Home > Sharon Co-operative Bank > Income and Expense
Sharon Co-operative Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,734 |
| Total interest expense | $432,000 | 6,219 |
| Net interest income | $400,000 | 7,101 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $450,000 | 6,546 |
| Salaries and employee benefits | $189,000 | 7,171 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $218,000 | 4,976 |
| Pre-tax net operating income | $-16,000 | 7,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-16,000 | 7,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-16,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-16,000 | 7,929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 6,447 |
| Total interest expense | $1,615,000 | 5,937 |
| Net interest income | $1,841,000 | 6,757 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $180,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $1,773,000 | 6,480 |
| Salaries and employee benefits | $844,000 | 6,831 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $728,000 | 5,538 |
| Pre-tax net operating income | $248,000 | 7,257 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $87,000 | 5,082 |
| Income before extraordinary items | $161,000 | 7,435 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $161,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $161,000 | 7,426 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 6,458 |
| Total interest expense | $1,192,000 | 5,927 |
| Net interest income | $1,418,000 | 6,764 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $91,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $1,288,000 | 6,569 |
| Salaries and employee benefits | $628,000 | 6,838 |
| Premises and equipment expense | $141,000 | 6,877 |
| Additional noninterest expense | $519,000 | 5,658 |
| Pre-tax net operating income | $221,000 | 7,341 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $80,000 | 5,122 |
| Income before extraordinary items | $141,000 | 7,524 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $141,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $141,000 | 7,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 6,458 |
| Total interest expense | $780,000 | 5,869 |
| Net interest income | $961,000 | 6,755 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $859,000 | 6,592 |
| Salaries and employee benefits | $430,000 | 6,804 |
| Premises and equipment expense | $80,000 | 7,182 |
| Additional noninterest expense | $349,000 | 5,622 |
| Pre-tax net operating income | $170,000 | 7,269 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $107,000 | 7,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $107,000 | 7,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $107,000 | 7,489 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,400 |
| Total interest expense | $379,000 | 5,833 |
| Net interest income | $504,000 | 6,666 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $442,000 | 6,527 |
| Salaries and employee benefits | $220,000 | 6,758 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $186,000 | 5,401 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,000 | 7,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 6,520 |
| Total interest expense | $1,223,000 | 5,765 |
| Net interest income | $1,871,000 | 6,799 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $135,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $1,899,000 | 6,275 |
| Salaries and employee benefits | $897,000 | 6,651 |
| Premises and equipment expense | $161,000 | 7,152 |
| Additional noninterest expense | $841,000 | 4,989 |
| Pre-tax net operating income | $74,000 | 8,059 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $63,000 | 8,103 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $63,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $63,000 | 8,074 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 6,572 |
| Total interest expense | $779,000 | 6,076 |
| Net interest income | $1,490,000 | 6,688 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $1,340,000 | 6,420 |
| Salaries and employee benefits | $677,000 | 6,630 |
| Premises and equipment expense | $125,000 | 7,091 |
| Additional noninterest expense | $538,000 | 5,484 |
| Pre-tax net operating income | $245,000 | 7,446 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $77,000 | 5,467 |
| Income before extraordinary items | $168,000 | 7,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $168,000 | 7,577 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,588 |
| Total interest expense | $477,000 | 6,156 |
| Net interest income | $1,013,000 | 6,630 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $69,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $884,000 | 6,456 |
| Salaries and employee benefits | $448,000 | 6,651 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $347,000 | 5,554 |
| Pre-tax net operating income | $180,000 | 7,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $58,000 | 5,391 |
| Income before extraordinary items | $122,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $122,000 | 7,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,607 |
| Total interest expense | $230,000 | 6,176 |
| Net interest income | $510,000 | 6,669 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $439,000 | 6,498 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 6,592 |
| Total interest expense | $896,000 | 5,956 |
| Net interest income | $1,942,000 | 6,709 |
| Provision for loan and lease losses | $43,000 | 6,114 |
| Total noninterest income | $184,000 | 7,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $106,000 | 6,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,806 |
| Total noninterest expense | $1,745,000 | 6,454 |
| Salaries and employee benefits | $909,000 | 6,572 |
| Premises and equipment expense | $146,000 | 7,367 |
| Additional noninterest expense | $690,000 | 5,569 |
| Pre-tax net operating income | $338,000 | 7,317 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $223,000 | 7,528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $223,000 | 7,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $223,000 | 7,492 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 6,617 |
| Total interest expense | $664,000 | 5,971 |
| Net interest income | $1,443,000 | 6,734 |
| Provision for loan and lease losses | $29,000 | 6,049 |
| Total noninterest income | $138,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $81,000 | 6,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,316,000 | 6,409 |
| Salaries and employee benefits | $677,000 | 6,555 |
| Premises and equipment expense | $110,000 | 7,337 |
| Additional noninterest expense | $529,000 | 5,464 |
| Pre-tax net operating income | $236,000 | 7,523 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $85,000 | 5,522 |
| Income before extraordinary items | $151,000 | 7,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $151,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $151,000 | 7,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,700 |
| Total interest expense | $437,000 | 6,029 |
| Net interest income | $949,000 | 6,801 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $874,000 | 6,461 |
| Salaries and employee benefits | $444,000 | 6,652 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $356,000 | 5,454 |
| Pre-tax net operating income | $150,000 | 7,542 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $54,000 | 5,561 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $96,000 | 7,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,723 |
| Total interest expense | $218,000 | 6,107 |
| Net interest income | $480,000 | 6,796 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $412,000 | 6,677 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $56,000 | 7,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 6,524 |
| Total interest expense | $1,023,000 | 6,050 |
| Net interest income | $1,968,000 | 6,636 |
| Provision for loan and lease losses | $29,000 | 6,833 |
| Total noninterest income | $119,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $1,615,000 | 6,674 |
| Salaries and employee benefits | $830,000 | 6,810 |
| Premises and equipment expense | $153,000 | 7,361 |
| Additional noninterest expense | $632,000 | 5,818 |
| Pre-tax net operating income | $443,000 | 6,868 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $168,000 | 5,143 |
| Income before extraordinary items | $275,000 | 7,404 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $275,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $275,000 | 7,259 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 6,548 |
| Total interest expense | $800,000 | 6,076 |
| Net interest income | $1,484,000 | 6,662 |
| Provision for loan and lease losses | $19,000 | 6,815 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $1,206,000 | 6,690 |
| Salaries and employee benefits | $601,000 | 6,910 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $490,000 | 5,710 |
| Pre-tax net operating income | $342,000 | 6,985 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $133,000 | 5,257 |
| Income before extraordinary items | $209,000 | 7,540 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $209,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $209,000 | 7,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 6,576 |
| Total interest expense | $559,000 | 6,053 |
| Net interest income | $973,000 | 6,718 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $68,000 | 7,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $763,000 | 6,858 |
| Salaries and employee benefits | $432,000 | 6,727 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $245,000 | 6,586 |
| Pre-tax net operating income | $270,000 | 6,704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $111,000 | 4,979 |
| Income before extraordinary items | $159,000 | 7,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $159,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $159,000 | 7,170 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,498 |
| Total interest expense | $290,000 | 6,044 |
| Net interest income | $501,000 | 6,646 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $376,000 | 6,912 |
| Salaries and employee benefits | $213,000 | 6,782 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $122,000 | 6,602 |
| Pre-tax net operating income | $154,000 | 6,413 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,000 | 6,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 6,391 |
| Total interest expense | $1,397,000 | 5,936 |
| Net interest income | $2,045,000 | 6,554 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $136,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $1,501,000 | 6,840 |
| Salaries and employee benefits | $830,000 | 6,777 |
| Premises and equipment expense | $114,000 | 7,964 |
| Additional noninterest expense | $557,000 | 6,182 |
| Pre-tax net operating income | $662,000 | 6,213 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $275,000 | 4,591 |
| Income before extraordinary items | $377,000 | 6,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $377,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $383,400 | 6,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,889 |
| Total interest expense | $1,456,000 | 7,065 |
| Net interest income | $1,897,000 | 6,603 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $108,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $1,673,000 | 6,404 |
| Salaries and employee benefits | $773,000 | 6,898 |
| Premises and equipment expense | $288,000 | 5,656 |
| Additional noninterest expense | $612,000 | 5,760 |
| Pre-tax net operating income | $320,000 | 7,321 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $270,000 | 7,313 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $270,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $270,000 | 7,195 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 7,168 |
| Total interest expense | $1,437,000 | 7,280 |
| Net interest income | $1,812,000 | 6,898 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $87,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,331,000 | 7,164 |
| Salaries and employee benefits | $772,000 | 6,870 |
| Premises and equipment expense | $133,000 | 7,865 |
| Additional noninterest expense | $426,000 | 6,957 |
| Pre-tax net operating income | $562,000 | 6,734 |
| Securities gains (losses) | $117,000 | 533 |
| Applicable income taxes | $274,000 | 4,774 |
| Income before extraordinary items | $405,000 | 6,824 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $405,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $330,120 | 7,287 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 7,416 |
| Total interest expense | $1,453,000 | 7,089 |
| Net interest income | $1,516,000 | 7,555 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $78,000 | 9,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $1,270,000 | 7,373 |
| Salaries and employee benefits | $731,000 | 7,071 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $432,000 | 7,033 |
| Pre-tax net operating income | $324,000 | 7,955 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $184,000 | 8,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $184,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $184,000 | 8,377 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 7,637 |
| Total interest expense | $1,362,000 | 7,510 |
| Net interest income | $1,541,000 | 7,596 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,170,000 | 7,623 |
| Salaries and employee benefits | $682,000 | 7,293 |
| Premises and equipment expense | $112,000 | 8,436 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $432,000 | 7,707 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $254,000 | 8,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $254,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $254,000 | 8,150 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 8,160 |
| Total interest expense | $1,108,000 | 8,385 |
| Net interest income | $1,567,000 | 7,834 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $1,068,000 | 8,103 |
| Salaries and employee benefits | $640,000 | 7,663 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $323,000 | 8,096 |
| Pre-tax net operating income | $560,000 | 7,618 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $325,000 | 8,185 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $325,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $325,000 | 8,143 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 8,493 |
| Total interest expense | $1,095,000 | 8,717 |
| Net interest income | $1,559,000 | 8,127 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $1,051,000 | 8,504 |
| Salaries and employee benefits | $599,000 | 8,138 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $373,000 | 8,133 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $329,000 | 8,178 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $329,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $329,000 | 8,118 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 8,760 |
| Total interest expense | $1,097,000 | 8,913 |
| Net interest income | $1,527,000 | 8,458 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $65,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $958,000 | 9,132 |
| Salaries and employee benefits | $543,000 | 8,764 |
| Premises and equipment expense | $84,000 | 10,095 |
| Additional noninterest expense | $331,000 | 8,905 |
| Pre-tax net operating income | $630,000 | 7,707 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $268,000 | 6,400 |
| Income before extraordinary items | $362,000 | 8,374 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $362,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $362,000 | 8,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 9,177 |
| Total interest expense | $929,000 | 8,999 |
| Net interest income | $1,416,000 | 9,108 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $987,000 | 9,400 |
| Salaries and employee benefits | $479,000 | 9,585 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $418,000 | 8,640 |
| Pre-tax net operating income | $496,000 | 8,677 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $198,000 | 7,372 |
| Income before extraordinary items | $298,000 | 9,170 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $298,000 | 9,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $298,000 | 9,229 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 9,420 |
| Total interest expense | $953,000 | 9,325 |
| Net interest income | $1,427,000 | 9,340 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $968,000 | 9,885 |
| Salaries and employee benefits | $457,000 | 10,073 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $432,000 | 8,906 |
| Pre-tax net operating income | $535,000 | 8,406 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $234,000 | 7,024 |
| Income before extraordinary items | $293,000 | 9,568 |
| Extraordinary gains, net | $63,000 | 1,988 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $298,120 | 9,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 9,994 |
| Total interest expense | $1,257,000 | 9,399 |
| Net interest income | $1,200,000 | 10,324 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $982,000 | 10,059 |
| Salaries and employee benefits | $433,000 | 10,482 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $449,000 | 8,975 |
| Pre-tax net operating income | $283,000 | 10,301 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $185,000 | 10,806 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $185,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $164,520 | 10,744 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.