Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,053,000 | 7,205 |
Total interest expense | $1,703,000 | 6,595 |
Net interest income | $1,350,000 | 7,596 |
Provision for loan and lease losses | $230,000 | 3,830 |
Total noninterest income | $139,000 | 7,978 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $98,000 | 6,612 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $41,000 | 7,974 |
Total noninterest expense | $1,412,000 | 6,992 |
Salaries and employee benefits | $813,000 | 6,720 |
Premises and equipment expense | $191,000 | 6,909 |
Additional noninterest expense | $408,000 | 7,079 |
Pre-tax net operating income | $-153,000 | 8,918 |
Securities gains (losses) | $6,000 | 3,836 |
Applicable income taxes | $-454,000 | 9,491 |
Income before extraordinary items | $307,000 | 7,085 |
Extraordinary gains, net | $0 | 105 |
Net income | $307,000 | 7,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $814,000 | 1,089 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $303,160 | 7,002 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,815,000 | 7,594 |
Total interest expense | $1,626,000 | 6,902 |
Net interest income | $1,189,000 | 8,092 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $90,000 | 8,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $75,000 | 7,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 9,181 |
Total noninterest expense | $1,372,000 | 7,063 |
Salaries and employee benefits | $731,000 | 7,053 |
Premises and equipment expense | $206,000 | 6,674 |
Additional noninterest expense | $435,000 | 6,889 |
Pre-tax net operating income | $-93,000 | 9,240 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-20,000 | 9,378 |
Income before extraordinary items | $-73,000 | 9,235 |
Extraordinary gains, net | $0 | 38 |
Net income | $-73,000 | 9,234 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 9,470 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-73,000 | 9,229 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,209,000 | 8,248 |
Total interest expense | $1,329,000 | 7,341 |
Net interest income | $880,000 | 8,885 |
Provision for loan and lease losses | $2,036,000 | 554 |
Total noninterest income | $132,000 | 8,357 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $94,000 | 6,833 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 8,510 |
Total noninterest expense | $1,135,000 | 7,738 |
Salaries and employee benefits | $571,000 | 7,904 |
Premises and equipment expense | $155,000 | 7,576 |
Additional noninterest expense | $409,000 | 7,189 |
Pre-tax net operating income | $-2,159,000 | 10,160 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $-165,000 | 9,992 |
Income before extraordinary items | $-1,994,000 | 10,157 |
Extraordinary gains, net | $0 | 35 |
Net income | $-1,994,000 | 10,157 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,556,000 | 525 |
Cash dividends | $25,000 | 6,862 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-1,994,000 | 10,150 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,410,000 | 8,198 |
Total interest expense | $1,398,000 | 7,427 |
Net interest income | $1,012,000 | 8,765 |
Provision for loan and lease losses | $603,000 | 1,469 |
Total noninterest income | $106,000 | 8,918 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 6,914 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 10,010 |
Total noninterest expense | $905,000 | 8,414 |
Salaries and employee benefits | $529,000 | 8,178 |
Premises and equipment expense | $110,000 | 8,488 |
Additional noninterest expense | $266,000 | 8,437 |
Pre-tax net operating income | $-390,000 | 10,131 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $-117,000 | 10,245 |
Income before extraordinary items | $-273,000 | 10,095 |
Extraordinary gains, net | $0 | 32 |
Net income | $-273,000 | 10,091 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $384,000 | 1,549 |
Cash dividends | $125,000 | 6,004 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-273,000 | 10,063 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,465,000 | 8,419 |
Total interest expense | $1,313,000 | 7,818 |
Net interest income | $1,152,000 | 8,801 |
Provision for loan and lease losses | $104,000 | 5,080 |
Total noninterest income | $135,000 | 8,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 7,134 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 9,236 |
Total noninterest expense | $835,000 | 8,909 |
Salaries and employee benefits | $501,000 | 8,598 |
Premises and equipment expense | $88,000 | 9,261 |
Additional noninterest expense | $246,000 | 8,894 |
Pre-tax net operating income | $348,000 | 8,742 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $78,000 | 8,774 |
Income before extraordinary items | $270,000 | 8,599 |
Extraordinary gains, net | $0 | 44 |
Net income | $270,000 | 8,601 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,724 |
Cash dividends | $220,000 | 5,194 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $270,000 | 8,561 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,340,000 | 8,920 |
Total interest expense | $1,216,000 | 8,329 |
Net interest income | $1,124,000 | 9,222 |
Provision for loan and lease losses | $24,000 | 7,740 |
Total noninterest income | $133,000 | 9,312 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 7,104 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,709 |
Total noninterest expense | $852,000 | 9,226 |
Salaries and employee benefits | $509,000 | 8,806 |
Premises and equipment expense | $72,000 | 10,016 |
Additional noninterest expense | $271,000 | 9,181 |
Pre-tax net operating income | $381,000 | 8,626 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $78,000 | 9,192 |
Income before extraordinary items | $303,000 | 8,396 |
Extraordinary gains, net | $0 | 53 |
Net income | $303,000 | 8,393 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,952 |
Cash dividends | $200,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $-111,000 | 11,356 |
Net operating income | $303,000 | 8,341 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,237,000 | 9,360 |
Total interest expense | $1,124,000 | 8,831 |
Net interest income | $1,113,000 | 9,589 |
Provision for loan and lease losses | $24,000 | 7,406 |
Total noninterest income | $117,000 | 9,914 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $110,000 | 7,544 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,654 |
Total noninterest expense | $856,000 | 9,526 |
Salaries and employee benefits | $497,000 | 9,143 |
Premises and equipment expense | $54,000 | 10,964 |
Additional noninterest expense | $305,000 | 9,195 |
Pre-tax net operating income | $350,000 | 9,383 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $43,000 | 10,315 |
Income before extraordinary items | $307,000 | 8,868 |
Extraordinary gains, net | $0 | 65 |
Net income | $307,000 | 8,872 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $200,000 | 5,441 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $307,000 | 8,837 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,178,000 | 9,466 |
Total interest expense | $930,000 | 8,996 |
Net interest income | $1,248,000 | 9,627 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $113,000 | 10,449 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $96,000 | 8,201 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 11,641 |
Total noninterest expense | $909,000 | 9,738 |
Salaries and employee benefits | $506,000 | 9,338 |
Premises and equipment expense | $65,000 | 11,133 |
Additional noninterest expense | $338,000 | 9,495 |
Pre-tax net operating income | $452,000 | 8,982 |
Securities gains (losses) | $-1,000 | 8,790 |
Applicable income taxes | $104,000 | 9,268 |
Income before extraordinary items | $347,000 | 8,652 |
Extraordinary gains, net | $0 | 249 |
Net income | $347,000 | 8,657 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 6,338 |
Cash dividends | $800,000 | 2,270 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $347,770 | 8,711 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,313,000 | 9,545 |
Total interest expense | $947,000 | 9,342 |
Net interest income | $1,366,000 | 9,523 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $118,000 | 10,884 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 8,152 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 12,761 |
Total noninterest expense | $874,000 | 10,325 |
Salaries and employee benefits | $497,000 | 9,698 |
Premises and equipment expense | $61,000 | 11,811 |
Additional noninterest expense | $316,000 | 10,242 |
Pre-tax net operating income | $610,000 | 7,878 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $186,000 | 7,886 |
Income before extraordinary items | $425,000 | 8,184 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $425,000 | 8,347 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 11,470 |
Cash dividends | $180,000 | 5,679 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $424,300 | 7,922 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,528,000 | 9,867 |
Total interest expense | $1,176,000 | 9,696 |
Net interest income | $1,352,000 | 9,788 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $130,000 | 10,919 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $123,000 | 7,877 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 13,545 |
Total noninterest expense | $805,000 | 10,978 |
Salaries and employee benefits | $468,000 | 10,112 |
Premises and equipment expense | $70,000 | 11,871 |
Additional noninterest expense | $267,000 | 11,321 |
Pre-tax net operating income | $677,000 | 7,232 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $232,000 | 6,961 |
Income before extraordinary items | $448,000 | 7,758 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $448,000 | 7,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 10,157 |
Cash dividends | $210,000 | 4,877 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $446,020 | 7,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.