Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 3,458 |
| Total interest expense | $497,000 | 3,224 |
| Net interest income | $4,039,000 | 3,452 |
| Provision for loan and lease losses | $366,000 | 1,332 |
| Total noninterest income | $726,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $304,000 | 2,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $422,000 | 3,147 |
| Total noninterest expense | $3,774,000 | 3,220 |
| Salaries and employee benefits | $2,061,000 | 3,234 |
| Premises and equipment expense | $577,000 | 2,669 |
| Additional noninterest expense | $1,136,000 | 3,398 |
| Pre-tax net operating income | $625,000 | 4,451 |
| Securities gains (losses) | $525,000 | 295 |
| Applicable income taxes | $253,000 | 2,637 |
| Income before extraordinary items | $897,000 | 3,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $897,000 | 3,684 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $897,000 | 3,685 |
| Net charge-offs | $396,000 | 1,013 |
| Cash dividends | $131,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $487,500 | 4,545 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 3,460 |
| Total interest expense | $335,000 | 3,225 |
| Net interest income | $2,708,000 | 3,455 |
| Provision for loan and lease losses | $66,000 | 2,603 |
| Total noninterest income | $454,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $199,000 | 2,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,278 |
| Total noninterest expense | $2,597,000 | 3,184 |
| Salaries and employee benefits | $1,390,000 | 3,224 |
| Premises and equipment expense | $382,000 | 2,699 |
| Additional noninterest expense | $825,000 | 3,240 |
| Pre-tax net operating income | $499,000 | 4,166 |
| Securities gains (losses) | $273,000 | 410 |
| Applicable income taxes | $180,000 | 2,568 |
| Income before extraordinary items | $592,000 | 3,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $592,000 | 3,690 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $592,000 | 3,691 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $381,790 | 4,302 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 3,433 |
| Total interest expense | $170,000 | 3,217 |
| Net interest income | $1,371,000 | 3,423 |
| Provision for loan and lease losses | $66,000 | 1,842 |
| Total noninterest income | $213,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $94,000 | 2,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 3,339 |
| Total noninterest expense | $1,327,000 | 3,151 |
| Salaries and employee benefits | $720,000 | 3,182 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $419,000 | 3,202 |
| Pre-tax net operating income | $191,000 | 4,503 |
| Securities gains (losses) | $144,000 | 455 |
| Applicable income taxes | $87,000 | 2,572 |
| Income before extraordinary items | $248,000 | 3,962 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $248,000 | 3,967 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $248,000 | 3,966 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $141,440 | 4,673 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 3,588 |
| Total interest expense | $718,000 | 3,259 |
| Net interest income | $5,132,000 | 3,578 |
| Provision for loan and lease losses | $726,000 | 1,097 |
| Total noninterest income | $993,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $427,000 | 2,564 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $566,000 | 3,099 |
| Total noninterest expense | $5,087,000 | 3,270 |
| Salaries and employee benefits | $2,467,000 | 3,507 |
| Premises and equipment expense | $722,000 | 2,870 |
| Additional noninterest expense | $1,898,000 | 3,009 |
| Pre-tax net operating income | $312,000 | 5,463 |
| Securities gains (losses) | $88,000 | 1,350 |
| Applicable income taxes | $134,000 | 3,233 |
| Income before extraordinary items | $266,000 | 5,486 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $266,000 | 5,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $266,000 | 5,486 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $207,920 | 5,600 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,647 |
| Total interest expense | $537,000 | 3,312 |
| Net interest income | $3,788,000 | 3,646 |
| Provision for loan and lease losses | $58,000 | 3,292 |
| Total noninterest income | $754,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $325,000 | 2,558 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $3,742,000 | 3,334 |
| Salaries and employee benefits | $1,865,000 | 3,499 |
| Premises and equipment expense | $539,000 | 2,896 |
| Additional noninterest expense | $1,338,000 | 3,146 |
| Pre-tax net operating income | $742,000 | 4,246 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $114,000 | 3,209 |
| Income before extraordinary items | $668,000 | 4,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $668,000 | 4,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $668,000 | 4,201 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $634,000 | 4,224 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 3,689 |
| Total interest expense | $356,000 | 3,357 |
| Net interest income | $2,480,000 | 3,686 |
| Provision for loan and lease losses | $58,000 | 2,911 |
| Total noninterest income | $467,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $211,000 | 2,585 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $256,000 | 3,257 |
| Total noninterest expense | $2,444,000 | 3,409 |
| Salaries and employee benefits | $1,196,000 | 3,620 |
| Premises and equipment expense | $346,000 | 2,989 |
| Additional noninterest expense | $902,000 | 3,131 |
| Pre-tax net operating income | $445,000 | 4,364 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $80,000 | 3,185 |
| Income before extraordinary items | $365,000 | 4,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $365,000 | 4,446 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $365,000 | 4,447 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $365,000 | 4,392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 3,725 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $1,226,000 | 3,734 |
| Provision for loan and lease losses | $24,000 | 2,875 |
| Total noninterest income | $228,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $128,000 | 2,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,175,000 | 3,518 |
| Salaries and employee benefits | $568,000 | 3,781 |
| Premises and equipment expense | $175,000 | 3,012 |
| Additional noninterest expense | $432,000 | 3,231 |
| Pre-tax net operating income | $255,000 | 4,079 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $50,000 | 2,948 |
| Income before extraordinary items | $205,000 | 4,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 4,214 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $205,000 | 4,216 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $205,000 | 4,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 3,898 |
| Total interest expense | $757,000 | 3,567 |
| Net interest income | $4,581,000 | 3,927 |
| Provision for loan and lease losses | $398,000 | 2,135 |
| Total noninterest income | $957,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $480,000 | 2,466 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $477,000 | 3,426 |
| Total noninterest expense | $4,435,000 | 3,676 |
| Salaries and employee benefits | $2,228,000 | 3,835 |
| Premises and equipment expense | $641,000 | 3,151 |
| Additional noninterest expense | $1,566,000 | 3,543 |
| Pre-tax net operating income | $705,000 | 4,594 |
| Securities gains (losses) | $176,000 | 971 |
| Applicable income taxes | $344,000 | 2,500 |
| Income before extraordinary items | $537,000 | 4,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $537,000 | 4,819 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $537,000 | 4,819 |
| Net charge-offs | $329,000 | 2,474 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $424,360 | 5,022 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 3,997 |
| Total interest expense | $578,000 | 3,613 |
| Net interest income | $3,328,000 | 4,039 |
| Provision for loan and lease losses | $22,000 | 4,460 |
| Total noninterest income | $711,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $362,000 | 2,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,518 |
| Total noninterest expense | $3,155,000 | 3,821 |
| Salaries and employee benefits | $1,644,000 | 3,871 |
| Premises and equipment expense | $490,000 | 3,140 |
| Additional noninterest expense | $1,021,000 | 3,901 |
| Pre-tax net operating income | $862,000 | 3,930 |
| Securities gains (losses) | $176,000 | 879 |
| Applicable income taxes | $231,000 | 2,655 |
| Income before extraordinary items | $807,000 | 3,800 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $807,000 | 3,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $807,000 | 3,803 |
| Net charge-offs | $275,000 | 2,208 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $669,720 | 4,059 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 4,095 |
| Total interest expense | $388,000 | 3,656 |
| Net interest income | $2,134,000 | 4,144 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $461,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $221,000 | 3,643 |
| Total noninterest expense | $2,061,000 | 3,896 |
| Salaries and employee benefits | $1,092,000 | 3,908 |
| Premises and equipment expense | $317,000 | 3,242 |
| Additional noninterest expense | $652,000 | 3,997 |
| Pre-tax net operating income | $509,000 | 4,115 |
| Securities gains (losses) | $105,000 | 1,081 |
| Applicable income taxes | $110,000 | 2,938 |
| Income before extraordinary items | $504,000 | 3,915 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $504,000 | 3,918 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $504,000 | 3,919 |
| Net charge-offs | $287,000 | 1,737 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $417,900 | 4,136 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 4,169 |
| Total interest expense | $189,000 | 3,800 |
| Net interest income | $1,049,000 | 4,204 |
| Provision for loan and lease losses | $-16,000 | 6,755 |
| Total noninterest income | $231,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,613 |
| Total noninterest expense | $1,011,000 | 3,963 |
| Salaries and employee benefits | $519,000 | 4,071 |
| Premises and equipment expense | $170,000 | 3,091 |
| Additional noninterest expense | $322,000 | 4,058 |
| Pre-tax net operating income | $285,000 | 3,894 |
| Securities gains (losses) | $30,000 | 1,139 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $285,000 | 3,671 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $285,000 | 3,671 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $285,000 | 3,673 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $258,000 | 3,730 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 4,567 |
| Total interest expense | $808,000 | 4,099 |
| Net interest income | $3,689,000 | 4,624 |
| Provision for loan and lease losses | $332,000 | 3,247 |
| Total noninterest income | $1,011,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $543,000 | 2,327 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $468,000 | 3,427 |
| Total noninterest expense | $4,093,000 | 3,968 |
| Salaries and employee benefits | $2,110,000 | 4,009 |
| Premises and equipment expense | $548,000 | 3,593 |
| Additional noninterest expense | $1,435,000 | 3,901 |
| Pre-tax net operating income | $275,000 | 5,484 |
| Securities gains (losses) | $933,000 | 566 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,208,000 | 3,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,208,000 | 3,534 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,208,000 | 3,535 |
| Net charge-offs | $146,000 | 4,075 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $275,000 | 5,355 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 4,717 |
| Total interest expense | $617,000 | 4,180 |
| Net interest income | $2,671,000 | 4,789 |
| Provision for loan and lease losses | $267,000 | 3,148 |
| Total noninterest income | $768,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $405,000 | 2,367 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 3,409 |
| Total noninterest expense | $3,086,000 | 3,981 |
| Salaries and employee benefits | $1,688,000 | 3,836 |
| Premises and equipment expense | $428,000 | 3,550 |
| Additional noninterest expense | $970,000 | 4,185 |
| Pre-tax net operating income | $86,000 | 6,042 |
| Securities gains (losses) | $664,000 | 602 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $750,000 | 3,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $750,000 | 3,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $750,000 | 3,972 |
| Net charge-offs | $145,000 | 3,634 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $86,000 | 6,022 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 4,842 |
| Total interest expense | $422,000 | 4,215 |
| Net interest income | $1,703,000 | 4,923 |
| Provision for loan and lease losses | $256,000 | 2,637 |
| Total noninterest income | $495,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $255,000 | 2,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $2,034,000 | 4,042 |
| Salaries and employee benefits | $1,127,000 | 3,858 |
| Premises and equipment expense | $278,000 | 3,617 |
| Additional noninterest expense | $629,000 | 4,275 |
| Pre-tax net operating income | $-92,000 | 6,518 |
| Securities gains (losses) | $494,000 | 551 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $402,000 | 4,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 4,354 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $402,000 | 4,353 |
| Net charge-offs | $136,000 | 3,141 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-92,000 | 6,533 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 4,874 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $849,000 | 4,955 |
| Provision for loan and lease losses | $-20,000 | 7,130 |
| Total noninterest income | $220,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 3,516 |
| Total noninterest expense | $998,000 | 4,101 |
| Salaries and employee benefits | $555,000 | 3,922 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $295,000 | 4,424 |
| Pre-tax net operating income | $91,000 | 5,502 |
| Securities gains (losses) | $115,000 | 846 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $206,000 | 4,322 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 4,324 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $206,000 | 4,325 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $91,000 | 5,323 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 4,826 |
| Total interest expense | $884,000 | 4,686 |
| Net interest income | $3,625,000 | 4,791 |
| Provision for loan and lease losses | $61,000 | 5,704 |
| Total noninterest income | $1,506,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $602,000 | 2,227 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $904,000 | 2,282 |
| Total noninterest expense | $4,139,000 | 4,025 |
| Salaries and employee benefits | $2,003,000 | 4,172 |
| Premises and equipment expense | $567,000 | 3,719 |
| Additional noninterest expense | $1,569,000 | 3,731 |
| Pre-tax net operating income | $931,000 | 3,857 |
| Securities gains (losses) | $172,000 | 1,577 |
| Applicable income taxes | $45,000 | 3,804 |
| Income before extraordinary items | $1,058,000 | 3,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,058,000 | 3,448 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,058,000 | 3,449 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 357 |
| Net operating income | $892,880 | 3,643 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 4,922 |
| Total interest expense | $677,000 | 4,767 |
| Net interest income | $2,663,000 | 4,886 |
| Provision for loan and lease losses | $59,000 | 5,423 |
| Total noninterest income | $1,233,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $459,000 | 2,216 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $774,000 | 2,086 |
| Total noninterest expense | $3,061,000 | 4,055 |
| Salaries and employee benefits | $1,410,000 | 4,323 |
| Premises and equipment expense | $391,000 | 3,974 |
| Additional noninterest expense | $1,260,000 | 3,567 |
| Pre-tax net operating income | $776,000 | 3,783 |
| Securities gains (losses) | $172,000 | 1,318 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $912,000 | 3,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 3,251 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $912,000 | 3,251 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 295 |
| Net operating income | $746,880 | 3,531 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 4,979 |
| Total interest expense | $457,000 | 4,848 |
| Net interest income | $1,754,000 | 4,939 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $1,004,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $324,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 1,742 |
| Total noninterest expense | $2,005,000 | 4,157 |
| Salaries and employee benefits | $890,000 | 4,517 |
| Premises and equipment expense | $248,000 | 4,134 |
| Additional noninterest expense | $867,000 | 3,545 |
| Pre-tax net operating income | $723,000 | 3,136 |
| Securities gains (losses) | $42,000 | 1,689 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $742,000 | 2,810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $742,000 | 2,811 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $742,000 | 2,811 |
| Net charge-offs | $-9,000 | 6,992 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 181 |
| Net operating income | $701,260 | 2,844 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 5,090 |
| Total interest expense | $230,000 | 4,940 |
| Net interest income | $842,000 | 5,036 |
| Provision for loan and lease losses | $-12,000 | 7,457 |
| Total noninterest income | $233,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $194,000 | 1,783 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,037 |
| Total noninterest expense | $958,000 | 4,301 |
| Salaries and employee benefits | $409,000 | 4,810 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $424,000 | 3,591 |
| Pre-tax net operating income | $129,000 | 4,831 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $120,000 | 4,768 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $120,000 | 4,766 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $120,000 | 4,768 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 108 |
| Net operating income | $120,000 | 4,708 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 6,005 |
| Total interest expense | $658,000 | 6,081 |
| Net interest income | $2,384,000 | 5,867 |
| Provision for loan and lease losses | $148,000 | 5,676 |
| Total noninterest income | $613,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 2,920 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $179,000 | 4,745 |
| Total noninterest expense | $3,129,000 | 4,914 |
| Salaries and employee benefits | $1,314,000 | 5,417 |
| Premises and equipment expense | $384,000 | 4,834 |
| Additional noninterest expense | $1,431,000 | 4,130 |
| Pre-tax net operating income | $-280,000 | 6,096 |
| Securities gains (losses) | $438,000 | 992 |
| Applicable income taxes | $-98,000 | 6,830 |
| Income before extraordinary items | $256,000 | 5,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,100 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $256,000 | 5,100 |
| Net charge-offs | $142,000 | 5,109 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,633,000 | 306 |
| Net operating income | $-182,000 | 6,074 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,329 |
| Total interest expense | $429,000 | 6,468 |
| Net interest income | $1,615,000 | 6,186 |
| Provision for loan and lease losses | $136,000 | 5,361 |
| Total noninterest income | $386,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $284,000 | 3,248 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $102,000 | 5,180 |
| Total noninterest expense | $1,895,000 | 5,515 |
| Salaries and employee benefits | $786,000 | 5,982 |
| Premises and equipment expense | $191,000 | 5,821 |
| Additional noninterest expense | $918,000 | 4,542 |
| Pre-tax net operating income | $-30,000 | 6,043 |
| Securities gains (losses) | $438,000 | 827 |
| Applicable income taxes | $126,000 | 2,943 |
| Income before extraordinary items | $282,000 | 4,951 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $282,000 | 4,954 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $282,000 | 4,955 |
| Net charge-offs | $127,000 | 4,673 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,633,000 | 235 |
| Net operating income | $-20,220 | 6,052 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,399 |
| Total interest expense | $284,000 | 6,581 |
| Net interest income | $1,062,000 | 6,244 |
| Provision for loan and lease losses | $-11,000 | 7,746 |
| Total noninterest income | $258,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $225,000 | 2,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $1,166,000 | 5,733 |
| Salaries and employee benefits | $490,000 | 6,157 |
| Premises and equipment expense | $158,000 | 5,402 |
| Additional noninterest expense | $518,000 | 4,996 |
| Pre-tax net operating income | $165,000 | 5,127 |
| Securities gains (losses) | $313,000 | 690 |
| Applicable income taxes | $65,000 | 3,118 |
| Income before extraordinary items | $413,000 | 3,731 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $413,000 | 3,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $413,000 | 3,730 |
| Net charge-offs | $47,000 | 4,944 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $143,820 | 5,106 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,469 |
| Total interest expense | $138,000 | 6,743 |
| Net interest income | $540,000 | 6,254 |
| Provision for loan and lease losses | $17,000 | 5,830 |
| Total noninterest income | $134,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $624,000 | 5,635 |
| Salaries and employee benefits | $250,000 | 6,195 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $33,000 | 5,877 |
| Securities gains (losses) | $159,000 | 601 |
| Applicable income taxes | $14,000 | 3,633 |
| Income before extraordinary items | $178,000 | 4,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,091 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $178,000 | 4,091 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $30,130 | 5,875 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 6,390 |
| Total interest expense | $883,000 | 6,279 |
| Net interest income | $2,047,000 | 6,301 |
| Provision for loan and lease losses | $33,000 | 7,024 |
| Total noninterest income | $467,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $417,000 | 3,247 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $2,206,000 | 5,994 |
| Salaries and employee benefits | $971,000 | 6,300 |
| Premises and equipment expense | $280,000 | 5,804 |
| Additional noninterest expense | $955,000 | 5,350 |
| Pre-tax net operating income | $275,000 | 4,585 |
| Securities gains (losses) | $167,000 | 1,700 |
| Applicable income taxes | $82,000 | 2,992 |
| Income before extraordinary items | $360,000 | 4,279 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $360,000 | 4,281 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $360,000 | 4,280 |
| Net charge-offs | $65,000 | 6,050 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $224,730 | 4,661 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 6,427 |
| Total interest expense | $733,000 | 6,208 |
| Net interest income | $1,497,000 | 6,378 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $346,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $304,000 | 3,317 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $1,575,000 | 6,133 |
| Salaries and employee benefits | $676,000 | 6,478 |
| Premises and equipment expense | $209,000 | 5,863 |
| Additional noninterest expense | $690,000 | 5,445 |
| Pre-tax net operating income | $238,000 | 4,765 |
| Securities gains (losses) | $167,000 | 1,427 |
| Applicable income taxes | $112,000 | 2,790 |
| Income before extraordinary items | $293,000 | 4,459 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $293,000 | 4,457 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $293,000 | 4,459 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $172,760 | 4,926 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 6,483 |
| Total interest expense | $523,000 | 6,185 |
| Net interest income | $969,000 | 6,460 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $202,000 | 3,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $1,025,000 | 6,240 |
| Salaries and employee benefits | $429,000 | 6,670 |
| Premises and equipment expense | $139,000 | 5,929 |
| Additional noninterest expense | $457,000 | 5,488 |
| Pre-tax net operating income | $160,000 | 4,884 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $100,000 | 5,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 5,202 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $100,000 | 5,202 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $93,600 | 5,172 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,516 |
| Total interest expense | $267,000 | 6,243 |
| Net interest income | $482,000 | 6,485 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $108,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $489,000 | 6,319 |
| Salaries and employee benefits | $215,000 | 6,711 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $202,000 | 5,582 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $72,700 | 5,174 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 6,615 |
| Total interest expense | $1,048,000 | 6,706 |
| Net interest income | $1,963,000 | 6,454 |
| Provision for loan and lease losses | $52,000 | 6,552 |
| Total noninterest income | $493,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $432,000 | 3,306 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $61,000 | 6,550 |
| Total noninterest expense | $2,116,000 | 6,092 |
| Salaries and employee benefits | $968,000 | 6,487 |
| Premises and equipment expense | $266,000 | 6,106 |
| Additional noninterest expense | $882,000 | 5,201 |
| Pre-tax net operating income | $288,000 | 5,483 |
| Securities gains (losses) | $92,000 | 1,189 |
| Applicable income taxes | $162,000 | 3,003 |
| Income before extraordinary items | $218,000 | 5,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,880 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $159,120 | 5,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 6,688 |
| Total interest expense | $803,000 | 6,778 |
| Net interest income | $1,443,000 | 6,549 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $384,000 | 4,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $340,000 | 3,245 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $1,599,000 | 6,059 |
| Salaries and employee benefits | $738,000 | 6,481 |
| Premises and equipment expense | $203,000 | 6,060 |
| Additional noninterest expense | $658,000 | 5,150 |
| Pre-tax net operating income | $188,000 | 6,083 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $162,000 | 5,881 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $162,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $121,040 | 6,237 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,763 |
| Total interest expense | $550,000 | 6,849 |
| Net interest income | $940,000 | 6,604 |
| Provision for loan and lease losses | $23,000 | 5,895 |
| Total noninterest income | $246,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $224,000 | 3,251 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $1,075,000 | 6,073 |
| Salaries and employee benefits | $485,000 | 6,564 |
| Premises and equipment expense | $147,000 | 5,881 |
| Additional noninterest expense | $443,000 | 5,103 |
| Pre-tax net operating income | $88,000 | 6,471 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $52,000 | 4,033 |
| Income before extraordinary items | $100,000 | 6,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $57,760 | 6,581 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,886 |
| Total interest expense | $275,000 | 6,996 |
| Net interest income | $455,000 | 6,727 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $115,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $573,000 | 5,938 |
| Salaries and employee benefits | $259,000 | 6,438 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $213,000 | 5,185 |
| Pre-tax net operating income | $-22,000 | 7,292 |
| Securities gains (losses) | $60,000 | 983 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $20,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-18,400 | 7,312 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 6,929 |
| Total interest expense | $1,005,000 | 7,161 |
| Net interest income | $1,874,000 | 6,657 |
| Provision for loan and lease losses | $152,000 | 4,294 |
| Total noninterest income | $685,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $462,000 | 3,226 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $223,000 | 4,846 |
| Total noninterest expense | $1,896,000 | 6,348 |
| Salaries and employee benefits | $1,019,000 | 6,385 |
| Premises and equipment expense | $106,000 | 7,679 |
| Additional noninterest expense | $771,000 | 5,470 |
| Pre-tax net operating income | $511,000 | 5,955 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $120,000 | 4,330 |
| Income before extraordinary items | $382,000 | 6,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $382,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $388,840 | 6,082 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 6,950 |
| Total interest expense | $760,000 | 7,187 |
| Net interest income | $1,419,000 | 6,678 |
| Provision for loan and lease losses | $64,000 | 4,783 |
| Total noninterest income | $394,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $338,000 | 3,283 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $1,471,000 | 6,256 |
| Salaries and employee benefits | $757,000 | 6,407 |
| Premises and equipment expense | $79,000 | 7,679 |
| Additional noninterest expense | $635,000 | 5,107 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $79,000 | 4,632 |
| Income before extraordinary items | $190,000 | 6,846 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $190,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $196,390 | 6,805 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 6,976 |
| Total interest expense | $508,000 | 7,202 |
| Net interest income | $955,000 | 6,685 |
| Provision for loan and lease losses | $119,000 | 3,071 |
| Total noninterest income | $247,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $215,000 | 3,366 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $945,000 | 6,398 |
| Salaries and employee benefits | $475,000 | 6,615 |
| Premises and equipment expense | $51,000 | 7,757 |
| Additional noninterest expense | $419,000 | 5,132 |
| Pre-tax net operating income | $138,000 | 7,033 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $98,000 | 7,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $98,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $98,000 | 7,122 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 6,990 |
| Total interest expense | $246,000 | 7,285 |
| Net interest income | $488,000 | 6,667 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $99,000 | 3,475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $502,000 | 6,276 |
| Salaries and employee benefits | $265,000 | 6,405 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $28,000 | 7,559 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $9,000 | 7,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $9,000 | 7,743 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 6,955 |
| Total interest expense | $878,000 | 7,164 |
| Net interest income | $1,887,000 | 6,697 |
| Provision for loan and lease losses | $54,000 | 5,520 |
| Total noninterest income | $607,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $543,000 | 2,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,980 |
| Total noninterest expense | $2,049,000 | 6,100 |
| Salaries and employee benefits | $1,070,000 | 6,241 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $840,000 | 5,079 |
| Pre-tax net operating income | $391,000 | 6,812 |
| Securities gains (losses) | $14,000 | 999 |
| Applicable income taxes | $77,000 | 5,169 |
| Income before extraordinary items | $328,000 | 6,797 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $328,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,893 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $316,660 | 6,850 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 7,002 |
| Total interest expense | $642,000 | 7,208 |
| Net interest income | $1,424,000 | 6,751 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $477,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $421,000 | 2,841 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $1,541,000 | 6,070 |
| Salaries and employee benefits | $793,000 | 6,258 |
| Premises and equipment expense | $115,000 | 7,239 |
| Additional noninterest expense | $633,000 | 5,038 |
| Pre-tax net operating income | $321,000 | 6,924 |
| Securities gains (losses) | $14,000 | 824 |
| Applicable income taxes | $81,000 | 5,117 |
| Income before extraordinary items | $254,000 | 6,954 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $254,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,984 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $243,360 | 7,003 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 7,024 |
| Total interest expense | $414,000 | 7,220 |
| Net interest income | $954,000 | 6,775 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 2,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $1,014,000 | 6,129 |
| Salaries and employee benefits | $515,000 | 6,355 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $422,000 | 5,024 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $64,000 | 5,006 |
| Income before extraordinary items | $152,000 | 7,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $152,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $152,000 | 7,156 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,045 |
| Total interest expense | $195,000 | 7,262 |
| Net interest income | $475,000 | 6,810 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $130,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $542,000 | 5,939 |
| Salaries and employee benefits | $303,000 | 5,899 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $33,000 | 7,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $17,000 | 8,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,000 | 8,022 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 6,671 |
| Total interest expense | $881,000 | 6,581 |
| Net interest income | $2,024,000 | 6,611 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $559,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $487,000 | 3,104 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,898 |
| Total noninterest expense | $2,137,000 | 5,876 |
| Salaries and employee benefits | $1,110,000 | 6,027 |
| Premises and equipment expense | $104,000 | 7,817 |
| Additional noninterest expense | $923,000 | 4,684 |
| Pre-tax net operating income | $236,000 | 7,600 |
| Securities gains (losses) | $35,000 | 1,043 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $241,000 | 7,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $241,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $209,850 | 7,516 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 6,603 |
| Total interest expense | $697,000 | 6,370 |
| Net interest income | $1,549,000 | 6,594 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $382,000 | 3,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $1,533,000 | 6,008 |
| Salaries and employee benefits | $777,000 | 6,221 |
| Premises and equipment expense | $70,000 | 7,953 |
| Additional noninterest expense | $686,000 | 4,686 |
| Pre-tax net operating income | $268,000 | 7,341 |
| Securities gains (losses) | $35,000 | 1,002 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $272,000 | 7,057 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $272,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $240,500 | 7,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 6,480 |
| Total interest expense | $502,000 | 6,036 |
| Net interest income | $1,046,000 | 6,557 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $279,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $246,000 | 3,047 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $987,000 | 6,119 |
| Salaries and employee benefits | $509,000 | 6,284 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $435,000 | 4,833 |
| Pre-tax net operating income | $208,000 | 7,171 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $173,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $176,400 | 7,079 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,602 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $516,000 | 6,640 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $112,000 | 3,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $444,000 | 6,468 |
| Salaries and employee benefits | $222,000 | 6,730 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $176,000 | 6,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 6,715 |
| Total interest expense | $613,000 | 6,896 |
| Net interest income | $2,084,000 | 6,507 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $509,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $467,000 | 3,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,616 |
| Total noninterest expense | $2,092,000 | 5,867 |
| Salaries and employee benefits | $973,000 | 6,364 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $1,005,000 | 4,330 |
| Pre-tax net operating income | $376,000 | 7,175 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $376,000 | 6,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $376,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,878 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $376,000 | 6,840 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 6,695 |
| Total interest expense | $457,000 | 6,927 |
| Net interest income | $1,592,000 | 6,481 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $375,000 | 5,293 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $342,000 | 3,358 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,637,000 | 5,689 |
| Salaries and employee benefits | $725,000 | 6,362 |
| Premises and equipment expense | $83,000 | 7,829 |
| Additional noninterest expense | $829,000 | 3,980 |
| Pre-tax net operating income | $260,000 | 7,413 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $28,000 | 6,342 |
| Income before extraordinary items | $232,000 | 7,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $232,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $232,000 | 7,233 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,703 |
| Total interest expense | $307,000 | 6,935 |
| Net interest income | $1,078,000 | 6,463 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $215,000 | 3,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $1,209,000 | 5,417 |
| Salaries and employee benefits | $483,000 | 6,408 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $669,000 | 3,428 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $28,000 | 6,089 |
| Income before extraordinary items | $10,000 | 8,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,000 | 8,452 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,713 |
| Total interest expense | $153,000 | 7,000 |
| Net interest income | $547,000 | 6,439 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $109,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $455,000 | 6,375 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $199,000 | 5,092 |
| Pre-tax net operating income | $171,000 | 6,166 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 6,647 |
| Total interest expense | $830,000 | 6,619 |
| Net interest income | $2,067,000 | 6,490 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $594,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $538,000 | 2,929 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $1,945,000 | 6,079 |
| Salaries and employee benefits | $967,000 | 6,380 |
| Premises and equipment expense | $106,000 | 7,994 |
| Additional noninterest expense | $872,000 | 4,746 |
| Pre-tax net operating income | $626,000 | 6,255 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $576,000 | 6,030 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $576,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,330 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $576,000 | 5,872 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 6,631 |
| Total interest expense | $680,000 | 6,540 |
| Net interest income | $1,547,000 | 6,540 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $459,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $409,000 | 2,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $1,362,000 | 6,288 |
| Salaries and employee benefits | $685,000 | 6,534 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $598,000 | 5,006 |
| Pre-tax net operating income | $599,000 | 5,882 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $520,000 | 5,753 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $520,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $520,000 | 5,579 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 6,559 |
| Total interest expense | $492,000 | 6,438 |
| Net interest income | $1,047,000 | 6,497 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $292,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $274,000 | 2,852 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $866,000 | 6,463 |
| Salaries and employee benefits | $458,000 | 6,547 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $356,000 | 5,420 |
| Pre-tax net operating income | $443,000 | 5,620 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $78,000 | 5,441 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $365,000 | 5,418 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,504 |
| Total interest expense | $251,000 | 6,479 |
| Net interest income | $539,000 | 6,421 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $141,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $398,000 | 6,736 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $267,000 | 5,098 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 6,502 |
| Total interest expense | $1,110,000 | 6,652 |
| Net interest income | $2,219,000 | 6,292 |
| Provision for loan and lease losses | $102,000 | 5,666 |
| Total noninterest income | $632,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $521,000 | 2,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $1,741,000 | 6,373 |
| Salaries and employee benefits | $913,000 | 6,469 |
| Premises and equipment expense | $117,000 | 7,917 |
| Additional noninterest expense | $711,000 | 5,360 |
| Pre-tax net operating income | $1,008,000 | 5,186 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $185,000 | 5,219 |
| Income before extraordinary items | $823,000 | 5,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $823,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,640 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $823,000 | 4,988 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 6,482 |
| Total interest expense | $1,837,000 | 6,362 |
| Net interest income | $1,995,000 | 6,444 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $454,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $1,513,000 | 6,767 |
| Salaries and employee benefits | $837,000 | 6,629 |
| Premises and equipment expense | $192,000 | 6,897 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $913,000 | 5,148 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $157,000 | 5,377 |
| Income before extraordinary items | $756,000 | 5,031 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $756,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $756,000 | 4,919 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,433 |
| Total interest expense | $1,890,000 | 6,441 |
| Net interest income | $2,178,000 | 6,302 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $410,000 | 5,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,543,000 | 6,627 |
| Salaries and employee benefits | $817,000 | 6,649 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $575,000 | 5,933 |
| Pre-tax net operating income | $1,035,000 | 5,172 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $180,000 | 5,605 |
| Income before extraordinary items | $855,000 | 4,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $855,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,000 | 4,849 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 6,656 |
| Total interest expense | $1,471,000 | 7,054 |
| Net interest income | $2,193,000 | 6,293 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $352,000 | 5,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $1,427,000 | 6,966 |
| Salaries and employee benefits | $815,000 | 6,687 |
| Premises and equipment expense | $133,000 | 7,976 |
| Additional noninterest expense | $479,000 | 6,676 |
| Pre-tax net operating income | $1,095,000 | 5,041 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $199,000 | 5,725 |
| Income before extraordinary items | $913,000 | 4,703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $913,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $899,060 | 4,703 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 6,784 |
| Total interest expense | $1,546,000 | 7,095 |
| Net interest income | $2,118,000 | 6,461 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $337,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,360,000 | 7,068 |
| Salaries and employee benefits | $770,000 | 6,815 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $462,000 | 6,705 |
| Pre-tax net operating income | $1,083,000 | 5,182 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $226,000 | 5,875 |
| Income before extraordinary items | $857,000 | 4,975 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $857,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $857,000 | 4,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 7,053 |
| Total interest expense | $1,560,000 | 7,213 |
| Net interest income | $2,048,000 | 6,819 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $306,000 | 6,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,246,000 | 7,510 |
| Salaries and employee benefits | $705,000 | 7,294 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $1,058,000 | 5,657 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $227,000 | 6,538 |
| Income before extraordinary items | $831,000 | 5,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $831,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $831,000 | 5,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 7,403 |
| Total interest expense | $1,426,000 | 7,768 |
| Net interest income | $2,066,000 | 7,012 |
| Provision for loan and lease losses | $-54,000 | 11,212 |
| Total noninterest income | $294,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,230,000 | 7,901 |
| Salaries and employee benefits | $675,000 | 7,681 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $427,000 | 7,658 |
| Pre-tax net operating income | $1,184,000 | 5,167 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $269,000 | 6,193 |
| Income before extraordinary items | $915,000 | 4,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $915,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $915,000 | 4,758 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,677 |
| Total interest expense | $1,385,000 | 8,019 |
| Net interest income | $2,023,000 | 7,256 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,230,000 | 8,110 |
| Salaries and employee benefits | $686,000 | 7,811 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $419,000 | 8,014 |
| Pre-tax net operating income | $1,033,000 | 5,859 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $207,000 | 7,304 |
| Income before extraordinary items | $826,000 | 5,327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $826,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $826,000 | 5,301 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 7,863 |
| Total interest expense | $1,069,000 | 8,396 |
| Net interest income | $2,048,000 | 7,453 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $275,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,237,000 | 8,477 |
| Salaries and employee benefits | $677,000 | 8,049 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $476,000 | 8,089 |
| Pre-tax net operating income | $993,000 | 5,987 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $824,000 | 5,251 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $824,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $824,000 | 5,303 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 8,124 |
| Total interest expense | $1,004,000 | 9,093 |
| Net interest income | $2,124,000 | 7,376 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $273,000 | 8,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,201,000 | 8,885 |
| Salaries and employee benefits | $656,000 | 8,335 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $462,000 | 8,595 |
| Pre-tax net operating income | $1,176,000 | 5,256 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $912,000 | 5,043 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $912,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $912,000 | 4,818 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 8,003 |
| Total interest expense | $1,474,000 | 8,588 |
| Net interest income | $2,155,000 | 7,358 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,207,000 | 9,004 |
| Salaries and employee benefits | $632,000 | 8,533 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $499,000 | 8,472 |
| Pre-tax net operating income | $1,136,000 | 5,142 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $294,000 | 6,016 |
| Income before extraordinary items | $846,000 | 5,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $846,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $843,040 | 4,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.