Home > Seminole Bank > Income and Expense
Seminole Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,853 |
| Total interest expense | $2,514,000 | 5,387 |
| Net interest income | $3,826,000 | 4,396 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $2,652,000 | 4,549 |
| Salaries and employee benefits | $1,290,000 | 4,813 |
| Premises and equipment expense | $386,000 | 4,562 |
| Additional noninterest expense | $976,000 | 4,000 |
| Pre-tax net operating income | $1,799,000 | 3,867 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $653,000 | 3,441 |
| Income before extraordinary items | $1,146,000 | 4,212 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,146,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,146,000 | 4,155 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 5,245 |
| Total interest expense | $2,542,000 | 5,443 |
| Net interest income | $3,360,000 | 4,998 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $603,000 | 4,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $3,131,000 | 4,171 |
| Salaries and employee benefits | $1,399,000 | 4,591 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $1,402,000 | 3,304 |
| Pre-tax net operating income | $767,000 | 6,632 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $277,000 | 6,092 |
| Income before extraordinary items | $491,000 | 6,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $491,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $490,360 | 6,901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 5,652 |
| Total interest expense | $2,426,000 | 5,703 |
| Net interest income | $2,983,000 | 5,515 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,351 |
| Total noninterest expense | $2,250,000 | 5,456 |
| Salaries and employee benefits | $1,097,000 | 5,606 |
| Premises and equipment expense | $316,000 | 5,409 |
| Additional noninterest expense | $837,000 | 5,072 |
| Pre-tax net operating income | $1,103,000 | 5,588 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $402,000 | 4,937 |
| Income before extraordinary items | $690,000 | 6,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $690,000 | 6,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $697,040 | 5,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,865 |
| Total interest expense | $2,041,000 | 5,520 |
| Net interest income | $2,749,000 | 6,009 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $588,000 | 4,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,835 |
| Total noninterest expense | $2,236,000 | 5,660 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $309,000 | 5,586 |
| Additional noninterest expense | $763,000 | 5,918 |
| Pre-tax net operating income | $1,023,000 | 5,859 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $361,000 | 5,140 |
| Income before extraordinary items | $631,000 | 6,330 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $631,000 | 6,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $650,840 | 6,288 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 6,056 |
| Total interest expense | $2,005,000 | 5,821 |
| Net interest income | $2,728,000 | 6,113 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $786,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,923 |
| Total noninterest expense | $2,110,000 | 6,067 |
| Salaries and employee benefits | $1,058,000 | 5,829 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $843,000 | 5,668 |
| Pre-tax net operating income | $1,299,000 | 4,867 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $465,000 | 4,452 |
| Income before extraordinary items | $852,000 | 5,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $852,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $840,300 | 5,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 6,487 |
| Total interest expense | $2,730,000 | 5,590 |
| Net interest income | $2,173,000 | 7,307 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $390,000 | 6,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,037 |
| Total noninterest expense | $1,732,000 | 7,182 |
| Salaries and employee benefits | $846,000 | 6,960 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $719,000 | 6,637 |
| Pre-tax net operating income | $674,000 | 7,242 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $376,000 | 8,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $376,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $33,000 | 8,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,200 | 8,558 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.