Home > SEVERN SAVINGS BANK, FSB DBA SEVERN BANK > Net charge- offs to loans

SEVERN SAVINGS BANK, FSB DBA SEVERN BANK, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0592%4,423
Percentage Net Loans Charged-off: Total real estate loans-0.1008%4,647
Percentage Net Loans Charged-off:Construction & development0.0423%136
Percentage Net Loans Charged-off: Commercial real estate-0.1282%4,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.1491%4,621
Percentage Net Loans Charged-off: Home equity loans-1.6033%3,673
All other 1-4 family - Percent of loans charged-off, net-0.0428%4,299
Percentage Net Loans Charged-off: Commercial and industrial0.0417%1,003
Percentage Net Loans Charged-off: Loans to individuals12.6411%18
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual12.6411%20
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0852%4,575
Percentage Net Loans Charged-off: Total real estate loans-0.1392%4,735
Percentage Net Loans Charged-off:Construction & development0.0634%96
Percentage Net Loans Charged-off: Commercial real estate-0.1742%4,709
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.2073%4,706
Percentage Net Loans Charged-off: Home equity loans-2.3939%3,676
All other 1-4 family - Percent of loans charged-off, net-0.0586%4,448
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%3,840
Percentage Net Loans Charged-off: Loans to individuals18.4778%14
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual18.4778%12
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1275%4,704
Percentage Net Loans Charged-off: Total real estate loans-0.1380%4,753
Percentage Net Loans Charged-off:Construction & development0.1286%61
Percentage Net Loans Charged-off: Commercial real estate-0.3111%4,796
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.1077%4,642
Percentage Net Loans Charged-off: Home equity loans-0.1022%3,577
All other 1-4 family - Percent of loans charged-off, net-0.1080%4,643
Percentage Net Loans Charged-off: Commercial and industrial-0.0306%3,979
Percentage Net Loans Charged-off: Loans to individuals-0.2305%4,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2305%4,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0945%4,804
Percentage Net Loans Charged-off: Total real estate loans-0.1029%4,798
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0727%4,691
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1750%4,774
Percentage Net Loans Charged-off: Home equity loans-0.0771%3,573
All other 1-4 family - Percent of loans charged-off, net-0.1805%4,777
Percentage Net Loans Charged-off: Commercial and industrial-0.0289%4,141
Percentage Net Loans Charged-off: Loans to individuals0.5658%1,099
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5658%1,000
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1375%4,877
Percentage Net Loans Charged-off: Total real estate loans-0.1509%4,865
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0525%4,676
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.2992%4,859
Percentage Net Loans Charged-off: Home equity loans-0.0674%3,575
All other 1-4 family - Percent of loans charged-off, net-0.3119%4,859
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%4,120
Percentage Net Loans Charged-off: Loans to individuals0.8177%738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8177%663
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0847%4,814
Percentage Net Loans Charged-off: Total real estate loans-0.0934%4,836
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0912%4,804
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.1363%4,804
Percentage Net Loans Charged-off: Home equity loans-0.0576%3,583
All other 1-4 family - Percent of loans charged-off, net-0.1405%4,808
Percentage Net Loans Charged-off: Commercial and industrial-0.0341%4,145
Percentage Net Loans Charged-off: Loans to individuals1.3125%513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3125%444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%4,275
Percentage Net Loans Charged-off: Total real estate loans-0.0233%4,520
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0560%4,786
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%4,052
Percentage Net Loans Charged-off: Home equity loans-0.0576%3,608
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,985
Percentage Net Loans Charged-off: Commercial and industrial-0.0748%4,305
Percentage Net Loans Charged-off: Loans to individuals2.7411%235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7411%204
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%2,250
Percentage Net Loans Charged-off: Total real estate loans0.0618%1,006
Percentage Net Loans Charged-off:Construction & development-0.0043%4,190
Percentage Net Loans Charged-off: Commercial real estate0.1743%438
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,959
Percentage Net Loans Charged-off: Home equity loans-0.0751%3,680
All other 1-4 family - Percent of loans charged-off, net0.0022%1,707
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.4402%1,712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4402%1,597
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%2,668
Percentage Net Loans Charged-off: Total real estate loans0.0210%1,346
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0578%576
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,603
Percentage Net Loans Charged-off: Home equity loans-0.0816%3,734
All other 1-4 family - Percent of loans charged-off, net0.0044%1,410
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.6568%1,161
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6568%1,064
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0139%4,429
Percentage Net Loans Charged-off: Total real estate loans-0.0132%4,414
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0303%4,626
Percentage Net Loans Charged-off: Home equity loans-0.7978%3,915
All other 1-4 family - Percent of loans charged-off, net0.0126%1,076
Percentage Net Loans Charged-off: Commercial and industrial-0.0371%4,223
Percentage Net Loans Charged-off: Loans to individuals0.1006%2,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1006%2,338
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0239%4,560
Percentage Net Loans Charged-off: Total real estate loans-0.0197%4,695
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0457%4,841
Percentage Net Loans Charged-off: Home equity loans-0.8090%3,951
All other 1-4 family - Percent of loans charged-off, net-0.0030%4,136
Percentage Net Loans Charged-off: Commercial and industrial-0.0762%4,478
Percentage Net Loans Charged-off: Loans to individuals-0.6506%5,056
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6506%5,028
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0421%4,921
Percentage Net Loans Charged-off: Total real estate loans-0.0272%4,716
Percentage Net Loans Charged-off:Construction & development0.0273%331
Percentage Net Loans Charged-off: Commercial real estate-0.0877%5,032
Percentage Net Loans Charged-off: Multi-family residential0.5682%38
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%4,541
Percentage Net Loans Charged-off: Home equity loans-0.9186%4,021
All other 1-4 family - Percent of loans charged-off, net0.0327%1,382
Percentage Net Loans Charged-off: Commercial and industrial-0.3763%4,974
Percentage Net Loans Charged-off: Loans to individuals-0.0571%4,717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0571%4,668
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0584%4,989
Percentage Net Loans Charged-off: Total real estate loans-0.0400%4,849
Percentage Net Loans Charged-off:Construction & development0.0205%274
Percentage Net Loans Charged-off: Commercial real estate-0.1022%5,120
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%4,554
Percentage Net Loans Charged-off: Home equity loans-0.9544%4,050
All other 1-4 family - Percent of loans charged-off, net0.0327%1,194
Percentage Net Loans Charged-off: Commercial and industrial-0.4767%5,070
Percentage Net Loans Charged-off: Loans to individuals-0.0769%4,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0769%4,681
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0594%4,976
Percentage Net Loans Charged-off: Total real estate loans-0.0313%4,796
Percentage Net Loans Charged-off:Construction & development0.0214%213
Percentage Net Loans Charged-off: Commercial real estate-0.1541%5,240
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0433%997
Percentage Net Loans Charged-off: Home equity loans-1.0046%4,076
All other 1-4 family - Percent of loans charged-off, net0.1018%622
Percentage Net Loans Charged-off: Commercial and industrial-0.7015%5,180
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0678%5,098
Percentage Net Loans Charged-off: Total real estate loans-0.0670%5,172
Percentage Net Loans Charged-off:Construction & development0.0436%125
Percentage Net Loans Charged-off: Commercial real estate-0.3104%5,392
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0791%620
Percentage Net Loans Charged-off: Home equity loans-1.1810%4,119
All other 1-4 family - Percent of loans charged-off, net0.1524%409
Percentage Net Loans Charged-off: Commercial and industrial-0.0992%4,705
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%2,951
Percentage Net Loans Charged-off: Total real estate loans0.0489%1,514
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1041%1,050
Percentage Net Loans Charged-off: Home equity loans0.4396%140
All other 1-4 family - Percent of loans charged-off, net0.0849%1,150
Percentage Net Loans Charged-off: Commercial and industrial-0.1285%4,911
Percentage Net Loans Charged-off: Loans to individuals0.0646%3,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0646%3,225
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%1,989
Percentage Net Loans Charged-off: Total real estate loans0.0906%882
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1903%558
Percentage Net Loans Charged-off: Home equity loans0.8714%63
All other 1-4 family - Percent of loans charged-off, net0.1522%712
Percentage Net Loans Charged-off: Commercial and industrial-0.1221%4,879
Percentage Net Loans Charged-off: Loans to individuals-0.0849%5,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0849%4,961
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1938%1,039
Percentage Net Loans Charged-off: Total real estate loans0.2068%430
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.4302%232
Percentage Net Loans Charged-off: Home equity loans1.9804%34
All other 1-4 family - Percent of loans charged-off, net0.3444%307
Percentage Net Loans Charged-off: Commercial and industrial-0.0894%4,767
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2360%763
Percentage Net Loans Charged-off: Total real estate loans0.2510%302
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.5166%203
Percentage Net Loans Charged-off: Home equity loans-0.6019%4,278
All other 1-4 family - Percent of loans charged-off, net0.5798%177
Percentage Net Loans Charged-off: Commercial and industrial-0.1024%4,874
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0911%5,564
Percentage Net Loans Charged-off: Total real estate loans-0.0798%5,446
Percentage Net Loans Charged-off:Construction & development-0.0971%4,913
Percentage Net Loans Charged-off: Commercial real estate0.0761%934
Percentage Net Loans Charged-off: Multi-family residential0.1870%133
Percentage Net Loans Charged-off: 1-4 family residential-0.1748%5,620
Percentage Net Loans Charged-off: Home equity loans-2.1404%4,409
All other 1-4 family - Percent of loans charged-off, net-0.0518%5,375
Percentage Net Loans Charged-off: Commercial and industrial-0.4533%5,445
Percentage Net Loans Charged-off: Loans to individuals-0.1613%5,401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1613%5,342
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0168%4,952
Percentage Net Loans Charged-off: Total real estate loans-0.0004%4,280
Percentage Net Loans Charged-off:Construction & development-0.0440%4,782
Percentage Net Loans Charged-off: Commercial real estate0.1023%664
Percentage Net Loans Charged-off: Multi-family residential0.6760%71
Percentage Net Loans Charged-off: 1-4 family residential-0.0627%5,446
Percentage Net Loans Charged-off: Home equity loans0.1635%391
All other 1-4 family - Percent of loans charged-off, net-0.0776%5,509
Percentage Net Loans Charged-off: Commercial and industrial-0.5601%5,525
Percentage Net Loans Charged-off: Loans to individuals-0.1069%5,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1069%5,167
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%3,167
Percentage Net Loans Charged-off: Total real estate loans0.0232%1,893
Percentage Net Loans Charged-off:Construction & development-0.2400%5,192
Percentage Net Loans Charged-off: Commercial real estate0.1560%482
Percentage Net Loans Charged-off: Multi-family residential1.0744%45
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%4,802
Percentage Net Loans Charged-off: Home equity loans0.2452%293
All other 1-4 family - Percent of loans charged-off, net-0.0234%5,199
Percentage Net Loans Charged-off: Commercial and industrial-0.1801%5,265
Percentage Net Loans Charged-off: Loans to individuals-0.1616%5,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1616%5,254
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%1,681
Percentage Net Loans Charged-off: Total real estate loans0.0888%913
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.1062%382
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1043%911
Percentage Net Loans Charged-off: Home equity loans0.4984%158
All other 1-4 family - Percent of loans charged-off, net0.0747%1,002
Percentage Net Loans Charged-off: Commercial and industrial-0.1983%5,359
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0636%2,952
Percentage Net Loans Charged-off: Total real estate loans0.0714%1,969
Percentage Net Loans Charged-off:Construction & development-0.0620%4,937
Percentage Net Loans Charged-off: Commercial real estate0.0446%1,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1210%1,581
Percentage Net Loans Charged-off: Home equity loans1.9105%51
All other 1-4 family - Percent of loans charged-off, net-0.0204%5,394
Percentage Net Loans Charged-off: Commercial and industrial-0.2725%5,475
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2002%1,288
Percentage Net Loans Charged-off: Total real estate loans0.1870%907
Percentage Net Loans Charged-off:Construction & development-0.0063%4,733
Percentage Net Loans Charged-off: Commercial real estate0.0368%1,131
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.3193%636
Percentage Net Loans Charged-off: Home equity loans2.7961%30
All other 1-4 family - Percent of loans charged-off, net0.1213%1,389
Percentage Net Loans Charged-off: Commercial and industrial0.7819%604
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2169%1,174
Percentage Net Loans Charged-off: Total real estate loans0.2388%770
Percentage Net Loans Charged-off:Construction & development-0.0094%4,813
Percentage Net Loans Charged-off: Commercial real estate0.0545%907
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.4036%517
Percentage Net Loans Charged-off: Home equity loans2.5143%46
All other 1-4 family - Percent of loans charged-off, net0.2320%889
Percentage Net Loans Charged-off: Commercial and industrial-0.6738%5,854
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3540%692
Percentage Net Loans Charged-off: Total real estate loans0.3848%436
Percentage Net Loans Charged-off:Construction & development-0.0191%5,016
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.6969%280
Percentage Net Loans Charged-off: Home equity loans4.7453%20
All other 1-4 family - Percent of loans charged-off, net0.3520%565
Percentage Net Loans Charged-off: Commercial and industrial-0.8707%5,980
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4994%823
Percentage Net Loans Charged-off: Total real estate loans0.0951%2,422
Percentage Net Loans Charged-off:Construction & development-0.3607%5,533
Percentage Net Loans Charged-off: Commercial real estate0.0336%1,921
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2497%1,368
Percentage Net Loans Charged-off: Home equity loans0.8625%253
All other 1-4 family - Percent of loans charged-off, net0.1856%1,652
Percentage Net Loans Charged-off: Commercial and industrial14.0022%19
Percentage Net Loans Charged-off: Loans to individuals-0.7781%6,216
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7781%6,171
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6186%585
Percentage Net Loans Charged-off: Total real estate loans0.0940%2,181
Percentage Net Loans Charged-off:Construction & development-0.4862%5,655
Percentage Net Loans Charged-off: Commercial real estate0.0443%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2749%1,178
Percentage Net Loans Charged-off: Home equity loans0.8654%245
All other 1-4 family - Percent of loans charged-off, net0.2110%1,372
Percentage Net Loans Charged-off: Commercial and industrial17.6165%15
Percentage Net Loans Charged-off: Loans to individuals-1.0321%6,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0321%6,259
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3537%1,163
Percentage Net Loans Charged-off: Total real estate loans0.0857%2,157
Percentage Net Loans Charged-off:Construction & development-0.7265%5,761
Percentage Net Loans Charged-off: Commercial real estate-0.0246%5,794
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3719%908
Percentage Net Loans Charged-off: Home equity loans1.2756%158
All other 1-4 family - Percent of loans charged-off, net0.2694%1,150
Percentage Net Loans Charged-off: Commercial and industrial8.7416%68
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4623%787
Percentage Net Loans Charged-off: Total real estate loans0.4781%609
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0484%6,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.9860%305
Percentage Net Loans Charged-off: Home equity loans2.0278%93
All other 1-4 family - Percent of loans charged-off, net0.8602%370
Percentage Net Loans Charged-off: Commercial and industrial-0.0212%4,766
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3247%62
Percentage Net Loans Charged-off: Total real estate loans3.3917%49
Percentage Net Loans Charged-off:Construction & development5.9194%213
Percentage Net Loans Charged-off: Commercial real estate3.5007%113
Percentage Net Loans Charged-off: Multi-family residential11.2931%39
Percentage Net Loans Charged-off: 1-4 family residential2.2246%135
Percentage Net Loans Charged-off: Home equity loans2.5305%125
All other 1-4 family - Percent of loans charged-off, net2.1804%144
Percentage Net Loans Charged-off: Commercial and industrial0.6631%1,322
Percentage Net Loans Charged-off: Loans to individuals2.2128%426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2128%385
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5191%58
Percentage Net Loans Charged-off: Total real estate loans3.5764%49
Percentage Net Loans Charged-off:Construction & development8.3207%141
Percentage Net Loans Charged-off: Commercial real estate4.5879%73
Percentage Net Loans Charged-off: Multi-family residential8.5272%52
Percentage Net Loans Charged-off: 1-4 family residential1.1787%380
Percentage Net Loans Charged-off: Home equity loans2.5159%140
All other 1-4 family - Percent of loans charged-off, net0.9805%503
Percentage Net Loans Charged-off: Commercial and industrial0.9372%954
Percentage Net Loans Charged-off: Loans to individuals5.6684%114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6684%102
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3752%410
Percentage Net Loans Charged-off: Total real estate loans1.3610%334
Percentage Net Loans Charged-off:Construction & development5.4500%238
Percentage Net Loans Charged-off: Commercial real estate0.3995%1,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.7323%750
Percentage Net Loans Charged-off: Home equity loans1.1626%350
All other 1-4 family - Percent of loans charged-off, net0.6669%809
Percentage Net Loans Charged-off: Commercial and industrial1.5100%669
Percentage Net Loans Charged-off: Loans to individuals8.2822%77
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.2823%67
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8939%679
Percentage Net Loans Charged-off: Total real estate loans0.8277%638
Percentage Net Loans Charged-off:Construction & development2.9848%321
Percentage Net Loans Charged-off: Commercial real estate0.1695%1,008
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.5738%887
Percentage Net Loans Charged-off: Home equity loans1.4913%235
All other 1-4 family - Percent of loans charged-off, net0.4323%1,061
Percentage Net Loans Charged-off: Commercial and industrial3.2728%280
Percentage Net Loans Charged-off: Loans to individuals11.9014%51
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual11.9014%46
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4560%622
Percentage Net Loans Charged-off: Total real estate loans1.4681%568
Percentage Net Loans Charged-off:Construction & development2.7581%904
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential3.1639%241
Percentage Net Loans Charged-off: 1-4 family residential1.8206%401
Percentage Net Loans Charged-off: Home equity loans0.5204%1,006
All other 1-4 family - Percent of loans charged-off, net2.0450%356
Percentage Net Loans Charged-off: Commercial and industrial0.7042%1,777
Percentage Net Loans Charged-off: Loans to individuals1.1718%1,173
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1718%1,076
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9979%362
Percentage Net Loans Charged-off: Total real estate loans2.0096%332
Percentage Net Loans Charged-off:Construction & development3.5597%718
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential4.1827%176
Percentage Net Loans Charged-off: 1-4 family residential2.5377%248
Percentage Net Loans Charged-off: Home equity loans0.0905%1,420
All other 1-4 family - Percent of loans charged-off, net2.9661%220
Percentage Net Loans Charged-off: Commercial and industrial1.2310%1,140
Percentage Net Loans Charged-off: Loans to individuals1.6799%751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6799%669
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7215%237
Percentage Net Loans Charged-off: Total real estate loans2.7322%218
Percentage Net Loans Charged-off:Construction & development4.1749%597
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential6.2721%120
Percentage Net Loans Charged-off: 1-4 family residential3.6478%157
Percentage Net Loans Charged-off: Home equity loans0.1319%1,191
All other 1-4 family - Percent of loans charged-off, net4.2763%134
Percentage Net Loans Charged-off: Commercial and industrial1.9699%789
Percentage Net Loans Charged-off: Loans to individuals2.4540%491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4540%449
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4227%125
Percentage Net Loans Charged-off: Total real estate loans4.4307%105
Percentage Net Loans Charged-off:Construction & development7.0515%342
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential12.4400%65
Percentage Net Loans Charged-off: 1-4 family residential5.7139%76
Percentage Net Loans Charged-off: Home equity loans0.2594%832
All other 1-4 family - Percent of loans charged-off, net6.6961%63
Percentage Net Loans Charged-off: Commercial and industrial3.9449%396
Percentage Net Loans Charged-off: Loans to individuals4.9050%211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9050%195
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6090%2,621
Percentage Net Loans Charged-off: Total real estate loans0.3933%2,991
Percentage Net Loans Charged-off:Construction & development0.0635%2,833
Percentage Net Loans Charged-off: Commercial real estate0.4882%2,013
Percentage Net Loans Charged-off: Multi-family residential0.4881%758
Percentage Net Loans Charged-off: 1-4 family residential0.4861%2,265
Percentage Net Loans Charged-off: Home equity loans3.0430%287
All other 1-4 family - Percent of loans charged-off, net0.0121%4,636
Percentage Net Loans Charged-off: Commercial and industrial-1.4497%6,956
Percentage Net Loans Charged-off: Loans to individuals162.2517%2
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual160.8910%2
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8045%1,950
Percentage Net Loans Charged-off: Total real estate loans0.6043%2,147
Percentage Net Loans Charged-off:Construction & development1.9995%1,521
Percentage Net Loans Charged-off: Commercial real estate0.5124%1,655
Percentage Net Loans Charged-off: Multi-family residential-0.9659%5,745
Percentage Net Loans Charged-off: 1-4 family residential0.0552%4,050
Percentage Net Loans Charged-off: Home equity loans0.9282%791
All other 1-4 family - Percent of loans charged-off, net-0.1075%7,129
Percentage Net Loans Charged-off: Commercial and industrial-0.2453%6,682
Percentage Net Loans Charged-off: Loans to individuals138.2763%3
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual136.8558%3
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0939%1,444
Percentage Net Loans Charged-off: Total real estate loans0.8539%1,606
Percentage Net Loans Charged-off:Construction & development3.0550%1,123
Percentage Net Loans Charged-off: Commercial real estate0.7511%1,206
Percentage Net Loans Charged-off: Multi-family residential-0.9562%5,761
Percentage Net Loans Charged-off: 1-4 family residential-0.0855%7,156
Percentage Net Loans Charged-off: Home equity loans1.9442%436
All other 1-4 family - Percent of loans charged-off, net-0.4646%7,303
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals171.7295%3
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual169.2573%4
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6793%1,857
Percentage Net Loans Charged-off: Total real estate loans0.6897%1,569
Percentage Net Loans Charged-off:Construction & development0.8138%1,271
Percentage Net Loans Charged-off: Commercial real estate1.4173%615
Percentage Net Loans Charged-off: Multi-family residential-1.8655%5,788
Percentage Net Loans Charged-off: 1-4 family residential0.2959%1,983
Percentage Net Loans Charged-off: Home equity loans1.2687%476
All other 1-4 family - Percent of loans charged-off, net0.1129%2,428
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals1.3554%1,056
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3267%836
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3701%1,633
Percentage Net Loans Charged-off: Total real estate loans1.3892%1,399
Percentage Net Loans Charged-off:Construction & development2.8376%1,793
Percentage Net Loans Charged-off: Commercial real estate0.2168%2,763
Percentage Net Loans Charged-off: Multi-family residential-2.7064%5,960
Percentage Net Loans Charged-off: 1-4 family residential1.3724%1,023
Percentage Net Loans Charged-off: Home equity loans1.2415%748
All other 1-4 family - Percent of loans charged-off, net1.3956%1,009
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals0.3592%3,894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4863%1,354
Percentage Net Loans Charged-off: Total real estate loans1.5056%1,183
Percentage Net Loans Charged-off:Construction & development3.4961%1,459
Percentage Net Loans Charged-off: Commercial real estate0.0895%2,814
Percentage Net Loans Charged-off: Multi-family residential-3.6243%6,001
Percentage Net Loans Charged-off: 1-4 family residential1.3452%942
Percentage Net Loans Charged-off: Home equity loans1.2659%678
All other 1-4 family - Percent of loans charged-off, net1.3591%934
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.4885%3,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5871%1,191
Percentage Net Loans Charged-off: Total real estate loans1.6070%1,060
Percentage Net Loans Charged-off:Construction & development4.7138%1,047
Percentage Net Loans Charged-off: Commercial real estate0.1036%2,268
Percentage Net Loans Charged-off: Multi-family residential-0.4453%5,954
Percentage Net Loans Charged-off: 1-4 family residential0.7898%1,400
Percentage Net Loans Charged-off: Home equity loans0.8542%774
All other 1-4 family - Percent of loans charged-off, net0.7786%1,381
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.7491%2,340
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6531%1,048
Percentage Net Loans Charged-off: Total real estate loans1.6748%886
Percentage Net Loans Charged-off:Construction & development5.8009%704
Percentage Net Loans Charged-off: Commercial real estate-0.1460%7,565
Percentage Net Loans Charged-off: Multi-family residential-1.7688%6,013
Percentage Net Loans Charged-off: 1-4 family residential0.4337%1,667
Percentage Net Loans Charged-off: Home equity loans2.7614%297
All other 1-4 family - Percent of loans charged-off, net0.0275%2,822
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5302%911
Percentage Net Loans Charged-off: Total real estate loans2.5532%778
Percentage Net Loans Charged-off:Construction & development4.8174%1,283
Percentage Net Loans Charged-off: Commercial real estate0.2393%2,311
Percentage Net Loans Charged-off: Multi-family residential5.6108%215
Percentage Net Loans Charged-off: 1-4 family residential2.3115%541
Percentage Net Loans Charged-off: Home equity loans0.2488%1,539
All other 1-4 family - Percent of loans charged-off, net2.6051%497
Percentage Net Loans Charged-off: Commercial and industrial0.0000%5,131
Percentage Net Loans Charged-off: Loans to individuals1.1100%2,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8322%616
Percentage Net Loans Charged-off: Total real estate loans2.8554%532
Percentage Net Loans Charged-off:Construction & development4.4978%1,077
Percentage Net Loans Charged-off: Commercial real estate0.3153%1,652
Percentage Net Loans Charged-off: Multi-family residential8.4721%107
Percentage Net Loans Charged-off: 1-4 family residential3.0709%326
Percentage Net Loans Charged-off: Home equity loans0.3458%1,187
All other 1-4 family - Percent of loans charged-off, net3.4396%300
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals1.5163%1,689
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5482%677
Percentage Net Loans Charged-off: Total real estate loans2.5696%554
Percentage Net Loans Charged-off:Construction & development4.4694%899
Percentage Net Loans Charged-off: Commercial real estate0.1425%1,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential2.6781%361
Percentage Net Loans Charged-off: Home equity loans0.5525%812
All other 1-4 family - Percent of loans charged-off, net2.9464%311
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5812%530
Percentage Net Loans Charged-off: Total real estate loans2.6033%436
Percentage Net Loans Charged-off:Construction & development3.1415%758
Percentage Net Loans Charged-off: Commercial real estate0.2809%850
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential3.5483%211
Percentage Net Loans Charged-off: Home equity loans0.8711%465
All other 1-4 family - Percent of loans charged-off, net3.8466%195
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8332%1,505
Percentage Net Loans Charged-off: Total real estate loans0.8387%1,090
Percentage Net Loans Charged-off:Construction & development1.3185%1,386
Percentage Net Loans Charged-off: Commercial real estate0.1786%1,468
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8620%730
Percentage Net Loans Charged-off: Home equity loans0.5441%671
All other 1-4 family - Percent of loans charged-off, net0.8954%667
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals1.7017%1,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8250%1,046
Percentage Net Loans Charged-off: Total real estate loans0.8296%764
Percentage Net Loans Charged-off:Construction & development1.0612%1,048
Percentage Net Loans Charged-off: Commercial real estate0.0147%1,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.1347%402
Percentage Net Loans Charged-off: Home equity loans0.7439%437
All other 1-4 family - Percent of loans charged-off, net1.1752%362
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals2.1409%753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5680%1,235
Percentage Net Loans Charged-off: Total real estate loans0.5686%833
Percentage Net Loans Charged-off:Construction & development0.5374%985
Percentage Net Loans Charged-off: Commercial real estate0.0101%1,269
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.9317%431
Percentage Net Loans Charged-off: Home equity loans1.1404%271
All other 1-4 family - Percent of loans charged-off, net0.9102%401
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals2.9616%466
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5883%903
Percentage Net Loans Charged-off: Total real estate loans0.5941%570
Percentage Net Loans Charged-off:Construction & development0.3852%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.1332%270
Percentage Net Loans Charged-off: Home equity loans2.3320%124
All other 1-4 family - Percent of loans charged-off, net1.0111%297
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2250%2,398
Percentage Net Loans Charged-off: Total real estate loans0.2134%1,276
Percentage Net Loans Charged-off:Construction & development0.3601%798
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2098%1,205
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2337%1,077
Percentage Net Loans Charged-off: Commercial and industrial1.6642%753
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%2,353
Percentage Net Loans Charged-off: Total real estate loans0.1589%1,096
Percentage Net Loans Charged-off:Construction & development0.4096%429
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0078%2,550
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0087%2,333
Percentage Net Loans Charged-off: Commercial and industrial0.3633%1,745
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1482%2,151
Percentage Net Loans Charged-off: Total real estate loans0.1450%948
Percentage Net Loans Charged-off:Construction & development0.3635%321
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0120%1,968
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0134%1,801
Percentage Net Loans Charged-off: Commercial and industrial0.5578%1,161
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%4,062
Percentage Net Loans Charged-off: Total real estate loans0.0015%1,829
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0041%1,440
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0046%1,311
Percentage Net Loans Charged-off: Commercial and industrial1.1979%536
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%6,074
Percentage Net Loans Charged-off: Total real estate loans0.0050%3,229
Percentage Net Loans Charged-off:Construction & development0.0121%755
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,858
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,361
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,399
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,144
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,660
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%6,246
Percentage Net Loans Charged-off: Total real estate loans0.0167%3,167
Percentage Net Loans Charged-off:Construction & development0.0402%610
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%5,508
Percentage Net Loans Charged-off: Total real estate loans0.0228%2,533
Percentage Net Loans Charged-off:Construction & development0.0564%467
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%4,757
Percentage Net Loans Charged-off: Total real estate loans0.0357%1,967
Percentage Net Loans Charged-off:Construction & development0.0902%333
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,097
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0092%7,033
Percentage Net Loans Charged-off: Total real estate loans0.0093%3,642
Percentage Net Loans Charged-off:Construction & development0.0185%759
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0058%3,289
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0063%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0126%6,434
Percentage Net Loans Charged-off: Total real estate loans0.0127%2,982
Percentage Net Loans Charged-off:Construction & development0.0253%590
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,715
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0085%2,576
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%5,783
Percentage Net Loans Charged-off: Total real estate loans0.0196%2,354
Percentage Net Loans Charged-off:Construction & development0.0389%451
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0121%2,185
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0130%2,078
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%4,394
Percentage Net Loans Charged-off: Total real estate loans0.0406%1,512
Percentage Net Loans Charged-off:Construction & development0.0802%254
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0255%1,410
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0274%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0086%7,309
Percentage Net Loans Charged-off: Total real estate loans0.0087%3,764
Percentage Net Loans Charged-off:Construction & development0.0228%796
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0196%7,002
Percentage Net Loans Charged-off: Total real estate loans0.0200%3,114
Percentage Net Loans Charged-off:Construction & development0.0224%757
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0263%2,549
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0284%2,398
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%7,250
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1259%4,319
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%4,964
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1951%3,865
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%5,864
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1558%4,555
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2733%3,228
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0954%7,192
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2640%6,425
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA