Home > Service 1st Bank > Income and Expense
Service 1st Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 2,758 |
| Total interest expense | $4,164,000 | 2,809 |
| Net interest income | $6,096,000 | 2,684 |
| Provision for loan and lease losses | $1,853,000 | 1,243 |
| Total noninterest income | $600,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $113,000 | 5,343 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $487,000 | 2,863 |
| Total noninterest expense | $4,050,000 | 3,352 |
| Salaries and employee benefits | $2,056,000 | 3,524 |
| Premises and equipment expense | $659,000 | 2,950 |
| Additional noninterest expense | $1,335,000 | 3,065 |
| Pre-tax net operating income | $793,000 | 4,119 |
| Securities gains (losses) | $-1,729,000 | 8,021 |
| Applicable income taxes | $-798,000 | 7,994 |
| Income before extraordinary items | $-138,000 | 6,834 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-138,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 1,178 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 991 |
| Net operating income | $968,560 | 3,318 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 2,765 |
| Total interest expense | $3,021,000 | 2,695 |
| Net interest income | $3,879,000 | 2,787 |
| Provision for loan and lease losses | $703,000 | 1,522 |
| Total noninterest income | $482,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $404,000 | 2,573 |
| Total noninterest expense | $2,692,000 | 3,370 |
| Salaries and employee benefits | $1,372,000 | 3,574 |
| Premises and equipment expense | $434,000 | 2,986 |
| Additional noninterest expense | $886,000 | 3,058 |
| Pre-tax net operating income | $966,000 | 3,020 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $857,000 | 2,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,205 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 871 |
| Net operating income | $826,040 | 2,942 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 2,691 |
| Total interest expense | $1,696,000 | 2,587 |
| Net interest income | $1,940,000 | 2,775 |
| Provision for loan and lease losses | $303,000 | 1,365 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $1,327,000 | 3,420 |
| Salaries and employee benefits | $659,000 | 3,706 |
| Premises and equipment expense | $220,000 | 2,973 |
| Additional noninterest expense | $448,000 | 2,989 |
| Pre-tax net operating income | $417,000 | 3,455 |
| Securities gains (losses) | $36,000 | 1,273 |
| Applicable income taxes | $131,000 | 2,487 |
| Income before extraordinary items | $322,000 | 3,637 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
| Net operating income | $296,440 | 3,739 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,886,000 | 2,698 |
| Total interest expense | $7,646,000 | 2,425 |
| Net interest income | $7,240,000 | 3,009 |
| Provision for loan and lease losses | $935,000 | 1,490 |
| Total noninterest income | $740,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $177,000 | 5,139 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $563,000 | 3,117 |
| Total noninterest expense | $5,895,000 | 3,010 |
| Salaries and employee benefits | $3,281,000 | 3,004 |
| Premises and equipment expense | $891,000 | 2,826 |
| Additional noninterest expense | $1,723,000 | 3,054 |
| Pre-tax net operating income | $1,150,000 | 4,446 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $103,000 | 4,462 |
| Income before extraordinary items | $1,040,000 | 4,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $806,000 | 1,207 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,073 |
| Net operating income | $1,046,370 | 4,203 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 2,699 |
| Total interest expense | $5,680,000 | 2,435 |
| Net interest income | $5,462,000 | 2,994 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $605,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $476,000 | 2,930 |
| Total noninterest expense | $4,407,000 | 3,001 |
| Salaries and employee benefits | $2,495,000 | 2,931 |
| Premises and equipment expense | $663,000 | 2,829 |
| Additional noninterest expense | $1,249,000 | 3,079 |
| Pre-tax net operating income | $1,550,000 | 3,403 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $448,000 | 2,675 |
| Income before extraordinary items | $1,089,000 | 3,686 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,089,000 | 3,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 990 |
| Net operating income | $1,098,230 | 3,651 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 2,774 |
| Total interest expense | $3,652,000 | 2,533 |
| Net interest income | $3,613,000 | 3,045 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $463,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $375,000 | 2,662 |
| Total noninterest expense | $3,047,000 | 2,937 |
| Salaries and employee benefits | $1,762,000 | 2,815 |
| Premises and equipment expense | $439,000 | 2,870 |
| Additional noninterest expense | $846,000 | 3,046 |
| Pre-tax net operating income | $979,000 | 3,580 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $322,000 | 2,650 |
| Income before extraordinary items | $650,000 | 3,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 786 |
| Net operating income | $654,690 | 3,968 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 2,786 |
| Total interest expense | $1,817,000 | 2,517 |
| Net interest income | $1,787,000 | 3,060 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $122,000 | 3,401 |
| Total noninterest expense | $1,523,000 | 2,945 |
| Salaries and employee benefits | $861,000 | 2,883 |
| Premises and equipment expense | $215,000 | 2,942 |
| Additional noninterest expense | $447,000 | 2,875 |
| Pre-tax net operating income | $431,000 | 3,829 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $315,000 | 4,058 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $315,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $320,920 | 4,004 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,717,000 | 2,944 |
| Total interest expense | $5,643,000 | 2,728 |
| Net interest income | $7,074,000 | 3,079 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $769,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $115,000 | 5,957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $654,000 | 2,854 |
| Total noninterest expense | $5,218,000 | 3,236 |
| Salaries and employee benefits | $2,801,000 | 3,323 |
| Premises and equipment expense | $819,000 | 2,941 |
| Additional noninterest expense | $1,598,000 | 3,128 |
| Pre-tax net operating income | $2,325,000 | 3,308 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $734,000 | 2,600 |
| Income before extraordinary items | $1,589,000 | 3,644 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,589,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,590,360 | 3,625 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,091,000 | 3,037 |
| Total interest expense | $3,888,000 | 2,851 |
| Net interest income | $5,203,000 | 3,154 |
| Provision for loan and lease losses | $230,000 | 2,570 |
| Total noninterest income | $432,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $83,000 | 6,071 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 3,449 |
| Total noninterest expense | $3,758,000 | 3,342 |
| Salaries and employee benefits | $1,974,000 | 3,485 |
| Premises and equipment expense | $599,000 | 3,004 |
| Additional noninterest expense | $1,185,000 | 3,172 |
| Pre-tax net operating income | $1,647,000 | 3,565 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $388,000 | 3,222 |
| Income before extraordinary items | $1,259,000 | 3,618 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,259,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,259,000 | 3,604 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 3,181 |
| Total interest expense | $2,254,000 | 3,083 |
| Net interest income | $3,419,000 | 3,195 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $255,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $2,333,000 | 3,538 |
| Salaries and employee benefits | $1,182,000 | 3,782 |
| Premises and equipment expense | $393,000 | 3,044 |
| Additional noninterest expense | $758,000 | 3,267 |
| Pre-tax net operating income | $1,201,000 | 3,356 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $339,000 | 2,874 |
| Income before extraordinary items | $862,000 | 3,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $862,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $862,000 | 3,543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 3,285 |
| Total interest expense | $976,000 | 3,315 |
| Net interest income | $1,678,000 | 3,241 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $127,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $1,232,000 | 3,395 |
| Salaries and employee benefits | $623,000 | 3,648 |
| Premises and equipment expense | $196,000 | 3,079 |
| Additional noninterest expense | $413,000 | 3,028 |
| Pre-tax net operating income | $528,000 | 3,607 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $360,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $360,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $360,000 | 3,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,472,000 | 3,584 |
| Total interest expense | $2,853,000 | 3,480 |
| Net interest income | $5,619,000 | 3,621 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $653,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $127,000 | 5,913 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $526,000 | 3,281 |
| Total noninterest expense | $4,056,000 | 3,828 |
| Salaries and employee benefits | $2,310,000 | 3,709 |
| Premises and equipment expense | $491,000 | 4,241 |
| Additional noninterest expense | $1,255,000 | 3,726 |
| Pre-tax net operating income | $2,051,000 | 3,620 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $373,000 | 3,817 |
| Income before extraordinary items | $1,684,000 | 3,512 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,684,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,679,080 | 3,489 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 3,676 |
| Total interest expense | $1,985,000 | 3,533 |
| Net interest income | $4,076,000 | 3,703 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $494,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $396,000 | 3,298 |
| Total noninterest expense | $2,891,000 | 3,940 |
| Salaries and employee benefits | $1,619,000 | 3,875 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $900,000 | 3,802 |
| Pre-tax net operating income | $1,539,000 | 3,679 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $373,000 | 3,435 |
| Income before extraordinary items | $1,172,000 | 3,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,172,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,167,440 | 3,708 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 3,756 |
| Total interest expense | $1,237,000 | 3,541 |
| Net interest income | $2,606,000 | 3,799 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $338,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $273,000 | 3,236 |
| Total noninterest expense | $1,814,000 | 4,115 |
| Salaries and employee benefits | $1,006,000 | 4,056 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $562,000 | 3,998 |
| Pre-tax net operating income | $990,000 | 3,736 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $315,000 | 3,015 |
| Income before extraordinary items | $678,000 | 4,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $678,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $675,960 | 4,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,821 |
| Total interest expense | $588,000 | 3,558 |
| Net interest income | $1,260,000 | 3,901 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $198,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $887,000 | 4,217 |
| Salaries and employee benefits | $482,000 | 4,213 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $284,000 | 3,974 |
| Pre-tax net operating income | $511,000 | 3,615 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $169,000 | 2,881 |
| Income before extraordinary items | $342,000 | 4,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $342,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $342,000 | 3,966 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 4,162 |
| Total interest expense | $1,866,000 | 3,852 |
| Net interest income | $4,320,000 | 4,247 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $971,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $773,000 | 2,552 |
| Total noninterest expense | $3,520,000 | 4,160 |
| Salaries and employee benefits | $1,949,000 | 4,081 |
| Premises and equipment expense | $527,000 | 3,922 |
| Additional noninterest expense | $1,044,000 | 4,195 |
| Pre-tax net operating income | $1,646,000 | 4,018 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $-250,000 | 8,838 |
| Income before extraordinary items | $1,906,000 | 3,042 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,906,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,896,000 | 2,995 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 4,223 |
| Total interest expense | $1,352,000 | 3,919 |
| Net interest income | $3,179,000 | 4,301 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $721,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $158,000 | 5,152 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $563,000 | 2,612 |
| Total noninterest expense | $2,606,000 | 4,170 |
| Salaries and employee benefits | $1,421,000 | 4,130 |
| Premises and equipment expense | $403,000 | 3,853 |
| Additional noninterest expense | $782,000 | 4,152 |
| Pre-tax net operating income | $1,169,000 | 4,221 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $-250,000 | 8,929 |
| Income before extraordinary items | $1,429,000 | 3,082 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,429,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,419,000 | 3,032 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 4,323 |
| Total interest expense | $875,000 | 4,011 |
| Net interest income | $2,053,000 | 4,392 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $442,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $344,000 | 2,758 |
| Total noninterest expense | $1,673,000 | 4,315 |
| Salaries and employee benefits | $897,000 | 4,331 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $717,000 | 4,400 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $-100,000 | 8,939 |
| Income before extraordinary items | $827,000 | 3,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $827,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $817,000 | 3,389 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,457 |
| Total interest expense | $429,000 | 4,115 |
| Net interest income | $983,000 | 4,539 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $279,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $227,000 | 2,274 |
| Total noninterest expense | $856,000 | 4,263 |
| Salaries and employee benefits | $463,000 | 4,253 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $262,000 | 4,155 |
| Pre-tax net operating income | $371,000 | 4,276 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $381,000 | 3,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $371,000 | 3,588 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 5,133 |
| Total interest expense | $1,584,000 | 4,719 |
| Net interest income | $3,073,000 | 5,235 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $757,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $149,000 | 5,872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $608,000 | 3,222 |
| Total noninterest expense | $3,129,000 | 4,478 |
| Salaries and employee benefits | $1,766,000 | 4,316 |
| Premises and equipment expense | $515,000 | 3,977 |
| Additional noninterest expense | $848,000 | 4,858 |
| Pre-tax net operating income | $451,000 | 6,837 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $471,000 | 6,472 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $471,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $130,000 | 5,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $451,000 | 6,401 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 5,354 |
| Total interest expense | $1,151,000 | 4,930 |
| Net interest income | $2,182,000 | 5,426 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $589,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $491,000 | 3,174 |
| Total noninterest expense | $2,297,000 | 4,525 |
| Salaries and employee benefits | $1,301,000 | 4,369 |
| Premises and equipment expense | $404,000 | 3,822 |
| Additional noninterest expense | $592,000 | 5,059 |
| Pre-tax net operating income | $279,000 | 7,287 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $299,000 | 6,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $299,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $130,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $279,000 | 6,904 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 5,492 |
| Total interest expense | $752,000 | 5,123 |
| Net interest income | $1,405,000 | 5,541 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $318,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $264,000 | 3,529 |
| Total noninterest expense | $1,481,000 | 4,638 |
| Salaries and employee benefits | $827,000 | 4,505 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $397,000 | 5,033 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $160,000 | 7,346 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,000 | 7,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,530 |
| Total interest expense | $371,000 | 5,259 |
| Net interest income | $703,000 | 5,538 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $720,000 | 4,710 |
| Salaries and employee benefits | $405,000 | 4,577 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $39,000 | 8,165 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,899 |
| Total interest expense | $1,234,000 | 6,343 |
| Net interest income | $2,762,000 | 5,577 |
| Provision for loan and lease losses | $193,000 | 4,450 |
| Total noninterest income | $344,000 | 6,141 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,560 |
| Total noninterest expense | $2,741,000 | 4,758 |
| Salaries and employee benefits | $1,546,000 | 4,583 |
| Premises and equipment expense | $518,000 | 3,835 |
| Additional noninterest expense | $677,000 | 5,516 |
| Pre-tax net operating income | $172,000 | 8,040 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $219,000 | 7,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $219,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $171,000 | 7,883 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 7,511 |
| Total interest expense | $848,000 | 8,336 |
| Net interest income | $1,890,000 | 6,616 |
| Provision for loan and lease losses | $315,000 | 3,101 |
| Total noninterest income | $75,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $2,329,000 | 5,198 |
| Salaries and employee benefits | $1,209,000 | 5,299 |
| Premises and equipment expense | $513,000 | 3,787 |
| Additional noninterest expense | $607,000 | 5,793 |
| Pre-tax net operating income | $-679,000 | 9,238 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $-642,000 | 9,298 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-642,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 895 |
| Net operating income | $-680,000 | 9,274 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 9,116 |
| Total interest expense | $330,000 | 9,509 |
| Net interest income | $999,000 | 8,482 |
| Provision for loan and lease losses | $89,000 | 5,579 |
| Total noninterest income | $21,000 | 9,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $2,226,000 | 5,296 |
| Salaries and employee benefits | $1,117,000 | 5,503 |
| Premises and equipment expense | $440,000 | 4,195 |
| Additional noninterest expense | $669,000 | 5,353 |
| Pre-tax net operating income | $-1,295,000 | 9,766 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $-1,298,000 | 9,775 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,298,000 | 9,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,296,000 | 9,779 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 10,134 |
| Total interest expense | $2,000 | 10,194 |
| Net interest income | $176,000 | 10,085 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $1,356,000 | 7,149 |
| Salaries and employee benefits | $136,000 | 10,076 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $1,174,000 | 3,501 |
| Pre-tax net operating income | $-1,181,000 | 10,089 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-1,182,000 | 10,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,182,000 | 10,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,913,000 | 65 |
| Net operating income | $-1,182,000 | 10,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.