Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 3,452 |
| Total interest expense | $931,000 | 3,754 |
| Net interest income | $5,210,000 | 3,293 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $733,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $135,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,799 |
| Total noninterest expense | $3,648,000 | 3,471 |
| Salaries and employee benefits | $2,677,000 | 3,100 |
| Premises and equipment expense | $186,000 | 4,011 |
| Additional noninterest expense | $598,000 | 2,799 |
| Pre-tax net operating income | $2,175,000 | 2,871 |
| Securities gains (losses) | $137,000 | 205 |
| Applicable income taxes | $465,000 | 1,958 |
| Income before extraordinary items | $1,847,000 | 2,869 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,847,000 | 2,898 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,847,000 | 2,871 |
| Net charge-offs | $116,000 | 1,419 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,737,400 | 2,965 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 3,463 |
| Total interest expense | $643,000 | 3,741 |
| Net interest income | $3,850,000 | 3,333 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $532,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $100,000 | 3,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,825 |
| Total noninterest expense | $2,578,000 | 3,527 |
| Salaries and employee benefits | $1,823,000 | 3,200 |
| Premises and equipment expense | $155,000 | 3,940 |
| Additional noninterest expense | $432,000 | 2,824 |
| Pre-tax net operating income | $1,714,000 | 2,870 |
| Securities gains (losses) | $137,000 | 132 |
| Applicable income taxes | $421,000 | 1,870 |
| Income before extraordinary items | $1,430,000 | 2,896 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,430,000 | 2,926 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,430,000 | 2,897 |
| Net charge-offs | $117,000 | 1,112 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,321,770 | 3,016 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 3,458 |
| Total interest expense | $386,000 | 3,724 |
| Net interest income | $2,553,000 | 3,354 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $339,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $66,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 2,841 |
| Total noninterest expense | $1,612,000 | 3,596 |
| Salaries and employee benefits | $1,131,000 | 3,302 |
| Premises and equipment expense | $100,000 | 3,972 |
| Additional noninterest expense | $273,000 | 2,835 |
| Pre-tax net operating income | $1,220,000 | 2,823 |
| Securities gains (losses) | $137,000 | 143 |
| Applicable income taxes | $314,000 | 1,814 |
| Income before extraordinary items | $1,043,000 | 2,810 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,043,000 | 2,841 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,043,000 | 2,810 |
| Net charge-offs | $119,000 | 860 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $934,770 | 2,966 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,434 |
| Total interest expense | $162,000 | 3,737 |
| Net interest income | $1,328,000 | 3,319 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $169,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $30,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 2,824 |
| Total noninterest expense | $803,000 | 3,641 |
| Salaries and employee benefits | $545,000 | 3,380 |
| Premises and equipment expense | $64,000 | 3,800 |
| Additional noninterest expense | $139,000 | 2,824 |
| Pre-tax net operating income | $664,000 | 2,773 |
| Securities gains (losses) | $137,000 | 135 |
| Applicable income taxes | $213,000 | 1,627 |
| Income before extraordinary items | $588,000 | 2,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $588,000 | 2,715 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $588,000 | 2,715 |
| Net charge-offs | $119,000 | 551 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $479,770 | 3,010 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 3,366 |
| Total interest expense | $363,000 | 3,574 |
| Net interest income | $5,081,000 | 3,318 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $728,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $130,000 | 3,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,876 |
| Total noninterest expense | $3,169,000 | 3,658 |
| Salaries and employee benefits | $2,288,000 | 3,309 |
| Premises and equipment expense | $200,000 | 4,024 |
| Additional noninterest expense | $598,000 | 2,876 |
| Pre-tax net operating income | $2,520,000 | 2,846 |
| Securities gains (losses) | $182,000 | 118 |
| Applicable income taxes | $496,000 | 2,031 |
| Income before extraordinary items | $2,206,000 | 2,831 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,206,000 | 2,828 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,206,000 | 2,830 |
| Net charge-offs | $186,000 | 962 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,056,760 | 2,940 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,527 |
| Total interest expense | $251,000 | 3,499 |
| Net interest income | $3,224,000 | 3,518 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $567,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $97,000 | 3,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,865 |
| Total noninterest expense | $2,312,000 | 3,676 |
| Salaries and employee benefits | $1,599,000 | 3,382 |
| Premises and equipment expense | $177,000 | 3,886 |
| Additional noninterest expense | $470,000 | 2,865 |
| Pre-tax net operating income | $1,389,000 | 3,198 |
| Securities gains (losses) | $182,000 | 108 |
| Applicable income taxes | $351,000 | 2,083 |
| Income before extraordinary items | $1,220,000 | 3,164 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,220,000 | 3,162 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,220,000 | 3,163 |
| Net charge-offs | $-22,000 | 3,836 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,076,220 | 3,322 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 3,662 |
| Total interest expense | $161,000 | 3,461 |
| Net interest income | $1,892,000 | 3,659 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $331,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $63,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,031 |
| Total noninterest expense | $1,431,000 | 3,772 |
| Salaries and employee benefits | $1,007,000 | 3,470 |
| Premises and equipment expense | $115,000 | 3,942 |
| Additional noninterest expense | $309,000 | 4,169 |
| Pre-tax net operating income | $732,000 | 3,336 |
| Securities gains (losses) | $188,000 | 99 |
| Applicable income taxes | $202,000 | 2,123 |
| Income before extraordinary items | $718,000 | 3,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $718,000 | 3,183 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $718,000 | 3,184 |
| Net charge-offs | $-5,000 | 3,441 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $569,480 | 3,456 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 3,721 |
| Total interest expense | $80,000 | 3,445 |
| Net interest income | $868,000 | 3,739 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $154,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $28,000 | 3,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,050 |
| Total noninterest expense | $720,000 | 3,773 |
| Salaries and employee benefits | $500,000 | 3,483 |
| Premises and equipment expense | $51,000 | 4,063 |
| Additional noninterest expense | $169,000 | 4,078 |
| Pre-tax net operating income | $272,000 | 3,532 |
| Securities gains (losses) | $159,000 | 100 |
| Applicable income taxes | $93,000 | 2,107 |
| Income before extraordinary items | $338,000 | 3,152 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $338,000 | 3,150 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $338,000 | 3,152 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $212,390 | 3,609 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,605 |
| Total interest expense | $443,000 | 3,325 |
| Net interest income | $4,097,000 | 3,626 |
| Provision for loan and lease losses | $120,000 | 2,036 |
| Total noninterest income | $884,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $105,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 2,865 |
| Total noninterest expense | $3,106,000 | 3,715 |
| Salaries and employee benefits | $2,134,000 | 3,425 |
| Premises and equipment expense | $213,000 | 4,070 |
| Additional noninterest expense | $759,000 | 3,992 |
| Pre-tax net operating income | $1,755,000 | 3,311 |
| Securities gains (losses) | $272,000 | 503 |
| Applicable income taxes | $457,000 | 2,158 |
| Income before extraordinary items | $1,570,000 | 3,291 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,570,000 | 3,291 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,570,000 | 3,291 |
| Net charge-offs | $-134,000 | 4,439 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,355,120 | 3,438 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 3,635 |
| Total interest expense | $352,000 | 3,344 |
| Net interest income | $3,178,000 | 3,646 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $635,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $76,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 2,952 |
| Total noninterest expense | $2,370,000 | 3,721 |
| Salaries and employee benefits | $1,582,000 | 3,459 |
| Premises and equipment expense | $168,000 | 4,079 |
| Additional noninterest expense | $620,000 | 3,920 |
| Pre-tax net operating income | $1,353,000 | 3,381 |
| Securities gains (losses) | $272,000 | 475 |
| Applicable income taxes | $378,000 | 2,165 |
| Income before extraordinary items | $1,247,000 | 3,362 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,247,000 | 3,362 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,247,000 | 3,362 |
| Net charge-offs | $-132,000 | 4,535 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,032,120 | 3,544 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 3,669 |
| Total interest expense | $251,000 | 3,333 |
| Net interest income | $2,082,000 | 3,685 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $442,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $49,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 2,871 |
| Total noninterest expense | $1,540,000 | 3,754 |
| Salaries and employee benefits | $996,000 | 3,559 |
| Premises and equipment expense | $101,000 | 4,191 |
| Additional noninterest expense | $443,000 | 3,854 |
| Pre-tax net operating income | $924,000 | 3,362 |
| Securities gains (losses) | $272,000 | 398 |
| Applicable income taxes | $220,000 | 2,247 |
| Income before extraordinary items | $976,000 | 3,154 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $976,000 | 3,152 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $976,000 | 3,154 |
| Net charge-offs | $-28,000 | 4,170 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $752,960 | 3,435 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 3,649 |
| Total interest expense | $131,000 | 3,353 |
| Net interest income | $1,054,000 | 3,648 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $177,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 3,117 |
| Total noninterest expense | $696,000 | 3,897 |
| Salaries and employee benefits | $451,000 | 3,704 |
| Premises and equipment expense | $49,000 | 4,223 |
| Additional noninterest expense | $196,000 | 3,983 |
| Pre-tax net operating income | $505,000 | 3,225 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $110,000 | 2,227 |
| Income before extraordinary items | $395,000 | 3,395 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $395,000 | 3,396 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $395,000 | 3,395 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $395,000 | 3,363 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,764 |
| Total interest expense | $654,000 | 3,530 |
| Net interest income | $3,774,000 | 3,764 |
| Provision for loan and lease losses | $175,000 | 3,158 |
| Total noninterest income | $888,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $141,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 2,749 |
| Total noninterest expense | $3,023,000 | 3,804 |
| Salaries and employee benefits | $2,141,000 | 3,465 |
| Premises and equipment expense | $186,000 | 4,311 |
| Additional noninterest expense | $696,000 | 4,136 |
| Pre-tax net operating income | $1,464,000 | 3,301 |
| Securities gains (losses) | $29,000 | 1,952 |
| Applicable income taxes | $303,000 | 2,296 |
| Income before extraordinary items | $1,190,000 | 3,474 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,190,000 | 3,474 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,190,000 | 3,474 |
| Net charge-offs | $1,000 | 3,386 |
| Cash dividends | $200,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,166,800 | 3,444 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 3,838 |
| Total interest expense | $513,000 | 3,568 |
| Net interest income | $2,717,000 | 3,820 |
| Provision for loan and lease losses | $145,000 | 3,036 |
| Total noninterest income | $670,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $112,000 | 3,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,736 |
| Total noninterest expense | $2,197,000 | 3,837 |
| Salaries and employee benefits | $1,524,000 | 3,530 |
| Premises and equipment expense | $156,000 | 4,223 |
| Additional noninterest expense | $517,000 | 4,153 |
| Pre-tax net operating income | $1,045,000 | 3,400 |
| Securities gains (losses) | $29,000 | 1,774 |
| Applicable income taxes | $254,000 | 2,212 |
| Income before extraordinary items | $820,000 | 3,578 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $820,000 | 3,577 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $820,000 | 3,578 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $200,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $797,090 | 3,555 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 3,882 |
| Total interest expense | $360,000 | 3,605 |
| Net interest income | $1,779,000 | 3,871 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $445,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $86,000 | 3,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 2,725 |
| Total noninterest expense | $1,434,000 | 3,879 |
| Salaries and employee benefits | $976,000 | 3,602 |
| Premises and equipment expense | $106,000 | 4,223 |
| Additional noninterest expense | $352,000 | 4,147 |
| Pre-tax net operating income | $730,000 | 3,336 |
| Securities gains (losses) | $29,000 | 1,540 |
| Applicable income taxes | $184,000 | 2,123 |
| Income before extraordinary items | $575,000 | 3,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $575,000 | 3,500 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $575,000 | 3,500 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $552,090 | 3,492 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 3,849 |
| Total interest expense | $185,000 | 3,701 |
| Net interest income | $929,000 | 3,835 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $169,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $56,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,046 |
| Total noninterest expense | $692,000 | 3,958 |
| Salaries and employee benefits | $458,000 | 3,734 |
| Premises and equipment expense | $57,000 | 4,183 |
| Additional noninterest expense | $177,000 | 4,195 |
| Pre-tax net operating income | $376,000 | 3,134 |
| Securities gains (losses) | $29,000 | 1,025 |
| Applicable income taxes | $98,000 | 1,955 |
| Income before extraordinary items | $307,000 | 3,260 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $307,000 | 3,260 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $307,000 | 3,261 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $284,090 | 3,332 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,842 |
| Total interest expense | $661,000 | 3,876 |
| Net interest income | $4,049,000 | 3,769 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $777,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $213,000 | 3,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,892 |
| Total noninterest expense | $3,119,000 | 3,839 |
| Salaries and employee benefits | $2,170,000 | 3,471 |
| Premises and equipment expense | $240,000 | 4,186 |
| Additional noninterest expense | $709,000 | 4,256 |
| Pre-tax net operating income | $1,587,000 | 3,328 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $301,000 | 2,356 |
| Income before extraordinary items | $1,286,000 | 3,471 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,286,000 | 3,472 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,286,000 | 3,472 |
| Net charge-offs | $-3,000 | 4,276 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,286,000 | 3,437 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 3,931 |
| Total interest expense | $469,000 | 3,977 |
| Net interest income | $2,961,000 | 3,849 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $528,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $164,000 | 3,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,068 |
| Total noninterest expense | $2,326,000 | 3,884 |
| Salaries and employee benefits | $1,485,000 | 3,642 |
| Premises and equipment expense | $185,000 | 4,203 |
| Additional noninterest expense | $656,000 | 4,013 |
| Pre-tax net operating income | $1,073,000 | 3,540 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $196,000 | 2,519 |
| Income before extraordinary items | $877,000 | 3,686 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $877,000 | 3,685 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $877,000 | 3,686 |
| Net charge-offs | $-3,000 | 4,153 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $877,000 | 3,655 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,986 |
| Total interest expense | $285,000 | 4,072 |
| Net interest income | $1,939,000 | 3,901 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $338,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $106,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 3,087 |
| Total noninterest expense | $1,436,000 | 4,011 |
| Salaries and employee benefits | $912,000 | 3,817 |
| Premises and equipment expense | $100,000 | 4,445 |
| Additional noninterest expense | $424,000 | 4,096 |
| Pre-tax net operating income | $781,000 | 3,423 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $161,000 | 2,355 |
| Income before extraordinary items | $620,000 | 3,591 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $620,000 | 3,590 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $620,000 | 3,590 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $620,000 | 3,568 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 4,080 |
| Total interest expense | $135,000 | 4,121 |
| Net interest income | $927,000 | 4,006 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $140,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $40,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,221 |
| Total noninterest expense | $669,000 | 4,145 |
| Salaries and employee benefits | $431,000 | 3,945 |
| Premises and equipment expense | $42,000 | 4,657 |
| Additional noninterest expense | $196,000 | 4,222 |
| Pre-tax net operating income | $368,000 | 3,510 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $59,000 | 2,528 |
| Income before extraordinary items | $309,000 | 3,588 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $309,000 | 3,587 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $309,000 | 3,587 |
| Net charge-offs | $-12,000 | 4,722 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $309,000 | 3,578 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 4,118 |
| Total interest expense | $455,000 | 4,031 |
| Net interest income | $3,557,000 | 4,072 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $758,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $192,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,913 |
| Total noninterest expense | $2,797,000 | 4,097 |
| Salaries and employee benefits | $1,934,000 | 3,748 |
| Premises and equipment expense | $221,000 | 4,425 |
| Additional noninterest expense | $642,000 | 4,517 |
| Pre-tax net operating income | $1,318,000 | 3,701 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $279,000 | 2,442 |
| Income before extraordinary items | $1,039,000 | 3,864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,039,000 | 3,862 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,039,000 | 3,863 |
| Net charge-offs | $761,000 | 731 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,039,000 | 3,867 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 4,224 |
| Total interest expense | $330,000 | 4,039 |
| Net interest income | $2,547,000 | 4,180 |
| Provision for loan and lease losses | $144,000 | 2,306 |
| Total noninterest income | $569,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $144,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 2,957 |
| Total noninterest expense | $2,350,000 | 3,962 |
| Salaries and employee benefits | $1,586,000 | 3,587 |
| Premises and equipment expense | $179,000 | 4,366 |
| Additional noninterest expense | $585,000 | 4,275 |
| Pre-tax net operating income | $622,000 | 4,310 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $77,000 | 3,144 |
| Income before extraordinary items | $545,000 | 4,307 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $545,000 | 4,306 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $545,000 | 4,306 |
| Net charge-offs | $766,000 | 534 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $545,000 | 4,314 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 4,300 |
| Total interest expense | $212,000 | 4,051 |
| Net interest income | $1,623,000 | 4,276 |
| Provision for loan and lease losses | $89,000 | 2,331 |
| Total noninterest income | $399,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $108,000 | 3,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 2,931 |
| Total noninterest expense | $1,306,000 | 4,251 |
| Salaries and employee benefits | $888,000 | 3,943 |
| Premises and equipment expense | $105,000 | 4,551 |
| Additional noninterest expense | $313,000 | 4,634 |
| Pre-tax net operating income | $627,000 | 3,838 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $116,000 | 2,617 |
| Income before extraordinary items | $511,000 | 3,932 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $511,000 | 3,931 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $511,000 | 3,931 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $511,000 | 3,930 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,354 |
| Total interest expense | $98,000 | 4,142 |
| Net interest income | $802,000 | 4,318 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $204,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $59,000 | 3,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,884 |
| Total noninterest expense | $605,000 | 4,426 |
| Salaries and employee benefits | $397,000 | 4,170 |
| Premises and equipment expense | $41,000 | 4,842 |
| Additional noninterest expense | $167,000 | 4,599 |
| Pre-tax net operating income | $376,000 | 3,528 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $69,000 | 2,464 |
| Income before extraordinary items | $307,000 | 3,640 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $307,000 | 3,640 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $307,000 | 3,640 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $307,000 | 3,644 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 4,367 |
| Total interest expense | $337,000 | 4,252 |
| Net interest income | $3,187,000 | 4,325 |
| Provision for loan and lease losses | $327,000 | 1,884 |
| Total noninterest income | $690,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $186,000 | 3,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,149 |
| Total noninterest expense | $2,677,000 | 4,314 |
| Salaries and employee benefits | $1,881,000 | 3,873 |
| Premises and equipment expense | $192,000 | 4,768 |
| Additional noninterest expense | $604,000 | 4,797 |
| Pre-tax net operating income | $873,000 | 4,223 |
| Securities gains (losses) | $110,000 | 594 |
| Applicable income taxes | $260,000 | 2,825 |
| Income before extraordinary items | $723,000 | 4,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $723,000 | 4,122 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $723,000 | 4,122 |
| Net charge-offs | $153,000 | 2,055 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $641,600 | 4,233 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 4,449 |
| Total interest expense | $244,000 | 4,322 |
| Net interest income | $2,334,000 | 4,399 |
| Provision for loan and lease losses | $302,000 | 1,607 |
| Total noninterest income | $526,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $147,000 | 3,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,166 |
| Total noninterest expense | $2,011,000 | 4,333 |
| Salaries and employee benefits | $1,350,000 | 3,974 |
| Premises and equipment expense | $151,000 | 4,750 |
| Additional noninterest expense | $510,000 | 4,658 |
| Pre-tax net operating income | $547,000 | 4,507 |
| Securities gains (losses) | $113,000 | 550 |
| Applicable income taxes | $95,000 | 3,175 |
| Income before extraordinary items | $565,000 | 4,286 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $565,000 | 4,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $565,000 | 4,286 |
| Net charge-offs | $159,000 | 1,561 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $467,820 | 4,472 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 4,469 |
| Total interest expense | $151,000 | 4,417 |
| Net interest income | $1,545,000 | 4,433 |
| Provision for loan and lease losses | $127,000 | 1,991 |
| Total noninterest income | $344,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $97,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,197 |
| Total noninterest expense | $1,159,000 | 4,591 |
| Salaries and employee benefits | $803,000 | 4,208 |
| Premises and equipment expense | $83,000 | 4,984 |
| Additional noninterest expense | $273,000 | 4,979 |
| Pre-tax net operating income | $603,000 | 3,886 |
| Securities gains (losses) | $112,000 | 409 |
| Applicable income taxes | $176,000 | 2,564 |
| Income before extraordinary items | $539,000 | 3,807 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $539,000 | 3,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $539,000 | 3,807 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $455,000 | 3,982 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 4,471 |
| Total interest expense | $75,000 | 4,419 |
| Net interest income | $787,000 | 4,414 |
| Provision for loan and lease losses | $102,000 | 1,427 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,274 |
| Total noninterest expense | $572,000 | 4,663 |
| Salaries and employee benefits | $392,000 | 4,312 |
| Premises and equipment expense | $41,000 | 5,039 |
| Additional noninterest expense | $139,000 | 5,004 |
| Pre-tax net operating income | $274,000 | 3,965 |
| Securities gains (losses) | $118,000 | 216 |
| Applicable income taxes | $82,000 | 2,587 |
| Income before extraordinary items | $310,000 | 3,554 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $310,000 | 3,553 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $310,000 | 3,554 |
| Net charge-offs | $8,000 | 2,285 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $216,780 | 4,011 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 4,483 |
| Total interest expense | $254,000 | 4,689 |
| Net interest income | $3,225,000 | 4,385 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $835,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $268,000 | 3,143 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $567,000 | 3,079 |
| Total noninterest expense | $2,865,000 | 4,324 |
| Salaries and employee benefits | $1,988,000 | 3,840 |
| Premises and equipment expense | $207,000 | 4,856 |
| Additional noninterest expense | $670,000 | 4,841 |
| Pre-tax net operating income | $1,095,000 | 3,953 |
| Securities gains (losses) | $70,000 | 1,607 |
| Applicable income taxes | $345,000 | 2,549 |
| Income before extraordinary items | $820,000 | 4,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $820,000 | 4,152 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $820,000 | 4,153 |
| Net charge-offs | $224,000 | 1,821 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $771,000 | 4,177 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,505 |
| Total interest expense | $186,000 | 4,757 |
| Net interest income | $2,425,000 | 4,408 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $639,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $211,000 | 3,060 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $428,000 | 3,081 |
| Total noninterest expense | $1,982,000 | 4,482 |
| Salaries and employee benefits | $1,299,000 | 4,111 |
| Premises and equipment expense | $163,000 | 4,815 |
| Additional noninterest expense | $520,000 | 4,817 |
| Pre-tax net operating income | $982,000 | 3,747 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $299,000 | 2,502 |
| Income before extraordinary items | $683,000 | 4,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $683,000 | 4,074 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $683,000 | 4,075 |
| Net charge-offs | $180,000 | 1,544 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $683,000 | 4,004 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 4,534 |
| Total interest expense | $123,000 | 4,806 |
| Net interest income | $1,625,000 | 4,440 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $430,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $137,000 | 3,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,052 |
| Total noninterest expense | $1,227,000 | 4,643 |
| Salaries and employee benefits | $762,000 | 4,407 |
| Premises and equipment expense | $105,000 | 4,902 |
| Additional noninterest expense | $360,000 | 4,819 |
| Pre-tax net operating income | $828,000 | 3,405 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $279,000 | 2,191 |
| Income before extraordinary items | $549,000 | 3,830 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $549,000 | 3,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $549,000 | 3,829 |
| Net charge-offs | $100,000 | 1,621 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $549,000 | 3,767 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 4,471 |
| Total interest expense | $62,000 | 4,831 |
| Net interest income | $851,000 | 4,388 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $162,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $104,000 | 3,504 |
| Total noninterest expense | $594,000 | 4,733 |
| Salaries and employee benefits | $385,000 | 4,424 |
| Premises and equipment expense | $63,000 | 4,689 |
| Additional noninterest expense | $146,000 | 5,170 |
| Pre-tax net operating income | $419,000 | 3,324 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $139,000 | 2,171 |
| Income before extraordinary items | $280,000 | 3,735 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $280,000 | 3,732 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $280,000 | 3,733 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $280,000 | 3,682 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 4,659 |
| Total interest expense | $265,000 | 4,805 |
| Net interest income | $3,083,000 | 4,583 |
| Provision for loan and lease losses | $315,000 | 1,850 |
| Total noninterest income | $1,054,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $241,000 | 3,404 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $813,000 | 2,635 |
| Total noninterest expense | $2,680,000 | 4,557 |
| Salaries and employee benefits | $2,009,000 | 3,888 |
| Premises and equipment expense | $213,000 | 5,003 |
| Additional noninterest expense | $458,000 | 5,488 |
| Pre-tax net operating income | $1,142,000 | 3,913 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $339,000 | 2,553 |
| Income before extraordinary items | $800,000 | 4,256 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $800,000 | 4,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $800,000 | 4,256 |
| Net charge-offs | $745,000 | 855 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $802,100 | 4,200 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 4,678 |
| Total interest expense | $203,000 | 4,844 |
| Net interest income | $2,341,000 | 4,605 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $559,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $193,000 | 3,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 3,339 |
| Total noninterest expense | $1,834,000 | 4,767 |
| Salaries and employee benefits | $1,302,000 | 4,220 |
| Premises and equipment expense | $166,000 | 4,998 |
| Additional noninterest expense | $366,000 | 5,469 |
| Pre-tax net operating income | $751,000 | 4,176 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $224,000 | 2,734 |
| Income before extraordinary items | $524,000 | 4,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,489 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $524,000 | 4,490 |
| Net charge-offs | $829,000 | 582 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $526,100 | 4,433 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 4,725 |
| Total interest expense | $137,000 | 4,884 |
| Net interest income | $1,552,000 | 4,656 |
| Provision for loan and lease losses | $315,000 | 1,065 |
| Total noninterest income | $382,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $134,000 | 3,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,317 |
| Total noninterest expense | $1,161,000 | 4,900 |
| Salaries and employee benefits | $799,000 | 4,428 |
| Premises and equipment expense | $109,000 | 5,070 |
| Additional noninterest expense | $253,000 | 5,477 |
| Pre-tax net operating income | $458,000 | 4,301 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $131,000 | 2,830 |
| Income before extraordinary items | $327,000 | 4,585 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $327,000 | 4,587 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $327,000 | 4,588 |
| Net charge-offs | $781,000 | 430 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $327,000 | 4,519 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 4,708 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $793,000 | 4,635 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $174,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $67,000 | 3,209 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $573,000 | 4,958 |
| Salaries and employee benefits | $408,000 | 4,407 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $113,000 | 5,652 |
| Pre-tax net operating income | $394,000 | 3,394 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $112,000 | 2,348 |
| Income before extraordinary items | $282,000 | 3,756 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $282,000 | 3,759 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $282,000 | 3,760 |
| Net charge-offs | $-36,000 | 5,861 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $282,000 | 3,669 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 4,852 |
| Total interest expense | $265,000 | 5,149 |
| Net interest income | $3,084,000 | 4,746 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,281,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $258,000 | 3,478 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,023,000 | 2,305 |
| Total noninterest expense | $2,742,000 | 4,692 |
| Salaries and employee benefits | $1,874,000 | 4,125 |
| Premises and equipment expense | $213,000 | 5,269 |
| Additional noninterest expense | $655,000 | 5,257 |
| Pre-tax net operating income | $1,623,000 | 3,333 |
| Securities gains (losses) | $92,000 | 1,318 |
| Applicable income taxes | $587,000 | 2,055 |
| Income before extraordinary items | $1,128,000 | 3,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,128,000 | 3,737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,128,000 | 3,738 |
| Net charge-offs | $275,000 | 2,111 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,067,280 | 3,794 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 4,955 |
| Total interest expense | $195,000 | 5,249 |
| Net interest income | $2,266,000 | 4,846 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,157,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $198,000 | 3,483 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $959,000 | 1,998 |
| Total noninterest expense | $1,936,000 | 4,860 |
| Salaries and employee benefits | $1,250,000 | 4,405 |
| Premises and equipment expense | $163,000 | 5,294 |
| Additional noninterest expense | $523,000 | 5,192 |
| Pre-tax net operating income | $1,487,000 | 3,051 |
| Securities gains (losses) | $58,000 | 1,356 |
| Applicable income taxes | $524,000 | 1,941 |
| Income before extraordinary items | $1,021,000 | 3,457 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,021,000 | 3,457 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,021,000 | 3,458 |
| Net charge-offs | $231,000 | 1,849 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $982,720 | 3,484 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,869 |
| Total interest expense | $124,000 | 5,362 |
| Net interest income | $1,590,000 | 4,752 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $894,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $742,000 | 1,788 |
| Total noninterest expense | $1,231,000 | 4,989 |
| Salaries and employee benefits | $782,000 | 4,585 |
| Premises and equipment expense | $100,000 | 5,444 |
| Additional noninterest expense | $349,000 | 5,219 |
| Pre-tax net operating income | $1,253,000 | 2,564 |
| Securities gains (losses) | $63,000 | 1,043 |
| Applicable income taxes | $433,000 | 1,688 |
| Income before extraordinary items | $883,000 | 2,889 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $883,000 | 2,895 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $883,000 | 2,895 |
| Net charge-offs | $-54,000 | 6,169 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $840,790 | 2,931 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 4,923 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $789,000 | 4,801 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $711,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $625,000 | 1,206 |
| Total noninterest expense | $698,000 | 4,743 |
| Salaries and employee benefits | $430,000 | 4,407 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $214,000 | 4,848 |
| Pre-tax net operating income | $802,000 | 2,092 |
| Securities gains (losses) | $62,000 | 577 |
| Applicable income taxes | $294,000 | 1,364 |
| Income before extraordinary items | $570,000 | 2,354 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $570,000 | 2,355 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $570,000 | 2,356 |
| Net charge-offs | $-27,000 | 6,134 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $529,080 | 2,425 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 4,900 |
| Total interest expense | $346,000 | 5,167 |
| Net interest income | $3,214,000 | 4,782 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $990,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $281,000 | 3,465 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $709,000 | 2,852 |
| Total noninterest expense | $2,733,000 | 4,822 |
| Salaries and employee benefits | $1,574,000 | 4,638 |
| Premises and equipment expense | $190,000 | 5,627 |
| Additional noninterest expense | $969,000 | 4,642 |
| Pre-tax net operating income | $1,471,000 | 3,445 |
| Securities gains (losses) | $-15,000 | 6,292 |
| Applicable income taxes | $357,000 | 2,464 |
| Income before extraordinary items | $1,099,000 | 3,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,099,000 | 3,722 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,099,000 | 3,723 |
| Net charge-offs | $-325,000 | 6,694 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,110,250 | 3,650 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,949 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $2,385,000 | 4,840 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $819,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $211,000 | 3,491 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $608,000 | 2,720 |
| Total noninterest expense | $1,989,000 | 4,919 |
| Salaries and employee benefits | $1,112,000 | 4,807 |
| Premises and equipment expense | $152,000 | 5,573 |
| Additional noninterest expense | $725,000 | 4,685 |
| Pre-tax net operating income | $1,215,000 | 3,335 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $272,000 | 2,508 |
| Income before extraordinary items | $943,000 | 3,530 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $943,000 | 3,532 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $943,000 | 3,534 |
| Net charge-offs | $-321,000 | 6,782 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $943,000 | 3,450 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,932 |
| Total interest expense | $202,000 | 5,049 |
| Net interest income | $1,604,000 | 4,840 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $509,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $142,000 | 3,448 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $367,000 | 2,917 |
| Total noninterest expense | $1,205,000 | 5,158 |
| Salaries and employee benefits | $657,000 | 5,128 |
| Premises and equipment expense | $89,000 | 5,789 |
| Additional noninterest expense | $459,000 | 4,798 |
| Pre-tax net operating income | $908,000 | 3,075 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $278,000 | 2,094 |
| Income before extraordinary items | $630,000 | 3,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $630,000 | 3,528 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $630,000 | 3,529 |
| Net charge-offs | $-285,000 | 6,847 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $630,000 | 3,423 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,071 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $745,000 | 5,015 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $243,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,912 |
| Total noninterest expense | $578,000 | 5,282 |
| Salaries and employee benefits | $361,000 | 4,939 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $177,000 | 5,392 |
| Pre-tax net operating income | $410,000 | 3,257 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $131,000 | 2,143 |
| Income before extraordinary items | $279,000 | 3,701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $279,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $279,000 | 3,702 |
| Net charge-offs | $-53,000 | 6,729 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $279,000 | 3,600 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 4,897 |
| Total interest expense | $588,000 | 4,792 |
| Net interest income | $3,361,000 | 4,854 |
| Provision for loan and lease losses | $46,000 | 5,244 |
| Total noninterest income | $670,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $264,000 | 3,740 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $406,000 | 3,617 |
| Total noninterest expense | $2,703,000 | 4,979 |
| Salaries and employee benefits | $1,497,000 | 4,854 |
| Premises and equipment expense | $220,000 | 5,576 |
| Additional noninterest expense | $986,000 | 4,831 |
| Pre-tax net operating income | $1,282,000 | 3,604 |
| Securities gains (losses) | $-39,000 | 6,835 |
| Applicable income taxes | $531,000 | 2,131 |
| Income before extraordinary items | $712,000 | 4,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $712,000 | 4,450 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $712,000 | 4,452 |
| Net charge-offs | $678,000 | 2,267 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $736,960 | 4,223 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 4,978 |
| Total interest expense | $479,000 | 4,742 |
| Net interest income | $2,492,000 | 4,959 |
| Provision for loan and lease losses | $46,000 | 4,982 |
| Total noninterest income | $530,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $197,000 | 3,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $333,000 | 3,542 |
| Total noninterest expense | $2,122,000 | 4,914 |
| Salaries and employee benefits | $1,059,000 | 5,021 |
| Premises and equipment expense | $165,000 | 5,636 |
| Additional noninterest expense | $898,000 | 4,390 |
| Pre-tax net operating income | $854,000 | 3,926 |
| Securities gains (losses) | $-5,000 | 6,828 |
| Applicable income taxes | $282,000 | 2,529 |
| Income before extraordinary items | $567,000 | 4,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $567,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $567,000 | 4,465 |
| Net charge-offs | $492,000 | 2,210 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $570,350 | 4,280 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 5,046 |
| Total interest expense | $339,000 | 4,709 |
| Net interest income | $1,627,000 | 5,040 |
| Provision for loan and lease losses | $46,000 | 4,645 |
| Total noninterest income | $312,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $125,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 3,774 |
| Total noninterest expense | $1,410,000 | 4,953 |
| Salaries and employee benefits | $630,000 | 5,345 |
| Premises and equipment expense | $108,000 | 5,683 |
| Additional noninterest expense | $672,000 | 4,107 |
| Pre-tax net operating income | $483,000 | 4,161 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $198,000 | 2,459 |
| Income before extraordinary items | $285,000 | 4,885 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $285,000 | 4,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $285,000 | 4,888 |
| Net charge-offs | $526,000 | 1,714 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $285,000 | 4,699 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,124 |
| Total interest expense | $170,000 | 4,817 |
| Net interest income | $797,000 | 5,097 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $175,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $748,000 | 4,832 |
| Salaries and employee benefits | $325,000 | 5,312 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $365,000 | 3,872 |
| Pre-tax net operating income | $224,000 | 4,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $53,000 | 3,025 |
| Income before extraordinary items | $171,000 | 4,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 4,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $171,000 | 4,633 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $171,000 | 4,498 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 4,854 |
| Total interest expense | $886,000 | 4,682 |
| Net interest income | $3,589,000 | 4,823 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $787,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $210,000 | 4,285 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $577,000 | 2,918 |
| Total noninterest expense | $2,968,000 | 4,912 |
| Salaries and employee benefits | $1,509,000 | 4,943 |
| Premises and equipment expense | $190,000 | 6,086 |
| Additional noninterest expense | $1,269,000 | 4,297 |
| Pre-tax net operating income | $1,408,000 | 3,136 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $547,000 | 1,946 |
| Income before extraordinary items | $861,000 | 3,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $861,000 | 3,832 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $861,000 | 3,831 |
| Net charge-offs | $65,000 | 5,317 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $861,000 | 3,703 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 4,850 |
| Total interest expense | $697,000 | 4,680 |
| Net interest income | $2,732,000 | 4,817 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $629,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $157,000 | 4,320 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $472,000 | 2,786 |
| Total noninterest expense | $2,387,000 | 4,727 |
| Salaries and employee benefits | $1,223,000 | 4,724 |
| Premises and equipment expense | $142,000 | 6,130 |
| Additional noninterest expense | $1,022,000 | 4,123 |
| Pre-tax net operating income | $974,000 | 3,358 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $404,000 | 1,930 |
| Income before extraordinary items | $570,000 | 4,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $570,000 | 4,114 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $570,000 | 4,114 |
| Net charge-offs | $127,000 | 4,181 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $570,000 | 3,995 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 4,793 |
| Total interest expense | $485,000 | 4,711 |
| Net interest income | $1,895,000 | 4,733 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $465,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $106,000 | 4,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $359,000 | 2,605 |
| Total noninterest expense | $1,367,000 | 5,185 |
| Salaries and employee benefits | $613,000 | 5,530 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $656,000 | 4,277 |
| Pre-tax net operating income | $993,000 | 2,547 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $403,000 | 1,514 |
| Income before extraordinary items | $590,000 | 3,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $590,000 | 3,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $590,000 | 3,221 |
| Net charge-offs | $-188,000 | 7,438 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $590,000 | 3,131 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,532 |
| Total interest expense | $255,000 | 4,700 |
| Net interest income | $1,060,000 | 4,397 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $288,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $238,000 | 2,223 |
| Total noninterest expense | $749,000 | 4,982 |
| Salaries and employee benefits | $283,000 | 5,742 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $418,000 | 3,627 |
| Pre-tax net operating income | $599,000 | 2,225 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $117,000 | 2,021 |
| Income before extraordinary items | $482,000 | 2,318 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $482,000 | 2,317 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $482,000 | 2,318 |
| Net charge-offs | $-150,000 | 7,486 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $482,000 | 2,265 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 4,995 |
| Total interest expense | $1,244,000 | 4,720 |
| Net interest income | $3,434,000 | 5,001 |
| Provision for loan and lease losses | $639,000 | 3,746 |
| Total noninterest income | $461,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 4,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 4,112 |
| Total noninterest expense | $2,526,000 | 5,483 |
| Salaries and employee benefits | $1,299,000 | 5,452 |
| Premises and equipment expense | $126,000 | 6,834 |
| Additional noninterest expense | $1,101,000 | 4,833 |
| Pre-tax net operating income | $730,000 | 3,865 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $-176,000 | 6,944 |
| Income before extraordinary items | $909,000 | 3,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $909,000 | 3,392 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $909,000 | 3,395 |
| Net charge-offs | $504,000 | 3,640 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $906,000 | 3,278 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 5,051 |
| Total interest expense | $999,000 | 4,701 |
| Net interest income | $2,564,000 | 5,073 |
| Provision for loan and lease losses | $639,000 | 3,158 |
| Total noninterest income | $222,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $82,000 | 5,456 |
| Total noninterest expense | $1,900,000 | 5,512 |
| Salaries and employee benefits | $1,016,000 | 5,383 |
| Premises and equipment expense | $86,000 | 7,024 |
| Additional noninterest expense | $798,000 | 4,926 |
| Pre-tax net operating income | $247,000 | 5,071 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $67,000 | 3,388 |
| Income before extraordinary items | $183,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $183,000 | 5,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $183,000 | 5,374 |
| Net charge-offs | $543,000 | 2,963 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $180,810 | 5,227 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 5,075 |
| Total interest expense | $685,000 | 4,735 |
| Net interest income | $1,704,000 | 5,085 |
| Provision for loan and lease losses | $630,000 | 2,503 |
| Total noninterest income | $17,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-81,000 | 7,510 |
| Total noninterest expense | $1,181,000 | 5,710 |
| Salaries and employee benefits | $661,000 | 5,486 |
| Premises and equipment expense | $53,000 | 7,140 |
| Additional noninterest expense | $467,000 | 5,268 |
| Pre-tax net operating income | $-90,000 | 6,258 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $-35,000 | 7,033 |
| Income before extraordinary items | $-53,000 | 6,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-53,000 | 6,320 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-53,000 | 6,318 |
| Net charge-offs | $414,000 | 2,666 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-54,280 | 6,232 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,138 |
| Total interest expense | $391,000 | 4,531 |
| Net interest income | $808,000 | 5,270 |
| Provision for loan and lease losses | $167,000 | 3,223 |
| Total noninterest income | $115,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $558,000 | 5,910 |
| Salaries and employee benefits | $314,000 | 5,691 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $198,000 | 4,080 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $79,000 | 2,351 |
| Income before extraordinary items | $121,000 | 4,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 4,721 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $121,000 | 4,720 |
| Net charge-offs | $335,000 | 1,922 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,720 | 4,625 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 4,921 |
| Total interest expense | $1,756,000 | 4,790 |
| Net interest income | $3,629,000 | 4,872 |
| Provision for loan and lease losses | $8,713,000 | 966 |
| Total noninterest income | $794,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $320,000 | 3,766 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $474,000 | 3,298 |
| Total noninterest expense | $2,387,000 | 5,794 |
| Salaries and employee benefits | $1,240,000 | 5,759 |
| Premises and equipment expense | $146,000 | 6,974 |
| Additional noninterest expense | $1,001,000 | 5,230 |
| Pre-tax net operating income | $-6,677,000 | 7,325 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $-1,812,000 | 7,489 |
| Income before extraordinary items | $-4,849,000 | 7,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,849,000 | 7,246 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,849,000 | 7,246 |
| Net charge-offs | $7,348,000 | 856 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,860,680 | 7,271 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 5,001 |
| Total interest expense | $1,380,000 | 4,818 |
| Net interest income | $2,632,000 | 4,975 |
| Provision for loan and lease losses | $8,314,000 | 725 |
| Total noninterest income | $572,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $322,000 | 3,504 |
| Total noninterest expense | $1,815,000 | 5,786 |
| Salaries and employee benefits | $960,000 | 5,691 |
| Premises and equipment expense | $114,000 | 6,964 |
| Additional noninterest expense | $741,000 | 5,258 |
| Pre-tax net operating income | $-6,925,000 | 7,619 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $-1,812,000 | 7,698 |
| Income before extraordinary items | $-5,084,000 | 7,584 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,084,000 | 7,584 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,084,000 | 7,584 |
| Net charge-offs | $7,277,000 | 634 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,105,460 | 7,597 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 4,929 |
| Total interest expense | $943,000 | 4,877 |
| Net interest income | $1,844,000 | 4,821 |
| Provision for loan and lease losses | $6,867,000 | 602 |
| Total noninterest income | $297,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $159,000 | 3,768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $138,000 | 4,266 |
| Total noninterest expense | $1,231,000 | 5,792 |
| Salaries and employee benefits | $723,000 | 5,396 |
| Premises and equipment expense | $76,000 | 7,032 |
| Additional noninterest expense | $432,000 | 5,626 |
| Pre-tax net operating income | $-5,957,000 | 7,787 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $-954,000 | 7,743 |
| Income before extraordinary items | $-4,998,000 | 7,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,998,000 | 7,795 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,998,000 | 7,795 |
| Net charge-offs | $1,896,000 | 1,156 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,002,200 | 7,810 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,649 |
| Total interest expense | $495,000 | 4,857 |
| Net interest income | $1,059,000 | 4,403 |
| Provision for loan and lease losses | $671,000 | 1,504 |
| Total noninterest income | $194,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $508,000 | 6,234 |
| Salaries and employee benefits | $332,000 | 5,712 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $-27,000 | 7,317 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $-15,000 | 7,940 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $101,000 | 4,786 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,046,000 | 4,118 |
| Total interest expense | $2,698,000 | 4,541 |
| Net interest income | $5,348,000 | 3,769 |
| Provision for loan and lease losses | $3,615,000 | 1,234 |
| Total noninterest income | $716,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $308,000 | 3,970 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $408,000 | 3,548 |
| Total noninterest expense | $2,234,000 | 5,936 |
| Salaries and employee benefits | $1,439,000 | 5,458 |
| Premises and equipment expense | $189,000 | 6,775 |
| Additional noninterest expense | $606,000 | 6,202 |
| Pre-tax net operating income | $215,000 | 5,708 |
| Securities gains (losses) | $-918,000 | 7,705 |
| Applicable income taxes | $-493,000 | 7,493 |
| Income before extraordinary items | $-210,000 | 6,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-210,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,288,000 | 779 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $377,520 | 4,990 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 4,017 |
| Total interest expense | $2,098,000 | 4,567 |
| Net interest income | $4,285,000 | 3,626 |
| Provision for loan and lease losses | $3,372,000 | 834 |
| Total noninterest income | $466,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $231,000 | 4,000 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 4,139 |
| Total noninterest expense | $1,575,000 | 6,098 |
| Salaries and employee benefits | $1,080,000 | 5,469 |
| Premises and equipment expense | $146,000 | 6,761 |
| Additional noninterest expense | $349,000 | 6,773 |
| Pre-tax net operating income | $-196,000 | 7,020 |
| Securities gains (losses) | $-918,000 | 7,891 |
| Applicable income taxes | $-497,000 | 7,881 |
| Income before extraordinary items | $-617,000 | 7,279 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-617,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,358,000 | 490 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-29,480 | 6,836 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 4,449 |
| Total interest expense | $1,465,000 | 4,567 |
| Net interest income | $2,251,000 | 4,257 |
| Provision for loan and lease losses | $212,000 | 3,054 |
| Total noninterest income | $275,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $151,000 | 4,042 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $124,000 | 4,654 |
| Total noninterest expense | $1,320,000 | 5,519 |
| Salaries and employee benefits | $975,000 | 4,609 |
| Premises and equipment expense | $113,000 | 6,526 |
| Additional noninterest expense | $232,000 | 6,785 |
| Pre-tax net operating income | $994,000 | 2,962 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $262,000 | 2,366 |
| Income before extraordinary items | $735,000 | 3,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,259 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $732,780 | 3,178 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 4,415 |
| Total interest expense | $798,000 | 4,515 |
| Net interest income | $1,136,000 | 4,241 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $131,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $634,000 | 5,657 |
| Salaries and employee benefits | $459,000 | 4,824 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $632,000 | 2,602 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $101,000 | 2,793 |
| Income before extraordinary items | $534,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $534,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 773 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $531,480 | 2,483 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 4,382 |
| Total interest expense | $3,651,000 | 4,241 |
| Net interest income | $4,282,000 | 4,427 |
| Provision for loan and lease losses | $21,000 | 6,304 |
| Total noninterest income | $709,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $331,000 | 3,881 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $378,000 | 3,840 |
| Total noninterest expense | $2,767,000 | 5,270 |
| Salaries and employee benefits | $2,195,000 | 4,091 |
| Premises and equipment expense | $140,000 | 7,332 |
| Additional noninterest expense | $432,000 | 6,908 |
| Pre-tax net operating income | $2,203,000 | 3,118 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $605,000 | 2,492 |
| Income before extraordinary items | $1,600,000 | 3,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,600,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-508,000 | 8,500 |
| Cash dividends | $1,700,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,598,540 | 3,289 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 4,401 |
| Total interest expense | $2,766,000 | 4,221 |
| Net interest income | $3,170,000 | 4,494 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $497,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $238,000 | 3,975 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $259,000 | 4,024 |
| Total noninterest expense | $2,149,000 | 5,127 |
| Salaries and employee benefits | $1,686,000 | 4,004 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $370,000 | 6,590 |
| Pre-tax net operating income | $1,498,000 | 3,480 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $428,000 | 2,725 |
| Income before extraordinary items | $1,070,000 | 3,726 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,070,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-507,000 | 8,530 |
| Cash dividends | $1,700,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,070,000 | 3,712 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 4,453 |
| Total interest expense | $1,802,000 | 4,285 |
| Net interest income | $2,112,000 | 4,533 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $278,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $121,000 | 4,742 |
| Total noninterest expense | $991,000 | 6,280 |
| Salaries and employee benefits | $807,000 | 5,112 |
| Premises and equipment expense | $20,000 | 8,368 |
| Additional noninterest expense | $164,000 | 7,418 |
| Pre-tax net operating income | $1,381,000 | 2,825 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $371,000 | 2,474 |
| Income before extraordinary items | $1,010,000 | 3,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-596,000 | 8,589 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,010,000 | 3,001 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 4,440 |
| Total interest expense | $890,000 | 4,304 |
| Net interest income | $1,076,000 | 4,482 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $140,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $421,000 | 6,707 |
| Salaries and employee benefits | $359,000 | 5,504 |
| Premises and equipment expense | $-17,000 | 8,647 |
| Additional noninterest expense | $79,000 | 7,504 |
| Pre-tax net operating income | $782,000 | 2,602 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $188,000 | 2,483 |
| Income before extraordinary items | $594,000 | 2,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $594,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,260 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $594,000 | 2,637 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,357,000 | 4,428 |
| Total interest expense | $3,087,000 | 4,242 |
| Net interest income | $4,270,000 | 4,478 |
| Provision for loan and lease losses | $108,000 | 4,633 |
| Total noninterest income | $687,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $292,000 | 4,187 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $395,000 | 3,757 |
| Total noninterest expense | $2,563,000 | 5,403 |
| Salaries and employee benefits | $1,948,000 | 4,364 |
| Premises and equipment expense | $138,000 | 7,408 |
| Additional noninterest expense | $477,000 | 6,642 |
| Pre-tax net operating income | $2,286,000 | 3,347 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $827,000 | 2,426 |
| Income before extraordinary items | $1,460,000 | 3,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,460,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,459,360 | 3,809 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 4,431 |
| Total interest expense | $2,253,000 | 4,227 |
| Net interest income | $3,232,000 | 4,488 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $515,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 3,719 |
| Total noninterest expense | $2,133,000 | 5,050 |
| Salaries and employee benefits | $1,633,000 | 3,997 |
| Premises and equipment expense | $101,000 | 7,440 |
| Additional noninterest expense | $399,000 | 6,400 |
| Pre-tax net operating income | $1,519,000 | 3,751 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $542,000 | 2,746 |
| Income before extraordinary items | $978,000 | 4,227 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $978,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $977,360 | 4,214 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 4,452 |
| Total interest expense | $1,431,000 | 4,239 |
| Net interest income | $2,141,000 | 4,516 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $277,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 4,784 |
| Total noninterest expense | $889,000 | 6,508 |
| Salaries and employee benefits | $654,000 | 5,640 |
| Premises and equipment expense | $69,000 | 7,438 |
| Additional noninterest expense | $166,000 | 7,443 |
| Pre-tax net operating income | $1,503,000 | 2,875 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $547,000 | 2,182 |
| Income before extraordinary items | $957,000 | 3,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $957,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $956,360 | 3,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,477 |
| Total interest expense | $671,000 | 4,284 |
| Net interest income | $1,069,000 | 4,511 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $123,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $442,000 | 6,527 |
| Salaries and employee benefits | $303,000 | 5,899 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $104,000 | 7,001 |
| Pre-tax net operating income | $737,000 | 2,870 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $270,000 | 2,149 |
| Income before extraordinary items | $468,000 | 3,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $467,360 | 3,315 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 4,112 |
| Total interest expense | $1,906,000 | 4,572 |
| Net interest income | $5,176,000 | 3,857 |
| Provision for loan and lease losses | $660,000 | 1,506 |
| Total noninterest income | $726,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $246,000 | 4,604 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $480,000 | 3,442 |
| Total noninterest expense | $2,482,000 | 5,400 |
| Salaries and employee benefits | $1,775,000 | 4,524 |
| Premises and equipment expense | $153,000 | 7,235 |
| Additional noninterest expense | $554,000 | 6,287 |
| Pre-tax net operating income | $2,760,000 | 2,956 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $1,037,000 | 2,218 |
| Income before extraordinary items | $1,716,000 | 3,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,716,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $940,000 | 708 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,720,480 | 3,438 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 4,006 |
| Total interest expense | $1,333,000 | 4,638 |
| Net interest income | $4,094,000 | 3,692 |
| Provision for loan and lease losses | $647,000 | 1,145 |
| Total noninterest income | $578,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $200,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 3,377 |
| Total noninterest expense | $2,036,000 | 5,079 |
| Salaries and employee benefits | $1,429,000 | 4,242 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $476,000 | 5,856 |
| Pre-tax net operating income | $1,989,000 | 3,075 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $749,000 | 2,304 |
| Income before extraordinary items | $1,233,000 | 3,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,233,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $945,000 | 514 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,237,480 | 3,558 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 4,094 |
| Total interest expense | $848,000 | 4,616 |
| Net interest income | $2,580,000 | 3,826 |
| Provision for loan and lease losses | $191,000 | 2,230 |
| Total noninterest income | $256,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $132,000 | 4,443 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $874,000 | 6,486 |
| Salaries and employee benefits | $637,000 | 5,548 |
| Premises and equipment expense | $88,000 | 6,964 |
| Additional noninterest expense | $149,000 | 7,633 |
| Pre-tax net operating income | $1,771,000 | 2,399 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $691,000 | 1,803 |
| Income before extraordinary items | $1,072,000 | 2,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,072,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 585 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,077,120 | 2,879 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,885 |
| Total interest expense | $406,000 | 4,631 |
| Net interest income | $1,413,000 | 3,579 |
| Provision for loan and lease losses | $103,000 | 2,011 |
| Total noninterest income | $114,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $429,000 | 6,577 |
| Salaries and employee benefits | $295,000 | 5,827 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $86,000 | 7,444 |
| Pre-tax net operating income | $995,000 | 2,174 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $384,000 | 1,655 |
| Income before extraordinary items | $633,000 | 2,500 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $633,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,351 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $618,920 | 2,510 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 4,403 |
| Total interest expense | $1,191,000 | 5,141 |
| Net interest income | $4,532,000 | 4,100 |
| Provision for loan and lease losses | $844,000 | 1,227 |
| Total noninterest income | $540,000 | 5,073 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $272,000 | 4,546 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,497 |
| Total noninterest expense | $2,500,000 | 5,311 |
| Salaries and employee benefits | $1,997,000 | 4,008 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $389,000 | 7,184 |
| Pre-tax net operating income | $1,728,000 | 3,882 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $487,000 | 3,396 |
| Income before extraordinary items | $1,236,000 | 4,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,236,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,420 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,239,600 | 4,055 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 4,521 |
| Total interest expense | $858,000 | 5,224 |
| Net interest income | $3,262,000 | 4,210 |
| Provision for loan and lease losses | $731,000 | 1,039 |
| Total noninterest income | $382,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $204,000 | 4,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 4,744 |
| Total noninterest expense | $2,057,000 | 4,938 |
| Salaries and employee benefits | $1,685,000 | 3,619 |
| Premises and equipment expense | $79,000 | 7,897 |
| Additional noninterest expense | $293,000 | 7,146 |
| Pre-tax net operating income | $856,000 | 5,016 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $266,000 | 3,973 |
| Income before extraordinary items | $585,000 | 5,430 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $585,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,396 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $588,450 | 5,330 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 4,545 |
| Total interest expense | $549,000 | 5,384 |
| Net interest income | $2,184,000 | 4,205 |
| Provision for loan and lease losses | $717,000 | 710 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $806,000 | 6,690 |
| Salaries and employee benefits | $569,000 | 5,854 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $180,000 | 7,373 |
| Pre-tax net operating income | $917,000 | 3,740 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $338,000 | 2,865 |
| Income before extraordinary items | $574,000 | 4,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $577,200 | 4,260 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,612 |
| Total interest expense | $271,000 | 5,475 |
| Net interest income | $1,073,000 | 4,269 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $400,000 | 6,759 |
| Salaries and employee benefits | $287,000 | 5,859 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $777,000 | 2,480 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $301,000 | 1,927 |
| Income before extraordinary items | $471,000 | 3,079 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $471,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $474,200 | 2,954 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,533 |
| Total interest expense | $1,131,000 | 5,765 |
| Net interest income | $4,423,000 | 4,048 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $611,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $244,000 | 4,809 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $367,000 | 4,128 |
| Total noninterest expense | $2,225,000 | 5,638 |
| Salaries and employee benefits | $1,714,000 | 4,414 |
| Premises and equipment expense | $136,000 | 7,587 |
| Additional noninterest expense | $375,000 | 7,302 |
| Pre-tax net operating income | $2,661,000 | 2,757 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $912,000 | 2,303 |
| Income before extraordinary items | $1,804,000 | 3,100 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,804,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,767,700 | 3,001 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 4,591 |
| Total interest expense | $873,000 | 5,814 |
| Net interest income | $3,292,000 | 4,094 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $440,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 4,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 4,339 |
| Total noninterest expense | $1,845,000 | 5,252 |
| Salaries and employee benefits | $1,438,000 | 4,060 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $294,000 | 7,191 |
| Pre-tax net operating income | $1,752,000 | 3,135 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $618,000 | 2,617 |
| Income before extraordinary items | $1,134,000 | 3,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,134,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,134,000 | 3,487 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 4,604 |
| Total interest expense | $605,000 | 5,811 |
| Net interest income | $2,198,000 | 4,097 |
| Provision for loan and lease losses | $96,000 | 3,940 |
| Total noninterest income | $299,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $123,000 | 4,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $176,000 | 4,274 |
| Total noninterest expense | $838,000 | 6,567 |
| Salaries and employee benefits | $586,000 | 5,692 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $214,000 | 6,965 |
| Pre-tax net operating income | $1,563,000 | 2,501 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $526,000 | 2,243 |
| Income before extraordinary items | $1,037,000 | 2,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,037,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,037,000 | 2,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 4,662 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $1,079,000 | 4,167 |
| Provision for loan and lease losses | $83,000 | 2,698 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $442,000 | 6,404 |
| Salaries and employee benefits | $289,000 | 5,747 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $686,000 | 2,777 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $240,000 | 2,389 |
| Income before extraordinary items | $446,000 | 3,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $446,000 | 3,035 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 4,910 |
| Total interest expense | $1,488,000 | 5,742 |
| Net interest income | $3,910,000 | 4,421 |
| Provision for loan and lease losses | $397,000 | 2,866 |
| Total noninterest income | $481,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,913 |
| Total noninterest expense | $1,793,000 | 6,271 |
| Salaries and employee benefits | $1,386,000 | 4,974 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $364,000 | 7,384 |
| Pre-tax net operating income | $2,201,000 | 3,206 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $726,000 | 2,767 |
| Income before extraordinary items | $1,475,000 | 3,547 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,475,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,950 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,475,000 | 3,443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,789 |
| Total interest expense | $2,647,000 | 5,197 |
| Net interest income | $3,658,000 | 4,427 |
| Provision for loan and lease losses | $390,000 | 2,674 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $178,000 | 5,187 |
| Total noninterest expense | $1,707,000 | 6,324 |
| Salaries and employee benefits | $1,411,000 | 4,727 |
| Premises and equipment expense | $64,000 | 8,903 |
| Additional noninterest expense | $232,000 | 8,391 |
| Pre-tax net operating income | $1,981,000 | 3,189 |
| Securities gains (losses) | $-27,000 | 9,399 |
| Applicable income taxes | $585,000 | 3,015 |
| Income before extraordinary items | $1,369,000 | 3,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,369,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,595 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,387,900 | 3,326 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 4,874 |
| Total interest expense | $2,942,000 | 4,996 |
| Net interest income | $3,470,000 | 4,635 |
| Provision for loan and lease losses | $41,000 | 6,834 |
| Total noninterest income | $400,000 | 5,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,233 |
| Total noninterest expense | $1,738,000 | 6,184 |
| Salaries and employee benefits | $1,357,000 | 4,730 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $310,000 | 7,865 |
| Pre-tax net operating income | $2,091,000 | 3,214 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $700,000 | 2,784 |
| Income before extraordinary items | $1,391,000 | 3,453 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,391,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,391,000 | 3,436 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 5,193 |
| Total interest expense | $2,362,000 | 5,404 |
| Net interest income | $3,208,000 | 4,932 |
| Provision for loan and lease losses | $171,000 | 3,952 |
| Total noninterest income | $374,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $1,519,000 | 6,728 |
| Salaries and employee benefits | $1,209,000 | 5,136 |
| Premises and equipment expense | $69,000 | 9,247 |
| Additional noninterest expense | $241,000 | 8,649 |
| Pre-tax net operating income | $1,892,000 | 3,475 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $550,000 | 3,424 |
| Income before extraordinary items | $1,344,000 | 3,539 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,344,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,342,580 | 3,508 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 5,644 |
| Total interest expense | $2,217,000 | 5,807 |
| Net interest income | $2,834,000 | 5,352 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $325,000 | 6,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $1,315,000 | 7,208 |
| Salaries and employee benefits | $1,032,000 | 5,656 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $222,000 | 8,878 |
| Pre-tax net operating income | $1,769,000 | 3,684 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $535,000 | 3,682 |
| Income before extraordinary items | $1,234,000 | 3,841 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,234,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,234,000 | 3,750 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 5,970 |
| Total interest expense | $2,196,000 | 5,891 |
| Net interest income | $2,582,000 | 5,924 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $296,000 | 6,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,733 |
| Total noninterest expense | $1,206,000 | 7,655 |
| Salaries and employee benefits | $943,000 | 6,095 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $204,000 | 9,354 |
| Pre-tax net operating income | $1,580,000 | 4,276 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $458,000 | 4,473 |
| Income before extraordinary items | $1,122,000 | 4,290 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,122,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,122,000 | 4,231 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 6,689 |
| Total interest expense | $1,876,000 | 6,666 |
| Net interest income | $2,313,000 | 6,545 |
| Provision for loan and lease losses | $29,000 | 7,529 |
| Total noninterest income | $367,000 | 6,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,866 |
| Total noninterest expense | $1,144,000 | 8,182 |
| Salaries and employee benefits | $880,000 | 6,560 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $1,507,000 | 4,326 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $1,062,000 | 4,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,062,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,062,000 | 4,215 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 7,264 |
| Total interest expense | $1,720,000 | 7,088 |
| Net interest income | $2,021,000 | 7,261 |
| Provision for loan and lease losses | $79,000 | 5,161 |
| Total noninterest income | $293,000 | 7,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $1,177,000 | 8,288 |
| Salaries and employee benefits | $893,000 | 6,593 |
| Premises and equipment expense | $12,000 | 11,881 |
| Additional noninterest expense | $272,000 | 9,576 |
| Pre-tax net operating income | $1,058,000 | 5,753 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $274,000 | 6,313 |
| Income before extraordinary items | $781,000 | 5,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $781,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $783,220 | 5,509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 7,500 |
| Total interest expense | $1,266,000 | 7,663 |
| Net interest income | $2,123,000 | 7,260 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $259,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,200,000 | 8,597 |
| Salaries and employee benefits | $869,000 | 6,826 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $285,000 | 10,131 |
| Pre-tax net operating income | $1,154,000 | 5,381 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $368,000 | 5,069 |
| Income before extraordinary items | $747,000 | 5,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $747,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $773,130 | 5,565 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 8,055 |
| Total interest expense | $1,189,000 | 8,296 |
| Net interest income | $1,984,000 | 7,727 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $289,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,163,000 | 9,046 |
| Salaries and employee benefits | $850,000 | 7,012 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $260,000 | 10,951 |
| Pre-tax net operating income | $1,086,000 | 5,550 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $314,000 | 5,910 |
| Income before extraordinary items | $781,000 | 5,668 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $781,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $774,610 | 5,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 8,492 |
| Total interest expense | $1,442,000 | 8,690 |
| Net interest income | $1,843,000 | 8,208 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,217,000 | 8,968 |
| Salaries and employee benefits | $849,000 | 6,940 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $853,000 | 6,327 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $235,000 | 6,910 |
| Income before extraordinary items | $673,000 | 6,081 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $673,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 13,630 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $632,300 | 5,999 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.