Security Trust Federal Savings and Loan Association, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$7,024,0004,208
Total interest expense$3,659,0003,328
Net interest income$3,365,0005,108
Provision for loan and lease losses$09,146
Total noninterest income$1,805,0001,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,805,0001,214
Total noninterest expense$3,819,0003,566
Salaries and employee benefits$1,676,0003,879
Premises and equipment expense$816,0002,489
Additional noninterest expense$1,327,0003,711
Pre-tax net operating income$1,351,0004,797
Securities gains (losses)$-4,0009,291
Applicable income taxes$415,0004,632
Income before extraordinary items$932,0004,763
Extraordinary gains, net$0249
Net income$932,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$638,0002,689
Sale, conversion, retirement of capital stock, net$-3,652,00012,593
Net operating income$934,7604,802
1993-12-31 (YTD Data)Rank
Total interest income$10,025,0003,079
Total interest expense$5,263,0002,458
Net interest income$4,762,0003,736
Provision for loan and lease losses$30,0008,397
Total noninterest income$1,600,0002,317
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,600,0001,469
Total noninterest expense$5,194,0002,748
Salaries and employee benefits$2,159,0003,035
Premises and equipment expense$1,327,0001,586
Additional noninterest expense$1,708,0003,118
Pre-tax net operating income$1,138,0005,384
Securities gains (losses)$407,0001,033
Applicable income taxes$703,0003,104
Income before extraordinary items$842,0005,346
Extraordinary gains, net$03,149
Net income$842,0005,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00012,247
Cash dividends$666,0002,477
Sale, conversion, retirement of capital stock, net$1,440,000412
Net operating income$581,5206,678
1992-12-31 (YTD Data)Rank
Total interest income$15,516,0002,275
Total interest expense$10,538,0001,643
Net interest income$4,978,0003,648
Provision for loan and lease losses$271,0004,390
Total noninterest income$1,717,0002,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,717,0001,384
Total noninterest expense$5,069,0002,825
Salaries and employee benefits$2,176,0002,965
Premises and equipment expense$1,217,0001,738
Additional noninterest expense$1,676,0003,262
Pre-tax net operating income$1,355,0004,457
Securities gains (losses)$517,0001,062
Applicable income taxes$68,00010,772
Income before extraordinary items$1,802,0002,550
Extraordinary gains, net$01,422
Net income$1,802,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,048,0001,515
Cash dividends$3,350,000533
Sale, conversion, retirement of capital stock, net$-2,000,00013,888
Net operating income$1,305,6803,258

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.