Home > Select Bank & Trust Company > Income and Expense

Select Bank & Trust Company, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$54,015,000	493
Total interest expense	$4,621,000	473
Net interest income	$49,394,000	495
Provision for loan and lease losses	$-1,334,000	4,647
Total noninterest income	$4,586,000	1,166
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$759,000	963
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,827,000	1,081
Total noninterest expense	$29,631,000	664
Salaries and employee benefits	$17,665,000	633
Premises and equipment expense	$2,733,000	743
Additional noninterest expense	$9,233,000	640
Pre-tax net operating income	$25,683,000	506
Securities gains (losses)	$0	2,015
Applicable income taxes	$5,676,000	485
Income before extraordinary items	$20,007,000	525
Extraordinary gains, net	$0	8
Net income	$20,007,000	524
Minority interest net income	$0	69
Net income of bank and minority interests.	$20,007,000	525
Net charge-offs	$220,000	760
Cash dividends	$213,000	2,830
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$20,007,000	519
2021-06-30 (YTD Data)		Rank
Total interest income	$35,863,000	492
Total interest expense	$3,606,000	425
Net interest income	$32,257,000	495
Provision for loan and lease losses	$-1,236,000	4,699
Total noninterest income	$3,176,000	1,148
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$495,000	944
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,681,000	1,060
Total noninterest expense	$19,855,000	661
Salaries and employee benefits	$12,003,000	617
Premises and equipment expense	$1,778,000	752
Additional noninterest expense	$6,074,000	636
Pre-tax net operating income	$16,814,000	508
Securities gains (losses)	$0	1,818
Applicable income taxes	$3,714,000	489
Income before extraordinary items	$13,100,000	535
Extraordinary gains, net	$0	6
Net income	$13,100,000	534
Minority interest net income	$0	67
Net income of bank and minority interests.	$13,100,000	535
Net charge-offs	$214,000	628
Cash dividends	$143,000	2,739
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$13,100,000	529
2021-03-31 (YTD Data)		Rank
Total interest income	$18,059,000	486
Total interest expense	$1,978,000	408
Net interest income	$16,081,000	495
Provision for loan and lease losses	$-777,000	4,783
Total noninterest income	$1,650,000	1,123
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$256,000	902
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,394,000	1,033
Total noninterest expense	$9,867,000	651
Salaries and employee benefits	$5,914,000	627
Premises and equipment expense	$903,000	756
Additional noninterest expense	$3,050,000	628
Pre-tax net operating income	$8,641,000	503
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,911,000	477
Income before extraordinary items	$6,730,000	527
Extraordinary gains, net	$0	3
Net income	$6,730,000	527
Minority interest net income	$0	55
Net income of bank and minority interests.	$6,730,000	527
Net charge-offs	$144,000	521
Cash dividends	$72,000	2,223
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$6,730,000	515
2020-12-31 (YTD Data)		Rank
Total interest income	$63,594,000	539
Total interest expense	$10,395,000	482
Net interest income	$53,199,000	551
Provision for loan and lease losses	$6,244,000	488
Total noninterest income	$4,781,000	1,298
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,092,000	873
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,689,000	1,277
Total noninterest expense	$39,857,000	634
Salaries and employee benefits	$22,674,000	628
Premises and equipment expense	$3,544,000	735
Additional noninterest expense	$13,639,000	555
Pre-tax net operating income	$11,879,000	921
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,495,000	797
Income before extraordinary items	$9,384,000	1,009
Extraordinary gains, net	$0	4
Net income	$9,384,000	1,009
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,384,000	1,009
Net charge-offs	$460,000	1,026
Cash dividends	$372,000	3,047
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,384,000	980
2020-09-30 (YTD Data)		Rank
Total interest income	$44,785,000	577
Total interest expense	$7,786,000	517
Net interest income	$36,999,000	579
Provision for loan and lease losses	$5,844,000	448
Total noninterest income	$3,611,000	1,269
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$801,000	892
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,810,000	1,222
Total noninterest expense	$28,327,000	652
Salaries and employee benefits	$16,818,000	620
Premises and equipment expense	$2,651,000	725
Additional noninterest expense	$8,858,000	617
Pre-tax net operating income	$6,439,000	1,153
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,306,000	984
Income before extraordinary items	$5,133,000	1,237
Extraordinary gains, net	$0	4
Net income	$5,133,000	1,237
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,133,000	1,237
Net charge-offs	$607,000	668
Cash dividends	$300,000	2,703
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,133,000	1,201
2020-06-30 (YTD Data)		Rank
Total interest income	$28,851,000	596
Total interest expense	$5,148,000	564
Net interest income	$23,703,000	605
Provision for loan and lease losses	$4,206,000	442
Total noninterest income	$2,310,000	1,241
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$544,000	887
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,766,000	1,183
Total noninterest expense	$18,806,000	647
Salaries and employee benefits	$11,162,000	617
Premises and equipment expense	$1,733,000	739
Additional noninterest expense	$5,911,000	609
Pre-tax net operating income	$3,001,000	1,448
Securities gains (losses)	$0	2,249
Applicable income taxes	$576,000	1,231
Income before extraordinary items	$2,425,000	1,574
Extraordinary gains, net	$0	4
Net income	$2,425,000	1,575
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,425,000	1,575
Net charge-offs	$476,000	615
Cash dividends	$225,000	2,595
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,425,000	1,526
2020-03-31 (YTD Data)		Rank
Total interest income	$14,273,000	608
Total interest expense	$2,599,000	621
Net interest income	$11,674,000	606
Provision for loan and lease losses	$2,273,000	371
Total noninterest income	$1,246,000	1,112
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$338,000	847
Trading account gains and fees	$0	106
Additional Noninterest Income	$908,000	1,041
Total noninterest expense	$8,866,000	690
Salaries and employee benefits	$5,501,000	632
Premises and equipment expense	$833,000	775
Additional noninterest expense	$2,532,000	713
Pre-tax net operating income	$1,781,000	1,159
Securities gains (losses)	$0	1,705
Applicable income taxes	$354,000	956
Income before extraordinary items	$1,427,000	1,238
Extraordinary gains, net	$0	4
Net income	$1,427,000	1,237
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,427,000	1,238
Net charge-offs	$11,000	1,834
Cash dividends	$123,000	2,205
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,427,000	1,217
2019-12-31 (YTD Data)		Rank
Total interest income	$58,901,000	598
Total interest expense	$10,994,000	637
Net interest income	$47,907,000	590
Provision for loan and lease losses	$438,000	1,616
Total noninterest income	$4,397,000	1,222
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,161,000	1,017
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,236,000	1,143
Total noninterest expense	$33,446,000	704
Salaries and employee benefits	$19,806,000	671
Premises and equipment expense	$3,246,000	780
Additional noninterest expense	$10,394,000	683
Pre-tax net operating income	$18,420,000	649
Securities gains (losses)	$48,000	1,254
Applicable income taxes	$4,006,000	581
Income before extraordinary items	$14,462,000	689
Extraordinary gains, net	$0	11
Net income	$14,462,000	691
Minority interest net income	$0	76
Net income of bank and minority interests.	$14,462,000	690
Net charge-offs	$783,000	780
Cash dividends	$565,000	2,888
Sale, conversion, retirement of capital stock, net	$239,000	382
Net operating income	$14,424,080	677
2019-09-30 (YTD Data)		Rank
Total interest income	$43,975,000	603
Total interest expense	$8,178,000	643
Net interest income	$35,797,000	594
Provision for loan and lease losses	$136,000	2,333
Total noninterest income	$3,228,000	1,233
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$858,000	1,026
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,370,000	1,151
Total noninterest expense	$24,904,000	708
Salaries and employee benefits	$14,870,000	670
Premises and equipment expense	$2,381,000	794
Additional noninterest expense	$7,653,000	689
Pre-tax net operating income	$13,985,000	649
Securities gains (losses)	$48,000	1,082
Applicable income taxes	$3,055,000	580
Income before extraordinary items	$10,978,000	687
Extraordinary gains, net	$0	11
Net income	$10,978,000	689
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,978,000	688
Net charge-offs	$749,000	588
Cash dividends	$434,000	2,627
Sale, conversion, retirement of capital stock, net	$178,000	349
Net operating income	$10,940,080	678
2019-06-30 (YTD Data)		Rank
Total interest income	$28,841,000	607
Total interest expense	$5,175,000	662
Net interest income	$23,666,000	598
Provision for loan and lease losses	$-95,000	5,181
Total noninterest income	$2,065,000	1,246
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$550,000	1,053
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,515,000	1,160
Total noninterest expense	$16,383,000	719
Salaries and employee benefits	$9,832,000	671
Premises and equipment expense	$1,422,000	900
Additional noninterest expense	$5,129,000	692
Pre-tax net operating income	$9,443,000	630
Securities gains (losses)	$0	1,702
Applicable income taxes	$2,055,000	562
Income before extraordinary items	$7,388,000	666
Extraordinary gains, net	$0	11
Net income	$7,388,000	666
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,388,000	666
Net charge-offs	$271,000	838
Cash dividends	$295,000	2,623
Sale, conversion, retirement of capital stock, net	$119,000	333
Net operating income	$7,388,000	653
2019-03-31 (YTD Data)		Rank
Total interest income	$14,157,000	612
Total interest expense	$2,446,000	684
Net interest income	$11,711,000	601
Provision for loan and lease losses	$112,000	1,388
Total noninterest income	$975,000	1,257
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$266,000	1,073
Trading account gains and fees	$0	126
Additional Noninterest Income	$709,000	1,156
Total noninterest expense	$7,940,000	735
Salaries and employee benefits	$4,887,000	671
Premises and equipment expense	$614,000	1,005
Additional noninterest expense	$2,439,000	711
Pre-tax net operating income	$4,634,000	625
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,008,000	568
Income before extraordinary items	$3,626,000	664
Extraordinary gains, net	$0	5
Net income	$3,626,000	664
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,626,000	663
Net charge-offs	$271,000	504
Cash dividends	$148,000	2,242
Sale, conversion, retirement of capital stock, net	$58,000	301
Net operating income	$3,626,000	655
2018-12-31 (YTD Data)		Rank
Total interest income	$57,381,000	565
Total interest expense	$8,925,000	577
Net interest income	$48,456,000	555
Provision for loan and lease losses	$-156,000	5,211
Total noninterest income	$3,656,000	1,348
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,124,000	1,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,532,000	1,281
Total noninterest expense	$33,317,000	686
Salaries and employee benefits	$18,023,000	706
Premises and equipment expense	$3,240,000	775
Additional noninterest expense	$12,054,000	582
Pre-tax net operating income	$18,951,000	615
Securities gains (losses)	$0	1,125
Applicable income taxes	$4,172,000	538
Income before extraordinary items	$14,779,000	654
Extraordinary gains, net	$0	6
Net income	$14,779,000	652
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,779,000	653
Net charge-offs	$9,000	3,389
Cash dividends	$820,000	2,432
Sale, conversion, retirement of capital stock, net	$178,000	415
Net operating income	$14,779,000	656
2018-09-30 (YTD Data)		Rank
Total interest income	$42,710,000	554
Total interest expense	$6,420,000	568
Net interest income	$36,290,000	553
Provision for loan and lease losses	$239,000	1,802
Total noninterest income	$2,684,000	1,383
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$830,000	1,077
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,854,000	1,320
Total noninterest expense	$25,739,000	660
Salaries and employee benefits	$13,650,000	700
Premises and equipment expense	$2,285,000	824
Additional noninterest expense	$9,804,000	530
Pre-tax net operating income	$12,996,000	666
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,879,000	575
Income before extraordinary items	$10,117,000	710
Extraordinary gains, net	$0	5
Net income	$10,117,000	709
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,117,000	709
Net charge-offs	$-16,000	4,600
Cash dividends	$684,000	2,074
Sale, conversion, retirement of capital stock, net	$133,000	389
Net operating income	$10,117,000	707
2018-06-30 (YTD Data)		Rank
Total interest income	$28,209,000	553
Total interest expense	$4,029,000	555
Net interest income	$24,180,000	551
Provision for loan and lease losses	$698,000	623
Total noninterest income	$1,813,000	1,370
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$521,000	1,126
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,292,000	1,285
Total noninterest expense	$18,204,000	630
Salaries and employee benefits	$9,256,000	698
Premises and equipment expense	$1,543,000	815
Additional noninterest expense	$7,405,000	470
Pre-tax net operating income	$7,091,000	771
Securities gains (losses)	$0	961
Applicable income taxes	$1,558,000	651
Income before extraordinary items	$5,533,000	825
Extraordinary gains, net	$0	6
Net income	$5,533,000	823
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,533,000	824
Net charge-offs	$5,000	2,834
Cash dividends	$547,000	1,899
Sale, conversion, retirement of capital stock, net	$89,000	381
Net operating income	$5,533,000	819
2018-03-31 (YTD Data)		Rank
Total interest income	$13,886,000	552
Total interest expense	$1,903,000	553
Net interest income	$11,983,000	551
Provision for loan and lease losses	$141,000	1,217
Total noninterest income	$879,000	1,390
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$276,000	1,081
Trading account gains and fees	$0	123
Additional Noninterest Income	$603,000	1,330
Total noninterest expense	$9,957,000	554
Salaries and employee benefits	$4,670,000	689
Premises and equipment expense	$775,000	818
Additional noninterest expense	$4,512,000	407
Pre-tax net operating income	$2,764,000	926
Securities gains (losses)	$0	735
Applicable income taxes	$600,000	751
Income before extraordinary items	$2,164,000	1,005
Extraordinary gains, net	$0	7
Net income	$2,164,000	1,004
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,164,000	1,005
Net charge-offs	$18,000	1,708
Cash dividends	$113,000	2,274
Sale, conversion, retirement of capital stock, net	$45,000	344
Net operating income	$2,164,000	995
2017-12-31 (YTD Data)		Rank
Total interest income	$39,762,000	718
Total interest expense	$4,697,000	723
Net interest income	$35,065,000	723
Provision for loan and lease losses	$1,413,000	676
Total noninterest income	$461,000	4,036
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$899,000	1,294
Trading account gains and fees	$0	151
Additional Noninterest Income	$-438,000	5,655
Total noninterest expense	$24,068,000	894
Salaries and employee benefits	$15,332,000	800
Premises and equipment expense	$1,591,000	1,433
Additional noninterest expense	$7,145,000	924
Pre-tax net operating income	$10,045,000	985
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$6,273,000	576
Income before extraordinary items	$3,773,000	1,691
Extraordinary gains, net	$0	9
Net income	$3,773,000	1,692
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,773,000	1,691
Net charge-offs	$944,000	720
Cash dividends	$13,406,000	302
Sale, conversion, retirement of capital stock, net	$115,000	474
Net operating income	$3,772,360	1,666
2017-09-30 (YTD Data)		Rank
Total interest income	$28,883,000	739
Total interest expense	$3,300,000	750
Net interest income	$25,583,000	742
Provision for loan and lease losses	$1,091,000	647
Total noninterest income	$1,709,000	1,895
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$668,000	1,312
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,041,000	1,929
Total noninterest expense	$17,453,000	925
Salaries and employee benefits	$10,517,000	872
Premises and equipment expense	$1,503,000	1,180
Additional noninterest expense	$5,433,000	901
Pre-tax net operating income	$8,748,000	888
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,002,000	690
Income before extraordinary items	$5,746,000	1,041
Extraordinary gains, net	$0	9
Net income	$5,746,000	1,040
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,746,000	1,041
Net charge-offs	$855,000	548
Cash dividends	$1,301,000	1,438
Sale, conversion, retirement of capital stock, net	$70,000	458
Net operating income	$5,746,000	1,024
2017-06-30 (YTD Data)		Rank
Total interest income	$18,750,000	754
Total interest expense	$2,048,000	782
Net interest income	$16,702,000	750
Provision for loan and lease losses	$890,000	546
Total noninterest income	$1,328,000	1,717
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$431,000	1,330
Trading account gains and fees	$0	139
Additional Noninterest Income	$897,000	1,648
Total noninterest expense	$11,476,000	943
Salaries and employee benefits	$7,022,000	868
Premises and equipment expense	$979,000	1,202
Additional noninterest expense	$3,475,000	944
Pre-tax net operating income	$5,664,000	888
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,882,000	693
Income before extraordinary items	$3,782,000	1,029
Extraordinary gains, net	$0	11
Net income	$3,782,000	1,029
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,782,000	1,029
Net charge-offs	$813,000	410
Cash dividends	$195,000	2,858
Sale, conversion, retirement of capital stock, net	$43,000	448
Net operating income	$3,782,000	1,017
2017-03-31 (YTD Data)		Rank
Total interest income	$9,186,000	764
Total interest expense	$952,000	811
Net interest income	$8,234,000	759
Provision for loan and lease losses	$-194,000	5,774
Total noninterest income	$620,000	1,779
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$215,000	1,329
Trading account gains and fees	$0	142
Additional Noninterest Income	$405,000	1,742
Total noninterest expense	$5,629,000	960
Salaries and employee benefits	$3,365,000	907
Premises and equipment expense	$528,000	1,134
Additional noninterest expense	$1,736,000	935
Pre-tax net operating income	$3,419,000	722
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,149,000	594
Income before extraordinary items	$2,270,000	838
Extraordinary gains, net	$0	8
Net income	$2,270,000	838
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,270,000	838
Net charge-offs	$195,000	613
Cash dividends	$94,000	2,428
Sale, conversion, retirement of capital stock, net	$23,000	414
Net operating income	$2,270,000	827
2016-12-31 (YTD Data)		Rank
Total interest income	$35,066,000	760
Total interest expense	$3,386,000	865
Net interest income	$31,680,000	755
Provision for loan and lease losses	$1,516,000	645
Total noninterest income	$2,447,000	1,882
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$966,000	1,238
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,481,000	1,903
Total noninterest expense	$21,450,000	991
Salaries and employee benefits	$12,552,000	951
Premises and equipment expense	$2,066,000	1,138
Additional noninterest expense	$6,832,000	959
Pre-tax net operating income	$11,161,000	844
Securities gains (losses)	$22,000	2,312
Applicable income taxes	$3,787,000	667
Income before extraordinary items	$7,396,000	1,009
Extraordinary gains, net	$0	5
Net income	$7,396,000	1,008
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,396,000	1,008
Net charge-offs	$126,000	2,391
Cash dividends	$8,343,000	448
Sale, conversion, retirement of capital stock, net	$148,000	450
Net operating income	$7,381,480	985
2016-09-30 (YTD Data)		Rank
Total interest income	$26,115,000	763
Total interest expense	$2,495,000	872
Net interest income	$23,620,000	756
Provision for loan and lease losses	$847,000	788
Total noninterest income	$1,816,000	1,891
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$742,000	1,215
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,074,000	1,949
Total noninterest expense	$16,077,000	988
Salaries and employee benefits	$9,346,000	951
Premises and equipment expense	$1,558,000	1,142
Additional noninterest expense	$5,173,000	950
Pre-tax net operating income	$8,512,000	829
Securities gains (losses)	$22,000	2,256
Applicable income taxes	$2,879,000	671
Income before extraordinary items	$5,655,000	1,000
Extraordinary gains, net	$0	5
Net income	$5,655,000	1,000
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,655,000	1,000
Net charge-offs	$-22,000	5,126
Cash dividends	$8,253,000	341
Sale, conversion, retirement of capital stock, net	$69,000	473
Net operating income	$5,640,480	970
2016-06-30 (YTD Data)		Rank
Total interest income	$17,294,000	771
Total interest expense	$1,672,000	873
Net interest income	$15,622,000	758
Provision for loan and lease losses	$510,000	835
Total noninterest income	$1,269,000	1,825
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$493,000	1,204
Trading account gains and fees	$0	157
Additional Noninterest Income	$776,000	1,823
Total noninterest expense	$10,729,000	987
Salaries and employee benefits	$6,207,000	951
Premises and equipment expense	$1,041,000	1,138
Additional noninterest expense	$3,481,000	950
Pre-tax net operating income	$5,652,000	829
Securities gains (losses)	$22,000	1,892
Applicable income taxes	$1,906,000	670
Income before extraordinary items	$3,768,000	976
Extraordinary gains, net	$0	16
Net income	$3,768,000	975
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,768,000	975
Net charge-offs	$-161,000	5,815
Cash dividends	$8,166,000	248
Sale, conversion, retirement of capital stock, net	$45,000	454
Net operating income	$3,753,480	949
2016-03-31 (YTD Data)		Rank
Total interest income	$8,528,000	787
Total interest expense	$845,000	859
Net interest income	$7,683,000	775
Provision for loan and lease losses	$352,000	604
Total noninterest income	$638,000	1,766
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$248,000	1,196
Trading account gains and fees	$0	142
Additional Noninterest Income	$390,000	1,776
Total noninterest expense	$5,408,000	973
Salaries and employee benefits	$3,167,000	938
Premises and equipment expense	$496,000	1,199
Additional noninterest expense	$1,745,000	937
Pre-tax net operating income	$2,561,000	882
Securities gains (losses)	$22,000	1,191
Applicable income taxes	$857,000	703
Income before extraordinary items	$1,726,000	1,039
Extraordinary gains, net	$0	12
Net income	$1,726,000	1,040
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,726,000	1,040
Net charge-offs	$-154,000	5,953
Cash dividends	$8,082,000	157
Sale, conversion, retirement of capital stock, net	$18,000	457
Net operating income	$1,711,260	1,021
2015-12-31 (YTD Data)		Rank
Total interest income	$33,619,000	758
Total interest expense	$3,244,000	867
Net interest income	$30,375,000	739
Provision for loan and lease losses	$890,000	903
Total noninterest income	$2,542,000	1,809
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,056,000	1,165
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,486,000	1,865
Total noninterest expense	$21,583,000	962
Salaries and employee benefits	$12,033,000	939
Premises and equipment expense	$2,232,000	1,060
Additional noninterest expense	$7,318,000	892
Pre-tax net operating income	$10,444,000	862
Securities gains (losses)	$332,000	505
Applicable income taxes	$3,692,000	655
Income before extraordinary items	$7,084,000	1,004
Extraordinary gains, net	$0	23
Net income	$7,084,000	1,004
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,084,000	1,004
Net charge-offs	$713,000	881
Cash dividends	$296,000	3,443
Sale, conversion, retirement of capital stock, net	$39,000	628
Net operating income	$6,864,880	1,019
2015-09-30 (YTD Data)		Rank
Total interest income	$25,138,000	764
Total interest expense	$2,432,000	870
Net interest income	$22,706,000	743
Provision for loan and lease losses	$384,000	1,290
Total noninterest income	$1,818,000	1,886
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$796,000	1,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,022,000	1,998
Total noninterest expense	$16,285,000	958
Salaries and employee benefits	$9,116,000	941
Premises and equipment expense	$1,655,000	1,093
Additional noninterest expense	$5,514,000	891
Pre-tax net operating income	$7,855,000	859
Securities gains (losses)	$218,000	606
Applicable income taxes	$2,954,000	641
Income before extraordinary items	$5,119,000	1,046
Extraordinary gains, net	$0	21
Net income	$5,119,000	1,046
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,119,000	1,046
Net charge-offs	$196,000	1,572
Cash dividends	$220,000	3,067
Sale, conversion, retirement of capital stock, net	$29,000	601
Net operating income	$4,979,480	1,048
2015-06-30 (YTD Data)		Rank
Total interest income	$16,621,000	770
Total interest expense	$1,628,000	877
Net interest income	$14,993,000	748
Provision for loan and lease losses	$-9,000	5,948
Total noninterest income	$1,412,000	1,677
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$522,000	1,168
Trading account gains and fees	$0	157
Additional Noninterest Income	$890,000	1,677
Total noninterest expense	$10,809,000	962
Salaries and employee benefits	$6,071,000	936
Premises and equipment expense	$1,112,000	1,088
Additional noninterest expense	$3,626,000	899
Pre-tax net operating income	$5,605,000	810
Securities gains (losses)	$218,000	497
Applicable income taxes	$2,125,000	612
Income before extraordinary items	$3,698,000	957
Extraordinary gains, net	$0	22
Net income	$3,698,000	957
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,698,000	957
Net charge-offs	$-7,000	5,146
Cash dividends	$146,000	3,016
Sale, conversion, retirement of capital stock, net	$18,000	593
Net operating income	$3,558,480	965
2015-03-31 (YTD Data)		Rank
Total interest income	$8,291,000	773
Total interest expense	$867,000	818
Net interest income	$7,424,000	760
Provision for loan and lease losses	$130,000	1,223
Total noninterest income	$705,000	1,645
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$259,000	1,161
Trading account gains and fees	$0	152
Additional Noninterest Income	$446,000	1,643
Total noninterest expense	$5,318,000	972
Salaries and employee benefits	$3,061,000	934
Premises and equipment expense	$547,000	1,108
Additional noninterest expense	$1,710,000	936
Pre-tax net operating income	$2,681,000	813
Securities gains (losses)	$85,000	640
Applicable income taxes	$957,000	645
Income before extraordinary items	$1,809,000	949
Extraordinary gains, net	$0	13
Net income	$1,809,000	950
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,809,000	950
Net charge-offs	$54,000	1,502
Cash dividends	$70,000	2,495
Sale, conversion, retirement of capital stock, net	$8,000	574
Net operating income	$1,753,750	945
2014-12-31 (YTD Data)		Rank
Total interest income	$26,544,000	966
Total interest expense	$4,229,000	685
Net interest income	$22,315,000	1,010
Provision for loan and lease losses	$-194,000	6,120
Total noninterest income	$1,863,000	2,220
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$996,000	1,294
Trading account gains and fees	$0	180
Additional Noninterest Income	$867,000	2,532
Total noninterest expense	$20,037,000	1,013
Salaries and employee benefits	$10,139,000	1,085
Premises and equipment expense	$1,726,000	1,380
Additional noninterest expense	$8,172,000	794
Pre-tax net operating income	$4,335,000	1,724
Securities gains (losses)	$-46,000	6,247
Applicable income taxes	$1,605,000	1,143
Income before extraordinary items	$2,684,000	2,189
Extraordinary gains, net	$0	17
Net income	$2,684,000	2,188
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,684,000	2,188
Net charge-offs	$16,000	4,402
Cash dividends	$297,000	3,420
Sale, conversion, retirement of capital stock, net	$17,000	754
Net operating income	$2,713,440	2,121
2014-09-30 (YTD Data)		Rank
Total interest income	$18,191,000	1,064
Total interest expense	$3,160,000	690
Net interest income	$15,031,000	1,129
Provision for loan and lease losses	$-370,000	6,352
Total noninterest income	$1,269,000	2,354
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$728,000	1,338
Trading account gains and fees	$0	174
Additional Noninterest Income	$541,000	2,803
Total noninterest expense	$14,514,000	1,056
Salaries and employee benefits	$7,357,000	1,114
Premises and equipment expense	$1,267,000	1,409
Additional noninterest expense	$5,890,000	830
Pre-tax net operating income	$2,156,000	2,386
Securities gains (losses)	$-50,000	6,360
Applicable income taxes	$864,000	1,443
Income before extraordinary items	$1,242,000	3,071
Extraordinary gains, net	$0	15
Net income	$1,242,000	3,071
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,242,000	3,072
Net charge-offs	$154,000	2,276
Cash dividends	$223,000	3,000
Sale, conversion, retirement of capital stock, net	$88,000	480
Net operating income	$1,274,000	2,973
2014-06-30 (YTD Data)		Rank
Total interest income	$10,681,000	1,197
Total interest expense	$2,064,000	710
Net interest income	$8,617,000	1,292
Provision for loan and lease losses	$-476,000	6,497
Total noninterest income	$811,000	2,388
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$453,000	1,406
Trading account gains and fees	$0	172
Additional Noninterest Income	$358,000	2,800
Total noninterest expense	$8,070,000	1,241
Salaries and employee benefits	$4,256,000	1,261
Premises and equipment expense	$780,000	1,528
Additional noninterest expense	$3,034,000	1,071
Pre-tax net operating income	$1,834,000	1,946
Securities gains (losses)	$-211,000	6,585
Applicable income taxes	$608,000	1,362
Income before extraordinary items	$1,015,000	2,618
Extraordinary gains, net	$0	20
Net income	$1,015,000	2,622
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,015,000	2,622
Net charge-offs	$131,000	1,958
Cash dividends	$146,000	2,964
Sale, conversion, retirement of capital stock, net	$11,000	660
Net operating income	$1,150,040	2,364
2014-03-31 (YTD Data)		Rank
Total interest income	$5,365,000	1,195
Total interest expense	$1,039,000	711
Net interest income	$4,326,000	1,285
Provision for loan and lease losses	$-49,000	6,468
Total noninterest income	$310,000	2,755
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$227,000	1,382
Trading account gains and fees	$0	147
Additional Noninterest Income	$83,000	3,842
Total noninterest expense	$4,018,000	1,260
Salaries and employee benefits	$2,155,000	1,269
Premises and equipment expense	$385,000	1,571
Additional noninterest expense	$1,478,000	1,085
Pre-tax net operating income	$667,000	2,406
Securities gains (losses)	$-145,000	6,666
Applicable income taxes	$186,000	1,799
Income before extraordinary items	$336,000	3,335
Extraordinary gains, net	$0	16
Net income	$336,000	3,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$336,000	3,338
Net charge-offs	$-20,000	6,041
Cash dividends	$74,000	2,413
Sale, conversion, retirement of capital stock, net	$7,000	607
Net operating income	$428,800	2,835
2013-12-31 (YTD Data)		Rank
Total interest income	$23,172,000	1,101
Total interest expense	$4,963,000	676
Net interest income	$18,209,000	1,210
Provision for loan and lease losses	$-325,000	6,537
Total noninterest income	$2,040,000	2,144
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,061,000	1,287
Trading account gains and fees	$0	184
Additional Noninterest Income	$979,000	2,410
Total noninterest expense	$15,176,000	1,315
Salaries and employee benefits	$8,111,000	1,313
Premises and equipment expense	$1,517,000	1,561
Additional noninterest expense	$5,548,000	1,211
Pre-tax net operating income	$5,398,000	1,354
Securities gains (losses)	$-259,000	6,652
Applicable income taxes	$1,938,000	928
Income before extraordinary items	$3,201,000	1,796
Extraordinary gains, net	$0	29
Net income	$3,201,000	1,799
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,201,000	1,799
Net charge-offs	$518,000	1,984
Cash dividends	$221,000	3,522
Sale, conversion, retirement of capital stock, net	$26,000	759
Net operating income	$3,366,760	1,691
2013-09-30 (YTD Data)		Rank
Total interest income	$17,662,000	1,081
Total interest expense	$3,850,000	662
Net interest income	$13,812,000	1,196
Provision for loan and lease losses	$-605,000	6,744
Total noninterest income	$1,504,000	2,206
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$811,000	1,265
Trading account gains and fees	$0	180
Additional Noninterest Income	$693,000	2,524
Total noninterest expense	$11,051,000	1,351
Salaries and employee benefits	$6,107,000	1,306
Premises and equipment expense	$1,115,000	1,589
Additional noninterest expense	$3,829,000	1,309
Pre-tax net operating income	$4,870,000	1,171
Securities gains (losses)	$-183,000	6,771
Applicable income taxes	$1,787,000	814
Income before extraordinary items	$2,900,000	1,552
Extraordinary gains, net	$0	25
Net income	$2,900,000	1,555
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,900,000	1,556
Net charge-offs	$434,000	1,744
Cash dividends	$75,000	3,434
Sale, conversion, retirement of capital stock, net	$20,000	708
Net operating income	$3,017,120	1,461
2013-06-30 (YTD Data)		Rank
Total interest income	$11,993,000	1,057
Total interest expense	$2,626,000	667
Net interest income	$9,367,000	1,161
Provision for loan and lease losses	$-475,000	6,808
Total noninterest income	$1,059,000	2,150
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$548,000	1,223
Trading account gains and fees	$0	157
Additional Noninterest Income	$511,000	2,446
Total noninterest expense	$7,322,000	1,356
Salaries and employee benefits	$4,086,000	1,301
Premises and equipment expense	$700,000	1,691
Additional noninterest expense	$2,536,000	1,308
Pre-tax net operating income	$3,579,000	1,052
Securities gains (losses)	$-136,000	6,855
Applicable income taxes	$1,260,000	765
Income before extraordinary items	$2,183,000	1,388
Extraordinary gains, net	$0	22
Net income	$2,183,000	1,390
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,183,000	1,391
Net charge-offs	$204,000	2,081
Cash dividends	$74,000	3,162
Sale, conversion, retirement of capital stock, net	$14,000	673
Net operating income	$2,270,040	1,283
2013-03-31 (YTD Data)		Rank
Total interest income	$5,947,000	1,073
Total interest expense	$1,345,000	671
Net interest income	$4,602,000	1,179
Provision for loan and lease losses	$-100,000	6,845
Total noninterest income	$431,000	2,461
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$272,000	1,227
Trading account gains and fees	$0	148
Additional Noninterest Income	$159,000	3,099
Total noninterest expense	$3,703,000	1,355
Salaries and employee benefits	$2,089,000	1,290
Premises and equipment expense	$329,000	1,804
Additional noninterest expense	$1,285,000	1,289
Pre-tax net operating income	$1,430,000	1,272
Securities gains (losses)	$-73,000	6,943
Applicable income taxes	$498,000	919
Income before extraordinary items	$859,000	1,680
Extraordinary gains, net	$0	10
Net income	$859,000	1,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$859,000	1,682
Net charge-offs	$22,000	3,012
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$8,000	608
Net operating income	$905,720	1,560
2012-12-31 (YTD Data)		Rank
Total interest income	$25,401,000	1,043
Total interest expense	$6,314,000	675
Net interest income	$19,087,000	1,152
Provision for loan and lease losses	$-2,597,000	7,056
Total noninterest income	$2,309,000	1,981
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,201,000	1,174
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,108,000	2,253
Total noninterest expense	$15,885,000	1,268
Salaries and employee benefits	$8,318,000	1,255
Premises and equipment expense	$1,346,000	1,751
Additional noninterest expense	$6,221,000	1,119
Pre-tax net operating income	$8,108,000	877
Securities gains (losses)	$-223,000	6,970
Applicable income taxes	$2,967,000	619
Income before extraordinary items	$4,918,000	1,208
Extraordinary gains, net	$0	29
Net income	$4,918,000	1,210
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,918,000	1,209
Net charge-offs	$-460,000	7,040
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$38,000	751
Net operating income	$5,060,720	1,106
2012-09-30 (YTD Data)		Rank
Total interest income	$19,343,000	1,049
Total interest expense	$4,839,000	693
Net interest income	$14,504,000	1,151
Provision for loan and lease losses	$-2,597,000	7,159
Total noninterest income	$1,452,000	2,222
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$916,000	1,172
Trading account gains and fees	$0	157
Additional Noninterest Income	$536,000	2,847
Total noninterest expense	$11,851,000	1,266
Salaries and employee benefits	$6,050,000	1,288
Premises and equipment expense	$995,000	1,792
Additional noninterest expense	$4,806,000	1,076
Pre-tax net operating income	$6,702,000	841
Securities gains (losses)	$-174,000	7,060
Applicable income taxes	$2,414,000	603
Income before extraordinary items	$4,114,000	1,111
Extraordinary gains, net	$0	20
Net income	$4,114,000	1,112
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,114,000	1,112
Net charge-offs	$-1,151,000	7,170
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$30,000	702
Net operating income	$4,225,360	1,021
2012-06-30 (YTD Data)		Rank
Total interest income	$13,076,000	1,035
Total interest expense	$3,295,000	707
Net interest income	$9,781,000	1,141
Provision for loan and lease losses	$-2,786,000	7,225
Total noninterest income	$1,088,000	2,037
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$609,000	1,160
Trading account gains and fees	$0	153
Additional Noninterest Income	$479,000	2,391
Total noninterest expense	$8,083,000	1,239
Salaries and employee benefits	$4,008,000	1,295
Premises and equipment expense	$670,000	1,764
Additional noninterest expense	$3,405,000	1,022
Pre-tax net operating income	$5,572,000	662
Securities gains (losses)	$-123,000	7,115
Applicable income taxes	$2,037,000	508
Income before extraordinary items	$3,412,000	891
Extraordinary gains, net	$0	19
Net income	$3,412,000	890
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,412,000	891
Net charge-offs	$-1,262,000	7,240
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$23,000	647
Net operating income	$3,490,720	800
2012-03-31 (YTD Data)		Rank
Total interest income	$6,690,000	1,014
Total interest expense	$1,690,000	717
Net interest income	$5,000,000	1,111
Provision for loan and lease losses	$-2,136,000	7,292
Total noninterest income	$449,000	2,322
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$318,000	1,099
Trading account gains and fees	$0	148
Additional Noninterest Income	$131,000	3,265
Total noninterest expense	$4,034,000	1,241
Salaries and employee benefits	$1,961,000	1,319
Premises and equipment expense	$359,000	1,662
Additional noninterest expense	$1,714,000	1,005
Pre-tax net operating income	$3,551,000	551
Securities gains (losses)	$-58,000	7,172
Applicable income taxes	$1,315,000	431
Income before extraordinary items	$2,178,000	699
Extraordinary gains, net	$0	19
Net income	$2,178,000	700
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,178,000	700
Net charge-offs	$-1,670,000	7,304
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$13,000	567
Net operating income	$2,215,120	661
2011-12-31 (YTD Data)		Rank
Total interest income	$30,499,000	918
Total interest expense	$8,126,000	714
Net interest income	$22,373,000	977
Provision for loan and lease losses	$6,218,000	660
Total noninterest income	$1,188,000	2,819
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,475,000	1,000
Trading account gains and fees	$0	146
Additional Noninterest Income	$-287,000	7,010
Total noninterest expense	$17,380,000	1,131
Salaries and employee benefits	$8,842,000	1,112
Premises and equipment expense	$1,418,000	1,750
Additional noninterest expense	$7,120,000	991
Pre-tax net operating income	$-37,000	6,064
Securities gains (losses)	$-103,000	7,088
Applicable income taxes	$-246,000	6,952
Income before extraordinary items	$106,000	5,853
Extraordinary gains, net	$0	29
Net income	$106,000	5,855
Minority interest net income	$0	96
Net income of bank and minority interests.	$106,000	5,855
Net charge-offs	$6,199,000	672
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$76,000	720
Net operating income	$171,920	5,528
2011-09-30 (YTD Data)		Rank
Total interest income	$23,379,000	912
Total interest expense	$6,300,000	721
Net interest income	$17,079,000	972
Provision for loan and lease losses	$5,900,000	540
Total noninterest income	$954,000	2,690
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,121,000	991
Trading account gains and fees	$0	145
Additional Noninterest Income	$-167,000	7,110
Total noninterest expense	$13,264,000	1,112
Salaries and employee benefits	$6,660,000	1,116
Premises and equipment expense	$1,068,000	1,758
Additional noninterest expense	$5,536,000	956
Pre-tax net operating income	$-1,131,000	6,830
Securities gains (losses)	$-46,000	7,144
Applicable income taxes	$-615,000	7,251
Income before extraordinary items	$-562,000	6,714
Extraordinary gains, net	$0	21
Net income	$-562,000	6,715
Minority interest net income	$0	87
Net income of bank and minority interests.	$-562,000	6,715
Net charge-offs	$5,465,000	588
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$60,000	671
Net operating income	$-532,560	6,660
2011-06-30 (YTD Data)		Rank
Total interest income	$15,755,000	914
Total interest expense	$4,285,000	741
Net interest income	$11,470,000	968
Provision for loan and lease losses	$3,706,000	569
Total noninterest income	$587,000	2,826
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$758,000	962
Trading account gains and fees	$0	153
Additional Noninterest Income	$-171,000	7,256
Total noninterest expense	$9,433,000	1,066
Salaries and employee benefits	$4,675,000	1,062
Premises and equipment expense	$720,000	1,754
Additional noninterest expense	$4,038,000	898
Pre-tax net operating income	$-1,082,000	7,005
Securities gains (losses)	$-26,000	7,162
Applicable income taxes	$-501,000	7,336
Income before extraordinary items	$-607,000	6,886
Extraordinary gains, net	$0	15
Net income	$-607,000	6,885
Minority interest net income	$0	89
Net income of bank and minority interests.	$-607,000	6,886
Net charge-offs	$3,290,000	636
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$186,000	320
Net operating income	$-590,360	6,867
2011-03-31 (YTD Data)		Rank
Total interest income	$7,944,000	910
Total interest expense	$2,166,000	768
Net interest income	$5,778,000	965
Provision for loan and lease losses	$1,164,000	771
Total noninterest income	$408,000	2,318
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$382,000	943
Trading account gains and fees	$0	158
Additional Noninterest Income	$26,000	5,544
Total noninterest expense	$4,824,000	1,035
Salaries and employee benefits	$2,391,000	1,047
Premises and equipment expense	$362,000	1,790
Additional noninterest expense	$2,071,000	861
Pre-tax net operating income	$198,000	4,251
Securities gains (losses)	$-24,000	7,260
Applicable income taxes	$-13,000	7,034
Income before extraordinary items	$187,000	4,103
Extraordinary gains, net	$0	9
Net income	$187,000	4,102
Minority interest net income	$0	86
Net income of bank and minority interests.	$187,000	4,103
Net charge-offs	$1,062,000	829
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$72,000	306
Net operating income	$211,000	3,839
2010-12-31 (YTD Data)		Rank
Total interest income	$33,387,000	918
Total interest expense	$9,377,000	883
Net interest income	$24,010,000	923
Provision for loan and lease losses	$15,634,000	465
Total noninterest income	$2,228,000	1,935
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,640,000	927
Trading account gains and fees	$0	175
Additional Noninterest Income	$588,000	2,948
Total noninterest expense	$18,389,000	1,087
Salaries and employee benefits	$9,370,000	1,050
Premises and equipment expense	$1,557,000	1,655
Additional noninterest expense	$7,462,000	990
Pre-tax net operating income	$-7,785,000	7,272
Securities gains (losses)	$-37,000	7,127
Applicable income taxes	$-3,142,000	7,533
Income before extraordinary items	$-4,680,000	7,153
Extraordinary gains, net	$0	29
Net income	$-4,680,000	7,153
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,680,000	7,153
Net charge-offs	$15,978,000	410
Cash dividends	$233,000	3,166
Sale, conversion, retirement of capital stock, net	$148,000	694
Net operating income	$-4,656,320	7,130
2010-09-30 (YTD Data)		Rank
Total interest income	$25,131,000	922
Total interest expense	$7,092,000	909
Net interest income	$18,039,000	925
Provision for loan and lease losses	$14,366,000	373
Total noninterest income	$2,022,000	1,676
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,247,000	940
Trading account gains and fees	$0	165
Additional Noninterest Income	$775,000	2,110
Total noninterest expense	$13,634,000	1,080
Salaries and employee benefits	$6,957,000	1,055
Premises and equipment expense	$1,163,000	1,686
Additional noninterest expense	$5,514,000	974
Pre-tax net operating income	$-7,939,000	7,506
Securities gains (losses)	$-14,000	7,233
Applicable income taxes	$-3,080,000	7,656
Income before extraordinary items	$-4,873,000	7,411
Extraordinary gains, net	$0	23
Net income	$-4,873,000	7,411
Minority interest net income	$0	110
Net income of bank and minority interests.	$-4,873,000	7,411
Net charge-offs	$16,645,000	300
Cash dividends	$233,000	2,574
Sale, conversion, retirement of capital stock, net	$100,000	660
Net operating income	$-4,864,040	7,391
2010-06-30 (YTD Data)		Rank
Total interest income	$16,759,000	927
Total interest expense	$4,732,000	941
Net interest income	$12,027,000	920
Provision for loan and lease losses	$1,909,000	1,318
Total noninterest income	$1,413,000	1,575
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$877,000	898
Trading account gains and fees	$0	152
Additional Noninterest Income	$536,000	2,000
Total noninterest expense	$9,015,000	1,092
Salaries and employee benefits	$4,623,000	1,060
Premises and equipment expense	$770,000	1,722
Additional noninterest expense	$3,622,000	978
Pre-tax net operating income	$2,516,000	1,061
Securities gains (losses)	$-14,000	7,337
Applicable income taxes	$838,000	824
Income before extraordinary items	$1,664,000	1,330
Extraordinary gains, net	$0	19
Net income	$1,664,000	1,331
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,664,000	1,331
Net charge-offs	$1,766,000	1,233
Cash dividends	$149,000	2,570
Sale, conversion, retirement of capital stock, net	$63,000	593
Net operating income	$1,673,380	1,279
2010-03-31 (YTD Data)		Rank
Total interest income	$8,278,000	965
Total interest expense	$2,373,000	993
Net interest income	$5,905,000	948
Provision for loan and lease losses	$1,270,000	992
Total noninterest income	$726,000	1,552
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$439,000	888
Trading account gains and fees	$0	175
Additional Noninterest Income	$287,000	1,891
Total noninterest expense	$4,597,000	1,086
Salaries and employee benefits	$2,310,000	1,067
Premises and equipment expense	$380,000	1,784
Additional noninterest expense	$1,907,000	938
Pre-tax net operating income	$764,000	1,691
Securities gains (losses)	$-5,000	7,442
Applicable income taxes	$248,000	1,212
Income before extraordinary items	$511,000	2,112
Extraordinary gains, net	$0	16
Net income	$511,000	2,111
Minority interest net income	$0	91
Net income of bank and minority interests.	$511,000	2,112
Net charge-offs	$57,000	3,616
Cash dividends	$73,000	2,104
Sale, conversion, retirement of capital stock, net	$31,000	541
Net operating income	$514,350	2,015
2009-12-31 (YTD Data)		Rank
Total interest income	$32,837,000	1,032
Total interest expense	$12,757,000	927
Net interest income	$20,080,000	1,087
Provision for loan and lease losses	$5,472,000	1,334
Total noninterest income	$-6,039,000	7,999
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,000,000	865
Trading account gains and fees	$0	211
Additional Noninterest Income	$-8,039,000	8,004
Total noninterest expense	$16,615,000	1,251
Salaries and employee benefits	$8,706,000	1,119
Premises and equipment expense	$1,560,000	1,734
Additional noninterest expense	$6,349,000	1,209
Pre-tax net operating income	$-8,046,000	7,406
Securities gains (losses)	$4,000	3,487
Applicable income taxes	$132,000	2,685
Income before extraordinary items	$-8,174,000	7,491
Extraordinary gains, net	$0	34
Net income	$-8,174,000	7,489
Minority interest net income	$0	115
Net income of bank and minority interests.	$-8,174,000	7,490
Net charge-offs	$3,973,000	1,347
Cash dividends	$373,000	2,959
Sale, conversion, retirement of capital stock, net	$164,000	758
Net operating income	$-8,178,000	7,501
2009-09-30 (YTD Data)		Rank
Total interest income	$24,334,000	1,073
Total interest expense	$10,006,000	931
Net interest income	$14,328,000	1,154
Provision for loan and lease losses	$4,477,000	1,135
Total noninterest income	$2,292,000	1,602
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,461,000	880
Trading account gains and fees	$0	212
Additional Noninterest Income	$831,000	2,073
Total noninterest expense	$12,199,000	1,262
Salaries and employee benefits	$6,447,000	1,145
Premises and equipment expense	$1,138,000	1,797
Additional noninterest expense	$4,614,000	1,220
Pre-tax net operating income	$-56,000	5,804
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$-43,000	6,794
Income before extraordinary items	$-12,000	5,807
Extraordinary gains, net	$0	27
Net income	$-12,000	5,807
Minority interest net income	$0	118
Net income of bank and minority interests.	$-12,000	5,807
Net charge-offs	$3,020,000	1,180
Cash dividends	$299,000	2,665
Sale, conversion, retirement of capital stock, net	$133,000	672
Net operating income	$-12,640	5,744
2009-06-30 (YTD Data)		Rank
Total interest income	$16,090,000	1,110
Total interest expense	$6,920,000	946
Net interest income	$9,170,000	1,216
Provision for loan and lease losses	$2,100,000	1,355
Total noninterest income	$1,497,000	1,652
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$914,000	933
Trading account gains and fees	$0	193
Additional Noninterest Income	$583,000	2,022
Total noninterest expense	$8,152,000	1,283
Salaries and employee benefits	$4,341,000	1,163
Premises and equipment expense	$751,000	1,839
Additional noninterest expense	$3,060,000	1,238
Pre-tax net operating income	$415,000	3,619
Securities gains (losses)	$7,000	2,683
Applicable income taxes	$137,000	2,356
Income before extraordinary items	$285,000	4,039
Extraordinary gains, net	$0	21
Net income	$285,000	4,039
Minority interest net income	$0	112
Net income of bank and minority interests.	$285,000	4,039
Net charge-offs	$2,441,000	995
Cash dividends	$215,000	2,589
Sale, conversion, retirement of capital stock, net	$94,000	618
Net operating income	$280,240	3,953
2009-03-31 (YTD Data)		Rank
Total interest income	$8,104,000	1,110
Total interest expense	$3,564,000	959
Net interest income	$4,540,000	1,219
Provision for loan and lease losses	$685,000	1,491
Total noninterest income	$781,000	1,576
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$435,000	952
Trading account gains and fees	$0	171
Additional Noninterest Income	$346,000	1,774
Total noninterest expense	$3,859,000	1,299
Salaries and employee benefits	$2,186,000	1,164
Premises and equipment expense	$375,000	1,883
Additional noninterest expense	$1,298,000	1,270
Pre-tax net operating income	$777,000	1,650
Securities gains (losses)	$17,000	1,747
Applicable income taxes	$298,000	1,058
Income before extraordinary items	$496,000	2,156
Extraordinary gains, net	$0	15
Net income	$496,000	2,155
Minority interest net income	$0	102
Net income of bank and minority interests.	$496,000	2,157
Net charge-offs	$1,753,000	660
Cash dividends	$108,000	2,187
Sale, conversion, retirement of capital stock, net	$47,000	520
Net operating income	$485,120	2,054
2008-12-31 (YTD Data)		Rank
Total interest income	$35,021,000	1,086
Total interest expense	$16,711,000	957
Net interest income	$18,310,000	1,213
Provision for loan and lease losses	$4,283,000	1,120
Total noninterest income	$2,546,000	1,779
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,846,000	973
Trading account gains and fees	$0	154
Additional Noninterest Income	$700,000	2,657
Total noninterest expense	$16,308,000	1,200
Salaries and employee benefits	$8,705,000	1,140
Premises and equipment expense	$1,527,000	1,791
Additional noninterest expense	$6,076,000	1,064
Pre-tax net operating income	$265,000	5,552
Securities gains (losses)	$73,000	1,347
Applicable income taxes	$23,000	4,218
Income before extraordinary items	$315,000	5,045
Extraordinary gains, net	$0	39
Net income	$315,000	5,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,736,000	858
Cash dividends	$676,000	2,905
Sale, conversion, retirement of capital stock, net	$199,000	778
Net operating income	$247,110	5,470
2008-09-30 (YTD Data)		Rank
Total interest income	$26,692,000	1,093
Total interest expense	$12,881,000	964
Net interest income	$13,811,000	1,229
Provision for loan and lease losses	$2,141,000	1,132
Total noninterest income	$1,851,000	1,875
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,387,000	975
Trading account gains and fees	$0	148
Additional Noninterest Income	$464,000	2,932
Total noninterest expense	$12,267,000	1,188
Salaries and employee benefits	$6,586,000	1,147
Premises and equipment expense	$1,156,000	1,779
Additional noninterest expense	$4,525,000	1,017
Pre-tax net operating income	$1,254,000	3,226
Securities gains (losses)	$60,000	1,302
Applicable income taxes	$450,000	2,029
Income before extraordinary items	$864,000	3,413
Extraordinary gains, net	$0	31
Net income	$864,000	3,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,314,000	600
Cash dividends	$514,000	2,691
Sale, conversion, retirement of capital stock, net	$153,000	648
Net operating income	$824,400	3,645
2008-06-30 (YTD Data)		Rank
Total interest income	$18,114,000	1,086
Total interest expense	$8,991,000	961
Net interest income	$9,123,000	1,225
Provision for loan and lease losses	$1,247,000	1,068
Total noninterest income	$1,156,000	2,000
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$919,000	953
Trading account gains and fees	$0	149
Additional Noninterest Income	$237,000	3,453
Total noninterest expense	$8,177,000	1,190
Salaries and employee benefits	$4,432,000	1,149
Premises and equipment expense	$751,000	1,822
Additional noninterest expense	$2,994,000	994
Pre-tax net operating income	$855,000	3,291
Securities gains (losses)	$35,000	1,681
Applicable income taxes	$298,000	2,221
Income before extraordinary items	$592,000	3,673
Extraordinary gains, net	$0	21
Net income	$592,000	3,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,078,000	416
Cash dividends	$359,000	2,713
Sale, conversion, retirement of capital stock, net	$111,000	553
Net operating income	$568,550	3,698
2008-03-31 (YTD Data)		Rank
Total interest income	$9,330,000	1,083
Total interest expense	$4,835,000	946
Net interest income	$4,495,000	1,232
Provision for loan and lease losses	$873,000	692
Total noninterest income	$519,000	2,182
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$448,000	963
Trading account gains and fees	$0	158
Additional Noninterest Income	$71,000	4,403
Total noninterest expense	$4,049,000	1,194
Salaries and employee benefits	$2,182,000	1,178
Premises and equipment expense	$385,000	1,781
Additional noninterest expense	$1,482,000	981
Pre-tax net operating income	$92,000	6,092
Securities gains (losses)	$20,000	1,596
Applicable income taxes	$34,000	3,939
Income before extraordinary items	$78,000	6,157
Extraordinary gains, net	$0	15
Net income	$78,000	6,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,589
Cash dividends	$215,000	2,241
Sale, conversion, retirement of capital stock, net	$58,000	441
Net operating income	$64,000	6,263
2007-12-31 (YTD Data)		Rank
Total interest income	$26,288,000	1,644
Total interest expense	$13,103,000	1,533
Net interest income	$13,185,000	1,713
Provision for loan and lease losses	$5,972,000	355
Total noninterest income	$2,594,000	1,824
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$839,000	2,054
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,755,000	1,495
Total noninterest expense	$10,049,000	1,844
Salaries and employee benefits	$6,560,000	1,543
Premises and equipment expense	$894,000	2,817
Additional noninterest expense	$2,595,000	2,114
Pre-tax net operating income	$-242,000	7,678
Securities gains (losses)	$13,000	1,241
Applicable income taxes	$-164,000	8,096
Income before extraordinary items	$-65,000	7,591
Extraordinary gains, net	$0	39
Net income	$-65,000	7,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,004,000	317
Cash dividends	$1,156,000	2,404
Sale, conversion, retirement of capital stock, net	$427,000	565
Net operating income	$-73,320	7,581
2007-09-30 (YTD Data)		Rank
Total interest income	$19,815,000	1,631
Total interest expense	$9,716,000	1,555
Net interest income	$10,099,000	1,681
Provision for loan and lease losses	$5,386,000	240
Total noninterest income	$2,055,000	1,752
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$619,000	2,057
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,436,000	1,417
Total noninterest expense	$7,445,000	1,836
Salaries and employee benefits	$4,959,000	1,522
Premises and equipment expense	$650,000	2,870
Additional noninterest expense	$1,836,000	2,175
Pre-tax net operating income	$-677,000	8,176
Securities gains (losses)	$9,000	1,036
Applicable income taxes	$-319,000	8,379
Income before extraordinary items	$-349,000	8,046
Extraordinary gains, net	$0	33
Net income	$-349,000	8,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,294,000	223
Cash dividends	$921,000	2,126
Sale, conversion, retirement of capital stock, net	$395,000	450
Net operating income	$-354,760	8,031
2007-06-30 (YTD Data)		Rank
Total interest income	$13,162,000	1,651
Total interest expense	$6,376,000	1,582
Net interest income	$6,786,000	1,694
Provision for loan and lease losses	$3,161,000	237
Total noninterest income	$1,455,000	1,704
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$398,000	2,123
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,057,000	1,347
Total noninterest expense	$4,977,000	1,856
Salaries and employee benefits	$3,332,000	1,541
Premises and equipment expense	$432,000	2,907
Additional noninterest expense	$1,213,000	2,193
Pre-tax net operating income	$103,000	7,224
Securities gains (losses)	$7,000	933
Applicable income taxes	$-19,000	8,196
Income before extraordinary items	$129,000	6,912
Extraordinary gains, net	$0	29
Net income	$129,000	6,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,813,000	179
Cash dividends	$692,000	2,003
Sale, conversion, retirement of capital stock, net	$67,000	678
Net operating income	$122,000	6,946
2007-03-31 (YTD Data)		Rank
Total interest income	$6,408,000	1,686
Total interest expense	$3,111,000	1,605
Net interest income	$3,297,000	1,746
Provision for loan and lease losses	$351,000	696
Total noninterest income	$612,000	1,922
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$189,000	2,152
Trading account gains and fees	$0	195
Additional Noninterest Income	$423,000	1,542
Total noninterest expense	$2,420,000	1,913
Salaries and employee benefits	$1,735,000	1,495
Premises and equipment expense	$214,000	2,952
Additional noninterest expense	$471,000	2,747
Pre-tax net operating income	$1,138,000	1,952
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$417,000	1,478
Income before extraordinary items	$722,000	2,257
Extraordinary gains, net	$0	22
Net income	$722,000	2,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,965
Cash dividends	$461,000	1,507
Sale, conversion, retirement of capital stock, net	$35,000	563
Net operating income	$721,360	2,237
2006-12-31 (YTD Data)		Rank
Total interest income	$24,461,000	1,651
Total interest expense	$10,622,000	1,591
Net interest income	$13,839,000	1,656
Provision for loan and lease losses	$2,707,000	417
Total noninterest income	$2,444,000	1,914
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$834,000	2,048
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,610,000	1,586
Total noninterest expense	$9,410,000	1,895
Salaries and employee benefits	$6,204,000	1,593
Premises and equipment expense	$903,000	2,712
Additional noninterest expense	$2,303,000	2,260
Pre-tax net operating income	$4,166,000	2,188
Securities gains (losses)	$-2,000	6,862
Applicable income taxes	$1,546,000	1,616
Income before extraordinary items	$2,618,000	2,515
Extraordinary gains, net	$0	51
Net income	$2,618,000	2,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$951,000	719
Cash dividends	$669,000	3,282
Sale, conversion, retirement of capital stock, net	$71,000	950
Net operating income	$2,619,280	2,492
2006-09-30 (YTD Data)		Rank
Total interest income	$17,920,000	1,673
Total interest expense	$7,576,000	1,621
Net interest income	$10,344,000	1,673
Provision for loan and lease losses	$937,000	801
Total noninterest income	$1,648,000	2,083
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$621,000	2,056
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,027,000	1,782
Total noninterest expense	$6,764,000	1,951
Salaries and employee benefits	$4,464,000	1,653
Premises and equipment expense	$634,000	2,875
Additional noninterest expense	$1,666,000	2,321
Pre-tax net operating income	$4,291,000	1,738
Securities gains (losses)	$-3,000	7,275
Applicable income taxes	$1,540,000	1,368
Income before extraordinary items	$2,748,000	1,981
Extraordinary gains, net	$0	45
Net income	$2,748,000	1,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$834,000	538
Cash dividends	$669,000	2,500
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,749,920	1,967
2006-06-30 (YTD Data)		Rank
Total interest income	$11,652,000	1,675
Total interest expense	$4,859,000	1,607
Net interest income	$6,793,000	1,708
Provision for loan and lease losses	$366,000	1,249
Total noninterest income	$1,083,000	2,099
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$406,000	2,078
Trading account gains and fees	$0	126
Additional Noninterest Income	$677,000	1,804
Total noninterest expense	$4,446,000	1,981
Salaries and employee benefits	$2,901,000	1,696
Premises and equipment expense	$411,000	2,933
Additional noninterest expense	$1,134,000	2,289
Pre-tax net operating income	$3,064,000	1,619
Securities gains (losses)	$-4,000	7,633
Applicable income taxes	$1,107,000	1,289
Income before extraordinary items	$1,953,000	1,871
Extraordinary gains, net	$0	39
Net income	$1,953,000	1,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	1,480
Cash dividends	$430,000	2,591
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,955,560	1,849
2006-03-31 (YTD Data)		Rank
Total interest income	$5,617,000	1,695
Total interest expense	$2,337,000	1,571
Net interest income	$3,280,000	1,754
Provision for loan and lease losses	$272,000	862
Total noninterest income	$495,000	2,205
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$195,000	2,087
Trading account gains and fees	$0	115
Additional Noninterest Income	$300,000	1,939
Total noninterest expense	$2,105,000	2,099
Salaries and employee benefits	$1,369,000	1,806
Premises and equipment expense	$198,000	3,049
Additional noninterest expense	$538,000	2,388
Pre-tax net operating income	$1,398,000	1,733
Securities gains (losses)	$-5,000	8,100
Applicable income taxes	$519,000	1,354
Income before extraordinary items	$874,000	2,026
Extraordinary gains, net	$0	21
Net income	$874,000	2,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,493
Cash dividends	$206,000	2,349
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$877,200	1,999
2005-12-31 (YTD Data)		Rank
Total interest income	$19,234,000	1,736
Total interest expense	$7,429,000	1,527
Net interest income	$11,805,000	1,862
Provision for loan and lease losses	$1,624,000	656
Total noninterest income	$2,264,000	2,029
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$844,000	2,012
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,420,000	1,737
Total noninterest expense	$7,195,000	2,326
Salaries and employee benefits	$4,600,000	2,002
Premises and equipment expense	$550,000	3,905
Additional noninterest expense	$2,045,000	2,436
Pre-tax net operating income	$5,250,000	1,785
Securities gains (losses)	$-24,000	7,910
Applicable income taxes	$1,922,000	1,409
Income before extraordinary items	$3,304,000	2,075
Extraordinary gains, net	$0	46
Net income	$3,304,000	2,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$422,000	1,342
Cash dividends	$673,000	3,145
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,319,360	2,039
2005-09-30 (YTD Data)		Rank
Total interest income	$13,805,000	1,780
Total interest expense	$5,231,000	1,537
Net interest income	$8,574,000	1,917
Provision for loan and lease losses	$1,349,000	571
Total noninterest income	$1,580,000	2,123
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$638,000	2,008
Trading account gains and fees	$0	126
Additional Noninterest Income	$942,000	1,894
Total noninterest expense	$5,152,000	2,410
Salaries and employee benefits	$3,300,000	2,075
Premises and equipment expense	$403,000	3,951
Additional noninterest expense	$1,449,000	2,541
Pre-tax net operating income	$3,653,000	1,916
Securities gains (losses)	$-16,000	8,085
Applicable income taxes	$1,246,000	1,602
Income before extraordinary items	$2,391,000	2,151
Extraordinary gains, net	$0	35
Net income	$2,391,000	2,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	1,692
Cash dividends	$484,000	2,873
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,401,560	2,103
2005-06-30 (YTD Data)		Rank
Total interest income	$8,748,000	1,820
Total interest expense	$3,207,000	1,573
Net interest income	$5,541,000	1,956
Provision for loan and lease losses	$737,000	686
Total noninterest income	$1,046,000	2,108
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$419,000	1,988
Trading account gains and fees	$0	116
Additional Noninterest Income	$627,000	1,870
Total noninterest expense	$3,264,000	2,490
Salaries and employee benefits	$2,099,000	2,151
Premises and equipment expense	$228,000	4,405
Additional noninterest expense	$937,000	2,602
Pre-tax net operating income	$2,586,000	1,782
Securities gains (losses)	$-6,000	7,982
Applicable income taxes	$896,000	1,491
Income before extraordinary items	$1,684,000	2,012
Extraordinary gains, net	$0	30
Net income	$1,684,000	2,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,019
Cash dividends	$299,000	3,006
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,687,900	1,972
2005-03-31 (YTD Data)		Rank
Total interest income	$4,158,000	1,871
Total interest expense	$1,424,000	1,678
Net interest income	$2,734,000	1,967
Provision for loan and lease losses	$358,000	662
Total noninterest income	$492,000	2,162
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$195,000	2,047
Trading account gains and fees	$0	115
Additional Noninterest Income	$297,000	1,903
Total noninterest expense	$1,585,000	2,578
Salaries and employee benefits	$1,020,000	2,231
Premises and equipment expense	$109,000	4,578
Additional noninterest expense	$456,000	2,658
Pre-tax net operating income	$1,283,000	1,770
Securities gains (losses)	$-2,000	8,244
Applicable income taxes	$462,000	1,435
Income before extraordinary items	$819,000	2,041
Extraordinary gains, net	$0	24
Net income	$819,000	2,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,934
Cash dividends	$141,000	2,637
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$820,280	2,009
2004-12-31 (YTD Data)		Rank
Total interest income	$13,207,000	2,177
Total interest expense	$4,368,000	1,861
Net interest income	$8,839,000	2,308
Provision for loan and lease losses	$976,000	1,057
Total noninterest income	$1,605,000	2,559
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$804,000	2,134
Trading account gains and fees	$0	138
Additional Noninterest Income	$801,000	2,492
Total noninterest expense	$5,643,000	2,803
Salaries and employee benefits	$3,452,000	2,523
Premises and equipment expense	$417,000	4,631
Additional noninterest expense	$1,774,000	2,679
Pre-tax net operating income	$3,825,000	2,128
Securities gains (losses)	$-10,000	8,235
Applicable income taxes	$1,338,000	1,757
Income before extraordinary items	$2,477,000	2,445
Extraordinary gains, net	$0	34
Net income	$2,477,000	2,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$441,000	1,478
Cash dividends	$122,000	5,343
Sale, conversion, retirement of capital stock, net	$-8,339,000	8,967
Net operating income	$2,483,500	2,383
2004-09-30 (YTD Data)		Rank
Total interest income	$9,286,000	2,291
Total interest expense	$3,084,000	1,946
Net interest income	$6,202,000	2,438
Provision for loan and lease losses	$748,000	1,019
Total noninterest income	$1,049,000	2,830
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$574,000	2,237
Trading account gains and fees	$0	134
Additional Noninterest Income	$475,000	2,891
Total noninterest expense	$4,103,000	2,853
Salaries and employee benefits	$2,541,000	2,545
Premises and equipment expense	$306,000	4,695
Additional noninterest expense	$1,256,000	2,808
Pre-tax net operating income	$2,400,000	2,477
Securities gains (losses)	$-6,000	8,396
Applicable income taxes	$854,000	2,010
Income before extraordinary items	$1,540,000	2,885
Extraordinary gains, net	$0	26
Net income	$1,540,000	2,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,881
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$-8,339,000	9,020
Net operating income	$1,543,840	2,814
2004-06-30 (YTD Data)		Rank
Total interest income	$5,740,000	2,445
Total interest expense	$1,851,000	2,129
Net interest income	$3,889,000	2,553
Provision for loan and lease losses	$568,000	887
Total noninterest income	$679,000	2,898
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$369,000	2,291
Trading account gains and fees	$0	130
Additional Noninterest Income	$310,000	2,932
Total noninterest expense	$2,656,000	2,929
Salaries and employee benefits	$1,672,000	2,574
Premises and equipment expense	$195,000	4,840
Additional noninterest expense	$789,000	2,969
Pre-tax net operating income	$1,344,000	2,825
Securities gains (losses)	$-4,000	8,544
Applicable income taxes	$476,000	2,279
Income before extraordinary items	$864,000	3,320
Extraordinary gains, net	$0	21
Net income	$864,000	3,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	2,324
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$-8,339,000	9,074
Net operating income	$866,560	3,223
2004-03-31 (YTD Data)		Rank
Total interest income	$2,635,000	2,649
Total interest expense	$835,000	2,351
Net interest income	$1,800,000	2,759
Provision for loan and lease losses	$269,000	900
Total noninterest income	$319,000	2,978
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$164,000	2,483
Trading account gains and fees	$0	121
Additional Noninterest Income	$155,000	2,890
Total noninterest expense	$1,314,000	2,956
Salaries and employee benefits	$820,000	2,622
Premises and equipment expense	$84,000	5,376
Additional noninterest expense	$410,000	2,845
Pre-tax net operating income	$536,000	3,350
Securities gains (losses)	$-2,000	8,748
Applicable income taxes	$188,000	2,683
Income before extraordinary items	$346,000	3,880
Extraordinary gains, net	$0	16
Net income	$346,000	3,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$-8,339,000	9,116
Net operating income	$347,300	3,749
2003-12-31 (YTD Data)		Rank
Total interest income	$9,339,000	3,011
Total interest expense	$3,216,000	2,691
Net interest income	$6,123,000	3,128
Provision for loan and lease losses	$1,042,000	1,139
Total noninterest income	$1,172,000	3,358
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$546,000	2,892
Trading account gains and fees	$0	160
Additional Noninterest Income	$626,000	3,171
Total noninterest expense	$4,834,000	3,136
Salaries and employee benefits	$2,911,000	2,833
Premises and equipment expense	$349,000	5,180
Additional noninterest expense	$1,574,000	2,945
Pre-tax net operating income	$1,419,000	4,266
Securities gains (losses)	$-17,000	8,841
Applicable income taxes	$496,000	3,394
Income before extraordinary items	$906,000	4,922
Extraordinary gains, net	$0	54
Net income	$906,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	2,623
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$9,092,000	97
Net operating income	$917,050	4,723
2003-09-30 (YTD Data)		Rank
Total interest income	$6,793,000	3,135
Total interest expense	$2,344,000	2,846
Net interest income	$4,449,000	3,229
Provision for loan and lease losses	$694,000	1,231
Total noninterest income	$903,000	3,360
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$398,000	2,958
Trading account gains and fees	$0	153
Additional Noninterest Income	$505,000	3,119
Total noninterest expense	$3,394,000	3,322
Salaries and employee benefits	$2,009,000	3,076
Premises and equipment expense	$245,000	5,397
Additional noninterest expense	$1,140,000	3,031
Pre-tax net operating income	$1,264,000	3,932
Securities gains (losses)	$-16,000	8,988
Applicable income taxes	$454,000	3,195
Income before extraordinary items	$794,000	4,616
Extraordinary gains, net	$0	40
Net income	$794,000	4,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	2,288
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$9,143,000	64
Net operating income	$804,240	4,412
2003-06-30 (YTD Data)		Rank
Total interest income	$4,363,000	3,254
Total interest expense	$1,543,000	2,961
Net interest income	$2,820,000	3,354
Provision for loan and lease losses	$479,000	1,196
Total noninterest income	$545,000	3,559
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$252,000	3,045
Trading account gains and fees	$0	150
Additional Noninterest Income	$293,000	3,334
Total noninterest expense	$2,076,000	3,582
Salaries and employee benefits	$1,208,000	3,349
Premises and equipment expense	$146,000	5,746
Additional noninterest expense	$722,000	3,144
Pre-tax net operating income	$810,000	4,022
Securities gains (losses)	$-14,000	9,079
Applicable income taxes	$293,000	3,286
Income before extraordinary items	$503,000	4,791
Extraordinary gains, net	$0	30
Net income	$503,000	4,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,053
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$1,200,000	189
Net operating income	$511,960	4,536
2003-03-31 (YTD Data)		Rank
Total interest income	$2,081,000	3,410
Total interest expense	$753,000	3,108
Net interest income	$1,328,000	3,519
Provision for loan and lease losses	$270,000	1,039
Total noninterest income	$264,000	3,520
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$113,000	3,234
Trading account gains and fees	$0	134
Additional Noninterest Income	$151,000	3,200
Total noninterest expense	$979,000	3,730
Salaries and employee benefits	$564,000	3,535
Premises and equipment expense	$72,000	5,758
Additional noninterest expense	$343,000	3,249
Pre-tax net operating income	$343,000	4,438
Securities gains (losses)	$-5,000	9,108
Applicable income taxes	$124,000	3,565
Income before extraordinary items	$214,000	5,147
Extraordinary gains, net	$0	21
Net income	$214,000	5,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	1,724
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$217,200	4,905
2002-12-31 (YTD Data)		Rank
Total interest income	$7,190,000	3,963
Total interest expense	$2,760,000	3,790
Net interest income	$4,430,000	4,051
Provision for loan and lease losses	$872,000	1,521
Total noninterest income	$667,000	4,457
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$359,000	3,799
Trading account gains and fees	$0	153
Additional Noninterest Income	$308,000	4,202
Total noninterest expense	$2,869,000	4,605
Salaries and employee benefits	$1,638,000	4,384
Premises and equipment expense	$255,000	6,073
Additional noninterest expense	$976,000	4,262
Pre-tax net operating income	$1,356,000	4,370
Securities gains (losses)	$-2,000	8,714
Applicable income taxes	$496,000	3,461
Income before extraordinary items	$858,000	5,015
Extraordinary gains, net	$0	70
Net income	$858,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	2,311
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$3,702,000	197
Net operating income	$859,280	4,885
2001-12-31 (YTD Data)		Rank
Total interest income	$5,176,000	5,497
Total interest expense	$2,375,000	5,556
Net interest income	$2,801,000	5,317
Provision for loan and lease losses	$564,000	2,002
Total noninterest income	$509,000	5,019
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$243,000	4,718
Trading account gains and fees	$0	177
Additional Noninterest Income	$266,000	4,368
Total noninterest expense	$2,019,000	5,692
Salaries and employee benefits	$1,130,000	5,545
Premises and equipment expense	$187,000	6,973
Additional noninterest expense	$702,000	5,292
Pre-tax net operating income	$727,000	5,723
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$136,000	5,603
Income before extraordinary items	$593,000	5,657
Extraordinary gains, net	$0	105
Net income	$593,000	5,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,500
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$2,001,000	303
Net operating income	$591,380	5,535
2000-12-31 (YTD Data)		Rank
Total interest income	$2,006,000	8,407
Total interest expense	$677,000	8,908
Net interest income	$1,329,000	7,802
Provision for loan and lease losses	$496,000	1,891
Total noninterest income	$54,000	9,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	8,843
Total noninterest expense	$1,597,000	6,493
Salaries and employee benefits	$685,000	7,267
Premises and equipment expense	$80,000	8,783
Additional noninterest expense	$832,000	4,608
Pre-tax net operating income	$-710,000	9,641
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-710,000	9,663
Extraordinary gains, net	$0	38
Net income	$-710,000	9,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$10,681,000	57
Net operating income	$-710,000	9,662

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.