Home > Select Bank > Net charge- offs to loans
Select Bank, Net charge- offs to loans
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7273% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6584% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | -1.9272% | 6,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3204% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8275% | 5,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9385% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2650% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4410% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3198% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6416% | 7,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6416% | 6,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7386% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7157% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | -2.5169% | 6,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4453% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9561% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1398% | 5,129 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2067% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9863% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4303% | 6,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4303% | 6,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5385% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3158% | 2,094 |
| Percentage Net Loans Charged-off:Construction & development | -4.8849% | 6,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3779% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9973% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2672% | 5,191 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1532% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1634% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1551% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0270% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 7.4276% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8751% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.8546% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6703% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9440% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9529% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1806% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2996% | 6,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2827% | 6,886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9872% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8259% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 9.1978% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9728% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9057% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6390% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0625% | 5,294 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9343% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2333% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5809% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2705% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 13.1633% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4585% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5249% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7221% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0874% | 5,326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8716% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9425% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7657% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8361% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 24.5090% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1837% | 5,744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7823% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9325% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3235% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0028% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8589% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 8.5905% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9717% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4760% | 594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9195% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5690% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0222% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2109% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9025% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3927% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2389% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 11.1730% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1491% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9943% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0663% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2823% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8441% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7923% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6207% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3143% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 16.1702% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6103% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6704% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0322% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 11.4121% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3260% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3263% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.2279% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6354% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 23.3031% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0898% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0372% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3188% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 25.5422% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9537% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.4497% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9206% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6693% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 2.0683% | 2,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5007% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7924% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3105% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0705% | 5,819 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5393% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9309% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4495% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2813% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1904% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.9667% | 2,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4532% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3101% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0782% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0924% | 5,852 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0354% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1277% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5678% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5138% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 1.3941% | 1,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3195% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7573% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1360% | 5,903 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1226% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1765% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6432% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4221% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 2.6339% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6856% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.8489% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2695% | 5,912 |
| All other 1-4 family - Percent of loans charged-off, net | 12.1821% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4341% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4881% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0629% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 3.3563% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4762% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2709% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7578% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1084% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9026% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2616% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0185% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0642% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4675% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 4.4231% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6665% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5817% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9536% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3877% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5348% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0667% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7429% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7505% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 4.3641% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2356% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9426% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7250% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1106% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8958% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.9374% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0690% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1913% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 9.3584% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9304% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.9374% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2651% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9928% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5518% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.4762% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6122% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9356% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 1.2757% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4391% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9544% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7555% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9053% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5717% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8596% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3788% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.5884% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4128% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1404% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3770% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4342% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7734% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3080% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5614% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2015% | 6,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2162% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5605% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.1327% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 8,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3783% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0379% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5416% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3380% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4211% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4516% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8327% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3696% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6531% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0987% | 5,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4414% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4524% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5722% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5935% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1021% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4851% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4337% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2228% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5401% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6479% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4434% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0540% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5203% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3626% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8600% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1239% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5842% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2757% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2144% | 8,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7436% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5482% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1478% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3168% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5888% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7963% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6741% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4428% | 8,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6391% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5709% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7043% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4891% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7120% | 8,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2252% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3835% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8138% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4029% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5630% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6251% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7322% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8393% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1130% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1619% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2348% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0516% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5537% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7532% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2785% | 5,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1510% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3395% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7540% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6409% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2543% | 5,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0591% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2377% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1293% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9550% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9765% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8175% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2270% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 8,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1087% | 8,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1360% | 9,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9177% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6758% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3575% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2172% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5678% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4485% | 4,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 8,720 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 6,479 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6435% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |