Home > Select Bank & Trust Company > Income and Expense
Select Bank & Trust Company, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 2,107 |
| Total interest expense | $1,049,000 | 1,425 |
| Net interest income | $4,747,000 | 2,236 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $473,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $331,000 | 2,897 |
| Total noninterest expense | $2,816,000 | 3,079 |
| Salaries and employee benefits | $1,457,000 | 3,178 |
| Premises and equipment expense | $339,000 | 3,034 |
| Additional noninterest expense | $1,020,000 | 2,836 |
| Pre-tax net operating income | $2,404,000 | 1,548 |
| Securities gains (losses) | $43,000 | 1,250 |
| Applicable income taxes | $856,000 | 1,085 |
| Income before extraordinary items | $1,591,000 | 1,885 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,591,000 | 1,890 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,591,000 | 1,888 |
| Net charge-offs | $196,000 | 1,596 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,563,050 | 1,868 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 2,133 |
| Total interest expense | $521,000 | 1,456 |
| Net interest income | $2,336,000 | 2,258 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $187,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $124,000 | 3,255 |
| Total noninterest expense | $1,399,000 | 3,124 |
| Salaries and employee benefits | $750,000 | 3,134 |
| Premises and equipment expense | $177,000 | 2,996 |
| Additional noninterest expense | $472,000 | 3,016 |
| Pre-tax net operating income | $1,124,000 | 1,603 |
| Securities gains (losses) | $36,000 | 763 |
| Applicable income taxes | $420,000 | 1,051 |
| Income before extraordinary items | $740,000 | 1,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $740,000 | 1,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $740,000 | 1,931 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $716,960 | 1,924 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,232,000 | 2,175 |
| Total interest expense | $2,264,000 | 1,505 |
| Net interest income | $8,968,000 | 2,354 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $1,134,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $252,000 | 3,689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $882,000 | 2,535 |
| Total noninterest expense | $6,002,000 | 2,992 |
| Salaries and employee benefits | $3,169,000 | 2,993 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $2,155,000 | 2,818 |
| Pre-tax net operating income | $3,800,000 | 1,788 |
| Securities gains (losses) | $58,000 | 1,698 |
| Applicable income taxes | $1,356,000 | 1,204 |
| Income before extraordinary items | $2,502,000 | 2,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,502,000 | 2,197 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,502,000 | 2,196 |
| Net charge-offs | $259,000 | 2,725 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,464,300 | 2,165 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 2,206 |
| Total interest expense | $1,713,000 | 1,537 |
| Net interest income | $6,641,000 | 2,384 |
| Provision for loan and lease losses | $600,000 | 1,326 |
| Total noninterest income | $820,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $185,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $635,000 | 2,644 |
| Total noninterest expense | $4,438,000 | 3,024 |
| Salaries and employee benefits | $2,400,000 | 2,995 |
| Premises and equipment expense | $505,000 | 3,082 |
| Additional noninterest expense | $1,533,000 | 2,931 |
| Pre-tax net operating income | $2,423,000 | 2,119 |
| Securities gains (losses) | $58,000 | 1,560 |
| Applicable income taxes | $838,000 | 1,408 |
| Income before extraordinary items | $1,643,000 | 2,470 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,643,000 | 2,475 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,643,000 | 2,475 |
| Net charge-offs | $62,000 | 3,691 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,604,720 | 2,445 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 2,225 |
| Total interest expense | $1,145,000 | 1,560 |
| Net interest income | $4,381,000 | 2,394 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $552,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $427,000 | 2,703 |
| Total noninterest expense | $2,921,000 | 3,060 |
| Salaries and employee benefits | $1,589,000 | 3,037 |
| Premises and equipment expense | $340,000 | 3,056 |
| Additional noninterest expense | $992,000 | 2,990 |
| Pre-tax net operating income | $1,562,000 | 2,128 |
| Securities gains (losses) | $58,000 | 1,424 |
| Applicable income taxes | $553,000 | 1,417 |
| Income before extraordinary items | $1,067,000 | 2,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,067,000 | 2,510 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,067,000 | 2,509 |
| Net charge-offs | $32,000 | 3,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,028,720 | 2,488 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 2,262 |
| Total interest expense | $569,000 | 1,617 |
| Net interest income | $2,179,000 | 2,415 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $244,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,872 |
| Total noninterest expense | $1,430,000 | 3,131 |
| Salaries and employee benefits | $784,000 | 3,094 |
| Premises and equipment expense | $173,000 | 3,049 |
| Additional noninterest expense | $473,000 | 3,114 |
| Pre-tax net operating income | $768,000 | 2,103 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $267,000 | 1,450 |
| Income before extraordinary items | $501,000 | 2,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $501,000 | 2,587 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $501,000 | 2,586 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $501,000 | 2,499 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,673,000 | 2,414 |
| Total interest expense | $2,237,000 | 1,947 |
| Net interest income | $8,436,000 | 2,548 |
| Provision for loan and lease losses | $1,200,000 | 1,554 |
| Total noninterest income | $981,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $249,000 | 3,856 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $732,000 | 2,827 |
| Total noninterest expense | $5,310,000 | 3,314 |
| Salaries and employee benefits | $2,832,000 | 3,252 |
| Premises and equipment expense | $541,000 | 3,627 |
| Additional noninterest expense | $1,937,000 | 3,167 |
| Pre-tax net operating income | $2,907,000 | 2,145 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $976,000 | 1,497 |
| Income before extraordinary items | $1,975,000 | 2,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,975,000 | 2,608 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,975,000 | 2,606 |
| Net charge-offs | $546,000 | 2,539 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,945,520 | 2,519 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,473 |
| Total interest expense | $1,690,000 | 2,020 |
| Net interest income | $6,272,000 | 2,607 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $661,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $474,000 | 3,028 |
| Total noninterest expense | $4,015,000 | 3,328 |
| Salaries and employee benefits | $2,158,000 | 3,248 |
| Premises and equipment expense | $409,000 | 3,666 |
| Additional noninterest expense | $1,448,000 | 3,200 |
| Pre-tax net operating income | $2,018,000 | 2,342 |
| Securities gains (losses) | $37,000 | 2,600 |
| Applicable income taxes | $681,000 | 1,612 |
| Income before extraordinary items | $1,374,000 | 2,796 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,374,000 | 2,797 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,374,000 | 2,796 |
| Net charge-offs | $291,000 | 2,870 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,349,210 | 2,702 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 2,508 |
| Total interest expense | $1,121,000 | 2,088 |
| Net interest income | $4,149,000 | 2,619 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $412,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $131,000 | 3,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 3,153 |
| Total noninterest expense | $2,673,000 | 3,348 |
| Salaries and employee benefits | $1,438,000 | 3,254 |
| Premises and equipment expense | $272,000 | 3,664 |
| Additional noninterest expense | $963,000 | 3,220 |
| Pre-tax net operating income | $1,288,000 | 2,385 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $445,000 | 1,610 |
| Income before extraordinary items | $880,000 | 2,845 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $880,000 | 2,846 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $880,000 | 2,846 |
| Net charge-offs | $130,000 | 3,176 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $855,580 | 2,759 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 2,552 |
| Total interest expense | $554,000 | 2,166 |
| Net interest income | $2,058,000 | 2,656 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $202,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 3,257 |
| Total noninterest expense | $1,340,000 | 3,357 |
| Salaries and employee benefits | $715,000 | 3,290 |
| Premises and equipment expense | $132,000 | 3,770 |
| Additional noninterest expense | $493,000 | 3,125 |
| Pre-tax net operating income | $620,000 | 2,472 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $214,000 | 1,652 |
| Income before extraordinary items | $421,000 | 2,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $421,000 | 2,955 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $421,000 | 2,956 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $411,100 | 2,847 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,426,000 | 2,914 |
| Total interest expense | $2,586,000 | 2,227 |
| Net interest income | $6,840,000 | 3,130 |
| Provision for loan and lease losses | $1,600,000 | 1,807 |
| Total noninterest income | $811,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $219,000 | 4,216 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $592,000 | 2,874 |
| Total noninterest expense | $4,337,000 | 3,902 |
| Salaries and employee benefits | $2,129,000 | 4,002 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $1,746,000 | 3,492 |
| Pre-tax net operating income | $1,714,000 | 2,792 |
| Securities gains (losses) | $178,000 | 1,551 |
| Applicable income taxes | $611,000 | 1,827 |
| Income before extraordinary items | $1,281,000 | 3,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,281,000 | 3,095 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,281,000 | 3,095 |
| Net charge-offs | $798,000 | 2,635 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,159,960 | 3,170 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 2,971 |
| Total interest expense | $2,030,000 | 2,220 |
| Net interest income | $4,990,000 | 3,216 |
| Provision for loan and lease losses | $970,000 | 2,007 |
| Total noninterest income | $559,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $152,000 | 4,377 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $407,000 | 3,016 |
| Total noninterest expense | $3,230,000 | 3,927 |
| Salaries and employee benefits | $1,556,000 | 4,076 |
| Premises and equipment expense | $339,000 | 4,340 |
| Additional noninterest expense | $1,335,000 | 3,436 |
| Pre-tax net operating income | $1,349,000 | 2,777 |
| Securities gains (losses) | $43,000 | 2,413 |
| Applicable income taxes | $457,000 | 1,807 |
| Income before extraordinary items | $935,000 | 3,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 3,208 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $935,000 | 3,208 |
| Net charge-offs | $194,000 | 3,744 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $906,190 | 3,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 3,010 |
| Total interest expense | $1,401,000 | 2,235 |
| Net interest income | $3,223,000 | 3,301 |
| Provision for loan and lease losses | $650,000 | 1,973 |
| Total noninterest income | $316,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,325 |
| Total noninterest expense | $2,093,000 | 4,053 |
| Salaries and employee benefits | $997,000 | 4,213 |
| Premises and equipment expense | $219,000 | 4,454 |
| Additional noninterest expense | $877,000 | 3,521 |
| Pre-tax net operating income | $796,000 | 2,956 |
| Securities gains (losses) | $69,000 | 1,380 |
| Applicable income taxes | $289,000 | 1,838 |
| Income before extraordinary items | $576,000 | 3,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 3,271 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $576,000 | 3,271 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $529,770 | 3,362 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,072 |
| Total interest expense | $710,000 | 2,286 |
| Net interest income | $1,559,000 | 3,365 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,570 |
| Total noninterest expense | $1,027,000 | 4,110 |
| Salaries and employee benefits | $496,000 | 4,254 |
| Premises and equipment expense | $105,000 | 4,589 |
| Additional noninterest expense | $426,000 | 3,577 |
| Pre-tax net operating income | $376,000 | 3,094 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $122,000 | 1,985 |
| Income before extraordinary items | $254,000 | 3,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $254,000 | 3,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $254,000 | 3,554 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $254,000 | 3,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,611,000 | 3,343 |
| Total interest expense | $2,836,000 | 2,723 |
| Net interest income | $5,775,000 | 3,573 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $545,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 4,221 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $323,000 | 3,836 |
| Total noninterest expense | $3,878,000 | 4,289 |
| Salaries and employee benefits | $1,850,000 | 4,449 |
| Premises and equipment expense | $376,000 | 4,896 |
| Additional noninterest expense | $1,652,000 | 3,748 |
| Pre-tax net operating income | $1,442,000 | 2,783 |
| Securities gains (losses) | $89,000 | 2,258 |
| Applicable income taxes | $517,000 | 1,847 |
| Income before extraordinary items | $1,014,000 | 3,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,014,000 | 3,199 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,014,000 | 3,202 |
| Net charge-offs | $441,000 | 3,811 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $955,260 | 3,173 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 3,478 |
| Total interest expense | $2,111,000 | 2,841 |
| Net interest income | $4,216,000 | 3,690 |
| Provision for loan and lease losses | $680,000 | 3,074 |
| Total noninterest income | $392,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $222,000 | 3,996 |
| Total noninterest expense | $2,867,000 | 4,350 |
| Salaries and employee benefits | $1,376,000 | 4,499 |
| Premises and equipment expense | $280,000 | 5,001 |
| Additional noninterest expense | $1,211,000 | 3,785 |
| Pre-tax net operating income | $1,061,000 | 2,972 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $385,000 | 1,916 |
| Income before extraordinary items | $712,000 | 3,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $712,000 | 3,476 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $712,000 | 3,478 |
| Net charge-offs | $86,000 | 5,056 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $688,600 | 3,407 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 3,588 |
| Total interest expense | $1,427,000 | 2,900 |
| Net interest income | $2,672,000 | 3,838 |
| Provision for loan and lease losses | $420,000 | 3,121 |
| Total noninterest income | $241,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $1,875,000 | 4,425 |
| Salaries and employee benefits | $906,000 | 4,552 |
| Premises and equipment expense | $176,000 | 5,165 |
| Additional noninterest expense | $793,000 | 3,821 |
| Pre-tax net operating income | $618,000 | 3,246 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $221,000 | 2,034 |
| Income before extraordinary items | $407,000 | 3,754 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $407,000 | 3,752 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $407,000 | 3,753 |
| Net charge-offs | $43,000 | 5,008 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $400,500 | 3,679 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 3,719 |
| Total interest expense | $746,000 | 2,923 |
| Net interest income | $1,248,000 | 4,044 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $100,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $923,000 | 4,508 |
| Salaries and employee benefits | $443,000 | 4,695 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $389,000 | 3,861 |
| Pre-tax net operating income | $215,000 | 3,938 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $78,000 | 2,365 |
| Income before extraordinary items | $151,000 | 4,370 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 4,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $151,000 | 4,369 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $141,760 | 4,380 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,140 |
| Total interest expense | $3,304,000 | 3,177 |
| Net interest income | $3,784,000 | 4,733 |
| Provision for loan and lease losses | $565,000 | 4,357 |
| Total noninterest income | $325,000 | 5,481 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $164,000 | 4,998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $161,000 | 4,976 |
| Total noninterest expense | $3,009,000 | 5,169 |
| Salaries and employee benefits | $1,333,000 | 5,536 |
| Premises and equipment expense | $291,000 | 5,719 |
| Additional noninterest expense | $1,385,000 | 4,305 |
| Pre-tax net operating income | $535,000 | 3,916 |
| Securities gains (losses) | $35,000 | 2,803 |
| Applicable income taxes | $171,000 | 2,515 |
| Income before extraordinary items | $399,000 | 4,186 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $399,000 | 4,186 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $399,000 | 4,186 |
| Net charge-offs | $213,000 | 4,927 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $374,500 | 4,186 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 4,245 |
| Total interest expense | $2,602,000 | 3,198 |
| Net interest income | $2,608,000 | 5,001 |
| Provision for loan and lease losses | $295,000 | 4,617 |
| Total noninterest income | $217,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $113,000 | 5,192 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $2,165,000 | 5,306 |
| Salaries and employee benefits | $968,000 | 5,670 |
| Premises and equipment expense | $221,000 | 5,743 |
| Additional noninterest expense | $976,000 | 4,470 |
| Pre-tax net operating income | $365,000 | 4,303 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $109,000 | 2,816 |
| Income before extraordinary items | $256,000 | 4,601 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $256,000 | 4,600 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $256,000 | 4,602 |
| Net charge-offs | $58,000 | 5,561 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $256,000 | 4,537 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,356 |
| Total interest expense | $1,725,000 | 3,329 |
| Net interest income | $1,666,000 | 5,096 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $117,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $70,000 | 5,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,392,000 | 5,443 |
| Salaries and employee benefits | $614,000 | 5,865 |
| Premises and equipment expense | $149,000 | 5,767 |
| Additional noninterest expense | $629,000 | 4,585 |
| Pre-tax net operating income | $221,000 | 4,524 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $66,000 | 2,960 |
| Income before extraordinary items | $155,000 | 4,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 4,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $155,000 | 4,833 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $155,000 | 4,745 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 4,455 |
| Total interest expense | $861,000 | 3,427 |
| Net interest income | $803,000 | 5,200 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $673,000 | 5,486 |
| Salaries and employee benefits | $300,000 | 5,972 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $295,000 | 4,466 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 4,567 |
| Total interest expense | $3,495,000 | 3,849 |
| Net interest income | $3,303,000 | 5,134 |
| Provision for loan and lease losses | $155,000 | 5,521 |
| Total noninterest income | $245,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 5,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $93,000 | 6,019 |
| Total noninterest expense | $2,261,000 | 5,895 |
| Salaries and employee benefits | $1,168,000 | 6,064 |
| Premises and equipment expense | $131,000 | 7,317 |
| Additional noninterest expense | $962,000 | 4,938 |
| Pre-tax net operating income | $1,132,000 | 3,531 |
| Securities gains (losses) | $112,000 | 1,051 |
| Applicable income taxes | $388,000 | 2,114 |
| Income before extraordinary items | $856,000 | 3,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $856,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,128 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $778,720 | 3,879 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 4,661 |
| Total interest expense | $2,584,000 | 3,990 |
| Net interest income | $2,494,000 | 5,156 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 5,989 |
| Total noninterest expense | $1,721,000 | 5,862 |
| Salaries and employee benefits | $915,000 | 5,935 |
| Premises and equipment expense | $96,000 | 7,399 |
| Additional noninterest expense | $710,000 | 4,908 |
| Pre-tax net operating income | $914,000 | 3,842 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $286,000 | 2,512 |
| Income before extraordinary items | $652,000 | 3,964 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $652,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $635,200 | 4,162 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,747 |
| Total interest expense | $1,739,000 | 4,103 |
| Net interest income | $1,613,000 | 5,259 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $150,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $1,086,000 | 6,051 |
| Salaries and employee benefits | $573,000 | 6,169 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $454,000 | 5,032 |
| Pre-tax net operating income | $647,000 | 3,851 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $198,000 | 2,694 |
| Income before extraordinary items | $449,000 | 4,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 795 |
| Net operating income | $449,000 | 4,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,804 |
| Total interest expense | $908,000 | 4,162 |
| Net interest income | $792,000 | 5,344 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $519,000 | 6,200 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $218,000 | 5,106 |
| Pre-tax net operating income | $337,000 | 3,897 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 686 |
| Net operating income | $230,000 | 4,275 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 4,802 |
| Total interest expense | $3,596,000 | 4,268 |
| Net interest income | $3,238,000 | 5,284 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $285,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $187,000 | 5,028 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $98,000 | 6,242 |
| Total noninterest expense | $1,937,000 | 6,295 |
| Salaries and employee benefits | $987,000 | 6,465 |
| Premises and equipment expense | $125,000 | 7,489 |
| Additional noninterest expense | $825,000 | 5,246 |
| Pre-tax net operating income | $1,496,000 | 3,905 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $495,000 | 2,748 |
| Income before extraordinary items | $1,001,000 | 4,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,001,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 895 |
| Net operating income | $1,001,000 | 4,310 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 4,847 |
| Total interest expense | $2,636,000 | 4,341 |
| Net interest income | $2,432,000 | 5,308 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $207,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $134,000 | 5,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 6,288 |
| Total noninterest expense | $1,462,000 | 6,270 |
| Salaries and employee benefits | $754,000 | 6,416 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $606,000 | 5,262 |
| Pre-tax net operating income | $1,102,000 | 4,141 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $371,000 | 2,905 |
| Income before extraordinary items | $731,000 | 4,549 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $731,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 747 |
| Net operating income | $731,000 | 4,548 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 4,958 |
| Total interest expense | $1,676,000 | 4,456 |
| Net interest income | $1,609,000 | 5,361 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $142,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $87,000 | 5,207 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $970,000 | 6,329 |
| Salaries and employee benefits | $497,000 | 6,499 |
| Premises and equipment expense | $75,000 | 7,264 |
| Additional noninterest expense | $398,000 | 5,315 |
| Pre-tax net operating income | $721,000 | 4,247 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $250,000 | 2,962 |
| Income before extraordinary items | $471,000 | 4,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 873 |
| Net operating income | $471,000 | 4,680 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 5,038 |
| Total interest expense | $811,000 | 4,537 |
| Net interest income | $786,000 | 5,440 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $482,000 | 6,376 |
| Salaries and employee benefits | $253,000 | 6,495 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $191,000 | 5,421 |
| Pre-tax net operating income | $343,000 | 4,360 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $123,000 | 3,006 |
| Income before extraordinary items | $220,000 | 4,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $220,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 742 |
| Net operating income | $220,000 | 4,817 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 5,302 |
| Total interest expense | $2,597,000 | 4,722 |
| Net interest income | $2,866,000 | 5,661 |
| Provision for loan and lease losses | $271,000 | 2,966 |
| Total noninterest income | $235,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 6,126 |
| Total noninterest expense | $1,756,000 | 6,507 |
| Salaries and employee benefits | $927,000 | 6,585 |
| Premises and equipment expense | $140,000 | 7,374 |
| Additional noninterest expense | $689,000 | 5,688 |
| Pre-tax net operating income | $1,074,000 | 5,036 |
| Securities gains (losses) | $-50,000 | 7,943 |
| Applicable income taxes | $138,000 | 4,697 |
| Income before extraordinary items | $886,000 | 4,976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $886,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 886 |
| Net operating income | $929,500 | 4,861 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 5,444 |
| Total interest expense | $1,804,000 | 4,851 |
| Net interest income | $2,098,000 | 5,779 |
| Provision for loan and lease losses | $241,000 | 2,505 |
| Total noninterest income | $161,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,203 |
| Total noninterest expense | $1,285,000 | 6,580 |
| Salaries and employee benefits | $670,000 | 6,677 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $507,000 | 5,727 |
| Pre-tax net operating income | $733,000 | 5,413 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $90,000 | 5,018 |
| Income before extraordinary items | $643,000 | 5,193 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $643,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 774 |
| Net operating income | $643,000 | 5,187 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 5,570 |
| Total interest expense | $1,102,000 | 4,964 |
| Net interest income | $1,366,000 | 5,873 |
| Provision for loan and lease losses | $191,000 | 2,189 |
| Total noninterest income | $96,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,166 |
| Total noninterest expense | $846,000 | 6,636 |
| Salaries and employee benefits | $438,000 | 6,754 |
| Premises and equipment expense | $70,000 | 7,416 |
| Additional noninterest expense | $338,000 | 5,713 |
| Pre-tax net operating income | $425,000 | 5,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $40,000 | 5,383 |
| Income before extraordinary items | $385,000 | 5,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $385,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $385,000 | 5,469 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,766 |
| Total interest expense | $477,000 | 5,250 |
| Net interest income | $654,000 | 6,011 |
| Provision for loan and lease losses | $111,000 | 1,856 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $421,000 | 6,641 |
| Salaries and employee benefits | $225,000 | 6,705 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $161,000 | 5,843 |
| Pre-tax net operating income | $168,000 | 6,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 6,638 |
| Total interest expense | $1,013,000 | 6,257 |
| Net interest income | $1,934,000 | 6,708 |
| Provision for loan and lease losses | $382,000 | 2,358 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $32,000 | 7,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $1,546,000 | 6,812 |
| Salaries and employee benefits | $788,000 | 6,974 |
| Premises and equipment expense | $131,000 | 7,510 |
| Additional noninterest expense | $627,000 | 5,921 |
| Pre-tax net operating income | $78,000 | 8,052 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $78,000 | 8,036 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $78,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $78,000 | 8,009 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 6,891 |
| Total interest expense | $656,000 | 6,519 |
| Net interest income | $1,326,000 | 6,978 |
| Provision for loan and lease losses | $278,000 | 2,334 |
| Total noninterest income | $42,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $1,105,000 | 6,929 |
| Salaries and employee benefits | $563,000 | 7,080 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $443,000 | 6,073 |
| Pre-tax net operating income | $-15,000 | 8,352 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-15,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-15,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-15,000 | 8,342 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 7,117 |
| Total interest expense | $381,000 | 6,720 |
| Net interest income | $798,000 | 7,191 |
| Provision for loan and lease losses | $202,000 | 2,148 |
| Total noninterest income | $24,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $712,000 | 7,024 |
| Salaries and employee benefits | $365,000 | 7,158 |
| Premises and equipment expense | $67,000 | 7,464 |
| Additional noninterest expense | $280,000 | 6,202 |
| Pre-tax net operating income | $-92,000 | 8,475 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-92,000 | 8,506 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-92,000 | 8,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-92,000 | 8,483 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,429 |
| Total interest expense | $158,000 | 7,067 |
| Net interest income | $355,000 | 7,505 |
| Provision for loan and lease losses | $122,000 | 1,725 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $352,000 | 7,093 |
| Salaries and employee benefits | $174,000 | 7,322 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $-113,000 | 8,658 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-113,000 | 8,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-113,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-113,000 | 8,660 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 8,732 |
| Total interest expense | $127,000 | 8,670 |
| Net interest income | $415,000 | 8,720 |
| Provision for loan and lease losses | $362,000 | 2,541 |
| Total noninterest income | $2,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $829,000 | 8,108 |
| Salaries and employee benefits | $469,000 | 8,078 |
| Premises and equipment expense | $53,000 | 8,561 |
| Additional noninterest expense | $307,000 | 7,660 |
| Pre-tax net operating income | $-774,000 | 8,746 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-774,000 | 8,785 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-774,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $14,477,000 | 55 |
| Net operating income | $-774,000 | 8,764 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $183,000 | 8,928 |
| Total interest expense | $33,000 | 8,901 |
| Net interest income | $150,000 | 8,914 |
| Provision for loan and lease losses | $241,000 | 2,632 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $524,000 | 8,328 |
| Salaries and employee benefits | $320,000 | 8,198 |
| Premises and equipment expense | $24,000 | 8,819 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $-615,000 | 8,806 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-615,000 | 8,846 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-615,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $14,477,000 | 46 |
| Net operating income | $-615,000 | 8,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.