Home > Selmer Bank & Trust Company > Assets and Liabilities
Selmer Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $94,993,000 | 4,512 |
| Cash and due from depository institutions | $1,929,000 | 6,393 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,247,000 | 3,027 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,524 |
| Net loans & leases | $48,242,000 | 5,130 |
| Loan loss allowance | $912,000 | 3,649 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $633,000 | 7,290 |
| Other real estate owned | $171,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,371,000 | 4,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,993,000 | 4,512 |
| Total liabilities | $86,968,000 | 4,420 |
| Total deposits | $86,456,000 | 4,217 |
| Interest-bearing deposits | $73,003,000 | 4,291 |
| Deposits held in domestic offices | $86,456,000 | 4,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $512,000 | 5,824 |
| Total equity capital | $8,025,000 | 5,185 |
| Total bank equity capital | $8,025,000 | 5,185 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $310,000 | 6,016 |
| Surplus | $800,000 | 7,960 |
| Undivided profits | $6,915,000 | 3,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 9,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $549,000 | 4,313 |
| Earning assets | $90,889,000 | 4,373 |
| Long-term assets (5+ years) | $24,960,000 | 2,392 |
| Average Assets, year-to-date | $99,594,600 | 4,165 |
| Average Assets, quarterly | $98,214,500 | 4,342 |
| Volatile liabilities | $6,303,000 | 6,447 |
| Insider loans | $266,000 | 6,897 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $7,631,000 | 5,243 |
| Tier 2 risk-based capital | $586,740 | 4,590 |
| Total risk weighted assets | $46,613,640 | 5,326 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $97,606,000 | 4,518 |
| Cash and due from depository institutions | $4,054,000 | 6,081 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,766,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $51,583,000 | 4,911 |
| Loan loss allowance | $1,052,000 | 3,365 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $387,000 | 8,705 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,316,000 | 5,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,606,000 | 4,518 |
| Total liabilities | $84,450,000 | 4,659 |
| Total deposits | $83,950,000 | 4,446 |
| Interest-bearing deposits | $72,290,000 | 4,466 |
| Deposits held in domestic offices | $83,950,000 | 4,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $500,000 | 5,959 |
| Total equity capital | $13,156,000 | 3,368 |
| Total bank equity capital | $13,156,000 | 3,368 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $310,000 | 6,368 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $12,046,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $583,000 | 3,965 |
| Earning assets | $91,849,000 | 4,418 |
| Long-term assets (5+ years) | $31,821,000 | 1,887 |
| Average Assets, year-to-date | $97,411,400 | 4,369 |
| Average Assets, quarterly | $98,117,500 | 4,458 |
| Volatile liabilities | $6,589,000 | 6,243 |
| Insider loans | $312,000 | 6,736 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $12,862,000 | 3,332 |
| Tier 2 risk-based capital | $602,310 | 4,577 |
| Total risk weighted assets | $47,735,110 | 5,246 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $94,924,000 | 4,630 |
| Cash and due from depository institutions | $3,946,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,786,000 | 3,164 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $47,546,000 | 5,161 |
| Loan loss allowance | $492,000 | 6,120 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $448,000 | 8,564 |
| Other real estate owned | $30,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,168,000 | 5,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,924,000 | 4,630 |
| Total liabilities | $82,192,000 | 4,776 |
| Total deposits | $81,347,000 | 4,627 |
| Interest-bearing deposits | $69,814,000 | 4,638 |
| Deposits held in domestic offices | $81,347,000 | 4,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $845,000 | 4,177 |
| Total equity capital | $12,732,000 | 3,452 |
| Total bank equity capital | $12,732,000 | 3,452 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $310,000 | 6,715 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $11,622,000 | 2,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 8,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $524,000 | 4,522 |
| Earning assets | $89,332,000 | 4,533 |
| Long-term assets (5+ years) | $24,954,000 | 2,113 |
| Average Assets, year-to-date | $92,632,800 | 4,541 |
| Average Assets, quarterly | $94,534,500 | 4,585 |
| Volatile liabilities | $5,207,000 | 6,789 |
| Insider loans | $81,000 | 9,430 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $12,036,000 | 3,527 |
| Tier 2 risk-based capital | $492,000 | 5,346 |
| Total risk weighted assets | $44,781,100 | 5,476 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $88,605,000 | 4,861 |
| Cash and due from depository institutions | $5,583,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,361,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $43,546,000 | 5,452 |
| Loan loss allowance | $590,000 | 5,485 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $520,000 | 8,365 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,295,000 | 5,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,605,000 | 4,861 |
| Total liabilities | $78,399,000 | 4,943 |
| Total deposits | $78,024,000 | 4,743 |
| Interest-bearing deposits | $66,399,000 | 4,803 |
| Deposits held in domestic offices | $78,024,000 | 4,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $375,000 | 6,355 |
| Total equity capital | $10,206,000 | 3,965 |
| Total bank equity capital | $10,206,000 | 3,965 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $310,000 | 7,093 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $9,096,000 | 2,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $445,000 | 4,714 |
| Earning assets | $81,207,000 | 4,871 |
| Long-term assets (5+ years) | $18,039,000 | 2,759 |
| Average Assets, year-to-date | $86,449,200 | 4,863 |
| Average Assets, quarterly | $88,218,000 | 4,849 |
| Volatile liabilities | $4,646,000 | 7,010 |
| Insider loans | $109,000 | 9,317 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $11,069,000 | 3,714 |
| Tier 2 risk-based capital | $532,430 | 5,020 |
| Total risk weighted assets | $42,536,430 | 5,636 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $82,911,000 | 5,241 |
| Cash and due from depository institutions | $3,860,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,618,000 | 3,748 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $36,647,000 | 6,097 |
| Loan loss allowance | $604,000 | 5,561 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $548,000 | 8,419 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,038,000 | 5,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,911,000 | 5,241 |
| Total liabilities | $72,981,000 | 5,386 |
| Total deposits | $72,692,000 | 5,205 |
| Interest-bearing deposits | $61,822,000 | 5,320 |
| Deposits held in domestic offices | $72,692,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $289,000 | 7,715 |
| Total equity capital | $9,930,000 | 4,120 |
| Total bank equity capital | $9,930,000 | 4,120 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $310,000 | 7,470 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $8,820,000 | 2,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 6,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 801 |
| Income earned, not collected on loans | $522,000 | 3,541 |
| Earning assets | $77,465,000 | 5,170 |
| Long-term assets (5+ years) | $21,794,000 | 2,473 |
| Average Assets, year-to-date | $80,349,800 | 5,267 |
| Average Assets, quarterly | $82,014,500 | 5,243 |
| Volatile liabilities | $3,485,000 | 7,857 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $9,930,000 | 4,036 |
| Tier 2 risk-based capital | $471,160 | 5,533 |
| Total risk weighted assets | $37,560,260 | 6,200 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $77,614,000 | 5,630 |
| Cash and due from depository institutions | $4,143,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $38,174,000 | 3,614 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $33,432,000 | 6,514 |
| Loan loss allowance | $441,000 | 7,040 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $644,000 | 7,960 |
| Other real estate owned | $0 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,121,000 | 5,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,614,000 | 5,630 |
| Total liabilities | $68,702,000 | 5,762 |
| Total deposits | $68,335,000 | 5,618 |
| Interest-bearing deposits | $61,092,000 | 5,499 |
| Deposits held in domestic offices | $68,335,000 | 5,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $367,000 | 7,246 |
| Total equity capital | $8,912,000 | 4,344 |
| Total bank equity capital | $8,912,000 | 4,344 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $310,000 | 7,852 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $7,802,000 | 2,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 10,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $464,000 | 4,392 |
| Earning assets | $71,706,000 | 5,569 |
| Long-term assets (5+ years) | $26,198,000 | 2,104 |
| Average Assets, year-to-date | $76,989,800 | 5,532 |
| Average Assets, quarterly | $77,710,500 | 5,564 |
| Volatile liabilities | $4,766,000 | 6,774 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $8,912,000 | 4,273 |
| Tier 2 risk-based capital | $436,450 | 5,837 |
| Total risk weighted assets | $34,911,050 | 6,581 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |