Home > Security State Bank of Adams > Income and Expense
Security State Bank of Adams, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $926,000 | 11,394 |
Total interest expense | $443,000 | 11,209 |
Net interest income | $483,000 | 11,436 |
Provision for loan and lease losses | $8,000 | 8,490 |
Total noninterest income | $49,000 | 11,359 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $28,000 | 9,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 10,833 |
Total noninterest expense | $348,000 | 11,593 |
Salaries and employee benefits | $191,000 | 11,539 |
Premises and equipment expense | $30,000 | 11,619 |
Additional noninterest expense | $127,000 | 11,349 |
Pre-tax net operating income | $176,000 | 10,600 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $59,000 | 9,999 |
Income before extraordinary items | $117,000 | 10,777 |
Extraordinary gains, net | $0 | 65 |
Net income | $117,000 | 10,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 10,662 |
Cash dividends | $83,000 | 7,133 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $117,000 | 10,746 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $869,000 | 11,952 |
Total interest expense | $378,000 | 11,699 |
Net interest income | $491,000 | 12,028 |
Provision for loan and lease losses | $12,000 | 8,270 |
Total noninterest income | $50,000 | 11,942 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 10,262 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 11,564 |
Total noninterest expense | $356,000 | 12,194 |
Salaries and employee benefits | $184,000 | 12,177 |
Premises and equipment expense | $30,000 | 12,221 |
Additional noninterest expense | $142,000 | 11,893 |
Pre-tax net operating income | $173,000 | 11,099 |
Securities gains (losses) | $-3,000 | 9,178 |
Applicable income taxes | $59,000 | 10,250 |
Income before extraordinary items | $111,000 | 11,269 |
Extraordinary gains, net | $0 | 249 |
Net income | $111,000 | 11,275 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $85,000 | 7,219 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $112,950 | 11,291 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $832,000 | 12,610 |
Total interest expense | $363,000 | 12,387 |
Net interest income | $469,000 | 12,639 |
Provision for loan and lease losses | $16,000 | 9,322 |
Total noninterest income | $49,000 | 12,571 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $31,000 | 10,719 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 12,177 |
Total noninterest expense | $359,000 | 12,798 |
Salaries and employee benefits | $179,000 | 12,788 |
Premises and equipment expense | $27,000 | 12,925 |
Additional noninterest expense | $153,000 | 12,384 |
Pre-tax net operating income | $143,000 | 11,523 |
Securities gains (losses) | $-2,000 | 12,373 |
Applicable income taxes | $32,000 | 11,333 |
Income before extraordinary items | $109,000 | 11,708 |
Extraordinary gains, net | $58,000 | 2,059 |
Net income | $167,000 | 11,098 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $110,540 | 11,500 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $665,000 | 13,533 |
Total interest expense | $392,000 | 13,208 |
Net interest income | $274,000 | 13,664 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $187,000 | 9,674 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 11,220 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $162,000 | 6,369 |
Total noninterest expense | $280,000 | 13,622 |
Salaries and employee benefits | $133,000 | 13,659 |
Premises and equipment expense | $22,000 | 13,625 |
Additional noninterest expense | $125,000 | 13,276 |
Pre-tax net operating income | $131,000 | 11,707 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $-94,000 | 13,576 |
Income before extraordinary items | $225,000 | 10,252 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $225,000 | 10,399 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 5,395 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $225,000 | 9,896 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.