Home > Security State Bank of Mankato > Income and Expense
Security State Bank of Mankato, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 4,897 |
| Total interest expense | $1,576,000 | 4,156 |
| Net interest income | $2,454,000 | 5,224 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $405,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 4,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,812 |
| Total noninterest expense | $1,973,000 | 5,188 |
| Salaries and employee benefits | $1,002,000 | 5,413 |
| Premises and equipment expense | $199,000 | 6,045 |
| Additional noninterest expense | $772,000 | 4,294 |
| Pre-tax net operating income | $856,000 | 5,154 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $581,000 | 5,537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $581,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,414 |
| Cash dividends | $205,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $584,400 | 5,485 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 4,879 |
| Total interest expense | $998,000 | 4,143 |
| Net interest income | $1,650,000 | 5,202 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $387,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $237,000 | 3,461 |
| Total noninterest expense | $1,310,000 | 5,193 |
| Salaries and employee benefits | $647,000 | 5,497 |
| Premises and equipment expense | $136,000 | 5,994 |
| Additional noninterest expense | $527,000 | 4,198 |
| Pre-tax net operating income | $697,000 | 4,633 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $231,000 | 3,542 |
| Income before extraordinary items | $461,000 | 5,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $205,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $464,350 | 5,016 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,956 |
| Total interest expense | $472,000 | 4,194 |
| Net interest income | $812,000 | 5,293 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $180,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,545 |
| Total noninterest expense | $646,000 | 5,266 |
| Salaries and employee benefits | $316,000 | 5,611 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $258,000 | 4,260 |
| Pre-tax net operating income | $316,000 | 4,856 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $102,000 | 3,730 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 4,953 |
| Total interest expense | $1,772,000 | 4,021 |
| Net interest income | $3,078,000 | 5,330 |
| Provision for loan and lease losses | $1,194,000 | 903 |
| Total noninterest income | $819,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $343,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $476,000 | 3,404 |
| Total noninterest expense | $2,545,000 | 5,244 |
| Salaries and employee benefits | $1,152,000 | 5,822 |
| Premises and equipment expense | $288,000 | 5,783 |
| Additional noninterest expense | $1,105,000 | 4,002 |
| Pre-tax net operating income | $158,000 | 7,921 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $-12,000 | 8,590 |
| Income before extraordinary items | $217,000 | 7,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $217,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,593,000 | 550 |
| Cash dividends | $652,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $170,000 | 7,748 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 4,965 |
| Total interest expense | $1,328,000 | 3,987 |
| Net interest income | $2,277,000 | 5,364 |
| Provision for loan and lease losses | $758,000 | 1,004 |
| Total noninterest income | $630,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $258,000 | 4,025 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $372,000 | 3,327 |
| Total noninterest expense | $1,901,000 | 5,216 |
| Salaries and employee benefits | $889,000 | 5,692 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $791,000 | 4,122 |
| Pre-tax net operating income | $248,000 | 7,472 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $245,000 | 7,234 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $245,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 900 |
| Cash dividends | $451,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $209,720 | 7,358 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 4,974 |
| Total interest expense | $890,000 | 3,963 |
| Net interest income | $1,515,000 | 5,366 |
| Provision for loan and lease losses | $722,000 | 704 |
| Total noninterest income | $428,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $268,000 | 3,186 |
| Total noninterest expense | $1,248,000 | 5,295 |
| Salaries and employee benefits | $597,000 | 5,704 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $496,000 | 4,340 |
| Pre-tax net operating income | $-27,000 | 8,595 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $-44,000 | 8,878 |
| Income before extraordinary items | $54,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 698 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,000 | 8,419 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 4,938 |
| Total interest expense | $454,000 | 3,947 |
| Net interest income | $769,000 | 5,345 |
| Provision for loan and lease losses | $436,000 | 590 |
| Total noninterest income | $188,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $656,000 | 5,136 |
| Salaries and employee benefits | $322,000 | 5,507 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $250,000 | 4,318 |
| Pre-tax net operating income | $-135,000 | 8,839 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $-72,000 | 9,010 |
| Income before extraordinary items | $-41,000 | 8,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-41,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 712 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-55,080 | 8,731 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 4,618 |
| Total interest expense | $2,056,000 | 3,941 |
| Net interest income | $3,371,000 | 4,917 |
| Provision for loan and lease losses | $515,000 | 2,117 |
| Total noninterest income | $1,019,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $404,000 | 3,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $615,000 | 3,210 |
| Total noninterest expense | $2,625,000 | 5,037 |
| Salaries and employee benefits | $1,255,000 | 5,481 |
| Premises and equipment expense | $290,000 | 5,760 |
| Additional noninterest expense | $1,080,000 | 4,031 |
| Pre-tax net operating income | $1,250,000 | 4,575 |
| Securities gains (losses) | $139,000 | 1,614 |
| Applicable income taxes | $463,000 | 3,515 |
| Income before extraordinary items | $926,000 | 4,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $926,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,151 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $832,870 | 4,979 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 4,644 |
| Total interest expense | $1,591,000 | 3,959 |
| Net interest income | $2,507,000 | 4,955 |
| Provision for loan and lease losses | $235,000 | 2,982 |
| Total noninterest income | $833,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $315,000 | 3,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,072 |
| Total noninterest expense | $2,002,000 | 4,978 |
| Salaries and employee benefits | $968,000 | 5,365 |
| Premises and equipment expense | $219,000 | 5,725 |
| Additional noninterest expense | $815,000 | 4,012 |
| Pre-tax net operating income | $1,103,000 | 4,298 |
| Securities gains (losses) | $134,000 | 1,503 |
| Applicable income taxes | $430,000 | 3,304 |
| Income before extraordinary items | $807,000 | 4,570 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $807,000 | 4,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,735 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $719,900 | 4,726 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 4,650 |
| Total interest expense | $1,096,000 | 3,964 |
| Net interest income | $1,672,000 | 4,954 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $510,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $225,000 | 3,332 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $285,000 | 3,401 |
| Total noninterest expense | $1,323,000 | 4,995 |
| Salaries and employee benefits | $659,000 | 5,302 |
| Premises and equipment expense | $107,000 | 6,600 |
| Additional noninterest expense | $557,000 | 3,914 |
| Pre-tax net operating income | $674,000 | 4,527 |
| Securities gains (losses) | $134,000 | 1,304 |
| Applicable income taxes | $278,000 | 3,369 |
| Income before extraordinary items | $530,000 | 4,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,474 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $441,560 | 4,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 4,703 |
| Total interest expense | $564,000 | 3,970 |
| Net interest income | $801,000 | 5,092 |
| Provision for loan and lease losses | $131,000 | 1,953 |
| Total noninterest income | $259,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 3,139 |
| Total noninterest expense | $695,000 | 4,818 |
| Salaries and employee benefits | $333,000 | 5,267 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $306,000 | 3,601 |
| Pre-tax net operating income | $234,000 | 5,451 |
| Securities gains (losses) | $107,000 | 960 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,520 | 5,832 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 4,391 |
| Total interest expense | $2,977,000 | 3,560 |
| Net interest income | $3,382,000 | 4,875 |
| Provision for loan and lease losses | $755,000 | 1,721 |
| Total noninterest income | $923,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $421,000 | 3,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 3,282 |
| Total noninterest expense | $2,389,000 | 5,243 |
| Salaries and employee benefits | $1,107,000 | 5,788 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $1,068,000 | 3,968 |
| Pre-tax net operating income | $1,161,000 | 4,803 |
| Securities gains (losses) | $152,000 | 1,374 |
| Applicable income taxes | $424,000 | 3,769 |
| Income before extraordinary items | $889,000 | 4,914 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $889,000 | 4,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,426 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $785,640 | 5,120 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,594,000 | 4,187 |
| Total interest expense | $4,059,000 | 3,753 |
| Net interest income | $3,535,000 | 4,523 |
| Provision for loan and lease losses | $777,000 | 1,538 |
| Total noninterest income | $618,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $328,000 | 3,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $290,000 | 4,187 |
| Total noninterest expense | $2,351,000 | 5,170 |
| Salaries and employee benefits | $1,258,000 | 5,146 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $856,000 | 4,571 |
| Pre-tax net operating income | $1,025,000 | 4,843 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $335,000 | 4,063 |
| Income before extraordinary items | $738,000 | 5,091 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $738,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,245 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $704,880 | 5,098 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 4,366 |
| Total interest expense | $3,978,000 | 3,998 |
| Net interest income | $3,456,000 | 4,646 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $554,000 | 4,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,951 |
| Total noninterest expense | $2,167,000 | 5,393 |
| Salaries and employee benefits | $1,132,000 | 5,450 |
| Premises and equipment expense | $248,000 | 6,081 |
| Additional noninterest expense | $787,000 | 4,797 |
| Pre-tax net operating income | $1,633,000 | 3,831 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $576,000 | 3,196 |
| Income before extraordinary items | $1,023,000 | 4,316 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,023,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,044,760 | 4,259 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,043 |
| Total interest expense | $2,850,000 | 4,777 |
| Net interest income | $2,990,000 | 5,172 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $419,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,910 |
| Total noninterest expense | $1,843,000 | 5,993 |
| Salaries and employee benefits | $932,000 | 6,174 |
| Premises and equipment expense | $265,000 | 5,865 |
| Additional noninterest expense | $646,000 | 5,540 |
| Pre-tax net operating income | $1,494,000 | 4,103 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $560,000 | 3,376 |
| Income before extraordinary items | $936,000 | 4,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $936,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $934,720 | 4,603 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,501 |
| Total interest expense | $2,558,000 | 5,280 |
| Net interest income | $2,665,000 | 5,590 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $542,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $1,676,000 | 6,274 |
| Salaries and employee benefits | $845,000 | 6,493 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $566,000 | 5,976 |
| Pre-tax net operating income | $1,461,000 | 4,256 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $548,000 | 3,621 |
| Income before extraordinary items | $922,000 | 4,754 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $922,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $916,240 | 4,680 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 6,002 |
| Total interest expense | $2,210,000 | 5,865 |
| Net interest income | $2,538,000 | 5,989 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $384,000 | 5,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,393 |
| Total noninterest expense | $1,558,000 | 6,637 |
| Salaries and employee benefits | $797,000 | 6,800 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $517,000 | 6,369 |
| Pre-tax net operating income | $1,274,000 | 5,032 |
| Securities gains (losses) | $-50,000 | 10,646 |
| Applicable income taxes | $493,000 | 4,256 |
| Income before extraordinary items | $731,000 | 5,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $731,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $763,000 | 5,564 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 6,564 |
| Total interest expense | $2,037,000 | 6,345 |
| Net interest income | $2,277,000 | 6,599 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,013 |
| Total noninterest expense | $1,527,000 | 7,035 |
| Salaries and employee benefits | $783,000 | 7,064 |
| Premises and equipment expense | $249,000 | 6,268 |
| Additional noninterest expense | $495,000 | 7,095 |
| Pre-tax net operating income | $1,055,000 | 5,553 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $435,000 | 4,624 |
| Income before extraordinary items | $614,000 | 6,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $614,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $617,840 | 6,106 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 7,225 |
| Total interest expense | $1,787,000 | 6,933 |
| Net interest income | $1,996,000 | 7,323 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $392,000 | 6,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $1,482,000 | 7,329 |
| Salaries and employee benefits | $766,000 | 7,307 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $478,000 | 7,449 |
| Pre-tax net operating income | $816,000 | 6,767 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $347,000 | 5,477 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $469,360 | 7,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 8,045 |
| Total interest expense | $1,248,000 | 7,725 |
| Net interest income | $1,751,000 | 8,173 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,453,000 | 7,751 |
| Salaries and employee benefits | $694,000 | 7,928 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $513,000 | 7,729 |
| Pre-tax net operating income | $574,000 | 8,161 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $260,000 | 6,395 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $342,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $264,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $324,080 | 8,934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 8,742 |
| Total interest expense | $1,214,000 | 8,198 |
| Net interest income | $1,540,000 | 8,980 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $274,000 | 8,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,356,000 | 8,311 |
| Salaries and employee benefits | $593,000 | 8,859 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $528,000 | 7,967 |
| Pre-tax net operating income | $430,000 | 9,184 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $236,000 | 10,209 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $264,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $226,400 | 10,083 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 9,133 |
| Total interest expense | $1,406,000 | 8,827 |
| Net interest income | $1,508,000 | 9,243 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $1,320,000 | 8,590 |
| Salaries and employee benefits | $570,000 | 9,084 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $530,000 | 8,195 |
| Pre-tax net operating income | $417,000 | 9,089 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $224,320 | 9,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.