Home > Security State Bank of Hamilton > Income and Expense
Security State Bank of Hamilton, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,847 |
| Total interest expense | $890,000 | 6,588 |
| Net interest income | $1,327,000 | 6,925 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $244,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $174,000 | 4,719 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $913,000 | 7,353 |
| Salaries and employee benefits | $506,000 | 7,343 |
| Premises and equipment expense | $85,000 | 7,673 |
| Additional noninterest expense | $322,000 | 6,944 |
| Pre-tax net operating income | $613,000 | 5,809 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $215,000 | 4,047 |
| Income before extraordinary items | $398,000 | 6,241 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $398,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $398,000 | 6,241 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 6,881 |
| Total interest expense | $575,000 | 6,577 |
| Net interest income | $883,000 | 6,966 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $161,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $116,000 | 4,683 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $603,000 | 7,414 |
| Salaries and employee benefits | $337,000 | 7,386 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $210,000 | 6,995 |
| Pre-tax net operating income | $411,000 | 5,850 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $144,000 | 4,064 |
| Income before extraordinary items | $267,000 | 6,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $267,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $267,000 | 6,252 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,892 |
| Total interest expense | $271,000 | 6,631 |
| Net interest income | $448,000 | 6,951 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $301,000 | 7,427 |
| Salaries and employee benefits | $169,000 | 7,390 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $135,000 | 6,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $135,000 | 6,175 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 6,741 |
| Total interest expense | $897,000 | 6,541 |
| Net interest income | $1,920,000 | 6,727 |
| Provision for loan and lease losses | $42,000 | 5,929 |
| Total noninterest income | $247,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $223,000 | 4,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,023 |
| Total noninterest expense | $1,337,000 | 7,164 |
| Salaries and employee benefits | $738,000 | 7,128 |
| Premises and equipment expense | $131,000 | 7,510 |
| Additional noninterest expense | $468,000 | 6,749 |
| Pre-tax net operating income | $788,000 | 5,909 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $272,000 | 4,257 |
| Income before extraordinary items | $516,000 | 6,302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $516,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $516,000 | 6,275 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 6,779 |
| Total interest expense | $653,000 | 6,534 |
| Net interest income | $1,423,000 | 6,805 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $147,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $159,000 | 4,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-12,000 | 8,832 |
| Total noninterest expense | $1,020,000 | 7,123 |
| Salaries and employee benefits | $574,000 | 7,030 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $353,000 | 6,716 |
| Pre-tax net operating income | $523,000 | 6,309 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $178,000 | 4,587 |
| Income before extraordinary items | $345,000 | 6,678 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $345,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $345,000 | 6,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 6,804 |
| Total interest expense | $416,000 | 6,513 |
| Net interest income | $933,000 | 6,834 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $147,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $98,000 | 5,081 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $697,000 | 7,071 |
| Salaries and employee benefits | $408,000 | 6,861 |
| Premises and equipment expense | $58,000 | 7,689 |
| Additional noninterest expense | $231,000 | 6,765 |
| Pre-tax net operating income | $365,000 | 6,194 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $125,000 | 4,510 |
| Income before extraordinary items | $240,000 | 6,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $240,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $240,000 | 6,547 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 6,893 |
| Total interest expense | $198,000 | 6,565 |
| Net interest income | $459,000 | 6,929 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $388,000 | 6,849 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $118,000 | 6,728 |
| Pre-tax net operating income | $131,000 | 6,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $89,000 | 7,078 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $89,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $89,000 | 7,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 6,776 |
| Total interest expense | $763,000 | 6,375 |
| Net interest income | $1,866,000 | 6,815 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $253,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $180,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,286,000 | 7,292 |
| Salaries and employee benefits | $640,000 | 7,508 |
| Premises and equipment expense | $111,000 | 7,833 |
| Additional noninterest expense | $535,000 | 6,346 |
| Pre-tax net operating income | $823,000 | 5,719 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $278,000 | 4,303 |
| Income before extraordinary items | $545,000 | 6,181 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $545,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,652 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $545,000 | 6,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,827 |
| Total interest expense | $566,000 | 6,383 |
| Net interest income | $1,379,000 | 6,863 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $137,000 | 5,458 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $968,000 | 7,242 |
| Salaries and employee benefits | $485,000 | 7,423 |
| Premises and equipment expense | $80,000 | 7,880 |
| Additional noninterest expense | $403,000 | 6,291 |
| Pre-tax net operating income | $598,000 | 5,911 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $200,000 | 4,434 |
| Income before extraordinary items | $398,000 | 6,340 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $398,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,671 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $398,000 | 6,261 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 6,873 |
| Total interest expense | $374,000 | 6,446 |
| Net interest income | $914,000 | 6,908 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $131,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $91,000 | 5,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $634,000 | 7,338 |
| Salaries and employee benefits | $327,000 | 7,450 |
| Premises and equipment expense | $49,000 | 8,015 |
| Additional noninterest expense | $258,000 | 6,439 |
| Pre-tax net operating income | $401,000 | 5,850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $134,000 | 4,431 |
| Income before extraordinary items | $267,000 | 6,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,760 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $267,000 | 6,214 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,909 |
| Total interest expense | $186,000 | 6,530 |
| Net interest income | $457,000 | 6,936 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $70,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $317,000 | 7,372 |
| Salaries and employee benefits | $164,000 | 7,492 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $200,000 | 5,819 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,920 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,000 | 6,146 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 6,785 |
| Total interest expense | $810,000 | 6,679 |
| Net interest income | $1,953,000 | 6,658 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $300,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $200,000 | 5,268 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $1,256,000 | 7,358 |
| Salaries and employee benefits | $631,000 | 7,579 |
| Premises and equipment expense | $108,000 | 7,975 |
| Additional noninterest expense | $517,000 | 6,451 |
| Pre-tax net operating income | $857,000 | 5,527 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $262,000 | 4,484 |
| Income before extraordinary items | $595,000 | 5,975 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $595,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $595,000 | 5,795 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 6,836 |
| Total interest expense | $619,000 | 6,771 |
| Net interest income | $1,468,000 | 6,699 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $227,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $930,000 | 7,381 |
| Salaries and employee benefits | $469,000 | 7,557 |
| Premises and equipment expense | $84,000 | 7,926 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $697,000 | 5,516 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $215,000 | 4,542 |
| Income before extraordinary items | $482,000 | 5,942 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $482,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $2,500,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $482,000 | 5,773 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 6,847 |
| Total interest expense | $426,000 | 6,809 |
| Net interest income | $989,000 | 6,670 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $151,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $611,000 | 7,438 |
| Salaries and employee benefits | $316,000 | 7,553 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $240,000 | 6,650 |
| Pre-tax net operating income | $484,000 | 5,397 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $155,000 | 4,438 |
| Income before extraordinary items | $329,000 | 5,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $329,000 | 5,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,820 |
| Total interest expense | $219,000 | 6,827 |
| Net interest income | $503,000 | 6,630 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $313,000 | 7,411 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $117,000 | 6,723 |
| Pre-tax net operating income | $244,000 | 5,348 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $166,000 | 5,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 6,832 |
| Total interest expense | $1,053,000 | 6,791 |
| Net interest income | $1,976,000 | 6,666 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $295,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $209,000 | 5,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $1,297,000 | 7,251 |
| Salaries and employee benefits | $700,000 | 7,268 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $486,000 | 6,585 |
| Pre-tax net operating income | $864,000 | 5,579 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $281,000 | 4,551 |
| Income before extraordinary items | $583,000 | 6,037 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $583,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,805 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $583,000 | 5,898 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 6,950 |
| Total interest expense | $1,488,000 | 7,000 |
| Net interest income | $1,789,000 | 6,809 |
| Provision for loan and lease losses | $242,000 | 3,690 |
| Total noninterest income | $230,000 | 7,015 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $151,000 | 5,787 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $1,239,000 | 7,359 |
| Salaries and employee benefits | $633,000 | 7,516 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $496,000 | 6,462 |
| Pre-tax net operating income | $538,000 | 6,407 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $122,000 | 5,750 |
| Income before extraordinary items | $416,000 | 6,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $416,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,566 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $416,000 | 6,363 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 6,953 |
| Total interest expense | $1,665,000 | 6,833 |
| Net interest income | $1,816,000 | 6,889 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $1,165,000 | 7,588 |
| Salaries and employee benefits | $598,000 | 7,715 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $451,000 | 6,765 |
| Pre-tax net operating income | $788,000 | 5,908 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $264,000 | 4,861 |
| Income before extraordinary items | $524,000 | 6,195 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $524,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $524,000 | 6,207 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 7,286 |
| Total interest expense | $1,415,000 | 7,161 |
| Net interest income | $1,658,000 | 7,266 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $206,000 | 7,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,131,000 | 7,749 |
| Salaries and employee benefits | $580,000 | 7,866 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $432,000 | 7,033 |
| Pre-tax net operating income | $673,000 | 6,420 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $456,000 | 6,661 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $456,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $456,000 | 6,640 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,756 |
| Total interest expense | $1,358,000 | 7,523 |
| Net interest income | $1,449,000 | 7,807 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $194,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,090 |
| Total noninterest expense | $1,013,000 | 8,076 |
| Salaries and employee benefits | $561,000 | 7,978 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $333,000 | 7,812 |
| Pre-tax net operating income | $568,000 | 7,069 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $176,000 | 6,476 |
| Income before extraordinary items | $392,000 | 7,271 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $392,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $392,000 | 7,182 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 8,272 |
| Total interest expense | $1,236,000 | 8,016 |
| Net interest income | $1,344,000 | 8,374 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $202,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $972,000 | 8,446 |
| Salaries and employee benefits | $530,000 | 8,396 |
| Premises and equipment expense | $110,000 | 8,728 |
| Additional noninterest expense | $332,000 | 7,985 |
| Pre-tax net operating income | $529,000 | 7,767 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $168,000 | 7,354 |
| Income before extraordinary items | $361,000 | 7,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $361,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $361,000 | 7,854 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 8,967 |
| Total interest expense | $1,082,000 | 8,753 |
| Net interest income | $1,228,000 | 8,973 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $207,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $960,000 | 8,835 |
| Salaries and employee benefits | $492,000 | 8,953 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $145,000 | 7,956 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $300,000 | 8,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 9,251 |
| Total interest expense | $1,048,000 | 9,091 |
| Net interest income | $1,254,000 | 9,195 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,003,000 | 8,941 |
| Salaries and employee benefits | $493,000 | 9,172 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $390,000 | 8,291 |
| Pre-tax net operating income | $416,000 | 8,963 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $287,000 | 9,067 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $287,000 | 9,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $287,000 | 9,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 9,577 |
| Total interest expense | $847,000 | 9,363 |
| Net interest income | $1,268,000 | 9,559 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $189,000 | 8,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,011,000 | 9,298 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $127,000 | 9,189 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $386,000 | 9,468 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $279,000 | 9,389 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $279,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $279,000 | 9,438 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 10,062 |
| Total interest expense | $819,000 | 9,936 |
| Net interest income | $1,237,000 | 9,942 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $976,000 | 9,839 |
| Salaries and employee benefits | $471,000 | 9,946 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $390,000 | 9,368 |
| Pre-tax net operating income | $384,000 | 9,536 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $280,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $285,920 | 9,376 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 10,369 |
| Total interest expense | $918,000 | 10,777 |
| Net interest income | $1,339,000 | 9,851 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $966,000 | 10,136 |
| Salaries and employee benefits | $497,000 | 9,808 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $368,000 | 9,975 |
| Pre-tax net operating income | $506,000 | 8,366 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $352,000 | 8,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $352,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $354,800 | 8,304 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.