Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,319,000 | 1,710 |
| Total interest expense | $8,118,000 | 1,907 |
| Net interest income | $11,201,000 | 1,540 |
| Provision for loan and lease losses | $3,803,000 | 373 |
| Total noninterest income | $2,957,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,552,000 | 822 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,405,000 | 1,385 |
| Total noninterest expense | $9,996,000 | 1,319 |
| Salaries and employee benefits | $4,370,000 | 1,489 |
| Premises and equipment expense | $1,101,000 | 1,794 |
| Additional noninterest expense | $4,525,000 | 1,046 |
| Pre-tax net operating income | $359,000 | 8,680 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $159,000 | 9,509 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $159,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,832,000 | 399 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $164,120 | 9,423 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,537,000 | 1,826 |
| Total interest expense | $7,632,000 | 2,057 |
| Net interest income | $10,905,000 | 1,625 |
| Provision for loan and lease losses | $3,822,000 | 399 |
| Total noninterest income | $2,643,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,526,000 | 866 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,117,000 | 1,680 |
| Total noninterest expense | $9,219,000 | 1,540 |
| Salaries and employee benefits | $3,920,000 | 1,693 |
| Premises and equipment expense | $850,000 | 2,319 |
| Additional noninterest expense | $4,449,000 | 1,253 |
| Pre-tax net operating income | $507,000 | 7,894 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $507,000 | 6,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $507,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,992,000 | 388 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $507,000 | 6,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,179,000 | 2,369 |
| Total interest expense | $5,732,000 | 2,679 |
| Net interest income | $8,447,000 | 2,124 |
| Provision for loan and lease losses | $1,174,000 | 845 |
| Total noninterest income | $2,582,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,035,000 | 1,308 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,547,000 | 1,356 |
| Total noninterest expense | $7,350,000 | 1,897 |
| Salaries and employee benefits | $3,185,000 | 2,085 |
| Premises and equipment expense | $739,000 | 2,671 |
| Additional noninterest expense | $3,426,000 | 1,508 |
| Pre-tax net operating income | $2,505,000 | 2,845 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $579,000 | 3,750 |
| Income before extraordinary items | $1,926,000 | 2,588 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,926,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $877,000 | 957 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,926,000 | 2,559 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 3,021 |
| Total interest expense | $3,238,000 | 3,692 |
| Net interest income | $6,804,000 | 2,655 |
| Provision for loan and lease losses | $463,000 | 1,638 |
| Total noninterest income | $1,905,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $844,000 | 1,605 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,061,000 | 1,770 |
| Total noninterest expense | $5,872,000 | 2,388 |
| Salaries and employee benefits | $2,656,000 | 2,515 |
| Premises and equipment expense | $713,000 | 2,787 |
| Additional noninterest expense | $2,503,000 | 2,133 |
| Pre-tax net operating income | $2,374,000 | 2,971 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $748,000 | 2,936 |
| Income before extraordinary items | $1,607,000 | 2,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,607,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 1,097 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,619,920 | 2,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 3,833 |
| Total interest expense | $2,244,000 | 5,281 |
| Net interest income | $5,719,000 | 3,167 |
| Provision for loan and lease losses | $643,000 | 1,766 |
| Total noninterest income | $1,962,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $805,000 | 1,706 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,157,000 | 1,855 |
| Total noninterest expense | $4,954,000 | 2,880 |
| Salaries and employee benefits | $2,351,000 | 2,806 |
| Premises and equipment expense | $589,000 | 3,390 |
| Additional noninterest expense | $2,014,000 | 2,718 |
| Pre-tax net operating income | $2,084,000 | 3,176 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $743,000 | 2,935 |
| Income before extraordinary items | $1,348,000 | 3,583 |
| Extraordinary gains, net | $181,000 | 1,081 |
| Net income | $1,529,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,617 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,343,520 | 3,402 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 5,290 |
| Total interest expense | $1,972,000 | 7,171 |
| Net interest income | $4,302,000 | 4,177 |
| Provision for loan and lease losses | $914,000 | 1,951 |
| Total noninterest income | $1,159,000 | 2,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,995 |
| Total noninterest expense | $3,426,000 | 4,002 |
| Salaries and employee benefits | $1,485,000 | 4,269 |
| Premises and equipment expense | $401,000 | 4,782 |
| Additional noninterest expense | $1,540,000 | 3,521 |
| Pre-tax net operating income | $1,121,000 | 5,179 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $373,000 | 5,058 |
| Income before extraordinary items | $777,000 | 5,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $777,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 1,691 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $757,280 | 5,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.