Home > Security State Bank of Hammond > Income and Expense
Security State Bank of Hammond, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 12,750 |
| Total interest expense | $490,000 | 11,724 |
| Net interest income | $252,000 | 13,076 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,192 |
| Total noninterest expense | $346,000 | 12,841 |
| Salaries and employee benefits | $155,000 | 12,959 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $175,000 | 12,089 |
| Pre-tax net operating income | $-42,000 | 12,524 |
| Securities gains (losses) | $100,000 | 2,512 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $38,000 | 12,323 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $38,000 | 12,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-28,000 | 12,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 13,140 |
| Total interest expense | $504,000 | 12,742 |
| Net interest income | $427,000 | 13,311 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $238,000 | 13,730 |
| Salaries and employee benefits | $118,000 | 13,723 |
| Premises and equipment expense | $3,000 | 13,897 |
| Additional noninterest expense | $117,000 | 13,361 |
| Pre-tax net operating income | $233,000 | 10,770 |
| Securities gains (losses) | $124,000 | 2,671 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $233,000 | 10,134 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $233,000 | 10,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $152,400 | 10,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.