Home > Security State Bank of Sebeka > Income and Expense
Security State Bank of Sebeka, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,605 |
| Total interest expense | $163,000 | 8,521 |
| Net interest income | $391,000 | 8,607 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $51,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $19,000 | 7,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $335,000 | 8,730 |
| Salaries and employee benefits | $162,000 | 8,730 |
| Premises and equipment expense | $52,000 | 8,444 |
| Additional noninterest expense | $121,000 | 8,627 |
| Pre-tax net operating income | $89,000 | 8,027 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $89,000 | 8,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $89,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,431 |
| Cash dividends | $8,000 | 6,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $89,000 | 7,984 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,761 |
| Total interest expense | $66,000 | 8,690 |
| Net interest income | $165,000 | 8,761 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $17,000 | 8,649 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $130,000 | 8,827 |
| Salaries and employee benefits | $66,000 | 8,814 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $42,000 | 8,811 |
| Pre-tax net operating income | $52,000 | 8,182 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $37,000 | 8,240 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 8,707 |
| Cash dividends | $8,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $37,000 | 8,211 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 8,120 |
| Total interest expense | $158,000 | 8,128 |
| Net interest income | $491,000 | 8,026 |
| Provision for loan and lease losses | $-35,000 | 8,683 |
| Total noninterest income | $47,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $348,000 | 8,243 |
| Salaries and employee benefits | $177,000 | 8,341 |
| Premises and equipment expense | $47,000 | 7,926 |
| Additional noninterest expense | $124,000 | 7,920 |
| Pre-tax net operating income | $225,000 | 7,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 8,727 |
| Cash dividends | $19,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 8,084 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $269,000 | 7,972 |
| Provision for loan and lease losses | $-3,000 | 8,690 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $163,000 | 8,385 |
| Salaries and employee benefits | $88,000 | 8,420 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $136,000 | 6,741 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $136,000 | 6,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $136,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,809 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $136,000 | 6,262 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 8,255 |
| Total interest expense | $307,000 | 8,066 |
| Net interest income | $848,000 | 8,239 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $159,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $86,000 | 6,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $799,000 | 8,160 |
| Salaries and employee benefits | $508,000 | 7,954 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $188,000 | 8,374 |
| Pre-tax net operating income | $83,000 | 8,156 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $90,000 | 8,144 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $90,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $108,000 | 5,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $83,000 | 8,124 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,298 |
| Total interest expense | $231,000 | 8,084 |
| Net interest income | $635,000 | 8,275 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $123,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 6,825 |
| Total noninterest expense | $532,000 | 8,310 |
| Salaries and employee benefits | $333,000 | 8,148 |
| Premises and equipment expense | $74,000 | 7,978 |
| Additional noninterest expense | $125,000 | 8,514 |
| Pre-tax net operating income | $173,000 | 7,812 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $180,000 | 7,596 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $180,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $108,000 | 4,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $173,000 | 7,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 8,352 |
| Total interest expense | $156,000 | 8,135 |
| Net interest income | $421,000 | 8,331 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $60,000 | 7,965 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $353,000 | 8,355 |
| Salaries and employee benefits | $222,000 | 8,198 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $83,000 | 8,549 |
| Pre-tax net operating income | $114,000 | 7,808 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $115,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $114,000 | 7,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,428 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $202,000 | 8,420 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $172,000 | 8,449 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $36,000 | 8,729 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 8,398 |
| Total interest expense | $366,000 | 8,221 |
| Net interest income | $830,000 | 8,363 |
| Provision for loan and lease losses | $34,000 | 6,715 |
| Total noninterest income | $142,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $749,000 | 8,362 |
| Salaries and employee benefits | $492,000 | 8,106 |
| Premises and equipment expense | $93,000 | 8,154 |
| Additional noninterest expense | $164,000 | 8,672 |
| Pre-tax net operating income | $189,000 | 7,853 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $189,000 | 7,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $189,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $55,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $189,000 | 7,685 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 8,491 |
| Total interest expense | $281,000 | 8,329 |
| Net interest income | $616,000 | 8,457 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $114,000 | 7,843 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $76,000 | 6,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $538,000 | 8,429 |
| Salaries and employee benefits | $341,000 | 8,238 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $132,000 | 8,613 |
| Pre-tax net operating income | $183,000 | 7,807 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $183,000 | 7,692 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $183,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $183,000 | 7,549 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,528 |
| Total interest expense | $189,000 | 8,406 |
| Net interest income | $419,000 | 8,465 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $346,000 | 8,507 |
| Salaries and employee benefits | $228,000 | 8,271 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $74,000 | 8,816 |
| Pre-tax net operating income | $140,000 | 7,680 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,000 | 7,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,592 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $206,000 | 8,526 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $174,000 | 8,537 |
| Salaries and employee benefits | $114,000 | 8,304 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $58,000 | 7,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $58,000 | 7,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $18,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $58,000 | 7,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 8,507 |
| Total interest expense | $442,000 | 8,536 |
| Net interest income | $948,000 | 8,347 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $149,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $95,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $816,000 | 8,317 |
| Salaries and employee benefits | $493,000 | 8,169 |
| Premises and equipment expense | $96,000 | 8,225 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $263,000 | 7,692 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $295,000 | 7,345 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $295,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,100 |
| Cash dividends | $106,000 | 5,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $263,000 | 7,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 8,535 |
| Total interest expense | $760,000 | 8,517 |
| Net interest income | $933,000 | 8,418 |
| Provision for loan and lease losses | $123,000 | 5,150 |
| Total noninterest income | $143,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $756,000 | 8,551 |
| Salaries and employee benefits | $443,000 | 8,436 |
| Premises and equipment expense | $75,000 | 8,708 |
| Additional noninterest expense | $238,000 | 8,333 |
| Pre-tax net operating income | $197,000 | 7,902 |
| Securities gains (losses) | $-68,000 | 9,471 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $129,000 | 8,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $129,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $32,000 | 6,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $197,000 | 7,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 8,800 |
| Total interest expense | $737,000 | 8,779 |
| Net interest income | $899,000 | 8,692 |
| Provision for loan and lease losses | $204,000 | 3,703 |
| Total noninterest income | $154,000 | 7,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $717,000 | 8,779 |
| Salaries and employee benefits | $439,000 | 8,560 |
| Premises and equipment expense | $70,000 | 8,983 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $132,000 | 8,678 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $118,000 | 8,594 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $118,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,131 |
| Cash dividends | $192,000 | 5,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $118,000 | 8,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 9,024 |
| Total interest expense | $685,000 | 8,984 |
| Net interest income | $854,000 | 8,943 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $154,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $699,000 | 9,038 |
| Salaries and employee benefits | $457,000 | 8,586 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $165,000 | 9,387 |
| Pre-tax net operating income | $282,000 | 8,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $272,000 | 7,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $272,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $164,000 | 5,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $272,000 | 7,752 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 9,230 |
| Total interest expense | $720,000 | 9,150 |
| Net interest income | $825,000 | 9,187 |
| Provision for loan and lease losses | $-10,000 | 10,216 |
| Total noninterest income | $157,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $706,000 | 9,086 |
| Salaries and employee benefits | $457,000 | 8,616 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $160,000 | 9,563 |
| Pre-tax net operating income | $286,000 | 8,481 |
| Securities gains (losses) | $-63,000 | 10,380 |
| Applicable income taxes | $32,000 | 8,664 |
| Income before extraordinary items | $191,000 | 8,682 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $191,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $223,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $245,180 | 8,205 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 9,645 |
| Total interest expense | $703,000 | 9,530 |
| Net interest income | $817,000 | 9,622 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $128,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $634,000 | 9,609 |
| Salaries and employee benefits | $406,000 | 9,227 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $311,000 | 8,937 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $204,000 | 9,120 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $204,000 | 9,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $223,440 | 8,928 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 10,121 |
| Total interest expense | $694,000 | 9,980 |
| Net interest income | $799,000 | 10,115 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $619,000 | 10,099 |
| Salaries and employee benefits | $388,000 | 9,689 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $148,000 | 10,565 |
| Pre-tax net operating income | $294,000 | 9,171 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $93,000 | 8,863 |
| Income before extraordinary items | $201,000 | 9,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $201,000 | 9,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $201,000 | 9,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 10,660 |
| Total interest expense | $645,000 | 10,509 |
| Net interest income | $774,000 | 10,615 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $613,000 | 10,517 |
| Salaries and employee benefits | $383,000 | 10,069 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $163,000 | 10,901 |
| Pre-tax net operating income | $278,000 | 9,917 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $184,300 | 10,082 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 11,196 |
| Total interest expense | $517,000 | 11,021 |
| Net interest income | $757,000 | 11,193 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $620,000 | 11,031 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $167,000 | 11,561 |
| Pre-tax net operating income | $252,000 | 10,472 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $152,000 | 10,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $152,000 | 10,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $146,240 | 10,920 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 11,757 |
| Total interest expense | $527,000 | 11,552 |
| Net interest income | $739,000 | 11,724 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $628,000 | 11,495 |
| Salaries and employee benefits | $363,000 | 11,014 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $187,000 | 11,910 |
| Pre-tax net operating income | $188,000 | 11,147 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $140,750 | 11,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 12,285 |
| Total interest expense | $648,000 | 12,072 |
| Net interest income | $703,000 | 12,309 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $91,000 | 11,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $374,000 | 11,165 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $180,000 | 12,520 |
| Pre-tax net operating income | $140,000 | 11,619 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $147,000 | 11,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $147,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.