Home > Selmer Bank & Trust Company > Income and Expense
Selmer Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 4,228 |
| Total interest expense | $3,652,000 | 4,004 |
| Net interest income | $3,863,000 | 4,368 |
| Provision for loan and lease losses | $188,000 | 3,583 |
| Total noninterest income | $169,000 | 8,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,928,000 | 5,794 |
| Salaries and employee benefits | $977,000 | 5,946 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $796,000 | 4,743 |
| Pre-tax net operating income | $1,916,000 | 3,684 |
| Securities gains (losses) | $53,000 | 1,310 |
| Applicable income taxes | $532,000 | 4,036 |
| Income before extraordinary items | $1,437,000 | 3,478 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,437,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,845 |
| Cash dividends | $7,122,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,398,310 | 3,499 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,404 |
| Total interest expense | $3,487,000 | 4,210 |
| Net interest income | $3,805,000 | 4,505 |
| Provision for loan and lease losses | $772,000 | 1,235 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,774,000 | 6,446 |
| Salaries and employee benefits | $961,000 | 6,169 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $646,000 | 6,058 |
| Pre-tax net operating income | $1,443,000 | 4,487 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $1,012,000 | 4,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,012,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $186,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $991,300 | 4,496 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 4,698 |
| Total interest expense | $3,353,000 | 4,320 |
| Net interest income | $3,420,000 | 4,957 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $153,000 | 9,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $1,812,000 | 6,426 |
| Salaries and employee benefits | $930,000 | 6,401 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $761,000 | 5,459 |
| Pre-tax net operating income | $1,641,000 | 4,129 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $488,000 | 4,280 |
| Income before extraordinary items | $1,152,000 | 4,086 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,152,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $186,000 | 5,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,152,700 | 4,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 4,846 |
| Total interest expense | $2,566,000 | 4,542 |
| Net interest income | $3,468,000 | 4,983 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,925,000 | 6,396 |
| Salaries and employee benefits | $953,000 | 6,344 |
| Premises and equipment expense | $166,000 | 8,170 |
| Additional noninterest expense | $806,000 | 5,669 |
| Pre-tax net operating income | $1,600,000 | 4,171 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $469,000 | 4,252 |
| Income before extraordinary items | $1,148,000 | 4,022 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,148,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,175 |
| Cash dividends | $186,000 | 5,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,135,930 | 4,104 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 5,017 |
| Total interest expense | $2,348,000 | 5,072 |
| Net interest income | $3,559,000 | 4,886 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,900,000 | 6,619 |
| Salaries and employee benefits | $980,000 | 6,242 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $793,000 | 5,964 |
| Pre-tax net operating income | $1,705,000 | 3,874 |
| Securities gains (losses) | $194,000 | 1,734 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $1,304,000 | 3,695 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,304,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $286,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,170,140 | 3,911 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 5,205 |
| Total interest expense | $2,642,000 | 5,733 |
| Net interest income | $3,764,000 | 4,710 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,885,000 | 6,700 |
| Salaries and employee benefits | $938,000 | 6,405 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $796,000 | 6,095 |
| Pre-tax net operating income | $1,932,000 | 3,199 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $1,401,000 | 3,275 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,401,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $416,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,303,850 | 3,264 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.