Home > Seminole National Bank > Income and Expense
Seminole National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 5,803 |
| Total interest expense | $2,025,000 | 5,959 |
| Net interest income | $2,659,000 | 5,589 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $401,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $1,998,000 | 5,684 |
| Salaries and employee benefits | $969,000 | 6,005 |
| Premises and equipment expense | $439,000 | 4,214 |
| Additional noninterest expense | $590,000 | 5,891 |
| Pre-tax net operating income | $987,000 | 5,347 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $979,000 | 4,501 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $979,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $796,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $977,020 | 4,457 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 5,793 |
| Total interest expense | $2,494,000 | 5,374 |
| Net interest income | $2,368,000 | 6,031 |
| Provision for loan and lease losses | $280,000 | 2,772 |
| Total noninterest income | $448,000 | 5,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $1,919,000 | 5,752 |
| Salaries and employee benefits | $926,000 | 6,085 |
| Premises and equipment expense | $386,000 | 4,555 |
| Additional noninterest expense | $607,000 | 5,714 |
| Pre-tax net operating income | $617,000 | 6,826 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-22,000 | 10,063 |
| Income before extraordinary items | $639,000 | 5,869 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $639,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,964 |
| Cash dividends | $614,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $639,000 | 5,759 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,383 |
| Total interest expense | $2,154,000 | 5,976 |
| Net interest income | $2,149,000 | 6,624 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $229,000 | 7,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,311,000 | 7,298 |
| Salaries and employee benefits | $680,000 | 7,440 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $393,000 | 7,416 |
| Pre-tax net operating income | $1,017,000 | 5,777 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $660,000 | 6,065 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $660,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $663,900 | 6,007 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 6,678 |
| Total interest expense | $2,000,000 | 6,411 |
| Net interest income | $2,198,000 | 6,772 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $225,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $1,238,000 | 7,872 |
| Salaries and employee benefits | $652,000 | 7,837 |
| Premises and equipment expense | $233,000 | 6,494 |
| Additional noninterest expense | $353,000 | 8,334 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $332,000 | 5,503 |
| Income before extraordinary items | $665,000 | 5,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $665,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,236 |
| Cash dividends | $472,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $656,960 | 5,901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 6,598 |
| Total interest expense | $2,012,000 | 6,437 |
| Net interest income | $2,360,000 | 6,558 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $228,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,253,000 | 8,029 |
| Salaries and employee benefits | $627,000 | 8,203 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $401,000 | 8,182 |
| Pre-tax net operating income | $1,085,000 | 5,651 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $325,000 | 5,718 |
| Income before extraordinary items | $753,000 | 5,699 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $753,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $655,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $757,900 | 5,651 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,650 |
| Total interest expense | $1,695,000 | 6,338 |
| Net interest income | $2,345,000 | 6,766 |
| Provision for loan and lease losses | $370,000 | 1,931 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,314,000 | 8,187 |
| Salaries and employee benefits | $606,000 | 8,572 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $485,000 | 8,002 |
| Pre-tax net operating income | $902,000 | 6,391 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $547,000 | 6,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $547,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,491 |
| Cash dividends | $236,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $548,280 | 6,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 6,829 |
| Total interest expense | $1,552,000 | 7,045 |
| Net interest income | $2,491,000 | 6,565 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,206,000 | 8,870 |
| Salaries and employee benefits | $570,000 | 9,051 |
| Premises and equipment expense | $208,000 | 7,528 |
| Additional noninterest expense | $428,000 | 8,947 |
| Pre-tax net operating income | $1,479,000 | 4,378 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $520,000 | 4,044 |
| Income before extraordinary items | $963,000 | 4,821 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $1,052,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $810,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $960,400 | 4,599 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 7,244 |
| Total interest expense | $1,799,000 | 7,608 |
| Net interest income | $2,401,000 | 6,788 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,209,000 | 8,998 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $416,000 | 9,383 |
| Pre-tax net operating income | $1,376,000 | 4,385 |
| Securities gains (losses) | $68,000 | 3,635 |
| Applicable income taxes | $518,000 | 3,883 |
| Income before extraordinary items | $926,000 | 4,825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $926,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $702,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $882,480 | 4,697 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.