Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 6,161 |
| Total interest expense | $1,743,000 | 7,032 |
| Net interest income | $3,065,000 | 5,408 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $652,000 | 4,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $2,518,000 | 4,969 |
| Salaries and employee benefits | $1,276,000 | 4,936 |
| Premises and equipment expense | $451,000 | 4,107 |
| Additional noninterest expense | $791,000 | 5,295 |
| Pre-tax net operating income | $1,164,000 | 5,372 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $368,000 | 5,242 |
| Income before extraordinary items | $764,000 | 5,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $764,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $785,440 | 5,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 6,619 |
| Total interest expense | $1,378,000 | 7,281 |
| Net interest income | $2,683,000 | 6,128 |
| Provision for loan and lease losses | $313,000 | 2,185 |
| Total noninterest income | $688,000 | 4,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $2,419,000 | 5,305 |
| Salaries and employee benefits | $1,200,000 | 5,244 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $820,000 | 5,590 |
| Pre-tax net operating income | $639,000 | 7,772 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,756 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $429,130 | 7,953 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 6,768 |
| Total interest expense | $1,407,000 | 7,518 |
| Net interest income | $2,683,000 | 6,191 |
| Provision for loan and lease losses | $-77,000 | 12,849 |
| Total noninterest income | $710,000 | 4,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $2,542,000 | 5,197 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $971,000 | 5,043 |
| Pre-tax net operating income | $928,000 | 6,217 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $314,000 | 5,910 |
| Income before extraordinary items | $609,000 | 6,710 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $609,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $612,300 | 6,436 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 7,010 |
| Total interest expense | $1,834,000 | 7,527 |
| Net interest income | $2,570,000 | 6,460 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $844,000 | 3,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,429 |
| Total noninterest expense | $2,550,000 | 5,215 |
| Salaries and employee benefits | $1,082,000 | 5,657 |
| Premises and equipment expense | $501,000 | 3,964 |
| Additional noninterest expense | $967,000 | 5,188 |
| Pre-tax net operating income | $829,000 | 6,432 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $573,000 | 6,756 |
| Extraordinary gains, net | $234,000 | 371 |
| Net income | $807,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $545,280 | 6,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.