Home > Sentinel Community Bank > Income and Expense
Sentinel Community Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,452 |
| Total interest expense | $3,123,000 | 4,455 |
| Net interest income | $3,788,000 | 4,367 |
| Provision for loan and lease losses | $380,000 | 2,189 |
| Total noninterest income | $567,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $567,000 | 2,722 |
| Total noninterest expense | $3,242,000 | 3,943 |
| Salaries and employee benefits | $1,654,000 | 4,012 |
| Premises and equipment expense | $891,000 | 2,278 |
| Additional noninterest expense | $697,000 | 5,253 |
| Pre-tax net operating income | $733,000 | 6,196 |
| Securities gains (losses) | $-44,000 | 9,765 |
| Applicable income taxes | $187,000 | 5,850 |
| Income before extraordinary items | $502,000 | 6,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $502,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,917 |
| Cash dividends | $149,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 992 |
| Net operating income | $534,120 | 6,216 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,565,000 | 4,639 |
| Total interest expense | $3,115,000 | 4,581 |
| Net interest income | $3,450,000 | 4,653 |
| Provision for loan and lease losses | $235,000 | 3,172 |
| Total noninterest income | $497,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $497,000 | 2,994 |
| Total noninterest expense | $3,010,000 | 4,104 |
| Salaries and employee benefits | $1,571,000 | 4,096 |
| Premises and equipment expense | $766,000 | 2,546 |
| Additional noninterest expense | $673,000 | 5,322 |
| Pre-tax net operating income | $702,000 | 6,467 |
| Securities gains (losses) | $254,000 | 803 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $601,000 | 6,051 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $601,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $133,000 | 5,947 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 742 |
| Net operating income | $438,440 | 6,893 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 5,427 |
| Total interest expense | $2,584,000 | 5,288 |
| Net interest income | $2,888,000 | 5,464 |
| Provision for loan and lease losses | $173,000 | 3,830 |
| Total noninterest income | $481,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $481,000 | 2,901 |
| Total noninterest expense | $3,859,000 | 3,277 |
| Salaries and employee benefits | $1,394,000 | 4,522 |
| Premises and equipment expense | $641,000 | 2,974 |
| Additional noninterest expense | $1,824,000 | 2,283 |
| Pre-tax net operating income | $-663,000 | 10,790 |
| Securities gains (losses) | $119,000 | 915 |
| Applicable income taxes | $-225,000 | 10,805 |
| Income before extraordinary items | $-319,000 | 10,680 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-319,000 | 10,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-395,160 | 10,703 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 6,002 |
| Total interest expense | $2,412,000 | 5,656 |
| Net interest income | $2,519,000 | 6,162 |
| Provision for loan and lease losses | $382,000 | 2,166 |
| Total noninterest income | $367,000 | 6,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $367,000 | 3,581 |
| Total noninterest expense | $2,729,000 | 4,666 |
| Salaries and employee benefits | $1,239,000 | 5,064 |
| Premises and equipment expense | $443,000 | 4,172 |
| Additional noninterest expense | $1,047,000 | 4,246 |
| Pre-tax net operating income | $-225,000 | 11,090 |
| Securities gains (losses) | $64,000 | 1,189 |
| Applicable income taxes | $-59,000 | 11,093 |
| Income before extraordinary items | $-102,000 | 11,003 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-102,000 | 11,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 900 |
| Net operating income | $-142,960 | 11,011 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 6,568 |
| Total interest expense | $2,015,000 | 6,432 |
| Net interest income | $2,382,000 | 6,518 |
| Provision for loan and lease losses | $104,000 | 4,516 |
| Total noninterest income | $807,000 | 3,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $807,000 | 2,092 |
| Total noninterest expense | $2,271,000 | 5,415 |
| Salaries and employee benefits | $1,197,000 | 5,226 |
| Premises and equipment expense | $399,000 | 4,552 |
| Additional noninterest expense | $675,000 | 6,025 |
| Pre-tax net operating income | $814,000 | 6,777 |
| Securities gains (losses) | $87,000 | 1,026 |
| Applicable income taxes | $372,000 | 5,199 |
| Income before extraordinary items | $529,000 | 7,036 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $529,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $109,000 | 6,646 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $473,320 | 7,422 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 7,259 |
| Total interest expense | $1,335,000 | 7,442 |
| Net interest income | $2,213,000 | 7,059 |
| Provision for loan and lease losses | $83,000 | 4,972 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $1,964,000 | 6,299 |
| Salaries and employee benefits | $1,079,000 | 5,731 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $466,000 | 8,884 |
| Securities gains (losses) | $141,000 | 632 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $94,000 | 7,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $266,760 | 9,580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 6,867 |
| Total interest expense | $1,596,000 | 6,893 |
| Net interest income | $2,412,000 | 6,716 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $322,000 | 7,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $4,000 | 469 |
| Additional Noninterest Income | $318,000 | 4,324 |
| Total noninterest expense | $2,009,000 | 6,318 |
| Salaries and employee benefits | $1,114,000 | 5,576 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $503,000 | 8,182 |
| Pre-tax net operating income | $713,000 | 7,292 |
| Securities gains (losses) | $270,000 | 1,396 |
| Applicable income taxes | $405,000 | 4,955 |
| Income before extraordinary items | $578,000 | 6,947 |
| Extraordinary gains, net | $73,000 | 1,877 |
| Net income | $651,000 | 6,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $405,200 | 8,100 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 6,558 |
| Total interest expense | $2,035,000 | 7,044 |
| Net interest income | $2,783,000 | 6,075 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $296,000 | 4,470 |
| Total noninterest expense | $1,841,000 | 6,818 |
| Salaries and employee benefits | $1,026,000 | 5,890 |
| Premises and equipment expense | $389,000 | 4,906 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $1,216,000 | 4,866 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $738,000 | 5,698 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $738,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $78,000 | 7,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $735,440 | 5,380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.