Home > Security State Bank > Income and Expense

Security State Bank, Income and Expense

2004-09-30 (YTD Data)Rank
Total interest income$2,499,0006,107
Total interest expense$599,0006,255
Net interest income$1,900,0005,971
Provision for loan and lease losses$95,0004,360
Total noninterest income$264,0006,097
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$167,0005,045
Trading account gains and fees$0134
Additional Noninterest Income$97,0005,971
Total noninterest expense$1,277,0006,497
Salaries and employee benefits$825,0005,911
Premises and equipment expense$130,0007,037
Additional noninterest expense$322,0006,923
Pre-tax net operating income$792,0005,212
Securities gains (losses)$22,0002,247
Applicable income taxes$318,0003,689
Income before extraordinary items$496,0005,828
Extraordinary gains, net$026
Net income$496,0005,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$35,0005,115
Sale, conversion, retirement of capital stock, net$0738
Net operating income$481,9205,827
2004-06-30 (YTD Data)Rank
Total interest income$1,676,0006,127
Total interest expense$395,0006,321
Net interest income$1,281,0005,933
Provision for loan and lease losses$80,0003,908
Total noninterest income$172,0006,163
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$106,0005,146
Trading account gains and fees$0130
Additional Noninterest Income$66,0005,947
Total noninterest expense$877,0006,443
Salaries and employee benefits$559,0005,915
Premises and equipment expense$86,0007,074
Additional noninterest expense$232,0006,763
Pre-tax net operating income$496,0005,326
Securities gains (losses)$39,0001,614
Applicable income taxes$240,0003,459
Income before extraordinary items$295,0006,071
Extraordinary gains, net$021
Net income$295,0006,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$35,0004,825
Sale, conversion, retirement of capital stock, net$0638
Net operating income$270,0406,186
2004-03-31 (YTD Data)Rank
Total interest income$853,0006,080
Total interest expense$200,0006,351
Net interest income$653,0005,857
Provision for loan and lease losses$15,0005,048
Total noninterest income$76,0006,403
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$52,0005,121
Trading account gains and fees$0121
Additional Noninterest Income$24,0006,514
Total noninterest expense$453,0006,387
Salaries and employee benefits$284,0005,901
Premises and equipment expense$44,0007,051
Additional noninterest expense$125,0006,555
Pre-tax net operating income$261,0005,161
Securities gains (losses)$38,0001,356
Applicable income taxes$128,0003,374
Income before extraordinary items$171,0005,703
Extraordinary gains, net$016
Net income$171,0005,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$35,0003,527
Sale, conversion, retirement of capital stock, net$0464
Net operating income$146,6805,953
2003-12-31 (YTD Data)Rank
Total interest income$3,388,0006,135
Total interest expense$1,055,0005,966
Net interest income$2,333,0006,127
Provision for loan and lease losses$415,0002,514
Total noninterest income$349,0006,268
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$216,0005,099
Trading account gains and fees$0160
Additional Noninterest Income$133,0006,043
Total noninterest expense$1,704,0006,518
Salaries and employee benefits$1,028,0006,169
Premises and equipment expense$186,0006,952
Additional noninterest expense$490,0006,603
Pre-tax net operating income$563,0006,471
Securities gains (losses)$18,0003,281
Applicable income taxes$224,0004,752
Income before extraordinary items$357,0006,999
Extraordinary gains, net$054
Net income$357,0007,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,435
Cash dividends$300,0004,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$345,4806,914
2003-09-30 (YTD Data)Rank
Total interest income$2,577,0006,165
Total interest expense$845,0005,912
Net interest income$1,732,0006,185
Provision for loan and lease losses$400,0002,018
Total noninterest income$258,0006,343
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$165,0005,079
Trading account gains and fees$0153
Additional Noninterest Income$93,0006,209
Total noninterest expense$1,264,0006,535
Salaries and employee benefits$757,0006,200
Premises and equipment expense$141,0006,941
Additional noninterest expense$366,0006,603
Pre-tax net operating income$326,0007,037
Securities gains (losses)$18,0003,018
Applicable income taxes$138,0005,222
Income before extraordinary items$206,0007,553
Extraordinary gains, net$040
Net income$206,0007,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$250,0003,717
Sale, conversion, retirement of capital stock, net$0722
Net operating income$194,4807,473
2003-06-30 (YTD Data)Rank
Total interest income$1,758,0006,135
Total interest expense$614,0005,766
Net interest income$1,144,0006,219
Provision for loan and lease losses$85,0004,219
Total noninterest income$175,0006,289
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$110,0005,032
Trading account gains and fees$0150
Additional Noninterest Income$65,0006,111
Total noninterest expense$832,0006,587
Salaries and employee benefits$511,0006,180
Premises and equipment expense$88,0007,078
Additional noninterest expense$233,0006,732
Pre-tax net operating income$402,0005,842
Securities gains (losses)$18,0002,668
Applicable income taxes$181,0004,161
Income before extraordinary items$239,0006,621
Extraordinary gains, net$030
Net income$239,0006,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$250,0003,135
Sale, conversion, retirement of capital stock, net$0589
Net operating income$227,4806,521
2003-03-31 (YTD Data)Rank
Total interest income$895,0006,116
Total interest expense$329,0005,652
Net interest income$566,0006,254
Provision for loan and lease losses$70,0003,059
Total noninterest income$90,0006,155
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0004,963
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$400,0006,715
Salaries and employee benefits$246,0006,309
Premises and equipment expense$41,0007,269
Additional noninterest expense$113,0006,807
Pre-tax net operating income$186,0006,007
Securities gains (losses)$18,0001,950
Applicable income taxes$77,0004,426
Income before extraordinary items$127,0006,427
Extraordinary gains, net$021
Net income$127,0006,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$115,4806,464
2002-12-31 (YTD Data)Rank
Total interest income$3,781,0006,089
Total interest expense$1,281,0006,232
Net interest income$2,500,0005,911
Provision for loan and lease losses$70,0006,288
Total noninterest income$359,0006,035
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$218,0005,021
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,735
Total noninterest expense$1,818,0006,218
Salaries and employee benefits$1,078,0005,872
Premises and equipment expense$229,0006,404
Additional noninterest expense$511,0006,446
Pre-tax net operating income$971,0005,282
Securities gains (losses)$19,0003,191
Applicable income taxes$353,0004,137
Income before extraordinary items$637,0005,809
Extraordinary gains, net$070
Net income$637,0005,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$385,0003,928
Sale, conversion, retirement of capital stock, net$0862
Net operating income$624,8405,731
2001-12-31 (YTD Data)Rank
Total interest income$4,239,0006,160
Total interest expense$2,010,0006,075
Net interest income$2,229,0006,086
Provision for loan and lease losses$95,0005,715
Total noninterest income$317,0006,265
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$227,0004,861
Trading account gains and fees$0177
Additional Noninterest Income$90,0006,656
Total noninterest expense$1,739,0006,266
Salaries and employee benefits$1,001,0005,977
Premises and equipment expense$210,0006,654
Additional noninterest expense$528,0006,269
Pre-tax net operating income$712,0005,772
Securities gains (losses)$40,0002,572
Applicable income taxes$261,0004,542
Income before extraordinary items$491,0006,126
Extraordinary gains, net$0105
Net income$491,0006,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,263
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$465,0006,116
2000-12-31 (YTD Data)Rank
Total interest income$4,206,0006,323
Total interest expense$2,096,0006,134
Net interest income$2,110,0006,402
Provision for loan and lease losses$53,0006,459
Total noninterest income$298,0006,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,125
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,404
Total noninterest expense$1,672,0006,320
Salaries and employee benefits$938,0006,169
Premises and equipment expense$208,0006,637
Additional noninterest expense$526,0006,235
Pre-tax net operating income$683,0006,294
Securities gains (losses)$01,956
Applicable income taxes$256,0004,932
Income before extraordinary items$427,0006,694
Extraordinary gains, net$038
Net income$427,0006,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,825
Cash dividends$175,0005,311
Sale, conversion, retirement of capital stock, net$0969
Net operating income$427,0006,709
1999-12-31 (YTD Data)Rank
Total interest income$3,762,0006,558
Total interest expense$1,835,0006,287
Net interest income$1,927,0006,773
Provision for loan and lease losses$10,0008,114
Total noninterest income$245,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0005,471
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,394
Total noninterest expense$1,535,0006,684
Salaries and employee benefits$878,0006,410
Premises and equipment expense$204,0006,750
Additional noninterest expense$453,0006,880
Pre-tax net operating income$627,0006,614
Securities gains (losses)$2,0002,566
Applicable income taxes$125,0006,576
Income before extraordinary items$504,0006,411
Extraordinary gains, net$035
Net income$504,0006,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,548
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$502,4006,402
1998-12-31 (YTD Data)Rank
Total interest income$2,568,0008,026
Total interest expense$1,310,0007,643
Net interest income$1,258,0008,204
Provision for loan and lease losses$316,0002,493
Total noninterest income$178,0007,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$121,0006,448
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,910
Total noninterest expense$1,314,0007,211
Salaries and employee benefits$717,0007,093
Premises and equipment expense$156,0007,517
Additional noninterest expense$441,0006,874
Pre-tax net operating income$-195,0009,991
Securities gains (losses)$04,449
Applicable income taxes$3,0009,247
Income before extraordinary items$-198,00010,048
Extraordinary gains, net$032
Net income$-198,00010,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,956
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-198,00010,015
1997-12-31 (YTD Data)Rank
Total interest income$1,894,0009,148
Total interest expense$896,0008,978
Net interest income$998,0009,197
Provision for loan and lease losses$75,0005,767
Total noninterest income$130,0008,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0007,244
Trading account gains and feesNANA
Additional Noninterest Income$32,0009,236
Total noninterest expense$999,0008,347
Salaries and employee benefits$516,0008,489
Premises and equipment expense$133,0008,167
Additional noninterest expense$350,0007,807
Pre-tax net operating income$54,00010,231
Securities gains (losses)$03,944
Applicable income taxes$24,0009,652
Income before extraordinary items$30,00010,324
Extraordinary gains, net$044
Net income$30,00010,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,767
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$30,00010,287
1996-12-31 (YTD Data)Rank
Total interest income$1,607,0009,963
Total interest expense$763,0009,758
Net interest income$844,0009,986
Provision for loan and lease losses$35,0007,226
Total noninterest income$121,0009,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,175
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,021
Total noninterest expense$794,0009,447
Salaries and employee benefits$401,0009,602
Premises and equipment expense$91,0009,522
Additional noninterest expense$304,0008,838
Pre-tax net operating income$136,00010,167
Securities gains (losses)$-2,0009,485
Applicable income taxes$57,0009,572
Income before extraordinary items$77,00010,408
Extraordinary gains, net$053
Net income$77,00010,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$155,0005,923
Sale, conversion, retirement of capital stock, net$0953
Net operating income$78,28010,355
1995-12-31 (YTD Data)Rank
Total interest income$1,428,00010,647
Total interest expense$726,00010,209
Net interest income$702,00010,837
Provision for loan and lease losses$08,958
Total noninterest income$91,00010,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0008,581
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,891
Total noninterest expense$664,00010,315
Salaries and employee benefits$304,00010,711
Premises and equipment expense$59,00010,818
Additional noninterest expense$301,0009,232
Pre-tax net operating income$129,00010,911
Securities gains (losses)$24,0001,774
Applicable income taxes$-30,00011,590
Income before extraordinary items$183,00010,132
Extraordinary gains, net$065
Net income$183,00010,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$420,0003,731
Sale, conversion, retirement of capital stock, net$0809
Net operating income$159,00010,353
1994-12-31 (YTD Data)Rank
Total interest income$1,352,00011,032
Total interest expense$564,00010,780
Net interest income$788,00011,090
Provision for loan and lease losses$29,0007,250
Total noninterest income$95,00010,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,860
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,366
Total noninterest expense$504,00011,608
Salaries and employee benefits$264,00011,537
Premises and equipment expense$53,00011,525
Additional noninterest expense$187,00011,316
Pre-tax net operating income$350,0009,733
Securities gains (losses)$16,0001,924
Applicable income taxes$86,0009,666
Income before extraordinary items$280,0009,373
Extraordinary gains, net$0249
Net income$280,0009,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$420,0003,586
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$267,6809,566
1993-12-31 (YTD Data)Rank
Total interest income$1,439,00011,364
Total interest expense$600,00011,151
Net interest income$839,00011,380
Provision for loan and lease losses$010,371
Total noninterest income$94,00011,460
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0009,374
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,679
Total noninterest expense$467,00012,319
Salaries and employee benefits$234,00012,337
Premises and equipment expense$50,00012,210
Additional noninterest expense$183,00011,973
Pre-tax net operating income$466,0008,896
Securities gains (losses)$24,0004,420
Applicable income taxes$153,0008,564
Income before extraordinary items$337,0009,061
Extraordinary gains, net$03,149
Net income$337,0009,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$475,0003,246
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$320,4408,980
1992-12-31 (YTD Data)Rank
Total interest income$1,596,00011,741
Total interest expense$772,00011,457
Net interest income$824,00011,817
Provision for loan and lease losses$26,00010,195
Total noninterest income$99,00011,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$64,0009,773
Trading account gains and feesNANA
Additional Noninterest Income$35,00011,401
Total noninterest expense$439,00012,968
Salaries and employee benefits$219,00012,944
Premises and equipment expense$43,00012,949
Additional noninterest expense$177,00012,569
Pre-tax net operating income$458,0008,728
Securities gains (losses)$10,0006,439
Applicable income taxes$148,0008,666
Income before extraordinary items$320,0009,041
Extraordinary gains, net$01,422
Net income$320,0009,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$313,2008,755

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.