Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $819,000 | 6,229 |
| Total interest expense | $137,000 | 5,699 |
| Net interest income | $682,000 | 6,269 |
| Provision for loan and lease losses | $197,000 | 2,156 |
| Total noninterest income | $6,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-33,000 | 6,731 |
| Total noninterest expense | $644,000 | 6,172 |
| Salaries and employee benefits | $328,000 | 6,218 |
| Premises and equipment expense | $38,000 | 6,559 |
| Additional noninterest expense | $278,000 | 5,738 |
| Pre-tax net operating income | $-153,000 | 6,514 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $-155,000 | 6,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-155,000 | 6,571 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-155,000 | 6,571 |
| Net charge-offs | $430,000 | 1,382 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-155,000 | 6,531 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 6,258 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $343,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $3,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-18,000 | 6,830 |
| Total noninterest expense | $310,000 | 6,280 |
| Salaries and employee benefits | $165,000 | 6,265 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $123,000 | 5,988 |
| Pre-tax net operating income | $36,000 | 5,984 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $35,000 | 6,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $35,000 | 6,050 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $35,000 | 6,051 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $35,000 | 5,962 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 6,055 |
| Total interest expense | $373,000 | 5,658 |
| Net interest income | $1,758,000 | 6,069 |
| Provision for loan and lease losses | $828,000 | 2,018 |
| Total noninterest income | $-185,000 | 6,933 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $74,000 | 5,825 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-259,000 | 6,846 |
| Total noninterest expense | $1,623,000 | 5,965 |
| Salaries and employee benefits | $700,000 | 6,277 |
| Premises and equipment expense | $113,000 | 6,424 |
| Additional noninterest expense | $810,000 | 5,252 |
| Pre-tax net operating income | $-878,000 | 6,633 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-863,000 | 6,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-863,000 | 6,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-863,000 | 6,686 |
| Net charge-offs | $702,000 | 2,229 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-878,000 | 6,651 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 6,143 |
| Total interest expense | $282,000 | 5,781 |
| Net interest income | $1,326,000 | 6,170 |
| Provision for loan and lease losses | $828,000 | 1,670 |
| Total noninterest income | $-148,000 | 7,037 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $70,000 | 5,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-218,000 | 6,988 |
| Total noninterest expense | $1,195,000 | 6,061 |
| Salaries and employee benefits | $536,000 | 6,300 |
| Premises and equipment expense | $87,000 | 6,470 |
| Additional noninterest expense | $572,000 | 5,419 |
| Pre-tax net operating income | $-845,000 | 6,782 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-845,000 | 6,845 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-845,000 | 6,843 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-845,000 | 6,844 |
| Net charge-offs | $702,000 | 1,806 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-845,000 | 6,802 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,151 |
| Total interest expense | $192,000 | 5,843 |
| Net interest income | $904,000 | 6,163 |
| Provision for loan and lease losses | $360,000 | 2,203 |
| Total noninterest income | $-67,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-135,000 | 7,035 |
| Total noninterest expense | $802,000 | 6,102 |
| Salaries and employee benefits | $353,000 | 6,357 |
| Premises and equipment expense | $61,000 | 6,462 |
| Additional noninterest expense | $388,000 | 5,401 |
| Pre-tax net operating income | $-325,000 | 6,714 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-325,000 | 6,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-325,000 | 6,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-325,000 | 6,788 |
| Net charge-offs | $417,000 | 1,956 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-325,000 | 6,735 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 6,163 |
| Total interest expense | $97,000 | 5,929 |
| Net interest income | $469,000 | 6,141 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-111,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-150,000 | 7,182 |
| Total noninterest expense | $408,000 | 6,110 |
| Salaries and employee benefits | $175,000 | 6,417 |
| Premises and equipment expense | $22,000 | 6,787 |
| Additional noninterest expense | $211,000 | 5,238 |
| Pre-tax net operating income | $-50,000 | 6,620 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-50,000 | 6,715 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-50,000 | 6,717 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-50,000 | 6,717 |
| Net charge-offs | $328,000 | 1,405 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-50,000 | 6,634 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 6,123 |
| Total interest expense | $472,000 | 5,962 |
| Net interest income | $1,993,000 | 6,093 |
| Provision for loan and lease losses | $769,000 | 2,801 |
| Total noninterest income | $113,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $153,000 | 4,849 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-40,000 | 6,803 |
| Total noninterest expense | $1,649,000 | 6,155 |
| Salaries and employee benefits | $705,000 | 6,467 |
| Premises and equipment expense | $119,000 | 6,668 |
| Additional noninterest expense | $825,000 | 5,347 |
| Pre-tax net operating income | $-312,000 | 6,304 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $-299,000 | 6,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-299,000 | 6,386 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-299,000 | 6,385 |
| Net charge-offs | $359,000 | 3,580 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-299,000 | 6,335 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 6,140 |
| Total interest expense | $369,000 | 5,996 |
| Net interest income | $1,517,000 | 6,104 |
| Provision for loan and lease losses | $195,000 | 4,176 |
| Total noninterest income | $153,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $47,000 | 5,857 |
| Total noninterest expense | $1,178,000 | 6,280 |
| Salaries and employee benefits | $529,000 | 6,493 |
| Premises and equipment expense | $82,000 | 6,787 |
| Additional noninterest expense | $567,000 | 5,572 |
| Pre-tax net operating income | $297,000 | 5,123 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $15,000 | 4,140 |
| Income before extraordinary items | $282,000 | 5,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 5,136 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $282,000 | 5,136 |
| Net charge-offs | $47,000 | 5,015 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $282,000 | 5,012 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 6,198 |
| Total interest expense | $259,000 | 6,019 |
| Net interest income | $1,005,000 | 6,152 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $87,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $756,000 | 6,402 |
| Salaries and employee benefits | $352,000 | 6,549 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $359,000 | 5,753 |
| Pre-tax net operating income | $141,000 | 5,452 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $134,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 5,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $134,000 | 5,462 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $134,000 | 5,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,202 |
| Total interest expense | $137,000 | 6,013 |
| Net interest income | $504,000 | 6,166 |
| Provision for loan and lease losses | $36,000 | 4,486 |
| Total noninterest income | $41,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $390,000 | 6,395 |
| Salaries and employee benefits | $173,000 | 6,611 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $193,000 | 5,629 |
| Pre-tax net operating income | $119,000 | 4,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $113,000 | 4,849 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $113,000 | 4,847 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $113,000 | 4,849 |
| Net charge-offs | $57,000 | 3,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $113,000 | 4,780 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 6,226 |
| Total interest expense | $858,000 | 5,570 |
| Net interest income | $1,861,000 | 6,364 |
| Provision for loan and lease losses | $1,138,000 | 2,861 |
| Total noninterest income | $212,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 5,391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 5,394 |
| Total noninterest expense | $1,868,000 | 6,141 |
| Salaries and employee benefits | $769,000 | 6,517 |
| Premises and equipment expense | $116,000 | 6,918 |
| Additional noninterest expense | $983,000 | 5,136 |
| Pre-tax net operating income | $-933,000 | 6,448 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-41,000 | 6,694 |
| Income before extraordinary items | $-892,000 | 6,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-892,000 | 6,542 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-892,000 | 6,542 |
| Net charge-offs | $1,250,000 | 2,392 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-892,000 | 6,503 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 6,297 |
| Total interest expense | $685,000 | 5,591 |
| Net interest income | $1,388,000 | 6,467 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $154,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $76,000 | 5,558 |
| Total noninterest expense | $1,344,000 | 6,269 |
| Salaries and employee benefits | $596,000 | 6,514 |
| Premises and equipment expense | $79,000 | 7,096 |
| Additional noninterest expense | $669,000 | 5,379 |
| Pre-tax net operating income | $8,000 | 5,942 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $8,000 | 6,093 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,000 | 6,094 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,000 | 6,094 |
| Net charge-offs | $126,000 | 4,679 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $8,000 | 5,973 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,314 |
| Total interest expense | $478,000 | 5,582 |
| Net interest income | $923,000 | 6,499 |
| Provision for loan and lease losses | $160,000 | 4,525 |
| Total noninterest income | $103,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $53,000 | 5,511 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $821,000 | 6,466 |
| Salaries and employee benefits | $401,000 | 6,545 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $369,000 | 5,835 |
| Pre-tax net operating income | $45,000 | 5,845 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $43,000 | 5,943 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 5,945 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $43,000 | 5,944 |
| Net charge-offs | $126,000 | 3,998 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $43,000 | 5,847 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,325 |
| Total interest expense | $242,000 | 5,670 |
| Net interest income | $488,000 | 6,460 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $382,000 | 6,671 |
| Salaries and employee benefits | $212,000 | 6,498 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $141,000 | 6,459 |
| Pre-tax net operating income | $117,000 | 4,871 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $111,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 4,841 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $111,000 | 4,840 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $111,000 | 4,732 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 6,386 |
| Total interest expense | $1,031,000 | 5,966 |
| Net interest income | $1,903,000 | 6,459 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $196,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $120,000 | 5,505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $76,000 | 5,977 |
| Total noninterest expense | $1,541,000 | 6,739 |
| Salaries and employee benefits | $813,000 | 6,675 |
| Premises and equipment expense | $116,000 | 7,232 |
| Additional noninterest expense | $612,000 | 6,419 |
| Pre-tax net operating income | $378,000 | 4,304 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $358,000 | 4,287 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $358,000 | 4,289 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $358,000 | 4,288 |
| Net charge-offs | $29,000 | 6,521 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $358,000 | 4,231 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 6,458 |
| Total interest expense | $787,000 | 6,063 |
| Net interest income | $1,402,000 | 6,523 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $149,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $1,159,000 | 6,755 |
| Salaries and employee benefits | $611,000 | 6,689 |
| Premises and equipment expense | $74,000 | 7,451 |
| Additional noninterest expense | $474,000 | 6,377 |
| Pre-tax net operating income | $347,000 | 4,364 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $330,000 | 4,306 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $330,000 | 4,301 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $330,000 | 4,304 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $330,000 | 4,239 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 6,531 |
| Total interest expense | $535,000 | 6,137 |
| Net interest income | $912,000 | 6,600 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $93,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $773,000 | 6,818 |
| Salaries and employee benefits | $409,000 | 6,757 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $321,000 | 6,355 |
| Pre-tax net operating income | $202,000 | 4,637 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $191,000 | 4,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 4,591 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $191,000 | 4,591 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $191,000 | 4,498 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,555 |
| Total interest expense | $264,000 | 6,267 |
| Net interest income | $471,000 | 6,531 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $360,000 | 6,934 |
| Salaries and employee benefits | $204,000 | 6,812 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $133,000 | 6,587 |
| Pre-tax net operating income | $139,000 | 4,619 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $131,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 4,572 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $131,000 | 4,572 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,000 | 4,401 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 6,643 |
| Total interest expense | $1,236,000 | 6,374 |
| Net interest income | $1,731,000 | 6,730 |
| Provision for loan and lease losses | $248,000 | 4,924 |
| Total noninterest income | $212,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 5,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $90,000 | 6,062 |
| Total noninterest expense | $1,376,000 | 7,040 |
| Salaries and employee benefits | $780,000 | 6,963 |
| Premises and equipment expense | $148,000 | 7,161 |
| Additional noninterest expense | $448,000 | 6,851 |
| Pre-tax net operating income | $319,000 | 5,381 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $303,000 | 5,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $303,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $451,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $303,000 | 5,269 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 6,718 |
| Total interest expense | $964,000 | 6,424 |
| Net interest income | $1,251,000 | 6,856 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $153,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $94,000 | 5,629 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $995,000 | 7,122 |
| Salaries and employee benefits | $584,000 | 6,955 |
| Premises and equipment expense | $78,000 | 7,612 |
| Additional noninterest expense | $333,000 | 6,850 |
| Pre-tax net operating income | $324,000 | 5,555 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $308,000 | 5,173 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $308,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $451,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $308,000 | 5,352 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 6,805 |
| Total interest expense | $665,000 | 6,471 |
| Net interest income | $796,000 | 6,973 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $90,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $688,000 | 7,094 |
| Salaries and employee benefits | $388,000 | 7,033 |
| Premises and equipment expense | $57,000 | 7,568 |
| Additional noninterest expense | $243,000 | 6,705 |
| Pre-tax net operating income | $186,000 | 5,911 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $179,000 | 5,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $451,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $179,000 | 5,703 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,900 |
| Total interest expense | $343,000 | 6,568 |
| Net interest income | $382,000 | 7,093 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $354,000 | 7,080 |
| Salaries and employee benefits | $196,000 | 7,052 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $125,000 | 6,632 |
| Pre-tax net operating income | $68,000 | 6,383 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $65,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $451,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $65,000 | 6,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 7,052 |
| Total interest expense | $1,042,000 | 7,099 |
| Net interest income | $1,668,000 | 6,916 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $216,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $92,000 | 6,335 |
| Total noninterest expense | $1,272,000 | 7,248 |
| Salaries and employee benefits | $740,000 | 7,153 |
| Premises and equipment expense | $131,000 | 7,429 |
| Additional noninterest expense | $401,000 | 7,032 |
| Pre-tax net operating income | $567,000 | 5,776 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,283 |
| Income before extraordinary items | $540,000 | 5,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $540,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $340,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $540,000 | 5,531 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 7,215 |
| Total interest expense | $717,000 | 7,266 |
| Net interest income | $1,197,000 | 7,047 |
| Provision for loan and lease losses | $41,000 | 5,300 |
| Total noninterest income | $135,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 6,951 |
| Total noninterest expense | $923,000 | 7,300 |
| Salaries and employee benefits | $547,000 | 7,141 |
| Premises and equipment expense | $83,000 | 7,628 |
| Additional noninterest expense | $293,000 | 7,082 |
| Pre-tax net operating income | $368,000 | 6,293 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $350,000 | 6,052 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $350,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $340,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $350,000 | 6,037 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,340 |
| Total interest expense | $436,000 | 7,430 |
| Net interest income | $784,000 | 7,127 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $88,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $626,000 | 7,307 |
| Salaries and employee benefits | $364,000 | 7,195 |
| Premises and equipment expense | $55,000 | 7,676 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $208,000 | 6,589 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $198,000 | 6,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $198,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,609 |
| Cash dividends | $340,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $198,000 | 6,374 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,422 |
| Total interest expense | $206,000 | 7,538 |
| Net interest income | $384,000 | 7,193 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $322,000 | 7,286 |
| Salaries and employee benefits | $185,000 | 7,210 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $99,000 | 7,103 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $69,000 | 6,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $69,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $340,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $69,000 | 6,859 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 7,341 |
| Total interest expense | $742,000 | 7,450 |
| Net interest income | $1,513,000 | 7,160 |
| Provision for loan and lease losses | $56,000 | 5,483 |
| Total noninterest income | $215,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 6,231 |
| Total noninterest expense | $1,210,000 | 7,366 |
| Salaries and employee benefits | $704,000 | 7,257 |
| Premises and equipment expense | $111,000 | 7,676 |
| Additional noninterest expense | $395,000 | 7,091 |
| Pre-tax net operating income | $462,000 | 6,608 |
| Securities gains (losses) | $-48,000 | 7,930 |
| Applicable income taxes | $19,000 | 5,938 |
| Income before extraordinary items | $395,000 | 6,537 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $395,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $440,600 | 6,361 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 7,410 |
| Total interest expense | $538,000 | 7,501 |
| Net interest income | $1,124,000 | 7,261 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $82,000 | 6,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,339 |
| Total noninterest expense | $902,000 | 7,379 |
| Salaries and employee benefits | $532,000 | 7,239 |
| Premises and equipment expense | $67,000 | 7,966 |
| Additional noninterest expense | $303,000 | 7,068 |
| Pre-tax net operating income | $329,000 | 6,882 |
| Securities gains (losses) | $-55,000 | 8,216 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $261,000 | 6,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $261,000 | 6,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,421 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $313,250 | 6,663 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 7,462 |
| Total interest expense | $343,000 | 7,526 |
| Net interest income | $743,000 | 7,318 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $619,000 | 7,366 |
| Salaries and employee benefits | $361,000 | 7,229 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $209,000 | 7,003 |
| Pre-tax net operating income | $169,000 | 7,277 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $158,000 | 7,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $158,000 | 7,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,738 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $160,850 | 7,086 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,487 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $364,000 | 7,369 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $314,000 | 7,351 |
| Salaries and employee benefits | $193,000 | 7,085 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $56,000 | 7,619 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,960 | 7,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 7,441 |
| Total interest expense | $624,000 | 7,265 |
| Net interest income | $1,389,000 | 7,434 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $199,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $105,000 | 6,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,501 |
| Total noninterest expense | $1,230,000 | 7,352 |
| Salaries and employee benefits | $662,000 | 7,401 |
| Premises and equipment expense | $143,000 | 7,356 |
| Additional noninterest expense | $425,000 | 6,964 |
| Pre-tax net operating income | $346,000 | 7,242 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $16,000 | 6,396 |
| Income before extraordinary items | $328,000 | 7,058 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $328,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $430,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $329,900 | 7,033 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 7,497 |
| Total interest expense | $454,000 | 7,263 |
| Net interest income | $1,027,000 | 7,503 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 6,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $906,000 | 7,383 |
| Salaries and employee benefits | $522,000 | 7,256 |
| Premises and equipment expense | $68,000 | 7,980 |
| Additional noninterest expense | $316,000 | 6,988 |
| Pre-tax net operating income | $250,000 | 7,422 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $237,000 | 7,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $430,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $237,950 | 7,220 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 7,507 |
| Total interest expense | $292,000 | 7,240 |
| Net interest income | $680,000 | 7,535 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $622,000 | 7,313 |
| Salaries and employee benefits | $354,000 | 7,232 |
| Premises and equipment expense | $46,000 | 7,951 |
| Additional noninterest expense | $222,000 | 6,849 |
| Pre-tax net operating income | $146,000 | 7,569 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $139,000 | 7,435 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $430,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $139,000 | 7,389 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,537 |
| Total interest expense | $139,000 | 7,301 |
| Net interest income | $348,000 | 7,543 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $317,000 | 7,337 |
| Salaries and employee benefits | $189,000 | 7,122 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $72,000 | 7,605 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $430,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 7,460 |
| Total interest expense | $487,000 | 7,351 |
| Net interest income | $1,437,000 | 7,408 |
| Provision for loan and lease losses | $17,000 | 6,824 |
| Total noninterest income | $224,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $116,000 | 6,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,291 |
| Total noninterest expense | $1,154,000 | 7,521 |
| Salaries and employee benefits | $677,000 | 7,368 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $390,000 | 7,176 |
| Pre-tax net operating income | $490,000 | 6,737 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $24,000 | 6,462 |
| Income before extraordinary items | $464,000 | 6,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $464,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $465,900 | 6,431 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,494 |
| Total interest expense | $368,000 | 7,358 |
| Net interest income | $1,068,000 | 7,436 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $168,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $887,000 | 7,440 |
| Salaries and employee benefits | $524,000 | 7,239 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $300,000 | 7,086 |
| Pre-tax net operating income | $338,000 | 7,007 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $323,000 | 6,765 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $323,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $321,100 | 6,702 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,557 |
| Total interest expense | $247,000 | 7,407 |
| Net interest income | $699,000 | 7,508 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $104,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $601,000 | 7,455 |
| Salaries and employee benefits | $359,000 | 7,232 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $194,000 | 7,232 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $183,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $182,060 | 6,982 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,576 |
| Total interest expense | $129,000 | 7,379 |
| Net interest income | $351,000 | 7,534 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $317,000 | 7,372 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $96,000 | 7,245 |
| Pre-tax net operating income | $85,000 | 7,395 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,060 | 7,141 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 7,467 |
| Total interest expense | $662,000 | 7,176 |
| Net interest income | $1,417,000 | 7,483 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $222,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $122,000 | 6,246 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $1,148,000 | 7,580 |
| Salaries and employee benefits | $634,000 | 7,563 |
| Premises and equipment expense | $123,000 | 7,770 |
| Additional noninterest expense | $391,000 | 7,218 |
| Pre-tax net operating income | $478,000 | 6,750 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $24,000 | 6,712 |
| Income before extraordinary items | $454,000 | 6,553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $454,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,725,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $454,000 | 6,384 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 7,528 |
| Total interest expense | $517,000 | 7,232 |
| Net interest income | $1,065,000 | 7,531 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $173,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $93,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $833,000 | 7,641 |
| Salaries and employee benefits | $479,000 | 7,493 |
| Premises and equipment expense | $58,000 | 8,422 |
| Additional noninterest expense | $296,000 | 7,173 |
| Pre-tax net operating income | $396,000 | 6,726 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $379,000 | 6,471 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $379,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $624,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $379,000 | 6,304 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,551 |
| Total interest expense | $364,000 | 7,228 |
| Net interest income | $703,000 | 7,574 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $550,000 | 7,695 |
| Salaries and employee benefits | $318,000 | 7,537 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $192,000 | 7,250 |
| Pre-tax net operating income | $264,000 | 6,743 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $252,000 | 6,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $624,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $252,000 | 6,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,551 |
| Total interest expense | $182,000 | 7,323 |
| Net interest income | $361,000 | 7,533 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $30,000 | 105 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $273,000 | 7,727 |
| Salaries and employee benefits | $160,000 | 7,547 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $150,000 | 6,460 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $624,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $143,000 | 5,947 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 7,424 |
| Total interest expense | $920,000 | 7,140 |
| Net interest income | $1,500,000 | 7,435 |
| Provision for loan and lease losses | $14,000 | 7,694 |
| Total noninterest income | $231,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $140,000 | 5,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $1,111,000 | 7,695 |
| Salaries and employee benefits | $611,000 | 7,663 |
| Premises and equipment expense | $91,000 | 8,298 |
| Additional noninterest expense | $409,000 | 7,094 |
| Pre-tax net operating income | $606,000 | 6,406 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $29,000 | 6,866 |
| Income before extraordinary items | $577,000 | 6,069 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $577,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $538,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $577,000 | 5,929 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 7,613 |
| Total interest expense | $1,225,000 | 7,569 |
| Net interest income | $1,400,000 | 7,516 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $248,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,043,000 | 7,844 |
| Salaries and employee benefits | $593,000 | 7,703 |
| Premises and equipment expense | $116,000 | 8,058 |
| Additional noninterest expense | $334,000 | 7,614 |
| Pre-tax net operating income | $583,000 | 6,233 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $555,000 | 5,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $555,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $646,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $555,000 | 5,701 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 7,829 |
| Total interest expense | $1,136,000 | 7,933 |
| Net interest income | $1,444,000 | 7,558 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $218,000 | 7,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $1,023,000 | 7,953 |
| Salaries and employee benefits | $585,000 | 7,772 |
| Premises and equipment expense | $140,000 | 7,750 |
| Additional noninterest expense | $298,000 | 7,958 |
| Pre-tax net operating income | $639,000 | 6,444 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $613,000 | 5,780 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $613,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $453,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $613,960 | 5,789 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 7,986 |
| Total interest expense | $1,126,000 | 7,843 |
| Net interest income | $1,306,000 | 7,973 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $208,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $933,000 | 8,323 |
| Salaries and employee benefits | $557,000 | 7,996 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $273,000 | 8,356 |
| Pre-tax net operating income | $581,000 | 6,779 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $551,000 | 6,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $551,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $517,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $551,000 | 6,136 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 8,219 |
| Total interest expense | $1,068,000 | 8,231 |
| Net interest income | $1,325,000 | 8,061 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $974,000 | 8,199 |
| Salaries and employee benefits | $571,000 | 7,917 |
| Premises and equipment expense | $107,000 | 8,565 |
| Additional noninterest expense | $296,000 | 8,150 |
| Pre-tax net operating income | $548,000 | 7,160 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $517,000 | 6,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $517,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $517,000 | 6,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 8,564 |
| Total interest expense | $1,085,000 | 8,444 |
| Net interest income | $1,273,000 | 8,528 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $195,000 | 7,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $893,000 | 8,707 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $248,000 | 8,870 |
| Pre-tax net operating income | $575,000 | 7,540 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $155,000 | 7,534 |
| Income before extraordinary items | $415,000 | 7,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $415,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $418,650 | 7,463 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 8,928 |
| Total interest expense | $1,130,000 | 8,599 |
| Net interest income | $1,207,000 | 9,015 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,311 |
| Total noninterest expense | $1,037,000 | 8,540 |
| Salaries and employee benefits | $684,000 | 7,628 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $274,000 | 9,148 |
| Pre-tax net operating income | $410,000 | 8,449 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $93,000 | 8,863 |
| Income before extraordinary items | $317,000 | 8,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $317,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $317,000 | 8,214 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 9,282 |
| Total interest expense | $1,102,000 | 8,898 |
| Net interest income | $1,181,000 | 9,392 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $202,000 | 8,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,113,000 | 8,523 |
| Salaries and employee benefits | $642,000 | 8,102 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $262,000 | 10,023 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $31,000 | 10,571 |
| Income before extraordinary items | $231,000 | 9,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $231,000 | 9,576 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 9,675 |
| Total interest expense | $860,000 | 9,307 |
| Net interest income | $1,205,000 | 9,753 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $202,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $989,000 | 9,392 |
| Salaries and employee benefits | $580,000 | 8,759 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $333,000 | 9,569 |
| Pre-tax net operating income | $308,000 | 10,079 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $249,000 | 9,709 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $249,000 | 9,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $249,000 | 9,778 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 10,074 |
| Total interest expense | $869,000 | 9,698 |
| Net interest income | $1,183,000 | 10,117 |
| Provision for loan and lease losses | $212,000 | 3,780 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $976,000 | 9,839 |
| Salaries and employee benefits | $565,000 | 9,088 |
| Premises and equipment expense | $81,000 | 11,115 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $206,000 | 10,979 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $21,000 | 11,584 |
| Income before extraordinary items | $185,000 | 10,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $185,000 | 10,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,580 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $185,000 | 10,599 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 10,168 |
| Total interest expense | $1,057,000 | 10,152 |
| Net interest income | $1,305,000 | 9,969 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $225,000 | 8,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 8,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $1,011,000 | 9,922 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $317,000 | 9,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $317,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $317,000 | 8,711 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.