Security State Bank of Deer Creek, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$1,106,0009,071
Total interest expense$513,0008,996
Net interest income$593,0009,048
Provision for loan and lease losses$20,0007,552
Total noninterest income$39,0009,284
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$25,0008,061
Trading account gains and fees$0177
Additional Noninterest Income$14,0008,971
Total noninterest expense$354,0009,426
Salaries and employee benefits$210,0009,374
Premises and equipment expense$49,0009,145
Additional noninterest expense$95,0009,406
Pre-tax net operating income$258,0007,599
Securities gains (losses)$04,612
Applicable income taxes$104,0005,960
Income before extraordinary items$154,0008,006
Extraordinary gains, net$0105
Net income$154,0008,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$154,0007,893
2000-12-31 (YTD Data)Rank
Total interest income$1,194,0009,229
Total interest expense$545,0009,162
Net interest income$649,0009,217
Provision for loan and lease losses$25,0007,386
Total noninterest income$39,0009,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0008,200
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,181
Total noninterest expense$341,0009,702
Salaries and employee benefits$198,0009,643
Premises and equipment expense$44,0009,476
Additional noninterest expense$99,0009,636
Pre-tax net operating income$322,0007,806
Securities gains (losses)$01,956
Applicable income taxes$121,0006,270
Income before extraordinary items$201,0008,058
Extraordinary gains, net$038
Net income$201,0008,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$201,0008,058
1999-12-31 (YTD Data)Rank
Total interest income$1,185,0009,437
Total interest expense$548,0009,333
Net interest income$637,0009,432
Provision for loan and lease losses$08,503
Total noninterest income$47,0009,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,0008,370
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,216
Total noninterest expense$424,0009,819
Salaries and employee benefits$195,0009,932
Premises and equipment expense$42,0009,798
Additional noninterest expense$187,0009,157
Pre-tax net operating income$260,0008,289
Securities gains (losses)$03,155
Applicable income taxes$90,0007,066
Income before extraordinary items$170,0008,506
Extraordinary gains, net$035
Net income$170,0008,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$170,0008,471
1998-12-31 (YTD Data)Rank
Total interest income$1,155,0009,708
Total interest expense$542,0009,605
Net interest income$613,0009,702
Provision for loan and lease losses$08,652
Total noninterest income$36,00010,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,673
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,789
Total noninterest expense$333,00010,199
Salaries and employee benefits$189,00010,150
Premises and equipment expense$49,0009,838
Additional noninterest expense$95,00010,165
Pre-tax net operating income$316,0008,299
Securities gains (losses)$04,449
Applicable income taxes$114,0007,332
Income before extraordinary items$202,0008,607
Extraordinary gains, net$032
Net income$202,0008,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$202,0008,532
1997-12-31 (YTD Data)Rank
Total interest income$1,072,00010,229
Total interest expense$519,00010,051
Net interest income$553,00010,281
Provision for loan and lease losses$08,829
Total noninterest income$210,0007,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0008,616
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,393
Total noninterest expense$323,00010,655
Salaries and employee benefits$168,00010,662
Premises and equipment expense$42,00010,388
Additional noninterest expense$113,00010,417
Pre-tax net operating income$440,0008,236
Securities gains (losses)$03,944
Applicable income taxes$157,0007,502
Income before extraordinary items$283,0008,513
Extraordinary gains, net$044
Net income$283,0008,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$194,0005,488
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$283,0008,470
1996-12-31 (YTD Data)Rank
Total interest income$1,049,00010,753
Total interest expense$499,00010,595
Net interest income$550,00010,774
Provision for loan and lease losses$09,041
Total noninterest income$72,00010,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,277
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,447
Total noninterest expense$293,00011,240
Salaries and employee benefits$164,00011,184
Premises and equipment expense$43,00010,829
Additional noninterest expense$86,00011,199
Pre-tax net operating income$329,0008,931
Securities gains (losses)$04,148
Applicable income taxes$135,0008,126
Income before extraordinary items$194,0009,353
Extraordinary gains, net$053
Net income$194,0009,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$70,0007,217
Sale, conversion, retirement of capital stock, net$0953
Net operating income$194,0009,292
1995-12-31 (YTD Data)Rank
Total interest income$1,031,00011,225
Total interest expense$465,00011,145
Net interest income$566,00011,222
Provision for loan and lease losses$16,0007,905
Total noninterest income$70,00010,954
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,699
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,923
Total noninterest expense$308,00011,688
Salaries and employee benefits$161,00011,693
Premises and equipment expense$60,00010,776
Additional noninterest expense$87,00011,723
Pre-tax net operating income$312,0009,656
Securities gains (losses)$03,831
Applicable income taxes$125,0008,715
Income before extraordinary items$187,00010,080
Extraordinary gains, net$065
Net income$187,00010,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$60,0007,552
Sale, conversion, retirement of capital stock, net$0809
Net operating income$187,00010,047
1994-12-31 (YTD Data)Rank
Total interest income$883,00011,924
Total interest expense$364,00011,763
Net interest income$519,00011,948
Provision for loan and lease losses$09,146
Total noninterest income$67,00011,559
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00010,262
Trading account gains and feesNANA
Additional Noninterest Income$35,00010,473
Total noninterest expense$337,00012,245
Salaries and employee benefits$160,00012,306
Premises and equipment expense$55,00011,452
Additional noninterest expense$122,00012,101
Pre-tax net operating income$249,00010,497
Securities gains (losses)$03,600
Applicable income taxes$98,0009,409
Income before extraordinary items$151,00010,807
Extraordinary gains, net$0249
Net income$151,00010,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$151,00010,861
1993-12-31 (YTD Data)Rank
Total interest income$799,00012,677
Total interest expense$366,00012,377
Net interest income$433,00012,732
Provision for loan and lease losses$010,371
Total noninterest income$71,00012,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00010,686
Trading account gains and feesNANA
Additional Noninterest Income$39,00010,733
Total noninterest expense$304,00012,973
Salaries and employee benefits$152,00012,975
Premises and equipment expense$53,00012,113
Additional noninterest expense$99,00012,946
Pre-tax net operating income$200,00011,037
Securities gains (losses)$07,477
Applicable income taxes$84,00010,123
Income before extraordinary items$116,00011,627
Extraordinary gains, net$03,149
Net income$116,00011,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$45,0008,091
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$116,00011,421
1992-12-31 (YTD Data)Rank
Total interest income$849,00013,274
Total interest expense$406,00013,159
Net interest income$443,00013,256
Provision for loan and lease losses$15,00010,851
Total noninterest income$72,00012,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,00010,969
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$316,00013,514
Salaries and employee benefits$159,00013,490
Premises and equipment expense$49,00012,719
Additional noninterest expense$108,00013,453
Pre-tax net operating income$184,00011,223
Securities gains (losses)$08,369
Applicable income taxes$62,00010,939
Income before extraordinary items$122,00011,655
Extraordinary gains, net$01,422
Net income$122,00011,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$12,0008,651
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$122,00011,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.