Home > Security State Bank of Wykoff > Income and Expense
Security State Bank of Wykoff, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 7,784 |
| Total interest expense | $1,371,000 | 7,656 |
| Net interest income | $1,603,000 | 7,770 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $291,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,156,000 | 7,835 |
| Salaries and employee benefits | $692,000 | 7,364 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $305,000 | 8,266 |
| Pre-tax net operating income | $641,000 | 7,242 |
| Securities gains (losses) | $-106,000 | 10,774 |
| Applicable income taxes | $199,000 | 6,887 |
| Income before extraordinary items | $336,000 | 8,097 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $336,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $403,840 | 7,557 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 8,271 |
| Total interest expense | $1,279,000 | 8,163 |
| Net interest income | $1,527,000 | 8,202 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,887 |
| Total noninterest expense | $1,131,000 | 8,223 |
| Salaries and employee benefits | $654,000 | 7,820 |
| Premises and equipment expense | $159,000 | 7,849 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $857,000 | 6,263 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $386,000 | 5,000 |
| Income before extraordinary items | $447,000 | 7,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $447,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $310,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $462,360 | 7,101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 8,708 |
| Total interest expense | $1,263,000 | 8,395 |
| Net interest income | $1,390,000 | 8,813 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $278,000 | 7,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,059,000 | 8,723 |
| Salaries and employee benefits | $613,000 | 8,276 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $326,000 | 8,964 |
| Pre-tax net operating income | $573,000 | 8,032 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $337,000 | 8,593 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $337,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $360,680 | 8,366 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 9,035 |
| Total interest expense | $921,000 | 9,033 |
| Net interest income | $1,508,000 | 8,866 |
| Provision for loan and lease losses | $83,000 | 4,972 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,031,000 | 9,241 |
| Salaries and employee benefits | $605,000 | 8,582 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $320,000 | 9,721 |
| Pre-tax net operating income | $647,000 | 7,736 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $181,000 | 7,689 |
| Income before extraordinary items | $445,000 | 7,766 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $445,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $459,910 | 7,670 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 9,391 |
| Total interest expense | $912,000 | 9,495 |
| Net interest income | $1,486,000 | 9,163 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $246,000 | 8,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $997,000 | 9,735 |
| Salaries and employee benefits | $558,000 | 9,143 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $714,000 | 7,288 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $268,000 | 6,519 |
| Income before extraordinary items | $466,000 | 7,830 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $466,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $453,200 | 7,683 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 13,262 |
| Total interest expense | $413,000 | 13,139 |
| Net interest income | $444,000 | 13,251 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $437,000 | 12,980 |
| Salaries and employee benefits | $226,000 | 12,873 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $168,000 | 12,683 |
| Pre-tax net operating income | $159,000 | 11,436 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $57,000 | 11,058 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,440 | 11,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.