Home > Security State Bank and Trust Company > Income and Expense
Security State Bank and Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 5,812 |
| Total interest expense | $1,824,000 | 6,504 |
| Net interest income | $3,012,000 | 5,120 |
| Provision for loan and lease losses | $322,000 | 2,456 |
| Total noninterest income | $482,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,286 |
| Total noninterest expense | $2,682,000 | 4,528 |
| Salaries and employee benefits | $1,545,000 | 4,147 |
| Premises and equipment expense | $397,000 | 4,444 |
| Additional noninterest expense | $740,000 | 4,938 |
| Pre-tax net operating income | $490,000 | 7,419 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,735 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $246,000 | 8,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 6,109 |
| Total interest expense | $1,637,000 | 7,034 |
| Net interest income | $2,986,000 | 5,325 |
| Provision for loan and lease losses | $197,000 | 3,492 |
| Total noninterest income | $478,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,259 |
| Total noninterest expense | $2,360,000 | 5,008 |
| Salaries and employee benefits | $1,394,000 | 4,522 |
| Premises and equipment expense | $363,000 | 4,768 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $907,000 | 6,128 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $361,000 | 5,202 |
| Income before extraordinary items | $546,000 | 6,696 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $546,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,318 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $546,000 | 6,636 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 6,436 |
| Total interest expense | $1,568,000 | 7,399 |
| Net interest income | $2,901,000 | 5,580 |
| Provision for loan and lease losses | $212,000 | 3,286 |
| Total noninterest income | $445,000 | 5,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $2,223,000 | 5,491 |
| Salaries and employee benefits | $1,357,000 | 4,705 |
| Premises and equipment expense | $282,000 | 5,808 |
| Additional noninterest expense | $584,000 | 6,452 |
| Pre-tax net operating income | $911,000 | 6,052 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $362,000 | 5,219 |
| Income before extraordinary items | $549,000 | 6,563 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $549,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,730 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $549,000 | 6,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 6,632 |
| Total interest expense | $1,392,000 | 8,002 |
| Net interest income | $2,945,000 | 5,578 |
| Provision for loan and lease losses | $237,000 | 2,716 |
| Total noninterest income | $389,000 | 6,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $2,030,000 | 5,921 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $537,000 | 6,974 |
| Pre-tax net operating income | $1,067,000 | 5,722 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $412,000 | 4,841 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $655,000 | 6,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 6,929 |
| Total interest expense | $1,277,000 | 7,629 |
| Net interest income | $2,546,000 | 6,375 |
| Provision for loan and lease losses | $138,000 | 3,794 |
| Total noninterest income | $424,000 | 5,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,443 |
| Total noninterest expense | $2,022,000 | 6,143 |
| Salaries and employee benefits | $1,191,000 | 5,268 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $569,000 | 7,264 |
| Pre-tax net operating income | $810,000 | 6,825 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $262,000 | 6,368 |
| Income before extraordinary items | $551,000 | 6,902 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $551,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $548,960 | 6,976 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 7,471 |
| Total interest expense | $1,193,000 | 8,277 |
| Net interest income | $2,352,000 | 6,820 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $1,859,000 | 6,736 |
| Salaries and employee benefits | $1,130,000 | 5,509 |
| Premises and equipment expense | $222,000 | 7,249 |
| Additional noninterest expense | $507,000 | 8,140 |
| Pre-tax net operating income | $694,000 | 7,397 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $441,000 | 8,051 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $441,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $447,400 | 7,730 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 7,925 |
| Total interest expense | $1,462,000 | 8,640 |
| Net interest income | $2,229,000 | 7,179 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $1,772,000 | 7,036 |
| Salaries and employee benefits | $1,069,000 | 5,702 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $503,000 | 8,429 |
| Pre-tax net operating income | $568,000 | 7,934 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 5,184 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $376,620 | 8,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.