Home > Selden State Bank > Income and Expense
Selden State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 12,279 |
| Total interest expense | $254,000 | 12,194 |
| Net interest income | $375,000 | 12,278 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $196,000 | 12,520 |
| Salaries and employee benefits | $111,000 | 12,488 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $61,000 | 12,511 |
| Pre-tax net operating income | $219,000 | 10,742 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $144,000 | 10,891 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $144,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $144,000 | 10,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 12,921 |
| Total interest expense | $223,000 | 12,925 |
| Net interest income | $395,000 | 12,824 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $217,000 | 13,159 |
| Salaries and employee benefits | $114,000 | 13,141 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $77,000 | 13,100 |
| Pre-tax net operating income | $229,000 | 10,796 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $140,000 | 11,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $140,000 | 11,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 13,542 |
| Total interest expense | $250,000 | 13,598 |
| Net interest income | $411,000 | 13,359 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $48,000 | 13,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $191,000 | 13,813 |
| Salaries and employee benefits | $109,000 | 13,760 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $54,000 | 13,831 |
| Pre-tax net operating income | $228,000 | 10,812 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $157,000 | 11,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $157,000 | 10,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.