Home > Sentry Bank & Trust > Assets and Liabilities
Sentry Bank & Trust, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 36 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $213,004,000 | 3,007 |
| Cash and due from depository institutions | $3,252,000 | 4,290 |
| Interest-bearing balances | $213,000 | 4,343 |
| Securities | $12,875,000 | 5,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $185,727,000 | 2,432 |
| Loan loss allowance | $2,353,000 | 2,272 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,010,000 | 2,552 |
| Other real estate owned | $594,000 | 4,290 |
| Goodwill and other intangibles | $440,000 | 2,200 |
| All other assets | $5,106,000 | 2,989 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $213,004,000 | 3,007 |
| Total liabilities | $188,125,000 | 3,040 |
| Total deposits | $147,149,000 | 3,445 |
| Interest-bearing deposits | $138,748,000 | 3,174 |
| Deposits held in domestic offices | $147,149,000 | 3,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,937,000 | 1,825 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $35,400,000 | 1,373 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,639,000 | 2,893 |
| Total equity capital | $24,879,000 | 2,760 |
| Total bank equity capital | $24,879,000 | 2,760 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $10,550,000 | 2,497 |
| Undivided profits | $14,328,000 | 2,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,819,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $973,000 | 3,845 |
| Earning assets | $198,815,000 | 2,966 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $216,727,500 | 2,919 |
| Average Assets, quarterly | $216,727,500 | 2,919 |
| Volatile liabilities | $86,817,000 | 1,630 |
| Insider loans | $2,734,000 | 2,533 |
| FHLB advances | $35,400,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,071,000 | 3,181 |
| Tier 1 (core) risk-based capital | $24,626,000 | 2,622 |
| Tier 2 risk-based capital | $2,353,000 | 2,132 |
| Total risk weighted assets | $169,643,000 | 2,766 |
| Total unused commitments | $22,071,000 | 3,183 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $220,451,000 | 2,862 |
| Cash and due from depository institutions | $2,849,000 | 4,303 |
| Interest-bearing balances | $612,000 | 2,970 |
| Securities | $16,712,000 | 4,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $189,805,000 | 2,371 |
| Loan loss allowance | $2,001,000 | 2,549 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,790,000 | 2,637 |
| Other real estate owned | $619,000 | 4,303 |
| Goodwill and other intangibles | $487,000 | 2,155 |
| All other assets | $5,189,000 | 2,987 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $220,451,000 | 2,862 |
| Total liabilities | $195,264,000 | 2,880 |
| Total deposits | $157,096,000 | 3,225 |
| Interest-bearing deposits | $149,645,000 | 2,923 |
| Deposits held in domestic offices | $157,096,000 | 3,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,239,000 | 2,664 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,400,000 | 1,292 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,529,000 | 3,006 |
| Total equity capital | $25,187,000 | 2,696 |
| Total bank equity capital | $25,187,000 | 2,696 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $10,550,000 | 2,475 |
| Undivided profits | $14,636,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,872,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,162,000 | 3,519 |
| Earning assets | $207,129,000 | 2,793 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $223,631,800 | 2,739 |
| Average Assets, quarterly | $220,564,000 | 2,836 |
| Volatile liabilities | $84,119,000 | 1,674 |
| Insider loans | $2,759,000 | 2,494 |
| FHLB advances | $35,400,000 | 1,209 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,059,000 | 2,856 |
| Tier 1 (core) risk-based capital | $25,043,000 | 2,571 |
| Tier 2 risk-based capital | $2,001,000 | 2,402 |
| Total risk weighted assets | $166,321,000 | 2,790 |
| Total unused commitments | $26,059,000 | 2,857 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $220,677,000 | 2,819 |
| Cash and due from depository institutions | $964,000 | 4,236 |
| Interest-bearing balances | $465,000 | 3,101 |
| Securities | $19,008,000 | 4,612 |
| Federal funds sold & reverse repurchase agreements | $416,000 | 5,617 |
| Net loans & leases | $189,150,000 | 2,347 |
| Loan loss allowance | $1,986,000 | 2,520 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,849,000 | 2,531 |
| Other real estate owned | $558,000 | 4,236 |
| Goodwill and other intangibles | $533,000 | 2,092 |
| All other assets | $5,199,000 | 2,996 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $220,677,000 | 2,819 |
| Total liabilities | $196,032,000 | 2,835 |
| Total deposits | $162,317,000 | 3,102 |
| Interest-bearing deposits | $153,757,000 | 2,825 |
| Deposits held in domestic offices | $162,317,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $31,900,000 | 1,293 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,815,000 | 2,675 |
| Total equity capital | $24,645,000 | 2,718 |
| Total bank equity capital | $24,645,000 | 2,718 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $10,550,000 | 2,414 |
| Undivided profits | $14,094,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 2,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,235,000 | 3,540 |
| Earning assets | $209,039,000 | 2,741 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $224,427,000 | 2,734 |
| Average Assets, quarterly | $230,194,000 | 2,708 |
| Volatile liabilities | $79,380,000 | 1,737 |
| Insider loans | $2,985,000 | 2,332 |
| FHLB advances | $31,900,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,824,000 | 2,626 |
| Tier 1 (core) risk-based capital | $24,554,000 | 2,611 |
| Tier 2 risk-based capital | $1,986,000 | 2,395 |
| Total risk weighted assets | $168,106,000 | 2,705 |
| Total unused commitments | $29,824,000 | 2,626 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 43 | 3,812 |
| Assets and Liabilities | ||
| Total Assets: | $239,711,000 | 2,647 |
| Cash and due from depository institutions | $19,790,000 | 3,812 |
| Interest-bearing balances | $369,000 | 3,371 |
| Securities | $19,495,000 | 4,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $189,058,000 | 2,358 |
| Loan loss allowance | $1,938,000 | 2,564 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,852,000 | 2,533 |
| Other real estate owned | $558,000 | 3,812 |
| Goodwill and other intangibles | $580,000 | 2,061 |
| All other assets | $5,378,000 | 2,895 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $239,711,000 | 2,647 |
| Total liabilities | $215,613,000 | 2,633 |
| Total deposits | $173,514,000 | 2,929 |
| Interest-bearing deposits | $165,179,000 | 2,682 |
| Deposits held in domestic offices | $173,514,000 | 2,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,987,000 | 1,814 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $36,400,000 | 1,123 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,712,000 | 2,657 |
| Total equity capital | $24,098,000 | 2,760 |
| Total bank equity capital | $24,098,000 | 2,760 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $10,550,000 | 2,417 |
| Undivided profits | $13,547,000 | 2,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 3,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,162,000 | 3,491 |
| Earning assets | $208,922,000 | 2,758 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $225,677,000 | 2,740 |
| Average Assets, quarterly | $228,894,500 | 2,734 |
| Volatile liabilities | $87,867,000 | 1,577 |
| Insider loans | $3,081,000 | 2,268 |
| FHLB advances | $36,400,000 | 1,042 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $41,442,000 | 2,087 |
| Tier 1 (core) risk-based capital | $24,081,000 | 2,664 |
| Tier 2 risk-based capital | $1,938,000 | 2,440 |
| Total risk weighted assets | $171,897,000 | 2,638 |
| Total unused commitments | $41,442,000 | 2,087 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $218,078,000 | 2,859 |
| Cash and due from depository institutions | $3,101,000 | 3,774 |
| Interest-bearing balances | $658,000 | 2,917 |
| Securities | $16,907,000 | 4,940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $187,049,000 | 2,356 |
| Loan loss allowance | $1,997,000 | 2,500 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,897,000 | 2,475 |
| Other real estate owned | $501,000 | 3,774 |
| Goodwill and other intangibles | $626,000 | 2,020 |
| All other assets | $4,997,000 | 2,977 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $218,078,000 | 2,859 |
| Total liabilities | $194,210,000 | 2,872 |
| Total deposits | $155,331,000 | 3,242 |
| Interest-bearing deposits | $146,659,000 | 2,950 |
| Deposits held in domestic offices | $155,331,000 | 3,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,378,000 | 1,799 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $33,900,000 | 1,142 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,601,000 | 2,853 |
| Total equity capital | $23,868,000 | 2,796 |
| Total bank equity capital | $23,868,000 | 2,796 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $10,550,000 | 2,387 |
| Undivided profits | $13,317,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,149,000 | 3,412 |
| Earning assets | $204,614,000 | 2,801 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $218,660,000 | 2,835 |
| Average Assets, quarterly | $218,660,000 | 2,835 |
| Volatile liabilities | $84,758,000 | 1,603 |
| Insider loans | $3,115,000 | 2,210 |
| FHLB advances | $33,900,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,862,000 | 2,779 |
| Tier 1 (core) risk-based capital | $23,676,000 | 2,681 |
| Tier 2 risk-based capital | $1,997,000 | 2,376 |
| Total risk weighted assets | $170,774,000 | 2,615 |
| Total unused commitments | $27,862,000 | 2,780 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $219,242,000 | 2,842 |
| Cash and due from depository institutions | $3,158,000 | 4,115 |
| Interest-bearing balances | $554,000 | 3,051 |
| Securities | $19,077,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $1,494,000 | 4,860 |
| Net loans & leases | $184,774,000 | 2,363 |
| Loan loss allowance | $1,989,000 | 2,480 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,937,000 | 2,425 |
| Other real estate owned | $27,000 | 4,115 |
| Goodwill and other intangibles | $672,000 | 1,962 |
| All other assets | $5,103,000 | 2,959 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $219,242,000 | 2,842 |
| Total liabilities | $195,808,000 | 2,853 |
| Total deposits | $160,402,000 | 3,110 |
| Interest-bearing deposits | $149,889,000 | 2,854 |
| Deposits held in domestic offices | $160,402,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,900,000 | 1,202 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,506,000 | 2,953 |
| Total equity capital | $23,434,000 | 2,789 |
| Total bank equity capital | $23,434,000 | 2,789 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $10,550,000 | 2,341 |
| Undivided profits | $12,883,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,167,000 | 3,480 |
| Earning assets | $205,899,000 | 2,774 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $214,420,200 | 2,799 |
| Average Assets, quarterly | $216,254,500 | 2,840 |
| Volatile liabilities | $118,316,000 | 1,283 |
| Insider loans | $3,334,000 | 2,068 |
| FHLB advances | $33,900,000 | 1,129 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,364,000 | 2,758 |
| Tier 1 (core) risk-based capital | $23,250,000 | 2,683 |
| Tier 2 risk-based capital | $1,989,000 | 2,367 |
| Total risk weighted assets | $168,243,000 | 2,641 |
| Total unused commitments | $27,364,000 | 2,759 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $213,267,000 | 2,880 |
| Cash and due from depository institutions | $3,097,000 | 4,336 |
| Interest-bearing balances | $774,000 | 2,668 |
| Securities | $19,539,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $399,000 | 5,379 |
| Net loans & leases | $179,636,000 | 2,419 |
| Loan loss allowance | $1,939,000 | 2,543 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,968,000 | 2,385 |
| Other real estate owned | $27,000 | 4,336 |
| Goodwill and other intangibles | $718,000 | 1,927 |
| All other assets | $4,883,000 | 3,066 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $213,267,000 | 2,880 |
| Total liabilities | $190,366,000 | 2,886 |
| Total deposits | $158,501,000 | 3,096 |
| Interest-bearing deposits | $147,935,000 | 2,844 |
| Deposits held in domestic offices | $158,501,000 | 3,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,100,000 | 1,356 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,765,000 | 2,583 |
| Total equity capital | $22,901,000 | 2,821 |
| Total bank equity capital | $22,901,000 | 2,821 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $10,550,000 | 2,304 |
| Undivided profits | $12,350,000 | 2,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,091,000 | 3,688 |
| Earning assets | $200,348,000 | 2,828 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $213,214,750 | 2,821 |
| Average Assets, quarterly | $212,542,000 | 2,874 |
| Volatile liabilities | $113,514,000 | 1,318 |
| Insider loans | $3,321,000 | 2,022 |
| FHLB advances | $30,100,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $25,345,000 | 2,919 |
| Tier 1 (core) risk-based capital | $22,791,000 | 2,704 |
| Tier 2 risk-based capital | $1,939,000 | 2,421 |
| Total risk weighted assets | $162,557,000 | 2,707 |
| Total unused commitments | $25,345,000 | 2,920 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $211,817,000 | 2,893 |
| Cash and due from depository institutions | $3,847,000 | 4,275 |
| Interest-bearing balances | $488,000 | 3,150 |
| Securities | $19,993,000 | 4,586 |
| Federal funds sold & reverse repurchase agreements | $858,000 | 4,689 |
| Net loans & leases | $176,229,000 | 2,423 |
| Loan loss allowance | $1,901,000 | 2,559 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,967,000 | 2,358 |
| Other real estate owned | $110,000 | 4,275 |
| Goodwill and other intangibles | $764,000 | 1,884 |
| All other assets | $5,049,000 | 2,962 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $211,817,000 | 2,893 |
| Total liabilities | $186,598,000 | 2,918 |
| Total deposits | $151,892,000 | 3,180 |
| Interest-bearing deposits | $142,754,000 | 2,923 |
| Deposits held in domestic offices | $151,892,000 | 3,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $33,100,000 | 1,266 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,606,000 | 2,556 |
| Total equity capital | $25,219,000 | 2,502 |
| Total bank equity capital | $25,219,000 | 2,502 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $10,550,000 | 2,266 |
| Undivided profits | $14,668,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,023,000 | 3,540 |
| Earning assets | $197,568,000 | 2,839 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $213,197,330 | 2,822 |
| Average Assets, quarterly | $212,350,500 | 2,860 |
| Volatile liabilities | $111,575,000 | 1,331 |
| Insider loans | $3,439,000 | 1,940 |
| FHLB advances | $33,100,000 | 1,183 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,629,000 | 3,842 |
| Tier 1 (core) risk-based capital | $25,199,000 | 2,448 |
| Tier 2 risk-based capital | $1,901,000 | 2,431 |
| Total risk weighted assets | $159,496,000 | 2,721 |
| Total unused commitments | $15,629,000 | 3,842 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $212,884,000 | 2,850 |
| Cash and due from depository institutions | $3,378,000 | 4,178 |
| Interest-bearing balances | $342,000 | 3,614 |
| Securities | $24,827,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $173,940,000 | 2,409 |
| Loan loss allowance | $1,789,000 | 2,669 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,988,000 | 2,280 |
| Other real estate owned | $215,000 | 4,178 |
| Goodwill and other intangibles | $810,000 | 1,831 |
| All other assets | $4,726,000 | 3,027 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $212,884,000 | 2,850 |
| Total liabilities | $187,539,000 | 2,886 |
| Total deposits | $156,919,000 | 3,082 |
| Interest-bearing deposits | $147,225,000 | 2,824 |
| Deposits held in domestic offices | $156,919,000 | 3,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 2,891 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,600,000 | 1,362 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,445,000 | 2,756 |
| Total equity capital | $25,345,000 | 2,459 |
| Total bank equity capital | $25,345,000 | 2,459 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $10,550,000 | 2,203 |
| Undivided profits | $14,794,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 3,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,074,000 | 3,237 |
| Earning assets | $199,109,000 | 2,800 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $213,887,500 | 2,814 |
| Average Assets, quarterly | $213,887,500 | 2,814 |
| Volatile liabilities | $113,880,000 | 1,239 |
| Insider loans | $3,335,000 | 1,939 |
| FHLB advances | $28,600,000 | 1,286 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,520,000 | 3,711 |
| Tier 1 (core) risk-based capital | $25,246,000 | 2,399 |
| Tier 2 risk-based capital | $1,789,000 | 2,540 |
| Total risk weighted assets | $158,920,000 | 2,679 |
| Total unused commitments | $16,520,000 | 3,712 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $214,891,000 | 2,816 |
| Cash and due from depository institutions | $3,498,000 | 3,788 |
| Interest-bearing balances | $726,000 | 2,955 |
| Securities | $26,465,000 | 3,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $173,875,000 | 2,390 |
| Loan loss allowance | $1,760,000 | 2,647 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,053,000 | 2,230 |
| Other real estate owned | $251,000 | 3,788 |
| Goodwill and other intangibles | $856,000 | 1,790 |
| All other assets | $4,893,000 | 2,944 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $214,891,000 | 2,816 |
| Total liabilities | $189,964,000 | 2,844 |
| Total deposits | $151,640,000 | 3,146 |
| Interest-bearing deposits | $143,526,000 | 2,850 |
| Deposits held in domestic offices | $151,640,000 | 3,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,677,000 | 2,108 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,200,000 | 1,227 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,447,000 | 2,671 |
| Total equity capital | $24,927,000 | 2,463 |
| Total bank equity capital | $24,927,000 | 2,463 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $10,550,000 | 2,172 |
| Undivided profits | $14,377,000 | 2,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,061,000 | 3,285 |
| Earning assets | $201,066,000 | 2,751 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $195,671,600 | 2,908 |
| Average Assets, quarterly | $210,606,000 | 2,829 |
| Volatile liabilities | $120,700,000 | 1,154 |
| Insider loans | $3,250,000 | 1,984 |
| FHLB advances | $34,200,000 | 1,136 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,954,000 | 3,120 |
| Tier 1 (core) risk-based capital | $24,750,000 | 2,399 |
| Tier 2 risk-based capital | $1,760,000 | 2,527 |
| Total risk weighted assets | $157,149,000 | 2,680 |
| Total unused commitments | $21,954,000 | 3,120 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $206,321,000 | 2,864 |
| Cash and due from depository institutions | $3,262,000 | 3,774 |
| Interest-bearing balances | $210,000 | 4,270 |
| Securities | $27,252,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 4,172 |
| Net loans & leases | $164,898,000 | 2,452 |
| Loan loss allowance | $1,666,000 | 2,759 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,068,000 | 2,646 |
| Other real estate owned | $65,000 | 3,774 |
| Goodwill and other intangibles | $902,000 | 1,728 |
| All other assets | $4,399,000 | 3,111 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $206,321,000 | 2,864 |
| Total liabilities | $181,616,000 | 2,897 |
| Total deposits | $141,897,000 | 3,271 |
| Interest-bearing deposits | $134,575,000 | 2,929 |
| Deposits held in domestic offices | $141,897,000 | 3,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $38,600,000 | 1,106 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,119,000 | 3,187 |
| Total equity capital | $24,705,000 | 2,466 |
| Total bank equity capital | $24,705,000 | 2,466 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $10,550,000 | 2,111 |
| Undivided profits | $14,155,000 | 2,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $987,000 | 3,461 |
| Earning assets | $193,835,000 | 2,807 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $190,866,750 | 2,954 |
| Average Assets, quarterly | $200,521,500 | 2,892 |
| Volatile liabilities | $114,576,000 | 1,166 |
| Insider loans | $2,451,000 | 2,441 |
| FHLB advances | $38,600,000 | 1,030 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,965,000 | 2,258 |
| Tier 1 (core) risk-based capital | $24,202,000 | 2,417 |
| Tier 2 risk-based capital | $1,656,000 | 2,615 |
| Total risk weighted assets | $132,455,000 | 3,066 |
| Total unused commitments | $34,965,000 | 2,260 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $194,722,000 | 2,942 |
| Cash and due from depository institutions | $2,042,000 | 3,791 |
| Interest-bearing balances | $432,000 | 3,528 |
| Securities | $28,312,000 | 3,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $155,298,000 | 2,523 |
| Loan loss allowance | $1,593,000 | 2,827 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,039,000 | 2,619 |
| Other real estate owned | $183,000 | 3,791 |
| Goodwill and other intangibles | $863,000 | 1,759 |
| All other assets | $3,985,000 | 3,226 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $194,722,000 | 2,942 |
| Total liabilities | $170,371,000 | 2,992 |
| Total deposits | $137,858,000 | 3,299 |
| Interest-bearing deposits | $130,562,000 | 2,969 |
| Deposits held in domestic offices | $137,858,000 | 3,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,448,000 | 1,938 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,000,000 | 1,408 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,065,000 | 3,100 |
| Total equity capital | $24,351,000 | 2,445 |
| Total bank equity capital | $24,351,000 | 2,445 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $10,550,000 | 2,055 |
| Undivided profits | $13,801,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $885,000 | 3,520 |
| Earning assets | $184,042,000 | 2,875 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $185,715,330 | 2,995 |
| Average Assets, quarterly | $193,017,000 | 2,943 |
| Volatile liabilities | $103,929,000 | 1,227 |
| Insider loans | $3,347,000 | 1,859 |
| FHLB advances | $28,000,000 | 1,325 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,038,000 | 2,624 |
| Tier 1 (core) risk-based capital | $23,855,000 | 2,392 |
| Tier 2 risk-based capital | $1,588,000 | 2,680 |
| Total risk weighted assets | $127,042,000 | 3,093 |
| Total unused commitments | $27,038,000 | 2,627 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $191,312,000 | 2,975 |
| Cash and due from depository institutions | $3,232,000 | 3,771 |
| Interest-bearing balances | $648,000 | 3,153 |
| Securities | $26,827,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $9,902,000 | 1,267 |
| Net loans & leases | $142,111,000 | 2,671 |
| Loan loss allowance | $1,472,000 | 3,013 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,080,000 | 2,559 |
| Other real estate owned | $157,000 | 3,771 |
| Goodwill and other intangibles | $969,000 | 1,668 |
| All other assets | $4,034,000 | 3,175 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $191,312,000 | 2,975 |
| Total liabilities | $167,431,000 | 3,030 |
| Total deposits | $138,316,000 | 3,287 |
| Interest-bearing deposits | $130,752,000 | 2,971 |
| Deposits held in domestic offices | $138,316,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,000,000 | 1,357 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,115,000 | 2,960 |
| Total equity capital | $23,881,000 | 2,422 |
| Total bank equity capital | $23,881,000 | 2,422 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $10,550,000 | 2,011 |
| Undivided profits | $13,331,000 | 2,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $786,000 | 3,775 |
| Earning assets | $179,488,000 | 2,926 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $181,212,000 | 3,081 |
| Average Assets, quarterly | $181,212,000 | 3,081 |
| Volatile liabilities | $101,067,000 | 1,214 |
| Insider loans | $2,520,000 | 2,309 |
| FHLB advances | $28,000,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $23,623,000 | 2,790 |
| Tier 1 (core) risk-based capital | $23,395,000 | 2,389 |
| Tier 2 risk-based capital | $1,472,000 | 2,808 |
| Total risk weighted assets | $127,342,000 | 3,038 |
| Total unused commitments | $23,623,000 | 2,796 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $171,112,000 | 3,241 |
| Cash and due from depository institutions | $2,228,000 | 3,860 |
| Interest-bearing balances | $351,000 | 3,808 |
| Securities | $28,055,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $131,758,000 | 2,815 |
| Loan loss allowance | $1,430,000 | 3,044 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,151,000 | 2,501 |
| Other real estate owned | $173,000 | 3,860 |
| Goodwill and other intangibles | $1,051,000 | 1,607 |
| All other assets | $3,696,000 | 3,316 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $171,112,000 | 3,241 |
| Total liabilities | $147,309,000 | 3,363 |
| Total deposits | $123,430,000 | 3,582 |
| Interest-bearing deposits | $115,055,000 | 3,279 |
| Deposits held in domestic offices | $123,430,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,000,000 | 1,560 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $879,000 | 3,399 |
| Total equity capital | $23,803,000 | 2,418 |
| Total bank equity capital | $23,803,000 | 2,418 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $10,550,000 | 1,976 |
| Undivided profits | $13,253,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $692,000 | 4,197 |
| Earning assets | $160,164,000 | 3,181 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $160,427,000 | 3,290 |
| Average Assets, quarterly | $166,649,500 | 3,271 |
| Volatile liabilities | $81,320,000 | 1,442 |
| Insider loans | $1,815,000 | 2,925 |
| FHLB advances | $23,000,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,871,000 | 2,010 |
| Tier 1 (core) risk-based capital | $22,976,000 | 2,399 |
| Tier 2 risk-based capital | $1,383,000 | 2,958 |
| Total risk weighted assets | $112,618,000 | 3,350 |
| Total unused commitments | $36,871,000 | 2,011 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $162,187,000 | 3,348 |
| Cash and due from depository institutions | $3,674,000 | 3,931 |
| Interest-bearing balances | $325,000 | 3,927 |
| Securities | $26,984,000 | 3,901 |
| Federal funds sold & reverse repurchase agreements | $2,073,000 | 3,559 |
| Net loans & leases | $121,131,000 | 2,971 |
| Loan loss allowance | $1,505,000 | 2,928 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,204,000 | 2,440 |
| Other real estate owned | $437,000 | 3,931 |
| Goodwill and other intangibles | $1,025,000 | 1,602 |
| All other assets | $2,659,000 | 4,093 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $162,187,000 | 3,348 |
| Total liabilities | $138,686,000 | 3,490 |
| Total deposits | $115,453,000 | 3,724 |
| Interest-bearing deposits | $108,499,000 | 3,388 |
| Deposits held in domestic offices | $115,453,000 | 3,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,000,000 | 1,566 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $233,000 | 6,786 |
| Total equity capital | $23,501,000 | 2,437 |
| Total bank equity capital | $23,501,000 | 2,437 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $10,550,000 | 1,945 |
| Undivided profits | $12,951,000 | 2,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $636,000 | 4,635 |
| Earning assets | $150,513,000 | 3,311 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $157,755,750 | 3,332 |
| Average Assets, quarterly | $158,932,500 | 3,369 |
| Volatile liabilities | $76,698,000 | 1,466 |
| Insider loans | $1,817,000 | 2,863 |
| FHLB advances | $23,000,000 | 1,456 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,218,000 | 4,002 |
| Tier 1 (core) risk-based capital | $22,670,000 | 2,396 |
| Tier 2 risk-based capital | $1,197,000 | 3,280 |
| Total risk weighted assets | $96,932,000 | 3,702 |
| Total unused commitments | $12,218,000 | 4,003 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $155,678,000 | 3,437 |
| Cash and due from depository institutions | $2,056,000 | 4,127 |
| Interest-bearing balances | $657,000 | 3,279 |
| Securities | $27,381,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $1,832,000 | 3,625 |
| Net loans & leases | $115,594,000 | 3,052 |
| Loan loss allowance | $1,532,000 | 2,891 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,276,000 | 2,349 |
| Other real estate owned | $509,000 | 4,127 |
| Goodwill and other intangibles | $1,048,000 | 1,587 |
| All other assets | $2,982,000 | 3,765 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $155,678,000 | 3,437 |
| Total liabilities | $133,079,000 | 3,591 |
| Total deposits | $111,837,000 | 3,823 |
| Interest-bearing deposits | $106,030,000 | 3,475 |
| Deposits held in domestic offices | $111,837,000 | 3,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,627 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $242,000 | 6,370 |
| Total equity capital | $22,599,000 | 2,434 |
| Total bank equity capital | $22,599,000 | 2,434 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $10,550,000 | 1,891 |
| Undivided profits | $12,049,000 | 2,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,190,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $573,000 | 4,777 |
| Earning assets | $145,464,000 | 3,382 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $156,278,670 | 3,363 |
| Average Assets, quarterly | $155,973,000 | 3,397 |
| Volatile liabilities | $71,246,000 | 1,515 |
| Insider loans | $1,621,000 | 3,100 |
| FHLB advances | $21,000,000 | 1,526 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,846,000 | 3,745 |
| Tier 1 (core) risk-based capital | $22,263,000 | 2,397 |
| Tier 2 risk-based capital | $0 | 8,980 |
| Total risk weighted assets | $99,668,000 | 3,607 |
| Total unused commitments | $13,846,000 | 3,745 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $156,268,000 | 3,395 |
| Cash and due from depository institutions | $2,723,000 | 4,118 |
| Interest-bearing balances | $583,000 | 3,615 |
| Securities | $26,864,000 | 3,961 |
| Federal funds sold & reverse repurchase agreements | $1,921,000 | 4,700 |
| Net loans & leases | $116,775,000 | 2,961 |
| Loan loss allowance | $1,550,000 | 2,839 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,088,000 | 2,431 |
| Other real estate owned | $143,000 | 4,118 |
| Goodwill and other intangibles | $1,116,000 | 1,545 |
| All other assets | $2,638,000 | 3,939 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $156,268,000 | 3,395 |
| Total liabilities | $133,349,000 | 3,569 |
| Total deposits | $112,017,000 | 3,823 |
| Interest-bearing deposits | $106,717,000 | 3,447 |
| Deposits held in domestic offices | $112,017,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,000,000 | 1,548 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $332,000 | 5,958 |
| Total equity capital | $22,919,000 | 2,453 |
| Total bank equity capital | $22,919,000 | 2,453 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $10,550,000 | 1,853 |
| Undivided profits | $12,369,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,423,000 | 1,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $595,000 | 4,569 |
| Earning assets | $146,143,000 | 3,347 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $156,579,000 | 3,358 |
| Average Assets, quarterly | $156,579,000 | 3,358 |
| Volatile liabilities | $70,996,000 | 1,458 |
| Insider loans | $2,154,000 | 2,491 |
| FHLB advances | $21,000,000 | 1,443 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,238,000 | 3,926 |
| Tier 1 (core) risk-based capital | $21,809,000 | 2,401 |
| Tier 2 risk-based capital | $0 | 9,014 |
| Total risk weighted assets | $97,775,000 | 3,594 |
| Total unused commitments | $12,238,000 | 3,931 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $156,890,000 | 3,368 |
| Cash and due from depository institutions | $3,972,000 | 4,579 |
| Interest-bearing balances | $686,000 | 3,341 |
| Securities | $28,897,000 | 3,819 |
| Federal funds sold & reverse repurchase agreements | $1,719,000 | 4,269 |
| Net loans & leases | $114,702,000 | 2,987 |
| Loan loss allowance | $1,514,000 | 2,861 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,527,000 | 2,749 |
| Other real estate owned | $189,000 | 4,579 |
| Goodwill and other intangibles | $1,171,000 | 1,521 |
| All other assets | $2,713,000 | 3,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,890,000 | 3,368 |
| Total liabilities | $134,303,000 | 3,509 |
| Total deposits | $111,073,000 | 3,819 |
| Interest-bearing deposits | $105,862,000 | 3,446 |
| Deposits held in domestic offices | $111,073,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,000,000 | 1,482 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $230,000 | 6,718 |
| Total equity capital | $22,587,000 | 2,435 |
| Total bank equity capital | $22,587,000 | 2,435 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $10,550,000 | 1,834 |
| Undivided profits | $12,037,000 | 2,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,419,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $647,000 | 4,425 |
| Earning assets | $146,004,000 | 3,319 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $146,456,200 | 3,475 |
| Average Assets, quarterly | $154,502,500 | 3,384 |
| Volatile liabilities | $72,485,000 | 1,448 |
| Insider loans | $1,235,000 | 3,599 |
| FHLB advances | $23,000,000 | 1,375 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,595,000 | 3,477 |
| Tier 1 (core) risk-based capital | $21,390,000 | 2,417 |
| Tier 2 risk-based capital | $26,000 | 9,031 |
| Total risk weighted assets | $95,778,000 | 3,640 |
| Total unused commitments | $14,595,000 | 3,479 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $152,115,000 | 3,443 |
| Cash and due from depository institutions | $986,000 | 5,153 |
| Interest-bearing balances | $308,000 | 4,241 |
| Securities | $30,179,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $208,000 | 6,306 |
| Net loans & leases | $114,153,000 | 2,974 |
| Loan loss allowance | $1,411,000 | 3,034 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,749,000 | 3,353 |
| Other real estate owned | $52,000 | 5,153 |
| Goodwill and other intangibles | $1,210,000 | 1,473 |
| All other assets | $2,578,000 | 4,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,115,000 | 3,443 |
| Total liabilities | $127,173,000 | 3,664 |
| Total deposits | $108,934,000 | 3,875 |
| Interest-bearing deposits | $104,190,000 | 3,512 |
| Deposits held in domestic offices | $108,934,000 | 3,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,685 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $239,000 | 6,941 |
| Total equity capital | $24,942,000 | 2,224 |
| Total bank equity capital | $24,942,000 | 2,224 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $10,550,000 | 1,818 |
| Undivided profits | $14,392,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,103,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $712,000 | 4,263 |
| Earning assets | $144,848,000 | 3,335 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $143,847,750 | 3,536 |
| Average Assets, quarterly | $147,042,500 | 3,526 |
| Volatile liabilities | $64,444,000 | 1,555 |
| Insider loans | $1,253,000 | 3,527 |
| FHLB advances | $18,000,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,514,000 | 3,627 |
| Tier 1 (core) risk-based capital | $23,917,000 | 2,195 |
| Tier 2 risk-based capital | $1,178,000 | 3,222 |
| Total risk weighted assets | $94,089,000 | 3,661 |
| Total unused commitments | $13,514,000 | 3,632 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $141,970,000 | 3,637 |
| Cash and due from depository institutions | $3,283,000 | 5,283 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $18,065,000 | 4,960 |
| Federal funds sold & reverse repurchase agreements | $4,877,000 | 3,030 |
| Net loans & leases | $110,000,000 | 3,024 |
| Loan loss allowance | $1,416,000 | 2,989 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,340,000 | 3,747 |
| Other real estate owned | $35,000 | 5,283 |
| Goodwill and other intangibles | $1,233,000 | 1,434 |
| All other assets | $2,137,000 | 4,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,970,000 | 3,637 |
| Total liabilities | $117,210,000 | 3,904 |
| Total deposits | $108,920,000 | 3,866 |
| Interest-bearing deposits | $103,296,000 | 3,523 |
| Deposits held in domestic offices | $108,920,000 | 3,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $290,000 | 6,580 |
| Total equity capital | $24,760,000 | 2,220 |
| Total bank equity capital | $24,760,000 | 2,220 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $10,550,000 | 1,783 |
| Undivided profits | $14,210,000 | 2,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,252,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $748,000 | 3,929 |
| Earning assets | $132,942,000 | 3,557 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $141,092,000 | 3,583 |
| Average Assets, quarterly | $142,598,500 | 3,583 |
| Volatile liabilities | $53,021,000 | 1,787 |
| Insider loans | $1,085,000 | 3,838 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,900,000 | 3,512 |
| Tier 1 (core) risk-based capital | $23,527,000 | 2,190 |
| Tier 2 risk-based capital | $1,105,000 | 3,344 |
| Total risk weighted assets | $88,052,000 | 3,817 |
| Total unused commitments | $13,900,000 | 3,525 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $143,227,000 | 3,543 |
| Cash and due from depository institutions | $10,375,000 | 5,143 |
| Interest-bearing balances | $9,151,000 | 932 |
| Securities | $9,294,000 | 6,652 |
| Federal funds sold & reverse repurchase agreements | $6,568,000 | 2,559 |
| Net loans & leases | $111,045,000 | 2,948 |
| Loan loss allowance | $1,286,000 | 3,184 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,095,000 | 3,982 |
| Other real estate owned | $35,000 | 5,143 |
| Goodwill and other intangibles | $1,280,000 | 1,398 |
| All other assets | $2,535,000 | 3,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,227,000 | 3,543 |
| Total liabilities | $118,777,000 | 3,830 |
| Total deposits | $108,015,000 | 3,858 |
| Interest-bearing deposits | $103,519,000 | 3,509 |
| Deposits held in domestic offices | $108,015,000 | 3,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,500,000 | 2,202 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $262,000 | 6,851 |
| Total equity capital | $24,450,000 | 2,193 |
| Total bank equity capital | $24,450,000 | 2,193 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $10,920,000 | 1,706 |
| Undivided profits | $13,530,000 | 2,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,538,000 | 2,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $845,000 | 3,540 |
| Earning assets | $136,058,000 | 3,433 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $140,653,000 | 3,574 |
| Average Assets, quarterly | $140,653,000 | 3,574 |
| Volatile liabilities | $54,666,000 | 1,704 |
| Insider loans | $527,000 | 5,311 |
| FHLB advances | $10,500,000 | 2,074 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,599,000 | 4,498 |
| Tier 1 (core) risk-based capital | $23,170,000 | 2,166 |
| Tier 2 risk-based capital | $1,106,000 | 3,278 |
| Total risk weighted assets | $88,360,000 | 3,749 |
| Total unused commitments | $8,599,000 | 4,511 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $138,079,000 | 3,632 |
| Cash and due from depository institutions | $8,742,000 | 5,250 |
| Interest-bearing balances | $6,238,000 | 1,190 |
| Securities | $8,775,000 | 6,819 |
| Federal funds sold & reverse repurchase agreements | $1,898,000 | 4,954 |
| Net loans & leases | $112,685,000 | 2,910 |
| Loan loss allowance | $1,194,000 | 3,284 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,044,000 | 4,030 |
| Other real estate owned | $88,000 | 5,250 |
| Goodwill and other intangibles | $1,340,000 | 1,349 |
| All other assets | $2,507,000 | 3,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,079,000 | 3,632 |
| Total liabilities | $113,318,000 | 3,911 |
| Total deposits | $102,164,000 | 3,976 |
| Interest-bearing deposits | $97,849,000 | 3,620 |
| Deposits held in domestic offices | $102,164,000 | 3,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,867,000 | 2,202 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $287,000 | 6,733 |
| Total equity capital | $24,761,000 | 2,133 |
| Total bank equity capital | $24,761,000 | 2,133 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $10,550,000 | 1,708 |
| Undivided profits | $14,211,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $952,000 | 3,361 |
| Earning assets | $129,596,000 | 3,552 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $131,217,400 | 3,648 |
| Average Assets, quarterly | $139,657,000 | 3,560 |
| Volatile liabilities | $49,438,000 | 1,853 |
| Insider loans | $638,000 | 4,934 |
| FHLB advances | $10,500,000 | 2,073 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,901,000 | 4,342 |
| Tier 1 (core) risk-based capital | $23,421,000 | 2,114 |
| Tier 2 risk-based capital | $1,101,000 | 3,258 |
| Total risk weighted assets | $87,979,000 | 3,730 |
| Total unused commitments | $8,901,000 | 4,345 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $122,857,000 | 3,880 |
| Cash and due from depository institutions | $4,127,000 | 5,812 |
| Interest-bearing balances | $2,852,000 | 1,876 |
| Securities | $6,009,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $105,000 | 6,943 |
| Net loans & leases | $107,451,000 | 2,953 |
| Loan loss allowance | $793,000 | 4,306 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,409,000 | 5,019 |
| Other real estate owned | $37,000 | 5,812 |
| Goodwill and other intangibles | $1,669,000 | 1,156 |
| All other assets | $2,050,000 | 4,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,857,000 | 3,880 |
| Total liabilities | $98,567,000 | 4,251 |
| Total deposits | $80,791,000 | 4,639 |
| Interest-bearing deposits | $76,842,000 | 4,276 |
| Deposits held in domestic offices | $80,791,000 | 4,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,463,000 | 1,528 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $313,000 | 6,759 |
| Total equity capital | $24,290,000 | 2,035 |
| Total bank equity capital | $24,290,000 | 2,035 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $10,550,000 | 1,620 |
| Undivided profits | $13,740,000 | 2,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,799,000 | 1,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $885,000 | 3,872 |
| Earning assets | $116,417,000 | 3,761 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $114,544,000 | 3,958 |
| Average Assets, quarterly | $121,990,500 | 3,858 |
| Volatile liabilities | $42,624,000 | 2,019 |
| Insider loans | $569,000 | 5,133 |
| FHLB advances | $17,000,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,920,000 | 3,349 |
| Tier 1 (core) risk-based capital | $22,621,000 | 2,057 |
| Tier 2 risk-based capital | $793,000 | 4,046 |
| Total risk weighted assets | $77,792,000 | 3,984 |
| Total unused commitments | $12,920,000 | 3,355 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $105,663,000 | 4,259 |
| Cash and due from depository institutions | $4,204,000 | 6,224 |
| Interest-bearing balances | $3,499,000 | 1,140 |
| Securities | $5,540,000 | 8,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $91,556,000 | 3,279 |
| Loan loss allowance | $535,000 | 5,485 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,035,000 | 5,864 |
| Other real estate owned | $6,000 | 6,224 |
| Goodwill and other intangibles | $1,876,000 | 1,088 |
| All other assets | $1,446,000 | 4,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,663,000 | 4,259 |
| Total liabilities | $81,782,000 | 4,752 |
| Total deposits | $71,103,000 | 4,946 |
| Interest-bearing deposits | $68,596,000 | 4,558 |
| Deposits held in domestic offices | $71,103,000 | 4,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,428,000 | 1,990 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $251,000 | 7,770 |
| Total equity capital | $23,881,000 | 1,943 |
| Total bank equity capital | $23,881,000 | 1,943 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $10,550,000 | 1,583 |
| Undivided profits | $13,331,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $522,000 | 4,966 |
| Earning assets | $100,595,000 | 4,130 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $98,621,800 | 4,345 |
| Average Assets, quarterly | $105,857,000 | 4,208 |
| Volatile liabilities | $26,497,000 | 2,939 |
| Insider loans | $434,000 | 5,754 |
| FHLB advances | $10,000,000 | 475 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,347,000 | 4,167 |
| Tier 1 (core) risk-based capital | $22,005,000 | 2,036 |
| Tier 2 risk-based capital | $535,000 | 5,176 |
| Total risk weighted assets | $62,259,000 | 4,569 |
| Total unused commitments | $8,347,000 | 4,168 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $76,324,000 | 5,382 |
| Cash and due from depository institutions | $1,894,000 | 8,830 |
| Interest-bearing balances | $1,060,000 | 2,349 |
| Securities | $4,066,000 | 8,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,345,000 | 4,054 |
| Loan loss allowance | $434,000 | 6,160 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $733,000 | 6,850 |
| Other real estate owned | $23,000 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,263,000 | 5,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,324,000 | 5,382 |
| Total liabilities | $52,451,000 | 6,337 |
| Total deposits | $41,576,000 | 6,923 |
| Interest-bearing deposits | $40,537,000 | 6,459 |
| Deposits held in domestic offices | $41,576,000 | 6,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,770,000 | 1,923 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $105,000 | 9,323 |
| Total equity capital | $23,873,000 | 1,853 |
| Total bank equity capital | $23,873,000 | 1,853 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $10,550,000 | 1,550 |
| Undivided profits | $13,323,000 | 1,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $316,000 | 6,261 |
| Earning assets | $73,471,000 | 5,189 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $71,988,600 | 5,447 |
| Average Assets, quarterly | $74,968,500 | 5,406 |
| Volatile liabilities | $16,443,000 | 3,975 |
| Insider loans | $368,000 | 6,061 |
| FHLB advances | $7,900,000 | 529 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,611,000 | 6,274 |
| Tier 1 (core) risk-based capital | $23,873,000 | 1,823 |
| Tier 2 risk-based capital | $434,000 | 5,795 |
| Total risk weighted assets | $42,415,000 | 5,796 |
| Total unused commitments | $3,611,000 | 6,279 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $68,565,000 | 5,793 |
| Cash and due from depository institutions | $2,926,000 | 8,764 |
| Interest-bearing balances | $2,383,000 | 1,970 |
| Securities | $3,569,000 | 9,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $60,475,000 | 4,271 |
| Loan loss allowance | $446,000 | 6,034 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $676,000 | 7,045 |
| Other real estate owned | $8,000 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $911,000 | 6,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,565,000 | 5,793 |
| Total liabilities | $46,047,000 | 6,848 |
| Total deposits | $38,038,000 | 7,355 |
| Interest-bearing deposits | $37,881,000 | 6,764 |
| Deposits held in domestic offices | $38,038,000 | 7,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,916,000 | 1,800 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $93,000 | 9,797 |
| Total equity capital | $22,518,000 | 1,992 |
| Total bank equity capital | $22,518,000 | 1,992 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $10,550,000 | 1,473 |
| Undivided profits | $11,968,000 | 2,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $240,000 | 7,374 |
| Earning assets | $66,427,000 | 5,578 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $67,517,800 | 5,645 |
| Average Assets, quarterly | $68,561,000 | 5,714 |
| Volatile liabilities | $11,795,000 | 4,506 |
| Insider loans | $383,000 | 5,926 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,342,000 | 6,321 |
| Tier 1 (core) risk-based capital | $22,518,000 | 1,873 |
| Tier 2 risk-based capital | $446,000 | 5,616 |
| Total risk weighted assets | $37,190,000 | 6,145 |
| Total unused commitments | $3,342,000 | 6,328 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $63,178,000 | 6,146 |
| Cash and due from depository institutions | $2,695,000 | 9,630 |
| Interest-bearing balances | $2,573,000 | 1,504 |
| Securities | $2,391,000 | 10,190 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $55,057,000 | 4,613 |
| Loan loss allowance | $306,000 | 7,503 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $180,000 | 9,658 |
| Other real estate owned | $16,000 | 9,630 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $839,000 | 6,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,178,000 | 6,146 |
| Total liabilities | $41,133,000 | 7,368 |
| Total deposits | $39,626,000 | 7,313 |
| Interest-bearing deposits | $39,579,000 | 6,728 |
| Deposits held in domestic offices | $39,626,000 | 7,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,150,000 | 3,348 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $357,000 | 7,160 |
| Total equity capital | $22,045,000 | 2,037 |
| Total bank equity capital | $22,045,000 | 2,037 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $10,550,000 | 1,479 |
| Undivided profits | $11,495,000 | 2,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $213,000 | 8,068 |
| Earning assets | $62,021,000 | 5,857 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $60,482,200 | 6,113 |
| Average Assets, quarterly | $61,609,500 | 6,183 |
| Volatile liabilities | $5,146,000 | 7,065 |
| Insider loans | $217,000 | 7,320 |
| FHLB advances | $1,150,000 | 687 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,870,000 | 7,575 |
| Tier 1 (core) risk-based capital | $22,045,000 | 1,920 |
| Tier 2 risk-based capital | $306,000 | 6,985 |
| Total risk weighted assets | $32,237,000 | 6,720 |
| Total unused commitments | $1,870,000 | 7,583 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $59,081,000 | 6,586 |
| Cash and due from depository institutions | $2,427,000 | 9,804 |
| Interest-bearing balances | $2,154,000 | 1,553 |
| Securities | $2,025,000 | 10,866 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 8,062 |
| Net loans & leases | $53,416,000 | 4,792 |
| Loan loss allowance | $168,000 | 9,601 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $192,000 | 9,941 |
| Other real estate owned | $41,000 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $780,000 | 7,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,081,000 | 6,586 |
| Total liabilities | $48,467,000 | 6,942 |
| Total deposits | $45,980,000 | 6,969 |
| Interest-bearing deposits | $45,928,000 | 6,315 |
| Deposits held in domestic offices | $45,980,000 | 6,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,300,000 | 2,546 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $187,000 | 9,446 |
| Total equity capital | $10,614,000 | 4,138 |
| Total bank equity capital | $10,614,000 | 4,138 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $10,614,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $217,000 | 8,179 |
| Earning assets | $57,795,000 | 6,306 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $59,499,000 | 6,397 |
| Average Assets, quarterly | $59,348,000 | 6,524 |
| Volatile liabilities | $5,897,000 | 6,564 |
| Insider loans | $76,000 | 9,101 |
| FHLB advances | $2,300,000 | 682 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $709,000 | 9,347 |
| Tier 1 (core) risk-based capital | $10,614,000 | 4,034 |
| Tier 2 risk-based capital | $168,000 | 9,159 |
| Total risk weighted assets | $30,371,000 | 7,066 |
| Total unused commitments | $709,000 | 9,356 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $59,762,000 | 6,666 |
| Cash and due from depository institutions | $3,141,000 | 10,247 |
| Interest-bearing balances | $2,852,000 | 1,472 |
| Securities | $2,068,000 | 11,355 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $52,920,000 | 4,779 |
| Loan loss allowance | $175,000 | 9,843 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $204,000 | 10,222 |
| Other real estate owned | $39,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $690,000 | 7,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,762,000 | 6,666 |
| Total liabilities | $49,822,000 | 6,988 |
| Total deposits | $48,655,000 | 6,894 |
| Interest-bearing deposits | $48,590,000 | 6,197 |
| Deposits held in domestic offices | $48,655,000 | 6,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,050,000 | 2,841 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $117,000 | 10,893 |
| Total equity capital | $9,940,000 | 4,358 |
| Total bank equity capital | $9,940,000 | 4,358 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $9,940,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $192,000 | 8,933 |
| Earning assets | $58,540,000 | 6,346 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $58,981,400 | 6,534 |
| Average Assets, quarterly | $59,721,500 | 6,603 |
| Volatile liabilities | $7,710,000 | 5,422 |
| Insider loans | $85,000 | 9,376 |
| FHLB advances | $1,050,000 | 737 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $652,000 | 9,699 |
| Tier 1 (core) risk-based capital | $9,940,000 | 4,236 |
| Tier 2 risk-based capital | $175,000 | 9,295 |
| Total risk weighted assets | $29,966,000 | 7,185 |
| Total unused commitments | $652,000 | 9,708 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $58,148,000 | 6,804 |
| Cash and due from depository institutions | $1,494,000 | 10,754 |
| Interest-bearing balances | $1,227,000 | 2,153 |
| Securities | $2,701,000 | 11,808 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
| Net loans & leases | $52,301,000 | 4,738 |
| Loan loss allowance | $166,000 | 10,424 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $221,000 | 10,493 |
| Other real estate owned | $77,000 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $754,000 | 7,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,148,000 | 6,804 |
| Total liabilities | $48,923,000 | 7,125 |
| Total deposits | $48,716,000 | 6,927 |
| Interest-bearing deposits | $48,669,000 | 6,213 |
| Deposits held in domestic offices | $48,716,000 | 6,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000 | 5,014 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $157,000 | 9,860 |
| Total equity capital | $9,225,000 | 4,382 |
| Total bank equity capital | $9,225,000 | 4,382 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $9,225,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $178,000 | 9,004 |
| Earning assets | $56,829,000 | 6,473 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $57,357,400 | 6,755 |
| Average Assets, quarterly | $58,378,000 | 6,738 |
| Volatile liabilities | $3,443,000 | 8,027 |
| Insider loans | $84,000 | 9,697 |
| FHLB advances | $50,000 | 986 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $729,000 | 9,748 |
| Tier 1 (core) risk-based capital | $9,225,000 | 4,423 |
| Tier 2 risk-based capital | $166,000 | 9,799 |
| Total risk weighted assets | $29,573,000 | 7,305 |
| Total unused commitments | $729,000 | 9,754 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $55,949,000 | 7,181 |
| Cash and due from depository institutions | $2,900,000 | 11,619 |
| Interest-bearing balances | $2,703,000 | 1,986 |
| Securities | $2,955,000 | 12,189 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $48,505,000 | 4,915 |
| Loan loss allowance | $160,000 | 10,986 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $239,000 | 10,810 |
| Other real estate owned | $118,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $732,000 | 7,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,949,000 | 7,181 |
| Total liabilities | $47,659,000 | 7,488 |
| Total deposits | $47,553,000 | 7,308 |
| Interest-bearing deposits | $47,494,000 | 6,582 |
| Deposits held in domestic offices | $47,553,000 | 7,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $50,000 | 4,634 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $56,000 | 12,613 |
| Total equity capital | $8,290,000 | 4,859 |
| Total bank equity capital | $8,290,000 | 4,859 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,290,000 | 2,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $182,000 | 8,593 |
| Earning assets | $54,663,000 | 6,875 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $55,306,000 | 7,084 |
| Average Assets, quarterly | $56,384,000 | 7,101 |
| Volatile liabilities | $3,662,000 | 7,679 |
| Insider loans | $77,000 | 10,129 |
| FHLB advances | $50,000 | 815 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,709,000 | 7,964 |
| Tier 1 (core) risk-based capital | $8,290,000 | 4,755 |
| Tier 2 risk-based capital | $160,000 | 10,216 |
| Total risk weighted assets | $28,258,000 | 7,556 |
| Total unused commitments | $1,709,000 | 7,990 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $53,660,000 | 7,507 |
| Cash and due from depository institutions | $2,979,000 | 12,085 |
| Interest-bearing balances | $2,724,000 | 2,240 |
| Securities | $2,664,000 | 12,732 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $46,014,000 | 5,146 |
| Loan loss allowance | $155,000 | 11,411 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $258,000 | 10,971 |
| Other real estate owned | $187,000 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $758,000 | 7,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,660,000 | 7,507 |
| Total liabilities | $46,425,000 | 7,755 |
| Total deposits | $46,350,000 | 7,606 |
| Interest-bearing deposits | $46,301,000 | 6,870 |
| Deposits held in domestic offices | $46,350,000 | 7,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $75,000 | 12,936 |
| Total equity capital | $7,235,000 | 5,235 |
| Total bank equity capital | $7,235,000 | 5,235 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $7,235,000 | 3,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 6,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $198,000 | 8,718 |
| Earning assets | $52,202,000 | 7,186 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $52,758,000 | 7,436 |
| Average Assets, quarterly | $53,414,000 | 7,477 |
| Volatile liabilities | $4,186,000 | 7,246 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $778,000 | 9,728 |
| Tier 1 (core) risk-based capital | $7,235,000 | 5,179 |
| Tier 2 risk-based capital | $155,000 | 10,511 |
| Total risk weighted assets | $27,277,000 | 7,817 |
| Total unused commitments | $778,000 | 9,755 |
| Derivatives | $0 | 651 |