Home > Shelby-Panola Savings Association > Income and Expense
Shelby-Panola Savings Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,426 |
| Total interest expense | $1,566,000 | 6,694 |
| Net interest income | $1,875,000 | 7,870 |
| Provision for loan and lease losses | $-56,000 | 12,027 |
| Total noninterest income | $99,000 | 10,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $873,000 | 9,893 |
| Salaries and employee benefits | $542,000 | 9,025 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $255,000 | 10,466 |
| Pre-tax net operating income | $1,157,000 | 5,374 |
| Securities gains (losses) | $-81,000 | 11,391 |
| Applicable income taxes | $308,000 | 5,782 |
| Income before extraordinary items | $768,000 | 5,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $768,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $189,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $825,510 | 5,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 6,515 |
| Total interest expense | $2,419,000 | 4,965 |
| Net interest income | $1,889,000 | 7,979 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $910,000 | 10,154 |
| Salaries and employee benefits | $531,000 | 9,371 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $300,000 | 10,450 |
| Pre-tax net operating income | $1,139,000 | 5,377 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $469,000 | 4,420 |
| Income before extraordinary items | $742,000 | 5,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $742,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $189,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,920 | 5,868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 7,180 |
| Total interest expense | $2,708,000 | 5,631 |
| Net interest income | $1,544,000 | 9,136 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $974,000 | 10,095 |
| Salaries and employee benefits | $512,000 | 9,666 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $386,000 | 9,740 |
| Pre-tax net operating income | $605,000 | 7,677 |
| Securities gains (losses) | $454,000 | 1,161 |
| Applicable income taxes | $322,000 | 5,667 |
| Income before extraordinary items | $737,000 | 5,705 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $122,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $419,200 | 7,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.