Home > Sevier County Bank > Income and Expense

Sevier County Bank, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$7,303,0001,940
Total interest expense$1,024,0001,427
Net interest income$6,279,0001,982
Provision for loan and lease losses$633,000473
Total noninterest income$813,0002,460
Gross Fiduciary activities income$0951
Service charges on deposit accounts$145,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$668,0002,347
Total noninterest expense$6,209,0001,692
Salaries and employee benefits$3,535,0001,706
Premises and equipment expense$943,0001,289
Additional noninterest expense$1,731,0001,752
Pre-tax net operating income$250,0004,370
Securities gains (losses)$813,000186
Applicable income taxes$-1,612,0004,945
Income before extraordinary items$2,675,0001,850
Extraordinary gains, net$06
Net income$2,675,0001,851
Minority interest net income$067
Net income of bank and minority interests.$2,675,0001,850
Net charge-offs$4,0001,958
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,862,0002,288
2021-03-31 (YTD Data)Rank
Total interest income$3,576,0001,943
Total interest expense$530,0001,452
Net interest income$3,046,0002,008
Provision for loan and lease losses$364,000480
Total noninterest income$291,0002,834
Gross Fiduciary activities income$0922
Service charges on deposit accounts$77,0002,104
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,774
Total noninterest expense$2,764,0001,824
Salaries and employee benefits$1,674,0001,756
Premises and equipment expense$465,0001,312
Additional noninterest expense$625,0002,207
Pre-tax net operating income$209,0004,069
Securities gains (losses)$388,000224
Applicable income taxes$-967,0004,970
Income before extraordinary items$1,564,0001,677
Extraordinary gains, net$03
Net income$1,564,0001,677
Minority interest net income$055
Net income of bank and minority interests.$1,564,0001,677
Net charge-offs$7,0001,445
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,176,0001,982
2020-12-31 (YTD Data)Rank
Total interest income$13,055,0002,096
Total interest expense$2,455,0001,725
Net interest income$10,600,0002,163
Provision for loan and lease losses$660,0001,979
Total noninterest income$754,0003,188
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$305,0002,211
Trading account gains and feesNANA
Additional Noninterest Income$449,0003,255
Total noninterest expense$10,636,0001,866
Salaries and employee benefits$6,193,0001,856
Premises and equipment expense$1,843,0001,270
Additional noninterest expense$2,600,0002,150
Pre-tax net operating income$58,0004,680
Securities gains (losses)$35,0001,888
Applicable income taxes$-2,600,0004,982
Income before extraordinary items$2,693,0002,444
Extraordinary gains, net$04
Net income$2,693,0002,444
Minority interest net income$072
Net income of bank and minority interests.$2,693,0002,444
Net charge-offs$-5,0004,126
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,658,0002,405
2020-09-30 (YTD Data)Rank
Total interest income$9,617,0002,142
Total interest expense$1,867,0001,791
Net interest income$7,750,0002,207
Provision for loan and lease losses$410,0002,126
Total noninterest income$539,0003,223
Gross Fiduciary activities income$0981
Service charges on deposit accounts$223,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,296
Total noninterest expense$7,749,0001,890
Salaries and employee benefits$4,555,0001,860
Premises and equipment expense$1,360,0001,290
Additional noninterest expense$1,834,0002,207
Pre-tax net operating income$130,0004,586
Securities gains (losses)$25,0001,834
Applicable income taxes$-1,120,0004,993
Income before extraordinary items$1,275,0003,042
Extraordinary gains, net$04
Net income$1,275,0003,041
Minority interest net income$065
Net income of bank and minority interests.$1,275,0003,042
Net charge-offs$-3,0003,980
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,250,0003,018
2020-06-30 (YTD Data)Rank
Total interest income$6,352,0002,179
Total interest expense$1,242,0001,872
Net interest income$5,110,0002,239
Provision for loan and lease losses$410,0001,779
Total noninterest income$285,0003,451
Gross Fiduciary activities income$0970
Service charges on deposit accounts$152,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$133,0003,685
Total noninterest expense$5,334,0001,840
Salaries and employee benefits$3,207,0001,784
Premises and equipment expense$912,0001,275
Additional noninterest expense$1,215,0002,199
Pre-tax net operating income$-349,0004,917
Securities gains (losses)$02,249
Applicable income taxes$-581,0005,002
Income before extraordinary items$232,0004,243
Extraordinary gains, net$04
Net income$232,0004,243
Minority interest net income$065
Net income of bank and minority interests.$232,0004,243
Net charge-offs$7,0002,562
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$232,0004,193
2020-03-31 (YTD Data)Rank
Total interest income$3,244,0002,129
Total interest expense$607,0002,041
Net interest income$2,637,0002,128
Provision for loan and lease losses$360,0001,079
Total noninterest income$251,0002,729
Gross Fiduciary activities income$0941
Service charges on deposit accounts$94,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,723
Total noninterest expense$2,346,0002,039
Salaries and employee benefits$1,288,0002,107
Premises and equipment expense$456,0001,286
Additional noninterest expense$602,0002,252
Pre-tax net operating income$182,0003,878
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$182,0003,801
Extraordinary gains, net$04
Net income$182,0003,802
Minority interest net income$056
Net income of bank and minority interests.$182,0003,802
Net charge-offs$7,0001,991
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$182,0003,768
2019-12-31 (YTD Data)Rank
Total interest income$12,701,0002,184
Total interest expense$2,247,0002,183
Net interest income$10,454,0002,150
Provision for loan and lease losses$03,973
Total noninterest income$-3,362,0005,172
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$364,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$-3,726,0005,180
Total noninterest expense$9,150,0002,048
Salaries and employee benefits$4,956,0002,116
Premises and equipment expense$1,942,0001,197
Additional noninterest expense$2,252,0002,372
Pre-tax net operating income$-2,058,0005,137
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$-2,058,0005,136
Extraordinary gains, net$011
Net income$-2,058,0005,137
Minority interest net income$076
Net income of bank and minority interests.$-2,058,0005,137
Net charge-offs$55,0002,589
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-2,058,0005,131
2019-09-30 (YTD Data)Rank
Total interest income$9,416,0002,231
Total interest expense$1,635,0002,228
Net interest income$7,781,0002,202
Provision for loan and lease losses$03,836
Total noninterest income$-3,296,0005,250
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$271,0002,365
Trading account gains and feesNANA
Additional Noninterest Income$-3,567,0005,257
Total noninterest expense$6,598,0002,111
Salaries and employee benefits$3,545,0002,200
Premises and equipment expense$1,456,0001,208
Additional noninterest expense$1,597,0002,457
Pre-tax net operating income$-2,113,0005,233
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$-2,113,0005,229
Extraordinary gains, net$011
Net income$-2,113,0005,229
Minority interest net income$072
Net income of bank and minority interests.$-2,113,0005,229
Net charge-offs$-71,0004,891
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-2,113,0005,225
2019-06-30 (YTD Data)Rank
Total interest income$6,168,0002,267
Total interest expense$1,059,0002,260
Net interest income$5,109,0002,239
Provision for loan and lease losses$03,685
Total noninterest income$-3,240,0005,298
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$178,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$-3,418,0005,306
Total noninterest expense$4,354,0002,135
Salaries and employee benefits$2,284,0002,252
Premises and equipment expense$913,0001,279
Additional noninterest expense$1,157,0002,341
Pre-tax net operating income$-2,485,0005,294
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-2,485,0005,290
Extraordinary gains, net$011
Net income$-2,485,0005,289
Minority interest net income$069
Net income of bank and minority interests.$-2,485,0005,289
Net charge-offs$-60,0004,956
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-2,485,0005,289
2019-03-31 (YTD Data)Rank
Total interest income$3,001,0002,312
Total interest expense$489,0002,337
Net interest income$2,512,0002,263
Provision for loan and lease losses$03,406
Total noninterest income$34,0004,791
Gross Fiduciary activities income$0972
Service charges on deposit accounts$84,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$-50,0005,332
Total noninterest expense$2,114,0002,182
Salaries and employee benefits$1,105,0002,319
Premises and equipment expense$448,0001,316
Additional noninterest expense$561,0002,389
Pre-tax net operating income$432,0003,269
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$432,0003,108
Extraordinary gains, net$05
Net income$432,0003,105
Minority interest net income$052
Net income of bank and minority interests.$432,0003,107
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$432,0003,093
2018-12-31 (YTD Data)Rank
Total interest income$11,615,0002,267
Total interest expense$1,626,0002,227
Net interest income$9,989,0002,250
Provision for loan and lease losses$-300,0005,258
Total noninterest income$-1,554,0005,401
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$382,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$-1,936,0005,408
Total noninterest expense$9,357,0002,006
Salaries and employee benefits$4,856,0002,145
Premises and equipment expense$1,877,0001,248
Additional noninterest expense$2,624,0002,138
Pre-tax net operating income$-622,0005,330
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-622,0005,321
Extraordinary gains, net$06
Net income$-622,0005,320
Minority interest net income$072
Net income of bank and minority interests.$-622,0005,320
Net charge-offs$-31,0004,777
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-622,0005,320
2018-09-30 (YTD Data)Rank
Total interest income$8,582,0002,282
Total interest expense$1,183,0002,193
Net interest income$7,399,0002,278
Provision for loan and lease losses$-300,0005,346
Total noninterest income$-295,0005,459
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$288,0002,360
Trading account gains and feesNANA
Additional Noninterest Income$-583,0005,472
Total noninterest expense$7,122,0001,985
Salaries and employee benefits$3,703,0002,107
Premises and equipment expense$1,406,0001,245
Additional noninterest expense$2,013,0002,109
Pre-tax net operating income$282,0004,887
Securities gains (losses)$01,118
Applicable income taxes$16,0003,684
Income before extraordinary items$266,0004,858
Extraordinary gains, net$05
Net income$266,0004,856
Minority interest net income$066
Net income of bank and minority interests.$266,0004,857
Net charge-offs$15,0002,827
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$266,0004,864
2018-06-30 (YTD Data)Rank
Total interest income$5,701,0002,267
Total interest expense$756,0002,164
Net interest income$4,945,0002,266
Provision for loan and lease losses$03,782
Total noninterest income$-212,0005,526
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$191,0002,359
Trading account gains and feesNANA
Additional Noninterest Income$-403,0005,538
Total noninterest expense$4,559,0002,056
Salaries and employee benefits$2,298,0002,248
Premises and equipment expense$932,0001,254
Additional noninterest expense$1,329,0002,139
Pre-tax net operating income$174,0004,943
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$174,0004,881
Extraordinary gains, net$06
Net income$174,0004,880
Minority interest net income$065
Net income of bank and minority interests.$174,0004,880
Net charge-offs$14,0002,454
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$174,0004,884
2018-03-31 (YTD Data)Rank
Total interest income$2,813,0002,287
Total interest expense$364,0002,156
Net interest income$2,449,0002,288
Provision for loan and lease losses$03,508
Total noninterest income$89,0004,235
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$101,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$-12,0005,571
Total noninterest expense$2,237,0002,106
Salaries and employee benefits$1,154,0002,252
Premises and equipment expense$453,0001,308
Additional noninterest expense$630,0002,196
Pre-tax net operating income$301,0003,855
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$301,0003,672
Extraordinary gains, net$07
Net income$301,0003,672
Minority interest net income$052
Net income of bank and minority interests.$301,0003,672
Net charge-offs$15,0001,795
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$301,0003,678
2017-12-31 (YTD Data)Rank
Total interest income$10,788,0002,290
Total interest expense$1,404,0002,033
Net interest income$9,384,0002,320
Provision for loan and lease losses$04,227
Total noninterest income$-1,765,0005,665
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$395,0002,412
Trading account gains and feesNANA
Additional Noninterest Income$-2,160,0005,671
Total noninterest expense$9,021,0002,075
Salaries and employee benefits$4,706,0002,182
Premises and equipment expense$1,901,0001,220
Additional noninterest expense$2,414,0002,309
Pre-tax net operating income$-1,402,0005,623
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-1,402,0005,596
Extraordinary gains, net$09
Net income$-1,402,0005,596
Minority interest net income$076
Net income of bank and minority interests.$-1,402,0005,596
Net charge-offs$64,0002,795
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,402,0005,595
2017-09-30 (YTD Data)Rank
Total interest income$7,955,0002,323
Total interest expense$1,047,0002,011
Net interest income$6,908,0002,371
Provision for loan and lease losses$04,088
Total noninterest income$-387,0005,727
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$295,0002,428
Trading account gains and feesNANA
Additional Noninterest Income$-682,0005,736
Total noninterest expense$6,775,0002,076
Salaries and employee benefits$3,527,0002,188
Premises and equipment expense$1,430,0001,231
Additional noninterest expense$1,818,0002,308
Pre-tax net operating income$-254,0005,614
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-254,0005,619
Extraordinary gains, net$09
Net income$-254,0005,619
Minority interest net income$071
Net income of bank and minority interests.$-254,0005,619
Net charge-offs$51,0002,455
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-254,0005,616
2017-06-30 (YTD Data)Rank
Total interest income$5,204,0002,347
Total interest expense$691,0001,983
Net interest income$4,513,0002,402
Provision for loan and lease losses$03,871
Total noninterest income$-294,0005,773
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$194,0002,436
Trading account gains and fees$0139
Additional Noninterest Income$-488,0005,785
Total noninterest expense$4,558,0002,066
Salaries and employee benefits$2,390,0002,176
Premises and equipment expense$947,0001,248
Additional noninterest expense$1,221,0002,289
Pre-tax net operating income$-339,0005,702
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-339,0005,698
Extraordinary gains, net$011
Net income$-339,0005,698
Minority interest net income$071
Net income of bank and minority interests.$-339,0005,698
Net charge-offs$140,0001,282
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-339,0005,697
2017-03-31 (YTD Data)Rank
Total interest income$2,515,0002,412
Total interest expense$344,0001,981
Net interest income$2,171,0002,466
Provision for loan and lease losses$03,537
Total noninterest income$-422,0005,850
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$95,0002,474
Trading account gains and fees$0142
Additional Noninterest Income$-517,0005,858
Total noninterest expense$2,257,0002,104
Salaries and employee benefits$1,207,0002,192
Premises and equipment expense$468,0001,261
Additional noninterest expense$582,0002,378
Pre-tax net operating income$-508,0005,811
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-508,0005,806
Extraordinary gains, net$08
Net income$-508,0005,806
Minority interest net income$055
Net income of bank and minority interests.$-508,0005,806
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-508,0005,806
2016-12-31 (YTD Data)Rank
Total interest income$9,936,0002,409
Total interest expense$1,435,0001,857
Net interest income$8,501,0002,497
Provision for loan and lease losses$-100,0005,582
Total noninterest income$1,099,0002,886
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$439,0002,304
Trading account gains and fees$0170
Additional Noninterest Income$660,0002,913
Total noninterest expense$9,636,0001,967
Salaries and employee benefits$4,747,0002,176
Premises and equipment expense$2,018,0001,168
Additional noninterest expense$2,871,0002,051
Pre-tax net operating income$64,0005,549
Securities gains (losses)$3,0002,978
Applicable income taxes$04,278
Income before extraordinary items$67,0005,574
Extraordinary gains, net$05
Net income$67,0005,572
Minority interest net income$082
Net income of bank and minority interests.$67,0005,573
Net charge-offs$51,0003,135
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$64,0005,546
2016-09-30 (YTD Data)Rank
Total interest income$7,398,0002,426
Total interest expense$1,083,0001,856
Net interest income$6,315,0002,528
Provision for loan and lease losses$04,186
Total noninterest income$1,144,0002,471
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$339,0002,256
Trading account gains and fees$0169
Additional Noninterest Income$805,0002,313
Total noninterest expense$7,330,0001,951
Salaries and employee benefits$3,591,0002,155
Premises and equipment expense$1,529,0001,159
Additional noninterest expense$2,210,0002,002
Pre-tax net operating income$129,0005,451
Securities gains (losses)$3,0002,908
Applicable income taxes$04,325
Income before extraordinary items$132,0005,447
Extraordinary gains, net$05
Net income$132,0005,446
Minority interest net income$071
Net income of bank and minority interests.$132,0005,447
Net charge-offs$1,0003,867
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$129,0005,411
2016-06-30 (YTD Data)Rank
Total interest income$4,911,0002,440
Total interest expense$725,0001,855
Net interest income$4,186,0002,538
Provision for loan and lease losses$04,017
Total noninterest income$850,0002,304
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0157
Additional Noninterest Income$618,0002,103
Total noninterest expense$4,772,0002,004
Salaries and employee benefits$2,276,0002,253
Premises and equipment expense$1,020,0001,162
Additional noninterest expense$1,476,0002,001
Pre-tax net operating income$264,0004,877
Securities gains (losses)$3,0002,591
Applicable income taxes$04,338
Income before extraordinary items$267,0004,746
Extraordinary gains, net$016
Net income$267,0004,747
Minority interest net income$071
Net income of bank and minority interests.$267,0004,747
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$264,0004,702
2016-03-31 (YTD Data)Rank
Total interest income$2,435,0002,452
Total interest expense$367,0001,850
Net interest income$2,068,0002,563
Provision for loan and lease losses$03,656
Total noninterest income$293,0002,760
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$120,0002,125
Trading account gains and fees$0142
Additional Noninterest Income$173,0002,813
Total noninterest expense$2,294,0002,077
Salaries and employee benefits$1,108,0002,309
Premises and equipment expense$519,0001,152
Additional noninterest expense$667,0002,185
Pre-tax net operating income$67,0005,330
Securities gains (losses)$3,0001,822
Applicable income taxes$04,259
Income before extraordinary items$70,0005,273
Extraordinary gains, net$012
Net income$70,0005,274
Minority interest net income$062
Net income of bank and minority interests.$70,0005,274
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$67,0005,235
2015-12-31 (YTD Data)Rank
Total interest income$9,106,0002,570
Total interest expense$1,534,0001,742
Net interest income$7,572,0002,707
Provision for loan and lease losses$-2,000,0006,104
Total noninterest income$1,308,0002,667
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$511,0002,104
Trading account gains and fees$0159
Additional Noninterest Income$797,0002,660
Total noninterest expense$9,762,0001,942
Salaries and employee benefits$4,483,0002,257
Premises and equipment expense$2,125,0001,119
Additional noninterest expense$3,154,0001,916
Pre-tax net operating income$1,118,0003,935
Securities gains (losses)$2,0003,028
Applicable income taxes$04,402
Income before extraordinary items$1,120,0003,742
Extraordinary gains, net$023
Net income$1,120,0003,742
Minority interest net income$081
Net income of bank and minority interests.$1,120,0003,743
Net charge-offs$-219,0005,878
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,118,0003,692
2015-09-30 (YTD Data)Rank
Total interest income$6,802,0002,596
Total interest expense$1,151,0001,765
Net interest income$5,651,0002,740
Provision for loan and lease losses$-2,000,0006,216
Total noninterest income$1,002,0002,662
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$380,0002,126
Trading account gains and fees$0153
Additional Noninterest Income$622,0002,623
Total noninterest expense$7,251,0001,957
Salaries and employee benefits$3,323,0002,287
Premises and equipment expense$1,552,0001,164
Additional noninterest expense$2,376,0001,893
Pre-tax net operating income$1,402,0003,197
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,402,0002,892
Extraordinary gains, net$021
Net income$1,402,0002,891
Minority interest net income$078
Net income of bank and minority interests.$1,402,0002,893
Net charge-offs$-215,0005,979
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,402,0002,837
2015-06-30 (YTD Data)Rank
Total interest income$4,493,0002,615
Total interest expense$767,0001,770
Net interest income$3,726,0002,759
Provision for loan and lease losses$-2,000,0006,303
Total noninterest income$676,0002,665
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$259,0002,048
Trading account gains and fees$0157
Additional Noninterest Income$417,0002,621
Total noninterest expense$4,861,0001,957
Salaries and employee benefits$2,202,0002,306
Premises and equipment expense$916,0001,308
Additional noninterest expense$1,743,0001,737
Pre-tax net operating income$1,541,0002,298
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,541,0001,998
Extraordinary gains, net$022
Net income$1,541,0002,001
Minority interest net income$075
Net income of bank and minority interests.$1,541,0002,000
Net charge-offs$178,0001,266
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,541,0001,951
2015-03-31 (YTD Data)Rank
Total interest income$2,229,0002,632
Total interest expense$385,0001,775
Net interest income$1,844,0002,771
Provision for loan and lease losses$03,703
Total noninterest income$-82,0006,384
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$134,0001,983
Trading account gains and fees$0152
Additional Noninterest Income$-216,0006,401
Total noninterest expense$2,356,0002,010
Salaries and employee benefits$1,058,0002,390
Premises and equipment expense$449,0001,334
Additional noninterest expense$849,0001,774
Pre-tax net operating income$-594,0006,371
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-594,0006,369
Extraordinary gains, net$013
Net income$-594,0006,370
Minority interest net income$064
Net income of bank and minority interests.$-594,0006,370
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-594,0006,364
2014-12-31 (YTD Data)Rank
Total interest income$9,558,0002,501
Total interest expense$1,644,0001,743
Net interest income$7,914,0002,647
Provision for loan and lease losses$04,603
Total noninterest income$703,0003,692
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$540,0002,158
Trading account gains and fees$0180
Additional Noninterest Income$163,0004,759
Total noninterest expense$10,010,0001,885
Salaries and employee benefits$4,313,0002,331
Premises and equipment expense$1,808,0001,315
Additional noninterest expense$3,889,0001,599
Pre-tax net operating income$-1,393,0006,395
Securities gains (losses)$03,259
Applicable income taxes$11,226,000281
Income before extraordinary items$-12,619,0006,496
Extraordinary gains, net$017
Net income$-12,619,0006,495
Minority interest net income$084
Net income of bank and minority interests.$-12,619,0006,495
Net charge-offs$-545,0006,395
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-12,619,0006,497
2014-09-30 (YTD Data)Rank
Total interest income$7,277,0002,475
Total interest expense$1,240,0001,762
Net interest income$6,037,0002,618
Provision for loan and lease losses$04,401
Total noninterest income$391,0004,250
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$399,0002,199
Trading account gains and fees$0174
Additional Noninterest Income$-8,0006,408
Total noninterest expense$7,405,0001,917
Salaries and employee benefits$3,215,0002,349
Premises and equipment expense$1,363,0001,322
Additional noninterest expense$2,827,0001,652
Pre-tax net operating income$-977,0006,473
Securities gains (losses)$02,980
Applicable income taxes$11,226,000241
Income before extraordinary items$-12,203,0006,578
Extraordinary gains, net$015
Net income$-12,203,0006,577
Minority interest net income$081
Net income of bank and minority interests.$-12,203,0006,577
Net charge-offs$-552,0006,485
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-12,203,0006,578
2014-06-30 (YTD Data)Rank
Total interest income$4,852,0002,484
Total interest expense$833,0001,771
Net interest income$4,019,0002,617
Provision for loan and lease losses$04,196
Total noninterest income$307,0003,998
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$277,0002,077
Trading account gains and fees$0172
Additional Noninterest Income$30,0005,726
Total noninterest expense$4,744,0001,999
Salaries and employee benefits$2,104,0002,387
Premises and equipment expense$908,0001,328
Additional noninterest expense$1,732,0001,772
Pre-tax net operating income$-418,0006,486
Securities gains (losses)$02,580
Applicable income taxes$-200,0006,554
Income before extraordinary items$-218,0006,420
Extraordinary gains, net$020
Net income$-218,0006,422
Minority interest net income$080
Net income of bank and minority interests.$-218,0006,422
Net charge-offs$306,0001,243
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-218,0006,414
2014-03-31 (YTD Data)Rank
Total interest income$2,470,0002,435
Total interest expense$415,0001,805
Net interest income$2,055,0002,560
Provision for loan and lease losses$03,817
Total noninterest income$161,0003,872
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$139,0002,064
Trading account gains and fees$0147
Additional Noninterest Income$22,0005,452
Total noninterest expense$2,293,0002,071
Salaries and employee benefits$1,038,0002,420
Premises and equipment expense$448,0001,367
Additional noninterest expense$807,0001,879
Pre-tax net operating income$-77,0006,418
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$-78,0006,428
Extraordinary gains, net$016
Net income$-78,0006,428
Minority interest net income$066
Net income of bank and minority interests.$-78,0006,429
Net charge-offs$-32,0006,186
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-78,0006,423
2013-12-31 (YTD Data)Rank
Total interest income$9,384,0002,570
Total interest expense$2,022,0001,689
Net interest income$7,362,0002,809
Provision for loan and lease losses$05,091
Total noninterest income$-283,0006,750
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$532,0002,275
Trading account gains and fees$0184
Additional Noninterest Income$-815,0006,771
Total noninterest expense$9,345,0002,023
Salaries and employee benefits$4,059,0002,450
Premises and equipment expense$1,810,0001,319
Additional noninterest expense$3,476,0001,834
Pre-tax net operating income$-2,266,0006,678
Securities gains (losses)$1,0003,056
Applicable income taxes$-829,0006,676
Income before extraordinary items$-1,436,0006,632
Extraordinary gains, net$029
Net income$-1,436,0006,631
Minority interest net income$090
Net income of bank and minority interests.$-1,436,0006,631
Net charge-offs$1,914,000773
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,436,6406,626
2013-09-30 (YTD Data)Rank
Total interest income$7,068,0002,582
Total interest expense$1,570,0001,669
Net interest income$5,498,0002,822
Provision for loan and lease losses$04,941
Total noninterest income$-1,175,0006,880
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$395,0002,305
Trading account gains and fees$0180
Additional Noninterest Income$-1,570,0006,882
Total noninterest expense$6,851,0002,066
Salaries and employee benefits$2,997,0002,492
Premises and equipment expense$1,359,0001,313
Additional noninterest expense$2,495,0001,890
Pre-tax net operating income$-2,528,0006,817
Securities gains (losses)$1,0002,916
Applicable income taxes$-925,0006,827
Income before extraordinary items$-1,602,0006,769
Extraordinary gains, net$025
Net income$-1,602,0006,770
Minority interest net income$084
Net income of bank and minority interests.$-1,602,0006,770
Net charge-offs$249,0002,319
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,602,6406,763
2013-06-30 (YTD Data)Rank
Total interest income$4,846,0002,510
Total interest expense$1,082,0001,651
Net interest income$3,764,0002,750
Provision for loan and lease losses$04,788
Total noninterest income$-986,0006,927
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$256,0002,321
Trading account gains and fees$0157
Additional Noninterest Income$-1,242,0006,928
Total noninterest expense$4,405,0002,135
Salaries and employee benefits$1,940,0002,562
Premises and equipment expense$914,0001,310
Additional noninterest expense$1,551,0002,009
Pre-tax net operating income$-1,627,0006,856
Securities gains (losses)$1,0002,688
Applicable income taxes$-581,0006,878
Income before extraordinary items$-1,045,0006,819
Extraordinary gains, net$022
Net income$-1,045,0006,820
Minority interest net income$082
Net income of bank and minority interests.$-1,045,0006,820
Net charge-offs$-74,0006,621
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,045,6406,804
2013-03-31 (YTD Data)Rank
Total interest income$2,218,0002,736
Total interest expense$557,0001,663
Net interest income$1,661,0003,052
Provision for loan and lease losses$04,409
Total noninterest income$-436,0006,998
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$-564,0007,001
Total noninterest expense$2,184,0002,174
Salaries and employee benefits$928,0002,695
Premises and equipment expense$444,0001,373
Additional noninterest expense$812,0001,934
Pre-tax net operating income$-959,0006,932
Securities gains (losses)$01,966
Applicable income taxes$-370,0006,982
Income before extraordinary items$-589,0006,892
Extraordinary gains, net$010
Net income$-589,0006,893
Minority interest net income$076
Net income of bank and minority interests.$-589,0006,893
Net charge-offs$-64,0006,764
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-589,0006,877
2012-12-31 (YTD Data)Rank
Total interest income$9,616,0002,655
Total interest expense$2,818,0001,574
Net interest income$6,798,0003,054
Provision for loan and lease losses$300,0003,343
Total noninterest income$1,990,0002,190
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$512,0002,436
Trading account gains and fees$0166
Additional Noninterest Income$1,478,0001,872
Total noninterest expense$9,586,0001,999
Salaries and employee benefits$4,051,0002,412
Premises and equipment expense$1,913,0001,237
Additional noninterest expense$3,622,0001,819
Pre-tax net operating income$-1,098,0006,690
Securities gains (losses)$84,0002,401
Applicable income taxes$-233,0006,807
Income before extraordinary items$-781,0006,666
Extraordinary gains, net$029
Net income$-781,0006,660
Minority interest net income$093
Net income of bank and minority interests.$-781,0006,662
Net charge-offs$7,214,000419
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-845,6806,636
2012-09-30 (YTD Data)Rank
Total interest income$7,462,0002,631
Total interest expense$2,205,0001,578
Net interest income$5,257,0003,027
Provision for loan and lease losses$300,0002,961
Total noninterest income$-948,0007,131
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$380,0002,485
Trading account gains and fees$0157
Additional Noninterest Income$-1,328,0007,135
Total noninterest expense$7,163,0001,994
Salaries and employee benefits$3,107,0002,373
Premises and equipment expense$1,427,0001,252
Additional noninterest expense$2,629,0001,884
Pre-tax net operating income$-3,154,0007,045
Securities gains (losses)$84,0002,102
Applicable income taxes$-663,0007,065
Income before extraordinary items$-2,407,0007,023
Extraordinary gains, net$020
Net income$-2,407,0007,020
Minority interest net income$086
Net income of bank and minority interests.$-2,407,0007,022
Net charge-offs$3,426,000610
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,472,5207,013
2012-06-30 (YTD Data)Rank
Total interest income$5,005,0002,632
Total interest expense$1,525,0001,580
Net interest income$3,480,0003,053
Provision for loan and lease losses$300,0002,388
Total noninterest income$-20,0007,039
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$256,0002,430
Trading account gains and fees$0153
Additional Noninterest Income$-276,0007,110
Total noninterest expense$4,870,0001,969
Salaries and employee benefits$2,145,0002,309
Premises and equipment expense$947,0001,258
Additional noninterest expense$1,778,0001,870
Pre-tax net operating income$-1,710,0007,069
Securities gains (losses)$03,178
Applicable income taxes$-631,0007,147
Income before extraordinary items$-1,079,0007,011
Extraordinary gains, net$019
Net income$-1,079,0007,010
Minority interest net income$084
Net income of bank and minority interests.$-1,079,0007,011
Net charge-offs$2,859,000534
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,079,0006,996
2012-03-31 (YTD Data)Rank
Total interest income$2,499,0002,656
Total interest expense$794,0001,578
Net interest income$1,705,0003,120
Provision for loan and lease losses$300,0001,500
Total noninterest income$-309,0007,261
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$133,0002,364
Trading account gains and fees$0148
Additional Noninterest Income$-442,0007,267
Total noninterest expense$2,525,0001,900
Salaries and employee benefits$1,148,0002,182
Premises and equipment expense$467,0001,285
Additional noninterest expense$910,0001,823
Pre-tax net operating income$-1,429,0007,196
Securities gains (losses)$02,210
Applicable income taxes$-525,0007,251
Income before extraordinary items$-904,0007,162
Extraordinary gains, net$019
Net income$-904,0007,161
Minority interest net income$078
Net income of bank and minority interests.$-904,0007,162
Net charge-offs$3,452,000252
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-904,0007,151
2011-12-31 (YTD Data)Rank
Total interest income$11,968,0002,330
Total interest expense$3,983,0001,526
Net interest income$7,985,0002,741
Provision for loan and lease losses$6,754,000618
Total noninterest income$1,273,0002,693
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$79,0005,832
Trading account gains and fees$0146
Additional Noninterest Income$1,194,0001,915
Total noninterest expense$16,682,0001,181
Salaries and employee benefits$4,747,0002,043
Premises and equipment expense$1,956,0001,281
Additional noninterest expense$9,979,000721
Pre-tax net operating income$-14,178,0007,262
Securities gains (losses)$38,0002,752
Applicable income taxes$-5,203,0007,313
Income before extraordinary items$-8,937,0007,193
Extraordinary gains, net$029
Net income$-8,937,0007,193
Minority interest net income$096
Net income of bank and minority interests.$-8,937,0007,193
Net charge-offs$1,784,0001,669
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-8,961,3207,185
2011-09-30 (YTD Data)Rank
Total interest income$9,193,0002,302
Total interest expense$3,083,0001,531
Net interest income$6,110,0002,695
Provision for loan and lease losses$3,294,000866
Total noninterest income$900,0002,791
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$60,0005,838
Trading account gains and fees$0145
Additional Noninterest Income$840,0001,971
Total noninterest expense$11,726,0001,263
Salaries and employee benefits$3,518,0002,060
Premises and equipment expense$1,471,0001,293
Additional noninterest expense$6,737,000791
Pre-tax net operating income$-8,010,0007,310
Securities gains (losses)$28,0002,663
Applicable income taxes$-2,853,0007,383
Income before extraordinary items$-5,129,0007,249
Extraordinary gains, net$021
Net income$-5,129,0007,247
Minority interest net income$087
Net income of bank and minority interests.$-5,129,0007,248
Net charge-offs$799,0002,140
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,146,9207,247
2011-06-30 (YTD Data)Rank
Total interest income$6,252,0002,270
Total interest expense$2,108,0001,550
Net interest income$4,144,0002,654
Provision for loan and lease losses$1,075,0001,433
Total noninterest income$617,0002,752
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$576,0001,920
Total noninterest expense$7,415,0001,339
Salaries and employee benefits$2,455,0001,987
Premises and equipment expense$962,0001,325
Additional noninterest expense$3,998,000909
Pre-tax net operating income$-3,729,0007,314
Securities gains (losses)$02,914
Applicable income taxes$-1,287,0007,428
Income before extraordinary items$-2,442,0007,248
Extraordinary gains, net$015
Net income$-2,442,0007,248
Minority interest net income$089
Net income of bank and minority interests.$-2,442,0007,249
Net charge-offs$258,0002,849
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,442,0007,239
2011-03-31 (YTD Data)Rank
Total interest income$3,275,0002,188
Total interest expense$1,095,0001,551
Net interest income$2,180,0002,526
Provision for loan and lease losses$600,0001,247
Total noninterest income$295,0002,853
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$274,0002,027
Total noninterest expense$2,857,0001,726
Salaries and employee benefits$1,154,0002,133
Premises and equipment expense$469,0001,379
Additional noninterest expense$1,234,0001,420
Pre-tax net operating income$-982,0007,266
Securities gains (losses)$01,772
Applicable income taxes$-185,0007,367
Income before extraordinary items$-797,0007,241
Extraordinary gains, net$09
Net income$-797,0007,241
Minority interest net income$086
Net income of bank and minority interests.$-797,0007,242
Net charge-offs$105,0002,686
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-797,0007,232
2010-12-31 (YTD Data)Rank
Total interest income$15,078,0002,000
Total interest expense$5,490,0001,519
Net interest income$9,588,0002,285
Provision for loan and lease losses$10,328,000640
Total noninterest income$2,222,0001,940
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$88,0005,650
Trading account gains and fees$0175
Additional Noninterest Income$2,134,0001,347
Total noninterest expense$11,467,0001,722
Salaries and employee benefits$4,843,0001,999
Premises and equipment expense$1,969,0001,312
Additional noninterest expense$4,655,0001,549
Pre-tax net operating income$-9,985,0007,355
Securities gains (losses)$03,793
Applicable income taxes$-3,952,0007,564
Income before extraordinary items$-6,033,0007,242
Extraordinary gains, net$029
Net income$-6,033,0007,242
Minority interest net income$0111
Net income of bank and minority interests.$-6,033,0007,242
Net charge-offs$7,134,000778
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,033,0007,224
2010-09-30 (YTD Data)Rank
Total interest income$12,547,0001,847
Total interest expense$4,294,0001,506
Net interest income$8,253,0002,004
Provision for loan and lease losses$750,0002,938
Total noninterest income$948,0002,831
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$67,0005,704
Trading account gains and fees$0165
Additional Noninterest Income$881,0001,957
Total noninterest expense$7,590,0001,924
Salaries and employee benefits$3,580,0002,024
Premises and equipment expense$1,338,0001,458
Additional noninterest expense$2,672,0001,934
Pre-tax net operating income$861,0003,347
Securities gains (losses)$03,651
Applicable income taxes$-1,0006,769
Income before extraordinary items$862,0003,159
Extraordinary gains, net$023
Net income$862,0003,157
Minority interest net income$0110
Net income of bank and minority interests.$862,0003,159
Net charge-offs$499,0003,087
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$862,0003,033
2010-06-30 (YTD Data)Rank
Total interest income$9,071,0001,727
Total interest expense$2,997,0001,494
Net interest income$6,074,0001,849
Provision for loan and lease losses$450,0002,998
Total noninterest income$618,0002,811
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$46,0005,712
Trading account gains and fees$0152
Additional Noninterest Income$572,0001,924
Total noninterest expense$5,422,0001,814
Salaries and employee benefits$2,268,0002,142
Premises and equipment expense$902,0001,458
Additional noninterest expense$2,252,0001,567
Pre-tax net operating income$820,0002,751
Securities gains (losses)$03,184
Applicable income taxes$316,0001,690
Income before extraordinary items$504,0003,399
Extraordinary gains, net$019
Net income$504,0003,396
Minority interest net income$0105
Net income of bank and minority interests.$504,0003,398
Net charge-offs$359,0002,843
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$504,0003,284
2010-03-31 (YTD Data)Rank
Total interest income$4,039,0001,980
Total interest expense$1,577,0001,500
Net interest income$2,462,0002,280
Provision for loan and lease losses$293,0002,502
Total noninterest income$292,0002,913
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$23,0005,727
Trading account gains and fees$0175
Additional Noninterest Income$269,0001,977
Total noninterest expense$2,351,0002,078
Salaries and employee benefits$1,169,0002,114
Premises and equipment expense$435,0001,551
Additional noninterest expense$747,0002,265
Pre-tax net operating income$110,0004,940
Securities gains (losses)$02,284
Applicable income taxes$6,0004,021
Income before extraordinary items$104,0004,914
Extraordinary gains, net$016
Net income$104,0004,915
Minority interest net income$091
Net income of bank and minority interests.$104,0004,914
Net charge-offs$-560,0007,924
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$104,0004,810
2009-12-31 (YTD Data)Rank
Total interest income$17,502,0001,930
Total interest expense$8,974,0001,332
Net interest income$8,528,0002,543
Provision for loan and lease losses$6,515,0001,178
Total noninterest income$1,227,0002,934
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$103,0005,714
Trading account gains and fees$0211
Additional Noninterest Income$1,124,0002,001
Total noninterest expense$11,827,0001,723
Salaries and employee benefits$4,953,0001,988
Premises and equipment expense$1,869,0001,449
Additional noninterest expense$5,005,0001,490
Pre-tax net operating income$-8,587,0007,428
Securities gains (losses)$03,754
Applicable income taxes$-3,358,0007,648
Income before extraordinary items$-5,229,0007,281
Extraordinary gains, net$034
Net income$-5,229,0007,281
Minority interest net income$0115
Net income of bank and minority interests.$-5,229,0007,281
Net charge-offs$5,179,0001,115
Cash dividends$288,0003,282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,229,0007,304
2009-09-30 (YTD Data)Rank
Total interest income$14,017,0001,855
Total interest expense$7,187,0001,308
Net interest income$6,830,0002,389
Provision for loan and lease losses$2,990,0001,484
Total noninterest income$887,0003,063
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$77,0005,761
Trading account gains and fees$0212
Additional Noninterest Income$810,0002,110
Total noninterest expense$8,043,0001,879
Salaries and employee benefits$3,693,0002,011
Premises and equipment expense$1,351,0001,511
Additional noninterest expense$2,999,0001,786
Pre-tax net operating income$-3,316,0007,343
Securities gains (losses)$03,497
Applicable income taxes$-1,214,0007,614
Income before extraordinary items$-2,102,0007,199
Extraordinary gains, net$027
Net income$-2,102,0007,199
Minority interest net income$0118
Net income of bank and minority interests.$-2,102,0007,198
Net charge-offs$1,913,0001,546
Cash dividends$288,0002,693
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,102,0007,189
2009-06-30 (YTD Data)Rank
Total interest income$9,646,0001,824
Total interest expense$5,045,0001,305
Net interest income$4,601,0002,370
Provision for loan and lease losses$1,175,0001,888
Total noninterest income$617,0002,991
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$52,0005,748
Trading account gains and fees$0193
Additional Noninterest Income$565,0002,069
Total noninterest expense$5,172,0001,972
Salaries and employee benefits$2,426,0002,075
Premises and equipment expense$880,0001,582
Additional noninterest expense$1,866,0001,916
Pre-tax net operating income$-1,129,0007,077
Securities gains (losses)$03,136
Applicable income taxes$-539,0007,603
Income before extraordinary items$-590,0006,844
Extraordinary gains, net$021
Net income$-590,0006,844
Minority interest net income$0112
Net income of bank and minority interests.$-590,0006,844
Net charge-offs$984,0001,644
Cash dividends$288,0002,279
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-590,0006,831
2009-03-31 (YTD Data)Rank
Total interest income$4,768,0001,878
Total interest expense$2,607,0001,320
Net interest income$2,161,0002,496
Provision for loan and lease losses$225,0002,683
Total noninterest income$243,0003,439
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$216,0002,404
Total noninterest expense$2,535,0001,960
Salaries and employee benefits$1,219,0002,095
Premises and equipment expense$425,0001,666
Additional noninterest expense$891,0001,808
Pre-tax net operating income$-356,0007,145
Securities gains (losses)$02,434
Applicable income taxes$-157,0007,662
Income before extraordinary items$-199,0007,031
Extraordinary gains, net$015
Net income$-199,0007,032
Minority interest net income$0102
Net income of bank and minority interests.$-199,0007,032
Net charge-offs$11,0004,708
Cash dividends$288,0001,414
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-199,0006,956
2008-12-31 (YTD Data)Rank
Total interest income$22,274,0001,736
Total interest expense$12,146,0001,347
Net interest income$10,128,0002,194
Provision for loan and lease losses$845,0002,956
Total noninterest income$1,006,0003,388
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$110,0005,764
Trading account gains and fees$0154
Additional Noninterest Income$896,0002,293
Total noninterest expense$8,947,0002,142
Salaries and employee benefits$4,687,0002,169
Premises and equipment expense$1,765,0001,567
Additional noninterest expense$2,495,0002,346
Pre-tax net operating income$1,342,0003,215
Securities gains (losses)$03,220
Applicable income taxes$473,0001,905
Income before extraordinary items$869,0003,553
Extraordinary gains, net$039
Net income$869,0003,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0003,464
Cash dividends$468,0003,475
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$869,0003,699
2008-09-30 (YTD Data)Rank
Total interest income$16,916,0001,749
Total interest expense$9,286,0001,371
Net interest income$7,630,0002,204
Provision for loan and lease losses$550,0002,590
Total noninterest income$693,0003,660
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$83,0005,793
Trading account gains and fees$0148
Additional Noninterest Income$610,0002,512
Total noninterest expense$6,624,0002,169
Salaries and employee benefits$3,550,0002,173
Premises and equipment expense$1,341,0001,560
Additional noninterest expense$1,733,0002,442
Pre-tax net operating income$1,149,0003,399
Securities gains (losses)$03,106
Applicable income taxes$477,0001,957
Income before extraordinary items$672,0003,899
Extraordinary gains, net$031
Net income$672,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,604
Cash dividends$468,0002,844
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$672,0004,055
2008-06-30 (YTD Data)Rank
Total interest income$12,165,0001,653
Total interest expense$6,383,0001,385
Net interest income$5,782,0001,936
Provision for loan and lease losses$270,0002,708
Total noninterest income$452,0003,737
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$54,0005,837
Trading account gains and fees$0149
Additional Noninterest Income$398,0002,601
Total noninterest expense$4,393,0002,183
Salaries and employee benefits$2,368,0002,195
Premises and equipment expense$898,0001,553
Additional noninterest expense$1,127,0002,468
Pre-tax net operating income$1,571,0002,107
Securities gains (losses)$03,233
Applicable income taxes$545,0001,495
Income before extraordinary items$1,026,0002,519
Extraordinary gains, net$021
Net income$1,026,0002,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,802
Cash dividends$468,0002,388
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,026,0002,479
2008-03-31 (YTD Data)Rank
Total interest income$6,220,0001,671
Total interest expense$3,341,0001,412
Net interest income$2,879,0001,937
Provision for loan and lease losses$135,0002,308
Total noninterest income$220,0003,798
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$28,0005,782
Trading account gains and fees$0158
Additional Noninterest Income$192,0002,639
Total noninterest expense$2,194,0002,180
Salaries and employee benefits$1,211,0002,164
Premises and equipment expense$424,0001,642
Additional noninterest expense$559,0002,464
Pre-tax net operating income$770,0002,241
Securities gains (losses)$02,688
Applicable income taxes$308,0001,447
Income before extraordinary items$462,0002,872
Extraordinary gains, net$015
Net income$462,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$468,0001,437
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$462,0002,795
2007-12-31 (YTD Data)Rank
Total interest income$25,531,0001,694
Total interest expense$13,518,0001,483
Net interest income$12,013,0001,887
Provision for loan and lease losses$293,0003,249
Total noninterest income$1,109,0003,325
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$108,0005,924
Trading account gains and fees$0178
Additional Noninterest Income$1,001,0002,216
Total noninterest expense$7,962,0002,302
Salaries and employee benefits$4,427,0002,275
Premises and equipment expense$1,640,0001,617
Additional noninterest expense$1,895,0002,799
Pre-tax net operating income$4,867,0001,686
Securities gains (losses)$02,146
Applicable income taxes$1,847,0001,202
Income before extraordinary items$3,020,0002,041
Extraordinary gains, net$039
Net income$3,020,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,708
Cash dividends$456,0003,854
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,020,0002,023
2007-09-30 (YTD Data)Rank
Total interest income$18,932,0001,707
Total interest expense$10,027,0001,507
Net interest income$8,905,0001,923
Provision for loan and lease losses$188,0003,090
Total noninterest income$881,0003,175
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$78,0006,014
Trading account gains and fees$0184
Additional Noninterest Income$803,0002,119
Total noninterest expense$5,672,0002,386
Salaries and employee benefits$3,230,0002,333
Premises and equipment expense$1,151,0001,705
Additional noninterest expense$1,291,0002,990
Pre-tax net operating income$3,926,0001,694
Securities gains (losses)$01,655
Applicable income taxes$1,402,0001,294
Income before extraordinary items$2,524,0001,996
Extraordinary gains, net$033
Net income$2,524,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,960
Cash dividends$456,0003,055
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,524,0001,981
2007-06-30 (YTD Data)Rank
Total interest income$12,338,0001,754
Total interest expense$6,558,0001,530
Net interest income$5,780,0002,016
Provision for loan and lease losses$97,0003,344
Total noninterest income$631,0003,046
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$54,0005,982
Trading account gains and fees$0168
Additional Noninterest Income$577,0002,040
Total noninterest expense$3,792,0002,413
Salaries and employee benefits$2,173,0002,344
Premises and equipment expense$726,0001,812
Additional noninterest expense$893,0002,901
Pre-tax net operating income$2,522,0001,804
Securities gains (losses)$01,444
Applicable income taxes$905,0001,367
Income before extraordinary items$1,617,0002,095
Extraordinary gains, net$029
Net income$1,617,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,125
Cash dividends$456,0002,562
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,617,0002,082
2007-03-31 (YTD Data)Rank
Total interest income$5,987,0001,805
Total interest expense$3,193,0001,556
Net interest income$2,794,0002,074
Provision for loan and lease losses$38,0003,501
Total noninterest income$235,0003,677
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$29,0005,849
Trading account gains and fees$0195
Additional Noninterest Income$206,0002,500
Total noninterest expense$1,860,0002,458
Salaries and employee benefits$1,117,0002,302
Premises and equipment expense$341,0001,917
Additional noninterest expense$402,0003,159
Pre-tax net operating income$1,131,0001,966
Securities gains (losses)$01,187
Applicable income taxes$396,0001,537
Income before extraordinary items$735,0002,217
Extraordinary gains, net$022
Net income$735,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$456,0001,513
Sale, conversion, retirement of capital stock, net$0885
Net operating income$735,0002,202
2006-12-31 (YTD Data)Rank
Total interest income$20,990,0001,908
Total interest expense$10,254,0001,639
Net interest income$10,736,0002,154
Provision for loan and lease losses$45,0005,711
Total noninterest income$803,0004,039
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$89,0006,301
Trading account gains and fees$0130
Additional Noninterest Income$714,0002,738
Total noninterest expense$7,434,0002,384
Salaries and employee benefits$4,441,0002,205
Premises and equipment expense$1,341,0001,873
Additional noninterest expense$1,652,0003,038
Pre-tax net operating income$4,060,0002,236
Securities gains (losses)$01,687
Applicable income taxes$1,552,0001,607
Income before extraordinary items$2,508,0002,618
Extraordinary gains, net$051
Net income$2,508,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$540,0003,597
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,508,0002,603
2006-09-30 (YTD Data)Rank
Total interest income$15,027,0001,968
Total interest expense$7,118,0001,714
Net interest income$7,909,0002,204
Provision for loan and lease losses$15,0006,184
Total noninterest income$694,0003,736
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$55,0006,616
Trading account gains and fees$0126
Additional Noninterest Income$639,0002,468
Total noninterest expense$5,354,0002,460
Salaries and employee benefits$3,267,0002,246
Premises and equipment expense$890,0002,113
Additional noninterest expense$1,197,0003,145
Pre-tax net operating income$3,234,0002,198
Securities gains (losses)$01,388
Applicable income taxes$1,272,0001,579
Income before extraordinary items$1,962,0002,604
Extraordinary gains, net$045
Net income$1,962,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$540,0002,820
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,962,0002,593
2006-06-30 (YTD Data)Rank
Total interest income$9,466,0002,038
Total interest expense$4,324,0001,783
Net interest income$5,142,0002,273
Provision for loan and lease losses$06,419
Total noninterest income$487,0003,594
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$48,0006,300
Trading account gains and fees$0126
Additional Noninterest Income$439,0002,403
Total noninterest expense$3,492,0002,528
Salaries and employee benefits$2,173,0002,263
Premises and equipment expense$561,0002,219
Additional noninterest expense$758,0003,267
Pre-tax net operating income$2,137,0002,196
Securities gains (losses)$01,185
Applicable income taxes$825,0001,623
Income before extraordinary items$1,312,0002,596
Extraordinary gains, net$039
Net income$1,312,0002,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$540,0002,260
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,312,0002,581
2006-03-31 (YTD Data)Rank
Total interest income$4,394,0002,137
Total interest expense$2,013,0001,811
Net interest income$2,381,0002,417
Provision for loan and lease losses$06,013
Total noninterest income$237,0003,598
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$24,0006,271
Trading account gains and fees$0115
Additional Noninterest Income$213,0002,402
Total noninterest expense$1,702,0002,592
Salaries and employee benefits$1,067,0002,306
Premises and equipment expense$246,0002,501
Additional noninterest expense$389,0003,202
Pre-tax net operating income$916,0002,429
Securities gains (losses)$0955
Applicable income taxes$336,0001,872
Income before extraordinary items$580,0002,814
Extraordinary gains, net$021
Net income$580,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$540,0001,254
Sale, conversion, retirement of capital stock, net$0648
Net operating income$580,0002,801
2005-12-31 (YTD Data)Rank
Total interest income$15,546,0002,139
Total interest expense$6,021,0001,879
Net interest income$9,525,0002,320
Provision for loan and lease losses$07,120
Total noninterest income$1,030,0003,486
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$99,0006,305
Trading account gains and fees$0138
Additional Noninterest Income$931,0002,317
Total noninterest expense$6,090,0002,718
Salaries and employee benefits$3,928,0002,331
Premises and equipment expense$881,0002,644
Additional noninterest expense$1,281,0003,669
Pre-tax net operating income$4,465,0002,042
Securities gains (losses)$02,296
Applicable income taxes$1,640,0001,595
Income before extraordinary items$2,825,0002,360
Extraordinary gains, net$046
Net income$2,825,0002,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,898
Cash dividends$468,0003,768
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,825,0002,335
2005-09-30 (YTD Data)Rank
Total interest income$11,199,0002,168
Total interest expense$4,215,0001,897
Net interest income$6,984,0002,349
Provision for loan and lease losses$06,899
Total noninterest income$788,0003,444
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$75,0006,328
Trading account gains and fees$0126
Additional Noninterest Income$713,0002,293
Total noninterest expense$4,366,0002,803
Salaries and employee benefits$2,755,0002,446
Premises and equipment expense$667,0002,609
Additional noninterest expense$944,0003,671
Pre-tax net operating income$3,406,0002,029
Securities gains (losses)$02,317
Applicable income taxes$1,243,0001,608
Income before extraordinary items$2,163,0002,348
Extraordinary gains, net$035
Net income$2,163,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,948
Cash dividends$468,0002,920
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,163,0002,319
2005-06-30 (YTD Data)Rank
Total interest income$7,252,0002,171
Total interest expense$2,604,0001,913
Net interest income$4,648,0002,329
Provision for loan and lease losses$06,626
Total noninterest income$582,0003,174
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$51,0006,276
Trading account gains and fees$0116
Additional Noninterest Income$531,0002,095
Total noninterest expense$2,908,0002,782
Salaries and employee benefits$1,814,0002,458
Premises and equipment expense$428,0002,676
Additional noninterest expense$666,0003,488
Pre-tax net operating income$2,322,0001,952
Securities gains (losses)$02,146
Applicable income taxes$883,0001,502
Income before extraordinary items$1,439,0002,301
Extraordinary gains, net$030
Net income$1,439,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,937
Cash dividends$468,0002,307
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,439,0002,266
2005-03-31 (YTD Data)Rank
Total interest income$3,466,0002,228
Total interest expense$1,205,0001,963
Net interest income$2,261,0002,377
Provision for loan and lease losses$06,226
Total noninterest income$214,0003,805
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$24,0006,339
Trading account gains and fees$0115
Additional Noninterest Income$190,0002,562
Total noninterest expense$1,429,0002,836
Salaries and employee benefits$911,0002,470
Premises and equipment expense$211,0002,733
Additional noninterest expense$307,0003,736
Pre-tax net operating income$1,046,0002,082
Securities gains (losses)$01,685
Applicable income taxes$411,0001,578
Income before extraordinary items$635,0002,490
Extraordinary gains, net$024
Net income$635,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,933
Cash dividends$468,0001,320
Sale, conversion, retirement of capital stock, net$0491
Net operating income$635,0002,456
2004-12-31 (YTD Data)Rank
Total interest income$13,120,0002,195
Total interest expense$4,043,0002,025
Net interest income$9,077,0002,251
Provision for loan and lease losses$120,0004,623
Total noninterest income$1,253,0003,027
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$113,0006,287
Trading account gains and fees$0138
Additional Noninterest Income$1,140,0001,972
Total noninterest expense$6,056,0002,619
Salaries and employee benefits$3,708,0002,339
Premises and equipment expense$901,0002,515
Additional noninterest expense$1,447,0003,211
Pre-tax net operating income$4,154,0001,997
Securities gains (losses)$03,819
Applicable income taxes$1,602,0001,530
Income before extraordinary items$2,552,0002,391
Extraordinary gains, net$034
Net income$2,552,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,590
Cash dividends$456,0003,692
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,552,0002,331
2004-09-30 (YTD Data)Rank
Total interest income$9,672,0002,197
Total interest expense$2,907,0002,058
Net interest income$6,765,0002,235
Provision for loan and lease losses$120,0003,974
Total noninterest income$972,0002,986
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$84,0006,332
Trading account gains and fees$0134
Additional Noninterest Income$888,0001,936
Total noninterest expense$4,359,0002,701
Salaries and employee benefits$2,653,0002,435
Premises and equipment expense$652,0002,587
Additional noninterest expense$1,054,0003,268
Pre-tax net operating income$3,258,0001,925
Securities gains (losses)$03,710
Applicable income taxes$1,190,0001,550
Income before extraordinary items$2,068,0002,258
Extraordinary gains, net$026
Net income$2,068,0002,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,593
Cash dividends$456,0002,843
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,068,0002,198
2004-06-30 (YTD Data)Rank
Total interest income$6,452,0002,171
Total interest expense$1,896,0002,082
Net interest income$4,556,0002,190
Provision for loan and lease losses$120,0003,090
Total noninterest income$639,0003,034
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$53,0006,439
Trading account gains and fees$0130
Additional Noninterest Income$586,0001,959
Total noninterest expense$2,952,0002,652
Salaries and employee benefits$1,779,0002,412
Premises and equipment expense$429,0002,617
Additional noninterest expense$744,0003,143
Pre-tax net operating income$2,123,0001,941
Securities gains (losses)$03,413
Applicable income taxes$740,0001,624
Income before extraordinary items$1,383,0002,228
Extraordinary gains, net$021
Net income$1,383,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,665
Cash dividends$456,0002,276
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,383,0002,164
2004-03-31 (YTD Data)Rank
Total interest income$3,276,0002,130
Total interest expense$950,0002,106
Net interest income$2,326,0002,152
Provision for loan and lease losses$60,0002,918
Total noninterest income$313,0003,017
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$28,0006,308
Trading account gains and fees$0121
Additional Noninterest Income$285,0001,946
Total noninterest expense$1,492,0002,637
Salaries and employee benefits$903,0002,400
Premises and equipment expense$209,0002,694
Additional noninterest expense$380,0003,044
Pre-tax net operating income$1,087,0001,868
Securities gains (losses)$02,934
Applicable income taxes$359,0001,693
Income before extraordinary items$728,0002,094
Extraordinary gains, net$016
Net income$728,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,369
Cash dividends$456,0001,310
Sale, conversion, retirement of capital stock, net$0464
Net operating income$728,0002,019
2003-12-31 (YTD Data)Rank
Total interest income$12,724,0002,257
Total interest expense$4,112,0002,162
Net interest income$8,612,0002,250
Provision for loan and lease losses$240,0003,615
Total noninterest income$1,352,0003,048
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$110,0006,409
Trading account gains and fees$0160
Additional Noninterest Income$1,242,0002,071
Total noninterest expense$5,868,0002,643
Salaries and employee benefits$3,595,0002,361
Premises and equipment expense$878,0002,546
Additional noninterest expense$1,395,0003,290
Pre-tax net operating income$3,856,0002,031
Securities gains (losses)$04,500
Applicable income taxes$1,426,0001,693
Income before extraordinary items$2,430,0002,420
Extraordinary gains, net$054
Net income$2,430,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,260
Cash dividends$456,0003,691
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,430,0002,315
2003-09-30 (YTD Data)Rank
Total interest income$9,518,0002,302
Total interest expense$3,165,0002,190
Net interest income$6,353,0002,296
Provision for loan and lease losses$180,0003,498
Total noninterest income$1,047,0003,043
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$88,0006,353
Trading account gains and fees$0153
Additional Noninterest Income$959,0002,115
Total noninterest expense$4,125,0002,815
Salaries and employee benefits$2,537,0002,488
Premises and equipment expense$625,0002,672
Additional noninterest expense$963,0003,502
Pre-tax net operating income$3,095,0001,997
Securities gains (losses)$04,204
Applicable income taxes$1,189,0001,628
Income before extraordinary items$1,906,0002,433
Extraordinary gains, net$040
Net income$1,906,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,781
Cash dividends$456,0002,819
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,906,0002,318
2003-06-30 (YTD Data)Rank
Total interest income$6,397,0002,298
Total interest expense$2,189,0002,181
Net interest income$4,208,0002,305
Provision for loan and lease losses$120,0003,448
Total noninterest income$723,0002,943
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$62,0006,251
Trading account gains and fees$0150
Additional Noninterest Income$661,0002,050
Total noninterest expense$2,754,0002,811
Salaries and employee benefits$1,680,0002,495
Premises and equipment expense$419,0002,659
Additional noninterest expense$655,0003,426
Pre-tax net operating income$2,057,0001,985
Securities gains (losses)$03,782
Applicable income taxes$756,0001,708
Income before extraordinary items$1,301,0002,389
Extraordinary gains, net$030
Net income$1,301,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,928
Cash dividends$456,0002,276
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,301,0002,258
2003-03-31 (YTD Data)Rank
Total interest income$3,268,0002,251
Total interest expense$1,137,0002,150
Net interest income$2,131,0002,283
Provision for loan and lease losses$60,0003,248
Total noninterest income$348,0002,922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$30,0006,255
Trading account gains and fees$0134
Additional Noninterest Income$318,0002,029
Total noninterest expense$1,329,0002,885
Salaries and employee benefits$806,0002,604
Premises and equipment expense$201,0002,744
Additional noninterest expense$322,0003,431
Pre-tax net operating income$1,090,0001,888
Securities gains (losses)$02,891
Applicable income taxes$381,0001,697
Income before extraordinary items$709,0002,169
Extraordinary gains, net$021
Net income$709,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,613
Cash dividends$456,0001,311
Sale, conversion, retirement of capital stock, net$0419
Net operating income$709,0002,056
2002-12-31 (YTD Data)Rank
Total interest income$14,114,0002,179
Total interest expense$5,516,0002,043
Net interest income$8,598,0002,252
Provision for loan and lease losses$240,0003,935
Total noninterest income$1,102,0003,260
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$152,0005,808
Trading account gains and fees$0153
Additional Noninterest Income$950,0002,255
Total noninterest expense$5,306,0002,773
Salaries and employee benefits$3,328,0002,398
Premises and equipment expense$832,0002,590
Additional noninterest expense$1,146,0003,751
Pre-tax net operating income$4,154,0001,924
Securities gains (losses)$04,537
Applicable income taxes$1,542,0001,615
Income before extraordinary items$2,612,0002,267
Extraordinary gains, net$070
Net income$2,612,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,210
Cash dividends$456,0003,594
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,612,0002,199
2001-12-31 (YTD Data)Rank
Total interest income$16,429,0002,090
Total interest expense$8,753,0001,847
Net interest income$7,676,0002,336
Provision for loan and lease losses$230,0003,830
Total noninterest income$922,0003,529
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$206,0005,091
Trading account gains and fees$0177
Additional Noninterest Income$716,0002,543
Total noninterest expense$4,667,0002,997
Salaries and employee benefits$3,014,0002,496
Premises and equipment expense$591,0003,408
Additional noninterest expense$1,062,0003,867
Pre-tax net operating income$3,701,0001,895
Securities gains (losses)$04,612
Applicable income taxes$1,349,0001,652
Income before extraordinary items$2,352,0002,204
Extraordinary gains, net$0105
Net income$2,352,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-505,0009,596
Cash dividends$456,0003,630
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,352,0002,135
2000-12-31 (YTD Data)Rank
Total interest income$17,354,0002,030
Total interest expense$8,935,0001,935
Net interest income$8,419,0002,108
Provision for loan and lease losses$50,0006,512
Total noninterest income$804,0003,647
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$421,0003,116
Trading account gains and fees$0180
Additional Noninterest Income$383,0003,453
Total noninterest expense$4,401,0003,059
Salaries and employee benefits$2,803,0002,551
Premises and equipment expense$630,0003,133
Additional noninterest expense$968,0004,085
Pre-tax net operating income$4,772,0001,552
Securities gains (losses)$01,956
Applicable income taxes$1,749,0001,314
Income before extraordinary items$3,023,0001,743
Extraordinary gains, net$038
Net income$3,023,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,685
Cash dividends$420,0003,850
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,023,0001,735
1999-12-31 (YTD Data)Rank
Total interest income$15,809,0002,058
Total interest expense$8,125,0001,827
Net interest income$7,684,0002,298
Provision for loan and lease losses$08,503
Total noninterest income$769,0003,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$396,0003,240
Trading account gains and fees$0173
Additional Noninterest Income$373,0003,566
Total noninterest expense$4,102,0003,242
Salaries and employee benefits$2,617,0002,685
Premises and equipment expense$589,0003,314
Additional noninterest expense$896,0004,397
Pre-tax net operating income$4,351,0001,725
Securities gains (losses)$03,155
Applicable income taxes$1,590,0001,515
Income before extraordinary items$2,761,0001,927
Extraordinary gains, net$035
Net income$2,761,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,221
Cash dividends$480,0003,607
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,761,0001,897
1998-12-31 (YTD Data)Rank
Total interest income$16,298,0001,991
Total interest expense$8,368,0001,830
Net interest income$7,930,0002,152
Provision for loan and lease losses$320,0002,466
Total noninterest income$1,137,0002,806
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$405,0003,105
Trading account gains and fees$0224
Additional Noninterest Income$732,0002,310
Total noninterest expense$3,859,0003,321
Salaries and employee benefits$2,417,0002,813
Premises and equipment expense$562,0003,371
Additional noninterest expense$880,0004,364
Pre-tax net operating income$4,888,0001,507
Securities gains (losses)$04,449
Applicable income taxes$1,679,0001,465
Income before extraordinary items$3,209,0001,641
Extraordinary gains, net$032
Net income$3,209,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,00010,256
Cash dividends$408,0003,932
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,209,0001,576
1997-12-31 (YTD Data)Rank
Total interest income$16,213,0002,007
Total interest expense$8,133,0001,901
Net interest income$8,080,0002,170
Provision for loan and lease losses$680,0001,358
Total noninterest income$665,0004,116
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$369,0003,460
Trading account gains and fees$0239
Additional Noninterest Income$296,0003,959
Total noninterest expense$3,688,0003,426
Salaries and employee benefits$2,352,0002,810
Premises and equipment expense$510,0003,639
Additional noninterest expense$826,0004,614
Pre-tax net operating income$4,377,0001,745
Securities gains (losses)$03,944
Applicable income taxes$1,700,0001,524
Income before extraordinary items$2,677,0001,972
Extraordinary gains, net$044
Net income$2,677,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,932
Cash dividends$384,0004,067
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,677,0001,917
1996-12-31 (YTD Data)Rank
Total interest income$14,906,0002,258
Total interest expense$7,318,0002,137
Net interest income$7,588,0002,375
Provision for loan and lease losses$120,0004,568
Total noninterest income$578,0004,681
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$341,0003,838
Trading account gains and fees$0262
Additional Noninterest Income$237,0004,689
Total noninterest expense$3,659,0003,620
Salaries and employee benefits$2,227,0002,994
Premises and equipment expense$586,0003,281
Additional noninterest expense$846,0004,973
Pre-tax net operating income$4,387,0001,649
Securities gains (losses)$04,148
Applicable income taxes$1,605,0001,502
Income before extraordinary items$2,782,0001,783
Extraordinary gains, net$053
Net income$2,782,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,301
Cash dividends$396,0003,959
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,782,0001,750
1995-12-31 (YTD Data)Rank
Total interest income$13,008,0002,568
Total interest expense$6,404,0002,415
Net interest income$6,604,0002,699
Provision for loan and lease losses$120,0004,090
Total noninterest income$517,0005,068
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$315,0004,126
Trading account gains and fees$0522
Additional Noninterest Income$202,0005,115
Total noninterest expense$3,370,0003,882
Salaries and employee benefits$1,964,0003,361
Premises and equipment expense$524,0003,613
Additional noninterest expense$882,0004,857
Pre-tax net operating income$3,631,0002,024
Securities gains (losses)$03,831
Applicable income taxes$1,340,0001,821
Income before extraordinary items$2,291,0002,203
Extraordinary gains, net$065
Net income$2,291,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,00011,384
Cash dividends$384,0003,981
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,291,0002,174
1994-12-31 (YTD Data)Rank
Total interest income$10,495,0002,898
Total interest expense$4,384,0002,793
Net interest income$6,111,0002,952
Provision for loan and lease losses$120,0004,039
Total noninterest income$540,0005,006
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$308,0004,273
Trading account gains and fees$0475
Additional Noninterest Income$232,0004,795
Total noninterest expense$3,455,0003,889
Salaries and employee benefits$1,894,0003,453
Premises and equipment expense$493,0003,854
Additional noninterest expense$1,068,0004,458
Pre-tax net operating income$3,076,0002,306
Securities gains (losses)$03,600
Applicable income taxes$1,121,0002,011
Income before extraordinary items$1,955,0002,483
Extraordinary gains, net$0249
Net income$1,955,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$324,0004,271
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,955,0002,498
1993-12-31 (YTD Data)Rank
Total interest income$9,712,0003,181
Total interest expense$4,294,0002,972
Net interest income$5,418,0003,317
Provision for loan and lease losses$180,0004,132
Total noninterest income$602,0004,949
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$205,0005,877
Trading account gains and fees$0532
Additional Noninterest Income$397,0003,771
Total noninterest expense$3,436,0003,975
Salaries and employee benefits$1,789,0003,627
Premises and equipment expense$428,0004,447
Additional noninterest expense$1,219,0004,140
Pre-tax net operating income$2,404,0002,811
Securities gains (losses)$07,477
Applicable income taxes$845,0002,643
Income before extraordinary items$1,559,0003,127
Extraordinary gains, net$03,149
Net income$1,559,0003,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,00012,692
Cash dividends$324,0004,181
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,559,0002,950
1992-12-31 (YTD Data)Rank
Total interest income$9,950,0003,501
Total interest expense$4,824,0003,423
Net interest income$5,126,0003,553
Provision for loan and lease losses$140,0006,292
Total noninterest income$529,0005,427
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$205,0005,892
Trading account gains and fees$0504
Additional Noninterest Income$324,0004,222
Total noninterest expense$3,139,0004,337
Salaries and employee benefits$1,658,0003,875
Premises and equipment expense$396,0004,831
Additional noninterest expense$1,085,0004,740
Pre-tax net operating income$2,376,0002,624
Securities gains (losses)$08,369
Applicable income taxes$712,0002,915
Income before extraordinary items$1,664,0002,774
Extraordinary gains, net$01,422
Net income$1,664,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,00013,750
Cash dividends$348,0003,680
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,664,0002,559

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.