Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 4,346 |
| Total interest expense | $654,000 | 3,983 |
| Net interest income | $2,159,000 | 4,353 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $164,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $150,000 | 3,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $1,334,000 | 5,251 |
| Salaries and employee benefits | $730,000 | 5,064 |
| Premises and equipment expense | $193,000 | 4,745 |
| Additional noninterest expense | $411,000 | 5,464 |
| Pre-tax net operating income | $939,000 | 2,649 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $326,000 | 1,712 |
| Income before extraordinary items | $613,000 | 3,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $613,000 | 3,151 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $613,000 | 3,152 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $613,000 | 3,065 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 4,297 |
| Total interest expense | $340,000 | 3,991 |
| Net interest income | $1,097,000 | 4,305 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $677,000 | 5,240 |
| Salaries and employee benefits | $364,000 | 5,123 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $215,000 | 5,349 |
| Pre-tax net operating income | $461,000 | 2,716 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $159,000 | 1,744 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $302,000 | 3,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 4,242 |
| Total interest expense | $1,607,000 | 4,096 |
| Net interest income | $4,555,000 | 4,206 |
| Provision for loan and lease losses | $320,000 | 4,760 |
| Total noninterest income | $332,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $271,000 | 3,843 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 5,936 |
| Total noninterest expense | $2,750,000 | 5,265 |
| Salaries and employee benefits | $1,543,000 | 4,989 |
| Premises and equipment expense | $286,000 | 5,524 |
| Additional noninterest expense | $921,000 | 5,300 |
| Pre-tax net operating income | $1,817,000 | 2,417 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $628,000 | 1,685 |
| Income before extraordinary items | $1,189,000 | 2,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,189,000 | 2,926 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,189,000 | 2,930 |
| Net charge-offs | $89,000 | 5,509 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,189,000 | 2,809 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 4,305 |
| Total interest expense | $1,224,000 | 4,203 |
| Net interest income | $3,437,000 | 4,256 |
| Provision for loan and lease losses | $230,000 | 4,675 |
| Total noninterest income | $230,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $37,000 | 6,263 |
| Total noninterest expense | $2,131,000 | 5,191 |
| Salaries and employee benefits | $1,145,000 | 5,048 |
| Premises and equipment expense | $262,000 | 5,130 |
| Additional noninterest expense | $724,000 | 5,178 |
| Pre-tax net operating income | $1,306,000 | 2,624 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $447,000 | 1,774 |
| Income before extraordinary items | $859,000 | 3,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $859,000 | 3,163 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $859,000 | 3,165 |
| Net charge-offs | $64,000 | 5,324 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $859,000 | 3,044 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 4,337 |
| Total interest expense | $828,000 | 4,254 |
| Net interest income | $2,284,000 | 4,271 |
| Provision for loan and lease losses | $140,000 | 4,720 |
| Total noninterest income | $155,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $125,000 | 4,068 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $1,420,000 | 5,214 |
| Salaries and employee benefits | $759,000 | 5,079 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $879,000 | 2,629 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $301,000 | 1,738 |
| Income before extraordinary items | $578,000 | 3,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $578,000 | 3,133 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $578,000 | 3,136 |
| Net charge-offs | $68,000 | 4,613 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $578,000 | 3,033 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 4,387 |
| Total interest expense | $421,000 | 4,346 |
| Net interest income | $1,136,000 | 4,304 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $704,000 | 5,285 |
| Salaries and employee benefits | $374,000 | 5,173 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $243,000 | 5,193 |
| Pre-tax net operating income | $455,000 | 2,585 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $299,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 3,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $299,000 | 3,134 |
| Net charge-offs | $53,000 | 3,667 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $299,000 | 3,021 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 4,502 |
| Total interest expense | $2,012,000 | 4,442 |
| Net interest income | $4,220,000 | 4,412 |
| Provision for loan and lease losses | $585,000 | 4,310 |
| Total noninterest income | $343,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $281,000 | 4,016 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $62,000 | 6,155 |
| Total noninterest expense | $2,729,000 | 5,443 |
| Salaries and employee benefits | $1,525,000 | 5,140 |
| Premises and equipment expense | $353,000 | 5,309 |
| Additional noninterest expense | $851,000 | 5,663 |
| Pre-tax net operating income | $1,249,000 | 2,644 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $415,000 | 1,727 |
| Income before extraordinary items | $834,000 | 3,080 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $834,000 | 3,079 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $834,000 | 3,079 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $834,000 | 3,011 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 4,583 |
| Total interest expense | $1,545,000 | 4,513 |
| Net interest income | $3,099,000 | 4,494 |
| Provision for loan and lease losses | $152,000 | 5,492 |
| Total noninterest income | $259,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $194,000 | 4,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $65,000 | 5,948 |
| Total noninterest expense | $2,048,000 | 5,443 |
| Salaries and employee benefits | $1,137,000 | 5,198 |
| Premises and equipment expense | $268,000 | 5,312 |
| Additional noninterest expense | $643,000 | 5,652 |
| Pre-tax net operating income | $1,158,000 | 2,491 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $395,000 | 1,645 |
| Income before extraordinary items | $763,000 | 2,956 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $763,000 | 2,954 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $763,000 | 2,957 |
| Net charge-offs | $28,000 | 6,077 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $763,000 | 2,885 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,617 |
| Total interest expense | $1,074,000 | 4,524 |
| Net interest income | $2,028,000 | 4,539 |
| Provision for loan and lease losses | $85,000 | 5,530 |
| Total noninterest income | $157,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $41,000 | 6,066 |
| Total noninterest expense | $1,375,000 | 5,474 |
| Salaries and employee benefits | $751,000 | 5,296 |
| Premises and equipment expense | $176,000 | 5,399 |
| Additional noninterest expense | $448,000 | 5,543 |
| Pre-tax net operating income | $725,000 | 2,702 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $242,000 | 1,762 |
| Income before extraordinary items | $483,000 | 3,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,157 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $483,000 | 3,158 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $483,000 | 3,052 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,624 |
| Total interest expense | $562,000 | 4,514 |
| Net interest income | $1,006,000 | 4,563 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $672,000 | 5,488 |
| Salaries and employee benefits | $370,000 | 5,391 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $212,000 | 5,449 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $121,000 | 1,987 |
| Income before extraordinary items | $239,000 | 3,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 3,533 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $239,000 | 3,534 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $239,000 | 3,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 4,681 |
| Total interest expense | $2,779,000 | 4,474 |
| Net interest income | $3,758,000 | 4,764 |
| Provision for loan and lease losses | $25,000 | 6,928 |
| Total noninterest income | $318,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $268,000 | 4,217 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $2,504,000 | 5,641 |
| Salaries and employee benefits | $1,488,000 | 5,358 |
| Premises and equipment expense | $372,000 | 5,286 |
| Additional noninterest expense | $644,000 | 6,050 |
| Pre-tax net operating income | $1,547,000 | 2,960 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $543,000 | 1,764 |
| Income before extraordinary items | $1,004,000 | 3,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,004,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $320,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,004,000 | 3,432 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 4,747 |
| Total interest expense | $2,161,000 | 4,482 |
| Net interest income | $2,758,000 | 4,862 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $234,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $202,000 | 4,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $1,876,000 | 5,648 |
| Salaries and employee benefits | $1,108,000 | 5,389 |
| Premises and equipment expense | $290,000 | 5,201 |
| Additional noninterest expense | $478,000 | 6,026 |
| Pre-tax net operating income | $1,116,000 | 3,468 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $392,000 | 2,178 |
| Income before extraordinary items | $724,000 | 3,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $724,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,831 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $724,000 | 3,897 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 4,789 |
| Total interest expense | $1,526,000 | 4,464 |
| Net interest income | $1,788,000 | 4,961 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $144,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $125,000 | 4,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $1,243,000 | 5,698 |
| Salaries and employee benefits | $734,000 | 5,461 |
| Premises and equipment expense | $193,000 | 5,239 |
| Additional noninterest expense | $316,000 | 6,051 |
| Pre-tax net operating income | $689,000 | 3,723 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $240,000 | 2,478 |
| Income before extraordinary items | $449,000 | 4,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $145,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $449,000 | 4,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,801 |
| Total interest expense | $829,000 | 4,417 |
| Net interest income | $874,000 | 5,029 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $618,000 | 5,727 |
| Salaries and employee benefits | $359,000 | 5,565 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $159,000 | 6,022 |
| Pre-tax net operating income | $327,000 | 3,957 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $113,000 | 2,648 |
| Income before extraordinary items | $214,000 | 4,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,000 | 4,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,739,000 | 4,844 |
| Total interest expense | $3,314,000 | 4,496 |
| Net interest income | $3,425,000 | 5,106 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $344,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $294,000 | 4,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $2,488,000 | 5,622 |
| Salaries and employee benefits | $1,446,000 | 5,423 |
| Premises and equipment expense | $381,000 | 5,180 |
| Additional noninterest expense | $661,000 | 5,884 |
| Pre-tax net operating income | $1,246,000 | 4,284 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $430,000 | 2,934 |
| Income before extraordinary items | $814,000 | 4,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $814,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $219,000 | 4,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $815,300 | 4,733 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 4,894 |
| Total interest expense | $2,456,000 | 4,534 |
| Net interest income | $2,547,000 | 5,153 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $254,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 4,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $1,833,000 | 5,637 |
| Salaries and employee benefits | $1,068,000 | 5,444 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $486,000 | 5,890 |
| Pre-tax net operating income | $938,000 | 4,504 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $328,000 | 3,078 |
| Income before extraordinary items | $608,000 | 4,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $608,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $609,300 | 4,961 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,969 |
| Total interest expense | $1,614,000 | 4,572 |
| Net interest income | $1,656,000 | 5,265 |
| Provision for loan and lease losses | $22,000 | 5,270 |
| Total noninterest income | $164,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $1,214,000 | 5,690 |
| Salaries and employee benefits | $706,000 | 5,522 |
| Premises and equipment expense | $183,000 | 5,293 |
| Additional noninterest expense | $325,000 | 5,894 |
| Pre-tax net operating income | $584,000 | 4,725 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $197,000 | 3,296 |
| Income before extraordinary items | $385,000 | 5,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $385,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $386,320 | 5,137 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,005 |
| Total interest expense | $791,000 | 4,598 |
| Net interest income | $823,000 | 5,293 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $604,000 | 5,737 |
| Salaries and employee benefits | $347,000 | 5,618 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $162,000 | 5,901 |
| Pre-tax net operating income | $277,000 | 4,831 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $90,000 | 3,414 |
| Income before extraordinary items | $185,000 | 5,236 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $185,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $186,340 | 5,209 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 4,916 |
| Total interest expense | $3,073,000 | 4,260 |
| Net interest income | $3,090,000 | 5,435 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $345,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $273,000 | 4,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 6,824 |
| Total noninterest expense | $2,403,000 | 5,613 |
| Salaries and employee benefits | $1,377,000 | 5,467 |
| Premises and equipment expense | $387,000 | 5,030 |
| Additional noninterest expense | $639,000 | 5,887 |
| Pre-tax net operating income | $1,027,000 | 5,134 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $345,000 | 3,608 |
| Income before extraordinary items | $682,000 | 5,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $682,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $682,000 | 5,555 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 4,971 |
| Total interest expense | $2,219,000 | 4,263 |
| Net interest income | $2,303,000 | 5,500 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $249,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $192,000 | 4,481 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $1,805,000 | 5,583 |
| Salaries and employee benefits | $1,029,000 | 5,457 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $484,000 | 5,861 |
| Pre-tax net operating income | $747,000 | 5,364 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $247,000 | 3,860 |
| Income before extraordinary items | $500,000 | 5,761 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $500,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $500,000 | 5,764 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 5,029 |
| Total interest expense | $1,403,000 | 4,283 |
| Net interest income | $1,532,000 | 5,529 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $166,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,188,000 | 5,639 |
| Salaries and employee benefits | $688,000 | 5,482 |
| Premises and equipment expense | $183,000 | 5,213 |
| Additional noninterest expense | $317,000 | 5,902 |
| Pre-tax net operating income | $510,000 | 5,359 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $171,000 | 3,817 |
| Income before extraordinary items | $339,000 | 5,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $339,000 | 5,756 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,034 |
| Total interest expense | $671,000 | 4,284 |
| Net interest income | $765,000 | 5,542 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $576,000 | 5,749 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $89,000 | 5,311 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $263,000 | 5,266 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $173,000 | 5,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $173,000 | 5,638 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 4,890 |
| Total interest expense | $2,294,000 | 4,043 |
| Net interest income | $3,134,000 | 5,372 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $315,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $215,000 | 4,892 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,402 |
| Total noninterest expense | $2,301,000 | 5,638 |
| Salaries and employee benefits | $1,328,000 | 5,458 |
| Premises and equipment expense | $365,000 | 5,152 |
| Additional noninterest expense | $608,000 | 6,013 |
| Pre-tax net operating income | $1,148,000 | 5,004 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $385,000 | 3,762 |
| Income before extraordinary items | $763,000 | 5,459 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $763,000 | 5,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $375,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $763,000 | 5,427 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 4,917 |
| Total interest expense | $1,617,000 | 4,090 |
| Net interest income | $2,377,000 | 5,335 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $246,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 4,973 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,709,000 | 5,639 |
| Salaries and employee benefits | $992,000 | 5,448 |
| Premises and equipment expense | $267,000 | 5,208 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $914,000 | 4,998 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $307,000 | 3,766 |
| Income before extraordinary items | $607,000 | 5,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $607,000 | 5,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $607,000 | 5,385 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,909 |
| Total interest expense | $998,000 | 4,143 |
| Net interest income | $1,617,000 | 5,262 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $173,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,138,000 | 5,636 |
| Salaries and employee benefits | $650,000 | 5,482 |
| Premises and equipment expense | $177,000 | 5,221 |
| Additional noninterest expense | $311,000 | 5,901 |
| Pre-tax net operating income | $652,000 | 4,788 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $219,000 | 3,640 |
| Income before extraordinary items | $433,000 | 5,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $433,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $433,000 | 5,207 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,947 |
| Total interest expense | $466,000 | 4,227 |
| Net interest income | $822,000 | 5,251 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $551,000 | 5,771 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $149,000 | 6,036 |
| Pre-tax net operating income | $336,000 | 4,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $223,000 | 5,150 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $223,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $223,000 | 5,119 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 4,984 |
| Total interest expense | $1,613,000 | 4,308 |
| Net interest income | $3,186,000 | 5,228 |
| Provision for loan and lease losses | $119,000 | 4,764 |
| Total noninterest income | $285,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $211,000 | 5,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,906 |
| Total noninterest expense | $2,081,000 | 5,881 |
| Salaries and employee benefits | $1,192,000 | 5,713 |
| Premises and equipment expense | $340,000 | 5,312 |
| Additional noninterest expense | $549,000 | 6,282 |
| Pre-tax net operating income | $1,271,000 | 4,646 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $430,000 | 3,590 |
| Income before extraordinary items | $841,000 | 5,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $841,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $841,000 | 5,078 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 5,000 |
| Total interest expense | $1,171,000 | 4,360 |
| Net interest income | $2,388,000 | 5,214 |
| Provision for loan and lease losses | $119,000 | 4,010 |
| Total noninterest income | $211,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 7,008 |
| Total noninterest expense | $1,538,000 | 5,878 |
| Salaries and employee benefits | $867,000 | 5,766 |
| Premises and equipment expense | $239,000 | 5,492 |
| Additional noninterest expense | $432,000 | 6,069 |
| Pre-tax net operating income | $942,000 | 4,746 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $318,000 | 3,689 |
| Income before extraordinary items | $624,000 | 5,265 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $624,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $624,000 | 5,176 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 5,051 |
| Total interest expense | $757,000 | 4,446 |
| Net interest income | $1,586,000 | 5,231 |
| Provision for loan and lease losses | $104,000 | 3,413 |
| Total noninterest income | $137,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $105,000 | 5,166 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $1,017,000 | 5,940 |
| Salaries and employee benefits | $568,000 | 5,860 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $294,000 | 6,035 |
| Pre-tax net operating income | $602,000 | 4,824 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $205,000 | 3,729 |
| Income before extraordinary items | $397,000 | 5,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $397,000 | 5,248 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 5,118 |
| Total interest expense | $370,000 | 4,547 |
| Net interest income | $790,000 | 5,255 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $485,000 | 6,140 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $132,000 | 6,385 |
| Pre-tax net operating income | $358,000 | 4,367 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $122,000 | 3,464 |
| Income before extraordinary items | $236,000 | 4,904 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $236,000 | 4,775 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 5,034 |
| Total interest expense | $1,704,000 | 4,512 |
| Net interest income | $3,094,000 | 5,212 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $293,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $68,000 | 7,154 |
| Total noninterest expense | $1,906,000 | 6,147 |
| Salaries and employee benefits | $1,015,000 | 6,212 |
| Premises and equipment expense | $319,000 | 5,474 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $1,416,000 | 4,275 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $488,000 | 3,415 |
| Income before extraordinary items | $928,000 | 4,857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $928,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $605,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $928,000 | 4,694 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 5,062 |
| Total interest expense | $1,319,000 | 4,541 |
| Net interest income | $2,311,000 | 5,248 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $159,000 | 5,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $1,386,000 | 6,212 |
| Salaries and employee benefits | $742,000 | 6,274 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $417,000 | 6,211 |
| Pre-tax net operating income | $1,090,000 | 4,327 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $374,000 | 3,524 |
| Income before extraordinary items | $716,000 | 4,938 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $716,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $605,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $716,000 | 4,743 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 5,070 |
| Total interest expense | $905,000 | 4,563 |
| Net interest income | $1,535,000 | 5,259 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $138,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $900,000 | 6,338 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $279,000 | 6,197 |
| Pre-tax net operating income | $738,000 | 4,286 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $254,000 | 3,527 |
| Income before extraordinary items | $484,000 | 4,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $605,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $484,000 | 4,667 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,125 |
| Total interest expense | $470,000 | 4,536 |
| Net interest income | $740,000 | 5,360 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $218,000 | 6,718 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $348,000 | 4,413 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $229,000 | 4,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $435,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $229,000 | 4,761 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,094 |
| Total interest expense | $2,059,000 | 4,692 |
| Net interest income | $3,070,000 | 5,214 |
| Provision for loan and lease losses | $128,000 | 5,235 |
| Total noninterest income | $306,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $218,000 | 5,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $1,872,000 | 6,107 |
| Salaries and employee benefits | $1,015,000 | 6,089 |
| Premises and equipment expense | $317,000 | 5,391 |
| Additional noninterest expense | $540,000 | 6,280 |
| Pre-tax net operating income | $1,376,000 | 4,338 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $491,000 | 3,483 |
| Income before extraordinary items | $885,000 | 4,924 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $885,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $885,000 | 4,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 5,537 |
| Total interest expense | $2,519,000 | 5,371 |
| Net interest income | $2,598,000 | 5,584 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $320,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $1,787,000 | 6,159 |
| Salaries and employee benefits | $994,000 | 6,001 |
| Premises and equipment expense | $338,000 | 5,156 |
| Additional noninterest expense | $455,000 | 6,751 |
| Pre-tax net operating income | $1,096,000 | 4,661 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $392,000 | 3,774 |
| Income before extraordinary items | $704,000 | 5,211 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $704,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $395,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $704,000 | 5,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 5,861 |
| Total interest expense | $2,424,000 | 5,666 |
| Net interest income | $2,415,000 | 5,940 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $296,000 | 6,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,763,000 | 6,129 |
| Salaries and employee benefits | $972,000 | 6,041 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $591,000 | 5,849 |
| Pre-tax net operating income | $928,000 | 5,458 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $330,000 | 4,382 |
| Income before extraordinary items | $600,000 | 5,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $600,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $488,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $598,700 | 5,873 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 5,943 |
| Total interest expense | $2,042,000 | 5,928 |
| Net interest income | $2,452,000 | 5,868 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $224,000 | 7,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,604,000 | 6,523 |
| Salaries and employee benefits | $898,000 | 6,318 |
| Premises and equipment expense | $126,000 | 8,112 |
| Additional noninterest expense | $580,000 | 5,949 |
| Pre-tax net operating income | $1,059,000 | 5,136 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $381,000 | 4,293 |
| Income before extraordinary items | $678,000 | 5,554 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $678,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $678,000 | 5,520 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 6,022 |
| Total interest expense | $2,100,000 | 6,013 |
| Net interest income | $2,442,000 | 5,928 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $1,612,000 | 6,414 |
| Salaries and employee benefits | $891,000 | 6,250 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $1,028,000 | 5,328 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $660,000 | 5,770 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $660,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $709,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $660,000 | 5,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 6,150 |
| Total interest expense | $2,087,000 | 6,107 |
| Net interest income | $2,496,000 | 6,063 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,148,000 | 2,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $971,000 | 1,773 |
| Total noninterest expense | $1,696,000 | 6,306 |
| Salaries and employee benefits | $902,000 | 6,277 |
| Premises and equipment expense | $212,000 | 6,635 |
| Additional noninterest expense | $582,000 | 5,924 |
| Pre-tax net operating income | $1,948,000 | 3,624 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $700,000 | 3,235 |
| Income before extraordinary items | $1,232,000 | 3,962 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,232,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $1,013,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,242,240 | 3,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 6,585 |
| Total interest expense | $1,891,000 | 6,641 |
| Net interest income | $2,406,000 | 6,377 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $215,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,751,000 | 6,497 |
| Salaries and employee benefits | $953,000 | 6,206 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $573,000 | 6,529 |
| Pre-tax net operating income | $870,000 | 6,200 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $692,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $566,950 | 6,398 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 6,809 |
| Total interest expense | $1,941,000 | 6,606 |
| Net interest income | $2,246,000 | 6,786 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $247,000 | 7,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,749,000 | 6,601 |
| Salaries and employee benefits | $891,000 | 6,602 |
| Premises and equipment expense | $234,000 | 6,603 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $709,000 | 7,279 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $471,000 | 7,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $471,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,384 |
| Cash dividends | $675,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $472,340 | 7,434 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 7,158 |
| Total interest expense | $1,618,000 | 6,559 |
| Net interest income | $2,007,000 | 7,551 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $1,606,000 | 7,283 |
| Salaries and employee benefits | $809,000 | 7,160 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $564,000 | 7,304 |
| Pre-tax net operating income | $600,000 | 7,997 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $402,000 | 8,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $402,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,539 |
| Cash dividends | $642,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $399,990 | 8,245 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 7,792 |
| Total interest expense | $1,602,000 | 6,870 |
| Net interest income | $1,725,000 | 8,428 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,377,000 | 8,253 |
| Salaries and employee benefits | $679,000 | 8,143 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $487,000 | 8,354 |
| Pre-tax net operating income | $549,000 | 8,303 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $370,000 | 8,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $370,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,826 |
| Cash dividends | $197,000 | 5,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $370,000 | 8,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 9,187 |
| Total interest expense | $1,375,000 | 8,941 |
| Net interest income | $1,507,000 | 9,247 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $91,000 | 11,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,111,000 | 9,448 |
| Salaries and employee benefits | $524,000 | 9,548 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $445,000 | 9,029 |
| Pre-tax net operating income | $377,000 | 9,447 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $248,000 | 9,946 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $248,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $249,980 | 9,556 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.