Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $5,377,000 | 5,388 |
Total interest expense | $2,702,000 | 5,098 |
Net interest income | $2,675,000 | 5,583 |
Provision for loan and lease losses | $240,000 | 3,065 |
Total noninterest income | $355,000 | 5,961 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $246,000 | 4,540 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $109,000 | 6,429 |
Total noninterest expense | $2,642,000 | 4,580 |
Salaries and employee benefits | $1,233,000 | 4,978 |
Premises and equipment expense | $446,000 | 4,045 |
Additional noninterest expense | $963,000 | 4,084 |
Pre-tax net operating income | $148,000 | 9,180 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $83,000 | 7,783 |
Income before extraordinary items | $65,000 | 9,538 |
Extraordinary gains, net | $0 | 32 |
Net income | $65,000 | 9,537 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $167,000 | 2,741 |
Cash dividends | $112,000 | 6,152 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $65,000 | 9,472 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,095,000 | 5,717 |
Total interest expense | $2,457,000 | 5,481 |
Net interest income | $2,638,000 | 5,839 |
Provision for loan and lease losses | $104,000 | 5,080 |
Total noninterest income | $333,000 | 6,311 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $266,000 | 4,448 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $67,000 | 7,794 |
Total noninterest expense | $2,344,000 | 5,032 |
Salaries and employee benefits | $1,060,000 | 5,637 |
Premises and equipment expense | $358,000 | 4,814 |
Additional noninterest expense | $926,000 | 4,198 |
Pre-tax net operating income | $523,000 | 7,794 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $223,000 | 6,590 |
Income before extraordinary items | $300,000 | 8,376 |
Extraordinary gains, net | $0 | 44 |
Net income | $300,000 | 8,378 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $301,000 | 1,951 |
Cash dividends | $190,000 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $300,000 | 8,331 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,045,000 | 5,895 |
Total interest expense | $2,578,000 | 5,387 |
Net interest income | $2,467,000 | 6,249 |
Provision for loan and lease losses | $120,000 | 4,568 |
Total noninterest income | $351,000 | 6,431 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $235,000 | 5,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,703 |
Total noninterest expense | $2,039,000 | 5,870 |
Salaries and employee benefits | $926,000 | 6,329 |
Premises and equipment expense | $293,000 | 5,680 |
Additional noninterest expense | $820,000 | 5,117 |
Pre-tax net operating income | $659,000 | 7,115 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $268,000 | 6,210 |
Income before extraordinary items | $391,000 | 7,694 |
Extraordinary gains, net | $0 | 53 |
Net income | $391,000 | 7,694 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $136,000 | 3,352 |
Cash dividends | $84,000 | 6,985 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $391,000 | 7,638 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,473,000 | 6,485 |
Total interest expense | $2,152,000 | 6,169 |
Net interest income | $2,321,000 | 6,636 |
Provision for loan and lease losses | $120,000 | 4,090 |
Total noninterest income | $333,000 | 6,681 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $193,000 | 5,806 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $140,000 | 6,186 |
Total noninterest expense | $1,800,000 | 6,457 |
Salaries and employee benefits | $838,000 | 6,903 |
Premises and equipment expense | $275,000 | 5,986 |
Additional noninterest expense | $687,000 | 5,941 |
Pre-tax net operating income | $734,000 | 7,140 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $287,000 | 6,172 |
Income before extraordinary items | $447,000 | 7,662 |
Extraordinary gains, net | $0 | 65 |
Net income | $447,000 | 7,663 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,295 |
Cash dividends | $32,000 | 8,141 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $447,000 | 7,636 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,604,000 | 7,180 |
Total interest expense | $1,505,000 | 6,874 |
Net interest income | $2,099,000 | 7,327 |
Provision for loan and lease losses | $165,000 | 3,404 |
Total noninterest income | $313,000 | 7,082 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 7,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $172,000 | 5,782 |
Total noninterest expense | $1,501,000 | 7,593 |
Salaries and employee benefits | $737,000 | 7,619 |
Premises and equipment expense | $268,000 | 6,210 |
Additional noninterest expense | $496,000 | 7,886 |
Pre-tax net operating income | $746,000 | 7,153 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $279,000 | 6,136 |
Income before extraordinary items | $467,000 | 7,561 |
Extraordinary gains, net | $0 | 249 |
Net income | $467,000 | 7,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 4,946 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $467,000 | 7,605 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,071,000 | 8,210 |
Total interest expense | $1,307,000 | 7,850 |
Net interest income | $1,764,000 | 8,332 |
Provision for loan and lease losses | $204,000 | 3,872 |
Total noninterest income | $200,000 | 9,227 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $113,000 | 8,031 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 8,348 |
Total noninterest expense | $1,189,000 | 8,934 |
Salaries and employee benefits | $588,000 | 8,908 |
Premises and equipment expense | $201,000 | 7,662 |
Additional noninterest expense | $400,000 | 9,267 |
Pre-tax net operating income | $571,000 | 8,163 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-112,000 | 12,967 |
Income before extraordinary items | $683,000 | 6,219 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $683,000 | 6,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-16,000 | 12,001 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $683,000 | 5,959 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,169,000 | 10,538 |
Total interest expense | $1,038,000 | 10,235 |
Net interest income | $1,131,000 | 10,583 |
Provision for loan and lease losses | $154,000 | 6,013 |
Total noninterest income | $90,000 | 11,997 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 9,331 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 13,064 |
Total noninterest expense | $952,000 | 10,195 |
Salaries and employee benefits | $527,000 | 9,516 |
Premises and equipment expense | $124,000 | 9,888 |
Additional noninterest expense | $301,000 | 10,804 |
Pre-tax net operating income | $115,000 | 11,866 |
Securities gains (losses) | $37,000 | 4,622 |
Applicable income taxes | $43,000 | 11,451 |
Income before extraordinary items | $109,000 | 11,822 |
Extraordinary gains, net | $43,000 | 1,034 |
Net income | $152,000 | 11,328 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 10,255 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $82,360 | 11,884 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.