Home > Sharon State Bank > Income and Expense
Sharon State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 10,591 |
| Total interest expense | $617,000 | 10,519 |
| Net interest income | $952,000 | 10,548 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $205,000 | 12,512 |
| Salaries and employee benefits | $115,000 | 12,480 |
| Premises and equipment expense | $14,000 | 12,500 |
| Additional noninterest expense | $76,000 | 12,454 |
| Pre-tax net operating income | $683,000 | 7,501 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $464,000 | 7,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $464,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $164,000 | 5,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $471,590 | 7,574 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 11,361 |
| Total interest expense | $547,000 | 11,434 |
| Net interest income | $894,000 | 11,190 |
| Provision for loan and lease losses | $103,000 | 5,680 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $198,000 | 13,180 |
| Salaries and employee benefits | $91,000 | 13,190 |
| Premises and equipment expense | $7,000 | 13,227 |
| Additional noninterest expense | $100,000 | 12,934 |
| Pre-tax net operating income | $640,000 | 7,686 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $116,000 | 6,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $464,640 | 7,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 12,221 |
| Total interest expense | $695,000 | 11,841 |
| Net interest income | $688,000 | 12,370 |
| Provision for loan and lease losses | $173,000 | 5,708 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $187,000 | 13,820 |
| Salaries and employee benefits | $117,000 | 13,728 |
| Premises and equipment expense | $4,000 | 13,891 |
| Additional noninterest expense | $66,000 | 13,764 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $360,000 | 8,616 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $360,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,664 |
| Cash dividends | $114,000 | 6,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $350,160 | 8,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.