Home > Seven Hills Savings Association > Income and Expense

Seven Hills Savings Association, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$829,000	11,000
Total interest expense	$465,000	10,702
Net interest income	$364,000	11,151
Provision for loan and lease losses	$166,000	3,858
Total noninterest income	$11,000	11,305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$11,000	10,919
Total noninterest expense	$787,000	9,480
Salaries and employee benefits	$617,000	8,022
Premises and equipment expense	$36,000	11,014
Additional noninterest expense	$134,000	10,750
Pre-tax net operating income	$-578,000	11,271
Securities gains (losses)	$0	4,148
Applicable income taxes	$-15,000	10,968
Income before extraordinary items	$-563,000	11,286
Extraordinary gains, net	$0	53
Net income	$-563,000	11,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-563,000	11,260
1995-12-31 (YTD Data)		Rank
Total interest income	$3,230,000	7,889
Total interest expense	$1,846,000	6,790
Net interest income	$1,384,000	8,829
Provision for loan and lease losses	$0	8,958
Total noninterest income	$48,000	11,380
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$48,000	9,325
Total noninterest expense	$1,250,000	8,041
Salaries and employee benefits	$735,000	7,496
Premises and equipment expense	$178,000	7,647
Additional noninterest expense	$337,000	8,829
Pre-tax net operating income	$182,000	10,574
Securities gains (losses)	$13,000	2,193
Applicable income taxes	$56,000	10,067
Income before extraordinary items	$139,000	10,570
Extraordinary gains, net	$0	65
Net income	$139,000	10,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$129,770	10,637
1994-12-31 (YTD Data)		Rank
Total interest income	$3,149,000	7,828
Total interest expense	$1,690,000	6,350
Net interest income	$1,459,000	8,993
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$53,000	11,875
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$53,000	9,460
Total noninterest expense	$1,200,000	8,597
Salaries and employee benefits	$733,000	7,652
Premises and equipment expense	$183,000	7,795
Additional noninterest expense	$284,000	10,141
Pre-tax net operating income	$307,000	10,088
Securities gains (losses)	$492,000	271
Applicable income taxes	$271,000	6,237
Income before extraordinary items	$528,000	7,093
Extraordinary gains, net	$0	249
Net income	$528,000	7,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$401,000	3,684
Sale, conversion, retirement of capital stock, net	$189,000	709
Net operating income	$203,280	10,284
1993-12-31 (YTD Data)		Rank
Total interest income	$3,226,000	7,970
Total interest expense	$1,843,000	6,231
Net interest income	$1,383,000	9,470
Provision for loan and lease losses	$32,000	8,327
Total noninterest income	$104,000	11,221
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$104,000	7,749
Total noninterest expense	$1,053,000	9,513
Salaries and employee benefits	$562,000	9,110
Premises and equipment expense	$190,000	7,890
Additional noninterest expense	$301,000	10,440
Pre-tax net operating income	$402,000	9,396
Securities gains (losses)	$0	7,477
Applicable income taxes	$140,000	8,855
Income before extraordinary items	$262,000	9,902
Extraordinary gains, net	$0	3,149
Net income	$262,000	10,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$2,318,000	328
Net operating income	$262,000	9,646
1992-12-31 (YTD Data)		Rank
Total interest income	$3,524,000	8,150
Total interest expense	$2,329,000	6,334
Net interest income	$1,195,000	10,341
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$162,000	10,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$162,000	6,369
Total noninterest expense	$999,000	9,986
Salaries and employee benefits	$515,000	9,627
Premises and equipment expense	$196,000	7,929
Additional noninterest expense	$288,000	11,000
Pre-tax net operating income	$353,000	9,655
Securities gains (losses)	$0	8,369
Applicable income taxes	$132,000	9,065
Income before extraordinary items	$221,000	10,307
Extraordinary gains, net	$0	1,422
Net income	$221,000	10,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$221,000	9,962

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.