains (losses)$01,956
Applicable income taxes$709,0002,752
Income before extraordinary items$1,376,0003,481
Extraordinary gains, net$038
Net income$1,376,0003,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0009,638
Cash dividends$784,0002,709
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,376,0003,465
1999-12-31 (YTD Data)Rank
Total interest income$8,568,0003,669
Total interest expense$4,239,0003,416
Net interest income$4,329,0003,907
Provision for loan and lease losses$120,0004,720
Total noninterest income$639,0004,244
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$568,0002,355
Trading account gains and fees$0173
Additional Noninterest Income$71,0007,394
Total noninterest expense$2,797,0004,476
Salaries and employee benefits$1,284,0004,913
Premises and equipment expense$294,0005,524
Additional noninterest expense$1,219,0003,381
Pre-tax net operating income$2,051,0003,279
Securities gains (losses)$03,155
Applicable income taxes$697,0002,907
Income before extraordinary items$1,354,0003,515
Extraordinary gains, net$035
Net income$1,354,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,601
Cash dividends$784,0002,708
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,354,0003,481
1998-12-31 (YTD Data)Rank
Total interest income$8,419,0003,752
Total interest expense$4,146,0003,562
Net interest income$4,273,0003,909
Provision for loan and lease losses$139,0004,351
Total noninterest income$517,0004,840
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$453,0002,794
Trading account gains and fees$0224
Additional Noninterest Income$64,0007,673
Total noninterest expense$2,522,0004,750
Salaries and employee benefits$1,197,0005,077
Premises and equipment expense$267,0005,734
Additional noninterest expense$1,058,0003,766
Pre-tax net operating income$2,129,0003,178
Securities gains (losses)$04,449
Applicable income taxes$724,0002,955
Income before extraordinary items$1,405,0003,426
Extraordinary gains, net$032
Net income$1,405,0003,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,759
Cash dividends$784,0002,645
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,405,0003,337
1997-12-31 (YTD Data)Rank
Total interest income$8,112,0003,920
Total interest expense$4,085,0003,599
Net interest income$4,027,0004,215
Provision for loan and lease losses$68,0005,978
Total noninterest income$518,0004,893
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$419,0003,105
Trading account gains and fees$0239
Additional Noninterest Income$99,0006,819
Total noninterest expense$2,317,0005,077
Salaries and employee benefits$1,059,0005,645
Premises and equipment expense$300,0005,449
Additional noninterest expense$958,0004,061
Pre-tax net operating income$2,160,0003,292
Securities gains (losses)$03,944
Applicable income taxes$734,0003,123
Income before extraordinary items$1,426,0003,501
Extraordinary gains, net$044
Net income$1,426,0003,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,272
Cash dividends$732,0002,711
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,426,0003,426
1996-12-31 (YTD Data)Rank
Total interest income$7,954,0004,062
Total interest expense$3,944,0003,754
Net interest income$4,010,0004,310
Provision for loan and lease losses$113,0004,832
Total noninterest income$467,0005,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$407,0003,289
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,463
Total noninterest expense$2,484,0005,034
Salaries and employee benefits$941,0006,261
Premises and equipment expense$268,0005,987
Additional noninterest expense$1,275,0003,595
Pre-tax net operating income$1,880,0003,586
Securities gains (losses)$04,148
Applicable income taxes$646,0003,379
Income before extraordinary items$1,234,0003,786
Extraordinary gains, net$053
Net income$1,234,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,498
Cash dividends$523,0003,302
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,234,0003,738
1995-12-31 (YTD Data)Rank
Total interest income$7,029,0004,539
Total interest expense$3,304,0004,363
Net interest income$3,725,0004,611
Provision for loan and lease losses$-425,00011,893
Total noninterest income$431,0005,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,624
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,550
Total noninterest expense$1,979,0006,036
Salaries and employee benefits$841,0006,877
Premises and equipment expense$244,0006,448
Additional noninterest expense$894,0004,793
Pre-tax net operating income$2,602,0002,734
Securities gains (losses)$03,831
Applicable income taxes$904,0002,589
Income before extraordinary items$1,698,0002,899
Extraordinary gains, net$065
Net income$1,698,0002,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,854
Cash dividends$418,0003,756
Sale, conversion, retirement of capital stock, net$74,000608
Net operating income$1,698,0002,861
1994-12-31 (YTD Data)Rank
Total interest income$5,094,0005,598
Total interest expense$1,944,0005,734
Net interest income$3,150,0005,394
Provision for loan and lease losses$175,0003,305
Total noninterest income$355,0006,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$1,570,0007,378
Salaries and employee benefits$674,0008,077
Premises and equipment expense$187,0007,705
Additional noninterest expense$709,0006,255
Pre-tax net operating income$1,760,0003,834
Securities gains (losses)$03,600
Applicable income taxes$639,0003,331
Income before extraordinary items$1,121,0004,110
Extraordinary gains, net$0249
Net income$1,121,0004,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$255,0004,852
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,121,0004,144
1993-12-31 (YTD Data)Rank
Total interest income$4,850,0005,929
Total interest expense$2,023,0005,783
Net interest income$2,827,0005,931
Provision for loan and lease losses$221,0003,689
Total noninterest income$491,0005,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$491,0003,298
Total noninterest expense$1,578,0007,563
Salaries and employee benefits$808,0007,273
Premises and equipment expense$280,0006,181
Additional noninterest expense$490,0008,325
Pre-tax net operating income$1,519,0004,269
Securities gains (losses)$70,0002,977
Applicable income taxes$515,0004,073
Income before extraordinary items$1,074,0004,409
Extraordinary gains, net$-143,00012,992
Net income$931,0005,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$255,0004,786
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,026,4004,360
1992-12-31 (YTD Data)Rank
Total interest income$5,665,0005,754
Total interest expense$2,769,0005,515
Net interest income$2,896,0005,882
Provision for loan and lease losses$548,0002,805
Total noninterest income$496,0005,668
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$496,0003,210
Total noninterest expense$1,537,0007,783
Salaries and employee benefits$836,0007,019
Premises and equipment expense$205,0007,717
Additional noninterest expense$496,0008,493
Pre-tax net operating income$1,307,0004,587
Securities gains (losses)$08,369
Applicable income taxes$487,0004,080
Income before extraordinary items$820,0005,266
Extraordinary gains, net$01,422
Net income$820,0005,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0003,709
Cash dividends$127,0006,088
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$820,0004,963

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.