Home > SENB Bank > Income and Expense

SENB Bank, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$11,575,0002,202
Total interest expense$2,167,0002,559
Net interest income$9,408,0002,068
Provision for loan and lease losses$45,0002,529
Total noninterest income$2,199,0001,648
Gross Fiduciary activities income$383,000589
Service charges on deposit accounts$795,000951
Trading account gains and feesNANA
Additional Noninterest Income$1,021,0001,965
Total noninterest expense$8,034,0001,957
Salaries and employee benefits$4,333,0002,009
Premises and equipment expense$926,0001,779
Additional noninterest expense$1,021,0001,965
Pre-tax net operating income$3,528,0002,041
Securities gains (losses)$4,000719
Applicable income taxes$38,0003,083
Income before extraordinary items$3,494,0001,871
Extraordinary gains, net$052
Net income$3,494,0001,888
Minority interest net income$081
Net income of bank and minority interests.$3,494,0001,871
Net charge-offs$44,0001,532
Cash dividends$3,370,000814
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,490,0401,902
2023-06-30 (YTD Data)Rank
Total interest income$7,569,0002,197
Total interest expense$1,188,0002,633
Net interest income$6,381,0002,072
Provision for loan and lease losses$45,0002,284
Total noninterest income$1,447,0001,592
Gross Fiduciary activities income$248,000591
Service charges on deposit accounts$533,000932
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,912
Total noninterest expense$5,415,0001,927
Salaries and employee benefits$2,880,0002,011
Premises and equipment expense$618,0001,768
Additional noninterest expense$666,0001,909
Pre-tax net operating income$2,368,0002,035
Securities gains (losses)$4,000768
Applicable income taxes$24,0003,118
Income before extraordinary items$2,348,0001,858
Extraordinary gains, net$051
Net income$2,348,0001,880
Minority interest net income$081
Net income of bank and minority interests.$2,348,0001,858
Net charge-offs$44,0001,224
Cash dividends$2,760,000682
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,344,0401,869
2023-03-31 (YTD Data)Rank
Total interest income$3,673,0002,222
Total interest expense$420,0002,809
Net interest income$3,253,0002,054
Provision for loan and lease losses$45,0001,736
Total noninterest income$655,0001,693
Gross Fiduciary activities income$124,000614
Service charges on deposit accounts$255,000979
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,093
Total noninterest expense$2,691,0001,955
Salaries and employee benefits$1,441,0002,040
Premises and equipment expense$301,0001,830
Additional noninterest expense$276,0002,093
Pre-tax net operating income$1,172,0002,107
Securities gains (losses)$5,000739
Applicable income taxes$12,0003,102
Income before extraordinary items$1,165,0001,901
Extraordinary gains, net$04
Net income$1,165,0001,901
Minority interest net income$048
Net income of bank and minority interests.$1,165,0001,901
Net charge-offs$5,0001,579
Cash dividends$1,210,000712
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,160,0501,924
2022-12-31 (YTD Data)Rank
Total interest income$12,566,0002,202
Total interest expense$775,0002,726
Net interest income$11,791,0002,127
Provision for loan and lease losses$180,0001,851
Total noninterest income$3,077,0001,601
Gross Fiduciary activities income$533,000607
Service charges on deposit accounts$1,064,000960
Trading account gains and feesNANA
Additional Noninterest Income$1,480,0001,913
Total noninterest expense$10,809,0001,894
Salaries and employee benefits$5,741,0002,004
Premises and equipment expense$1,209,0001,802
Additional noninterest expense$1,480,0001,913
Pre-tax net operating income$3,879,0002,339
Securities gains (losses)$6,000496
Applicable income taxes$51,0003,251
Income before extraordinary items$3,834,0002,158
Extraordinary gains, net$05
Net income$3,834,0002,157
Minority interest net income$063
Net income of bank and minority interests.$3,834,0002,157
Net charge-offs$146,0001,063
Cash dividends$2,850,0001,193
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,828,0602,185
2022-09-30 (YTD Data)Rank
Total interest income$9,098,0002,195
Total interest expense$544,0002,562
Net interest income$8,554,0002,155
Provision for loan and lease losses$135,0001,699
Total noninterest income$2,374,0001,602
Gross Fiduciary activities income$401,000604
Service charges on deposit accounts$846,000941
Trading account gains and feesNANA
Additional Noninterest Income$1,127,0001,926
Total noninterest expense$8,172,0001,889
Salaries and employee benefits$4,399,0001,982
Premises and equipment expense$905,0001,820
Additional noninterest expense$1,127,0001,926
Pre-tax net operating income$2,621,0002,465
Securities gains (losses)$6,000515
Applicable income taxes$32,0003,297
Income before extraordinary items$2,595,0002,260
Extraordinary gains, net$04
Net income$2,595,0002,259
Minority interest net income$057
Net income of bank and minority interests.$2,595,0002,259
Net charge-offs$27,0001,480
Cash dividends$2,611,000929
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,589,0602,301
2022-06-30 (YTD Data)Rank
Total interest income$5,830,0002,216
Total interest expense$374,0002,373
Net interest income$5,456,0002,185
Provision for loan and lease losses$90,0001,575
Total noninterest income$1,605,0001,579
Gross Fiduciary activities income$278,000564
Service charges on deposit accounts$563,000932
Trading account gains and feesNANA
Additional Noninterest Income$764,0001,962
Total noninterest expense$5,378,0001,895
Salaries and employee benefits$2,949,0001,967
Premises and equipment expense$599,0001,828
Additional noninterest expense$1,830,0001,715
Pre-tax net operating income$1,593,0002,489
Securities gains (losses)$6,000456
Applicable income taxes$22,0003,228
Income before extraordinary items$1,577,0002,278
Extraordinary gains, net$04
Net income$1,577,0002,278
Minority interest net income$060
Net income of bank and minority interests.$1,577,0002,278
Net charge-offs$29,0001,185
Cash dividends$1,536,0001,015
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,571,0602,321
2022-03-31 (YTD Data)Rank
Total interest income$2,919,0002,160
Total interest expense$205,0002,175
Net interest income$2,714,0002,148
Provision for loan and lease losses$45,0001,393
Total noninterest income$700,0001,720
Gross Fiduciary activities income$143,000572
Service charges on deposit accounts$275,000940
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,251
Total noninterest expense$2,690,0001,889
Salaries and employee benefits$1,500,0001,938
Premises and equipment expense$300,0001,838
Additional noninterest expense$890,0001,736
Pre-tax net operating income$679,0002,586
Securities gains (losses)$5,000455
Applicable income taxes$11,0003,110
Income before extraordinary items$673,0002,404
Extraordinary gains, net$04
Net income$673,0002,402
Minority interest net income$050
Net income of bank and minority interests.$673,0002,404
Net charge-offs$5,0001,366
Cash dividends$710,000963
Sale, conversion, retirement of capital stock, net$0453
Net operating income$668,1002,436
2021-12-31 (YTD Data)Rank
Total interest income$12,741,0002,097
Total interest expense$1,195,0001,962
Net interest income$11,546,0002,086
Provision for loan and lease losses$390,0001,229
Total noninterest income$3,843,0001,557
Gross Fiduciary activities income$505,000573
Service charges on deposit accounts$1,108,000904
Trading account gains and feesNANA
Additional Noninterest Income$2,230,0001,807
Total noninterest expense$11,139,0001,836
Salaries and employee benefits$5,878,0001,963
Premises and equipment expense$1,252,0001,769
Additional noninterest expense$4,009,0001,588
Pre-tax net operating income$3,860,0002,374
Securities gains (losses)$34,0001,292
Applicable income taxes$53,0003,285
Income before extraordinary items$3,841,0002,220
Extraordinary gains, net$010
Net income$3,841,0002,221
Minority interest net income$074
Net income of bank and minority interests.$3,841,0002,221
Net charge-offs$82,0001,426
Cash dividends$1,610,0001,731
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,807,3402,205
2021-09-30 (YTD Data)Rank
Total interest income$9,545,0002,143
Total interest expense$940,0001,980
Net interest income$8,605,0002,131
Provision for loan and lease losses$45,0002,393
Total noninterest income$2,503,0001,726
Gross Fiduciary activities income$372,000573
Service charges on deposit accounts$813,000911
Trading account gains and feesNANA
Additional Noninterest Income$1,318,0002,097
Total noninterest expense$8,242,0001,858
Salaries and employee benefits$4,289,0001,998
Premises and equipment expense$939,0001,792
Additional noninterest expense$3,014,0001,588
Pre-tax net operating income$2,821,0002,505
Securities gains (losses)$34,0001,206
Applicable income taxes$42,0003,252
Income before extraordinary items$2,813,0002,348
Extraordinary gains, net$08
Net income$2,813,0002,347
Minority interest net income$069
Net income of bank and minority interests.$2,813,0002,348
Net charge-offs$-58,0004,266
Cash dividends$1,161,0001,609
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,779,3402,342
2021-06-30 (YTD Data)Rank
Total interest income$6,314,0002,154
Total interest expense$651,0001,992
Net interest income$5,663,0002,136
Provision for loan and lease losses$02,862
Total noninterest income$1,657,0001,700
Gross Fiduciary activities income$229,000585
Service charges on deposit accounts$523,000910
Trading account gains and feesNANA
Additional Noninterest Income$905,0002,023
Total noninterest expense$5,365,0001,882
Salaries and employee benefits$2,720,0002,055
Premises and equipment expense$652,0001,727
Additional noninterest expense$1,993,0001,581
Pre-tax net operating income$1,955,0002,428
Securities gains (losses)$35,0001,008
Applicable income taxes$31,0003,203
Income before extraordinary items$1,959,0002,258
Extraordinary gains, net$06
Net income$1,959,0002,256
Minority interest net income$067
Net income of bank and minority interests.$1,959,0002,258
Net charge-offs$-7,0003,675
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,924,7002,244
2021-03-31 (YTD Data)Rank
Total interest income$3,274,0002,083
Total interest expense$332,0002,031
Net interest income$2,942,0002,054
Provision for loan and lease losses$02,741
Total noninterest income$932,0001,580
Gross Fiduciary activities income$108,000597
Service charges on deposit accounts$249,000926
Trading account gains and feesNANA
Additional Noninterest Income$575,0001,773
Total noninterest expense$2,944,0001,747
Salaries and employee benefits$1,613,0001,805
Premises and equipment expense$325,0001,735
Additional noninterest expense$1,006,0001,542
Pre-tax net operating income$930,0002,471
Securities gains (losses)$34,000763
Applicable income taxes$18,0003,110
Income before extraordinary items$946,0002,290
Extraordinary gains, net$03
Net income$946,0002,290
Minority interest net income$055
Net income of bank and minority interests.$946,0002,290
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$912,6802,294
2020-12-31 (YTD Data)Rank
Total interest income$12,750,0002,131
Total interest expense$1,760,0002,134
Net interest income$10,990,0002,098
Provision for loan and lease losses$570,0002,111
Total noninterest income$4,030,0001,457
Gross Fiduciary activities income$427,000592
Service charges on deposit accounts$1,000,000949
Trading account gains and feesNANA
Additional Noninterest Income$2,603,0001,555
Total noninterest expense$11,111,0001,805
Salaries and employee benefits$5,712,0001,966
Premises and equipment expense$1,179,0001,826
Additional noninterest expense$4,220,0001,468
Pre-tax net operating income$3,339,0002,299
Securities gains (losses)$16,0002,179
Applicable income taxes$-15,0004,819
Income before extraordinary items$3,370,0002,138
Extraordinary gains, net$04
Net income$3,370,0002,139
Minority interest net income$072
Net income of bank and minority interests.$3,370,0002,139
Net charge-offs$43,0002,478
Cash dividends$400,0002,983
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,354,0002,096
2020-09-30 (YTD Data)Rank
Total interest income$9,460,0002,166
Total interest expense$1,358,0002,192
Net interest income$8,102,0002,115
Provision for loan and lease losses$570,0001,869
Total noninterest income$2,976,0001,432
Gross Fiduciary activities income$324,000586
Service charges on deposit accounts$730,000967
Trading account gains and feesNANA
Additional Noninterest Income$1,922,0001,529
Total noninterest expense$8,233,0001,800
Salaries and employee benefits$4,180,0001,981
Premises and equipment expense$875,0001,829
Additional noninterest expense$3,178,0001,445
Pre-tax net operating income$2,275,0002,405
Securities gains (losses)$21,0001,900
Applicable income taxes$-15,0004,865
Income before extraordinary items$2,311,0002,248
Extraordinary gains, net$04
Net income$2,311,0002,248
Minority interest net income$065
Net income of bank and minority interests.$2,311,0002,248
Net charge-offs$31,0002,299
Cash dividends$400,0002,501
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,290,0002,202
2020-06-30 (YTD Data)Rank
Total interest income$6,337,0002,189
Total interest expense$907,0002,297
Net interest income$5,430,0002,117
Provision for loan and lease losses$480,0001,643
Total noninterest income$1,909,0001,402
Gross Fiduciary activities income$235,000584
Service charges on deposit accounts$471,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$1,203,0001,500
Total noninterest expense$5,670,0001,751
Salaries and employee benefits$3,018,0001,861
Premises and equipment expense$577,0001,842
Additional noninterest expense$2,075,0001,456
Pre-tax net operating income$1,189,0002,712
Securities gains (losses)$21,0001,665
Applicable income taxes$36,0003,027
Income before extraordinary items$1,174,0002,585
Extraordinary gains, net$04
Net income$1,174,0002,583
Minority interest net income$065
Net income of bank and minority interests.$1,174,0002,585
Net charge-offs$6,0002,607
Cash dividends$400,0002,160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,153,6302,570
2020-03-31 (YTD Data)Rank
Total interest income$3,192,0002,154
Total interest expense$466,0002,405
Net interest income$2,726,0002,076
Provision for loan and lease losses$90,0002,048
Total noninterest income$618,0001,725
Gross Fiduciary activities income$97,000603
Service charges on deposit accounts$258,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$263,0002,139
Total noninterest expense$2,611,0001,886
Salaries and employee benefits$1,360,0002,029
Premises and equipment expense$291,0001,848
Additional noninterest expense$960,0001,572
Pre-tax net operating income$643,0002,462
Securities gains (losses)$21,0001,118
Applicable income taxes$18,0002,932
Income before extraordinary items$646,0002,295
Extraordinary gains, net$04
Net income$646,0002,294
Minority interest net income$056
Net income of bank and minority interests.$646,0002,295
Net charge-offs$2,0002,313
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$625,6302,305
2019-12-31 (YTD Data)Rank
Total interest income$13,190,0002,126
Total interest expense$1,729,0002,573
Net interest income$11,461,0001,996
Provision for loan and lease losses$1,040,000884
Total noninterest income$2,829,0001,632
Gross Fiduciary activities income$363,000617
Service charges on deposit accounts$1,076,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$1,390,0001,881
Total noninterest expense$10,649,0001,824
Salaries and employee benefits$5,454,0001,984
Premises and equipment expense$1,042,0001,986
Additional noninterest expense$4,153,0001,460
Pre-tax net operating income$2,601,0002,684
Securities gains (losses)$16,0001,722
Applicable income taxes$60,0003,234
Income before extraordinary items$2,557,0002,540
Extraordinary gains, net$011
Net income$2,557,0002,541
Minority interest net income$076
Net income of bank and minority interests.$2,557,0002,542
Net charge-offs$112,0002,138
Cash dividends$5,450,000748
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,541,3202,516
2019-09-30 (YTD Data)Rank
Total interest income$9,798,0002,164
Total interest expense$1,269,0002,613
Net interest income$8,529,0002,038
Provision for loan and lease losses$950,000706
Total noninterest income$2,052,0001,651
Gross Fiduciary activities income$273,000615
Service charges on deposit accounts$765,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,901
Total noninterest expense$7,523,0001,928
Salaries and employee benefits$4,043,0002,004
Premises and equipment expense$794,0001,975
Additional noninterest expense$2,686,0001,641
Pre-tax net operating income$2,108,0002,629
Securities gains (losses)$15,0001,535
Applicable income taxes$43,0003,309
Income before extraordinary items$2,080,0002,466
Extraordinary gains, net$011
Net income$2,080,0002,467
Minority interest net income$072
Net income of bank and minority interests.$2,080,0002,467
Net charge-offs$16,0002,802
Cash dividends$5,050,000602
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,065,3002,446
2019-06-30 (YTD Data)Rank
Total interest income$6,317,0002,220
Total interest expense$845,0002,594
Net interest income$5,472,0002,116
Provision for loan and lease losses$860,000552
Total noninterest income$1,197,0001,772
Gross Fiduciary activities income$172,000626
Service charges on deposit accounts$480,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,105
Total noninterest expense$4,741,0002,019
Salaries and employee benefits$2,579,0002,069
Premises and equipment expense$518,0002,017
Additional noninterest expense$1,644,0001,790
Pre-tax net operating income$1,068,0003,010
Securities gains (losses)$15,0001,113
Applicable income taxes$25,0003,367
Income before extraordinary items$1,058,0002,870
Extraordinary gains, net$011
Net income$1,058,0002,869
Minority interest net income$069
Net income of bank and minority interests.$1,058,0002,869
Net charge-offs$-5,0004,282
Cash dividends$4,650,000464
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,043,3002,861
2019-03-31 (YTD Data)Rank
Total interest income$2,292,0002,781
Total interest expense$367,0002,759
Net interest income$1,925,0002,751
Provision for loan and lease losses$90,0001,533
Total noninterest income$527,0001,867
Gross Fiduciary activities income$89,000634
Service charges on deposit accounts$219,0001,227
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,295
Total noninterest expense$1,967,0002,298
Salaries and employee benefits$1,057,0002,389
Premises and equipment expense$201,0002,387
Additional noninterest expense$709,0002,004
Pre-tax net operating income$395,0003,412
Securities gains (losses)$01,087
Applicable income taxes$6,0003,508
Income before extraordinary items$389,0003,263
Extraordinary gains, net$05
Net income$389,0003,261
Minority interest net income$052
Net income of bank and minority interests.$389,0003,262
Net charge-offs$1,0002,582
Cash dividends$300,0001,718
Sale, conversion, retirement of capital stock, net$0529
Net operating income$389,0003,257
2018-12-31 (YTD Data)Rank
Total interest income$8,487,0002,823
Total interest expense$1,074,0002,828
Net interest income$7,413,0002,796
Provision for loan and lease losses$270,0002,073
Total noninterest income$2,083,0001,942
Gross Fiduciary activities income$366,000640
Service charges on deposit accounts$931,0001,227
Trading account gains and feesNANA
Additional Noninterest Income$786,0002,516
Total noninterest expense$7,600,0002,338
Salaries and employee benefits$4,134,0002,398
Premises and equipment expense$790,0002,381
Additional noninterest expense$2,676,0002,112
Pre-tax net operating income$1,626,0003,417
Securities gains (losses)$29,000497
Applicable income taxes$17,0003,665
Income before extraordinary items$1,638,0003,236
Extraordinary gains, net$06
Net income$1,638,0003,235
Minority interest net income$072
Net income of bank and minority interests.$1,638,0003,235
Net charge-offs$20,0003,111
Cash dividends$150,0003,688
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,609,2903,267
2018-09-30 (YTD Data)Rank
Total interest income$6,232,0002,863
Total interest expense$729,0002,901
Net interest income$5,503,0002,821
Provision for loan and lease losses$203,0001,962
Total noninterest income$1,503,0001,996
Gross Fiduciary activities income$265,000633
Service charges on deposit accounts$688,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$550,0002,633
Total noninterest expense$5,805,0002,305
Salaries and employee benefits$3,167,0002,375
Premises and equipment expense$602,0002,379
Additional noninterest expense$2,036,0002,094
Pre-tax net operating income$998,0003,757
Securities gains (losses)$29,000507
Applicable income taxes$12,0003,739
Income before extraordinary items$1,015,0003,547
Extraordinary gains, net$05
Net income$1,015,0003,546
Minority interest net income$066
Net income of bank and minority interests.$1,015,0003,546
Net charge-offs$-28,0004,764
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$986,2903,597
2018-06-30 (YTD Data)Rank
Total interest income$4,138,0002,854
Total interest expense$447,0002,961
Net interest income$3,691,0002,810
Provision for loan and lease losses$135,0001,917
Total noninterest income$943,0002,074
Gross Fiduciary activities income$161,000650
Service charges on deposit accounts$449,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$333,0002,770
Total noninterest expense$3,848,0002,320
Salaries and employee benefits$2,091,0002,403
Premises and equipment expense$394,0002,434
Additional noninterest expense$1,363,0002,097
Pre-tax net operating income$651,0003,788
Securities gains (losses)$29,000412
Applicable income taxes$8,0003,747
Income before extraordinary items$672,0003,556
Extraordinary gains, net$06
Net income$672,0003,555
Minority interest net income$065
Net income of bank and minority interests.$672,0003,555
Net charge-offs$-28,0004,853
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$643,2903,621
2018-03-31 (YTD Data)Rank
Total interest income$1,991,0002,942
Total interest expense$207,0003,030
Net interest income$1,784,0002,898
Provision for loan and lease losses$68,0001,824
Total noninterest income$402,0002,250
Gross Fiduciary activities income$77,000658
Service charges on deposit accounts$219,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,266
Total noninterest expense$1,858,0002,403
Salaries and employee benefits$1,031,0002,448
Premises and equipment expense$183,0002,582
Additional noninterest expense$644,0002,168
Pre-tax net operating income$260,0004,017
Securities gains (losses)$9,000456
Applicable income taxes$4,0003,713
Income before extraordinary items$265,0003,843
Extraordinary gains, net$07
Net income$265,0003,843
Minority interest net income$052
Net income of bank and minority interests.$265,0003,843
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$256,0903,883
2017-12-31 (YTD Data)Rank
Total interest income$7,601,0002,970
Total interest expense$686,0003,156
Net interest income$6,915,0002,914
Provision for loan and lease losses$192,0002,418
Total noninterest income$2,033,0002,009
Gross Fiduciary activities income$318,000657
Service charges on deposit accounts$873,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$842,0002,506
Total noninterest expense$7,537,0002,375
Salaries and employee benefits$4,102,0002,432
Premises and equipment expense$776,0002,501
Additional noninterest expense$2,659,0002,150
Pre-tax net operating income$1,219,0003,805
Securities gains (losses)$134,000519
Applicable income taxes$13,0003,839
Income before extraordinary items$1,340,0003,319
Extraordinary gains, net$09
Net income$1,340,0003,318
Minority interest net income$076
Net income of bank and minority interests.$1,340,0003,319
Net charge-offs$236,0001,681
Cash dividends$1,130,0002,055
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,207,3403,452
2017-09-30 (YTD Data)Rank
Total interest income$5,604,0003,020
Total interest expense$491,0003,249
Net interest income$5,113,0002,961
Provision for loan and lease losses$125,0002,461
Total noninterest income$1,496,0002,057
Gross Fiduciary activities income$233,000658
Service charges on deposit accounts$645,0001,357
Trading account gains and feesNANA
Additional Noninterest Income$618,0002,545
Total noninterest expense$5,548,0002,418
Salaries and employee benefits$3,088,0002,428
Premises and equipment expense$513,0002,723
Additional noninterest expense$1,947,0002,183
Pre-tax net operating income$936,0003,863
Securities gains (losses)$126,000507
Applicable income taxes$10,0003,874
Income before extraordinary items$1,052,0003,453
Extraordinary gains, net$09
Net income$1,052,0003,453
Minority interest net income$071
Net income of bank and minority interests.$1,052,0003,453
Net charge-offs$101,0001,920
Cash dividends$1,130,0001,577
Sale, conversion, retirement of capital stock, net$0677
Net operating income$927,2603,639
2017-06-30 (YTD Data)Rank
Total interest income$3,661,0003,041
Total interest expense$312,0003,297
Net interest income$3,349,0002,985
Provision for loan and lease losses$57,0002,759
Total noninterest income$965,0002,101
Gross Fiduciary activities income$155,000664
Service charges on deposit accounts$439,0001,313
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,681
Total noninterest expense$3,690,0002,430
Salaries and employee benefits$2,047,0002,451
Premises and equipment expense$347,0002,701
Additional noninterest expense$1,296,0002,183
Pre-tax net operating income$567,0003,967
Securities gains (losses)$120,000388
Applicable income taxes$6,0003,918
Income before extraordinary items$681,0003,453
Extraordinary gains, net$011
Net income$681,0003,452
Minority interest net income$071
Net income of bank and minority interests.$681,0003,453
Net charge-offs$101,0001,510
Cash dividends$480,0002,076
Sale, conversion, retirement of capital stock, net$0659
Net operating income$562,2003,735
2017-03-31 (YTD Data)Rank
Total interest income$1,748,0003,144
Total interest expense$152,0003,337
Net interest income$1,596,0003,085
Provision for loan and lease losses$29,0002,606
Total noninterest income$486,0002,085
Gross Fiduciary activities income$77,000673
Service charges on deposit accounts$228,0001,279
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,703
Total noninterest expense$1,803,0002,498
Salaries and employee benefits$1,011,0002,504
Premises and equipment expense$179,0002,696
Additional noninterest expense$613,0002,276
Pre-tax net operating income$250,0004,098
Securities gains (losses)$4,000846
Applicable income taxes$3,0003,875
Income before extraordinary items$251,0003,864
Extraordinary gains, net$08
Net income$251,0003,862
Minority interest net income$055
Net income of bank and minority interests.$251,0003,864
Net charge-offs$77,0001,067
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$247,0403,875
2016-12-31 (YTD Data)Rank
Total interest income$7,232,0003,065
Total interest expense$545,0003,489
Net interest income$6,687,0002,976
Provision for loan and lease losses$124,0002,898
Total noninterest income$1,895,0002,186
Gross Fiduciary activities income$315,000669
Service charges on deposit accounts$320,0002,844
Trading account gains and fees$0170
Additional Noninterest Income$1,260,0002,117
Total noninterest expense$6,981,0002,554
Salaries and employee benefits$3,785,0002,601
Premises and equipment expense$696,0002,739
Additional noninterest expense$2,500,0002,313
Pre-tax net operating income$1,477,0003,534
Securities gains (losses)$88,0001,429
Applicable income taxes$28,0003,775
Income before extraordinary items$1,537,0003,247
Extraordinary gains, net$05
Net income$1,537,0003,247
Minority interest net income$082
Net income of bank and minority interests.$1,537,0003,247
Net charge-offs$3,0004,102
Cash dividends$300,0003,418
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,450,7603,284
2016-09-30 (YTD Data)Rank
Total interest income$5,414,0003,076
Total interest expense$411,0003,506
Net interest income$5,003,0002,995
Provision for loan and lease losses$89,0002,917
Total noninterest income$1,317,0002,274
Gross Fiduciary activities income$233,000669
Service charges on deposit accounts$229,0002,926
Trading account gains and fees$0169
Additional Noninterest Income$855,0002,239
Total noninterest expense$5,188,0002,564
Salaries and employee benefits$2,766,0002,650
Premises and equipment expense$532,0002,718
Additional noninterest expense$1,890,0002,292
Pre-tax net operating income$1,043,0003,662
Securities gains (losses)$81,0001,417
Applicable income taxes$18,0003,882
Income before extraordinary items$1,106,0003,327
Extraordinary gains, net$05
Net income$1,106,0003,325
Minority interest net income$071
Net income of bank and minority interests.$1,106,0003,327
Net charge-offs$-3,0004,630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,026,6203,392
2016-06-30 (YTD Data)Rank
Total interest income$3,651,0003,054
Total interest expense$278,0003,503
Net interest income$3,373,0002,984
Provision for loan and lease losses$56,0002,861
Total noninterest income$866,0002,278
Gross Fiduciary activities income$158,000679
Service charges on deposit accounts$138,0003,093
Trading account gains and fees$0157
Additional Noninterest Income$570,0002,213
Total noninterest expense$3,423,0002,607
Salaries and employee benefits$1,811,0002,705
Premises and equipment expense$347,0002,778
Additional noninterest expense$1,265,0002,293
Pre-tax net operating income$760,0003,538
Securities gains (losses)$02,835
Applicable income taxes$12,0003,911
Income before extraordinary items$748,0003,307
Extraordinary gains, net$016
Net income$748,0003,305
Minority interest net income$071
Net income of bank and minority interests.$748,0003,305
Net charge-offs$-9,0004,932
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$748,0003,244
2016-03-31 (YTD Data)Rank
Total interest income$1,806,0003,085
Total interest expense$138,0003,540
Net interest income$1,668,0003,012
Provision for loan and lease losses$27,0002,714
Total noninterest income$420,0002,300
Gross Fiduciary activities income$81,000670
Service charges on deposit accounts$68,0003,097
Trading account gains and fees$0142
Additional Noninterest Income$271,0002,224
Total noninterest expense$1,678,0002,643
Salaries and employee benefits$910,0002,696
Premises and equipment expense$175,0002,783
Additional noninterest expense$593,0002,414
Pre-tax net operating income$383,0003,475
Securities gains (losses)$02,077
Applicable income taxes$6,0003,887
Income before extraordinary items$377,0003,238
Extraordinary gains, net$012
Net income$377,0003,236
Minority interest net income$062
Net income of bank and minority interests.$377,0003,237
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$377,0003,173
2015-12-31 (YTD Data)Rank
Total interest income$6,564,0003,255
Total interest expense$549,0003,563
Net interest income$6,015,0003,188
Provision for loan and lease losses$107,0002,991
Total noninterest income$1,958,0002,143
Gross Fiduciary activities income$333,000670
Service charges on deposit accounts$329,0002,859
Trading account gains and fees$0159
Additional Noninterest Income$1,296,0002,047
Total noninterest expense$6,456,0002,716
Salaries and employee benefits$3,286,0002,867
Premises and equipment expense$708,0002,800
Additional noninterest expense$2,462,0002,370
Pre-tax net operating income$1,410,0003,592
Securities gains (losses)$49,0001,662
Applicable income taxes$19,0003,945
Income before extraordinary items$1,440,0003,298
Extraordinary gains, net$023
Net income$1,440,0003,299
Minority interest net income$081
Net income of bank and minority interests.$1,440,0003,300
Net charge-offs$14,0003,902
Cash dividends$450,0003,025
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,391,4903,314
2015-09-30 (YTD Data)Rank
Total interest income$4,915,0003,287
Total interest expense$420,0003,575
Net interest income$4,495,0003,214
Provision for loan and lease losses$79,0002,921
Total noninterest income$1,529,0002,107
Gross Fiduciary activities income$251,000672
Service charges on deposit accounts$244,0002,890
Trading account gains and fees$0153
Additional Noninterest Income$1,034,0001,988
Total noninterest expense$4,754,0002,769
Salaries and employee benefits$2,430,0002,901
Premises and equipment expense$543,0002,804
Additional noninterest expense$1,781,0002,433
Pre-tax net operating income$1,191,0003,474
Securities gains (losses)$38,0001,651
Applicable income taxes$14,0004,054
Income before extraordinary items$1,215,0003,156
Extraordinary gains, net$021
Net income$1,215,0003,155
Minority interest net income$078
Net income of bank and minority interests.$1,215,0003,156
Net charge-offs$-1,0004,684
Cash dividends$450,0002,427
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,177,3803,170
2015-06-30 (YTD Data)Rank
Total interest income$3,286,0003,294
Total interest expense$292,0003,517
Net interest income$2,994,0003,223
Provision for loan and lease losses$51,0002,869
Total noninterest income$1,101,0002,006
Gross Fiduciary activities income$176,000674
Service charges on deposit accounts$160,0002,906
Trading account gains and fees$0157
Additional Noninterest Income$765,0001,855
Total noninterest expense$3,096,0002,827
Salaries and employee benefits$1,572,0002,984
Premises and equipment expense$358,0002,831
Additional noninterest expense$1,166,0002,492
Pre-tax net operating income$948,0003,158
Securities gains (losses)$4,0002,295
Applicable income taxes$9,0004,101
Income before extraordinary items$943,0002,857
Extraordinary gains, net$022
Net income$943,0002,857
Minority interest net income$075
Net income of bank and minority interests.$943,0002,859
Net charge-offs$7,0003,368
Cash dividends$310,0002,381
Sale, conversion, retirement of capital stock, net$0751
Net operating income$939,0402,809
2015-03-31 (YTD Data)Rank
Total interest income$1,647,0003,297
Total interest expense$147,0003,524
Net interest income$1,500,0003,218
Provision for loan and lease losses$25,0002,683
Total noninterest income$652,0001,765
Gross Fiduciary activities income$86,000674
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$491,0001,527
Total noninterest expense$1,525,0002,870
Salaries and employee benefits$766,0003,061
Premises and equipment expense$182,0002,836
Additional noninterest expense$577,0002,499
Pre-tax net operating income$602,0002,678
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$600,0002,391
Extraordinary gains, net$013
Net income$600,0002,393
Minority interest net income$064
Net income of bank and minority interests.$600,0002,393
Net charge-offs$9,0002,520
Cash dividends$180,0001,936
Sale, conversion, retirement of capital stock, net$0697
Net operating income$600,0002,320
2014-12-31 (YTD Data)Rank
Total interest income$5,666,0003,666
Total interest expense$608,0003,604
Net interest income$5,058,0003,610
Provision for loan and lease losses$99,0003,253
Total noninterest income$1,899,0002,181
Gross Fiduciary activities income$397,000654
Service charges on deposit accounts$346,0002,960
Trading account gains and fees$0180
Additional Noninterest Income$1,156,0002,130
Total noninterest expense$5,597,0003,077
Salaries and employee benefits$2,848,0003,182
Premises and equipment expense$660,0003,022
Additional noninterest expense$2,089,0002,786
Pre-tax net operating income$1,261,0003,765
Securities gains (losses)$4,0002,934
Applicable income taxes$13,0004,160
Income before extraordinary items$1,252,0003,544
Extraordinary gains, net$017
Net income$1,252,0003,545
Minority interest net income$084
Net income of bank and minority interests.$1,252,0003,546
Net charge-offs$30,0004,096
Cash dividends$390,0003,153
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,248,0403,502
2014-09-30 (YTD Data)Rank
Total interest income$4,067,0003,795
Total interest expense$448,0003,710
Net interest income$3,619,0003,773
Provision for loan and lease losses$74,0003,139
Total noninterest income$1,138,0002,519
Gross Fiduciary activities income$302,000648
Service charges on deposit accounts$250,0003,047
Trading account gains and fees$0174
Additional Noninterest Income$586,0002,676
Total noninterest expense$4,139,0003,112
Salaries and employee benefits$2,197,0003,149
Premises and equipment expense$485,0003,099
Additional noninterest expense$1,457,0002,961
Pre-tax net operating income$544,0004,691
Securities gains (losses)$4,0002,611
Applicable income taxes$7,0004,269
Income before extraordinary items$541,0004,496
Extraordinary gains, net$015
Net income$541,0004,496
Minority interest net income$081
Net income of bank and minority interests.$541,0004,497
Net charge-offs$33,0003,555
Cash dividends$230,0002,965
Sale, conversion, retirement of capital stock, net$0819
Net operating income$537,0404,464
2014-06-30 (YTD Data)Rank
Total interest income$2,688,0003,822
Total interest expense$299,0003,740
Net interest income$2,389,0003,798
Provision for loan and lease losses$48,0003,083
Total noninterest income$716,0002,569
Gross Fiduciary activities income$191,000664
Service charges on deposit accounts$153,0003,188
Trading account gains and fees$0172
Additional Noninterest Income$372,0002,753
Total noninterest expense$2,721,0003,154
Salaries and employee benefits$1,465,0003,166
Premises and equipment expense$323,0003,126
Additional noninterest expense$933,0003,051
Pre-tax net operating income$336,0004,751
Securities gains (losses)$4,0002,221
Applicable income taxes$4,0004,298
Income before extraordinary items$336,0004,558
Extraordinary gains, net$020
Net income$336,0004,561
Minority interest net income$080
Net income of bank and minority interests.$336,0004,562
Net charge-offs$8,0003,816
Cash dividends$90,0003,227
Sale, conversion, retirement of capital stock, net$0794
Net operating income$332,0404,524
2014-03-31 (YTD Data)Rank
Total interest income$1,334,0003,851
Total interest expense$149,0003,798
Net interest income$1,185,0003,830
Provision for loan and lease losses$22,0002,919
Total noninterest income$344,0002,608
Gross Fiduciary activities income$96,000662
Service charges on deposit accounts$64,0003,504
Trading account gains and fees$0147
Additional Noninterest Income$184,0002,677
Total noninterest expense$1,354,0003,191
Salaries and employee benefits$734,0003,184
Premises and equipment expense$164,0003,153
Additional noninterest expense$456,0003,114
Pre-tax net operating income$153,0004,835
Securities gains (losses)$4,0001,399
Applicable income taxes$04,445
Income before extraordinary items$157,0004,625
Extraordinary gains, net$016
Net income$157,0004,628
Minority interest net income$066
Net income of bank and minority interests.$157,0004,628
Net charge-offs$7,0002,989
Cash dividends$50,0002,539
Sale, conversion, retirement of capital stock, net$0747
Net operating income$153,0004,607
2013-12-31 (YTD Data)Rank
Total interest income$5,198,0003,965
Total interest expense$645,0003,930
Net interest income$4,553,0003,942
Provision for loan and lease losses$109,0003,623
Total noninterest income$1,529,0002,560
Gross Fiduciary activities income$381,000659
Service charges on deposit accounts$349,0003,095
Trading account gains and fees$0184
Additional Noninterest Income$799,0002,672
Total noninterest expense$5,451,0003,197
Salaries and employee benefits$2,919,0003,173
Premises and equipment expense$652,0003,107
Additional noninterest expense$1,880,0003,123
Pre-tax net operating income$522,0004,959
Securities gains (losses)$1,0003,056
Applicable income taxes$16,0004,174
Income before extraordinary items$507,0004,884
Extraordinary gains, net$029
Net income$507,0004,887
Minority interest net income$090
Net income of bank and minority interests.$507,0004,887
Net charge-offs$47,0004,397
Cash dividends$200,0003,572
Sale, conversion, retirement of capital stock, net$0924
Net operating income$506,0304,822
2013-09-30 (YTD Data)Rank
Total interest income$3,837,0004,050
Total interest expense$485,0004,019
Net interest income$3,352,0004,015
Provision for loan and lease losses$81,0003,582
Total noninterest income$1,140,0002,614
Gross Fiduciary activities income$285,000662
Service charges on deposit accounts$264,0003,095
Trading account gains and fees$0180
Additional Noninterest Income$591,0002,763
Total noninterest expense$4,025,0003,242
Salaries and employee benefits$2,198,0003,180
Premises and equipment expense$485,0003,163
Additional noninterest expense$1,342,0003,229
Pre-tax net operating income$386,0005,074
Securities gains (losses)$03,040
Applicable income taxes$12,0004,270
Income before extraordinary items$374,0005,013
Extraordinary gains, net$025
Net income$374,0005,014
Minority interest net income$084
Net income of bank and minority interests.$374,0005,015
Net charge-offs$39,0004,042
Cash dividends$150,0003,102
Sale, conversion, retirement of capital stock, net$0868
Net operating income$374,0004,927
2013-06-30 (YTD Data)Rank
Total interest income$2,526,0004,093
Total interest expense$323,0004,077
Net interest income$2,203,0004,053
Provision for loan and lease losses$53,0003,568
Total noninterest income$780,0002,587
Gross Fiduciary activities income$186,000668
Service charges on deposit accounts$172,0003,119
Trading account gains and fees$0157
Additional Noninterest Income$422,0002,721
Total noninterest expense$2,701,0003,230
Salaries and employee benefits$1,487,0003,173
Premises and equipment expense$320,0003,219
Additional noninterest expense$894,0003,219
Pre-tax net operating income$229,0005,166
Securities gains (losses)$02,791
Applicable income taxes$7,0004,301
Income before extraordinary items$222,0005,150
Extraordinary gains, net$022
Net income$222,0005,152
Minority interest net income$082
Net income of bank and minority interests.$222,0005,153
Net charge-offs$41,0003,522
Cash dividends$100,0002,984
Sale, conversion, retirement of capital stock, net$0838
Net operating income$222,0005,029
2013-03-31 (YTD Data)Rank
Total interest income$1,253,0004,142
Total interest expense$161,0004,174
Net interest income$1,092,0004,078
Provision for loan and lease losses$24,0003,487
Total noninterest income$389,0002,594
Gross Fiduciary activities income$89,000681
Service charges on deposit accounts$88,0003,040
Trading account gains and fees$0148
Additional Noninterest Income$212,0002,703
Total noninterest expense$1,353,0003,249
Salaries and employee benefits$753,0003,165
Premises and equipment expense$157,0003,279
Additional noninterest expense$443,0003,262
Pre-tax net operating income$104,0005,281
Securities gains (losses)$01,966
Applicable income taxes$3,0004,340
Income before extraordinary items$101,0005,242
Extraordinary gains, net$010
Net income$101,0005,244
Minority interest net income$076
Net income of bank and minority interests.$101,0005,244
Net charge-offs$04,145
Cash dividends$50,0002,344
Sale, conversion, retirement of capital stock, net$0789
Net operating income$101,0005,140
2012-12-31 (YTD Data)Rank
Total interest income$5,200,0004,211
Total interest expense$803,0004,113
Net interest income$4,397,0004,156
Provision for loan and lease losses$136,0004,377
Total noninterest income$1,676,0002,454
Gross Fiduciary activities income$326,000689
Service charges on deposit accounts$363,0003,115
Trading account gains and fees$0166
Additional Noninterest Income$987,0002,387
Total noninterest expense$5,202,0003,370
Salaries and employee benefits$2,849,0003,243
Premises and equipment expense$628,0003,280
Additional noninterest expense$1,725,0003,450
Pre-tax net operating income$735,0004,448
Securities gains (losses)$110,0002,198
Applicable income taxes$6,0004,480
Income before extraordinary items$839,0004,207
Extraordinary gains, net$029
Net income$839,0004,207
Minority interest net income$093
Net income of bank and minority interests.$839,0004,209
Net charge-offs$-1,0006,346
Cash dividends$145,0003,825
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$730,1004,240
2012-09-30 (YTD Data)Rank
Total interest income$3,879,0004,300
Total interest expense$626,0004,140
Net interest income$3,253,0004,258
Provision for loan and lease losses$61,0004,800
Total noninterest income$1,204,0002,501
Gross Fiduciary activities income$234,000692
Service charges on deposit accounts$267,0003,198
Trading account gains and fees$0157
Additional Noninterest Income$703,0002,459
Total noninterest expense$3,955,0003,362
Salaries and employee benefits$2,125,0003,280
Premises and equipment expense$477,0003,281
Additional noninterest expense$1,353,0003,366
Pre-tax net operating income$441,0004,867
Securities gains (losses)$110,0001,901
Applicable income taxes$3,0004,607
Income before extraordinary items$548,0004,533
Extraordinary gains, net$020
Net income$548,0004,532
Minority interest net income$086
Net income of bank and minority interests.$548,0004,531
Net charge-offs$1,0005,692
Cash dividends$100,0003,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$439,1004,666
2012-06-30 (YTD Data)Rank
Total interest income$2,556,0004,353
Total interest expense$437,0004,142
Net interest income$2,119,0004,333
Provision for loan and lease losses$34,0004,830
Total noninterest income$755,0002,572
Gross Fiduciary activities income$153,000705
Service charges on deposit accounts$166,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$436,0002,523
Total noninterest expense$2,604,0003,410
Salaries and employee benefits$1,363,0003,388
Premises and equipment expense$313,0003,328
Additional noninterest expense$928,0003,321
Pre-tax net operating income$236,0005,125
Securities gains (losses)$110,0001,520
Applicable income taxes$1,0004,644
Income before extraordinary items$345,0004,604
Extraordinary gains, net$019
Net income$345,0004,606
Minority interest net income$084
Net income of bank and minority interests.$345,0004,606
Net charge-offs$2,0005,336
Cash dividends$40,0003,356
Sale, conversion, retirement of capital stock, net$0928
Net operating income$235,0004,944
2012-03-31 (YTD Data)Rank
Total interest income$1,269,0004,418
Total interest expense$240,0004,023
Net interest income$1,029,0004,433
Provision for loan and lease losses$19,0004,532
Total noninterest income$345,0002,700
Gross Fiduciary activities income$77,000715
Service charges on deposit accounts$80,0003,381
Trading account gains and fees$0148
Additional Noninterest Income$188,0002,745
Total noninterest expense$1,361,0003,315
Salaries and employee benefits$695,0003,361
Premises and equipment expense$157,0003,345
Additional noninterest expense$509,0003,048
Pre-tax net operating income$-6,0006,467
Securities gains (losses)$110,000872
Applicable income taxes$2,0004,463
Income before extraordinary items$102,0005,329
Extraordinary gains, net$019
Net income$102,0005,330
Minority interest net income$078
Net income of bank and minority interests.$102,0005,330
Net charge-offs$5,0004,286
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-5,8006,453
2011-12-31 (YTD Data)Rank
Total interest income$5,248,0004,438
Total interest expense$1,153,0004,068
Net interest income$4,095,0004,482
Provision for loan and lease losses$73,0005,603
Total noninterest income$1,321,0002,635
Gross Fiduciary activities income$310,000656
Service charges on deposit accounts$367,0003,198
Trading account gains and fees$0146
Additional Noninterest Income$644,0002,753
Total noninterest expense$5,070,0003,499
Salaries and employee benefits$2,520,0003,538
Premises and equipment expense$607,0003,548
Additional noninterest expense$1,943,0003,215
Pre-tax net operating income$273,0005,319
Securities gains (losses)$271,0001,202
Applicable income taxes$10,0004,308
Income before extraordinary items$534,0004,558
Extraordinary gains, net$029
Net income$534,0004,561
Minority interest net income$096
Net income of bank and minority interests.$534,0004,560
Net charge-offs$123,0004,792
Cash dividends$660,0002,109
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$268,4205,233
2011-09-30 (YTD Data)Rank
Total interest income$3,944,0004,476
Total interest expense$889,0004,122
Net interest income$3,055,0004,519
Provision for loan and lease losses$51,0005,507
Total noninterest income$970,0002,666
Gross Fiduciary activities income$238,000643
Service charges on deposit accounts$270,0003,234
Trading account gains and fees$0145
Additional Noninterest Income$462,0002,822
Total noninterest expense$3,967,0003,392
Salaries and employee benefits$1,973,0003,435
Premises and equipment expense$444,0003,648
Additional noninterest expense$1,550,0003,061
Pre-tax net operating income$7,0006,116
Securities gains (losses)$246,0001,059
Applicable income taxes$10,0004,260
Income before extraordinary items$243,0005,302
Extraordinary gains, net$021
Net income$243,0005,302
Minority interest net income$087
Net income of bank and minority interests.$243,0005,302
Net charge-offs$122,0004,236
Cash dividends$480,0001,863
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,8406,140
2011-06-30 (YTD Data)Rank
Total interest income$2,623,0004,531
Total interest expense$610,0004,161
Net interest income$2,013,0004,565
Provision for loan and lease losses$30,0005,425
Total noninterest income$620,0002,741
Gross Fiduciary activities income$153,000658
Service charges on deposit accounts$205,0002,960
Trading account gains and fees$0153
Additional Noninterest Income$262,0003,091
Total noninterest expense$2,605,0003,468
Salaries and employee benefits$1,292,0003,492
Premises and equipment expense$297,0003,672
Additional noninterest expense$1,016,0003,170
Pre-tax net operating income$-2,0006,206
Securities gains (losses)$246,000634
Applicable income taxes$6,0004,255
Income before extraordinary items$238,0004,778
Extraordinary gains, net$015
Net income$238,0004,774
Minority interest net income$089
Net income of bank and minority interests.$238,0004,776
Net charge-offs$26,0004,913
Cash dividends$320,0001,858
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,0806,239
2011-03-31 (YTD Data)Rank
Total interest income$1,304,0004,556
Total interest expense$314,0004,194
Net interest income$990,0004,603
Provision for loan and lease losses$15,0005,117
Total noninterest income$325,0002,695
Gross Fiduciary activities income$73,000673
Service charges on deposit accounts$90,0003,191
Trading account gains and fees$0158
Additional Noninterest Income$162,0002,770
Total noninterest expense$1,274,0003,524
Salaries and employee benefits$630,0003,589
Premises and equipment expense$149,0003,714
Additional noninterest expense$495,0003,213
Pre-tax net operating income$26,0006,029
Securities gains (losses)$44,000800
Applicable income taxes$4,0004,128
Income before extraordinary items$66,0005,478
Extraordinary gains, net$09
Net income$66,0005,476
Minority interest net income$086
Net income of bank and minority interests.$66,0005,477
Net charge-offs$05,107
Cash dividends$160,0001,569
Sale, conversion, retirement of capital stock, net$0925
Net operating income$24,6406,037
2010-12-31 (YTD Data)Rank
Total interest income$5,686,0004,472
Total interest expense$1,508,0004,252
Net interest income$4,178,0004,457
Provision for loan and lease losses$250,0005,079
Total noninterest income$1,459,0002,563
Gross Fiduciary activities income$253,000704
Service charges on deposit accounts$452,0002,841
Trading account gains and fees$0175
Additional Noninterest Income$754,0002,574
Total noninterest expense$4,993,0003,619
Salaries and employee benefits$2,552,0003,525
Premises and equipment expense$635,0003,566
Additional noninterest expense$1,806,0003,525
Pre-tax net operating income$394,0004,642
Securities gains (losses)$278,0001,329
Applicable income taxes$9,0004,240
Income before extraordinary items$663,0003,927
Extraordinary gains, net$029
Net income$663,0003,927
Minority interest net income$0111
Net income of bank and minority interests.$663,0003,928
Net charge-offs$224,0004,642
Cash dividends$700,0001,924
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$387,7804,507
2010-09-30 (YTD Data)Rank
Total interest income$4,325,0004,513
Total interest expense$1,153,0004,349
Net interest income$3,172,0004,464
Provision for loan and lease losses$45,0006,297
Total noninterest income$1,046,0002,646
Gross Fiduciary activities income$182,000705
Service charges on deposit accounts$343,0002,883
Trading account gains and fees$0165
Additional Noninterest Income$521,0002,700
Total noninterest expense$3,763,0003,607
Salaries and employee benefits$1,894,0003,594
Premises and equipment expense$502,0003,477
Additional noninterest expense$1,367,0003,479
Pre-tax net operating income$410,0004,473
Securities gains (losses)$185,0001,433
Applicable income taxes$10,0004,245
Income before extraordinary items$585,0003,826
Extraordinary gains, net$023
Net income$585,0003,826
Minority interest net income$0110
Net income of bank and minority interests.$585,0003,827
Net charge-offs$47,0005,537
Cash dividends$520,0001,712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$403,7004,278
2010-06-30 (YTD Data)Rank
Total interest income$2,892,0004,546
Total interest expense$782,0004,408
Net interest income$2,110,0004,481
Provision for loan and lease losses$30,0006,130
Total noninterest income$693,0002,600
Gross Fiduciary activities income$119,000714
Service charges on deposit accounts$219,0002,973
Trading account gains and fees$0152
Additional Noninterest Income$355,0002,587
Total noninterest expense$2,487,0003,633
Salaries and employee benefits$1,263,0003,610
Premises and equipment expense$338,0003,484
Additional noninterest expense$886,0003,531
Pre-tax net operating income$286,0004,483
Securities gains (losses)$90,0001,482
Applicable income taxes$7,0004,209
Income before extraordinary items$369,0003,927
Extraordinary gains, net$019
Net income$369,0003,925
Minority interest net income$0105
Net income of bank and minority interests.$369,0003,926
Net charge-offs$47,0004,944
Cash dividends$340,0001,771
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$280,8004,279
2010-03-31 (YTD Data)Rank
Total interest income$1,470,0004,560
Total interest expense$401,0004,472
Net interest income$1,069,0004,467
Provision for loan and lease losses$15,0005,865
Total noninterest income$339,0002,635
Gross Fiduciary activities income$61,000716
Service charges on deposit accounts$105,0003,057
Trading account gains and fees$0175
Additional Noninterest Income$173,0002,609
Total noninterest expense$1,246,0003,656
Salaries and employee benefits$631,0003,672
Premises and equipment expense$169,0003,552
Additional noninterest expense$446,0003,484
Pre-tax net operating income$147,0004,575
Securities gains (losses)$56,0001,095
Applicable income taxes$3,0004,254
Income before extraordinary items$200,0003,885
Extraordinary gains, net$016
Net income$200,0003,883
Minority interest net income$091
Net income of bank and minority interests.$200,0003,884
Net charge-offs$46,0003,791
Cash dividends$160,0001,552
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$144,5604,329
2009-12-31 (YTD Data)Rank
Total interest income$6,144,0004,543
Total interest expense$1,936,0004,543
Net interest income$4,208,0004,426
Provision for loan and lease losses$169,0005,959
Total noninterest income$1,350,0002,742
Gross Fiduciary activities income$228,000726
Service charges on deposit accounts$474,0003,012
Trading account gains and fees$0211
Additional Noninterest Income$648,0002,785
Total noninterest expense$5,051,0003,659
Salaries and employee benefits$2,496,0003,688
Premises and equipment expense$677,0003,557
Additional noninterest expense$1,878,0003,484
Pre-tax net operating income$338,0004,394
Securities gains (losses)$274,0001,308
Applicable income taxes$9,0003,912
Income before extraordinary items$603,0003,584
Extraordinary gains, net$034
Net income$603,0003,583
Minority interest net income$0115
Net income of bank and minority interests.$603,0003,583
Net charge-offs$114,0005,576
Cash dividends$180,0003,729
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$331,7404,297
2009-09-30 (YTD Data)Rank
Total interest income$4,579,0004,617
Total interest expense$1,490,0004,621
Net interest income$3,089,0004,503
Provision for loan and lease losses$54,0006,478
Total noninterest income$981,0002,859
Gross Fiduciary activities income$166,000732
Service charges on deposit accounts$347,0003,061
Trading account gains and fees$0212
Additional Noninterest Income$468,0002,918
Total noninterest expense$3,885,0003,576
Salaries and employee benefits$1,943,0003,631
Premises and equipment expense$504,0003,601
Additional noninterest expense$1,438,0003,390
Pre-tax net operating income$131,0005,180
Securities gains (losses)$173,0001,400
Applicable income taxes$10,0004,043
Income before extraordinary items$294,0004,453
Extraordinary gains, net$027
Net income$294,0004,450
Minority interest net income$0118
Net income of bank and minority interests.$294,0004,453
Net charge-offs$42,0005,803
Cash dividends$120,0003,486
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$126,1905,143
2009-06-30 (YTD Data)Rank
Total interest income$3,032,0004,673
Total interest expense$1,004,0004,722
Net interest income$2,028,0004,539
Provision for loan and lease losses$34,0006,377
Total noninterest income$658,0002,856
Gross Fiduciary activities income$107,000752
Service charges on deposit accounts$223,0003,112
Trading account gains and fees$0193
Additional Noninterest Income$328,0002,842
Total noninterest expense$2,577,0003,635
Salaries and employee benefits$1,308,0003,639
Premises and equipment expense$332,0003,650
Additional noninterest expense$937,0003,443
Pre-tax net operating income$75,0005,377
Securities gains (losses)$38,0002,055
Applicable income taxes$7,0004,133
Income before extraordinary items$106,0005,158
Extraordinary gains, net$021
Net income$106,0005,155
Minority interest net income$0112
Net income of bank and minority interests.$106,0005,155
Net charge-offs$39,0005,127
Cash dividends$80,0003,418
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$70,2805,346
2009-03-31 (YTD Data)Rank
Total interest income$1,523,0004,715
Total interest expense$501,0004,824
Net interest income$1,022,0004,512
Provision for loan and lease losses$16,0006,020
Total noninterest income$309,0002,967
Gross Fiduciary activities income$56,000749
Service charges on deposit accounts$103,0003,209
Trading account gains and fees$0171
Additional Noninterest Income$150,0002,961
Total noninterest expense$1,253,0003,644
Salaries and employee benefits$647,0003,700
Premises and equipment expense$166,0003,699
Additional noninterest expense$440,0003,325
Pre-tax net operating income$62,0005,471
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$59,0005,559
Extraordinary gains, net$015
Net income$59,0005,562
Minority interest net income$0102
Net income of bank and minority interests.$59,0005,562
Net charge-offs$05,728
Cash dividends$40,0002,749
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$59,0005,388
2008-12-31 (YTD Data)Rank
Total interest income$6,585,0004,663
Total interest expense$2,468,0004,787
Net interest income$4,117,0004,499
Provision for loan and lease losses$246,0004,936
Total noninterest income$1,334,0002,847
Gross Fiduciary activities income$295,000690
Service charges on deposit accounts$507,0002,978
Trading account gains and fees$0154
Additional Noninterest Income$532,0003,078
Total noninterest expense$4,910,0003,621
Salaries and employee benefits$2,535,0003,744
Premises and equipment expense$672,0003,605
Additional noninterest expense$1,703,0003,294
Pre-tax net operating income$295,0005,460
Securities gains (losses)$72,0001,357
Applicable income taxes$5,0004,660
Income before extraordinary items$362,0004,870
Extraordinary gains, net$506,00014
Net income$868,0003,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0003,515
Cash dividends$630,0003,010
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$290,7205,316
2008-09-30 (YTD Data)Rank
Total interest income$4,977,0004,719
Total interest expense$1,922,0004,792
Net interest income$3,055,0004,568
Provision for loan and lease losses$54,0005,823
Total noninterest income$1,021,0002,868
Gross Fiduciary activities income$240,000675
Service charges on deposit accounts$389,0002,952
Trading account gains and fees$0148
Additional Noninterest Income$392,0003,218
Total noninterest expense$3,676,0003,619
Salaries and employee benefits$1,911,0003,749
Premises and equipment expense$505,0003,607
Additional noninterest expense$1,260,0003,250
Pre-tax net operating income$346,0005,460
Securities gains (losses)$72,0001,173
Applicable income taxes$5,0005,028
Income before extraordinary items$413,0004,742
Extraordinary gains, net$456,00011
Net income$869,0003,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,350
Cash dividends$470,0002,831
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$341,7205,190
2008-06-30 (YTD Data)Rank
Total interest income$3,325,0004,781
Total interest expense$1,292,0004,899
Net interest income$2,033,0004,570
Provision for loan and lease losses$37,0005,448
Total noninterest income$696,0002,853
Gross Fiduciary activities income$149,000704
Service charges on deposit accounts$251,0002,998
Trading account gains and fees$0149
Additional Noninterest Income$296,0003,040
Total noninterest expense$2,461,0003,610
Salaries and employee benefits$1,283,0003,768
Premises and equipment expense$335,0003,652
Additional noninterest expense$843,0003,202
Pre-tax net operating income$231,0005,614
Securities gains (losses)$72,0001,184
Applicable income taxes$4,0005,280
Income before extraordinary items$299,0005,006
Extraordinary gains, net$021
Net income$299,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,536
Cash dividends$310,0002,909
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$227,7205,355
2008-03-31 (YTD Data)Rank
Total interest income$1,681,0004,844
Total interest expense$651,0005,070
Net interest income$1,030,0004,526
Provision for loan and lease losses$17,0005,028
Total noninterest income$327,0002,960
Gross Fiduciary activities income$70,000733
Service charges on deposit accounts$126,0002,950
Trading account gains and fees$0158
Additional Noninterest Income$131,0003,281
Total noninterest expense$1,231,0003,623
Salaries and employee benefits$638,0003,792
Premises and equipment expense$170,0003,639
Additional noninterest expense$423,0003,147
Pre-tax net operating income$109,0005,910
Securities gains (losses)$72,000882
Applicable income taxes$2,0005,366
Income before extraordinary items$179,0004,900
Extraordinary gains, net$015
Net income$179,0004,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$150,0002,574
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$107,7205,652
2007-12-31 (YTD Data)Rank
Total interest income$6,923,0004,762
Total interest expense$2,585,0005,166
Net interest income$4,338,0004,392
Provision for loan and lease losses$73,0005,300
Total noninterest income$1,171,0003,189
Gross Fiduciary activities income$261,000743
Service charges on deposit accounts$482,0003,121
Trading account gains and fees$0178
Additional Noninterest Income$428,0003,604
Total noninterest expense$4,781,0003,567
Salaries and employee benefits$2,658,0003,555
Premises and equipment expense$636,0003,687
Additional noninterest expense$1,487,0003,439
Pre-tax net operating income$655,0005,554
Securities gains (losses)$-7,0007,477
Applicable income taxes$12,0005,593
Income before extraordinary items$636,0005,231
Extraordinary gains, net$039
Net income$636,0005,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,903
Cash dividends$640,0003,334
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$642,8605,203
2007-09-30 (YTD Data)Rank
Total interest income$5,204,0004,784
Total interest expense$1,930,0005,198
Net interest income$3,274,0004,395
Provision for loan and lease losses$57,0004,915
Total noninterest income$861,0003,234
Gross Fiduciary activities income$194,000737
Service charges on deposit accounts$344,0003,228
Trading account gains and fees$0184
Additional Noninterest Income$323,0003,606
Total noninterest expense$3,646,0003,498
Salaries and employee benefits$2,063,0003,439
Premises and equipment expense$459,0003,791
Additional noninterest expense$1,124,0003,361
Pre-tax net operating income$432,0006,036
Securities gains (losses)$-7,0007,691
Applicable income taxes$10,0005,728
Income before extraordinary items$415,0005,756
Extraordinary gains, net$033
Net income$415,0005,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,750
Cash dividends$500,0002,910
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$421,8605,705
2007-06-30 (YTD Data)Rank
Total interest income$3,440,0004,821
Total interest expense$1,259,0005,265
Net interest income$2,181,0004,434
Provision for loan and lease losses$34,0004,801
Total noninterest income$561,0003,308
Gross Fiduciary activities income$127,000752
Service charges on deposit accounts$219,0003,318
Trading account gains and fees$0168
Additional Noninterest Income$215,0003,645
Total noninterest expense$2,442,0003,508
Salaries and employee benefits$1,397,0003,426
Premises and equipment expense$294,0003,897
Additional noninterest expense$751,0003,362
Pre-tax net operating income$266,0006,257
Securities gains (losses)$-7,0007,919
Applicable income taxes$7,0005,792
Income before extraordinary items$252,0005,998
Extraordinary gains, net$029
Net income$252,0005,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,096
Cash dividends$380,0002,842
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$258,7905,946
2007-03-31 (YTD Data)Rank
Total interest income$1,693,0004,862
Total interest expense$605,0005,356
Net interest income$1,088,0004,451
Provision for loan and lease losses$17,0004,548
Total noninterest income$283,0003,243
Gross Fiduciary activities income$65,000764
Service charges on deposit accounts$109,0003,272
Trading account gains and fees$0195
Additional Noninterest Income$109,0003,600
Total noninterest expense$1,214,0003,541
Salaries and employee benefits$707,0003,432
Premises and equipment expense$137,0004,125
Additional noninterest expense$370,0003,378
Pre-tax net operating income$140,0006,166
Securities gains (losses)$01,187
Applicable income taxes$3,0005,852
Income before extraordinary items$137,0005,831
Extraordinary gains, net$022
Net income$137,0005,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$137,0005,810
2006-12-31 (YTD Data)Rank
Total interest income$6,721,0004,674
Total interest expense$2,179,0005,180
Net interest income$4,542,0004,309
Provision for loan and lease losses$65,0005,245
Total noninterest income$1,082,0003,362
Gross Fiduciary activities income$218,000780
Service charges on deposit accounts$460,0003,249
Trading account gains and fees$0130
Additional Noninterest Income$404,0003,715
Total noninterest expense$4,420,0003,672
Salaries and employee benefits$2,473,0003,639
Premises and equipment expense$560,0003,963
Additional noninterest expense$1,387,0003,508
Pre-tax net operating income$1,139,0004,902
Securities gains (losses)$-21,0007,568
Applicable income taxes$12,0006,106
Income before extraordinary items$1,106,0004,475
Extraordinary gains, net$051
Net income$1,106,0004,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,266
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,126,7904,410
2006-09-30 (YTD Data)Rank
Total interest income$4,997,0004,695
Total interest expense$1,569,0005,215
Net interest income$3,428,0004,314
Provision for loan and lease losses$58,0004,926
Total noninterest income$784,0003,442
Gross Fiduciary activities income$155,000782
Service charges on deposit accounts$332,0003,344
Trading account gains and fees$0126
Additional Noninterest Income$297,0003,750
Total noninterest expense$3,301,0003,691
Salaries and employee benefits$1,853,0003,647
Premises and equipment expense$377,0004,259
Additional noninterest expense$1,071,0003,424
Pre-tax net operating income$853,0005,100
Securities gains (losses)$-21,0007,861
Applicable income taxes$9,0006,256
Income before extraordinary items$823,0004,629
Extraordinary gains, net$045
Net income$823,0004,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,378
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$843,7904,570
2006-06-30 (YTD Data)Rank
Total interest income$3,273,0004,699
Total interest expense$970,0005,307
Net interest income$2,303,0004,289
Provision for loan and lease losses$39,0004,785
Total noninterest income$508,0003,493
Gross Fiduciary activities income$101,000803
Service charges on deposit accounts$209,0003,460
Trading account gains and fees$0126
Additional Noninterest Income$198,0003,764
Total noninterest expense$2,214,0003,682
Salaries and employee benefits$1,241,0003,644
Premises and equipment expense$253,0004,242
Additional noninterest expense$720,0003,395
Pre-tax net operating income$558,0005,165
Securities gains (losses)$-21,0008,094
Applicable income taxes$4,0006,395
Income before extraordinary items$533,0004,727
Extraordinary gains, net$039
Net income$533,0004,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$553,7904,629
2006-03-31 (YTD Data)Rank
Total interest income$1,620,0004,686
Total interest expense$465,0005,316
Net interest income$1,155,0004,267
Provision for loan and lease losses$15,0004,758
Total noninterest income$249,0003,479
Gross Fiduciary activities income$50,000810
Service charges on deposit accounts$99,0003,496
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$1,097,0003,736
Salaries and employee benefits$614,0003,696
Premises and equipment expense$130,0004,188
Additional noninterest expense$353,0003,438
Pre-tax net operating income$292,0005,029
Securities gains (losses)$-21,0008,390
Applicable income taxes$06,588
Income before extraordinary items$271,0004,661
Extraordinary gains, net$021
Net income$271,0004,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$292,0004,470
2005-12-31 (YTD Data)Rank
Total interest income$6,169,0004,535
Total interest expense$1,634,0005,012
Net interest income$4,535,0004,234
Provision for loan and lease losses$70,0005,300
Total noninterest income$914,0003,766
Gross Fiduciary activities income$179,000828
Service charges on deposit accounts$328,0003,980
Trading account gains and fees$0138
Additional Noninterest Income$407,0003,761
Total noninterest expense$4,309,0003,652
Salaries and employee benefits$2,374,0003,631
Premises and equipment expense$522,0004,048
Additional noninterest expense$1,413,0003,384
Pre-tax net operating income$1,070,0005,179
Securities gains (losses)$-35,0008,060
Applicable income taxes$13,0006,454
Income before extraordinary items$1,022,0004,784
Extraordinary gains, net$046
Net income$1,022,0004,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,795
Cash dividends$740,0002,981
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,056,6504,647
2005-09-30 (YTD Data)Rank
Total interest income$4,546,0004,543
Total interest expense$1,182,0004,974
Net interest income$3,364,0004,275
Provision for loan and lease losses$27,0005,913
Total noninterest income$664,0003,841
Gross Fiduciary activities income$131,000816
Service charges on deposit accounts$227,0004,182
Trading account gains and fees$0126
Additional Noninterest Income$306,0003,760
Total noninterest expense$3,295,0003,572
Salaries and employee benefits$1,795,0003,577
Premises and equipment expense$406,0003,928
Additional noninterest expense$1,094,0003,280
Pre-tax net operating income$706,0005,620
Securities gains (losses)$-35,0008,380
Applicable income taxes$10,0006,526
Income before extraordinary items$661,0005,222
Extraordinary gains, net$035
Net income$661,0005,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,724
Cash dividends$580,0002,578
Sale, conversion, retirement of capital stock, net$0769
Net operating income$695,6505,061
2005-06-30 (YTD Data)Rank
Total interest income$2,994,0004,509
Total interest expense$771,0004,882
Net interest income$2,223,0004,271
Provision for loan and lease losses$18,0005,733
Total noninterest income$432,0003,854
Gross Fiduciary activities income$84,000833
Service charges on deposit accounts$140,0004,312
Trading account gains and fees$0116
Additional Noninterest Income$208,0003,697
Total noninterest expense$2,196,0003,551
Salaries and employee benefits$1,202,0003,554
Premises and equipment expense$274,0003,881
Additional noninterest expense$720,0003,290
Pre-tax net operating income$441,0005,745
Securities gains (losses)$-35,0008,517
Applicable income taxes$06,961
Income before extraordinary items$399,0005,441
Extraordinary gains, net$030
Net income$399,0005,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,044
Cash dividends$400,0002,509
Sale, conversion, retirement of capital stock, net$0643
Net operating income$434,0005,197
2005-03-31 (YTD Data)Rank
Total interest income$1,484,0004,529
Total interest expense$378,0004,836
Net interest income$1,106,0004,307
Provision for loan and lease losses$9,0005,480
Total noninterest income$206,0003,905
Gross Fiduciary activities income$40,000850
Service charges on deposit accounts$64,0004,460
Trading account gains and fees$0115
Additional Noninterest Income$102,0003,698
Total noninterest expense$1,085,0003,612
Salaries and employee benefits$588,0003,625
Premises and equipment expense$139,0003,869
Additional noninterest expense$358,0003,309
Pre-tax net operating income$218,0005,769
Securities gains (losses)$-10,0008,531
Applicable income taxes$3,0006,538
Income before extraordinary items$205,0005,351
Extraordinary gains, net$024
Net income$205,0005,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,462
Cash dividends$240,0002,024
Sale, conversion, retirement of capital stock, net$0491
Net operating income$214,9005,211
2004-12-31 (YTD Data)Rank
Total interest income$5,776,0004,383
Total interest expense$1,455,0004,606
Net interest income$4,321,0004,246
Provision for loan and lease losses$36,0006,265
Total noninterest income$870,0003,848
Gross Fiduciary activities income$166,000829
Service charges on deposit accounts$319,0004,183
Trading account gains and fees$0138
Additional Noninterest Income$385,0003,788
Total noninterest expense$4,224,0003,580
Salaries and employee benefits$2,241,0003,645
Premises and equipment expense$546,0003,814
Additional noninterest expense$1,437,0003,238
Pre-tax net operating income$931,0005,415
Securities gains (losses)$-7,0008,135
Applicable income taxes$07,185
Income before extraordinary items$924,0004,902
Extraordinary gains, net$034
Net income$924,0004,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,446
Cash dividends$640,0003,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$931,0004,818
2004-09-30 (YTD Data)Rank
Total interest income$4,291,0004,383
Total interest expense$1,081,0004,586
Net interest income$3,210,0004,273
Provision for loan and lease losses$27,0006,080
Total noninterest income$660,0003,860
Gross Fiduciary activities income$127,000826
Service charges on deposit accounts$239,0004,206
Trading account gains and fees$0134
Additional Noninterest Income$294,0003,762
Total noninterest expense$3,181,0003,541
Salaries and employee benefits$1,698,0003,601
Premises and equipment expense$410,0003,801
Additional noninterest expense$1,073,0003,221
Pre-tax net operating income$662,0005,642
Securities gains (losses)$-7,0008,426
Applicable income taxes$07,220
Income before extraordinary items$655,0005,134
Extraordinary gains, net$026
Net income$655,0005,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$520,0002,617
Sale, conversion, retirement of capital stock, net$0738
Net operating income$662,0005,014
2004-06-30 (YTD Data)Rank
Total interest income$2,860,0004,385
Total interest expense$718,0004,607
Net interest income$2,142,0004,271
Provision for loan and lease losses$18,0005,953
Total noninterest income$421,0003,980
Gross Fiduciary activities income$83,000834
Service charges on deposit accounts$148,0004,361
Trading account gains and fees$0130
Additional Noninterest Income$190,0003,837
Total noninterest expense$2,118,0003,576
Salaries and employee benefits$1,122,0003,643
Premises and equipment expense$273,0003,808
Additional noninterest expense$723,0003,213
Pre-tax net operating income$427,0005,698
Securities gains (losses)$-7,0008,631
Applicable income taxes$07,214
Income before extraordinary items$420,0005,201
Extraordinary gains, net$021
Net income$420,0005,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,658
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$427,0005,056
2004-03-31 (YTD Data)Rank
Total interest income$1,444,0004,390
Total interest expense$364,0004,601
Net interest income$1,080,0004,244
Provision for loan and lease losses$9,0005,706
Total noninterest income$204,0004,016
Gross Fiduciary activities income$40,000853
Service charges on deposit accounts$72,0004,358
Trading account gains and fees$0121
Additional Noninterest Income$92,0003,884
Total noninterest expense$1,058,0003,598
Salaries and employee benefits$565,0003,641
Premises and equipment expense$152,0003,556
Additional noninterest expense$341,0003,372
Pre-tax net operating income$217,0005,630
Securities gains (losses)$-7,0008,881
Applicable income taxes$07,103
Income before extraordinary items$210,0005,214
Extraordinary gains, net$016
Net income$210,0005,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$280,0001,820
Sale, conversion, retirement of capital stock, net$0464
Net operating income$217,0005,003
2003-12-31 (YTD Data)Rank
Total interest income$6,095,0004,272
Total interest expense$1,869,0004,228
Net interest income$4,226,0004,189
Provision for loan and lease losses$36,0006,612
Total noninterest income$1,033,0003,659
Gross Fiduciary activities income$178,000835
Service charges on deposit accounts$316,0004,177
Trading account gains and fees$0160
Additional Noninterest Income$539,0003,457
Total noninterest expense$4,225,0003,541
Salaries and employee benefits$2,290,0003,518
Premises and equipment expense$599,0003,523
Additional noninterest expense$1,336,0003,415
Pre-tax net operating income$998,0005,185
Securities gains (losses)$185,0001,388
Applicable income taxes$-5,0008,732
Income before extraordinary items$1,188,0004,163
Extraordinary gains, net$-480,0009,164
Net income$708,0005,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$504,0003,490
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,003,0004,473
2003-09-30 (YTD Data)Rank
Total interest income$4,620,0004,279
Total interest expense$1,467,0004,213
Net interest income$3,153,0004,229
Provision for loan and lease losses$27,0006,482
Total noninterest income$823,0003,580
Gross Fiduciary activities income$142,000812
Service charges on deposit accounts$234,0004,220
Trading account gains and fees$0153
Additional Noninterest Income$447,0003,341
Total noninterest expense$3,257,0003,447
Salaries and employee benefits$1,768,0003,411
Premises and equipment expense$457,0003,477
Additional noninterest expense$1,032,0003,308
Pre-tax net operating income$692,0005,540
Securities gains (losses)$186,0001,272
Applicable income taxes$-6,0008,891
Income before extraordinary items$884,0004,340
Extraordinary gains, net$040
Net income$884,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,530
Cash dividends$504,0002,656
Sale, conversion, retirement of capital stock, net$0722
Net operating income$698,0004,811
2003-06-30 (YTD Data)Rank
Total interest income$3,170,0004,233
Total interest expense$1,015,0004,203
Net interest income$2,155,0004,165
Provision for loan and lease losses$18,0006,396
Total noninterest income$495,0003,762
Gross Fiduciary activities income$104,000799
Service charges on deposit accounts$149,0004,309
Trading account gains and fees$0150
Additional Noninterest Income$242,0003,682
Total noninterest expense$2,147,0003,471
Salaries and employee benefits$1,171,0003,433
Premises and equipment expense$300,0003,489
Additional noninterest expense$676,0003,344
Pre-tax net operating income$485,0005,391
Securities gains (losses)$188,0001,081
Applicable income taxes$-7,0008,971
Income before extraordinary items$680,0003,946
Extraordinary gains, net$030
Net income$680,0003,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$388,0002,521
Sale, conversion, retirement of capital stock, net$0589
Net operating income$492,0004,631
2003-03-31 (YTD Data)Rank
Total interest income$1,638,0004,143
Total interest expense$521,0004,211
Net interest income$1,117,0004,048
Provision for loan and lease losses$9,0006,152
Total noninterest income$248,0003,666
Gross Fiduciary activities income$46,000835
Service charges on deposit accounts$75,0004,221
Trading account gains and fees$0134
Additional Noninterest Income$127,0003,502
Total noninterest expense$1,073,0003,464
Salaries and employee benefits$591,0003,406
Premises and equipment expense$148,0003,521
Additional noninterest expense$334,0003,327
Pre-tax net operating income$283,0004,941
Securities gains (losses)$105,000971
Applicable income taxes$07,403
Income before extraordinary items$388,0003,539
Extraordinary gains, net$021
Net income$388,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$283,0004,201
2002-12-31 (YTD Data)Rank
Total interest income$7,120,0003,995
Total interest expense$2,499,0004,100
Net interest income$4,621,0003,901
Provision for loan and lease losses$24,0007,371
Total noninterest income$828,0003,903
Gross Fiduciary activities income$197,000833
Service charges on deposit accounts$270,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$361,0003,881
Total noninterest expense$4,186,0003,434
Salaries and employee benefits$2,337,0003,308
Premises and equipment expense$582,0003,494
Additional noninterest expense$1,267,0003,450
Pre-tax net operating income$1,239,0004,617
Securities gains (losses)$132,0001,494
Applicable income taxes$-3,0008,804
Income before extraordinary items$1,374,0003,741
Extraordinary gains, net$070
Net income$1,374,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,872
Cash dividends$796,0002,672
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,242,0003,885
2001-12-31 (YTD Data)Rank
Total interest income$8,455,0003,834
Total interest expense$3,903,0003,881
Net interest income$4,552,0003,720
Provision for loan and lease losses$24,0007,420
Total noninterest income$663,0004,324
Gross Fiduciary activities income$183,000859
Service charges on deposit accounts$260,0004,548
Trading account gains and fees$0177
Additional Noninterest Income$220,0004,737
Total noninterest expense$4,150,0003,318
Salaries and employee benefits$2,274,0003,225
Premises and equipment expense$657,0003,111
Additional noninterest expense$1,219,0003,446
Pre-tax net operating income$1,041,0004,811
Securities gains (losses)$97,0001,773
Applicable income taxes$07,903
Income before extraordinary items$1,138,0003,944
Extraordinary gains, net$0105
Net income$1,138,0003,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,713
Cash dividends$480,0003,548
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,041,0004,063
2000-12-31 (YTD Data)Rank
Total interest income$8,797,0003,797
Total interest expense$4,459,0003,650
Net interest income$4,338,0003,921
Provision for loan and lease losses$12,0007,853
Total noninterest income$500,0004,922
Gross Fiduciary activities income$61,0001,019
Service charges on deposit accounts$226,0004,796
Trading account gains and fees$0180
Additional Noninterest Income$213,0004,653
Total noninterest expense$3,884,0003,414
Salaries and employee benefits$2,163,0003,243
Premises and equipment expense$566,0003,432
Additional noninterest expense$1,155,0003,563
Pre-tax net operating income$942,0005,417
Securities gains (losses)$-35,0009,026
Applicable income taxes$18,0007,887
Income before extraordinary items$889,0004,719
Extraordinary gains, net$038
Net income$889,0004,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$400,0003,920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$923,3004,608
1999-12-31 (YTD Data)Rank
Total interest income$8,215,0003,815
Total interest expense$3,966,0003,607
Net interest income$4,249,0003,967
Provision for loan and lease losses$12,0007,978
Total noninterest income$445,0005,307
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$223,0004,823
Trading account gains and fees$0173
Additional Noninterest Income$222,0004,701
Total noninterest expense$3,354,0003,843
Salaries and employee benefits$1,928,0003,555
Premises and equipment expense$502,0003,756
Additional noninterest expense$924,0004,287
Pre-tax net operating income$1,328,0004,451
Securities gains (losses)$13,0001,614
Applicable income taxes$18,0008,260
Income before extraordinary items$1,323,0003,590
Extraordinary gains, net$035
Net income$1,323,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,395
Cash dividends$4,666,000690
Sale, conversion, retirement of capital stock, net$3,000,000356
Net operating income$1,310,1303,585

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.