Home > Security Trust & Savings Bank > Income and Expense
Security Trust & Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,832,000 | 2,614 |
| Total interest expense | $6,514,000 | 1,728 |
| Net interest income | $5,318,000 | 3,273 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $229,000 | 3,960 |
| Gross Fiduciary activities income | $21,000 | 825 |
| Service charges on deposit accounts | $120,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,052 |
| Total noninterest expense | $3,815,000 | 3,418 |
| Salaries and employee benefits | $2,290,000 | 3,291 |
| Premises and equipment expense | $322,000 | 3,513 |
| Additional noninterest expense | $88,000 | 4,052 |
| Pre-tax net operating income | $1,732,000 | 3,108 |
| Securities gains (losses) | $31,000 | 535 |
| Applicable income taxes | $99,000 | 2,797 |
| Income before extraordinary items | $1,664,000 | 2,972 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,664,000 | 3,005 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,664,000 | 2,974 |
| Net charge-offs | $-14,000 | 3,914 |
| Cash dividends | $1,110,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,634,860 | 3,023 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,608 |
| Total interest expense | $4,669,000 | 1,654 |
| Net interest income | $4,110,000 | 3,263 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $177,000 | 3,932 |
| Gross Fiduciary activities income | $17,000 | 806 |
| Service charges on deposit accounts | $89,000 | 3,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,037 |
| Total noninterest expense | $2,886,000 | 3,387 |
| Salaries and employee benefits | $1,735,000 | 3,263 |
| Premises and equipment expense | $240,000 | 3,535 |
| Additional noninterest expense | $71,000 | 4,033 |
| Pre-tax net operating income | $1,401,000 | 3,092 |
| Securities gains (losses) | $17,000 | 492 |
| Applicable income taxes | $84,000 | 2,800 |
| Income before extraordinary items | $1,334,000 | 2,965 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,334,000 | 2,996 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,334,000 | 2,966 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $610,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,318,020 | 3,018 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 2,575 |
| Total interest expense | $2,968,000 | 1,577 |
| Net interest income | $2,874,000 | 3,201 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $110,000 | 3,978 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $59,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,046 |
| Total noninterest expense | $1,911,000 | 3,395 |
| Salaries and employee benefits | $1,159,000 | 3,265 |
| Premises and equipment expense | $158,000 | 3,550 |
| Additional noninterest expense | $50,000 | 4,025 |
| Pre-tax net operating income | $1,073,000 | 2,958 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $69,000 | 2,722 |
| Income before extraordinary items | $1,015,000 | 2,847 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,015,000 | 2,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,015,000 | 2,846 |
| Net charge-offs | $-4,000 | 3,681 |
| Cash dividends | $610,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,004,660 | 2,881 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 2,625 |
| Total interest expense | $1,426,000 | 1,474 |
| Net interest income | $1,353,000 | 3,294 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $58,000 | 3,984 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $28,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 3,981 |
| Total noninterest expense | $952,000 | 3,437 |
| Salaries and employee benefits | $573,000 | 3,333 |
| Premises and equipment expense | $82,000 | 3,562 |
| Additional noninterest expense | $29,000 | 3,981 |
| Pre-tax net operating income | $459,000 | 3,188 |
| Securities gains (losses) | $6,000 | 713 |
| Applicable income taxes | $40,000 | 2,651 |
| Income before extraordinary items | $425,000 | 3,108 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $425,000 | 3,107 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $425,000 | 3,108 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $419,540 | 3,148 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 2,963 |
| Total interest expense | $2,145,000 | 1,520 |
| Net interest income | $5,229,000 | 3,290 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $757,000 | 3,117 |
| Gross Fiduciary activities income | $81,000 | 764 |
| Service charges on deposit accounts | $126,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 2,962 |
| Total noninterest expense | $3,705,000 | 3,449 |
| Salaries and employee benefits | $2,207,000 | 3,356 |
| Premises and equipment expense | $322,000 | 3,568 |
| Additional noninterest expense | $550,000 | 2,962 |
| Pre-tax net operating income | $2,281,000 | 2,974 |
| Securities gains (losses) | $72,000 | 193 |
| Applicable income taxes | $135,000 | 2,850 |
| Income before extraordinary items | $2,218,000 | 2,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,218,000 | 2,821 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,218,000 | 2,823 |
| Net charge-offs | $-50,000 | 4,093 |
| Cash dividends | $1,159,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,150,320 | 2,892 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 3,148 |
| Total interest expense | $1,221,000 | 1,538 |
| Net interest income | $3,472,000 | 3,421 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $671,000 | 2,976 |
| Gross Fiduciary activities income | $49,000 | 776 |
| Service charges on deposit accounts | $93,000 | 3,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,740 |
| Total noninterest expense | $2,716,000 | 3,468 |
| Salaries and employee benefits | $1,602,000 | 3,378 |
| Premises and equipment expense | $235,000 | 3,616 |
| Additional noninterest expense | $529,000 | 2,740 |
| Pre-tax net operating income | $1,427,000 | 3,163 |
| Securities gains (losses) | $67,000 | 197 |
| Applicable income taxes | $74,000 | 3,015 |
| Income before extraordinary items | $1,420,000 | 2,984 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,420,000 | 2,982 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,420,000 | 2,983 |
| Net charge-offs | $-51,000 | 4,105 |
| Cash dividends | $459,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,356,350 | 3,063 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 3,330 |
| Total interest expense | $588,000 | 1,763 |
| Net interest income | $2,078,000 | 3,549 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $598,000 | 2,620 |
| Gross Fiduciary activities income | $49,000 | 719 |
| Service charges on deposit accounts | $60,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,420 |
| Total noninterest expense | $1,844,000 | 3,454 |
| Salaries and employee benefits | $1,091,000 | 3,364 |
| Premises and equipment expense | $158,000 | 3,629 |
| Additional noninterest expense | $595,000 | 3,426 |
| Pre-tax net operating income | $832,000 | 3,210 |
| Securities gains (losses) | $65,000 | 182 |
| Applicable income taxes | $48,000 | 2,946 |
| Income before extraordinary items | $849,000 | 3,014 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $849,000 | 3,013 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $849,000 | 3,014 |
| Net charge-offs | $-50,000 | 4,189 |
| Cash dividends | $459,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $787,250 | 3,123 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 3,385 |
| Total interest expense | $287,000 | 1,739 |
| Net interest income | $960,000 | 3,611 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $502,000 | 2,070 |
| Gross Fiduciary activities income | $23,000 | 722 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 1,786 |
| Total noninterest expense | $917,000 | 3,449 |
| Salaries and employee benefits | $551,000 | 3,354 |
| Premises and equipment expense | $75,000 | 3,707 |
| Additional noninterest expense | $291,000 | 3,461 |
| Pre-tax net operating income | $545,000 | 2,818 |
| Securities gains (losses) | $71,000 | 162 |
| Applicable income taxes | $32,000 | 2,733 |
| Income before extraordinary items | $584,000 | 2,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $584,000 | 2,567 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $584,000 | 2,569 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $516,550 | 2,740 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 3,305 |
| Total interest expense | $1,331,000 | 1,814 |
| Net interest income | $4,318,000 | 3,548 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $184,000 | 4,336 |
| Gross Fiduciary activities income | $20,000 | 830 |
| Service charges on deposit accounts | $114,000 | 3,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,550 |
| Total noninterest expense | $3,649,000 | 3,485 |
| Salaries and employee benefits | $2,254,000 | 3,335 |
| Premises and equipment expense | $310,000 | 3,685 |
| Additional noninterest expense | $1,085,000 | 3,590 |
| Pre-tax net operating income | $853,000 | 3,946 |
| Securities gains (losses) | $21,000 | 1,484 |
| Applicable income taxes | $41,000 | 3,351 |
| Income before extraordinary items | $833,000 | 3,893 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $833,000 | 3,893 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $833,000 | 3,893 |
| Net charge-offs | $-66,000 | 4,226 |
| Cash dividends | $960,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $813,050 | 3,889 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 3,322 |
| Total interest expense | $1,027,000 | 1,860 |
| Net interest income | $3,336,000 | 3,570 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $137,000 | 4,379 |
| Gross Fiduciary activities income | $15,000 | 819 |
| Service charges on deposit accounts | $86,000 | 3,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,620 |
| Total noninterest expense | $2,740,000 | 3,510 |
| Salaries and employee benefits | $1,689,000 | 3,365 |
| Premises and equipment expense | $231,000 | 3,745 |
| Additional noninterest expense | $820,000 | 3,601 |
| Pre-tax net operating income | $733,000 | 3,972 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $35,000 | 3,302 |
| Income before extraordinary items | $712,000 | 3,917 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $712,000 | 3,917 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $712,000 | 3,917 |
| Net charge-offs | $-69,000 | 4,327 |
| Cash dividends | $515,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $698,700 | 3,912 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,261 |
| Total interest expense | $702,000 | 1,892 |
| Net interest income | $2,378,000 | 3,481 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $95,000 | 4,390 |
| Gross Fiduciary activities income | $14,000 | 796 |
| Service charges on deposit accounts | $55,000 | 3,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,628 |
| Total noninterest expense | $1,849,000 | 3,506 |
| Salaries and employee benefits | $1,128,000 | 3,362 |
| Premises and equipment expense | $157,000 | 3,731 |
| Additional noninterest expense | $564,000 | 3,553 |
| Pre-tax net operating income | $624,000 | 3,769 |
| Securities gains (losses) | $10,000 | 1,415 |
| Applicable income taxes | $30,000 | 3,211 |
| Income before extraordinary items | $604,000 | 3,708 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $604,000 | 3,708 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $604,000 | 3,708 |
| Net charge-offs | $-68,000 | 4,457 |
| Cash dividends | $515,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $594,500 | 3,695 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,116 |
| Total interest expense | $350,000 | 1,970 |
| Net interest income | $1,340,000 | 3,290 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $58,000 | 4,263 |
| Gross Fiduciary activities income | $14,000 | 757 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,538 |
| Total noninterest expense | $910,000 | 3,520 |
| Salaries and employee benefits | $553,000 | 3,401 |
| Premises and equipment expense | $81,000 | 3,710 |
| Additional noninterest expense | $276,000 | 3,562 |
| Pre-tax net operating income | $488,000 | 3,268 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $22,000 | 3,050 |
| Income before extraordinary items | $476,000 | 3,164 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $476,000 | 3,163 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $476,000 | 3,164 |
| Net charge-offs | $-52,000 | 4,624 |
| Cash dividends | $50,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $466,400 | 3,165 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 3,077 |
| Total interest expense | $1,760,000 | 2,134 |
| Net interest income | $5,203,000 | 3,276 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $182,000 | 4,393 |
| Gross Fiduciary activities income | $5,000 | 940 |
| Service charges on deposit accounts | $122,000 | 3,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,600 |
| Total noninterest expense | $3,684,000 | 3,511 |
| Salaries and employee benefits | $2,274,000 | 3,353 |
| Premises and equipment expense | $338,000 | 3,649 |
| Additional noninterest expense | $1,072,000 | 3,603 |
| Pre-tax net operating income | $1,601,000 | 3,211 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $81,000 | 3,008 |
| Income before extraordinary items | $1,523,000 | 3,175 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,523,000 | 3,174 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,523,000 | 3,175 |
| Net charge-offs | $-51,000 | 4,605 |
| Cash dividends | $1,265,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,520,150 | 3,121 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,054 |
| Total interest expense | $1,373,000 | 2,166 |
| Net interest income | $4,091,000 | 3,215 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $133,000 | 4,415 |
| Gross Fiduciary activities income | $2,000 | 929 |
| Service charges on deposit accounts | $88,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,599 |
| Total noninterest expense | $2,779,000 | 3,482 |
| Salaries and employee benefits | $1,710,000 | 3,339 |
| Premises and equipment expense | $249,000 | 3,695 |
| Additional noninterest expense | $820,000 | 3,561 |
| Pre-tax net operating income | $1,395,000 | 3,045 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $73,000 | 2,942 |
| Income before extraordinary items | $1,323,000 | 2,990 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,323,000 | 2,989 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,323,000 | 2,990 |
| Net charge-offs | $-51,000 | 4,659 |
| Cash dividends | $565,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,322,050 | 2,943 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 3,014 |
| Total interest expense | $982,000 | 2,167 |
| Net interest income | $2,826,000 | 3,184 |
| Provision for loan and lease losses | $50,000 | 3,430 |
| Total noninterest income | $85,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $58,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,606 |
| Total noninterest expense | $1,881,000 | 3,468 |
| Salaries and employee benefits | $1,147,000 | 3,348 |
| Premises and equipment expense | $168,000 | 3,680 |
| Additional noninterest expense | $566,000 | 3,500 |
| Pre-tax net operating income | $980,000 | 2,958 |
| Securities gains (losses) | $9,000 | 1,899 |
| Applicable income taxes | $51,000 | 2,885 |
| Income before extraordinary items | $938,000 | 2,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $938,000 | 2,890 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $938,000 | 2,891 |
| Net charge-offs | $-50,000 | 4,746 |
| Cash dividends | $565,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $929,450 | 2,855 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,031 |
| Total interest expense | $552,000 | 2,156 |
| Net interest income | $1,325,000 | 3,260 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $51,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $31,000 | 3,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,438 |
| Total noninterest expense | $954,000 | 3,478 |
| Salaries and employee benefits | $579,000 | 3,356 |
| Premises and equipment expense | $79,000 | 3,785 |
| Additional noninterest expense | $296,000 | 3,472 |
| Pre-tax net operating income | $422,000 | 3,000 |
| Securities gains (losses) | $6,000 | 1,418 |
| Applicable income taxes | $23,000 | 2,824 |
| Income before extraordinary items | $405,000 | 2,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $405,000 | 2,907 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $405,000 | 2,907 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $399,300 | 2,913 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 2,993 |
| Total interest expense | $2,410,000 | 2,088 |
| Net interest income | $5,408,000 | 3,281 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $193,000 | 4,476 |
| Gross Fiduciary activities income | $7,000 | 944 |
| Service charges on deposit accounts | $138,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,729 |
| Total noninterest expense | $3,951,000 | 3,438 |
| Salaries and employee benefits | $2,270,000 | 3,390 |
| Premises and equipment expense | $400,000 | 3,480 |
| Additional noninterest expense | $1,281,000 | 3,369 |
| Pre-tax net operating income | $1,500,000 | 3,398 |
| Securities gains (losses) | $-22,000 | 4,912 |
| Applicable income taxes | $81,000 | 3,121 |
| Income before extraordinary items | $1,397,000 | 3,360 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,397,000 | 3,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,397,000 | 3,361 |
| Net charge-offs | $-50,000 | 4,774 |
| Cash dividends | $1,065,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,417,900 | 3,314 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 3,020 |
| Total interest expense | $1,792,000 | 2,110 |
| Net interest income | $4,098,000 | 3,302 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $142,000 | 4,544 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $101,000 | 3,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,773 |
| Total noninterest expense | $2,824,000 | 3,544 |
| Salaries and employee benefits | $1,702,000 | 3,413 |
| Premises and equipment expense | $304,000 | 3,474 |
| Additional noninterest expense | $818,000 | 3,689 |
| Pre-tax net operating income | $1,316,000 | 3,271 |
| Securities gains (losses) | $-41,000 | 5,079 |
| Applicable income taxes | $62,000 | 3,166 |
| Income before extraordinary items | $1,213,000 | 3,224 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,213,000 | 3,223 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,213,000 | 3,224 |
| Net charge-offs | $-52,000 | 4,831 |
| Cash dividends | $565,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,251,950 | 3,174 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 3,025 |
| Total interest expense | $1,178,000 | 2,113 |
| Net interest income | $2,783,000 | 3,299 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $91,000 | 4,605 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $65,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,823 |
| Total noninterest expense | $1,865,000 | 3,592 |
| Salaries and employee benefits | $1,118,000 | 3,469 |
| Premises and equipment expense | $202,000 | 3,495 |
| Additional noninterest expense | $545,000 | 3,714 |
| Pre-tax net operating income | $909,000 | 3,230 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $43,000 | 3,152 |
| Income before extraordinary items | $867,000 | 3,139 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $867,000 | 3,137 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $867,000 | 3,137 |
| Net charge-offs | $-57,000 | 4,943 |
| Cash dividends | $566,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $866,050 | 3,119 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 3,029 |
| Total interest expense | $562,000 | 2,144 |
| Net interest income | $1,434,000 | 3,271 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $52,000 | 4,528 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,673 |
| Total noninterest expense | $942,000 | 3,605 |
| Salaries and employee benefits | $553,000 | 3,528 |
| Premises and equipment expense | $100,000 | 3,538 |
| Additional noninterest expense | $289,000 | 3,628 |
| Pre-tax net operating income | $544,000 | 2,954 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $33,000 | 2,909 |
| Income before extraordinary items | $511,000 | 2,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $511,000 | 2,872 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $511,000 | 2,871 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $511,000 | 2,855 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 3,331 |
| Total interest expense | $1,762,000 | 2,103 |
| Net interest income | $4,621,000 | 3,627 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $168,000 | 4,760 |
| Gross Fiduciary activities income | $6,000 | 982 |
| Service charges on deposit accounts | $122,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,971 |
| Total noninterest expense | $3,142,000 | 3,931 |
| Salaries and employee benefits | $1,906,000 | 3,774 |
| Premises and equipment expense | $387,000 | 3,582 |
| Additional noninterest expense | $849,000 | 4,127 |
| Pre-tax net operating income | $1,547,000 | 3,492 |
| Securities gains (losses) | $11,000 | 694 |
| Applicable income taxes | $74,000 | 3,228 |
| Income before extraordinary items | $1,484,000 | 3,377 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,484,000 | 3,375 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,484,000 | 3,376 |
| Net charge-offs | $15,000 | 3,214 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,473,550 | 3,393 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 3,473 |
| Total interest expense | $1,246,000 | 2,110 |
| Net interest income | $3,198,000 | 3,811 |
| Provision for loan and lease losses | $50,000 | 3,168 |
| Total noninterest income | $118,000 | 4,857 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $89,000 | 3,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 5,082 |
| Total noninterest expense | $2,239,000 | 4,037 |
| Salaries and employee benefits | $1,385,000 | 3,854 |
| Premises and equipment expense | $284,000 | 3,660 |
| Additional noninterest expense | $570,000 | 4,313 |
| Pre-tax net operating income | $1,027,000 | 3,721 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $56,000 | 3,274 |
| Income before extraordinary items | $982,000 | 3,602 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $982,000 | 3,601 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $982,000 | 3,601 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $300,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $971,550 | 3,620 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 3,456 |
| Total interest expense | $804,000 | 2,077 |
| Net interest income | $2,171,000 | 3,791 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $75,000 | 4,924 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $60,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,221 |
| Total noninterest expense | $1,492,000 | 4,075 |
| Salaries and employee benefits | $914,000 | 3,886 |
| Premises and equipment expense | $196,000 | 3,631 |
| Additional noninterest expense | $382,000 | 4,339 |
| Pre-tax net operating income | $704,000 | 3,671 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $40,000 | 3,243 |
| Income before extraordinary items | $675,000 | 3,548 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $675,000 | 3,547 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $675,000 | 3,547 |
| Net charge-offs | $6,000 | 2,773 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $664,660 | 3,573 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 3,469 |
| Total interest expense | $379,000 | 2,092 |
| Net interest income | $1,105,000 | 3,770 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $39,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,200 |
| Total noninterest expense | $716,000 | 4,175 |
| Salaries and employee benefits | $433,000 | 4,033 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $181,000 | 4,473 |
| Pre-tax net operating income | $428,000 | 3,345 |
| Securities gains (losses) | $12,000 | 418 |
| Applicable income taxes | $26,000 | 3,105 |
| Income before extraordinary items | $414,000 | 3,193 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $414,000 | 3,193 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $414,000 | 3,193 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $402,720 | 3,248 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 3,455 |
| Total interest expense | $1,520,000 | 1,903 |
| Net interest income | $4,378,000 | 3,778 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $177,000 | 4,943 |
| Gross Fiduciary activities income | $7,000 | 1,002 |
| Service charges on deposit accounts | $120,000 | 4,141 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $50,000 | 5,123 |
| Total noninterest expense | $2,944,000 | 4,147 |
| Salaries and employee benefits | $1,753,000 | 4,006 |
| Premises and equipment expense | $483,000 | 3,324 |
| Additional noninterest expense | $708,000 | 4,572 |
| Pre-tax net operating income | $1,511,000 | 3,525 |
| Securities gains (losses) | $44,000 | 951 |
| Applicable income taxes | $76,000 | 3,400 |
| Income before extraordinary items | $1,479,000 | 3,158 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,479,000 | 3,156 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,479,000 | 3,158 |
| Net charge-offs | $18,000 | 3,472 |
| Cash dividends | $625,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,437,200 | 3,174 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 3,481 |
| Total interest expense | $1,136,000 | 1,882 |
| Net interest income | $3,278,000 | 3,812 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $121,000 | 5,060 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $87,000 | 4,215 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $33,000 | 5,230 |
| Total noninterest expense | $2,214,000 | 4,172 |
| Salaries and employee benefits | $1,344,000 | 3,984 |
| Premises and equipment expense | $368,000 | 3,339 |
| Additional noninterest expense | $502,000 | 4,681 |
| Pre-tax net operating income | $1,135,000 | 3,568 |
| Securities gains (losses) | $44,000 | 933 |
| Applicable income taxes | $57,000 | 3,413 |
| Income before extraordinary items | $1,122,000 | 3,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,122,000 | 3,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,122,000 | 3,325 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,080,200 | 3,370 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 3,473 |
| Total interest expense | $751,000 | 1,868 |
| Net interest income | $2,190,000 | 3,813 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $84,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $57,000 | 4,239 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $27,000 | 5,194 |
| Total noninterest expense | $1,495,000 | 4,166 |
| Salaries and employee benefits | $907,000 | 3,986 |
| Premises and equipment expense | $257,000 | 3,242 |
| Additional noninterest expense | $331,000 | 4,730 |
| Pre-tax net operating income | $729,000 | 3,596 |
| Securities gains (losses) | $36,000 | 768 |
| Applicable income taxes | $37,000 | 3,427 |
| Income before extraordinary items | $728,000 | 3,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $728,000 | 3,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $728,000 | 3,339 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $693,800 | 3,396 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 3,514 |
| Total interest expense | $365,000 | 1,887 |
| Net interest income | $1,083,000 | 3,849 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,180 |
| Total noninterest expense | $754,000 | 4,194 |
| Salaries and employee benefits | $453,000 | 4,032 |
| Premises and equipment expense | $135,000 | 3,196 |
| Additional noninterest expense | $166,000 | 4,769 |
| Pre-tax net operating income | $320,000 | 3,735 |
| Securities gains (losses) | $36,000 | 401 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $339,000 | 3,433 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $339,000 | 3,432 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $339,000 | 3,433 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $304,800 | 3,560 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 3,486 |
| Total interest expense | $1,492,000 | 1,808 |
| Net interest income | $4,353,000 | 3,849 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $115,000 | 5,419 |
| Gross Fiduciary activities income | $12,000 | 1,003 |
| Service charges on deposit accounts | $116,000 | 4,344 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-13,000 | 5,834 |
| Total noninterest expense | $2,915,000 | 4,288 |
| Salaries and employee benefits | $1,729,000 | 4,106 |
| Premises and equipment expense | $508,000 | 3,347 |
| Additional noninterest expense | $678,000 | 4,823 |
| Pre-tax net operating income | $1,053,000 | 4,008 |
| Securities gains (losses) | $466,000 | 454 |
| Applicable income taxes | $168,000 | 3,039 |
| Income before extraordinary items | $1,351,000 | 3,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,351,000 | 3,436 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,351,000 | 3,437 |
| Net charge-offs | $266,000 | 1,654 |
| Cash dividends | $575,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $936,260 | 3,905 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 3,489 |
| Total interest expense | $1,118,000 | 1,818 |
| Net interest income | $3,293,000 | 3,853 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $63,000 | 5,640 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $86,000 | 4,373 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-24,000 | 5,926 |
| Total noninterest expense | $2,153,000 | 4,338 |
| Salaries and employee benefits | $1,306,000 | 4,096 |
| Premises and equipment expense | $374,000 | 3,401 |
| Additional noninterest expense | $473,000 | 4,960 |
| Pre-tax net operating income | $753,000 | 4,115 |
| Securities gains (losses) | $459,000 | 418 |
| Applicable income taxes | $60,000 | 3,491 |
| Income before extraordinary items | $1,152,000 | 3,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,152,000 | 3,269 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,152,000 | 3,270 |
| Net charge-offs | $269,000 | 1,232 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $715,950 | 3,934 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,468 |
| Total interest expense | $746,000 | 1,820 |
| Net interest income | $2,246,000 | 3,828 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $24,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $56,000 | 4,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-32,000 | 6,007 |
| Total noninterest expense | $1,457,000 | 4,344 |
| Salaries and employee benefits | $871,000 | 4,130 |
| Premises and equipment expense | $258,000 | 3,345 |
| Additional noninterest expense | $328,000 | 4,968 |
| Pre-tax net operating income | $513,000 | 4,108 |
| Securities gains (losses) | $239,000 | 513 |
| Applicable income taxes | $37,000 | 3,538 |
| Income before extraordinary items | $715,000 | 3,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $715,000 | 3,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $715,000 | 3,384 |
| Net charge-offs | $271,000 | 926 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $487,950 | 3,928 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 3,435 |
| Total interest expense | $370,000 | 1,833 |
| Net interest income | $1,148,000 | 3,794 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $58,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $744,000 | 4,328 |
| Salaries and employee benefits | $435,000 | 4,182 |
| Premises and equipment expense | $132,000 | 3,349 |
| Additional noninterest expense | $177,000 | 4,887 |
| Pre-tax net operating income | $412,000 | 3,355 |
| Securities gains (losses) | $69,000 | 681 |
| Applicable income taxes | $23,000 | 3,413 |
| Income before extraordinary items | $458,000 | 2,890 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $458,000 | 2,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $458,000 | 2,890 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $392,450 | 3,108 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,386 |
| Total interest expense | $1,413,000 | 1,861 |
| Net interest income | $4,737,000 | 3,708 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $187,000 | 5,273 |
| Gross Fiduciary activities income | $9,000 | 1,049 |
| Service charges on deposit accounts | $127,000 | 4,389 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $51,000 | 5,502 |
| Total noninterest expense | $2,841,000 | 4,441 |
| Salaries and employee benefits | $1,646,000 | 4,290 |
| Premises and equipment expense | $522,000 | 3,389 |
| Additional noninterest expense | $673,000 | 5,000 |
| Pre-tax net operating income | $1,833,000 | 3,166 |
| Securities gains (losses) | $211,000 | 718 |
| Applicable income taxes | $116,000 | 3,243 |
| Income before extraordinary items | $1,928,000 | 2,804 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,928,000 | 2,806 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,928,000 | 2,807 |
| Net charge-offs | $260,000 | 1,737 |
| Cash dividends | $455,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,729,660 | 2,939 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,425 |
| Total interest expense | $1,054,000 | 1,889 |
| Net interest income | $3,565,000 | 3,738 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $132,000 | 5,369 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,559 |
| Total noninterest expense | $2,088,000 | 4,514 |
| Salaries and employee benefits | $1,207,000 | 4,361 |
| Premises and equipment expense | $389,000 | 3,452 |
| Additional noninterest expense | $492,000 | 5,079 |
| Pre-tax net operating income | $1,459,000 | 3,122 |
| Securities gains (losses) | $163,000 | 753 |
| Applicable income taxes | $94,000 | 3,307 |
| Income before extraordinary items | $1,528,000 | 2,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,528,000 | 2,733 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,528,000 | 2,734 |
| Net charge-offs | $152,000 | 1,786 |
| Cash dividends | $225,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,374,780 | 2,887 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 3,430 |
| Total interest expense | $697,000 | 1,905 |
| Net interest income | $2,387,000 | 3,743 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $84,000 | 5,447 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $1,374,000 | 4,584 |
| Salaries and employee benefits | $794,000 | 4,451 |
| Premises and equipment expense | $260,000 | 3,458 |
| Additional noninterest expense | $320,000 | 5,163 |
| Pre-tax net operating income | $997,000 | 3,071 |
| Securities gains (losses) | $137,000 | 682 |
| Applicable income taxes | $66,000 | 3,287 |
| Income before extraordinary items | $1,068,000 | 2,636 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,068,000 | 2,638 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,068,000 | 2,638 |
| Net charge-offs | $133,000 | 1,469 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $939,220 | 2,808 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 3,421 |
| Total interest expense | $346,000 | 1,929 |
| Net interest income | $1,202,000 | 3,727 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $42,000 | 5,476 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $716,000 | 4,520 |
| Salaries and employee benefits | $401,000 | 4,452 |
| Premises and equipment expense | $130,000 | 3,482 |
| Additional noninterest expense | $185,000 | 4,951 |
| Pre-tax net operating income | $528,000 | 2,927 |
| Securities gains (losses) | $66,000 | 735 |
| Applicable income taxes | $44,000 | 3,091 |
| Income before extraordinary items | $550,000 | 2,543 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $550,000 | 2,546 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $550,000 | 2,545 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $488,620 | 2,693 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 3,520 |
| Total interest expense | $1,395,000 | 2,012 |
| Net interest income | $4,622,000 | 3,852 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $209,000 | 5,384 |
| Gross Fiduciary activities income | $23,000 | 1,008 |
| Service charges on deposit accounts | $122,000 | 4,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,589 |
| Total noninterest expense | $2,891,000 | 4,566 |
| Salaries and employee benefits | $1,694,000 | 4,361 |
| Premises and equipment expense | $501,000 | 3,627 |
| Additional noninterest expense | $696,000 | 5,166 |
| Pre-tax net operating income | $1,790,000 | 3,182 |
| Securities gains (losses) | $148,000 | 984 |
| Applicable income taxes | $205,000 | 2,936 |
| Income before extraordinary items | $1,733,000 | 2,970 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,733,000 | 2,969 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,733,000 | 2,970 |
| Net charge-offs | $273,000 | 2,119 |
| Cash dividends | $525,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,601,280 | 3,076 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 3,576 |
| Total interest expense | $1,042,000 | 2,051 |
| Net interest income | $3,422,000 | 3,909 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $153,000 | 5,460 |
| Gross Fiduciary activities income | $15,000 | 1,000 |
| Service charges on deposit accounts | $90,000 | 4,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,000 | 5,652 |
| Total noninterest expense | $2,126,000 | 4,633 |
| Salaries and employee benefits | $1,261,000 | 4,384 |
| Premises and equipment expense | $355,000 | 3,811 |
| Additional noninterest expense | $510,000 | 5,237 |
| Pre-tax net operating income | $1,399,000 | 3,169 |
| Securities gains (losses) | $147,000 | 772 |
| Applicable income taxes | $188,000 | 2,856 |
| Income before extraordinary items | $1,358,000 | 2,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,358,000 | 2,925 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,358,000 | 2,926 |
| Net charge-offs | $105,000 | 2,639 |
| Cash dividends | $225,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,228,640 | 3,054 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,600 |
| Total interest expense | $697,000 | 2,056 |
| Net interest income | $2,253,000 | 3,945 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $93,000 | 5,569 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $34,000 | 5,645 |
| Total noninterest expense | $1,420,000 | 4,666 |
| Salaries and employee benefits | $841,000 | 4,430 |
| Premises and equipment expense | $221,000 | 3,982 |
| Additional noninterest expense | $358,000 | 5,184 |
| Pre-tax net operating income | $926,000 | 3,098 |
| Securities gains (losses) | $42,000 | 1,266 |
| Applicable income taxes | $91,000 | 3,080 |
| Income before extraordinary items | $877,000 | 2,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $877,000 | 2,913 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $877,000 | 2,913 |
| Net charge-offs | $70,000 | 2,501 |
| Cash dividends | $225,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $838,780 | 2,935 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,633 |
| Total interest expense | $351,000 | 2,067 |
| Net interest income | $1,111,000 | 3,994 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $51,000 | 5,490 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $775,000 | 4,497 |
| Salaries and employee benefits | $441,000 | 4,355 |
| Premises and equipment expense | $110,000 | 4,008 |
| Additional noninterest expense | $224,000 | 4,744 |
| Pre-tax net operating income | $387,000 | 3,343 |
| Securities gains (losses) | $42,000 | 714 |
| Applicable income taxes | $23,000 | 3,425 |
| Income before extraordinary items | $406,000 | 2,960 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $406,000 | 2,963 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $406,000 | 2,963 |
| Net charge-offs | $35,000 | 2,123 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $366,100 | 3,152 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 3,759 |
| Total interest expense | $1,390,000 | 2,301 |
| Net interest income | $4,286,000 | 4,107 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $205,000 | 5,580 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $139,000 | 4,713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 5,787 |
| Total noninterest expense | $2,832,000 | 4,738 |
| Salaries and employee benefits | $1,654,000 | 4,524 |
| Premises and equipment expense | $480,000 | 3,815 |
| Additional noninterest expense | $698,000 | 5,342 |
| Pre-tax net operating income | $1,284,000 | 3,659 |
| Securities gains (losses) | $189,000 | 928 |
| Applicable income taxes | $22,000 | 4,073 |
| Income before extraordinary items | $1,451,000 | 3,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,451,000 | 3,219 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,451,000 | 3,220 |
| Net charge-offs | $418,000 | 2,209 |
| Cash dividends | $375,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $-611,000 | 6,776 |
| Net operating income | $1,263,890 | 3,407 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 3,807 |
| Total interest expense | $1,036,000 | 2,379 |
| Net interest income | $3,190,000 | 4,151 |
| Provision for loan and lease losses | $325,000 | 1,984 |
| Total noninterest income | $144,000 | 5,743 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,928 |
| Total noninterest expense | $2,108,000 | 4,784 |
| Salaries and employee benefits | $1,256,000 | 4,500 |
| Premises and equipment expense | $357,000 | 3,882 |
| Additional noninterest expense | $495,000 | 5,453 |
| Pre-tax net operating income | $901,000 | 3,861 |
| Securities gains (losses) | $170,000 | 898 |
| Applicable income taxes | $77,000 | 3,465 |
| Income before extraordinary items | $994,000 | 3,436 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $994,000 | 3,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $994,000 | 3,440 |
| Net charge-offs | $406,000 | 1,804 |
| Cash dividends | $188,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $-546,000 | 6,859 |
| Net operating income | $835,900 | 3,670 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 3,803 |
| Total interest expense | $690,000 | 2,426 |
| Net interest income | $2,142,000 | 4,132 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $98,000 | 5,757 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $1,361,000 | 4,867 |
| Salaries and employee benefits | $838,000 | 4,526 |
| Premises and equipment expense | $236,000 | 3,911 |
| Additional noninterest expense | $287,000 | 5,691 |
| Pre-tax net operating income | $754,000 | 3,436 |
| Securities gains (losses) | $116,000 | 1,013 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $800,000 | 3,065 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $800,000 | 3,067 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $800,000 | 3,068 |
| Net charge-offs | $194,000 | 2,127 |
| Cash dividends | $188,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $693,280 | 3,243 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 3,844 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $1,076,000 | 4,133 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $660,000 | 4,995 |
| Salaries and employee benefits | $410,000 | 4,639 |
| Premises and equipment expense | $115,000 | 3,997 |
| Additional noninterest expense | $135,000 | 5,836 |
| Pre-tax net operating income | $470,000 | 2,985 |
| Securities gains (losses) | $19,000 | 1,284 |
| Applicable income taxes | $99,000 | 2,416 |
| Income before extraordinary items | $390,000 | 3,073 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $390,000 | 3,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $390,000 | 3,075 |
| Net charge-offs | $-16,000 | 6,369 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $374,800 | 3,055 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 3,930 |
| Total interest expense | $1,395,000 | 2,884 |
| Net interest income | $4,384,000 | 4,166 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $239,000 | 5,500 |
| Gross Fiduciary activities income | $35,000 | 1,008 |
| Service charges on deposit accounts | $145,000 | 4,838 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $59,000 | 5,747 |
| Total noninterest expense | $2,593,000 | 5,094 |
| Salaries and employee benefits | $1,587,000 | 4,700 |
| Premises and equipment expense | $478,000 | 3,910 |
| Additional noninterest expense | $528,000 | 5,995 |
| Pre-tax net operating income | $1,930,000 | 2,884 |
| Securities gains (losses) | $191,000 | 1,742 |
| Applicable income taxes | $357,000 | 2,500 |
| Income before extraordinary items | $1,764,000 | 2,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,764,000 | 2,834 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,764,000 | 2,833 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $660,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,605,470 | 2,858 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,996 |
| Total interest expense | $1,040,000 | 2,982 |
| Net interest income | $3,303,000 | 4,213 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $179,000 | 5,547 |
| Gross Fiduciary activities income | $26,000 | 999 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $1,873,000 | 5,217 |
| Salaries and employee benefits | $1,142,000 | 4,822 |
| Premises and equipment expense | $359,000 | 3,973 |
| Additional noninterest expense | $372,000 | 6,136 |
| Pre-tax net operating income | $1,609,000 | 2,756 |
| Securities gains (losses) | $187,000 | 1,489 |
| Applicable income taxes | $297,000 | 2,480 |
| Income before extraordinary items | $1,499,000 | 2,649 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,499,000 | 2,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,499,000 | 2,650 |
| Net charge-offs | $-32,000 | 6,842 |
| Cash dividends | $263,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,343,790 | 2,712 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 4,013 |
| Total interest expense | $690,000 | 3,088 |
| Net interest income | $2,218,000 | 4,213 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $100,000 | 5,785 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $1,263,000 | 5,224 |
| Salaries and employee benefits | $762,000 | 4,858 |
| Premises and equipment expense | $241,000 | 3,964 |
| Additional noninterest expense | $260,000 | 6,120 |
| Pre-tax net operating income | $1,055,000 | 2,748 |
| Securities gains (losses) | $134,000 | 1,397 |
| Applicable income taxes | $196,000 | 2,467 |
| Income before extraordinary items | $993,000 | 2,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $993,000 | 2,637 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $993,000 | 2,637 |
| Net charge-offs | $9,000 | 4,968 |
| Cash dividends | $263,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $880,440 | 2,711 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,042 |
| Total interest expense | $343,000 | 3,199 |
| Net interest income | $1,115,000 | 4,218 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $52,000 | 5,794 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $616,000 | 5,304 |
| Salaries and employee benefits | $383,000 | 4,885 |
| Premises and equipment expense | $115,000 | 4,086 |
| Additional noninterest expense | $118,000 | 6,284 |
| Pre-tax net operating income | $551,000 | 2,686 |
| Securities gains (losses) | $133,000 | 788 |
| Applicable income taxes | $118,000 | 2,285 |
| Income before extraordinary items | $566,000 | 2,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 2,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $566,000 | 2,364 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $455,610 | 2,663 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 3,955 |
| Total interest expense | $1,557,000 | 3,355 |
| Net interest income | $4,659,000 | 4,104 |
| Provision for loan and lease losses | $350,000 | 3,913 |
| Total noninterest income | $205,000 | 5,708 |
| Gross Fiduciary activities income | $10,000 | 1,096 |
| Service charges on deposit accounts | $146,000 | 4,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $2,660,000 | 5,186 |
| Salaries and employee benefits | $1,536,000 | 4,902 |
| Premises and equipment expense | $511,000 | 3,979 |
| Additional noninterest expense | $613,000 | 5,952 |
| Pre-tax net operating income | $1,854,000 | 2,651 |
| Securities gains (losses) | $108,000 | 1,999 |
| Applicable income taxes | $276,000 | 2,611 |
| Income before extraordinary items | $1,686,000 | 2,552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,686,000 | 2,552 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,686,000 | 2,553 |
| Net charge-offs | $408,000 | 3,414 |
| Cash dividends | $450,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,593,120 | 2,577 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 3,980 |
| Total interest expense | $1,200,000 | 3,413 |
| Net interest income | $3,503,000 | 4,111 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $143,000 | 5,887 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $35,000 | 6,077 |
| Total noninterest expense | $1,948,000 | 5,254 |
| Salaries and employee benefits | $1,145,000 | 4,914 |
| Premises and equipment expense | $388,000 | 3,993 |
| Additional noninterest expense | $415,000 | 6,155 |
| Pre-tax net operating income | $1,648,000 | 2,404 |
| Securities gains (losses) | $94,000 | 1,854 |
| Applicable income taxes | $298,000 | 2,274 |
| Income before extraordinary items | $1,444,000 | 2,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,399 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,444,000 | 2,399 |
| Net charge-offs | $93,000 | 4,498 |
| Cash dividends | $263,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,365,980 | 2,390 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 4,004 |
| Total interest expense | $817,000 | 3,455 |
| Net interest income | $2,332,000 | 4,134 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $94,000 | 5,932 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $67,000 | 5,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $1,301,000 | 5,302 |
| Salaries and employee benefits | $751,000 | 4,987 |
| Premises and equipment expense | $261,000 | 4,005 |
| Additional noninterest expense | $289,000 | 6,176 |
| Pre-tax net operating income | $1,075,000 | 2,419 |
| Securities gains (losses) | $93,000 | 1,197 |
| Applicable income taxes | $211,000 | 2,173 |
| Income before extraordinary items | $957,000 | 2,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $957,000 | 2,361 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $957,000 | 2,361 |
| Net charge-offs | $79,000 | 4,069 |
| Cash dividends | $263,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $880,740 | 2,427 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 4,062 |
| Total interest expense | $409,000 | 3,546 |
| Net interest income | $1,144,000 | 4,188 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $48,000 | 6,002 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $655,000 | 5,322 |
| Salaries and employee benefits | $366,000 | 5,106 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $159,000 | 6,032 |
| Pre-tax net operating income | $537,000 | 2,432 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $93,000 | 2,259 |
| Income before extraordinary items | $474,000 | 2,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $474,000 | 2,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $474,000 | 2,355 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $448,800 | 2,398 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,152 |
| Total interest expense | $1,804,000 | 3,817 |
| Net interest income | $4,538,000 | 4,218 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $276,000 | 5,532 |
| Gross Fiduciary activities income | $71,000 | 922 |
| Service charges on deposit accounts | $152,000 | 4,873 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $2,560,000 | 5,440 |
| Salaries and employee benefits | $1,521,000 | 5,024 |
| Premises and equipment expense | $432,000 | 4,563 |
| Additional noninterest expense | $607,000 | 6,188 |
| Pre-tax net operating income | $2,104,000 | 2,152 |
| Securities gains (losses) | $78,000 | 2,363 |
| Applicable income taxes | $391,000 | 2,118 |
| Income before extraordinary items | $1,791,000 | 2,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,791,000 | 2,210 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,791,000 | 2,211 |
| Net charge-offs | $57,000 | 5,832 |
| Cash dividends | $525,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,727,040 | 2,172 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 4,235 |
| Total interest expense | $1,363,000 | 3,946 |
| Net interest income | $3,392,000 | 4,290 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $218,000 | 5,540 |
| Gross Fiduciary activities income | $62,000 | 892 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $1,880,000 | 5,533 |
| Salaries and employee benefits | $1,110,000 | 5,135 |
| Premises and equipment expense | $352,000 | 4,414 |
| Additional noninterest expense | $418,000 | 6,379 |
| Pre-tax net operating income | $1,680,000 | 2,175 |
| Securities gains (losses) | $78,000 | 2,135 |
| Applicable income taxes | $335,000 | 2,042 |
| Income before extraordinary items | $1,423,000 | 2,240 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,423,000 | 2,240 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,423,000 | 2,242 |
| Net charge-offs | $39,000 | 5,687 |
| Cash dividends | $263,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,359,820 | 2,218 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 4,283 |
| Total interest expense | $910,000 | 4,043 |
| Net interest income | $2,253,000 | 4,302 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $161,000 | 5,366 |
| Gross Fiduciary activities income | $58,000 | 847 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $1,257,000 | 5,540 |
| Salaries and employee benefits | $735,000 | 5,169 |
| Premises and equipment expense | $226,000 | 4,550 |
| Additional noninterest expense | $296,000 | 6,303 |
| Pre-tax net operating income | $1,107,000 | 2,185 |
| Securities gains (losses) | $76,000 | 1,615 |
| Applicable income taxes | $221,000 | 2,034 |
| Income before extraordinary items | $962,000 | 2,187 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $962,000 | 2,186 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $962,000 | 2,189 |
| Net charge-offs | $35,000 | 5,161 |
| Cash dividends | $263,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $900,440 | 2,217 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,355 |
| Total interest expense | $447,000 | 4,208 |
| Net interest income | $1,131,000 | 4,315 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $54,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $615,000 | 5,667 |
| Salaries and employee benefits | $361,000 | 5,264 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $145,000 | 6,412 |
| Pre-tax net operating income | $570,000 | 2,181 |
| Securities gains (losses) | $50,000 | 1,145 |
| Applicable income taxes | $111,000 | 2,019 |
| Income before extraordinary items | $509,000 | 2,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,113 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $509,000 | 2,114 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $468,000 | 2,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,498 |
| Total interest expense | $1,893,000 | 4,612 |
| Net interest income | $4,343,000 | 4,333 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $236,000 | 6,002 |
| Gross Fiduciary activities income | $47,000 | 974 |
| Service charges on deposit accounts | $143,000 | 5,234 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $2,461,000 | 5,730 |
| Salaries and employee benefits | $1,454,000 | 5,292 |
| Premises and equipment expense | $405,000 | 4,967 |
| Additional noninterest expense | $602,000 | 6,442 |
| Pre-tax net operating income | $2,018,000 | 1,894 |
| Securities gains (losses) | $27,000 | 2,927 |
| Applicable income taxes | $405,000 | 1,748 |
| Income before extraordinary items | $1,640,000 | 1,962 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,640,000 | 1,959 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,640,000 | 1,961 |
| Net charge-offs | $78,000 | 5,904 |
| Cash dividends | $525,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,618,400 | 1,951 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 4,598 |
| Total interest expense | $1,427,000 | 4,737 |
| Net interest income | $3,189,000 | 4,411 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $166,000 | 6,194 |
| Gross Fiduciary activities income | $30,000 | 974 |
| Service charges on deposit accounts | $104,000 | 5,309 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $1,798,000 | 5,810 |
| Salaries and employee benefits | $1,045,000 | 5,440 |
| Premises and equipment expense | $307,000 | 4,970 |
| Additional noninterest expense | $446,000 | 6,482 |
| Pre-tax net operating income | $1,507,000 | 2,053 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $349,000 | 1,771 |
| Income before extraordinary items | $1,171,000 | 2,219 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,171,000 | 2,216 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,171,000 | 2,219 |
| Net charge-offs | $43,000 | 5,787 |
| Cash dividends | $263,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,160,990 | 2,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 4,669 |
| Total interest expense | $950,000 | 4,859 |
| Net interest income | $2,087,000 | 4,454 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $107,000 | 6,295 |
| Gross Fiduciary activities income | $16,000 | 1,009 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $1,187,000 | 5,884 |
| Salaries and employee benefits | $671,000 | 5,627 |
| Premises and equipment expense | $210,000 | 4,946 |
| Additional noninterest expense | $306,000 | 6,453 |
| Pre-tax net operating income | $957,000 | 2,194 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $180,000 | 2,076 |
| Income before extraordinary items | $778,000 | 2,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 2,280 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $778,000 | 2,282 |
| Net charge-offs | $43,000 | 5,045 |
| Cash dividends | $263,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $777,190 | 2,225 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,746 |
| Total interest expense | $468,000 | 5,008 |
| Net interest income | $1,037,000 | 4,473 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $562,000 | 5,968 |
| Salaries and employee benefits | $335,000 | 5,681 |
| Premises and equipment expense | $98,000 | 5,166 |
| Additional noninterest expense | $129,000 | 6,655 |
| Pre-tax net operating income | $521,000 | 2,296 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $81,000 | 2,393 |
| Income before extraordinary items | $441,000 | 2,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 2,369 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $441,000 | 2,371 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $440,160 | 2,235 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 5,005 |
| Total interest expense | $2,370,000 | 4,880 |
| Net interest income | $3,479,000 | 4,995 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $213,000 | 6,399 |
| Gross Fiduciary activities income | $14,000 | 1,164 |
| Service charges on deposit accounts | $144,000 | 5,388 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $2,245,000 | 5,922 |
| Salaries and employee benefits | $1,351,000 | 5,632 |
| Premises and equipment expense | $363,000 | 5,341 |
| Additional noninterest expense | $531,000 | 6,492 |
| Pre-tax net operating income | $1,347,000 | 3,209 |
| Securities gains (losses) | $87,000 | 1,236 |
| Applicable income taxes | $439,000 | 1,979 |
| Income before extraordinary items | $995,000 | 3,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $995,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $224,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $934,970 | 3,566 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 5,150 |
| Total interest expense | $1,841,000 | 4,911 |
| Net interest income | $2,460,000 | 5,194 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $155,000 | 6,543 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $108,000 | 5,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $1,622,000 | 6,013 |
| Salaries and employee benefits | $976,000 | 5,761 |
| Premises and equipment expense | $270,000 | 5,383 |
| Additional noninterest expense | $376,000 | 6,609 |
| Pre-tax net operating income | $993,000 | 3,691 |
| Securities gains (losses) | $73,000 | 1,166 |
| Applicable income taxes | $311,000 | 2,421 |
| Income before extraordinary items | $755,000 | 3,677 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $755,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $703,170 | 3,944 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 5,249 |
| Total interest expense | $1,281,000 | 4,928 |
| Net interest income | $1,547,000 | 5,373 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $1,071,000 | 6,083 |
| Salaries and employee benefits | $638,000 | 5,878 |
| Premises and equipment expense | $170,000 | 5,570 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $576,000 | 4,113 |
| Securities gains (losses) | $59,000 | 1,324 |
| Applicable income taxes | $124,000 | 3,220 |
| Income before extraordinary items | $511,000 | 3,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 3,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $463,800 | 4,111 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,353 |
| Total interest expense | $694,000 | 4,903 |
| Net interest income | $722,000 | 5,597 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $532,000 | 6,142 |
| Salaries and employee benefits | $322,000 | 5,889 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $125,000 | 6,632 |
| Pre-tax net operating income | $243,000 | 4,583 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $196,000 | 4,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $189,760 | 4,663 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 5,430 |
| Total interest expense | $3,002,000 | 4,795 |
| Net interest income | $2,584,000 | 5,893 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $267,000 | 6,258 |
| Gross Fiduciary activities income | $51,000 | 1,008 |
| Service charges on deposit accounts | $141,000 | 5,524 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $2,140,000 | 6,032 |
| Salaries and employee benefits | $1,346,000 | 5,635 |
| Premises and equipment expense | $309,000 | 5,705 |
| Additional noninterest expense | $485,000 | 6,653 |
| Pre-tax net operating income | $711,000 | 5,418 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $129,000 | 4,269 |
| Income before extraordinary items | $595,000 | 5,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $595,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $165,000 | 5,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $584,340 | 5,382 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 5,478 |
| Total interest expense | $2,259,000 | 4,795 |
| Net interest income | $1,885,000 | 5,983 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $178,000 | 6,532 |
| Gross Fiduciary activities income | $21,000 | 1,075 |
| Service charges on deposit accounts | $103,000 | 5,584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 6,695 |
| Total noninterest expense | $1,567,000 | 6,084 |
| Salaries and employee benefits | $989,000 | 5,678 |
| Premises and equipment expense | $226,000 | 5,770 |
| Additional noninterest expense | $352,000 | 6,714 |
| Pre-tax net operating income | $496,000 | 5,791 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $84,000 | 4,584 |
| Income before extraordinary items | $425,000 | 5,699 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $425,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $53,000 | 4,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $414,210 | 5,746 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 5,519 |
| Total interest expense | $1,510,000 | 4,785 |
| Net interest income | $1,237,000 | 6,075 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $116,000 | 6,589 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $1,061,000 | 6,085 |
| Salaries and employee benefits | $660,000 | 5,748 |
| Premises and equipment expense | $152,000 | 5,774 |
| Additional noninterest expense | $249,000 | 6,596 |
| Pre-tax net operating income | $292,000 | 6,091 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $45,000 | 4,839 |
| Income before extraordinary items | $260,000 | 5,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $53,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $248,950 | 6,015 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 5,546 |
| Total interest expense | $758,000 | 4,749 |
| Net interest income | $601,000 | 6,155 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $523,000 | 6,166 |
| Salaries and employee benefits | $323,000 | 5,846 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $126,000 | 6,573 |
| Pre-tax net operating income | $137,000 | 6,206 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $118,400 | 6,100 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 5,435 |
| Total interest expense | $2,875,000 | 4,423 |
| Net interest income | $2,337,000 | 6,186 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $333,000 | 5,977 |
| Gross Fiduciary activities income | $52,000 | 1,021 |
| Service charges on deposit accounts | $143,000 | 5,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 5,778 |
| Total noninterest expense | $2,075,000 | 6,057 |
| Salaries and employee benefits | $1,261,000 | 5,751 |
| Premises and equipment expense | $321,000 | 5,573 |
| Additional noninterest expense | $493,000 | 6,569 |
| Pre-tax net operating income | $570,000 | 6,274 |
| Securities gains (losses) | $-25,000 | 7,648 |
| Applicable income taxes | $-17,000 | 8,209 |
| Income before extraordinary items | $562,000 | 5,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $562,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $128,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $587,000 | 5,857 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 5,475 |
| Total interest expense | $2,084,000 | 4,431 |
| Net interest income | $1,770,000 | 6,225 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $272,000 | 5,827 |
| Gross Fiduciary activities income | $45,000 | 1,001 |
| Service charges on deposit accounts | $109,000 | 5,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $1,560,000 | 6,037 |
| Salaries and employee benefits | $954,000 | 5,690 |
| Premises and equipment expense | $241,000 | 5,591 |
| Additional noninterest expense | $365,000 | 6,592 |
| Pre-tax net operating income | $482,000 | 6,286 |
| Securities gains (losses) | $-24,000 | 7,907 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $451,000 | 5,992 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $451,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $53,000 | 5,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $474,520 | 5,880 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 5,475 |
| Total interest expense | $1,336,000 | 4,405 |
| Net interest income | $1,209,000 | 6,204 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $152,000 | 6,210 |
| Gross Fiduciary activities income | $37,000 | 995 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,051,000 | 6,019 |
| Salaries and employee benefits | $635,000 | 5,724 |
| Premises and equipment expense | $159,000 | 5,628 |
| Additional noninterest expense | $257,000 | 6,501 |
| Pre-tax net operating income | $310,000 | 6,396 |
| Securities gains (losses) | $-21,000 | 8,094 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $293,000 | 6,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $53,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $314,000 | 5,914 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,504 |
| Total interest expense | $641,000 | 4,414 |
| Net interest income | $599,000 | 6,241 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $30,000 | 919 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $536,000 | 5,973 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $147,000 | 6,456 |
| Securities gains (losses) | $-25,000 | 8,424 |
| Applicable income taxes | $-12,000 | 8,533 |
| Income before extraordinary items | $134,000 | 6,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $159,000 | 5,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 5,384 |
| Total interest expense | $2,120,000 | 4,260 |
| Net interest income | $2,535,000 | 6,005 |
| Provision for loan and lease losses | $335,000 | 2,604 |
| Total noninterest income | $226,000 | 6,861 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $136,000 | 5,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,898 |
| Total noninterest expense | $2,048,000 | 6,029 |
| Salaries and employee benefits | $1,241,000 | 5,684 |
| Premises and equipment expense | $312,000 | 5,612 |
| Additional noninterest expense | $495,000 | 6,615 |
| Pre-tax net operating income | $378,000 | 7,129 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $-176,000 | 8,666 |
| Income before extraordinary items | $569,000 | 6,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $569,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,013 |
| Cash dividends | $102,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $554,000 | 6,134 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 5,401 |
| Total interest expense | $1,506,000 | 4,278 |
| Net interest income | $1,920,000 | 6,007 |
| Provision for loan and lease losses | $235,000 | 2,646 |
| Total noninterest income | $168,000 | 6,911 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $102,000 | 5,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $1,552,000 | 5,957 |
| Salaries and employee benefits | $951,000 | 5,594 |
| Premises and equipment expense | $236,000 | 5,595 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $301,000 | 7,197 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $306,000 | 6,884 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $306,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 888 |
| Cash dividends | $51,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $292,420 | 6,919 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,369 |
| Total interest expense | $941,000 | 4,309 |
| Net interest income | $1,322,000 | 5,899 |
| Provision for loan and lease losses | $185,000 | 2,275 |
| Total noninterest income | $112,000 | 6,895 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $1,034,000 | 5,952 |
| Salaries and employee benefits | $623,000 | 5,631 |
| Premises and equipment expense | $155,000 | 5,616 |
| Additional noninterest expense | $256,000 | 6,462 |
| Pre-tax net operating income | $215,000 | 7,118 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $202,000 | 6,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $202,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,110 |
| Cash dividends | $51,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $192,210 | 6,945 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 5,407 |
| Total interest expense | $443,000 | 4,376 |
| Net interest income | $672,000 | 5,859 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $507,000 | 6,054 |
| Salaries and employee benefits | $303,000 | 5,756 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $171,000 | 6,301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $142,000 | 6,174 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 5,230 |
| Total interest expense | $1,684,000 | 4,170 |
| Net interest income | $2,743,000 | 5,710 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $236,000 | 6,875 |
| Gross Fiduciary activities income | $22,000 | 1,185 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 7,011 |
| Total noninterest expense | $2,004,000 | 5,997 |
| Salaries and employee benefits | $1,229,000 | 5,619 |
| Premises and equipment expense | $268,000 | 6,007 |
| Additional noninterest expense | $507,000 | 6,492 |
| Pre-tax net operating income | $875,000 | 5,572 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $133,000 | 5,233 |
| Income before extraordinary items | $733,000 | 5,459 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $733,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,160 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $740,650 | 5,359 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 5,229 |
| Total interest expense | $1,247,000 | 4,154 |
| Net interest income | $2,063,000 | 5,690 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $186,000 | 6,817 |
| Gross Fiduciary activities income | $20,000 | 1,138 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $1,470,000 | 6,025 |
| Salaries and employee benefits | $908,000 | 5,636 |
| Premises and equipment expense | $192,000 | 6,119 |
| Additional noninterest expense | $370,000 | 6,557 |
| Pre-tax net operating income | $779,000 | 5,255 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $121,000 | 5,125 |
| Income before extraordinary items | $648,000 | 5,161 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $648,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $113,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $656,400 | 5,040 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 5,231 |
| Total interest expense | $838,000 | 4,137 |
| Net interest income | $1,372,000 | 5,695 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $958,000 | 6,149 |
| Salaries and employee benefits | $595,000 | 5,719 |
| Premises and equipment expense | $119,000 | 6,333 |
| Additional noninterest expense | $244,000 | 6,613 |
| Pre-tax net operating income | $528,000 | 5,160 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $87,000 | 5,019 |
| Income before extraordinary items | $437,000 | 5,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,487 |
| Cash dividends | $113,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $440,320 | 4,972 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,234 |
| Total interest expense | $415,000 | 4,212 |
| Net interest income | $694,000 | 5,664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $477,000 | 6,203 |
| Salaries and employee benefits | $296,000 | 5,771 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $271,000 | 5,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,522 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 5,162 |
| Total interest expense | $1,863,000 | 4,240 |
| Net interest income | $2,746,000 | 5,591 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $21,000 | 1,239 |
| Service charges on deposit accounts | $150,000 | 5,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $1,929,000 | 6,105 |
| Salaries and employee benefits | $1,147,000 | 5,792 |
| Premises and equipment expense | $292,000 | 5,737 |
| Additional noninterest expense | $490,000 | 6,603 |
| Pre-tax net operating income | $957,000 | 5,285 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $201,000 | 4,923 |
| Income before extraordinary items | $784,000 | 5,285 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $784,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $761,600 | 5,214 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 5,184 |
| Total interest expense | $1,437,000 | 4,275 |
| Net interest income | $2,066,000 | 5,617 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $114,000 | 5,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $1,408,000 | 6,157 |
| Salaries and employee benefits | $863,000 | 5,747 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $356,000 | 6,669 |
| Pre-tax net operating income | $839,000 | 5,002 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $236,000 | 4,379 |
| Income before extraordinary items | $650,000 | 5,179 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $650,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $97,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $615,690 | 5,148 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 5,132 |
| Total interest expense | $1,003,000 | 4,247 |
| Net interest income | $1,399,000 | 5,559 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $118,000 | 7,103 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $927,000 | 6,231 |
| Salaries and employee benefits | $576,000 | 5,753 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $227,000 | 6,801 |
| Pre-tax net operating income | $590,000 | 4,879 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $470,000 | 4,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $470,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $466,840 | 4,774 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 5,098 |
| Total interest expense | $517,000 | 4,232 |
| Net interest income | $699,000 | 5,553 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $459,000 | 6,282 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $299,000 | 4,797 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $235,000 | 4,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $231,880 | 4,734 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 5,080 |
| Total interest expense | $2,308,000 | 4,360 |
| Net interest income | $2,840,000 | 5,471 |
| Provision for loan and lease losses | $239,000 | 4,000 |
| Total noninterest income | $255,000 | 6,814 |
| Gross Fiduciary activities income | $19,000 | 1,303 |
| Service charges on deposit accounts | $171,000 | 5,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $1,858,000 | 6,136 |
| Salaries and employee benefits | $1,124,000 | 5,735 |
| Premises and equipment expense | $272,000 | 5,871 |
| Additional noninterest expense | $462,000 | 6,732 |
| Pre-tax net operating income | $998,000 | 5,214 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $314,000 | 4,359 |
| Income before extraordinary items | $705,000 | 5,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $705,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $690,510 | 5,452 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 5,359 |
| Total interest expense | $2,948,000 | 4,793 |
| Net interest income | $2,433,000 | 5,803 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $251,000 | 6,853 |
| Gross Fiduciary activities income | $18,000 | 1,325 |
| Service charges on deposit accounts | $181,000 | 5,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $1,773,000 | 6,192 |
| Salaries and employee benefits | $1,089,000 | 5,683 |
| Premises and equipment expense | $261,000 | 5,952 |
| Additional noninterest expense | $423,000 | 6,964 |
| Pre-tax net operating income | $861,000 | 5,310 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $204,000 | 4,990 |
| Income before extraordinary items | $653,000 | 5,395 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $653,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $263,000 | 4,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $656,040 | 5,260 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 5,578 |
| Total interest expense | $2,940,000 | 4,999 |
| Net interest income | $2,293,000 | 6,125 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $264,000 | 6,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $1,713,000 | 6,247 |
| Salaries and employee benefits | $968,000 | 6,054 |
| Premises and equipment expense | $253,000 | 6,005 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $789,000 | 5,903 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $199,000 | 5,399 |
| Income before extraordinary items | $591,000 | 5,892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $591,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $590,250 | 5,911 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,682 |
| Total interest expense | $2,584,000 | 5,099 |
| Net interest income | $2,251,000 | 6,179 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $280,000 | 6,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $1,646,000 | 6,425 |
| Salaries and employee benefits | $921,000 | 6,215 |
| Premises and equipment expense | $269,000 | 5,815 |
| Additional noninterest expense | $456,000 | 6,858 |
| Pre-tax net operating income | $885,000 | 5,647 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $210,000 | 5,601 |
| Income before extraordinary items | $675,000 | 5,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $675,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,790 |
| Cash dividends | $171,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $675,000 | 5,533 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,990 |
| Total interest expense | $2,429,000 | 5,472 |
| Net interest income | $2,150,000 | 6,390 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $251,000 | 6,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,662,000 | 6,299 |
| Salaries and employee benefits | $886,000 | 6,269 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $723,000 | 6,397 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $163,000 | 6,671 |
| Income before extraordinary items | $560,000 | 6,268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $560,000 | 6,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $560,000 | 6,151 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,342 |
| Total interest expense | $2,214,000 | 5,851 |
| Net interest income | $2,141,000 | 6,642 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $296,000 | 6,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,570,000 | 6,609 |
| Salaries and employee benefits | $912,000 | 6,225 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $423,000 | 7,170 |
| Pre-tax net operating income | $867,000 | 6,262 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $220,000 | 6,618 |
| Income before extraordinary items | $647,000 | 6,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $647,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $135,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $647,000 | 6,082 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 6,815 |
| Total interest expense | $2,062,000 | 6,296 |
| Net interest income | $1,988,000 | 7,176 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $304,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $1,507,000 | 7,087 |
| Salaries and employee benefits | $872,000 | 6,606 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $785,000 | 6,562 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $192,000 | 7,254 |
| Income before extraordinary items | $591,000 | 6,323 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $591,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $330,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $592,500 | 6,256 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 7,074 |
| Total interest expense | $2,026,000 | 6,406 |
| Net interest income | $1,906,000 | 7,519 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,420,000 | 7,525 |
| Salaries and employee benefits | $830,000 | 6,950 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $382,000 | 8,381 |
| Pre-tax net operating income | $752,000 | 7,048 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $161,000 | 8,078 |
| Income before extraordinary items | $585,000 | 6,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $585,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $589,680 | 6,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 7,046 |
| Total interest expense | $1,650,000 | 6,469 |
| Net interest income | $2,066,000 | 7,413 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,607,000 | 7,279 |
| Salaries and employee benefits | $838,000 | 6,987 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $535,000 | 7,558 |
| Pre-tax net operating income | $725,000 | 7,257 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $545,000 | 6,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $545,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $552,600 | 6,945 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 6,985 |
| Total interest expense | $1,632,000 | 6,791 |
| Net interest income | $2,269,000 | 6,994 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $298,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,592,000 | 7,528 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $810,000 | 6,756 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $603,000 | 6,755 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $603,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,739 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $602,260 | 6,522 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 7,224 |
| Total interest expense | $2,033,000 | 7,048 |
| Net interest income | $2,181,000 | 7,291 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $315,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,551,000 | 7,733 |
| Salaries and employee benefits | $791,000 | 7,313 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $566,000 | 7,804 |
| Pre-tax net operating income | $765,000 | 6,741 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $532,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,468 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $532,000 | 6,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.