Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,667 |
| Total interest expense | $366,000 | 5,920 |
| Net interest income | $426,000 | 7,070 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $314,000 | 7,351 |
| Salaries and employee benefits | $150,000 | 7,630 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $209,000 | 5,749 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $67,000 | 4,109 |
| Income before extraordinary items | $142,000 | 6,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $142,000 | 6,075 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 6,620 |
| Total interest expense | $1,118,000 | 6,004 |
| Net interest income | $1,845,000 | 6,839 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $460,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $153,000 | 5,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $1,517,000 | 6,854 |
| Salaries and employee benefits | $651,000 | 7,438 |
| Premises and equipment expense | $184,000 | 6,901 |
| Additional noninterest expense | $682,000 | 5,666 |
| Pre-tax net operating income | $788,000 | 5,909 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $248,000 | 4,373 |
| Income before extraordinary items | $540,000 | 6,210 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $540,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,795 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $540,000 | 6,178 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,630 |
| Total interest expense | $806,000 | 6,000 |
| Net interest income | $1,403,000 | 6,835 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $356,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,160 |
| Total noninterest expense | $1,071,000 | 7,008 |
| Salaries and employee benefits | $441,000 | 7,630 |
| Premises and equipment expense | $137,000 | 6,900 |
| Additional noninterest expense | $493,000 | 5,743 |
| Pre-tax net operating income | $688,000 | 5,679 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $216,000 | 4,301 |
| Income before extraordinary items | $472,000 | 6,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $472,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $472,000 | 5,994 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,639 |
| Total interest expense | $510,000 | 5,993 |
| Net interest income | $940,000 | 6,816 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $126,000 | 4,694 |
| Total noninterest expense | $712,000 | 7,024 |
| Salaries and employee benefits | $268,000 | 7,785 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $348,000 | 5,546 |
| Pre-tax net operating income | $420,000 | 5,863 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $131,000 | 4,443 |
| Income before extraordinary items | $289,000 | 6,198 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $289,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $289,000 | 6,144 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,674 |
| Total interest expense | $244,000 | 6,037 |
| Net interest income | $477,000 | 6,831 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $347,000 | 7,119 |
| Salaries and employee benefits | $115,000 | 8,089 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $206,000 | 5,904 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $65,000 | 4,405 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 6,602 |
| Total interest expense | $826,000 | 6,173 |
| Net interest income | $1,997,000 | 6,631 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $461,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $306,000 | 4,227 |
| Total noninterest expense | $1,401,000 | 7,070 |
| Salaries and employee benefits | $592,000 | 7,690 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $623,000 | 5,866 |
| Pre-tax net operating income | $1,057,000 | 5,099 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $316,000 | 4,102 |
| Income before extraordinary items | $745,000 | 5,433 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $745,000 | 5,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $742,200 | 5,354 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,619 |
| Total interest expense | $604,000 | 6,234 |
| Net interest income | $1,501,000 | 6,626 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $374,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $256,000 | 4,020 |
| Total noninterest expense | $1,068,000 | 6,995 |
| Salaries and employee benefits | $531,000 | 7,207 |
| Premises and equipment expense | $139,000 | 6,902 |
| Additional noninterest expense | $398,000 | 6,325 |
| Pre-tax net operating income | $807,000 | 5,159 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $237,000 | 4,173 |
| Income before extraordinary items | $570,000 | 5,495 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $570,000 | 5,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $570,000 | 5,427 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 6,686 |
| Total interest expense | $401,000 | 6,282 |
| Net interest income | $991,000 | 6,686 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $243,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $78,000 | 5,773 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $165,000 | 4,130 |
| Total noninterest expense | $704,000 | 7,074 |
| Salaries and employee benefits | $355,000 | 7,264 |
| Premises and equipment expense | $94,000 | 6,920 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $530,000 | 5,154 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $376,000 | 5,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $376,000 | 5,381 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,734 |
| Total interest expense | $205,000 | 6,288 |
| Net interest income | $490,000 | 6,745 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $348,000 | 7,133 |
| Salaries and employee benefits | $173,000 | 7,370 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $239,000 | 5,390 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $170,000 | 5,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $170,000 | 5,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 6,497 |
| Total interest expense | $1,005,000 | 6,111 |
| Net interest income | $2,013,000 | 6,580 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $449,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $164,000 | 5,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $285,000 | 4,607 |
| Total noninterest expense | $1,476,000 | 6,933 |
| Salaries and employee benefits | $732,000 | 7,179 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $544,000 | 6,286 |
| Pre-tax net operating income | $986,000 | 5,213 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $253,000 | 4,562 |
| Income before extraordinary items | $745,000 | 5,418 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $745,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $736,000 | 5,301 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 6,502 |
| Total interest expense | $786,000 | 6,122 |
| Net interest income | $1,529,000 | 6,578 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $334,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,661 |
| Total noninterest expense | $1,067,000 | 7,037 |
| Salaries and employee benefits | $532,000 | 7,226 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $390,000 | 6,413 |
| Pre-tax net operating income | $796,000 | 5,142 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $199,000 | 4,653 |
| Income before extraordinary items | $605,000 | 5,369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $605,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $599,000 | 5,218 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 6,456 |
| Total interest expense | $548,000 | 6,116 |
| Net interest income | $1,037,000 | 6,530 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $247,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $166,000 | 4,376 |
| Total noninterest expense | $705,000 | 7,065 |
| Salaries and employee benefits | $354,000 | 7,259 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $579,000 | 4,929 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $443,000 | 5,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $443,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $439,960 | 4,948 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,387 |
| Total interest expense | $284,000 | 6,116 |
| Net interest income | $534,000 | 6,444 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $350,000 | 7,123 |
| Salaries and employee benefits | $177,000 | 7,287 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $127,000 | 6,476 |
| Pre-tax net operating income | $301,000 | 4,780 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $235,000 | 4,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $235,000 | 4,686 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 6,083 |
| Total interest expense | $1,412,000 | 5,909 |
| Net interest income | $2,376,000 | 6,075 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $436,000 | 5,568 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $168,000 | 5,621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 4,520 |
| Total noninterest expense | $1,446,000 | 6,958 |
| Salaries and employee benefits | $718,000 | 7,204 |
| Premises and equipment expense | $192,000 | 6,856 |
| Additional noninterest expense | $536,000 | 6,303 |
| Pre-tax net operating income | $1,366,000 | 4,352 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $364,000 | 4,080 |
| Income before extraordinary items | $1,002,000 | 4,587 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,002,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,097 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,002,000 | 4,468 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 6,066 |
| Total interest expense | $2,236,000 | 5,769 |
| Net interest income | $2,109,000 | 6,268 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $256,000 | 6,808 |
| Gross Fiduciary activities income | $4,000 | 1,566 |
| Service charges on deposit accounts | $128,000 | 6,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $1,608,000 | 6,560 |
| Salaries and employee benefits | $638,000 | 7,485 |
| Premises and equipment expense | $232,000 | 6,327 |
| Additional noninterest expense | $738,000 | 5,077 |
| Pre-tax net operating income | $757,000 | 5,633 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $220,000 | 4,856 |
| Income before extraordinary items | $538,000 | 5,894 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $538,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $537,290 | 5,781 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 6,106 |
| Total interest expense | $2,420,000 | 5,676 |
| Net interest income | $2,059,000 | 6,484 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,482,000 | 6,794 |
| Salaries and employee benefits | $629,000 | 7,547 |
| Premises and equipment expense | $189,000 | 6,930 |
| Additional noninterest expense | $664,000 | 5,387 |
| Pre-tax net operating income | $799,000 | 5,872 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $252,000 | 4,961 |
| Income before extraordinary items | $547,000 | 6,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $547,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $547,000 | 6,097 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 5,998 |
| Total interest expense | $2,364,000 | 5,397 |
| Net interest income | $2,060,000 | 6,533 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $742,000 | 3,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,597 |
| Total noninterest expense | $1,683,000 | 6,338 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $189,000 | 6,987 |
| Additional noninterest expense | $805,000 | 4,768 |
| Pre-tax net operating income | $1,119,000 | 4,981 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $941,000 | 4,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $941,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $935,120 | 4,599 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 5,992 |
| Total interest expense | $2,458,000 | 5,424 |
| Net interest income | $2,120,000 | 6,454 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $273,000 | 6,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,233 |
| Total noninterest expense | $1,768,000 | 6,074 |
| Salaries and employee benefits | $628,000 | 7,601 |
| Premises and equipment expense | $225,000 | 6,341 |
| Additional noninterest expense | $915,000 | 4,233 |
| Pre-tax net operating income | $625,000 | 6,790 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $193,000 | 6,274 |
| Income before extraordinary items | $456,000 | 6,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $456,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $439,200 | 6,890 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,223 |
| Total interest expense | $2,307,000 | 5,709 |
| Net interest income | $2,200,000 | 6,532 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,822,000 | 6,026 |
| Salaries and employee benefits | $608,000 | 7,860 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $991,000 | 3,945 |
| Pre-tax net operating income | $591,000 | 7,472 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $216,000 | 6,669 |
| Income before extraordinary items | $375,000 | 7,816 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $375,000 | 7,757 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 6,289 |
| Total interest expense | $2,422,000 | 5,639 |
| Net interest income | $2,180,000 | 6,801 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $233,000 | 7,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $2,136,000 | 5,664 |
| Salaries and employee benefits | $832,000 | 6,820 |
| Premises and equipment expense | $263,000 | 6,065 |
| Additional noninterest expense | $1,041,000 | 4,267 |
| Pre-tax net operating income | $-73,000 | 10,920 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $65,000 | 9,414 |
| Income before extraordinary items | $-138,000 | 11,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-138,000 | 11,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-138,000 | 11,002 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 5,858 |
| Total interest expense | $2,447,000 | 5,658 |
| Net interest income | $2,702,000 | 5,965 |
| Provision for loan and lease losses | $280,000 | 2,381 |
| Total noninterest income | $399,000 | 5,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $2,573,000 | 4,869 |
| Salaries and employee benefits | $1,518,000 | 4,240 |
| Premises and equipment expense | $305,000 | 5,563 |
| Additional noninterest expense | $750,000 | 5,526 |
| Pre-tax net operating income | $248,000 | 10,131 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $33,000 | 10,533 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $66,000 | 7,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $215,000 | 9,742 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 5,969 |
| Total interest expense | $2,047,000 | 5,501 |
| Net interest income | $2,639,000 | 6,193 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $393,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,268 |
| Total noninterest expense | $2,118,000 | 5,920 |
| Salaries and employee benefits | $1,346,000 | 4,731 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $474,000 | 8,111 |
| Pre-tax net operating income | $514,000 | 8,565 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $376,000 | 8,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $376,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,424 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $379,700 | 8,415 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 6,355 |
| Total interest expense | $2,012,000 | 5,800 |
| Net interest income | $2,445,000 | 6,648 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $372,000 | 6,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $2,035,000 | 6,234 |
| Salaries and employee benefits | $1,285,000 | 4,937 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $449,000 | 8,735 |
| Pre-tax net operating income | $782,000 | 6,910 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $282,000 | 6,308 |
| Income before extraordinary items | $500,000 | 7,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $500,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 12,876 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $500,000 | 7,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,883 |
| Total interest expense | $2,083,000 | 6,914 |
| Net interest income | $2,427,000 | 6,731 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $543,000 | 5,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,780 |
| Total noninterest expense | $2,204,000 | 5,911 |
| Salaries and employee benefits | $1,358,000 | 4,634 |
| Premises and equipment expense | $322,000 | 5,692 |
| Additional noninterest expense | $524,000 | 8,251 |
| Pre-tax net operating income | $766,000 | 6,734 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $278,000 | 6,248 |
| Income before extraordinary items | $501,000 | 7,329 |
| Extraordinary gains, net | $107,000 | 717 |
| Net income | $608,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 13,524 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $492,680 | 7,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.