Home > Service1st Bank of Nevada > Income and Expense
Service1st Bank of Nevada, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 3,881 |
| Total interest expense | $308,000 | 5,631 |
| Net interest income | $4,231,000 | 3,576 |
| Provision for loan and lease losses | $649,000 | 1,954 |
| Total noninterest income | $738,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $538,000 | 2,837 |
| Total noninterest expense | $5,507,000 | 2,565 |
| Salaries and employee benefits | $2,201,000 | 3,201 |
| Premises and equipment expense | $1,342,000 | 1,347 |
| Additional noninterest expense | $1,964,000 | 2,459 |
| Pre-tax net operating income | $-1,187,000 | 6,880 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,187,000 | 6,913 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,187,000 | 6,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,187,000 | 6,911 |
| Net charge-offs | $436,000 | 2,357 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,187,000 | 6,892 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 3,929 |
| Total interest expense | $215,000 | 5,645 |
| Net interest income | $2,789,000 | 3,612 |
| Provision for loan and lease losses | $319,000 | 2,328 |
| Total noninterest income | $275,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $139,000 | 3,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,217 |
| Total noninterest expense | $3,308,000 | 2,809 |
| Salaries and employee benefits | $1,458,000 | 3,219 |
| Premises and equipment expense | $763,000 | 1,554 |
| Additional noninterest expense | $1,087,000 | 2,917 |
| Pre-tax net operating income | $-563,000 | 6,842 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-563,000 | 6,889 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-563,000 | 6,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-563,000 | 6,889 |
| Net charge-offs | $593,000 | 1,608 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-563,000 | 6,856 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 3,659 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $1,580,000 | 3,314 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $160,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $1,678,000 | 2,776 |
| Salaries and employee benefits | $757,000 | 3,154 |
| Premises and equipment expense | $332,000 | 1,779 |
| Additional noninterest expense | $589,000 | 2,698 |
| Pre-tax net operating income | $62,000 | 5,795 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $62,000 | 5,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 5,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $62,000 | 5,849 |
| Net charge-offs | $232,000 | 1,717 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $62,000 | 5,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 2,886 |
| Total interest expense | $484,000 | 5,913 |
| Net interest income | $9,026,000 | 2,430 |
| Provision for loan and lease losses | $8,717,000 | 470 |
| Total noninterest income | $590,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $302,000 | 3,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $288,000 | 3,925 |
| Total noninterest expense | $13,267,000 | 1,457 |
| Salaries and employee benefits | $3,040,000 | 3,087 |
| Premises and equipment expense | $1,490,000 | 1,666 |
| Additional noninterest expense | $8,737,000 | 820 |
| Pre-tax net operating income | $-12,368,000 | 7,243 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-12,368,000 | 7,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,368,000 | 7,242 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-12,368,000 | 7,242 |
| Net charge-offs | $5,834,000 | 708 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-12,368,000 | 7,237 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,578,000 | 2,761 |
| Total interest expense | $362,000 | 6,039 |
| Net interest income | $7,216,000 | 2,285 |
| Provision for loan and lease losses | $7,430,000 | 420 |
| Total noninterest income | $474,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $233,000 | 3,538 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $241,000 | 3,811 |
| Total noninterest expense | $11,249,000 | 1,319 |
| Salaries and employee benefits | $2,236,000 | 3,146 |
| Premises and equipment expense | $1,113,000 | 1,695 |
| Additional noninterest expense | $7,900,000 | 674 |
| Pre-tax net operating income | $-10,989,000 | 7,348 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-10,989,000 | 7,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,989,000 | 7,347 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-10,989,000 | 7,347 |
| Net charge-offs | $4,461,000 | 691 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-10,989,000 | 7,342 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 2,408 |
| Total interest expense | $239,000 | 6,150 |
| Net interest income | $5,659,000 | 1,944 |
| Provision for loan and lease losses | $5,712,000 | 377 |
| Total noninterest income | $313,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $156,000 | 3,512 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 3,860 |
| Total noninterest expense | $3,243,000 | 2,888 |
| Salaries and employee benefits | $1,469,000 | 3,190 |
| Premises and equipment expense | $748,000 | 1,693 |
| Additional noninterest expense | $1,026,000 | 3,144 |
| Pre-tax net operating income | $-2,983,000 | 7,262 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,983,000 | 7,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,983,000 | 7,291 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,983,000 | 7,292 |
| Net charge-offs | $1,327,000 | 1,231 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,983,000 | 7,282 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 1,870 |
| Total interest expense | $114,000 | 6,323 |
| Net interest income | $3,733,000 | 1,495 |
| Provision for loan and lease losses | $1,364,000 | 698 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $78,000 | 3,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $1,744,000 | 2,715 |
| Salaries and employee benefits | $748,000 | 3,158 |
| Premises and equipment expense | $374,000 | 1,723 |
| Additional noninterest expense | $622,000 | 2,649 |
| Pre-tax net operating income | $745,000 | 1,883 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $745,000 | 1,584 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $745,000 | 1,584 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $745,000 | 1,584 |
| Net charge-offs | $110,000 | 2,633 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $745,000 | 1,536 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 7,034 |
| Total interest expense | $115,000 | 7,499 |
| Net interest income | $1,409,000 | 6,806 |
| Provision for loan and lease losses | $36,000 | 6,634 |
| Total noninterest income | $106,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 6,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 6,125 |
| Total noninterest expense | $1,293,000 | 6,754 |
| Salaries and employee benefits | $492,000 | 7,142 |
| Premises and equipment expense | $269,000 | 5,660 |
| Additional noninterest expense | $532,000 | 6,408 |
| Pre-tax net operating income | $186,000 | 5,236 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $186,000 | 5,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $186,000 | 5,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $186,000 | 5,339 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $186,000 | 5,193 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 3,605 |
| Total interest expense | $1,083,000 | 4,501 |
| Net interest income | $4,948,000 | 3,271 |
| Provision for loan and lease losses | $3,938,000 | 1,056 |
| Total noninterest income | $438,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $351,000 | 2,820 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $87,000 | 5,375 |
| Total noninterest expense | $6,921,000 | 2,089 |
| Salaries and employee benefits | $3,265,000 | 2,226 |
| Premises and equipment expense | $1,190,000 | 1,640 |
| Additional noninterest expense | $2,466,000 | 2,092 |
| Pre-tax net operating income | $-5,473,000 | 7,397 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,460,000 | 7,446 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,460,000 | 7,446 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,460,000 | 7,446 |
| Net charge-offs | $3,321,000 | 1,054 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $607,000 | 346 |
| Net operating income | $-5,473,000 | 7,424 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 3,540 |
| Total interest expense | $797,000 | 4,364 |
| Net interest income | $3,370,000 | 3,197 |
| Provision for loan and lease losses | $3,231,000 | 899 |
| Total noninterest income | $293,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $241,000 | 2,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 5,544 |
| Total noninterest expense | $4,475,000 | 2,166 |
| Salaries and employee benefits | $2,115,000 | 2,297 |
| Premises and equipment expense | $810,000 | 1,618 |
| Additional noninterest expense | $1,550,000 | 2,193 |
| Pre-tax net operating income | $-4,043,000 | 7,494 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,043,000 | 7,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,043,000 | 7,525 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,043,000 | 7,526 |
| Net charge-offs | $1,084,000 | 1,641 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 370 |
| Net operating income | $-4,043,000 | 7,523 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,434 |
| Total interest expense | $418,000 | 4,357 |
| Net interest income | $1,796,000 | 3,079 |
| Provision for loan and lease losses | $1,518,000 | 886 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $119,000 | 2,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $2,238,000 | 2,186 |
| Salaries and employee benefits | $1,046,000 | 2,355 |
| Premises and equipment expense | $403,000 | 1,687 |
| Additional noninterest expense | $789,000 | 2,145 |
| Pre-tax net operating income | $-1,817,000 | 7,571 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,817,000 | 7,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,817,000 | 7,626 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,817,000 | 7,626 |
| Net charge-offs | $928,000 | 1,091 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 275 |
| Net operating income | $-1,817,000 | 7,620 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 3,457 |
| Total interest expense | $2,676,000 | 3,725 |
| Net interest income | $6,465,000 | 3,250 |
| Provision for loan and lease losses | $15,666,000 | 589 |
| Total noninterest income | $399,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $328,000 | 3,711 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $71,000 | 6,036 |
| Total noninterest expense | $8,593,000 | 2,302 |
| Salaries and employee benefits | $3,875,000 | 2,517 |
| Premises and equipment expense | $1,650,000 | 1,633 |
| Additional noninterest expense | $3,068,000 | 2,305 |
| Pre-tax net operating income | $-17,395,000 | 7,672 |
| Securities gains (losses) | $17,000 | 3,102 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-17,378,000 | 7,704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,378,000 | 7,702 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,378,000 | 7,702 |
| Net charge-offs | $12,145,000 | 583 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-396,000 | 7,974 |
| Net operating income | $-17,395,000 | 7,705 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 3,520 |
| Total interest expense | $2,118,000 | 3,711 |
| Net interest income | $4,725,000 | 3,327 |
| Provision for loan and lease losses | $4,391,000 | 1,144 |
| Total noninterest income | $278,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $227,000 | 3,882 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $5,650,000 | 2,619 |
| Salaries and employee benefits | $3,118,000 | 2,385 |
| Premises and equipment expense | $1,218,000 | 1,685 |
| Additional noninterest expense | $1,314,000 | 3,633 |
| Pre-tax net operating income | $-5,038,000 | 7,511 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,024,000 | 7,577 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,024,000 | 7,577 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,024,000 | 7,577 |
| Net charge-offs | $1,869,000 | 1,565 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-396,000 | 8,074 |
| Net operating income | $-5,038,000 | 7,591 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 3,528 |
| Total interest expense | $1,366,000 | 3,907 |
| Net interest income | $3,240,000 | 3,248 |
| Provision for loan and lease losses | $963,000 | 2,114 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $121,000 | 4,290 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $3,660,000 | 2,718 |
| Salaries and employee benefits | $2,102,000 | 2,403 |
| Premises and equipment expense | $804,000 | 1,734 |
| Additional noninterest expense | $754,000 | 4,048 |
| Pre-tax net operating income | $-1,232,000 | 7,134 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,218,000 | 7,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,218,000 | 7,233 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,218,000 | 7,233 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 444 |
| Net operating income | $-1,232,000 | 7,243 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,556 |
| Total interest expense | $628,000 | 4,239 |
| Net interest income | $1,682,000 | 3,143 |
| Provision for loan and lease losses | $598,000 | 1,627 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $1,834,000 | 2,630 |
| Salaries and employee benefits | $1,083,000 | 2,368 |
| Premises and equipment expense | $413,000 | 1,704 |
| Additional noninterest expense | $338,000 | 4,059 |
| Pre-tax net operating income | $-671,000 | 7,464 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-671,000 | 7,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-671,000 | 7,570 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-671,000 | 7,570 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 335 |
| Net operating income | $-671,000 | 7,554 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 3,926 |
| Total interest expense | $2,023,000 | 5,274 |
| Net interest income | $6,573,000 | 3,231 |
| Provision for loan and lease losses | $3,669,000 | 1,221 |
| Total noninterest income | $236,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $196,000 | 4,828 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $40,000 | 6,969 |
| Total noninterest expense | $8,257,000 | 2,315 |
| Salaries and employee benefits | $5,029,000 | 2,017 |
| Premises and equipment expense | $1,637,000 | 1,684 |
| Additional noninterest expense | $1,591,000 | 3,471 |
| Pre-tax net operating income | $-5,117,000 | 7,806 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,117,000 | 7,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,117,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,708,000 | 1,433 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 587 |
| Net operating income | $-5,117,000 | 7,869 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 4,021 |
| Total interest expense | $1,433,000 | 5,549 |
| Net interest income | $4,944,000 | 3,250 |
| Provision for loan and lease losses | $640,000 | 2,381 |
| Total noninterest income | $169,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $143,000 | 4,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $6,332,000 | 2,265 |
| Salaries and employee benefits | $4,009,000 | 1,927 |
| Premises and equipment expense | $1,201,000 | 1,723 |
| Additional noninterest expense | $1,122,000 | 3,548 |
| Pre-tax net operating income | $-1,859,000 | 7,831 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,859,000 | 7,832 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,859,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 487 |
| Net operating income | $-1,859,000 | 7,909 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 4,202 |
| Total interest expense | $922,000 | 5,771 |
| Net interest income | $3,150,000 | 3,362 |
| Provision for loan and lease losses | $745,000 | 1,478 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $4,086,000 | 2,332 |
| Salaries and employee benefits | $2,623,000 | 1,984 |
| Premises and equipment expense | $753,000 | 1,816 |
| Additional noninterest expense | $710,000 | 3,685 |
| Pre-tax net operating income | $-1,583,000 | 8,101 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,583,000 | 8,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,583,000 | 8,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 406 |
| Net operating income | $-1,583,000 | 8,155 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 4,337 |
| Total interest expense | $453,000 | 5,984 |
| Net interest income | $1,539,000 | 3,424 |
| Provision for loan and lease losses | $578,000 | 929 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $2,176,000 | 2,196 |
| Salaries and employee benefits | $1,372,000 | 1,917 |
| Premises and equipment expense | $368,000 | 1,847 |
| Additional noninterest expense | $436,000 | 3,055 |
| Pre-tax net operating income | $-1,177,000 | 8,299 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,177,000 | 8,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,177,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 450 |
| Net operating income | $-1,177,000 | 8,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 5,010 |
| Total interest expense | $1,612,000 | 6,275 |
| Net interest income | $4,760,000 | 4,141 |
| Provision for loan and lease losses | $938,000 | 1,486 |
| Total noninterest income | $152,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $13,000 | 7,256 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $139,000 | 5,697 |
| Total noninterest expense | $8,172,000 | 2,239 |
| Salaries and employee benefits | $4,353,000 | 2,313 |
| Premises and equipment expense | $1,500,000 | 1,749 |
| Additional noninterest expense | $2,319,000 | 2,330 |
| Pre-tax net operating income | $-4,198,000 | 8,426 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-4,198,000 | 8,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,198,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $51,207,000 | 19 |
| Net operating income | $-4,198,000 | 8,431 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 5,331 |
| Total interest expense | $1,061,000 | 6,579 |
| Net interest income | $3,316,000 | 4,359 |
| Provision for loan and lease losses | $690,000 | 1,226 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $106,000 | 5,696 |
| Total noninterest expense | $6,116,000 | 2,221 |
| Salaries and employee benefits | $3,511,000 | 2,148 |
| Premises and equipment expense | $1,028,000 | 1,895 |
| Additional noninterest expense | $1,577,000 | 2,505 |
| Pre-tax net operating income | $-3,378,000 | 8,503 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-3,378,000 | 8,513 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-3,378,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $50,917,000 | 14 |
| Net operating income | $-3,378,000 | 8,505 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 5,685 |
| Total interest expense | $595,000 | 6,935 |
| Net interest income | $1,985,000 | 4,684 |
| Provision for loan and lease losses | $480,000 | 1,063 |
| Total noninterest income | $37,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $36,000 | 6,751 |
| Total noninterest expense | $3,987,000 | 2,290 |
| Salaries and employee benefits | $2,326,000 | 2,207 |
| Premises and equipment expense | $682,000 | 1,917 |
| Additional noninterest expense | $979,000 | 2,682 |
| Pre-tax net operating income | $-2,445,000 | 8,566 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-2,445,000 | 8,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,445,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $50,882,000 | 12 |
| Net operating income | $-2,445,000 | 8,567 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 6,171 |
| Total interest expense | $203,000 | 7,568 |
| Net interest income | $864,000 | 5,126 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $32,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $2,471,000 | 1,869 |
| Salaries and employee benefits | $1,396,000 | 1,841 |
| Premises and equipment expense | $465,000 | 1,438 |
| Additional noninterest expense | $610,000 | 2,158 |
| Pre-tax net operating income | $-1,800,000 | 8,621 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-1,800,000 | 8,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,800,000 | 8,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $50,718,000 | 5 |
| Net operating income | $-1,800,000 | 8,613 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.