Home > Shady Oaks National Bank > Assets and Liabilities
Shady Oaks National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $40,910,000 | 7,820 |
| Cash and due from depository institutions | $3,593,000 | 6,227 |
| Interest-bearing balances | $284,000 | 3,680 |
| Securities | $10,534,000 | 7,246 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 7,292 |
| Net loans & leases | $24,081,000 | 7,642 |
| Loan loss allowance | $268,000 | 7,931 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $603,000 | 7,435 |
| Other real estate owned | $49,000 | 6,227 |
| Goodwill and other intangibles | $1,130,000 | 1,266 |
| All other assets | $430,000 | 8,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,910,000 | 7,820 |
| Total liabilities | $36,767,000 | 7,793 |
| Total deposits | $36,441,000 | 7,661 |
| Interest-bearing deposits | $25,115,000 | 8,382 |
| Deposits held in domestic offices | $36,441,000 | 7,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $326,000 | 7,500 |
| Total equity capital | $4,143,000 | 7,925 |
| Total bank equity capital | $4,143,000 | 7,925 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $3,276,000 | 3,914 |
| Undivided profits | $67,000 | 10,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 6,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $109,000 | 9,673 |
| Earning assets | $35,389,000 | 8,035 |
| Long-term assets (5+ years) | $10,079,000 | 4,314 |
| Average Assets, year-to-date | $40,373,000 | 7,702 |
| Average Assets, quarterly | $40,527,500 | 7,803 |
| Volatile liabilities | $2,830,000 | 8,633 |
| Insider loans | $640,000 | 4,739 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,160,000 | 7,246 |
| Tier 1 (core) risk-based capital | $2,935,000 | 8,995 |
| Tier 2 risk-based capital | $268,000 | 7,452 |
| Total risk weighted assets | $24,430,700 | 7,740 |
| Total unused commitments | $2,160,000 | 7,253 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $38,899,000 | 8,273 |
| Cash and due from depository institutions | $3,405,000 | 6,541 |
| Interest-bearing balances | $692,000 | 2,758 |
| Securities | $10,091,000 | 7,919 |
| Federal funds sold & reverse repurchase agreements | $1,915,000 | 5,031 |
| Net loans & leases | $21,215,000 | 8,222 |
| Loan loss allowance | $236,000 | 8,666 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $654,000 | 7,335 |
| Other real estate owned | $55,000 | 6,541 |
| Goodwill and other intangibles | $1,286,000 | 1,132 |
| All other assets | $278,000 | 10,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,899,000 | 8,273 |
| Total liabilities | $34,680,000 | 8,267 |
| Total deposits | $34,511,000 | 8,132 |
| Interest-bearing deposits | $24,801,000 | 8,760 |
| Deposits held in domestic offices | $34,511,000 | 8,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $169,000 | 9,700 |
| Total equity capital | $4,219,000 | 7,983 |
| Total bank equity capital | $4,219,000 | 7,983 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $3,276,000 | 3,990 |
| Undivided profits | $143,000 | 10,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $97,000 | 10,259 |
| Earning assets | $33,913,000 | 8,452 |
| Long-term assets (5+ years) | $5,072,000 | 5,846 |
| Average Assets, year-to-date | $38,439,800 | 8,163 |
| Average Assets, quarterly | $39,107,000 | 8,184 |
| Volatile liabilities | $2,173,000 | 9,306 |
| Insider loans | $689,000 | 4,637 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,281,000 | 8,402 |
| Tier 1 (core) risk-based capital | $2,852,000 | 9,360 |
| Tier 2 risk-based capital | $236,000 | 8,115 |
| Total risk weighted assets | $21,851,200 | 8,330 |
| Total unused commitments | $1,281,000 | 8,413 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $38,547,000 | 8,539 |
| Cash and due from depository institutions | $2,814,000 | 6,946 |
| Interest-bearing balances | $785,000 | 2,830 |
| Securities | $10,353,000 | 8,148 |
| Federal funds sold & reverse repurchase agreements | $2,135,000 | 5,352 |
| Net loans & leases | $20,601,000 | 8,468 |
| Loan loss allowance | $205,000 | 9,402 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $706,000 | 7,245 |
| Other real estate owned | $212,000 | 6,946 |
| Goodwill and other intangibles | $1,442,000 | 1,002 |
| All other assets | $284,000 | 10,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,547,000 | 8,539 |
| Total liabilities | $34,460,000 | 8,545 |
| Total deposits | $34,303,000 | 8,389 |
| Interest-bearing deposits | $25,130,000 | 9,016 |
| Deposits held in domestic offices | $34,303,000 | 8,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $157,000 | 10,333 |
| Total equity capital | $4,087,000 | 8,249 |
| Total bank equity capital | $4,087,000 | 8,249 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $2,776,000 | 4,460 |
| Undivided profits | $511,000 | 10,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 10,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $126,000 | 10,178 |
| Earning assets | $33,874,000 | 8,710 |
| Long-term assets (5+ years) | $3,275,000 | 6,857 |
| Average Assets, year-to-date | $36,255,400 | 8,616 |
| Average Assets, quarterly | $37,849,500 | 8,558 |
| Volatile liabilities | $2,328,000 | 9,262 |
| Insider loans | $621,000 | 5,030 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,149,000 | 8,709 |
| Tier 1 (core) risk-based capital | $2,521,000 | 9,994 |
| Tier 2 risk-based capital | $205,000 | 8,789 |
| Total risk weighted assets | $21,613,800 | 8,503 |
| Total unused commitments | $1,149,000 | 8,721 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $33,963,000 | 9,271 |
| Cash and due from depository institutions | $3,364,000 | 7,672 |
| Interest-bearing balances | $1,771,000 | 1,727 |
| Securities | $9,307,000 | 9,003 |
| Federal funds sold & reverse repurchase agreements | $1,115,000 | 5,212 |
| Net loans & leases | $18,545,000 | 9,054 |
| Loan loss allowance | $201,000 | 9,848 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $715,000 | 7,319 |
| Other real estate owned | $312,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $605,000 | 8,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,963,000 | 9,271 |
| Total liabilities | $31,318,000 | 9,175 |
| Total deposits | $31,193,000 | 9,003 |
| Interest-bearing deposits | $22,931,000 | 9,615 |
| Deposits held in domestic offices | $31,193,000 | 8,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $125,000 | 10,551 |
| Total equity capital | $2,645,000 | 9,993 |
| Total bank equity capital | $2,645,000 | 9,993 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,030,000 | 7,844 |
| Undivided profits | $815,000 | 9,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $116,000 | 10,461 |
| Earning assets | $30,738,000 | 9,283 |
| Long-term assets (5+ years) | $2,274,000 | 8,021 |
| Average Assets, year-to-date | $35,169,000 | 9,032 |
| Average Assets, quarterly | $34,385,000 | 9,198 |
| Volatile liabilities | $1,908,000 | 9,796 |
| Insider loans | $1,045,000 | 3,586 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,240,000 | 8,668 |
| Tier 1 (core) risk-based capital | $2,797,000 | 9,869 |
| Tier 2 risk-based capital | $201,000 | 9,137 |
| Total risk weighted assets | $20,870,000 | 8,798 |
| Total unused commitments | $1,240,000 | 8,680 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $35,298,000 | 9,453 |
| Cash and due from depository institutions | $3,699,000 | 7,764 |
| Interest-bearing balances | $1,664,000 | 2,683 |
| Securities | $9,079,000 | 9,431 |
| Federal funds sold & reverse repurchase agreements | $4,260,000 | 3,242 |
| Net loans & leases | $16,644,000 | 9,586 |
| Loan loss allowance | $164,000 | 10,918 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $720,000 | 7,409 |
| Other real estate owned | $366,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $530,000 | 9,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,298,000 | 9,453 |
| Total liabilities | $32,793,000 | 9,296 |
| Total deposits | $32,573,000 | 9,158 |
| Interest-bearing deposits | $24,489,000 | 9,744 |
| Deposits held in domestic offices | $32,573,000 | 9,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $220,000 | 8,845 |
| Total equity capital | $2,505,000 | 10,534 |
| Total bank equity capital | $2,505,000 | 10,534 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,030,000 | 7,970 |
| Undivided profits | $675,000 | 10,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $31,647,000 | 9,520 |
| Long-term assets (5+ years) | $2,042,000 | 8,721 |
| Average Assets, year-to-date | $33,733,200 | 9,485 |
| Average Assets, quarterly | $34,963,500 | 9,422 |
| Volatile liabilities | $2,400,000 | 9,149 |
| Insider loans | $1,118,000 | 3,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,472,000 | 8,324 |
| Tier 1 (core) risk-based capital | $2,505,000 | 10,486 |
| Tier 2 risk-based capital | $164,000 | 10,134 |
| Total risk weighted assets | $19,508,500 | 9,265 |
| Total unused commitments | $1,472,000 | 8,349 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $32,521,000 | 10,037 |
| Cash and due from depository institutions | $3,566,000 | 7,484 |
| Interest-bearing balances | $2,051,000 | 2,679 |
| Securities | $10,720,000 | 8,851 |
| Federal funds sold & reverse repurchase agreements | $3,315,000 | 4,678 |
| Net loans & leases | $12,967,000 | 10,770 |
| Loan loss allowance | $196,000 | 10,606 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $763,000 | 7,299 |
| Other real estate owned | $663,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $527,000 | 9,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,521,000 | 10,037 |
| Total liabilities | $30,345,000 | 9,899 |
| Total deposits | $30,014,000 | 9,805 |
| Interest-bearing deposits | $23,351,000 | 10,251 |
| Deposits held in domestic offices | $30,014,000 | 9,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,000 | 4,996 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $324,000 | 7,844 |
| Total equity capital | $2,176,000 | 11,149 |
| Total bank equity capital | $2,176,000 | 11,149 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $964,000 | 8,571 |
| Undivided profits | $412,000 | 11,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $70,000 | 12,461 |
| Earning assets | $29,053,000 | 10,092 |
| Long-term assets (5+ years) | $1,706,000 | 9,301 |
| Average Assets, year-to-date | $30,378,400 | 10,222 |
| Average Assets, quarterly | $31,902,500 | 10,081 |
| Volatile liabilities | $2,463,000 | 9,283 |
| Insider loans | $328,000 | 2,714 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $701,000 | 9,951 |
| Tier 1 (core) risk-based capital | $2,176,000 | 11,105 |
| Tier 2 risk-based capital | $196,000 | 9,547 |
| Total risk weighted assets | $16,798,500 | 10,152 |
| Total unused commitments | $701,000 | 9,977 |
| Derivatives | $0 | 651 |