Home > Security State Bank of Howard Lake > Income and Expense
Security State Bank of Howard Lake, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,480 |
| Total interest expense | $595,000 | 5,056 |
| Net interest income | $2,056,000 | 5,490 |
| Provision for loan and lease losses | $266,000 | 3,789 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $257,000 | 3,357 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $1,369,000 | 6,010 |
| Salaries and employee benefits | $543,000 | 6,445 |
| Premises and equipment expense | $388,000 | 3,993 |
| Additional noninterest expense | $438,000 | 6,074 |
| Pre-tax net operating income | $690,000 | 3,996 |
| Securities gains (losses) | $41,000 | 2,444 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $731,000 | 3,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $731,000 | 3,674 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $731,000 | 3,674 |
| Net charge-offs | $97,000 | 4,464 |
| Cash dividends | $146,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $690,000 | 3,669 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 5,564 |
| Total interest expense | $402,000 | 5,135 |
| Net interest income | $1,336,000 | 5,585 |
| Provision for loan and lease losses | $266,000 | 3,169 |
| Total noninterest income | $238,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $168,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $942,000 | 6,022 |
| Salaries and employee benefits | $350,000 | 6,558 |
| Premises and equipment expense | $261,000 | 4,005 |
| Additional noninterest expense | $331,000 | 5,920 |
| Pre-tax net operating income | $366,000 | 4,333 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $366,000 | 4,140 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $366,000 | 4,140 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $366,000 | 4,142 |
| Net charge-offs | $30,000 | 4,826 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $366,000 | 4,047 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 5,600 |
| Total interest expense | $210,000 | 5,134 |
| Net interest income | $657,000 | 5,636 |
| Provision for loan and lease losses | $266,000 | 2,111 |
| Total noninterest income | $125,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $457,000 | 6,108 |
| Salaries and employee benefits | $180,000 | 6,558 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $151,000 | 6,126 |
| Pre-tax net operating income | $59,000 | 5,635 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $37,000 | 3,587 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $59,000 | 5,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 5,597 |
| Total interest expense | $1,098,000 | 5,022 |
| Net interest income | $2,592,000 | 5,692 |
| Provision for loan and lease losses | $416,000 | 4,405 |
| Total noninterest income | $666,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $357,000 | 3,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $309,000 | 3,908 |
| Total noninterest expense | $2,065,000 | 5,948 |
| Salaries and employee benefits | $753,000 | 6,558 |
| Premises and equipment expense | $517,000 | 4,090 |
| Additional noninterest expense | $795,000 | 5,641 |
| Pre-tax net operating income | $777,000 | 3,783 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $782,000 | 3,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $782,000 | 3,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $782,000 | 3,642 |
| Net charge-offs | $989,000 | 2,705 |
| Cash dividends | $668,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $773,090 | 3,536 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 5,677 |
| Total interest expense | $864,000 | 5,067 |
| Net interest income | $1,931,000 | 5,792 |
| Provision for loan and lease losses | $-371,000 | 7,735 |
| Total noninterest income | $558,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $272,000 | 3,339 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $286,000 | 3,616 |
| Total noninterest expense | $1,446,000 | 6,128 |
| Salaries and employee benefits | $565,000 | 6,606 |
| Premises and equipment expense | $357,000 | 4,381 |
| Additional noninterest expense | $524,000 | 5,929 |
| Pre-tax net operating income | $1,414,000 | 2,489 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $1,410,000 | 2,261 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,410,000 | 2,261 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,410,000 | 2,263 |
| Net charge-offs | $406,000 | 3,336 |
| Cash dividends | $587,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,410,000 | 2,159 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 5,689 |
| Total interest expense | $605,000 | 5,055 |
| Net interest income | $1,279,000 | 5,823 |
| Provision for loan and lease losses | $-433,000 | 7,808 |
| Total noninterest income | $472,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $182,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $290,000 | 2,889 |
| Total noninterest expense | $974,000 | 6,145 |
| Salaries and employee benefits | $370,000 | 6,682 |
| Premises and equipment expense | $261,000 | 4,166 |
| Additional noninterest expense | $343,000 | 6,001 |
| Pre-tax net operating income | $1,210,000 | 2,048 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $1,208,000 | 1,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,208,000 | 1,793 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,208,000 | 1,794 |
| Net charge-offs | $350,000 | 2,865 |
| Cash dividends | $227,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,208,000 | 1,714 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 5,732 |
| Total interest expense | $318,000 | 5,052 |
| Net interest income | $632,000 | 5,884 |
| Provision for loan and lease losses | $-633,000 | 7,915 |
| Total noninterest income | $263,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 2,581 |
| Total noninterest expense | $442,000 | 6,411 |
| Salaries and employee benefits | $203,000 | 6,602 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $139,000 | 6,477 |
| Pre-tax net operating income | $1,086,000 | 1,202 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $1,084,000 | 1,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,084,000 | 1,010 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,084,000 | 1,011 |
| Net charge-offs | $319,000 | 1,973 |
| Cash dividends | $105,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,084,000 | 982 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 5,730 |
| Total interest expense | $1,548,000 | 5,087 |
| Net interest income | $2,433,000 | 5,900 |
| Provision for loan and lease losses | $1,017,000 | 3,478 |
| Total noninterest income | $411,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $265,000 | 4,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $2,049,000 | 6,171 |
| Salaries and employee benefits | $767,000 | 6,786 |
| Premises and equipment expense | $501,000 | 4,370 |
| Additional noninterest expense | $781,000 | 5,878 |
| Pre-tax net operating income | $-222,000 | 5,735 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-214,000 | 5,837 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-214,000 | 5,836 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-214,000 | 5,836 |
| Net charge-offs | $220,000 | 4,877 |
| Cash dividends | $182,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-222,000 | 5,852 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 5,804 |
| Total interest expense | $1,201,000 | 5,147 |
| Net interest income | $1,762,000 | 6,008 |
| Provision for loan and lease losses | $82,000 | 6,202 |
| Total noninterest income | $280,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $167,000 | 4,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $113,000 | 5,220 |
| Total noninterest expense | $1,536,000 | 6,194 |
| Salaries and employee benefits | $602,000 | 6,728 |
| Premises and equipment expense | $360,000 | 4,535 |
| Additional noninterest expense | $574,000 | 5,925 |
| Pre-tax net operating income | $424,000 | 4,114 |
| Securities gains (losses) | $-10,000 | 7,228 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $414,000 | 4,000 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $414,000 | 3,996 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $414,000 | 3,999 |
| Net charge-offs | $94,000 | 5,110 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $424,000 | 3,860 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 5,836 |
| Total interest expense | $832,000 | 5,179 |
| Net interest income | $1,161,000 | 6,047 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $148,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $102,000 | 4,629 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $46,000 | 5,941 |
| Total noninterest expense | $1,072,000 | 6,132 |
| Salaries and employee benefits | $398,000 | 6,821 |
| Premises and equipment expense | $268,000 | 4,275 |
| Additional noninterest expense | $406,000 | 5,789 |
| Pre-tax net operating income | $237,000 | 4,441 |
| Securities gains (losses) | $-10,000 | 7,471 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $227,000 | 4,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $227,000 | 4,378 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $118,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $237,000 | 4,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,898 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $556,000 | 6,149 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $469,000 | 6,415 |
| Salaries and employee benefits | $214,000 | 6,720 |
| Premises and equipment expense | $109,000 | 4,883 |
| Additional noninterest expense | $146,000 | 6,381 |
| Pre-tax net operating income | $163,000 | 4,369 |
| Securities gains (losses) | $-10,000 | 7,826 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $95,000 | 2,923 |
| Cash dividends | $57,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 5,458 |
| Total interest expense | $2,152,000 | 5,129 |
| Net interest income | $2,853,000 | 5,549 |
| Provision for loan and lease losses | $291,000 | 4,683 |
| Total noninterest income | $376,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $283,000 | 4,126 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $93,000 | 6,019 |
| Total noninterest expense | $2,055,000 | 6,166 |
| Salaries and employee benefits | $812,000 | 6,868 |
| Premises and equipment expense | $488,000 | 4,529 |
| Additional noninterest expense | $755,000 | 5,623 |
| Pre-tax net operating income | $883,000 | 3,987 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $883,000 | 3,523 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $883,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,995 |
| Cash dividends | $1,299,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $883,000 | 3,669 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 5,401 |
| Total interest expense | $1,679,000 | 5,154 |
| Net interest income | $2,238,000 | 5,469 |
| Provision for loan and lease losses | $291,000 | 3,606 |
| Total noninterest income | $267,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $217,000 | 4,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $1,575,000 | 6,098 |
| Salaries and employee benefits | $635,000 | 6,797 |
| Premises and equipment expense | $345,000 | 4,705 |
| Additional noninterest expense | $595,000 | 5,445 |
| Pre-tax net operating income | $639,000 | 4,533 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $639,000 | 4,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $639,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,124 |
| Cash dividends | $1,158,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $639,000 | 4,145 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 5,464 |
| Total interest expense | $1,177,000 | 5,178 |
| Net interest income | $1,443,000 | 5,573 |
| Provision for loan and lease losses | $267,000 | 2,729 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $138,000 | 4,197 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $1,029,000 | 6,203 |
| Salaries and employee benefits | $419,000 | 6,872 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $360,000 | 5,715 |
| Pre-tax net operating income | $330,000 | 5,131 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $330,000 | 4,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,842 |
| Cash dividends | $1,107,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $330,000 | 4,778 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 5,344 |
| Total interest expense | $633,000 | 5,138 |
| Net interest income | $790,000 | 5,350 |
| Provision for loan and lease losses | $153,000 | 2,098 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $502,000 | 6,291 |
| Salaries and employee benefits | $229,000 | 6,714 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $182,000 | 5,647 |
| Pre-tax net operating income | $216,000 | 4,815 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $216,000 | 4,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,155 |
| Cash dividends | $1,009,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $216,000 | 4,399 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 5,147 |
| Total interest expense | $2,955,000 | 4,843 |
| Net interest income | $3,185,000 | 5,337 |
| Provision for loan and lease losses | $542,000 | 2,216 |
| Total noninterest income | $525,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $281,000 | 4,208 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $244,000 | 4,647 |
| Total noninterest expense | $1,874,000 | 6,381 |
| Salaries and employee benefits | $816,000 | 6,930 |
| Premises and equipment expense | $497,000 | 4,378 |
| Additional noninterest expense | $561,000 | 6,312 |
| Pre-tax net operating income | $1,294,000 | 4,198 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,294,000 | 3,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,294,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,930 |
| Cash dividends | $1,512,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,294,000 | 3,766 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,029 |
| Total interest expense | $2,252,000 | 4,800 |
| Net interest income | $2,538,000 | 5,162 |
| Provision for loan and lease losses | $216,000 | 2,885 |
| Total noninterest income | $356,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $1,403,000 | 6,364 |
| Salaries and employee benefits | $654,000 | 6,745 |
| Premises and equipment expense | $352,000 | 4,530 |
| Additional noninterest expense | $397,000 | 6,433 |
| Pre-tax net operating income | $1,275,000 | 3,807 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,275,000 | 3,332 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,275,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,590 |
| Cash dividends | $1,367,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,275,000 | 3,319 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 4,965 |
| Total interest expense | $1,512,000 | 4,774 |
| Net interest income | $1,763,000 | 5,060 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $236,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $946,000 | 6,394 |
| Salaries and employee benefits | $420,000 | 6,899 |
| Premises and equipment expense | $261,000 | 4,256 |
| Additional noninterest expense | $265,000 | 6,441 |
| Pre-tax net operating income | $959,000 | 3,622 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $959,000 | 3,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $959,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $1,147,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $959,000 | 3,102 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,980 |
| Total interest expense | $739,000 | 4,824 |
| Net interest income | $888,000 | 5,042 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $124,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $447,000 | 6,568 |
| Salaries and employee benefits | $231,000 | 6,718 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $471,000 | 3,658 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $471,000 | 3,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $471,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $933,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $471,000 | 3,135 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 4,845 |
| Total interest expense | $2,501,000 | 4,821 |
| Net interest income | $3,813,000 | 4,796 |
| Provision for loan and lease losses | $186,000 | 3,661 |
| Total noninterest income | $468,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $248,000 | 4,525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 4,933 |
| Total noninterest expense | $1,883,000 | 6,321 |
| Salaries and employee benefits | $919,000 | 6,605 |
| Premises and equipment expense | $449,000 | 4,578 |
| Additional noninterest expense | $515,000 | 6,468 |
| Pre-tax net operating income | $2,212,000 | 3,418 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $2,212,000 | 2,884 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,212,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,637,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,211,000 | 2,868 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 4,866 |
| Total interest expense | $1,820,000 | 4,825 |
| Net interest income | $2,865,000 | 4,833 |
| Provision for loan and lease losses | $117,000 | 3,859 |
| Total noninterest income | $348,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $179,000 | 4,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,896 |
| Total noninterest expense | $1,356,000 | 6,431 |
| Salaries and employee benefits | $714,000 | 6,529 |
| Premises and equipment expense | $309,000 | 4,829 |
| Additional noninterest expense | $333,000 | 6,854 |
| Pre-tax net operating income | $1,740,000 | 3,441 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,741,000 | 2,867 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,741,000 | 2,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $1,340,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,740,000 | 2,857 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 4,929 |
| Total interest expense | $1,154,000 | 4,841 |
| Net interest income | $1,865,000 | 4,919 |
| Provision for loan and lease losses | $94,000 | 3,423 |
| Total noninterest income | $215,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 4,971 |
| Total noninterest expense | $899,000 | 6,476 |
| Salaries and employee benefits | $474,000 | 6,567 |
| Premises and equipment expense | $222,000 | 4,617 |
| Additional noninterest expense | $203,000 | 7,070 |
| Pre-tax net operating income | $1,087,000 | 3,596 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,088,000 | 3,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,088,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $1,090,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,087,000 | 3,001 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 5,061 |
| Total interest expense | $540,000 | 4,900 |
| Net interest income | $887,000 | 5,080 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $409,000 | 6,731 |
| Salaries and employee benefits | $257,000 | 6,382 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $536,000 | 3,585 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $537,000 | 2,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $846,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $536,000 | 2,979 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 4,884 |
| Total interest expense | $1,930,000 | 4,535 |
| Net interest income | $3,516,000 | 5,002 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $441,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $191,000 | 5,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,723 |
| Total noninterest expense | $1,803,000 | 6,402 |
| Salaries and employee benefits | $801,000 | 6,929 |
| Premises and equipment expense | $410,000 | 4,778 |
| Additional noninterest expense | $592,000 | 6,103 |
| Pre-tax net operating income | $2,066,000 | 3,605 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $2,065,000 | 3,021 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,065,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $943,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,063,000 | 2,983 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 4,937 |
| Total interest expense | $1,407,000 | 4,496 |
| Net interest income | $2,569,000 | 5,097 |
| Provision for loan and lease losses | $69,000 | 4,823 |
| Total noninterest income | $316,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 5,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,931 |
| Total noninterest expense | $1,292,000 | 6,528 |
| Salaries and employee benefits | $605,000 | 6,903 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $409,000 | 6,295 |
| Pre-tax net operating income | $1,524,000 | 3,703 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $1,523,000 | 3,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,523,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $735,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,521,000 | 3,055 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 4,943 |
| Total interest expense | $860,000 | 4,570 |
| Net interest income | $1,733,000 | 5,060 |
| Provision for loan and lease losses | $8,000 | 6,231 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $854,000 | 6,554 |
| Salaries and employee benefits | $382,000 | 7,043 |
| Premises and equipment expense | $199,000 | 4,842 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $1,067,000 | 3,546 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $1,065,000 | 2,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,065,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $483,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,064,000 | 2,905 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 5,173 |
| Total interest expense | $390,000 | 4,758 |
| Net interest income | $810,000 | 5,301 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $402,000 | 6,762 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $146,000 | 6,094 |
| Pre-tax net operating income | $514,000 | 3,600 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $512,000 | 2,994 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $512,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $251,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $511,010 | 2,958 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 5,653 |
| Total interest expense | $1,203,000 | 5,106 |
| Net interest income | $2,663,000 | 5,801 |
| Provision for loan and lease losses | $174,000 | 4,012 |
| Total noninterest income | $428,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $194,000 | 5,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $234,000 | 4,768 |
| Total noninterest expense | $1,524,000 | 6,844 |
| Salaries and employee benefits | $721,000 | 7,208 |
| Premises and equipment expense | $280,000 | 5,877 |
| Additional noninterest expense | $523,000 | 6,409 |
| Pre-tax net operating income | $1,393,000 | 4,443 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,394,000 | 3,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,394,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $486,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,392,000 | 3,761 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 5,895 |
| Total interest expense | $852,000 | 5,253 |
| Net interest income | $1,833,000 | 6,085 |
| Provision for loan and lease losses | $136,000 | 3,711 |
| Total noninterest income | $294,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $141,000 | 5,410 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $1,122,000 | 6,864 |
| Salaries and employee benefits | $532,000 | 7,200 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $382,000 | 6,446 |
| Pre-tax net operating income | $869,000 | 4,978 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $869,000 | 4,378 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $869,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $351,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $868,000 | 4,305 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 6,043 |
| Total interest expense | $550,000 | 5,382 |
| Net interest income | $1,164,000 | 6,246 |
| Provision for loan and lease losses | $89,000 | 3,789 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $734,000 | 6,947 |
| Salaries and employee benefits | $365,000 | 7,190 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $227,000 | 6,828 |
| Pre-tax net operating income | $544,000 | 5,094 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $543,000 | 4,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $235,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $543,000 | 4,429 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,183 |
| Total interest expense | $277,000 | 5,418 |
| Net interest income | $546,000 | 6,445 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $328,000 | 7,286 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $290,000 | 4,883 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $289,000 | 4,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $104,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $289,000 | 4,242 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 6,258 |
| Total interest expense | $1,148,000 | 5,716 |
| Net interest income | $2,103,000 | 6,424 |
| Provision for loan and lease losses | $154,000 | 4,536 |
| Total noninterest income | $360,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $191,000 | 5,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $169,000 | 5,608 |
| Total noninterest expense | $1,295,000 | 7,277 |
| Salaries and employee benefits | $650,000 | 7,503 |
| Premises and equipment expense | $143,000 | 7,499 |
| Additional noninterest expense | $502,000 | 6,545 |
| Pre-tax net operating income | $1,014,000 | 5,140 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $1,012,000 | 4,615 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,012,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $671,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,000,120 | 4,481 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 6,344 |
| Total interest expense | $871,000 | 5,822 |
| Net interest income | $1,560,000 | 6,507 |
| Provision for loan and lease losses | $127,000 | 4,261 |
| Total noninterest income | $289,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $146,000 | 5,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,434 |
| Total noninterest expense | $925,000 | 7,395 |
| Salaries and employee benefits | $516,000 | 7,320 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $797,000 | 5,137 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $783,000 | 4,659 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $783,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $557,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $783,000 | 4,479 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 6,414 |
| Total interest expense | $586,000 | 5,923 |
| Net interest income | $1,021,000 | 6,584 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $201,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $98,000 | 5,351 |
| Total noninterest expense | $603,000 | 7,474 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $213,000 | 6,977 |
| Pre-tax net operating income | $547,000 | 5,091 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $533,000 | 4,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $533,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $428,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $533,000 | 4,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 6,653 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $474,000 | 6,797 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $301,000 | 7,503 |
| Salaries and employee benefits | $177,000 | 7,287 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $263,000 | 5,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $249,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $315,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $249,000 | 4,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 6,802 |
| Total interest expense | $1,326,000 | 6,106 |
| Net interest income | $1,722,000 | 7,085 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $420,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $191,000 | 5,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 4,760 |
| Total noninterest expense | $1,057,000 | 7,818 |
| Salaries and employee benefits | $581,000 | 7,787 |
| Premises and equipment expense | $83,000 | 8,400 |
| Additional noninterest expense | $393,000 | 7,205 |
| Pre-tax net operating income | $1,005,000 | 5,192 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $-18,000 | 8,902 |
| Income before extraordinary items | $1,020,000 | 4,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,020,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $897,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,023,000 | 4,409 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 6,917 |
| Total interest expense | $1,790,000 | 6,428 |
| Net interest income | $1,525,000 | 7,283 |
| Provision for loan and lease losses | $79,000 | 6,023 |
| Total noninterest income | $691,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $537,000 | 3,009 |
| Total noninterest expense | $1,011,000 | 7,928 |
| Salaries and employee benefits | $532,000 | 8,021 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $389,000 | 7,232 |
| Pre-tax net operating income | $1,126,000 | 4,590 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $141,000 | 5,542 |
| Income before extraordinary items | $990,000 | 4,314 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $990,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $579,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $985,600 | 4,208 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 7,265 |
| Total interest expense | $1,614,000 | 6,936 |
| Net interest income | $1,531,000 | 7,421 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $388,000 | 5,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,353 |
| Total noninterest expense | $886,000 | 8,335 |
| Salaries and employee benefits | $505,000 | 8,215 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $273,000 | 8,166 |
| Pre-tax net operating income | $949,000 | 5,404 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $109,000 | 6,406 |
| Income before extraordinary items | $840,000 | 4,907 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $840,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $436,000 | 3,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $840,000 | 4,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 7,819 |
| Total interest expense | $1,282,000 | 7,447 |
| Net interest income | $1,304,000 | 7,977 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $279,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,606 |
| Total noninterest expense | $787,000 | 8,767 |
| Salaries and employee benefits | $457,000 | 8,586 |
| Premises and equipment expense | $83,000 | 8,967 |
| Additional noninterest expense | $247,000 | 8,585 |
| Pre-tax net operating income | $778,000 | 6,008 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $89,000 | 7,090 |
| Income before extraordinary items | $689,000 | 5,504 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $689,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $315,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $689,000 | 5,471 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 8,119 |
| Total interest expense | $1,213,000 | 7,882 |
| Net interest income | $1,262,000 | 8,191 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $750,000 | 8,936 |
| Salaries and employee benefits | $422,000 | 8,826 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $230,000 | 8,792 |
| Pre-tax net operating income | $622,000 | 6,804 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $56,000 | 8,229 |
| Income before extraordinary items | $566,000 | 6,229 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $566,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,206 |
| Cash dividends | $316,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $566,000 | 6,111 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 8,614 |
| Total interest expense | $1,153,000 | 8,249 |
| Net interest income | $1,169,000 | 8,754 |
| Provision for loan and lease losses | $156,000 | 4,044 |
| Total noninterest income | $230,000 | 7,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $683,000 | 9,443 |
| Salaries and employee benefits | $368,000 | 9,470 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $222,000 | 9,151 |
| Pre-tax net operating income | $560,000 | 7,618 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $160,000 | 7,457 |
| Income before extraordinary items | $400,000 | 7,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $400,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,170 |
| Cash dividends | $1,050,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $400,000 | 7,580 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 8,829 |
| Total interest expense | $1,084,000 | 8,745 |
| Net interest income | $1,312,000 | 8,738 |
| Provision for loan and lease losses | $29,000 | 7,529 |
| Total noninterest income | $434,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,903 |
| Total noninterest expense | $727,000 | 9,715 |
| Salaries and employee benefits | $466,000 | 9,135 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $990,000 | 5,770 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $347,000 | 5,357 |
| Income before extraordinary items | $643,000 | 6,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $643,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $358,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $643,000 | 5,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 9,517 |
| Total interest expense | $906,000 | 9,601 |
| Net interest income | $1,227,000 | 9,256 |
| Provision for loan and lease losses | $-16,000 | 11,454 |
| Total noninterest income | $164,000 | 9,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $821,000 | 9,681 |
| Salaries and employee benefits | $431,000 | 9,684 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $586,000 | 7,949 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $358,000 | 8,405 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $358,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $365,040 | 8,328 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 10,264 |
| Total interest expense | $717,000 | 10,009 |
| Net interest income | $1,034,000 | 10,283 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $119,000 | 10,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $725,000 | 10,592 |
| Salaries and employee benefits | $398,000 | 10,303 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $236,000 | 10,698 |
| Pre-tax net operating income | $346,000 | 9,761 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $301,000 | 9,139 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $301,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,299 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,400 | 9,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 10,529 |
| Total interest expense | $725,000 | 10,437 |
| Net interest income | $1,108,000 | 10,373 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $611,000 | 11,591 |
| Salaries and employee benefits | $320,000 | 11,445 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $209,000 | 11,604 |
| Pre-tax net operating income | $601,000 | 7,937 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $231,000 | 7,089 |
| Income before extraordinary items | $380,000 | 8,636 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $373,600 | 8,443 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 10,907 |
| Total interest expense | $873,000 | 10,984 |
| Net interest income | $1,117,000 | 10,637 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $104,000 | 11,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $582,000 | 12,168 |
| Salaries and employee benefits | $296,000 | 12,056 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $207,000 | 12,147 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $359,000 | 8,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $359,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $359,000 | 8,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.