Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 6,053 |
| Total interest expense | $154,000 | 6,154 |
| Net interest income | $1,590,000 | 5,983 |
| Provision for loan and lease losses | $504,000 | 1,821 |
| Total noninterest income | $329,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $203,000 | 4,073 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,141 |
| Total noninterest expense | $1,803,000 | 5,620 |
| Salaries and employee benefits | $698,000 | 6,083 |
| Premises and equipment expense | $368,000 | 4,417 |
| Additional noninterest expense | $737,000 | 5,239 |
| Pre-tax net operating income | $-388,000 | 6,439 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-387,000 | 6,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-387,000 | 6,461 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-387,000 | 6,462 |
| Net charge-offs | $563,000 | 1,895 |
| Cash dividends | $128,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-388,000 | 6,452 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 6,095 |
| Total interest expense | $118,000 | 6,224 |
| Net interest income | $1,215,000 | 6,012 |
| Provision for loan and lease losses | $504,000 | 1,491 |
| Total noninterest income | $366,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $151,000 | 4,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,219 |
| Total noninterest expense | $1,358,000 | 5,658 |
| Salaries and employee benefits | $551,000 | 6,054 |
| Premises and equipment expense | $264,000 | 4,540 |
| Additional noninterest expense | $543,000 | 5,282 |
| Pre-tax net operating income | $-281,000 | 6,532 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-282,000 | 6,566 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-282,000 | 6,566 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-282,000 | 6,566 |
| Net charge-offs | $457,000 | 1,678 |
| Cash dividends | $128,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-281,000 | 6,548 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,125 |
| Total interest expense | $79,000 | 6,295 |
| Net interest income | $813,000 | 6,033 |
| Provision for loan and lease losses | $132,000 | 2,626 |
| Total noninterest income | $258,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $97,000 | 4,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $985,000 | 5,552 |
| Salaries and employee benefits | $380,000 | 6,047 |
| Premises and equipment expense | $166,000 | 4,664 |
| Additional noninterest expense | $439,000 | 4,909 |
| Pre-tax net operating income | $-46,000 | 6,399 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-46,000 | 6,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-46,000 | 6,456 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-46,000 | 6,456 |
| Net charge-offs | $39,000 | 3,556 |
| Cash dividends | $128,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-46,000 | 6,409 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 6,117 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $423,000 | 6,025 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $132,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $423,000 | 5,822 |
| Salaries and employee benefits | $198,000 | 6,031 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $143,000 | 5,747 |
| Pre-tax net operating income | $105,000 | 5,270 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $105,000 | 5,191 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $105,000 | 5,193 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $105,000 | 5,193 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $124,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $105,000 | 5,089 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 6,253 |
| Total interest expense | $169,000 | 6,540 |
| Net interest income | $1,669,000 | 6,142 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $413,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $188,000 | 4,377 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $225,000 | 4,438 |
| Total noninterest expense | $1,687,000 | 5,904 |
| Salaries and employee benefits | $788,000 | 6,120 |
| Premises and equipment expense | $350,000 | 4,605 |
| Additional noninterest expense | $549,000 | 5,943 |
| Pre-tax net operating income | $395,000 | 5,163 |
| Securities gains (losses) | $48,000 | 2,758 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $443,000 | 5,083 |
| Extraordinary gains, net | $3,000 | 27 |
| Net income | $446,000 | 5,071 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $446,000 | 5,072 |
| Net charge-offs | $58,000 | 4,824 |
| Cash dividends | $260,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $395,000 | 5,010 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 6,368 |
| Total interest expense | $129,000 | 6,658 |
| Net interest income | $1,239,000 | 6,250 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $329,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $140,000 | 4,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $1,271,000 | 5,966 |
| Salaries and employee benefits | $581,000 | 6,176 |
| Premises and equipment expense | $262,000 | 4,684 |
| Additional noninterest expense | $428,000 | 5,949 |
| Pre-tax net operating income | $297,000 | 5,317 |
| Securities gains (losses) | $48,000 | 2,464 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $345,000 | 5,168 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $345,000 | 5,166 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $345,000 | 5,166 |
| Net charge-offs | $46,000 | 4,574 |
| Cash dividends | $260,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $297,000 | 5,138 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 6,418 |
| Total interest expense | $88,000 | 6,725 |
| Net interest income | $826,000 | 6,300 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $219,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $95,000 | 4,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,350 |
| Total noninterest expense | $839,000 | 6,023 |
| Salaries and employee benefits | $380,000 | 6,256 |
| Premises and equipment expense | $171,000 | 4,748 |
| Additional noninterest expense | $288,000 | 5,983 |
| Pre-tax net operating income | $206,000 | 5,279 |
| Securities gains (losses) | $48,000 | 2,076 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $254,000 | 5,040 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 5,043 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,043 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $175,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $206,000 | 5,101 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 6,466 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $414,000 | 6,338 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $106,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,419 |
| Total noninterest expense | $385,000 | 6,212 |
| Salaries and employee benefits | $188,000 | 6,310 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $112,000 | 6,348 |
| Pre-tax net operating income | $135,000 | 5,065 |
| Securities gains (losses) | $45,000 | 1,276 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $180,000 | 4,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $180,000 | 4,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $180,000 | 4,555 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $86,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,525 |
| Total interest expense | $232,000 | 6,792 |
| Net interest income | $1,651,000 | 6,398 |
| Provision for loan and lease losses | $134,000 | 5,069 |
| Total noninterest income | $491,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $184,000 | 4,532 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $307,000 | 3,829 |
| Total noninterest expense | $1,668,000 | 6,135 |
| Salaries and employee benefits | $784,000 | 6,308 |
| Premises and equipment expense | $341,000 | 4,941 |
| Additional noninterest expense | $543,000 | 6,150 |
| Pre-tax net operating income | $340,000 | 5,133 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $364,000 | 5,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 5,048 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $364,000 | 5,048 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $527,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $340,000 | 5,014 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 6,582 |
| Total interest expense | $182,000 | 6,850 |
| Net interest income | $1,243,000 | 6,439 |
| Provision for loan and lease losses | $41,000 | 5,688 |
| Total noninterest income | $377,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $241,000 | 3,811 |
| Total noninterest expense | $1,267,000 | 6,139 |
| Salaries and employee benefits | $607,000 | 6,267 |
| Premises and equipment expense | $261,000 | 4,957 |
| Additional noninterest expense | $399,000 | 6,219 |
| Pre-tax net operating income | $312,000 | 5,061 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $316,000 | 4,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,984 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $316,000 | 4,984 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $527,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $312,000 | 4,886 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 6,640 |
| Total interest expense | $126,000 | 6,907 |
| Net interest income | $824,000 | 6,486 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $255,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 3,840 |
| Total noninterest expense | $845,000 | 6,205 |
| Salaries and employee benefits | $406,000 | 6,328 |
| Premises and equipment expense | $174,000 | 4,993 |
| Additional noninterest expense | $265,000 | 6,311 |
| Pre-tax net operating income | $234,000 | 4,922 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $238,000 | 4,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 4,774 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $238,000 | 4,776 |
| Net charge-offs | $-7,000 | 6,933 |
| Cash dividends | $414,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $234,000 | 4,718 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 6,693 |
| Total interest expense | $64,000 | 6,977 |
| Net interest income | $406,000 | 6,536 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $122,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 3,953 |
| Total noninterest expense | $433,000 | 6,200 |
| Salaries and employee benefits | $208,000 | 6,318 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $138,000 | 6,282 |
| Pre-tax net operating income | $95,000 | 5,201 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $99,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $99,000 | 5,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $99,000 | 5,022 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $95,000 | 5,022 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,724 |
| Total interest expense | $326,000 | 6,985 |
| Net interest income | $1,676,000 | 6,554 |
| Provision for loan and lease losses | $177,000 | 5,491 |
| Total noninterest income | $545,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $239,000 | 4,088 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $306,000 | 3,923 |
| Total noninterest expense | $1,798,000 | 6,209 |
| Salaries and employee benefits | $861,000 | 6,306 |
| Premises and equipment expense | $349,000 | 5,065 |
| Additional noninterest expense | $588,000 | 6,240 |
| Pre-tax net operating income | $246,000 | 5,062 |
| Securities gains (losses) | $36,000 | 2,848 |
| Applicable income taxes | $-18,000 | 6,613 |
| Income before extraordinary items | $300,000 | 4,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 4,939 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $300,000 | 4,939 |
| Net charge-offs | $134,000 | 5,158 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $264,000 | 4,920 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,816 |
| Total interest expense | $257,000 | 7,069 |
| Net interest income | $1,263,000 | 6,631 |
| Provision for loan and lease losses | $159,000 | 5,185 |
| Total noninterest income | $449,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $184,000 | 4,109 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $265,000 | 3,737 |
| Total noninterest expense | $1,403,000 | 6,186 |
| Salaries and employee benefits | $655,000 | 6,330 |
| Premises and equipment expense | $263,000 | 5,122 |
| Additional noninterest expense | $485,000 | 6,107 |
| Pre-tax net operating income | $150,000 | 5,418 |
| Securities gains (losses) | $17,000 | 2,949 |
| Applicable income taxes | $-19,000 | 6,885 |
| Income before extraordinary items | $186,000 | 5,352 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $186,000 | 5,354 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $186,000 | 5,355 |
| Net charge-offs | $141,000 | 4,561 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $169,000 | 5,271 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 6,856 |
| Total interest expense | $185,000 | 7,089 |
| Net interest income | $836,000 | 6,680 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $265,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $121,000 | 4,119 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 4,036 |
| Total noninterest expense | $915,000 | 6,264 |
| Salaries and employee benefits | $436,000 | 6,373 |
| Premises and equipment expense | $176,000 | 5,165 |
| Additional noninterest expense | $303,000 | 6,266 |
| Pre-tax net operating income | $168,000 | 5,099 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-21,000 | 6,976 |
| Income before extraordinary items | $189,000 | 4,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 4,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $189,000 | 4,964 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $189,000 | 4,816 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,934 |
| Total interest expense | $103,000 | 7,111 |
| Net interest income | $409,000 | 6,779 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 4,390 |
| Total noninterest expense | $455,000 | 6,362 |
| Salaries and employee benefits | $215,000 | 6,477 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $150,000 | 6,355 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-22,000 | 7,209 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $82,000 | 5,106 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 6,859 |
| Total interest expense | $625,000 | 6,867 |
| Net interest income | $1,648,000 | 6,725 |
| Provision for loan and lease losses | $84,000 | 6,566 |
| Total noninterest income | $499,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $241,000 | 4,299 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $258,000 | 4,222 |
| Total noninterest expense | $1,698,000 | 6,546 |
| Salaries and employee benefits | $831,000 | 6,632 |
| Premises and equipment expense | $313,000 | 5,545 |
| Additional noninterest expense | $554,000 | 6,611 |
| Pre-tax net operating income | $365,000 | 4,332 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $124,000 | 2,732 |
| Income before extraordinary items | $241,000 | 4,671 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $241,000 | 4,670 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $241,000 | 4,671 |
| Net charge-offs | $144,000 | 5,374 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $241,000 | 4,600 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 6,884 |
| Total interest expense | $511,000 | 6,845 |
| Net interest income | $1,252,000 | 6,751 |
| Provision for loan and lease losses | $84,000 | 6,186 |
| Total noninterest income | $380,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $180,000 | 4,318 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $200,000 | 4,283 |
| Total noninterest expense | $1,259,000 | 6,611 |
| Salaries and employee benefits | $605,000 | 6,711 |
| Premises and equipment expense | $237,000 | 5,583 |
| Additional noninterest expense | $417,000 | 6,612 |
| Pre-tax net operating income | $289,000 | 4,571 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $99,000 | 2,879 |
| Income before extraordinary items | $190,000 | 4,897 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $190,000 | 4,896 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $190,000 | 4,897 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,000 | 4,838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 6,893 |
| Total interest expense | $366,000 | 6,857 |
| Net interest income | $845,000 | 6,749 |
| Provision for loan and lease losses | $34,000 | 6,377 |
| Total noninterest income | $241,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $120,000 | 4,303 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $820,000 | 6,712 |
| Salaries and employee benefits | $409,000 | 6,757 |
| Premises and equipment expense | $155,000 | 5,676 |
| Additional noninterest expense | $256,000 | 6,805 |
| Pre-tax net operating income | $232,000 | 4,463 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $81,000 | 2,794 |
| Income before extraordinary items | $151,000 | 4,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 4,861 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $151,000 | 4,862 |
| Net charge-offs | $93,000 | 4,324 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $151,000 | 4,772 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,895 |
| Total interest expense | $191,000 | 6,884 |
| Net interest income | $432,000 | 6,717 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $120,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $413,000 | 6,680 |
| Salaries and employee benefits | $211,000 | 6,750 |
| Premises and equipment expense | $77,000 | 5,736 |
| Additional noninterest expense | $125,000 | 6,711 |
| Pre-tax net operating income | $124,000 | 4,767 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $42,000 | 3,033 |
| Income before extraordinary items | $82,000 | 5,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,197 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $82,000 | 5,196 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,000 | 5,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 6,852 |
| Total interest expense | $828,000 | 7,082 |
| Net interest income | $1,828,000 | 6,611 |
| Provision for loan and lease losses | $242,000 | 4,960 |
| Total noninterest income | $570,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $334,000 | 3,826 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $236,000 | 4,558 |
| Total noninterest expense | $1,694,000 | 6,620 |
| Salaries and employee benefits | $801,000 | 6,900 |
| Premises and equipment expense | $346,000 | 5,449 |
| Additional noninterest expense | $547,000 | 6,434 |
| Pre-tax net operating income | $462,000 | 4,979 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $158,000 | 3,020 |
| Income before extraordinary items | $304,000 | 5,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $304,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 3,934 |
| Cash dividends | $175,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $304,000 | 5,266 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 6,909 |
| Total interest expense | $612,000 | 7,216 |
| Net interest income | $1,394,000 | 6,631 |
| Provision for loan and lease losses | $197,000 | 4,243 |
| Total noninterest income | $456,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $258,000 | 3,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 4,435 |
| Total noninterest expense | $1,272,000 | 6,612 |
| Salaries and employee benefits | $613,000 | 6,868 |
| Premises and equipment expense | $257,000 | 5,505 |
| Additional noninterest expense | $402,000 | 6,454 |
| Pre-tax net operating income | $381,000 | 5,333 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $129,000 | 3,361 |
| Income before extraordinary items | $252,000 | 5,436 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $252,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,413 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $252,000 | 5,613 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,967 |
| Total interest expense | $418,000 | 7,297 |
| Net interest income | $928,000 | 6,630 |
| Provision for loan and lease losses | $174,000 | 3,393 |
| Total noninterest income | $308,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $169,000 | 3,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $139,000 | 4,437 |
| Total noninterest expense | $851,000 | 6,663 |
| Salaries and employee benefits | $414,000 | 6,900 |
| Premises and equipment expense | $174,000 | 5,516 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $211,000 | 5,739 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $79,000 | 3,685 |
| Income before extraordinary items | $132,000 | 6,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,123 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $132,000 | 6,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,976 |
| Total interest expense | $230,000 | 7,253 |
| Net interest income | $469,000 | 6,648 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $155,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $90,000 | 99 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $429,000 | 6,663 |
| Salaries and employee benefits | $211,000 | 6,887 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $115,000 | 5,836 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $43,000 | 3,718 |
| Income before extraordinary items | $72,000 | 6,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $72,000 | 6,150 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 6,872 |
| Total interest expense | $1,113,000 | 7,000 |
| Net interest income | $1,850,000 | 6,693 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $640,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $420,000 | 3,434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $1,675,000 | 6,644 |
| Salaries and employee benefits | $810,000 | 6,948 |
| Premises and equipment expense | $335,000 | 5,516 |
| Additional noninterest expense | $530,000 | 6,439 |
| Pre-tax net operating income | $740,000 | 5,333 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $252,000 | 3,603 |
| Income before extraordinary items | $488,000 | 5,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 5,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $488,000 | 5,705 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 6,901 |
| Total interest expense | $859,000 | 6,978 |
| Net interest income | $1,378,000 | 6,746 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $466,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,804 |
| Total noninterest expense | $1,246,000 | 6,661 |
| Salaries and employee benefits | $606,000 | 6,926 |
| Premises and equipment expense | $251,000 | 5,511 |
| Additional noninterest expense | $389,000 | 6,467 |
| Pre-tax net operating income | $523,000 | 5,688 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $178,000 | 3,852 |
| Income before extraordinary items | $345,000 | 6,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $345,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $345,000 | 6,063 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,949 |
| Total interest expense | $568,000 | 7,024 |
| Net interest income | $910,000 | 6,801 |
| Provision for loan and lease losses | $68,000 | 3,874 |
| Total noninterest income | $307,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $229,000 | 3,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $835,000 | 6,710 |
| Salaries and employee benefits | $406,000 | 6,974 |
| Premises and equipment expense | $165,000 | 5,581 |
| Additional noninterest expense | $264,000 | 6,449 |
| Pre-tax net operating income | $314,000 | 5,942 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $107,000 | 4,063 |
| Income before extraordinary items | $207,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $207,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $207,000 | 6,319 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,986 |
| Total interest expense | $268,000 | 7,129 |
| Net interest income | $467,000 | 6,764 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $129,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $425,000 | 6,678 |
| Salaries and employee benefits | $209,000 | 6,936 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $132,000 | 6,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $87,000 | 6,594 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $87,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $87,000 | 6,584 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 7,035 |
| Total interest expense | $786,000 | 7,355 |
| Net interest income | $1,862,000 | 6,725 |
| Provision for loan and lease losses | $290,000 | 2,855 |
| Total noninterest income | $653,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $449,000 | 3,293 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 5,092 |
| Total noninterest expense | $1,514,000 | 6,866 |
| Salaries and employee benefits | $763,000 | 7,080 |
| Premises and equipment expense | $287,000 | 5,848 |
| Additional noninterest expense | $464,000 | 6,717 |
| Pre-tax net operating income | $711,000 | 5,899 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $246,000 | 4,049 |
| Income before extraordinary items | $477,000 | 6,238 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $477,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,698 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $469,080 | 6,258 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 7,108 |
| Total interest expense | $548,000 | 7,464 |
| Net interest income | $1,403,000 | 6,798 |
| Provision for loan and lease losses | $104,000 | 4,035 |
| Total noninterest income | $506,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $356,000 | 3,185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $1,152,000 | 6,834 |
| Salaries and employee benefits | $598,000 | 6,947 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $331,000 | 6,868 |
| Pre-tax net operating income | $653,000 | 5,693 |
| Securities gains (losses) | $12,000 | 854 |
| Applicable income taxes | $226,000 | 3,978 |
| Income before extraordinary items | $439,000 | 6,039 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $439,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $431,080 | 6,078 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,139 |
| Total interest expense | $354,000 | 7,470 |
| Net interest income | $934,000 | 6,832 |
| Provision for loan and lease losses | $61,000 | 4,049 |
| Total noninterest income | $353,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $741,000 | 6,967 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $210,000 | 6,995 |
| Pre-tax net operating income | $485,000 | 5,479 |
| Securities gains (losses) | $12,000 | 697 |
| Applicable income taxes | $169,000 | 3,840 |
| Income before extraordinary items | $328,000 | 5,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $328,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $320,080 | 5,876 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 7,156 |
| Total interest expense | $174,000 | 7,475 |
| Net interest income | $459,000 | 6,897 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $182,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $99,000 | 7,106 |
| Pre-tax net operating income | $235,000 | 5,499 |
| Securities gains (losses) | $12,000 | 541 |
| Applicable income taxes | $84,000 | 3,828 |
| Income before extraordinary items | $163,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $155,080 | 5,891 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 7,185 |
| Total interest expense | $569,000 | 7,411 |
| Net interest income | $1,720,000 | 7,008 |
| Provision for loan and lease losses | $83,000 | 5,092 |
| Total noninterest income | $702,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $551,000 | 2,840 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $1,558,000 | 6,788 |
| Salaries and employee benefits | $794,000 | 6,954 |
| Premises and equipment expense | $275,000 | 5,963 |
| Additional noninterest expense | $489,000 | 6,654 |
| Pre-tax net operating income | $781,000 | 5,929 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $265,000 | 4,290 |
| Income before extraordinary items | $516,000 | 6,302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $516,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $516,000 | 6,275 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,251 |
| Total interest expense | $406,000 | 7,447 |
| Net interest income | $1,262,000 | 7,084 |
| Provision for loan and lease losses | $46,000 | 5,297 |
| Total noninterest income | $530,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $418,000 | 2,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $1,157,000 | 6,815 |
| Salaries and employee benefits | $602,000 | 6,920 |
| Premises and equipment expense | $201,000 | 6,019 |
| Additional noninterest expense | $354,000 | 6,704 |
| Pre-tax net operating income | $589,000 | 6,056 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $203,000 | 4,402 |
| Income before extraordinary items | $386,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,938 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $386,000 | 6,402 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 7,283 |
| Total interest expense | $257,000 | 7,468 |
| Net interest income | $826,000 | 7,110 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $363,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $273,000 | 2,807 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $770,000 | 6,825 |
| Salaries and employee benefits | $388,000 | 7,005 |
| Premises and equipment expense | $136,000 | 5,994 |
| Additional noninterest expense | $246,000 | 6,582 |
| Pre-tax net operating income | $383,000 | 6,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $130,000 | 4,458 |
| Income before extraordinary items | $253,000 | 6,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $253,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,091 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,000 | 6,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,357 |
| Total interest expense | $124,000 | 7,508 |
| Net interest income | $408,000 | 7,207 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $376,000 | 6,931 |
| Salaries and employee benefits | $190,000 | 7,110 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $119,000 | 6,701 |
| Pre-tax net operating income | $177,000 | 6,227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $117,000 | 6,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 7,061 |
| Total interest expense | $518,000 | 7,245 |
| Net interest income | $1,811,000 | 6,884 |
| Provision for loan and lease losses | $317,000 | 2,799 |
| Total noninterest income | $696,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $570,000 | 2,824 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,018 |
| Total noninterest expense | $1,772,000 | 6,412 |
| Salaries and employee benefits | $804,000 | 6,911 |
| Premises and equipment expense | $228,000 | 6,420 |
| Additional noninterest expense | $740,000 | 5,346 |
| Pre-tax net operating income | $418,000 | 6,996 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $155,000 | 5,056 |
| Income before extraordinary items | $300,000 | 7,234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $300,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,551 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $275,580 | 7,283 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 7,040 |
| Total interest expense | $395,000 | 7,226 |
| Net interest income | $1,384,000 | 6,853 |
| Provision for loan and lease losses | $257,000 | 2,538 |
| Total noninterest income | $539,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $447,000 | 2,737 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $1,395,000 | 6,214 |
| Salaries and employee benefits | $670,000 | 6,592 |
| Premises and equipment expense | $168,000 | 6,459 |
| Additional noninterest expense | $557,000 | 5,298 |
| Pre-tax net operating income | $271,000 | 7,373 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $176,000 | 7,614 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $176,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,278 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $176,000 | 7,564 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,056 |
| Total interest expense | $268,000 | 7,229 |
| Net interest income | $923,000 | 6,881 |
| Provision for loan and lease losses | $133,000 | 2,946 |
| Total noninterest income | $359,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $306,000 | 2,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $926,000 | 6,268 |
| Salaries and employee benefits | $441,000 | 6,683 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $223,000 | 7,020 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $76,000 | 5,175 |
| Income before extraordinary items | $147,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,281 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $147,000 | 7,284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,049 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $472,000 | 6,853 |
| Provision for loan and lease losses | $84,000 | 2,431 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $478,000 | 6,192 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,104 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 6,752 |
| Total interest expense | $843,000 | 6,578 |
| Net interest income | $1,945,000 | 6,672 |
| Provision for loan and lease losses | $627,000 | 1,781 |
| Total noninterest income | $624,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $516,000 | 3,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $108,000 | 6,400 |
| Total noninterest expense | $1,975,000 | 6,026 |
| Salaries and employee benefits | $826,000 | 6,822 |
| Premises and equipment expense | $219,000 | 6,546 |
| Additional noninterest expense | $930,000 | 4,514 |
| Pre-tax net operating income | $-33,000 | 8,583 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-33,000 | 8,672 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-33,000 | 8,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 1,389 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-33,000 | 8,589 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 6,714 |
| Total interest expense | $687,000 | 6,512 |
| Net interest income | $1,490,000 | 6,657 |
| Provision for loan and lease losses | $523,000 | 1,600 |
| Total noninterest income | $478,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $391,000 | 3,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $1,559,000 | 5,847 |
| Salaries and employee benefits | $716,000 | 6,405 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $677,000 | 4,573 |
| Pre-tax net operating income | $-114,000 | 8,766 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-114,000 | 8,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-114,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,119 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-114,000 | 8,772 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,645 |
| Total interest expense | $486,000 | 6,476 |
| Net interest income | $1,014,000 | 6,607 |
| Provision for loan and lease losses | $337,000 | 1,647 |
| Total noninterest income | $303,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,062,000 | 5,782 |
| Salaries and employee benefits | $489,000 | 6,345 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $464,000 | 4,487 |
| Pre-tax net operating income | $-82,000 | 8,803 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-82,000 | 8,903 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-82,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,119 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-82,000 | 8,810 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,604 |
| Total interest expense | $251,000 | 6,479 |
| Net interest income | $518,000 | 6,545 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $519,000 | 5,876 |
| Salaries and employee benefits | $252,000 | 6,217 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $-13,000 | 8,782 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-13,000 | 8,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,118 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-13,000 | 8,745 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 6,500 |
| Total interest expense | $1,153,000 | 6,538 |
| Net interest income | $2,180,000 | 6,358 |
| Provision for loan and lease losses | $562,000 | 2,179 |
| Total noninterest income | $464,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $386,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,931 |
| Total noninterest expense | $1,960,000 | 5,940 |
| Salaries and employee benefits | $939,000 | 6,358 |
| Premises and equipment expense | $240,000 | 6,266 |
| Additional noninterest expense | $781,000 | 5,018 |
| Pre-tax net operating income | $122,000 | 8,236 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $81,000 | 8,421 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $81,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,697 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $81,000 | 8,330 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 6,527 |
| Total interest expense | $1,477,000 | 7,027 |
| Net interest income | $2,291,000 | 6,009 |
| Provision for loan and lease losses | $641,000 | 1,800 |
| Total noninterest income | $476,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $379,000 | 3,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $2,035,000 | 5,667 |
| Salaries and employee benefits | $841,000 | 6,610 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $969,000 | 4,170 |
| Pre-tax net operating income | $91,000 | 8,370 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $-21,000 | 8,858 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-21,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,345 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-21,000 | 8,780 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 6,971 |
| Total interest expense | $1,143,000 | 7,923 |
| Net interest income | $2,314,000 | 6,090 |
| Provision for loan and lease losses | $305,000 | 2,790 |
| Total noninterest income | $502,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $1,733,000 | 6,205 |
| Salaries and employee benefits | $711,000 | 7,150 |
| Premises and equipment expense | $224,000 | 6,399 |
| Additional noninterest expense | $798,000 | 4,757 |
| Pre-tax net operating income | $778,000 | 5,946 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $352,000 | 4,259 |
| Income before extraordinary items | $417,000 | 6,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $417,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,043 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $422,760 | 6,725 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 7,436 |
| Total interest expense | $1,058,000 | 8,020 |
| Net interest income | $1,890,000 | 6,839 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $523,000 | 4,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,650 |
| Total noninterest expense | $1,631,000 | 6,460 |
| Salaries and employee benefits | $713,000 | 7,170 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $690,000 | 5,286 |
| Pre-tax net operating income | $742,000 | 6,161 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $337,000 | 4,558 |
| Income before extraordinary items | $405,000 | 6,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $405,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,472 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $405,000 | 6,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 7,885 |
| Total interest expense | $1,041,000 | 8,310 |
| Net interest income | $1,643,000 | 7,386 |
| Provision for loan and lease losses | $226,000 | 3,255 |
| Total noninterest income | $362,000 | 5,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,149 |
| Total noninterest expense | $2,031,000 | 5,541 |
| Salaries and employee benefits | $928,000 | 6,078 |
| Premises and equipment expense | $202,000 | 6,681 |
| Additional noninterest expense | $901,000 | 4,290 |
| Pre-tax net operating income | $-252,000 | 10,034 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-84,000 | 10,202 |
| Income before extraordinary items | $-168,000 | 10,025 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-168,000 | 10,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $175,000 | 5,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-168,000 | 9,988 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,202 |
| Total interest expense | $990,000 | 8,714 |
| Net interest income | $1,650,000 | 7,659 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $379,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $1,564,000 | 6,627 |
| Salaries and employee benefits | $877,000 | 6,405 |
| Premises and equipment expense | $184,000 | 7,131 |
| Additional noninterest expense | $503,000 | 6,482 |
| Pre-tax net operating income | $340,000 | 8,779 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $248,000 | 8,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $248,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,479 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $243,030 | 8,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 8,593 |
| Total interest expense | $990,000 | 9,046 |
| Net interest income | $1,590,000 | 8,051 |
| Provision for loan and lease losses | $87,000 | 5,445 |
| Total noninterest income | $370,000 | 6,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,368 |
| Total noninterest expense | $1,466,000 | 7,206 |
| Salaries and employee benefits | $792,000 | 7,018 |
| Premises and equipment expense | $187,000 | 7,278 |
| Additional noninterest expense | $487,000 | 7,162 |
| Pre-tax net operating income | $407,000 | 8,463 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $120,000 | 8,404 |
| Income before extraordinary items | $279,000 | 8,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $279,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $284,600 | 8,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 8,872 |
| Total interest expense | $1,037,000 | 9,134 |
| Net interest income | $1,522,000 | 8,472 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $1,394,000 | 7,603 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $453,000 | 7,683 |
| Pre-tax net operating income | $288,000 | 9,839 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $244,000 | 9,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $244,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,180 |
| Cash dividends | $175,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $221,670 | 9,668 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 9,112 |
| Total interest expense | $866,000 | 9,279 |
| Net interest income | $1,524,000 | 8,816 |
| Provision for loan and lease losses | $89,000 | 4,852 |
| Total noninterest income | $237,000 | 8,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $1,350,000 | 8,080 |
| Salaries and employee benefits | $670,000 | 8,118 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $481,000 | 8,045 |
| Pre-tax net operating income | $322,000 | 9,971 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $241,000 | 9,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $241,000 | 9,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,520 | 9,888 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 9,118 |
| Total interest expense | $900,000 | 9,554 |
| Net interest income | $1,636,000 | 8,693 |
| Provision for loan and lease losses | $246,000 | 3,435 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,276,000 | 8,595 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $450,000 | 8,725 |
| Pre-tax net operating income | $342,000 | 9,883 |
| Securities gains (losses) | $179,000 | 1,808 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $401,000 | 8,425 |
| Extraordinary gains, net | $9,000 | 2,969 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 3,170 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $263,170 | 9,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 9,529 |
| Total interest expense | $1,088,000 | 10,028 |
| Net interest income | $1,614,000 | 8,919 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $217,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,127,000 | 9,375 |
| Salaries and employee benefits | $544,000 | 9,334 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $469,000 | 8,770 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $359,000 | 8,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $359,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 3,960 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $351,200 | 8,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.