Home > Sentry Bank & Trust > Income and Expense
Sentry Bank & Trust, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 2,743 |
| Total interest expense | $1,988,000 | 2,244 |
| Net interest income | $1,571,000 | 3,375 |
| Provision for loan and lease losses | $350,000 | 1,251 |
| Total noninterest income | $212,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,491 |
| Total noninterest expense | $3,368,000 | 1,422 |
| Salaries and employee benefits | $2,161,000 | 1,194 |
| Premises and equipment expense | $809,000 | 856 |
| Additional noninterest expense | $398,000 | 3,325 |
| Pre-tax net operating income | $-1,935,000 | 8,366 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-741,000 | 8,384 |
| Income before extraordinary items | $-1,194,000 | 8,335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,194,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,194,000 | 8,325 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,213,000 | 2,820 |
| Total interest expense | $8,608,000 | 2,189 |
| Net interest income | $5,605,000 | 3,690 |
| Provision for loan and lease losses | $227,000 | 3,672 |
| Total noninterest income | $1,907,000 | 2,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,907,000 | 1,403 |
| Total noninterest expense | $4,838,000 | 3,539 |
| Salaries and employee benefits | $2,496,000 | 3,720 |
| Premises and equipment expense | $973,000 | 2,637 |
| Additional noninterest expense | $1,369,000 | 3,686 |
| Pre-tax net operating income | $2,447,000 | 2,874 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $935,000 | 1,940 |
| Income before extraordinary items | $1,512,000 | 3,434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,512,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,759 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,512,000 | 3,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,744,000 | 2,806 |
| Total interest expense | $6,435,000 | 2,190 |
| Net interest income | $4,309,000 | 3,634 |
| Provision for loan and lease losses | $127,000 | 3,777 |
| Total noninterest income | $1,326,000 | 2,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,326,000 | 1,500 |
| Total noninterest expense | $3,699,000 | 3,458 |
| Salaries and employee benefits | $1,919,000 | 3,644 |
| Premises and equipment expense | $725,000 | 2,636 |
| Additional noninterest expense | $1,055,000 | 3,548 |
| Pre-tax net operating income | $1,809,000 | 3,051 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $691,000 | 2,101 |
| Income before extraordinary items | $1,118,000 | 3,636 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,118,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,509 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,118,000 | 3,618 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,803 |
| Total interest expense | $4,187,000 | 2,249 |
| Net interest income | $2,981,000 | 3,549 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $704,000 | 2,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $704,000 | 1,765 |
| Total noninterest expense | $2,480,000 | 3,462 |
| Salaries and employee benefits | $1,280,000 | 3,681 |
| Premises and equipment expense | $485,000 | 2,655 |
| Additional noninterest expense | $715,000 | 3,502 |
| Pre-tax net operating income | $1,145,000 | 3,209 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $437,000 | 2,256 |
| Income before extraordinary items | $708,000 | 3,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $708,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,947 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $708,000 | 3,779 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 2,779 |
| Total interest expense | $2,079,000 | 2,246 |
| Net interest income | $1,533,000 | 3,485 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $328,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $328,000 | 1,845 |
| Total noninterest expense | $1,230,000 | 3,499 |
| Salaries and employee benefits | $631,000 | 3,745 |
| Premises and equipment expense | $244,000 | 2,650 |
| Additional noninterest expense | $355,000 | 3,498 |
| Pre-tax net operating income | $591,000 | 3,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $226,000 | 2,229 |
| Income before extraordinary items | $365,000 | 3,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $365,000 | 3,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,482,000 | 2,795 |
| Total interest expense | $7,063,000 | 2,265 |
| Net interest income | $6,419,000 | 3,341 |
| Provision for loan and lease losses | $254,000 | 3,067 |
| Total noninterest income | $1,251,000 | 3,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,251,000 | 1,900 |
| Total noninterest expense | $4,619,000 | 3,565 |
| Salaries and employee benefits | $2,248,000 | 3,915 |
| Premises and equipment expense | $977,000 | 2,528 |
| Additional noninterest expense | $1,394,000 | 3,494 |
| Pre-tax net operating income | $2,797,000 | 2,916 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,031,000 | 2,151 |
| Income before extraordinary items | $1,766,000 | 3,397 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,766,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $3,554,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,766,000 | 3,381 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 2,816 |
| Total interest expense | $5,028,000 | 2,307 |
| Net interest income | $4,885,000 | 3,329 |
| Provision for loan and lease losses | $193,000 | 2,941 |
| Total noninterest income | $927,000 | 3,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $927,000 | 1,933 |
| Total noninterest expense | $3,447,000 | 3,576 |
| Salaries and employee benefits | $1,669,000 | 3,935 |
| Premises and equipment expense | $727,000 | 2,549 |
| Additional noninterest expense | $1,051,000 | 3,465 |
| Pre-tax net operating income | $2,172,000 | 2,953 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $792,000 | 2,216 |
| Income before extraordinary items | $1,380,000 | 3,384 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,380,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $3,554,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,380,000 | 3,377 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 2,833 |
| Total interest expense | $3,202,000 | 2,302 |
| Net interest income | $3,274,000 | 3,320 |
| Provision for loan and lease losses | $146,000 | 2,710 |
| Total noninterest income | $547,000 | 3,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $547,000 | 2,098 |
| Total noninterest expense | $2,265,000 | 3,623 |
| Salaries and employee benefits | $1,092,000 | 4,001 |
| Premises and equipment expense | $471,000 | 2,607 |
| Additional noninterest expense | $702,000 | 3,466 |
| Pre-tax net operating income | $1,410,000 | 3,003 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $501,000 | 2,309 |
| Income before extraordinary items | $909,000 | 3,433 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $909,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $909,000 | 3,422 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 2,845 |
| Total interest expense | $1,538,000 | 2,286 |
| Net interest income | $1,623,000 | 3,328 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $227,000 | 3,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,317 |
| Total noninterest expense | $1,150,000 | 3,594 |
| Salaries and employee benefits | $556,000 | 3,976 |
| Premises and equipment expense | $232,000 | 2,649 |
| Additional noninterest expense | $362,000 | 3,376 |
| Pre-tax net operating income | $677,000 | 3,037 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $254,000 | 2,242 |
| Income before extraordinary items | $423,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $423,000 | 3,523 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,916,000 | 2,919 |
| Total interest expense | $5,168,000 | 2,134 |
| Net interest income | $5,748,000 | 3,553 |
| Provision for loan and lease losses | $385,000 | 2,339 |
| Total noninterest income | $1,213,000 | 3,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,213,000 | 1,956 |
| Total noninterest expense | $4,445,000 | 3,570 |
| Salaries and employee benefits | $2,206,000 | 3,833 |
| Premises and equipment expense | $831,000 | 2,798 |
| Additional noninterest expense | $1,408,000 | 3,394 |
| Pre-tax net operating income | $2,131,000 | 3,544 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $804,000 | 2,598 |
| Income before extraordinary items | $1,327,000 | 4,096 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,327,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,327,000 | 4,068 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 2,994 |
| Total interest expense | $3,634,000 | 2,145 |
| Net interest income | $4,179,000 | 3,638 |
| Provision for loan and lease losses | $288,000 | 2,264 |
| Total noninterest income | $923,000 | 3,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $923,000 | 1,923 |
| Total noninterest expense | $3,324,000 | 3,545 |
| Salaries and employee benefits | $1,645,000 | 3,834 |
| Premises and equipment expense | $597,000 | 2,892 |
| Additional noninterest expense | $1,082,000 | 3,303 |
| Pre-tax net operating income | $1,490,000 | 3,770 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $551,000 | 2,781 |
| Income before extraordinary items | $939,000 | 4,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $939,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $939,000 | 4,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 3,041 |
| Total interest expense | $2,322,000 | 2,120 |
| Net interest income | $2,666,000 | 3,728 |
| Provision for loan and lease losses | $168,000 | 2,458 |
| Total noninterest income | $590,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $590,000 | 1,953 |
| Total noninterest expense | $2,177,000 | 3,578 |
| Salaries and employee benefits | $1,086,000 | 3,843 |
| Premises and equipment expense | $359,000 | 3,122 |
| Additional noninterest expense | $732,000 | 3,236 |
| Pre-tax net operating income | $911,000 | 3,963 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $328,000 | 2,945 |
| Income before extraordinary items | $583,000 | 4,490 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $583,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $583,000 | 4,442 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 3,108 |
| Total interest expense | $1,076,000 | 2,180 |
| Net interest income | $1,317,000 | 3,765 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $286,000 | 3,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 1,946 |
| Total noninterest expense | $1,090,000 | 3,597 |
| Salaries and employee benefits | $550,000 | 3,809 |
| Premises and equipment expense | $192,000 | 2,982 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $481,000 | 3,786 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $173,000 | 2,843 |
| Income before extraordinary items | $308,000 | 4,294 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $308,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $308,000 | 4,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 3,350 |
| Total interest expense | $3,254,000 | 2,440 |
| Net interest income | $4,955,000 | 3,826 |
| Provision for loan and lease losses | $99,000 | 5,055 |
| Total noninterest income | $1,299,000 | 2,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,299,000 | 1,807 |
| Total noninterest expense | $4,266,000 | 3,557 |
| Salaries and employee benefits | $2,274,000 | 3,606 |
| Premises and equipment expense | $817,000 | 2,735 |
| Additional noninterest expense | $1,175,000 | 3,821 |
| Pre-tax net operating income | $1,889,000 | 3,646 |
| Securities gains (losses) | $211,000 | 800 |
| Applicable income taxes | $741,000 | 2,653 |
| Income before extraordinary items | $1,359,000 | 3,884 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,359,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,221,850 | 4,089 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 3,330 |
| Total interest expense | $2,405,000 | 2,438 |
| Net interest income | $3,722,000 | 3,812 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $915,000 | 3,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $915,000 | 1,888 |
| Total noninterest expense | $3,174,000 | 3,547 |
| Salaries and employee benefits | $1,706,000 | 3,589 |
| Premises and equipment expense | $627,000 | 2,676 |
| Additional noninterest expense | $841,000 | 3,933 |
| Pre-tax net operating income | $1,388,000 | 3,775 |
| Securities gains (losses) | $211,000 | 742 |
| Applicable income taxes | $560,000 | 2,699 |
| Income before extraordinary items | $1,039,000 | 3,911 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,039,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $901,850 | 4,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,362 |
| Total interest expense | $1,580,000 | 2,453 |
| Net interest income | $2,454,000 | 3,837 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $600,000 | 3,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $600,000 | 1,924 |
| Total noninterest expense | $2,102,000 | 3,599 |
| Salaries and employee benefits | $1,137,000 | 3,595 |
| Premises and equipment expense | $385,000 | 2,880 |
| Additional noninterest expense | $580,000 | 3,847 |
| Pre-tax net operating income | $877,000 | 3,871 |
| Securities gains (losses) | $211,000 | 629 |
| Applicable income taxes | $376,000 | 2,670 |
| Income before extraordinary items | $712,000 | 3,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $712,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $574,850 | 4,278 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 3,320 |
| Total interest expense | $791,000 | 2,476 |
| Net interest income | $1,265,000 | 3,724 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $230,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $230,000 | 2,259 |
| Total noninterest expense | $1,048,000 | 3,623 |
| Salaries and employee benefits | $562,000 | 3,657 |
| Premises and equipment expense | $183,000 | 3,042 |
| Additional noninterest expense | $303,000 | 3,723 |
| Pre-tax net operating income | $372,000 | 4,270 |
| Securities gains (losses) | $211,000 | 480 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $240,850 | 4,734 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,036,000 | 3,431 |
| Total interest expense | $3,197,000 | 2,701 |
| Net interest income | $4,839,000 | 3,765 |
| Provision for loan and lease losses | $550,000 | 2,001 |
| Total noninterest income | $1,167,000 | 3,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,167,000 | 2,156 |
| Total noninterest expense | $3,502,000 | 4,116 |
| Salaries and employee benefits | $1,748,000 | 4,347 |
| Premises and equipment expense | $591,000 | 3,564 |
| Additional noninterest expense | $1,163,000 | 3,813 |
| Pre-tax net operating income | $1,954,000 | 3,443 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $742,000 | 2,677 |
| Income before extraordinary items | $1,212,000 | 4,118 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,212,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,642 |
| Cash dividends | $3,623,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,212,000 | 3,950 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 3,500 |
| Total interest expense | $2,397,000 | 2,795 |
| Net interest income | $3,589,000 | 3,827 |
| Provision for loan and lease losses | $400,000 | 2,018 |
| Total noninterest income | $851,000 | 3,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $851,000 | 2,282 |
| Total noninterest expense | $2,589,000 | 4,146 |
| Salaries and employee benefits | $1,277,000 | 4,426 |
| Premises and equipment expense | $443,000 | 3,568 |
| Additional noninterest expense | $869,000 | 3,808 |
| Pre-tax net operating income | $1,451,000 | 3,584 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $557,000 | 2,821 |
| Income before extraordinary items | $894,000 | 4,306 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $894,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,313 |
| Cash dividends | $623,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $894,000 | 4,142 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 3,558 |
| Total interest expense | $1,614,000 | 2,854 |
| Net interest income | $2,334,000 | 3,907 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $539,000 | 3,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $539,000 | 2,341 |
| Total noninterest expense | $1,757,000 | 4,078 |
| Salaries and employee benefits | $840,000 | 4,460 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $646,000 | 3,474 |
| Pre-tax net operating income | $866,000 | 3,853 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $309,000 | 3,195 |
| Income before extraordinary items | $557,000 | 4,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $557,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $623,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $557,000 | 4,293 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 3,530 |
| Total interest expense | $813,000 | 2,896 |
| Net interest income | $1,183,000 | 3,869 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 2,304 |
| Total noninterest expense | $922,000 | 3,922 |
| Salaries and employee benefits | $396,000 | 4,643 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $399,000 | 2,873 |
| Pre-tax net operating income | $422,000 | 3,913 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $281,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $623,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $281,000 | 4,221 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,158,000 | 3,591 |
| Total interest expense | $3,389,000 | 3,202 |
| Net interest income | $4,769,000 | 3,805 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $976,000 | 3,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $976,000 | 2,219 |
| Total noninterest expense | $3,177,000 | 4,282 |
| Salaries and employee benefits | $1,461,000 | 4,788 |
| Premises and equipment expense | $682,000 | 3,062 |
| Additional noninterest expense | $1,034,000 | 4,064 |
| Pre-tax net operating income | $2,143,000 | 3,278 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $807,000 | 2,577 |
| Income before extraordinary items | $1,336,000 | 3,816 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,336,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,336,000 | 3,705 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 3,974 |
| Total interest expense | $4,401,000 | 3,526 |
| Net interest income | $3,720,000 | 4,370 |
| Provision for loan and lease losses | $270,000 | 3,439 |
| Total noninterest income | $692,000 | 4,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $692,000 | 2,594 |
| Total noninterest expense | $2,699,000 | 4,699 |
| Salaries and employee benefits | $1,405,000 | 4,742 |
| Premises and equipment expense | $627,000 | 3,253 |
| Additional noninterest expense | $667,000 | 5,448 |
| Pre-tax net operating income | $1,443,000 | 3,957 |
| Securities gains (losses) | $108,000 | 1,689 |
| Applicable income taxes | $554,000 | 3,131 |
| Income before extraordinary items | $997,000 | 4,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $997,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $725,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $927,880 | 4,365 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,059,000 | 4,554 |
| Total interest expense | $4,011,000 | 3,971 |
| Net interest income | $3,048,000 | 5,101 |
| Provision for loan and lease losses | $128,000 | 4,722 |
| Total noninterest income | $366,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,548 |
| Total noninterest expense | $2,366,000 | 5,049 |
| Salaries and employee benefits | $1,294,000 | 4,916 |
| Premises and equipment expense | $440,000 | 4,195 |
| Additional noninterest expense | $632,000 | 5,574 |
| Pre-tax net operating income | $920,000 | 5,476 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $327,000 | 4,401 |
| Income before extraordinary items | $593,000 | 5,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $593,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $593,000 | 5,895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 5,429 |
| Total interest expense | $2,399,000 | 5,335 |
| Net interest income | $2,805,000 | 5,424 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $145,000 | 5,687 |
| Total noninterest expense | $1,899,000 | 5,865 |
| Salaries and employee benefits | $1,475,000 | 4,403 |
| Premises and equipment expense | $231,000 | 6,323 |
| Additional noninterest expense | $193,000 | 9,095 |
| Pre-tax net operating income | $1,051,000 | 5,160 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $360,000 | 4,409 |
| Income before extraordinary items | $691,000 | 5,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $691,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $691,000 | 5,465 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 5,675 |
| Total interest expense | $2,443,000 | 5,447 |
| Net interest income | $2,565,000 | 5,740 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $86,000 | 9,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,062,000 | 7,932 |
| Salaries and employee benefits | $728,000 | 7,036 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $200,000 | 9,116 |
| Pre-tax net operating income | $1,445,000 | 4,301 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $568,000 | 3,542 |
| Income before extraordinary items | $877,000 | 4,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $877,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $489,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $877,000 | 4,824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 6,206 |
| Total interest expense | $2,616,000 | 5,235 |
| Net interest income | $1,909,000 | 7,107 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $189,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $189,000 | 5,092 |
| Total noninterest expense | $716,000 | 9,344 |
| Salaries and employee benefits | $464,000 | 8,859 |
| Premises and equipment expense | $111,000 | 8,713 |
| Additional noninterest expense | $141,000 | 10,108 |
| Pre-tax net operating income | $1,232,000 | 5,156 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $422,000 | 4,716 |
| Income before extraordinary items | $810,000 | 5,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $810,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $10,550,000 | 82 |
| Net operating income | $810,000 | 5,362 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 6,450 |
| Total interest expense | $2,624,000 | 5,323 |
| Net interest income | $1,825,000 | 7,506 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $391,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $391,000 | 3,450 |
| Total noninterest expense | $1,131,000 | 8,223 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $610,000 | 6,299 |
| Pre-tax net operating income | $1,085,000 | 5,461 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $411,000 | 4,815 |
| Income before extraordinary items | $674,000 | 5,877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $674,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $674,000 | 5,815 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 6,627 |
| Total interest expense | $2,577,000 | 5,427 |
| Net interest income | $1,765,000 | 7,862 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $218,000 | 4,873 |
| Total noninterest expense | $818,000 | 9,697 |
| Salaries and employee benefits | $423,000 | 9,757 |
| Premises and equipment expense | $99,000 | 9,652 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $1,141,000 | 5,445 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $426,000 | 4,727 |
| Income before extraordinary items | $715,000 | 5,890 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $715,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $715,000 | 5,870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 6,461 |
| Total interest expense | $2,201,000 | 5,157 |
| Net interest income | $2,008,000 | 7,545 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $203,000 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $643,000 | 10,930 |
| Salaries and employee benefits | $361,000 | 10,636 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $193,000 | 11,234 |
| Pre-tax net operating income | $1,564,000 | 4,257 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $629,000 | 3,368 |
| Income before extraordinary items | $935,000 | 4,750 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $935,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $935,000 | 4,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 6,436 |
| Total interest expense | $2,208,000 | 5,360 |
| Net interest income | $2,175,000 | 7,245 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $166,000 | 6,237 |
| Total noninterest expense | $602,000 | 11,646 |
| Salaries and employee benefits | $345,000 | 11,200 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $171,000 | 12,145 |
| Pre-tax net operating income | $1,734,000 | 3,823 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $679,000 | 3,205 |
| Income before extraordinary items | $1,055,000 | 4,483 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,055,000 | 4,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,055,000 | 4,249 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 6,878 |
| Total interest expense | $2,498,000 | 5,995 |
| Net interest income | $2,017,000 | 7,702 |
| Provision for loan and lease losses | $77,000 | 8,018 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $599,000 | 12,073 |
| Salaries and employee benefits | $304,000 | 11,968 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $213,000 | 12,053 |
| Pre-tax net operating income | $1,529,000 | 3,984 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $557,000 | 3,650 |
| Income before extraordinary items | $972,000 | 4,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $972,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $972,000 | 4,293 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.