Home > Senator Bank > Income and Expense
Senator Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,279 |
| Total interest expense | $187,000 | 7,684 |
| Net interest income | $104,000 | 8,507 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $112,000 | 8,468 |
| Salaries and employee benefits | $54,000 | 8,516 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $17,000 | 8,588 |
| Pre-tax net operating income | $-6,000 | 7,888 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-6,000 | 7,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-6,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-6,000 | 7,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 8,246 |
| Total interest expense | $647,000 | 7,614 |
| Net interest income | $397,000 | 8,496 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $7,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $444,000 | 8,501 |
| Salaries and employee benefits | $211,000 | 8,536 |
| Premises and equipment expense | $143,000 | 7,335 |
| Additional noninterest expense | $90,000 | 8,583 |
| Pre-tax net operating income | $-150,000 | 8,078 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-10,000 | 8,185 |
| Income before extraordinary items | $-140,000 | 8,109 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-140,000 | 8,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-140,000 | 8,097 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $789,000 | 8,310 |
| Total interest expense | $469,000 | 7,664 |
| Net interest income | $320,000 | 8,537 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,000 | 8,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $334,000 | 8,540 |
| Salaries and employee benefits | $155,000 | 8,594 |
| Premises and equipment expense | $112,000 | 7,282 |
| Additional noninterest expense | $67,000 | 8,633 |
| Pre-tax net operating income | $-10,000 | 8,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $-19,000 | 8,159 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-19,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-19,000 | 8,147 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,346 |
| Total interest expense | $306,000 | 7,676 |
| Net interest income | $228,000 | 8,575 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $229,000 | 8,566 |
| Salaries and employee benefits | $103,000 | 8,637 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $49,000 | 8,647 |
| Pre-tax net operating income | $2,000 | 8,153 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $-4,000 | 8,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-4,000 | 8,176 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 8,380 |
| Total interest expense | $150,000 | 7,677 |
| Net interest income | $109,000 | 8,613 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $110,000 | 8,602 |
| Salaries and employee benefits | $53,000 | 8,635 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $19,000 | 8,711 |
| Pre-tax net operating income | $1,000 | 8,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $-2,000 | 8,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,000 | 8,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,326 |
| Total interest expense | $551,000 | 7,475 |
| Net interest income | $450,000 | 8,568 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $9,000 | 8,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $405,000 | 8,669 |
| Salaries and employee benefits | $193,000 | 8,695 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $82,000 | 8,745 |
| Pre-tax net operating income | $54,000 | 8,129 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $41,000 | 8,175 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $41,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $41,000 | 8,143 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 8,363 |
| Total interest expense | $395,000 | 7,499 |
| Net interest income | $357,000 | 8,602 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $8,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $298,000 | 8,679 |
| Salaries and employee benefits | $141,000 | 8,715 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $58,000 | 8,764 |
| Pre-tax net operating income | $67,000 | 8,125 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $58,000 | 8,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $58,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $58,000 | 8,127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $504,000 | 8,373 |
| Total interest expense | $255,000 | 7,482 |
| Net interest income | $249,000 | 8,598 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $200,000 | 8,681 |
| Salaries and employee benefits | $96,000 | 8,723 |
| Premises and equipment expense | $67,000 | 7,464 |
| Additional noninterest expense | $37,000 | 8,775 |
| Pre-tax net operating income | $53,000 | 8,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $47,000 | 8,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $47,000 | 8,093 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 8,453 |
| Total interest expense | $122,000 | 7,539 |
| Net interest income | $126,000 | 8,663 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $102,000 | 8,738 |
| Salaries and employee benefits | $49,000 | 8,784 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $17,000 | 8,855 |
| Pre-tax net operating income | $26,000 | 8,191 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $23,000 | 8,206 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $23,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,000 | 8,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 8,396 |
| Total interest expense | $516,000 | 7,250 |
| Net interest income | $475,000 | 8,665 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,000 | 8,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $453,000 | 8,726 |
| Salaries and employee benefits | $216,000 | 8,794 |
| Premises and equipment expense | $125,000 | 7,649 |
| Additional noninterest expense | $112,000 | 8,773 |
| Pre-tax net operating income | $27,000 | 8,318 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $-11,000 | 8,584 |
| Income before extraordinary items | $32,000 | 8,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $32,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $38,000 | 8,289 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 8,437 |
| Total interest expense | $390,000 | 7,252 |
| Net interest income | $357,000 | 8,721 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,000 | 8,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $342,000 | 8,754 |
| Salaries and employee benefits | $160,000 | 8,825 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $96,000 | 8,729 |
| Pre-tax net operating income | $19,000 | 8,413 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $5,000 | 8,482 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,480 | 8,431 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 8,477 |
| Total interest expense | $266,000 | 7,249 |
| Net interest income | $244,000 | 8,774 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,000 | 8,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $209,000 | 8,855 |
| Salaries and employee benefits | $107,000 | 8,882 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $51,000 | 8,899 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $38,000 | 8,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $34,400 | 8,293 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,481 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $129,000 | 8,778 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,000 | 9,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $110,000 | 8,867 |
| Salaries and employee benefits | $55,000 | 8,906 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $21,000 | 8,304 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $19,000 | 8,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $19,000 | 8,278 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 8,453 |
| Total interest expense | $696,000 | 7,050 |
| Net interest income | $452,000 | 8,849 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $54,000 | 8,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $438,000 | 8,919 |
| Salaries and employee benefits | $225,000 | 8,950 |
| Premises and equipment expense | $107,000 | 7,982 |
| Additional noninterest expense | $106,000 | 8,980 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $47,000 | 8,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $47,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $47,000 | 8,365 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 8,522 |
| Total interest expense | $552,000 | 7,068 |
| Net interest income | $324,000 | 8,954 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $42,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $319,000 | 8,978 |
| Salaries and employee benefits | $162,000 | 9,010 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $78,000 | 9,031 |
| Pre-tax net operating income | $47,000 | 8,466 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $36,000 | 8,590 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $36,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $36,000 | 8,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,544 |
| Total interest expense | $380,000 | 7,103 |
| Net interest income | $220,000 | 8,977 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $22,000 | 8,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $218,000 | 8,985 |
| Salaries and employee benefits | $110,000 | 9,036 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $52,000 | 9,058 |
| Pre-tax net operating income | $24,000 | 8,530 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $18,000 | 8,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $18,000 | 8,540 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,673 |
| Total interest expense | $195,000 | 7,150 |
| Net interest income | $87,000 | 9,123 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $111,000 | 9,018 |
| Salaries and employee benefits | $58,000 | 9,049 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $24,000 | 9,121 |
| Pre-tax net operating income | $-10,000 | 8,766 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $-12,000 | 8,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-12,000 | 8,740 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 9,051 |
| Total interest expense | $406,000 | 8,642 |
| Net interest income | $307,000 | 9,181 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $9,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $278,000 | 9,257 |
| Salaries and employee benefits | $135,000 | 9,258 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $90,000 | 9,202 |
| Pre-tax net operating income | $38,000 | 8,516 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $38,000 | 8,595 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $38,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,908 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $38,000 | 8,514 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 9,339 |
| Total interest expense | $443,000 | 9,105 |
| Net interest income | $228,000 | 9,472 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $9,000 | 9,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $216,000 | 9,551 |
| Salaries and employee benefits | $126,000 | 9,528 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $35,000 | 9,588 |
| Pre-tax net operating income | $21,000 | 8,645 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $21,000 | 8,724 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $21,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $21,000 | 8,636 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 9,624 |
| Total interest expense | $410,000 | 9,399 |
| Net interest income | $223,000 | 9,754 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $12,000 | 9,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $225,000 | 9,820 |
| Salaries and employee benefits | $128,000 | 9,795 |
| Premises and equipment expense | $54,000 | 9,291 |
| Additional noninterest expense | $43,000 | 9,849 |
| Pre-tax net operating income | $10,000 | 9,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $10,000 | 9,106 |
| Extraordinary gains, net | $9,000 | 30 |
| Net income | $19,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,000 | 9,093 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 9,901 |
| Total interest expense | $428,000 | 9,592 |
| Net interest income | $189,000 | 10,067 |
| Provision for loan and lease losses | $-2,000 | 9,957 |
| Total noninterest income | $15,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $227,000 | 10,127 |
| Salaries and employee benefits | $142,000 | 10,061 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $33,000 | 10,192 |
| Pre-tax net operating income | $-21,000 | 9,452 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-22,000 | 9,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-22,000 | 9,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-22,000 | 9,448 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 10,113 |
| Total interest expense | $463,000 | 9,775 |
| Net interest income | $209,000 | 10,289 |
| Provision for loan and lease losses | $-2,000 | 10,182 |
| Total noninterest income | $22,000 | 10,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $221,000 | 10,360 |
| Salaries and employee benefits | $129,000 | 10,319 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $39,000 | 10,414 |
| Pre-tax net operating income | $12,000 | 9,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $9,000 | 9,801 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,000 | 9,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 10,541 |
| Total interest expense | $479,000 | 10,146 |
| Net interest income | $250,000 | 10,736 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $22,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $224,000 | 10,804 |
| Salaries and employee benefits | $136,000 | 10,744 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $38,000 | 10,866 |
| Pre-tax net operating income | $45,000 | 10,258 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $11,000 | 9,884 |
| Income before extraordinary items | $34,000 | 10,305 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $34,000 | 10,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $34,000 | 10,271 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 11,127 |
| Total interest expense | $465,000 | 10,702 |
| Net interest income | $217,000 | 11,317 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $22,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $303,000 | 11,217 |
| Salaries and employee benefits | $133,000 | 11,285 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $121,000 | 10,886 |
| Pre-tax net operating income | $-118,000 | 10,982 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-24,000 | 11,004 |
| Income before extraordinary items | $-94,000 | 10,988 |
| Extraordinary gains, net | $25,000 | 35 |
| Net income | $-69,000 | 10,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,058 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-94,000 | 10,942 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 11,655 |
| Total interest expense | $439,000 | 11,219 |
| Net interest income | $232,000 | 11,832 |
| Provision for loan and lease losses | $103,000 | 4,535 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $268,000 | 11,780 |
| Salaries and employee benefits | $129,000 | 11,804 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $92,000 | 11,684 |
| Pre-tax net operating income | $-107,000 | 11,598 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-107,000 | 11,611 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-107,000 | 11,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-107,000 | 11,590 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 12,216 |
| Total interest expense | $386,000 | 11,660 |
| Net interest income | $302,000 | 12,399 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $33,000 | 12,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $255,000 | 12,440 |
| Salaries and employee benefits | $136,000 | 12,417 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $67,000 | 12,485 |
| Pre-tax net operating income | $72,000 | 11,798 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $39,000 | 10,719 |
| Income before extraordinary items | $33,000 | 11,905 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $33,000 | 11,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $33,000 | 11,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 12,666 |
| Total interest expense | $436,000 | 12,034 |
| Net interest income | $370,000 | 12,871 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $20,000 | 13,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $259,000 | 13,082 |
| Salaries and employee benefits | $126,000 | 13,100 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $67,000 | 13,149 |
| Pre-tax net operating income | $123,000 | 11,697 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $123,000 | 11,542 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $123,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $123,000 | 11,327 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 13,162 |
| Total interest expense | $535,000 | 12,594 |
| Net interest income | $383,000 | 13,434 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $250,000 | 13,694 |
| Salaries and employee benefits | $122,000 | 13,710 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $46,000 | 13,852 |
| Pre-tax net operating income | $145,000 | 11,579 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $145,000 | 11,347 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $145,000 | 11,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $145,000 | 11,004 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.