Home > Security State Bank of Fergus Falls > Income and Expense
Security State Bank of Fergus Falls, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 3,474 |
| Total interest expense | $119,000 | 3,478 |
| Net interest income | $1,219,000 | 3,434 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $311,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $18,000 | 3,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 2,477 |
| Total noninterest expense | $849,000 | 3,629 |
| Salaries and employee benefits | $489,000 | 3,594 |
| Premises and equipment expense | $115,000 | 3,184 |
| Additional noninterest expense | $245,000 | 3,710 |
| Pre-tax net operating income | $681,000 | 2,870 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $681,000 | 2,733 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $681,000 | 2,731 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $681,000 | 2,733 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $824,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $681,000 | 2,697 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 3,362 |
| Total interest expense | $493,000 | 3,856 |
| Net interest income | $5,348,000 | 3,237 |
| Provision for loan and lease losses | $16,000 | 4,163 |
| Total noninterest income | $634,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $85,000 | 3,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 3,059 |
| Total noninterest expense | $3,325,000 | 3,666 |
| Salaries and employee benefits | $1,985,000 | 3,580 |
| Premises and equipment expense | $406,000 | 3,379 |
| Additional noninterest expense | $934,000 | 3,791 |
| Pre-tax net operating income | $2,641,000 | 2,599 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $3,000 | 3,599 |
| Income before extraordinary items | $2,638,000 | 2,467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,638,000 | 2,467 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,638,000 | 2,467 |
| Net charge-offs | $-10,000 | 4,247 |
| Cash dividends | $2,494,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,638,000 | 2,415 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 3,384 |
| Total interest expense | $387,000 | 3,884 |
| Net interest income | $4,006,000 | 3,242 |
| Provision for loan and lease losses | $16,000 | 4,073 |
| Total noninterest income | $470,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $64,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,039 |
| Total noninterest expense | $2,581,000 | 3,599 |
| Salaries and employee benefits | $1,510,000 | 3,544 |
| Premises and equipment expense | $311,000 | 3,348 |
| Additional noninterest expense | $760,000 | 3,673 |
| Pre-tax net operating income | $1,879,000 | 2,671 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $3,000 | 3,588 |
| Income before extraordinary items | $1,876,000 | 2,526 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,876,000 | 2,526 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,876,000 | 2,526 |
| Net charge-offs | $-10,000 | 4,251 |
| Cash dividends | $1,932,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,876,000 | 2,482 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 3,349 |
| Total interest expense | $281,000 | 3,878 |
| Net interest income | $2,766,000 | 3,215 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $298,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,059 |
| Total noninterest expense | $1,684,000 | 3,643 |
| Salaries and employee benefits | $986,000 | 3,587 |
| Premises and equipment expense | $198,000 | 3,421 |
| Additional noninterest expense | $500,000 | 3,707 |
| Pre-tax net operating income | $1,380,000 | 2,520 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $3,000 | 3,529 |
| Income before extraordinary items | $1,377,000 | 2,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,377,000 | 2,360 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,377,000 | 2,360 |
| Net charge-offs | $-10,000 | 4,318 |
| Cash dividends | $929,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,377,000 | 2,324 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 3,530 |
| Total interest expense | $170,000 | 3,801 |
| Net interest income | $1,193,000 | 3,435 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $110,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $26,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,370 |
| Total noninterest expense | $864,000 | 3,643 |
| Salaries and employee benefits | $501,000 | 3,585 |
| Premises and equipment expense | $90,000 | 3,591 |
| Additional noninterest expense | $273,000 | 3,615 |
| Pre-tax net operating income | $439,000 | 2,948 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $3,000 | 3,353 |
| Income before extraordinary items | $436,000 | 2,802 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $436,000 | 2,801 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $436,000 | 2,803 |
| Net charge-offs | $-10,000 | 4,460 |
| Cash dividends | $430,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $436,000 | 2,793 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 3,540 |
| Total interest expense | $890,000 | 3,459 |
| Net interest income | $4,736,000 | 3,504 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $483,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $109,000 | 3,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,347 |
| Total noninterest expense | $3,433,000 | 3,686 |
| Salaries and employee benefits | $1,894,000 | 3,704 |
| Premises and equipment expense | $407,000 | 3,436 |
| Additional noninterest expense | $1,132,000 | 3,595 |
| Pre-tax net operating income | $1,786,000 | 3,175 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,786,000 | 3,050 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,786,000 | 3,049 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,786,000 | 3,051 |
| Net charge-offs | $13,000 | 3,248 |
| Cash dividends | $1,794,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,786,000 | 3,019 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 3,571 |
| Total interest expense | $722,000 | 3,385 |
| Net interest income | $3,543,000 | 3,557 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $369,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $79,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,335 |
| Total noninterest expense | $2,494,000 | 3,766 |
| Salaries and employee benefits | $1,418,000 | 3,724 |
| Premises and equipment expense | $286,000 | 3,586 |
| Additional noninterest expense | $790,000 | 3,738 |
| Pre-tax net operating income | $1,418,000 | 3,175 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,418,000 | 3,028 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,418,000 | 3,028 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,418,000 | 3,028 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $1,257,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,418,000 | 3,001 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 3,590 |
| Total interest expense | $493,000 | 3,339 |
| Net interest income | $2,338,000 | 3,595 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $220,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $50,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,462 |
| Total noninterest expense | $1,614,000 | 3,843 |
| Salaries and employee benefits | $916,000 | 3,805 |
| Premises and equipment expense | $193,000 | 3,580 |
| Additional noninterest expense | $505,000 | 3,835 |
| Pre-tax net operating income | $944,000 | 3,171 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $944,000 | 3,028 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $944,000 | 3,027 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $944,000 | 3,027 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $619,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $944,000 | 3,001 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 3,718 |
| Total interest expense | $227,000 | 3,428 |
| Net interest income | $1,102,000 | 3,733 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $119,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,317 |
| Total noninterest expense | $853,000 | 3,791 |
| Salaries and employee benefits | $490,000 | 3,727 |
| Premises and equipment expense | $104,000 | 3,481 |
| Additional noninterest expense | $259,000 | 3,803 |
| Pre-tax net operating income | $368,000 | 3,510 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $368,000 | 3,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $368,000 | 3,349 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $368,000 | 3,350 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $188,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $368,000 | 3,340 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 3,723 |
| Total interest expense | $606,000 | 3,656 |
| Net interest income | $4,461,000 | 3,702 |
| Provision for loan and lease losses | $5,000 | 4,027 |
| Total noninterest income | $490,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $105,000 | 4,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $385,000 | 3,397 |
| Total noninterest expense | $3,335,000 | 3,830 |
| Salaries and employee benefits | $1,839,000 | 3,831 |
| Premises and equipment expense | $399,000 | 3,530 |
| Additional noninterest expense | $1,097,000 | 3,744 |
| Pre-tax net operating income | $1,611,000 | 3,435 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $1,610,000 | 3,265 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,610,000 | 3,264 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,610,000 | 3,264 |
| Net charge-offs | $-81,000 | 5,010 |
| Cash dividends | $1,114,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,610,000 | 3,266 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,800 |
| Total interest expense | $421,000 | 3,734 |
| Net interest income | $3,269,000 | 3,772 |
| Provision for loan and lease losses | $5,000 | 3,869 |
| Total noninterest income | $387,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $77,000 | 4,157 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 3,341 |
| Total noninterest expense | $2,384,000 | 3,931 |
| Salaries and employee benefits | $1,415,000 | 3,802 |
| Premises and equipment expense | $276,000 | 3,722 |
| Additional noninterest expense | $693,000 | 4,050 |
| Pre-tax net operating income | $1,267,000 | 3,419 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $1,266,000 | 3,247 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,266,000 | 3,246 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,266,000 | 3,246 |
| Net charge-offs | $-62,000 | 4,986 |
| Cash dividends | $860,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,266,000 | 3,244 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 3,857 |
| Total interest expense | $276,000 | 3,695 |
| Net interest income | $2,106,000 | 3,842 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $264,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $49,000 | 4,234 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $215,000 | 3,300 |
| Total noninterest expense | $1,569,000 | 3,977 |
| Salaries and employee benefits | $929,000 | 3,853 |
| Premises and equipment expense | $182,000 | 3,756 |
| Additional noninterest expense | $458,000 | 4,096 |
| Pre-tax net operating income | $801,000 | 3,475 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $800,000 | 3,299 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $800,000 | 3,298 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $800,000 | 3,298 |
| Net charge-offs | $-84,000 | 5,155 |
| Cash dividends | $420,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $800,000 | 3,290 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 3,890 |
| Total interest expense | $136,000 | 3,668 |
| Net interest income | $1,037,000 | 3,891 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $165,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $140,000 | 2,924 |
| Total noninterest expense | $796,000 | 3,995 |
| Salaries and employee benefits | $491,000 | 3,789 |
| Premises and equipment expense | $100,000 | 3,655 |
| Additional noninterest expense | $205,000 | 4,288 |
| Pre-tax net operating income | $406,000 | 3,418 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $405,000 | 3,233 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $405,000 | 3,233 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $405,000 | 3,233 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $278,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $405,000 | 3,237 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 3,899 |
| Total interest expense | $399,000 | 3,998 |
| Net interest income | $4,168,000 | 3,861 |
| Provision for loan and lease losses | $215,000 | 2,300 |
| Total noninterest income | $446,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $100,000 | 4,337 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $346,000 | 3,629 |
| Total noninterest expense | $3,269,000 | 3,957 |
| Salaries and employee benefits | $1,892,000 | 3,859 |
| Premises and equipment expense | $360,000 | 3,846 |
| Additional noninterest expense | $1,017,000 | 3,987 |
| Pre-tax net operating income | $1,130,000 | 3,892 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $1,129,000 | 3,559 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,129,000 | 3,558 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,129,000 | 3,559 |
| Net charge-offs | $210,000 | 1,791 |
| Cash dividends | $1,087,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,129,000 | 3,538 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 3,939 |
| Total interest expense | $288,000 | 4,070 |
| Net interest income | $3,120,000 | 3,900 |
| Provision for loan and lease losses | $165,000 | 2,214 |
| Total noninterest income | $339,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $76,000 | 4,353 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $263,000 | 3,648 |
| Total noninterest expense | $2,364,000 | 4,050 |
| Salaries and employee benefits | $1,415,000 | 3,888 |
| Premises and equipment expense | $271,000 | 3,867 |
| Additional noninterest expense | $678,000 | 4,199 |
| Pre-tax net operating income | $930,000 | 3,873 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $929,000 | 3,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $929,000 | 3,661 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $929,000 | 3,661 |
| Net charge-offs | $178,000 | 1,492 |
| Cash dividends | $814,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $929,000 | 3,634 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,929 |
| Total interest expense | $174,000 | 4,208 |
| Net interest income | $2,111,000 | 3,881 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $212,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $1,600,000 | 4,039 |
| Salaries and employee benefits | $944,000 | 3,899 |
| Premises and equipment expense | $179,000 | 3,910 |
| Additional noninterest expense | $477,000 | 4,120 |
| Pre-tax net operating income | $698,000 | 3,651 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $697,000 | 3,416 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $697,000 | 3,415 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $697,000 | 3,416 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $814,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $697,000 | 3,389 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 3,997 |
| Total interest expense | $84,000 | 4,273 |
| Net interest income | $1,029,000 | 3,943 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $109,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $86,000 | 3,672 |
| Total noninterest expense | $810,000 | 4,054 |
| Salaries and employee benefits | $480,000 | 3,922 |
| Premises and equipment expense | $87,000 | 4,004 |
| Additional noninterest expense | $243,000 | 4,109 |
| Pre-tax net operating income | $303,000 | 3,822 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $302,000 | 3,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $302,000 | 3,588 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $302,000 | 3,589 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $687,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $302,000 | 3,569 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 3,981 |
| Total interest expense | $356,000 | 4,219 |
| Net interest income | $4,167,000 | 3,935 |
| Provision for loan and lease losses | $206,000 | 2,407 |
| Total noninterest income | $467,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $120,000 | 4,298 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $347,000 | 3,768 |
| Total noninterest expense | $3,402,000 | 3,971 |
| Salaries and employee benefits | $1,833,000 | 3,987 |
| Premises and equipment expense | $242,000 | 4,662 |
| Additional noninterest expense | $1,327,000 | 3,599 |
| Pre-tax net operating income | $1,026,000 | 4,044 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,000 | 4,208 |
| Income before extraordinary items | $1,025,000 | 3,850 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,025,000 | 3,848 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,025,000 | 3,849 |
| Net charge-offs | $116,000 | 2,476 |
| Cash dividends | $662,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,025,000 | 3,804 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,996 |
| Total interest expense | $302,000 | 4,039 |
| Net interest income | $3,120,000 | 3,962 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $364,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $275,000 | 3,695 |
| Total noninterest expense | $2,544,000 | 4,003 |
| Salaries and employee benefits | $1,461,000 | 3,889 |
| Premises and equipment expense | $169,000 | 4,776 |
| Additional noninterest expense | $914,000 | 3,805 |
| Pre-tax net operating income | $865,000 | 3,930 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $864,000 | 3,747 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $864,000 | 3,745 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $864,000 | 3,747 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $573,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $864,000 | 3,689 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 4,033 |
| Total interest expense | $180,000 | 4,261 |
| Net interest income | $2,102,000 | 3,968 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $227,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $59,000 | 4,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 3,839 |
| Total noninterest expense | $1,714,000 | 4,020 |
| Salaries and employee benefits | $980,000 | 3,901 |
| Premises and equipment expense | $108,000 | 4,864 |
| Additional noninterest expense | $626,000 | 3,767 |
| Pre-tax net operating income | $615,000 | 3,848 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $614,000 | 3,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $614,000 | 3,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $614,000 | 3,640 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $459,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $614,000 | 3,571 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 4,058 |
| Total interest expense | $93,000 | 4,232 |
| Net interest income | $1,041,000 | 4,003 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $113,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $806,000 | 4,162 |
| Salaries and employee benefits | $471,000 | 4,016 |
| Premises and equipment expense | $54,000 | 4,905 |
| Additional noninterest expense | $281,000 | 4,015 |
| Pre-tax net operating income | $348,000 | 3,632 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $347,000 | 3,381 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $347,000 | 3,379 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $347,000 | 3,379 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $324,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $347,000 | 3,316 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 3,981 |
| Total interest expense | $370,000 | 4,303 |
| Net interest income | $4,333,000 | 3,900 |
| Provision for loan and lease losses | $589,000 | 1,209 |
| Total noninterest income | $579,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $123,000 | 4,425 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $456,000 | 3,422 |
| Total noninterest expense | $3,488,000 | 4,020 |
| Salaries and employee benefits | $1,903,000 | 4,001 |
| Premises and equipment expense | $217,000 | 4,979 |
| Additional noninterest expense | $1,368,000 | 3,621 |
| Pre-tax net operating income | $835,000 | 4,353 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $833,000 | 4,196 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $833,000 | 4,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $833,000 | 4,196 |
| Net charge-offs | $432,000 | 1,294 |
| Cash dividends | $803,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $833,000 | 4,144 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 4,029 |
| Total interest expense | $286,000 | 4,304 |
| Net interest income | $3,233,000 | 3,950 |
| Provision for loan and lease losses | $589,000 | 922 |
| Total noninterest income | $472,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $90,000 | 4,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 3,288 |
| Total noninterest expense | $2,517,000 | 4,125 |
| Salaries and employee benefits | $1,398,000 | 4,075 |
| Premises and equipment expense | $164,000 | 5,019 |
| Additional noninterest expense | $955,000 | 3,801 |
| Pre-tax net operating income | $599,000 | 4,505 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $597,000 | 4,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 4,342 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $597,000 | 4,343 |
| Net charge-offs | $432,000 | 953 |
| Cash dividends | $803,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $597,000 | 4,294 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 4,118 |
| Total interest expense | $199,000 | 4,242 |
| Net interest income | $2,081,000 | 4,042 |
| Provision for loan and lease losses | $548,000 | 708 |
| Total noninterest income | $200,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,081 |
| Total noninterest expense | $1,674,000 | 4,164 |
| Salaries and employee benefits | $955,000 | 4,053 |
| Premises and equipment expense | $113,000 | 5,002 |
| Additional noninterest expense | $606,000 | 3,933 |
| Pre-tax net operating income | $59,000 | 5,792 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $57,000 | 5,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 5,820 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $57,000 | 5,821 |
| Net charge-offs | $432,000 | 713 |
| Cash dividends | $803,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $57,000 | 5,773 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 4,084 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $1,041,000 | 4,066 |
| Provision for loan and lease losses | $438,000 | 467 |
| Total noninterest income | $84,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 4,372 |
| Total noninterest expense | $765,000 | 4,387 |
| Salaries and employee benefits | $454,000 | 4,190 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $258,000 | 4,299 |
| Pre-tax net operating income | $-78,000 | 6,200 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-78,000 | 6,225 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-78,000 | 6,225 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-78,000 | 6,226 |
| Net charge-offs | $322,000 | 512 |
| Cash dividends | $803,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-78,000 | 6,207 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 4,068 |
| Total interest expense | $473,000 | 4,128 |
| Net interest income | $4,302,000 | 4,022 |
| Provision for loan and lease losses | $122,000 | 2,951 |
| Total noninterest income | $460,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $116,000 | 4,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $344,000 | 3,841 |
| Total noninterest expense | $3,245,000 | 4,298 |
| Salaries and employee benefits | $1,813,000 | 4,208 |
| Premises and equipment expense | $240,000 | 5,084 |
| Additional noninterest expense | $1,192,000 | 4,065 |
| Pre-tax net operating income | $1,395,000 | 3,612 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $1,394,000 | 3,370 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,394,000 | 3,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,394,000 | 3,372 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $2,267,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,394,000 | 3,325 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 4,107 |
| Total interest expense | $364,000 | 4,138 |
| Net interest income | $3,218,000 | 4,056 |
| Provision for loan and lease losses | $55,000 | 3,315 |
| Total noninterest income | $343,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $254,000 | 3,885 |
| Total noninterest expense | $2,465,000 | 4,297 |
| Salaries and employee benefits | $1,403,000 | 4,145 |
| Premises and equipment expense | $177,000 | 5,147 |
| Additional noninterest expense | $885,000 | 4,110 |
| Pre-tax net operating income | $1,041,000 | 3,687 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $1,040,000 | 3,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,040,000 | 3,424 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,040,000 | 3,424 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $648,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,040,000 | 3,381 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 4,100 |
| Total interest expense | $253,000 | 4,093 |
| Net interest income | $2,151,000 | 4,063 |
| Provision for loan and lease losses | $55,000 | 2,941 |
| Total noninterest income | $227,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $168,000 | 3,895 |
| Total noninterest expense | $1,648,000 | 4,331 |
| Salaries and employee benefits | $953,000 | 4,127 |
| Premises and equipment expense | $120,000 | 5,168 |
| Additional noninterest expense | $575,000 | 4,186 |
| Pre-tax net operating income | $675,000 | 3,660 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $674,000 | 3,405 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $674,000 | 3,411 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $674,000 | 3,411 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $648,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $674,000 | 3,369 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 4,173 |
| Total interest expense | $135,000 | 4,020 |
| Net interest income | $1,043,000 | 4,149 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $121,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $94,000 | 3,667 |
| Total noninterest expense | $763,000 | 4,539 |
| Salaries and employee benefits | $433,000 | 4,394 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $275,000 | 4,306 |
| Pre-tax net operating income | $401,000 | 3,283 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $400,000 | 2,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 2,999 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $400,000 | 2,999 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $148,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $400,000 | 2,960 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 4,256 |
| Total interest expense | $618,000 | 4,022 |
| Net interest income | $4,073,000 | 4,233 |
| Provision for loan and lease losses | $482,000 | 1,893 |
| Total noninterest income | $435,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $107,000 | 5,156 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,973 |
| Total noninterest expense | $3,159,000 | 4,491 |
| Salaries and employee benefits | $1,628,000 | 4,560 |
| Premises and equipment expense | $206,000 | 5,506 |
| Additional noninterest expense | $1,325,000 | 3,955 |
| Pre-tax net operating income | $867,000 | 4,290 |
| Securities gains (losses) | $48,000 | 1,821 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $915,000 | 4,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $915,000 | 4,053 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $915,000 | 4,053 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $1,252,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $867,000 | 4,095 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 4,210 |
| Total interest expense | $476,000 | 4,053 |
| Net interest income | $3,146,000 | 4,186 |
| Provision for loan and lease losses | $482,000 | 1,561 |
| Total noninterest income | $219,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $77,000 | 5,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $142,000 | 4,776 |
| Total noninterest expense | $2,311,000 | 4,566 |
| Salaries and employee benefits | $1,180,000 | 4,660 |
| Premises and equipment expense | $150,000 | 5,597 |
| Additional noninterest expense | $981,000 | 3,987 |
| Pre-tax net operating income | $572,000 | 4,575 |
| Securities gains (losses) | $48,000 | 1,686 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $620,000 | 4,255 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $620,000 | 4,257 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $620,000 | 4,259 |
| Net charge-offs | $34,000 | 4,113 |
| Cash dividends | $252,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $572,000 | 4,304 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 4,263 |
| Total interest expense | $325,000 | 4,061 |
| Net interest income | $2,054,000 | 4,241 |
| Provision for loan and lease losses | $289,000 | 1,736 |
| Total noninterest income | $148,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $50,000 | 5,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 4,767 |
| Total noninterest expense | $1,549,000 | 4,571 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $103,000 | 5,557 |
| Additional noninterest expense | $651,000 | 4,001 |
| Pre-tax net operating income | $364,000 | 4,621 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $364,000 | 4,479 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 4,481 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $364,000 | 4,482 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $105,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $364,000 | 4,373 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 4,462 |
| Total interest expense | $169,000 | 4,067 |
| Net interest income | $941,000 | 4,480 |
| Provision for loan and lease losses | $163,000 | 1,543 |
| Total noninterest income | $103,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,129 |
| Total noninterest expense | $735,000 | 4,734 |
| Salaries and employee benefits | $353,000 | 4,986 |
| Premises and equipment expense | $52,000 | 5,588 |
| Additional noninterest expense | $330,000 | 3,991 |
| Pre-tax net operating income | $146,000 | 4,886 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $146,000 | 4,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $146,000 | 4,772 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $146,000 | 4,773 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $146,000 | 4,674 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 7,057 |
| Total interest expense | $70,000 | 6,917 |
| Net interest income | $119,000 | 7,058 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $15,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $6,000 | 6,832 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,000 | 6,419 |
| Total noninterest expense | $100,000 | 7,076 |
| Salaries and employee benefits | $51,000 | 7,061 |
| Premises and equipment expense | $12,000 | 7,040 |
| Additional noninterest expense | $37,000 | 7,076 |
| Pre-tax net operating income | $34,000 | 6,080 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $34,000 | 6,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $34,000 | 6,226 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $34,000 | 6,228 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $34,000 | 6,085 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 4,162 |
| Total interest expense | $1,025,000 | 3,017 |
| Net interest income | $3,070,000 | 4,413 |
| Provision for loan and lease losses | $492,000 | 2,304 |
| Total noninterest income | $259,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,502 |
| Total noninterest expense | $1,988,000 | 5,079 |
| Salaries and employee benefits | $1,107,000 | 4,912 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $743,000 | 4,864 |
| Pre-tax net operating income | $849,000 | 3,933 |
| Securities gains (losses) | $-107,000 | 7,024 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $740,000 | 4,002 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $740,000 | 4,002 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $740,000 | 4,004 |
| Net charge-offs | $530,000 | 2,108 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $847,000 | 3,595 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 4,085 |
| Total interest expense | $692,000 | 3,083 |
| Net interest income | $2,137,000 | 4,311 |
| Provision for loan and lease losses | $97,000 | 3,913 |
| Total noninterest income | $167,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,598 |
| Total noninterest expense | $1,300,000 | 5,163 |
| Salaries and employee benefits | $726,000 | 4,986 |
| Premises and equipment expense | $91,000 | 5,960 |
| Additional noninterest expense | $483,000 | 4,956 |
| Pre-tax net operating income | $907,000 | 3,050 |
| Securities gains (losses) | $-108,000 | 7,105 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $797,000 | 3,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $797,000 | 3,045 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $797,000 | 3,045 |
| Net charge-offs | $158,000 | 2,989 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $905,000 | 2,661 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,145 |
| Total interest expense | $350,000 | 3,148 |
| Net interest income | $1,061,000 | 4,357 |
| Provision for loan and lease losses | $62,000 | 3,422 |
| Total noninterest income | $77,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $674,000 | 5,107 |
| Salaries and employee benefits | $367,000 | 4,993 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $259,000 | 4,775 |
| Pre-tax net operating income | $402,000 | 3,297 |
| Securities gains (losses) | $-60,000 | 7,175 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $340,000 | 3,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $340,000 | 3,409 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $340,000 | 3,409 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $399,400 | 2,922 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 4,124 |
| Total interest expense | $1,581,000 | 3,321 |
| Net interest income | $4,304,000 | 4,338 |
| Provision for loan and lease losses | $932,000 | 2,519 |
| Total noninterest income | $298,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $114,000 | 5,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $184,000 | 4,576 |
| Total noninterest expense | $2,494,000 | 5,337 |
| Salaries and employee benefits | $1,592,000 | 4,804 |
| Premises and equipment expense | $193,000 | 6,062 |
| Additional noninterest expense | $709,000 | 5,663 |
| Pre-tax net operating income | $1,176,000 | 3,430 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,174,000 | 3,243 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,174,000 | 3,246 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,174,000 | 3,246 |
| Net charge-offs | $420,000 | 3,383 |
| Cash dividends | $260,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,174,000 | 3,151 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 4,157 |
| Total interest expense | $1,205,000 | 3,401 |
| Net interest income | $3,227,000 | 4,366 |
| Provision for loan and lease losses | $723,000 | 2,402 |
| Total noninterest income | $213,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $83,000 | 5,407 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $130,000 | 4,746 |
| Total noninterest expense | $1,892,000 | 5,338 |
| Salaries and employee benefits | $1,198,000 | 4,785 |
| Premises and equipment expense | $153,000 | 6,014 |
| Additional noninterest expense | $541,000 | 5,664 |
| Pre-tax net operating income | $825,000 | 3,656 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $823,000 | 3,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 3,464 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $823,000 | 3,464 |
| Net charge-offs | $420,000 | 2,854 |
| Cash dividends | $260,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $823,000 | 3,341 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 4,191 |
| Total interest expense | $794,000 | 3,533 |
| Net interest income | $2,158,000 | 4,356 |
| Provision for loan and lease losses | $512,000 | 2,282 |
| Total noninterest income | $143,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $54,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,293,000 | 5,325 |
| Salaries and employee benefits | $825,000 | 4,741 |
| Premises and equipment expense | $101,000 | 6,066 |
| Additional noninterest expense | $367,000 | 5,705 |
| Pre-tax net operating income | $496,000 | 3,839 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $494,000 | 3,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 3,616 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $494,000 | 3,616 |
| Net charge-offs | $360,000 | 2,483 |
| Cash dividends | $160,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $494,000 | 3,513 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,173 |
| Total interest expense | $398,000 | 3,621 |
| Net interest income | $1,095,000 | 4,310 |
| Provision for loan and lease losses | $278,000 | 2,076 |
| Total noninterest income | $76,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $667,000 | 5,277 |
| Salaries and employee benefits | $428,000 | 4,675 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $190,000 | 5,666 |
| Pre-tax net operating income | $226,000 | 4,028 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $224,000 | 3,781 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $224,000 | 3,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $224,000 | 3,781 |
| Net charge-offs | $159,000 | 2,305 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $224,000 | 3,725 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 4,270 |
| Total interest expense | $1,750,000 | 3,902 |
| Net interest income | $4,365,000 | 4,331 |
| Provision for loan and lease losses | $479,000 | 4,209 |
| Total noninterest income | $410,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 4,112 |
| Total noninterest expense | $2,764,000 | 5,257 |
| Salaries and employee benefits | $1,764,000 | 4,583 |
| Premises and equipment expense | $165,000 | 6,508 |
| Additional noninterest expense | $835,000 | 5,531 |
| Pre-tax net operating income | $1,532,000 | 2,693 |
| Securities gains (losses) | $106,000 | 2,117 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,636,000 | 2,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,636,000 | 2,366 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,636,000 | 2,369 |
| Net charge-offs | $496,000 | 3,668 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,530,000 | 2,378 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 4,360 |
| Total interest expense | $1,312,000 | 4,043 |
| Net interest income | $3,265,000 | 4,385 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $324,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $105,000 | 5,105 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $219,000 | 4,027 |
| Total noninterest expense | $1,942,000 | 5,441 |
| Salaries and employee benefits | $1,190,000 | 4,943 |
| Premises and equipment expense | $123,000 | 6,591 |
| Additional noninterest expense | $629,000 | 5,532 |
| Pre-tax net operating income | $1,452,000 | 2,432 |
| Securities gains (losses) | $106,000 | 1,897 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,556,000 | 2,080 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,556,000 | 2,081 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,556,000 | 2,082 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,450,000 | 2,111 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 4,450 |
| Total interest expense | $859,000 | 4,179 |
| Net interest income | $2,140,000 | 4,438 |
| Provision for loan and lease losses | $70,000 | 5,493 |
| Total noninterest income | $251,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $71,000 | 5,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 3,678 |
| Total noninterest expense | $1,240,000 | 5,574 |
| Salaries and employee benefits | $783,000 | 4,995 |
| Premises and equipment expense | $83,000 | 6,614 |
| Additional noninterest expense | $374,000 | 5,807 |
| Pre-tax net operating income | $1,081,000 | 2,227 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $1,079,000 | 1,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,079,000 | 1,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,079,000 | 1,980 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $650,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,079,000 | 1,889 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,606 |
| Total interest expense | $418,000 | 4,357 |
| Net interest income | $1,029,000 | 4,587 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $93,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $604,000 | 5,722 |
| Salaries and employee benefits | $392,000 | 5,060 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $174,000 | 6,010 |
| Pre-tax net operating income | $518,000 | 2,347 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $516,000 | 2,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $516,000 | 2,092 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $516,000 | 2,093 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $516,000 | 2,004 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 4,410 |
| Total interest expense | $2,065,000 | 4,349 |
| Net interest income | $4,385,000 | 4,302 |
| Provision for loan and lease losses | $150,000 | 6,058 |
| Total noninterest income | $332,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $162,000 | 5,025 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $170,000 | 4,908 |
| Total noninterest expense | $2,920,000 | 5,269 |
| Salaries and employee benefits | $1,841,000 | 4,613 |
| Premises and equipment expense | $176,000 | 6,686 |
| Additional noninterest expense | $903,000 | 5,520 |
| Pre-tax net operating income | $1,647,000 | 2,228 |
| Securities gains (losses) | $465,000 | 925 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $2,110,000 | 1,577 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,110,000 | 1,575 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,110,000 | 1,576 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $1,100,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,645,000 | 1,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 4,395 |
| Total interest expense | $1,607,000 | 4,390 |
| Net interest income | $3,344,000 | 4,262 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $254,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $122,000 | 5,049 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $132,000 | 4,981 |
| Total noninterest expense | $2,153,000 | 5,323 |
| Salaries and employee benefits | $1,374,000 | 4,654 |
| Premises and equipment expense | $132,000 | 6,743 |
| Additional noninterest expense | $647,000 | 5,635 |
| Pre-tax net operating income | $1,345,000 | 2,249 |
| Securities gains (losses) | $263,000 | 1,101 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $1,606,000 | 1,666 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,606,000 | 1,664 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,606,000 | 1,666 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $800,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,343,000 | 1,942 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 4,329 |
| Total interest expense | $1,112,000 | 4,434 |
| Net interest income | $2,317,000 | 4,122 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $157,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $82,000 | 5,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $1,320,000 | 5,597 |
| Salaries and employee benefits | $811,000 | 5,056 |
| Premises and equipment expense | $82,000 | 6,904 |
| Additional noninterest expense | $427,000 | 5,660 |
| Pre-tax net operating income | $1,054,000 | 2,022 |
| Securities gains (losses) | $-7,000 | 7,447 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $1,045,000 | 1,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,045,000 | 1,780 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,045,000 | 1,783 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,052,000 | 1,719 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 4,331 |
| Total interest expense | $587,000 | 4,405 |
| Net interest income | $1,144,000 | 4,159 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $89,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $631,000 | 5,664 |
| Salaries and employee benefits | $404,000 | 5,117 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $185,000 | 5,787 |
| Pre-tax net operating income | $502,000 | 2,372 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $503,000 | 2,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $503,000 | 2,123 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $503,000 | 2,125 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $500,000 | 2,001 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 4,340 |
| Total interest expense | $3,082,000 | 4,182 |
| Net interest income | $4,321,000 | 4,333 |
| Provision for loan and lease losses | $111,000 | 5,925 |
| Total noninterest income | $318,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $189,000 | 4,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $2,592,000 | 5,556 |
| Salaries and employee benefits | $1,830,000 | 4,736 |
| Premises and equipment expense | $159,000 | 7,060 |
| Additional noninterest expense | $603,000 | 6,211 |
| Pre-tax net operating income | $1,936,000 | 2,516 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $1,934,000 | 2,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,934,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $700,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,933,000 | 2,170 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 4,390 |
| Total interest expense | $2,402,000 | 4,195 |
| Net interest income | $3,176,000 | 4,439 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $238,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 5,644 |
| Total noninterest expense | $1,842,000 | 5,698 |
| Salaries and employee benefits | $1,266,000 | 5,003 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $456,000 | 6,145 |
| Pre-tax net operating income | $1,572,000 | 2,745 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $1,569,000 | 2,239 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,569,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,569,000 | 2,349 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 4,443 |
| Total interest expense | $1,635,000 | 4,267 |
| Net interest income | $2,088,000 | 4,464 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $161,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,193,000 | 5,808 |
| Salaries and employee benefits | $831,000 | 5,100 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $277,000 | 6,389 |
| Pre-tax net operating income | $1,056,000 | 2,836 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $1,053,000 | 2,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,053,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,053,000 | 2,423 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 4,474 |
| Total interest expense | $870,000 | 4,281 |
| Net interest income | $1,033,000 | 4,516 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $585,000 | 5,876 |
| Salaries and employee benefits | $416,000 | 5,125 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $520,000 | 2,996 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $517,000 | 2,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $517,000 | 2,548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,418,000 | 4,589 |
| Total interest expense | $3,905,000 | 4,072 |
| Net interest income | $3,513,000 | 5,019 |
| Provision for loan and lease losses | $-57,000 | 8,333 |
| Total noninterest income | $324,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $127,000 | 5,854 |
| Total noninterest expense | $2,683,000 | 5,376 |
| Salaries and employee benefits | $1,721,000 | 4,898 |
| Premises and equipment expense | $159,000 | 7,167 |
| Additional noninterest expense | $803,000 | 5,332 |
| Pre-tax net operating income | $1,211,000 | 4,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $1,210,000 | 3,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,210,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $1,080,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,210,000 | 3,918 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 4,583 |
| Total interest expense | $2,972,000 | 4,048 |
| Net interest income | $2,609,000 | 5,062 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $232,000 | 6,029 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 6,115 |
| Total noninterest expense | $1,946,000 | 5,457 |
| Salaries and employee benefits | $1,180,000 | 5,146 |
| Premises and equipment expense | $118,000 | 7,158 |
| Additional noninterest expense | $648,000 | 5,041 |
| Pre-tax net operating income | $893,000 | 4,618 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $892,000 | 4,133 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $892,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $880,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $892,000 | 4,118 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 4,577 |
| Total interest expense | $1,989,000 | 4,035 |
| Net interest income | $1,767,000 | 5,053 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $156,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $1,348,000 | 5,360 |
| Salaries and employee benefits | $837,000 | 4,980 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $431,000 | 5,040 |
| Pre-tax net operating income | $575,000 | 4,772 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $574,000 | 4,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $574,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $520,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $574,000 | 4,249 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 4,596 |
| Total interest expense | $971,000 | 4,086 |
| Net interest income | $895,000 | 5,016 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $685,000 | 5,323 |
| Salaries and employee benefits | $511,000 | 4,365 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $278,000 | 4,822 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $277,000 | 4,346 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $277,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $277,000 | 4,325 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 4,735 |
| Total interest expense | $2,878,000 | 4,420 |
| Net interest income | $3,690,000 | 4,883 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $277,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $195,000 | 5,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 6,632 |
| Total noninterest expense | $2,289,000 | 5,757 |
| Salaries and employee benefits | $1,617,000 | 4,955 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $598,000 | 6,068 |
| Pre-tax net operating income | $1,667,000 | 4,049 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,666,000 | 3,530 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,666,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,666,000 | 3,510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,811 |
| Total interest expense | $2,028,000 | 4,514 |
| Net interest income | $2,749,000 | 4,952 |
| Provision for loan and lease losses | $11,000 | 6,314 |
| Total noninterest income | $209,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $147,000 | 5,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,643,000 | 5,881 |
| Salaries and employee benefits | $1,163,000 | 5,071 |
| Premises and equipment expense | $104,000 | 7,405 |
| Additional noninterest expense | $376,000 | 6,536 |
| Pre-tax net operating income | $1,304,000 | 4,096 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $1,303,000 | 3,535 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,303,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,303,000 | 3,519 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 4,910 |
| Total interest expense | $1,238,000 | 4,625 |
| Net interest income | $1,800,000 | 5,028 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $140,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $1,071,000 | 5,961 |
| Salaries and employee benefits | $754,000 | 5,171 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $240,000 | 6,673 |
| Pre-tax net operating income | $869,000 | 4,128 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $868,000 | 3,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $868,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $868,000 | 3,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 5,115 |
| Total interest expense | $547,000 | 4,857 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $506,000 | 6,150 |
| Salaries and employee benefits | $361,000 | 5,335 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $406,000 | 4,244 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $406,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $406,000 | 3,657 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 5,396 |
| Total interest expense | $1,436,000 | 5,339 |
| Net interest income | $3,196,000 | 5,299 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $233,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $172,000 | 5,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,146 |
| Total noninterest expense | $2,339,000 | 5,588 |
| Salaries and employee benefits | $1,627,000 | 4,799 |
| Premises and equipment expense | $154,000 | 7,224 |
| Additional noninterest expense | $558,000 | 6,263 |
| Pre-tax net operating income | $1,090,000 | 5,124 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $1,069,000 | 4,656 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,069,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $440,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,089,000 | 4,555 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 5,547 |
| Total interest expense | $966,000 | 5,530 |
| Net interest income | $2,304,000 | 5,439 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $165,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 5,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $1,547,000 | 5,970 |
| Salaries and employee benefits | $1,084,000 | 5,151 |
| Premises and equipment expense | $98,000 | 7,505 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $922,000 | 4,976 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $901,000 | 4,453 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $901,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $921,000 | 4,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 5,686 |
| Total interest expense | $573,000 | 5,690 |
| Net interest income | $1,467,000 | 5,568 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $1,005,000 | 6,051 |
| Salaries and employee benefits | $687,000 | 5,304 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $247,000 | 6,571 |
| Pre-tax net operating income | $567,000 | 5,147 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $548,000 | 4,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $548,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $567,000 | 4,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,964 |
| Total interest expense | $252,000 | 5,946 |
| Net interest income | $670,000 | 5,870 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $506,000 | 6,061 |
| Salaries and employee benefits | $341,000 | 5,387 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $207,000 | 5,891 |
| Securities gains (losses) | $-19,000 | 8,656 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $207,000 | 5,299 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 5,985 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $2,773,000 | 5,677 |
| Provision for loan and lease losses | $-7,000 | 8,662 |
| Total noninterest income | $207,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $142,000 | 5,899 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $2,001,000 | 6,001 |
| Salaries and employee benefits | $1,271,000 | 5,517 |
| Premises and equipment expense | $169,000 | 7,119 |
| Additional noninterest expense | $561,000 | 6,209 |
| Pre-tax net operating income | $986,000 | 5,276 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,025,000 | 4,623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,025,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $985,000 | 4,661 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 5,988 |
| Total interest expense | $505,000 | 6,678 |
| Net interest income | $2,111,000 | 5,607 |
| Provision for loan and lease losses | $-7,000 | 8,771 |
| Total noninterest income | $160,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $105,000 | 5,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $1,419,000 | 6,147 |
| Salaries and employee benefits | $902,000 | 5,658 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $390,000 | 6,385 |
| Pre-tax net operating income | $859,000 | 5,003 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $894,000 | 4,290 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $894,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $858,000 | 4,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 6,059 |
| Total interest expense | $318,000 | 6,852 |
| Net interest income | $1,390,000 | 5,654 |
| Provision for loan and lease losses | $-6,000 | 8,853 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $71,000 | 5,950 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $908,000 | 6,328 |
| Salaries and employee benefits | $570,000 | 5,846 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $253,000 | 6,491 |
| Pre-tax net operating income | $606,000 | 4,806 |
| Securities gains (losses) | $35,000 | 1,694 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $640,000 | 4,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $605,000 | 4,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 6,296 |
| Total interest expense | $155,000 | 6,964 |
| Net interest income | $639,000 | 5,935 |
| Provision for loan and lease losses | $-4,000 | 8,900 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $441,000 | 6,479 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $267,000 | 5,105 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $298,000 | 4,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 5,824 |
| Total interest expense | $837,000 | 6,593 |
| Net interest income | $2,944,000 | 5,371 |
| Provision for loan and lease losses | $23,000 | 7,008 |
| Total noninterest income | $220,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $145,000 | 5,925 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $75,000 | 6,981 |
| Total noninterest expense | $1,972,000 | 6,034 |
| Salaries and employee benefits | $1,261,000 | 5,466 |
| Premises and equipment expense | $129,000 | 7,681 |
| Additional noninterest expense | $582,000 | 6,089 |
| Pre-tax net operating income | $1,169,000 | 4,762 |
| Securities gains (losses) | $143,000 | 1,593 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $1,311,000 | 3,890 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,311,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $1,118,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,168,000 | 4,036 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 5,822 |
| Total interest expense | $665,000 | 6,604 |
| Net interest income | $2,247,000 | 5,321 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $174,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $1,518,000 | 5,941 |
| Salaries and employee benefits | $956,000 | 5,402 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $464,000 | 5,868 |
| Pre-tax net operating income | $880,000 | 4,886 |
| Securities gains (losses) | $143,000 | 1,457 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,022,000 | 3,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,022,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $1,018,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $879,000 | 4,184 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,812 |
| Total interest expense | $467,000 | 6,583 |
| Net interest income | $1,496,000 | 5,334 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $123,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $1,023,000 | 5,917 |
| Salaries and employee benefits | $653,000 | 5,339 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $305,000 | 5,932 |
| Pre-tax net operating income | $591,000 | 4,872 |
| Securities gains (losses) | $143,000 | 1,260 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $734,000 | 3,738 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $734,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $591,000 | 4,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,890 |
| Total interest expense | $239,000 | 6,611 |
| Net interest income | $724,000 | 5,440 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $469,000 | 6,213 |
| Salaries and employee benefits | $273,000 | 5,939 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $318,000 | 4,639 |
| Securities gains (losses) | $64,000 | 1,248 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $382,000 | 3,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $318,000 | 3,881 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,778 |
| Total interest expense | $1,171,000 | 6,502 |
| Net interest income | $2,994,000 | 5,290 |
| Provision for loan and lease losses | $19,000 | 7,557 |
| Total noninterest income | $191,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $138,000 | 5,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $2,107,000 | 5,695 |
| Salaries and employee benefits | $1,253,000 | 5,331 |
| Premises and equipment expense | $141,000 | 7,569 |
| Additional noninterest expense | $713,000 | 5,349 |
| Pre-tax net operating income | $1,059,000 | 5,059 |
| Securities gains (losses) | $125,000 | 1,551 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $1,178,000 | 4,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,178,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $1,537,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,054,250 | 4,336 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 5,722 |
| Total interest expense | $2,053,000 | 6,015 |
| Net interest income | $2,803,000 | 5,314 |
| Provision for loan and lease losses | $91,000 | 5,765 |
| Total noninterest income | $196,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $135,000 | 6,013 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,813,000 | 6,104 |
| Salaries and employee benefits | $1,179,000 | 5,398 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $458,000 | 6,727 |
| Pre-tax net operating income | $1,095,000 | 4,664 |
| Securities gains (losses) | $166,000 | 1,338 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $1,258,000 | 3,674 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,258,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $1,292,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,092,000 | 3,925 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 5,618 |
| Total interest expense | $2,301,000 | 5,833 |
| Net interest income | $2,873,000 | 5,310 |
| Provision for loan and lease losses | $426,000 | 2,157 |
| Total noninterest income | $203,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $1,736,000 | 6,191 |
| Salaries and employee benefits | $1,113,000 | 5,518 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $457,000 | 6,726 |
| Pre-tax net operating income | $914,000 | 5,498 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $847,000 | 4,880 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $847,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,406 |
| Cash dividends | $830,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $862,040 | 4,814 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 5,793 |
| Total interest expense | $1,713,000 | 6,520 |
| Net interest income | $2,983,000 | 5,181 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $207,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,920,000 | 5,833 |
| Salaries and employee benefits | $1,255,000 | 5,001 |
| Premises and equipment expense | $165,000 | 7,398 |
| Additional noninterest expense | $500,000 | 6,521 |
| Pre-tax net operating income | $1,201,000 | 4,765 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $114,000 | 6,736 |
| Income before extraordinary items | $1,095,000 | 4,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,095,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $1,059,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,087,720 | 4,137 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 5,870 |
| Total interest expense | $1,873,000 | 6,412 |
| Net interest income | $2,882,000 | 5,284 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $217,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,892,000 | 5,808 |
| Salaries and employee benefits | $1,182,000 | 5,121 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $522,000 | 6,282 |
| Pre-tax net operating income | $1,202,000 | 4,877 |
| Securities gains (losses) | $-30,000 | 10,328 |
| Applicable income taxes | $93,000 | 7,642 |
| Income before extraordinary items | $1,079,000 | 4,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,079,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $1,030,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,106,600 | 4,074 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 6,102 |
| Total interest expense | $1,818,000 | 6,644 |
| Net interest income | $2,815,000 | 5,553 |
| Provision for loan and lease losses | $-63,000 | 10,735 |
| Total noninterest income | $219,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $1,856,000 | 5,955 |
| Salaries and employee benefits | $1,213,000 | 5,048 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $435,000 | 7,058 |
| Pre-tax net operating income | $1,241,000 | 5,128 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $1,057,000 | 4,501 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,057,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 10,596 |
| Cash dividends | $970,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,071,620 | 4,387 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 6,213 |
| Total interest expense | $1,746,000 | 6,966 |
| Net interest income | $2,943,000 | 5,515 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $366,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $2,059,000 | 5,826 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $409,000 | 7,805 |
| Pre-tax net operating income | $1,350,000 | 4,714 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $503,000 | 4,124 |
| Income before extraordinary items | $833,000 | 5,149 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $833,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 11,250 |
| Cash dividends | $207,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $841,960 | 5,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 6,406 |
| Total interest expense | $1,811,000 | 6,875 |
| Net interest income | $2,743,000 | 5,901 |
| Provision for loan and lease losses | $305,000 | 2,249 |
| Total noninterest income | $246,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,764,000 | 6,562 |
| Salaries and employee benefits | $1,125,000 | 5,499 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $920,000 | 6,325 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $336,000 | 5,591 |
| Income before extraordinary items | $587,000 | 6,682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $587,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,854 |
| Cash dividends | $207,000 | 5,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $585,080 | 6,688 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 7,016 |
| Total interest expense | $1,211,000 | 7,857 |
| Net interest income | $2,526,000 | 6,433 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,765,000 | 6,782 |
| Salaries and employee benefits | $1,058,000 | 5,814 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $502,000 | 7,837 |
| Pre-tax net operating income | $995,000 | 5,974 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $359,000 | 5,167 |
| Income before extraordinary items | $636,000 | 6,297 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $636,000 | 6,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $311,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $636,000 | 6,373 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 7,137 |
| Total interest expense | $1,194,000 | 8,272 |
| Net interest income | $2,591,000 | 6,379 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,702,000 | 7,187 |
| Salaries and employee benefits | $1,008,000 | 6,088 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $508,000 | 8,133 |
| Pre-tax net operating income | $1,152,000 | 5,331 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $733,000 | 5,916 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $733,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $311,000 | 4,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $727,880 | 5,679 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 7,889 |
| Total interest expense | $1,380,000 | 8,925 |
| Net interest income | $2,330,000 | 6,936 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $245,000 | 8,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,521,000 | 7,837 |
| Salaries and employee benefits | $916,000 | 6,526 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $1,039,000 | 5,477 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $443,000 | 4,417 |
| Income before extraordinary items | $636,000 | 6,330 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $636,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $207,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $610,400 | 6,133 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.