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Select Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 4,972 |
| Total interest expense | $425,000 | 5,012 |
| Net interest income | $2,556,000 | 4,895 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $-301,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $49,000 | 6,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-350,000 | 7,035 |
| Total noninterest expense | $1,785,000 | 5,318 |
| Salaries and employee benefits | $557,000 | 6,250 |
| Premises and equipment expense | $249,000 | 4,805 |
| Additional noninterest expense | $979,000 | 4,149 |
| Pre-tax net operating income | $350,000 | 5,127 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $350,000 | 5,153 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $350,000 | 5,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $350,000 | 5,151 |
| Net charge-offs | $299,000 | 2,824 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $350,000 | 4,962 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 4,938 |
| Total interest expense | $325,000 | 4,816 |
| Net interest income | $1,727,000 | 4,882 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $-116,000 | 7,111 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-147,000 | 7,042 |
| Total noninterest expense | $1,264,000 | 5,223 |
| Salaries and employee benefits | $360,000 | 6,330 |
| Premises and equipment expense | $166,000 | 4,821 |
| Additional noninterest expense | $738,000 | 3,852 |
| Pre-tax net operating income | $227,000 | 5,169 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $227,000 | 5,174 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $227,000 | 5,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,174 |
| Net charge-offs | $213,000 | 2,682 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $227,000 | 4,979 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 4,884 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $875,000 | 4,870 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $-13,000 | 7,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-30,000 | 7,047 |
| Total noninterest expense | $609,000 | 5,328 |
| Salaries and employee benefits | $167,000 | 6,488 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $133,000 | 5,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $133,000 | 5,019 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,022 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $133,000 | 5,023 |
| Net charge-offs | $80,000 | 2,645 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $133,000 | 4,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 4,799 |
| Total interest expense | $1,125,000 | 4,120 |
| Net interest income | $3,424,000 | 4,955 |
| Provision for loan and lease losses | $360,000 | 3,874 |
| Total noninterest income | $-151,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $77,000 | 5,860 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-228,000 | 6,975 |
| Total noninterest expense | $2,463,000 | 5,367 |
| Salaries and employee benefits | $775,000 | 6,326 |
| Premises and equipment expense | $343,000 | 4,926 |
| Additional noninterest expense | $1,345,000 | 4,139 |
| Pre-tax net operating income | $450,000 | 4,850 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $450,000 | 4,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $450,000 | 4,795 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $450,000 | 4,794 |
| Net charge-offs | $1,358,000 | 2,008 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $450,000 | 4,668 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 4,842 |
| Total interest expense | $918,000 | 4,044 |
| Net interest income | $2,517,000 | 5,043 |
| Provision for loan and lease losses | $255,000 | 3,836 |
| Total noninterest income | $-73,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-131,000 | 7,086 |
| Total noninterest expense | $1,828,000 | 5,411 |
| Salaries and employee benefits | $579,000 | 6,337 |
| Premises and equipment expense | $245,000 | 5,096 |
| Additional noninterest expense | $1,004,000 | 4,170 |
| Pre-tax net operating income | $361,000 | 4,885 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $361,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 4,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $361,000 | 4,809 |
| Net charge-offs | $949,000 | 1,950 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $361,000 | 4,680 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 4,869 |
| Total interest expense | $680,000 | 3,889 |
| Net interest income | $1,633,000 | 5,126 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $-39,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-78,000 | 7,173 |
| Total noninterest expense | $1,230,000 | 5,463 |
| Salaries and employee benefits | $380,000 | 6,420 |
| Premises and equipment expense | $154,000 | 5,254 |
| Additional noninterest expense | $696,000 | 4,128 |
| Pre-tax net operating income | $184,000 | 5,211 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $184,000 | 5,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 5,132 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $184,000 | 5,133 |
| Net charge-offs | $829,000 | 1,634 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $184,000 | 5,042 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 4,882 |
| Total interest expense | $381,000 | 3,711 |
| Net interest income | $779,000 | 5,240 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $-19,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-37,000 | 7,270 |
| Total noninterest expense | $623,000 | 5,456 |
| Salaries and employee benefits | $185,000 | 6,512 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $365,000 | 3,971 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $287,000 | 1,797 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $17,000 | 6,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 4,764 |
| Total interest expense | $2,454,000 | 3,037 |
| Net interest income | $2,645,000 | 5,645 |
| Provision for loan and lease losses | $1,545,000 | 2,419 |
| Total noninterest income | $-243,000 | 7,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-334,000 | 7,354 |
| Total noninterest expense | $2,964,000 | 5,052 |
| Salaries and employee benefits | $736,000 | 6,602 |
| Premises and equipment expense | $348,000 | 5,073 |
| Additional noninterest expense | $1,880,000 | 3,418 |
| Pre-tax net operating income | $-2,107,000 | 6,793 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,107,000 | 6,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,107,000 | 6,866 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,107,000 | 6,867 |
| Net charge-offs | $1,447,000 | 2,217 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,107,000 | 6,846 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 4,785 |
| Total interest expense | $1,997,000 | 2,963 |
| Net interest income | $1,923,000 | 5,801 |
| Provision for loan and lease losses | $1,545,000 | 1,936 |
| Total noninterest income | $-202,000 | 7,567 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $68,000 | 5,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-270,000 | 7,497 |
| Total noninterest expense | $2,171,000 | 5,133 |
| Salaries and employee benefits | $536,000 | 6,695 |
| Premises and equipment expense | $264,000 | 5,116 |
| Additional noninterest expense | $1,371,000 | 3,474 |
| Pre-tax net operating income | $-1,995,000 | 7,059 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,995,000 | 7,131 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,995,000 | 7,129 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,995,000 | 7,131 |
| Net charge-offs | $1,326,000 | 1,890 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,995,000 | 7,106 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 4,794 |
| Total interest expense | $1,413,000 | 2,921 |
| Net interest income | $1,230,000 | 5,904 |
| Provision for loan and lease losses | $1,505,000 | 1,511 |
| Total noninterest income | $-218,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $44,000 | 5,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-262,000 | 7,629 |
| Total noninterest expense | $1,414,000 | 5,225 |
| Salaries and employee benefits | $358,000 | 6,735 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $879,000 | 3,551 |
| Pre-tax net operating income | $-1,907,000 | 7,244 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,907,000 | 7,317 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,907,000 | 7,317 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,907,000 | 7,317 |
| Net charge-offs | $1,376,000 | 1,447 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,907,000 | 7,307 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 4,828 |
| Total interest expense | $728,000 | 2,972 |
| Net interest income | $608,000 | 5,981 |
| Provision for loan and lease losses | $1,470,000 | 910 |
| Total noninterest income | $-160,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-181,000 | 7,797 |
| Total noninterest expense | $724,000 | 5,204 |
| Salaries and employee benefits | $180,000 | 6,818 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $455,000 | 3,444 |
| Pre-tax net operating income | $-1,746,000 | 7,560 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,746,000 | 7,610 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,746,000 | 7,612 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,746,000 | 7,612 |
| Net charge-offs | $1,225,000 | 902 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,746,000 | 7,604 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 4,478 |
| Total interest expense | $3,835,000 | 2,832 |
| Net interest income | $2,458,000 | 5,876 |
| Provision for loan and lease losses | $3,067,000 | 1,954 |
| Total noninterest income | $-244,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $101,000 | 5,741 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-345,000 | 7,752 |
| Total noninterest expense | $3,414,000 | 4,799 |
| Salaries and employee benefits | $975,000 | 6,294 |
| Premises and equipment expense | $497,000 | 4,394 |
| Additional noninterest expense | $1,942,000 | 3,386 |
| Pre-tax net operating income | $-4,267,000 | 7,095 |
| Securities gains (losses) | $210,000 | 1,518 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,057,000 | 7,163 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,057,000 | 7,163 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,057,000 | 7,162 |
| Net charge-offs | $2,682,000 | 1,720 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,267,000 | 7,189 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 4,417 |
| Total interest expense | $3,040,000 | 2,830 |
| Net interest income | $1,874,000 | 5,856 |
| Provision for loan and lease losses | $2,167,000 | 1,813 |
| Total noninterest income | $105,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $78,000 | 5,742 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $2,493,000 | 4,894 |
| Salaries and employee benefits | $776,000 | 6,195 |
| Premises and equipment expense | $400,000 | 4,262 |
| Additional noninterest expense | $1,317,000 | 3,622 |
| Pre-tax net operating income | $-2,681,000 | 7,212 |
| Securities gains (losses) | $210,000 | 1,251 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,471,000 | 7,291 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,471,000 | 7,290 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,471,000 | 7,291 |
| Net charge-offs | $1,613,000 | 1,699 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,681,000 | 7,311 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 4,398 |
| Total interest expense | $2,138,000 | 2,803 |
| Net interest income | $1,206,000 | 5,955 |
| Provision for loan and lease losses | $1,767,000 | 1,522 |
| Total noninterest income | $58,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $1,681,000 | 4,895 |
| Salaries and employee benefits | $541,000 | 6,171 |
| Premises and equipment expense | $274,000 | 4,203 |
| Additional noninterest expense | $866,000 | 3,658 |
| Pre-tax net operating income | $-2,184,000 | 7,426 |
| Securities gains (losses) | $210,000 | 987 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,974,000 | 7,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,974,000 | 7,474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,974,000 | 7,473 |
| Net charge-offs | $1,239,000 | 1,490 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,184,000 | 7,522 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,275 |
| Total interest expense | $1,066,000 | 2,912 |
| Net interest income | $705,000 | 5,566 |
| Provision for loan and lease losses | $1,457,000 | 944 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $803,000 | 4,940 |
| Salaries and employee benefits | $289,000 | 6,065 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $375,000 | 3,760 |
| Pre-tax net operating income | $-1,514,000 | 7,752 |
| Securities gains (losses) | $210,000 | 647 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,304,000 | 7,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,304,000 | 7,790 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,304,000 | 7,790 |
| Net charge-offs | $906,000 | 1,011 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,514,000 | 7,823 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 4,246 |
| Total interest expense | $4,294,000 | 3,335 |
| Net interest income | $3,371,000 | 5,075 |
| Provision for loan and lease losses | $2,718,000 | 1,491 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $151,000 | 5,305 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-129,000 | 8,146 |
| Total noninterest expense | $3,530,000 | 4,616 |
| Salaries and employee benefits | $1,449,000 | 5,439 |
| Premises and equipment expense | $602,000 | 3,928 |
| Additional noninterest expense | $1,479,000 | 3,654 |
| Pre-tax net operating income | $-2,855,000 | 7,559 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,855,000 | 7,576 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,855,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,500,000 | 1,129 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,855,000 | 7,649 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 4,296 |
| Total interest expense | $3,111,000 | 3,538 |
| Net interest income | $2,681,000 | 4,947 |
| Provision for loan and lease losses | $2,488,000 | 1,026 |
| Total noninterest income | $184,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $110,000 | 5,401 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 6,057 |
| Total noninterest expense | $2,846,000 | 4,385 |
| Salaries and employee benefits | $1,177,000 | 5,236 |
| Premises and equipment expense | $453,000 | 3,920 |
| Additional noninterest expense | $1,216,000 | 3,358 |
| Pre-tax net operating income | $-2,469,000 | 7,940 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,469,000 | 7,948 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,469,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,303,000 | 763 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,469,000 | 8,013 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 4,414 |
| Total interest expense | $2,016,000 | 3,723 |
| Net interest income | $1,759,000 | 5,007 |
| Provision for loan and lease losses | $1,388,000 | 1,001 |
| Total noninterest income | $140,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $1,952,000 | 4,317 |
| Salaries and employee benefits | $859,000 | 4,988 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $788,000 | 3,403 |
| Pre-tax net operating income | $-1,441,000 | 8,065 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,441,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,441,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,363,000 | 713 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,441,000 | 8,125 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 4,492 |
| Total interest expense | $1,048,000 | 3,790 |
| Net interest income | $844,000 | 5,140 |
| Provision for loan and lease losses | $1,150,000 | 567 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $1,072,000 | 4,034 |
| Salaries and employee benefits | $472,000 | 4,750 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $446,000 | 3,000 |
| Pre-tax net operating income | $-1,326,000 | 8,316 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,326,000 | 8,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,326,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,246,000 | 400 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,326,000 | 8,341 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,485,000 | 3,905 |
| Total interest expense | $5,035,000 | 3,452 |
| Net interest income | $4,450,000 | 4,323 |
| Provision for loan and lease losses | $1,603,000 | 1,001 |
| Total noninterest income | $180,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $143,000 | 5,501 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $3,423,000 | 4,600 |
| Salaries and employee benefits | $1,525,000 | 5,252 |
| Premises and equipment expense | $584,000 | 3,923 |
| Additional noninterest expense | $1,314,000 | 3,812 |
| Pre-tax net operating income | $-396,000 | 7,752 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-396,000 | 7,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-396,000 | 7,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,737,000 | 680 |
| Cash dividends | $763,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-396,000 | 7,812 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 3,786 |
| Total interest expense | $3,852,000 | 3,400 |
| Net interest income | $3,608,000 | 4,126 |
| Provision for loan and lease losses | $603,000 | 1,341 |
| Total noninterest income | $127,000 | 7,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $2,478,000 | 4,695 |
| Salaries and employee benefits | $1,185,000 | 5,135 |
| Premises and equipment expense | $437,000 | 3,913 |
| Additional noninterest expense | $856,000 | 4,167 |
| Pre-tax net operating income | $654,000 | 5,260 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $654,000 | 4,846 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $654,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 831 |
| Cash dividends | $756,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $654,000 | 4,836 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 3,748 |
| Total interest expense | $2,610,000 | 3,333 |
| Net interest income | $2,462,000 | 4,078 |
| Provision for loan and lease losses | $402,000 | 1,229 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $64,000 | 5,719 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $1,637,000 | 4,736 |
| Salaries and employee benefits | $812,000 | 5,092 |
| Premises and equipment expense | $282,000 | 4,020 |
| Additional noninterest expense | $543,000 | 4,317 |
| Pre-tax net operating income | $503,000 | 5,022 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $503,000 | 4,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 786 |
| Cash dividends | $170,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $503,000 | 4,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 3,735 |
| Total interest expense | $1,303,000 | 3,314 |
| Net interest income | $1,242,000 | 4,050 |
| Provision for loan and lease losses | $201,000 | 1,151 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $801,000 | 4,802 |
| Salaries and employee benefits | $403,000 | 5,142 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $260,000 | 4,414 |
| Pre-tax net operating income | $282,000 | 4,793 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $282,000 | 4,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $77,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $282,000 | 4,300 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,972,000 | 3,576 |
| Total interest expense | $4,699,000 | 3,183 |
| Net interest income | $5,273,000 | 3,860 |
| Provision for loan and lease losses | $940,000 | 1,097 |
| Total noninterest income | $132,000 | 7,452 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $106,000 | 6,077 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $3,274,000 | 4,602 |
| Salaries and employee benefits | $1,581,000 | 5,019 |
| Premises and equipment expense | $535,000 | 4,083 |
| Additional noninterest expense | $1,158,000 | 4,051 |
| Pre-tax net operating income | $1,191,000 | 4,803 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,191,000 | 4,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,191,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 986 |
| Cash dividends | $616,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,191,000 | 4,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 3,583 |
| Total interest expense | $3,382,000 | 3,195 |
| Net interest income | $4,014,000 | 3,835 |
| Provision for loan and lease losses | $367,000 | 1,824 |
| Total noninterest income | $86,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $2,306,000 | 4,790 |
| Salaries and employee benefits | $1,153,000 | 5,101 |
| Premises and equipment expense | $394,000 | 4,144 |
| Additional noninterest expense | $759,000 | 4,451 |
| Pre-tax net operating income | $1,427,000 | 3,906 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,427,000 | 3,311 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,427,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 979 |
| Cash dividends | $510,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,427,000 | 3,300 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 3,624 |
| Total interest expense | $2,113,000 | 3,238 |
| Net interest income | $2,654,000 | 3,882 |
| Provision for loan and lease losses | $258,000 | 1,718 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $1,517,000 | 4,842 |
| Salaries and employee benefits | $773,000 | 5,101 |
| Premises and equipment expense | $259,000 | 4,184 |
| Additional noninterest expense | $485,000 | 4,584 |
| Pre-tax net operating income | $930,000 | 3,970 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $930,000 | 3,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $930,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,480 |
| Cash dividends | $296,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $930,000 | 3,372 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,651 |
| Total interest expense | $1,014,000 | 3,221 |
| Net interest income | $1,301,000 | 3,939 |
| Provision for loan and lease losses | $129,000 | 1,654 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $749,000 | 4,895 |
| Salaries and employee benefits | $392,000 | 5,082 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $448,000 | 4,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $448,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $117,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $448,000 | 3,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 3,634 |
| Total interest expense | $3,146,000 | 3,202 |
| Net interest income | $5,193,000 | 3,844 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $286,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $74,000 | 6,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $212,000 | 5,048 |
| Total noninterest expense | $2,932,000 | 4,843 |
| Salaries and employee benefits | $1,447,000 | 5,173 |
| Premises and equipment expense | $575,000 | 3,784 |
| Additional noninterest expense | $910,000 | 4,733 |
| Pre-tax net operating income | $1,917,000 | 3,791 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $872,000 | 2,468 |
| Income before extraordinary items | $1,045,000 | 4,711 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,045,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,047 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,045,000 | 4,679 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,698 |
| Total interest expense | $2,190,000 | 3,259 |
| Net interest income | $3,833,000 | 3,886 |
| Provision for loan and lease losses | $476,000 | 1,463 |
| Total noninterest income | $267,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,520 |
| Total noninterest expense | $2,120,000 | 4,947 |
| Salaries and employee benefits | $1,095,000 | 5,113 |
| Premises and equipment expense | $394,000 | 4,009 |
| Additional noninterest expense | $631,000 | 4,956 |
| Pre-tax net operating income | $1,504,000 | 3,746 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $508,000 | 2,906 |
| Income before extraordinary items | $996,000 | 4,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $996,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 717 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $996,000 | 4,122 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 3,751 |
| Total interest expense | $1,348,000 | 3,318 |
| Net interest income | $2,503,000 | 3,923 |
| Provision for loan and lease losses | $335,000 | 1,382 |
| Total noninterest income | $233,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $196,000 | 3,794 |
| Total noninterest expense | $1,398,000 | 4,975 |
| Salaries and employee benefits | $727,000 | 5,121 |
| Premises and equipment expense | $265,000 | 3,962 |
| Additional noninterest expense | $406,000 | 5,039 |
| Pre-tax net operating income | $1,003,000 | 3,694 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $339,000 | 2,881 |
| Income before extraordinary items | $664,000 | 4,141 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $664,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 806 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $664,000 | 4,084 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 3,805 |
| Total interest expense | $644,000 | 3,324 |
| Net interest income | $1,215,000 | 4,026 |
| Provision for loan and lease losses | $174,000 | 1,268 |
| Total noninterest income | $195,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,669 |
| Total noninterest expense | $685,000 | 5,075 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $204,000 | 4,996 |
| Pre-tax net operating income | $551,000 | 3,426 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $364,000 | 3,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $364,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $364,000 | 3,830 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,183 |
| Total interest expense | $2,171,000 | 3,412 |
| Net interest income | $3,972,000 | 4,505 |
| Provision for loan and lease losses | $578,000 | 1,731 |
| Total noninterest income | $205,000 | 7,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $72,000 | 6,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,919 |
| Total noninterest expense | $2,734,000 | 4,986 |
| Salaries and employee benefits | $1,301,000 | 5,432 |
| Premises and equipment expense | $558,000 | 3,760 |
| Additional noninterest expense | $875,000 | 4,791 |
| Pre-tax net operating income | $865,000 | 5,599 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $293,000 | 4,198 |
| Income before extraordinary items | $572,000 | 6,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $572,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,650 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $572,000 | 6,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 4,265 |
| Total interest expense | $1,605,000 | 3,409 |
| Net interest income | $2,863,000 | 4,628 |
| Provision for loan and lease losses | $318,000 | 2,157 |
| Total noninterest income | $147,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $2,023,000 | 4,986 |
| Salaries and employee benefits | $1,001,000 | 5,316 |
| Premises and equipment expense | $393,000 | 3,928 |
| Additional noninterest expense | $629,000 | 4,896 |
| Pre-tax net operating income | $669,000 | 5,614 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $227,000 | 4,249 |
| Income before extraordinary items | $442,000 | 6,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $442,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,487 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $442,000 | 6,019 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 4,322 |
| Total interest expense | $1,065,000 | 3,412 |
| Net interest income | $1,864,000 | 4,705 |
| Provision for loan and lease losses | $132,000 | 2,955 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $1,334,000 | 5,047 |
| Salaries and employee benefits | $660,000 | 5,395 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $418,000 | 4,914 |
| Pre-tax net operating income | $497,000 | 5,320 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $170,000 | 4,043 |
| Income before extraordinary items | $327,000 | 5,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,177 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $327,000 | 5,761 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,424 |
| Total interest expense | $544,000 | 3,387 |
| Net interest income | $883,000 | 4,876 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $639,000 | 5,222 |
| Salaries and employee benefits | $306,000 | 5,684 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $266,000 | 5,112 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $90,000 | 3,962 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,000 | 5,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 4,288 |
| Total interest expense | $2,400,000 | 3,441 |
| Net interest income | $3,669,000 | 4,641 |
| Provision for loan and lease losses | $216,000 | 3,884 |
| Total noninterest income | $1,331,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,287,000 | 2,020 |
| Total noninterest expense | $2,964,000 | 4,634 |
| Salaries and employee benefits | $1,664,000 | 4,508 |
| Premises and equipment expense | $454,000 | 4,346 |
| Additional noninterest expense | $846,000 | 4,869 |
| Pre-tax net operating income | $1,820,000 | 3,609 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $617,000 | 3,006 |
| Income before extraordinary items | $1,203,000 | 4,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,203,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,203,000 | 3,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 4,299 |
| Total interest expense | $1,863,000 | 3,465 |
| Net interest income | $2,734,000 | 4,677 |
| Provision for loan and lease losses | $181,000 | 3,491 |
| Total noninterest income | $1,297,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,265,000 | 1,741 |
| Total noninterest expense | $2,409,000 | 4,384 |
| Salaries and employee benefits | $1,466,000 | 3,996 |
| Premises and equipment expense | $312,000 | 4,591 |
| Additional noninterest expense | $631,000 | 4,835 |
| Pre-tax net operating income | $1,441,000 | 3,600 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $489,000 | 3,070 |
| Income before extraordinary items | $952,000 | 4,112 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $952,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,556 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $952,000 | 3,932 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 4,360 |
| Total interest expense | $1,308,000 | 3,428 |
| Net interest income | $1,721,000 | 4,858 |
| Provision for loan and lease losses | $112,000 | 3,681 |
| Total noninterest income | $932,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $909,000 | 1,631 |
| Total noninterest expense | $1,607,000 | 4,371 |
| Salaries and employee benefits | $1,006,000 | 3,890 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $417,000 | 4,855 |
| Pre-tax net operating income | $934,000 | 3,668 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $322,000 | 3,105 |
| Income before extraordinary items | $612,000 | 4,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $612,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,139 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $612,000 | 4,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,439 |
| Total interest expense | $678,000 | 3,400 |
| Net interest income | $812,000 | 5,044 |
| Provision for loan and lease losses | $79,000 | 2,758 |
| Total noninterest income | $473,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 1,567 |
| Total noninterest expense | $789,000 | 4,406 |
| Salaries and employee benefits | $500,000 | 3,904 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $417,000 | 3,939 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $274,000 | 4,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $274,000 | 4,282 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 4,631 |
| Total interest expense | $2,673,000 | 3,892 |
| Net interest income | $3,202,000 | 5,078 |
| Provision for loan and lease losses | $414,000 | 2,767 |
| Total noninterest income | $1,166,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $53,000 | 7,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,113,000 | 2,035 |
| Total noninterest expense | $2,432,000 | 5,167 |
| Salaries and employee benefits | $1,535,000 | 4,612 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $647,000 | 5,672 |
| Pre-tax net operating income | $1,522,000 | 4,074 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $523,000 | 3,365 |
| Income before extraordinary items | $999,000 | 4,605 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $999,000 | 4,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,367 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $999,000 | 4,483 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 5,037 |
| Total interest expense | $3,269,000 | 4,420 |
| Net interest income | $2,613,000 | 5,570 |
| Provision for loan and lease losses | $426,000 | 2,480 |
| Total noninterest income | $789,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $33,000 | 7,927 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $756,000 | 2,466 |
| Total noninterest expense | $1,825,000 | 6,078 |
| Salaries and employee benefits | $1,077,000 | 5,724 |
| Premises and equipment expense | $221,000 | 6,478 |
| Additional noninterest expense | $527,000 | 6,273 |
| Pre-tax net operating income | $1,151,000 | 4,525 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $396,000 | 3,754 |
| Income before extraordinary items | $755,000 | 5,034 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $755,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,738 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $755,000 | 4,923 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 5,818 |
| Total interest expense | $2,752,000 | 5,238 |
| Net interest income | $2,138,000 | 6,369 |
| Provision for loan and lease losses | $101,000 | 5,260 |
| Total noninterest income | $204,000 | 7,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,051 |
| Total noninterest expense | $1,276,000 | 7,314 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $965,000 | 5,355 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $333,000 | 4,360 |
| Income before extraordinary items | $632,000 | 5,701 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $632,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $632,000 | 5,716 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 6,640 |
| Total interest expense | $1,901,000 | 6,176 |
| Net interest income | $1,777,000 | 7,046 |
| Provision for loan and lease losses | $223,000 | 3,333 |
| Total noninterest income | $152,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,999 |
| Total noninterest expense | $1,127,000 | 7,763 |
| Salaries and employee benefits | $599,000 | 7,760 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $355,000 | 7,658 |
| Pre-tax net operating income | $579,000 | 6,789 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $199,000 | 5,725 |
| Income before extraordinary items | $380,000 | 7,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $380,000 | 7,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,982 |
| Total interest expense | $1,379,000 | 7,481 |
| Net interest income | $1,224,000 | 8,277 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $121,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $1,066,000 | 7,917 |
| Salaries and employee benefits | $528,000 | 8,184 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $394,000 | 7,264 |
| Pre-tax net operating income | $225,000 | 8,795 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $147,000 | 8,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $147,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $147,000 | 8,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 8,809 |
| Total interest expense | $1,084,000 | 8,449 |
| Net interest income | $1,097,000 | 8,947 |
| Provision for loan and lease losses | $245,000 | 2,986 |
| Total noninterest income | $171,000 | 8,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $1,239,000 | 7,538 |
| Salaries and employee benefits | $666,000 | 7,513 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $343,000 | 7,870 |
| Pre-tax net operating income | $-216,000 | 10,575 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-60,000 | 10,650 |
| Income before extraordinary items | $-156,000 | 10,572 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-156,000 | 10,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-156,000 | 10,542 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 11,157 |
| Total interest expense | $209,000 | 11,223 |
| Net interest income | $439,000 | 11,019 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $28,000 | 11,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $870,000 | 9,161 |
| Salaries and employee benefits | $469,000 | 9,113 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $282,000 | 9,065 |
| Pre-tax net operating income | $-535,000 | 11,250 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-174,000 | 11,250 |
| Income before extraordinary items | $-361,000 | 11,216 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-361,000 | 11,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,175,000 | 180 |
| Net operating income | $-361,000 | 11,189 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.