Home > Security State Bank > Income and Expense
Security State Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,067 |
| Total interest expense | $446,000 | 5,648 |
| Net interest income | $1,522,000 | 6,097 |
| Provision for loan and lease losses | $-142,000 | 7,358 |
| Total noninterest income | $284,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $170,000 | 4,341 |
| Total noninterest expense | $1,572,000 | 5,747 |
| Salaries and employee benefits | $938,000 | 5,430 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $371,000 | 6,339 |
| Pre-tax net operating income | $376,000 | 4,841 |
| Securities gains (losses) | $38,000 | 2,498 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $407,000 | 4,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 4,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $407,000 | 4,633 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $220,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $369,760 | 4,647 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,125 |
| Total interest expense | $306,000 | 5,704 |
| Net interest income | $1,001,000 | 6,161 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $179,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,435 |
| Total noninterest expense | $1,039,000 | 5,826 |
| Salaries and employee benefits | $624,000 | 5,487 |
| Premises and equipment expense | $185,000 | 4,839 |
| Additional noninterest expense | $230,000 | 6,508 |
| Pre-tax net operating income | $129,000 | 5,526 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $133,000 | 5,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,475 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $133,000 | 5,476 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $220,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $123,400 | 5,446 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 6,158 |
| Total interest expense | $158,000 | 5,748 |
| Net interest income | $496,000 | 6,194 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $517,000 | 5,875 |
| Salaries and employee benefits | $313,000 | 5,517 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $116,000 | 6,547 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $170,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $49,200 | 5,684 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 6,144 |
| Total interest expense | $741,000 | 5,865 |
| Net interest income | $2,099,000 | 6,148 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $334,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $153,000 | 4,868 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $181,000 | 4,727 |
| Total noninterest expense | $2,040,000 | 5,973 |
| Salaries and employee benefits | $1,211,000 | 5,659 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $489,000 | 6,556 |
| Pre-tax net operating income | $353,000 | 4,755 |
| Securities gains (losses) | $-6,000 | 6,994 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $329,000 | 4,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 4,846 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $329,000 | 4,846 |
| Net charge-offs | $-32,000 | 7,538 |
| Cash dividends | $195,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $334,700 | 4,680 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 6,255 |
| Total interest expense | $570,000 | 5,956 |
| Net interest income | $1,557,000 | 6,267 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $242,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,527,000 | 6,012 |
| Salaries and employee benefits | $912,000 | 5,673 |
| Premises and equipment expense | $249,000 | 5,245 |
| Additional noninterest expense | $366,000 | 6,606 |
| Pre-tax net operating income | $242,000 | 5,089 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $14,000 | 4,127 |
| Income before extraordinary items | $229,000 | 5,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $229,000 | 5,175 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $229,000 | 5,176 |
| Net charge-offs | $-46,000 | 7,629 |
| Cash dividends | $195,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $228,060 | 5,013 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,314 |
| Total interest expense | $390,000 | 6,015 |
| Net interest income | $1,011,000 | 6,349 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $158,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 4,969 |
| Total noninterest expense | $1,009,000 | 6,066 |
| Salaries and employee benefits | $609,000 | 5,703 |
| Premises and equipment expense | $160,000 | 5,372 |
| Additional noninterest expense | $240,000 | 6,655 |
| Pre-tax net operating income | $140,000 | 5,266 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $133,000 | 5,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $133,000 | 5,331 |
| Net charge-offs | $-43,000 | 7,684 |
| Cash dividends | $155,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $133,000 | 5,188 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,424 |
| Total interest expense | $198,000 | 6,104 |
| Net interest income | $495,000 | 6,437 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $499,000 | 6,167 |
| Salaries and employee benefits | $302,000 | 5,806 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $119,000 | 6,741 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $61,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $61,000 | 5,528 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $61,000 | 5,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 6,473 |
| Total interest expense | $794,000 | 6,489 |
| Net interest income | $1,995,000 | 6,353 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $371,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $2,044,000 | 6,177 |
| Salaries and employee benefits | $1,156,000 | 5,940 |
| Premises and equipment expense | $354,000 | 5,301 |
| Additional noninterest expense | $534,000 | 6,678 |
| Pre-tax net operating income | $282,000 | 4,559 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $267,000 | 4,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $267,000 | 4,583 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $267,000 | 4,584 |
| Net charge-offs | $52,000 | 6,185 |
| Cash dividends | $180,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $267,000 | 4,516 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 6,592 |
| Total interest expense | $602,000 | 6,602 |
| Net interest income | $1,449,000 | 6,460 |
| Provision for loan and lease losses | $28,000 | 6,818 |
| Total noninterest income | $273,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $121,000 | 5,060 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $152,000 | 4,737 |
| Total noninterest expense | $1,501,000 | 6,245 |
| Salaries and employee benefits | $857,000 | 5,979 |
| Premises and equipment expense | $274,000 | 5,255 |
| Additional noninterest expense | $370,000 | 6,832 |
| Pre-tax net operating income | $193,000 | 4,953 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $184,000 | 4,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $184,000 | 4,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $184,000 | 4,915 |
| Net charge-offs | $54,000 | 5,620 |
| Cash dividends | $180,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,000 | 4,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 6,703 |
| Total interest expense | $405,000 | 6,696 |
| Net interest income | $935,000 | 6,543 |
| Provision for loan and lease losses | $16,000 | 6,772 |
| Total noninterest income | $180,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $79,000 | 5,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $101,000 | 4,769 |
| Total noninterest expense | $1,012,000 | 6,267 |
| Salaries and employee benefits | $573,000 | 6,041 |
| Premises and equipment expense | $183,000 | 5,298 |
| Additional noninterest expense | $256,000 | 6,805 |
| Pre-tax net operating income | $87,000 | 5,309 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $82,000 | 5,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 5,336 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $82,000 | 5,336 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $160,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $82,000 | 5,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,810 |
| Total interest expense | $203,000 | 6,784 |
| Net interest income | $445,000 | 6,647 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $87,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $478,000 | 6,371 |
| Salaries and employee benefits | $282,000 | 6,124 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $103,000 | 7,049 |
| Pre-tax net operating income | $50,000 | 5,636 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $48,000 | 5,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 5,716 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $48,000 | 5,716 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $160,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $48,000 | 5,550 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 6,763 |
| Total interest expense | $856,000 | 7,033 |
| Net interest income | $1,929,000 | 6,497 |
| Provision for loan and lease losses | $41,000 | 6,697 |
| Total noninterest income | $387,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 4,975 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $1,947,000 | 6,297 |
| Salaries and employee benefits | $1,128,000 | 6,138 |
| Premises and equipment expense | $377,000 | 5,249 |
| Additional noninterest expense | $442,000 | 6,879 |
| Pre-tax net operating income | $328,000 | 5,350 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $14,000 | 4,427 |
| Income before extraordinary items | $315,000 | 5,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $315,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,082 |
| Cash dividends | $230,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $314,040 | 5,207 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 6,864 |
| Total interest expense | $643,000 | 7,138 |
| Net interest income | $1,421,000 | 6,580 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $294,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $136,000 | 5,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 4,867 |
| Total noninterest expense | $1,428,000 | 6,348 |
| Salaries and employee benefits | $854,000 | 6,126 |
| Premises and equipment expense | $258,000 | 5,494 |
| Additional noninterest expense | $316,000 | 6,941 |
| Pre-tax net operating income | $256,000 | 5,814 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $12,000 | 4,805 |
| Income before extraordinary items | $245,000 | 5,476 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $245,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,978 |
| Cash dividends | $230,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $244,050 | 5,654 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,993 |
| Total interest expense | $437,000 | 7,213 |
| Net interest income | $894,000 | 6,735 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $192,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $105,000 | 4,974 |
| Total noninterest expense | $952,000 | 6,392 |
| Salaries and employee benefits | $567,000 | 6,194 |
| Premises and equipment expense | $162,000 | 5,682 |
| Additional noninterest expense | $223,000 | 6,865 |
| Pre-tax net operating income | $113,000 | 6,332 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $109,000 | 6,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,930 |
| Cash dividends | $180,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $108,040 | 6,224 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,080 |
| Total interest expense | $233,000 | 7,237 |
| Net interest income | $433,000 | 6,855 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $453,000 | 6,550 |
| Salaries and employee benefits | $278,000 | 6,279 |
| Premises and equipment expense | $76,000 | 5,856 |
| Additional noninterest expense | $99,000 | 7,081 |
| Pre-tax net operating income | $60,000 | 6,479 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $110,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 7,050 |
| Total interest expense | $877,000 | 7,363 |
| Net interest income | $1,835,000 | 6,709 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $398,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $185,000 | 5,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $213,000 | 4,937 |
| Total noninterest expense | $1,780,000 | 6,501 |
| Salaries and employee benefits | $1,076,000 | 6,275 |
| Premises and equipment expense | $317,000 | 5,658 |
| Additional noninterest expense | $387,000 | 7,101 |
| Pre-tax net operating income | $413,000 | 6,238 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $38,000 | 5,080 |
| Income before extraordinary items | $381,000 | 6,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,054 |
| Cash dividends | $405,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $375,540 | 6,123 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 7,120 |
| Total interest expense | $649,000 | 7,419 |
| Net interest income | $1,347,000 | 6,796 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 5,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $1,313,000 | 6,536 |
| Salaries and employee benefits | $808,000 | 6,266 |
| Premises and equipment expense | $232,000 | 5,703 |
| Additional noninterest expense | $273,000 | 7,206 |
| Pre-tax net operating income | $299,000 | 6,571 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $22,000 | 5,430 |
| Income before extraordinary items | $284,000 | 6,401 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $284,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $280,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $277,490 | 6,426 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 7,202 |
| Total interest expense | $425,000 | 7,473 |
| Net interest income | $882,000 | 6,869 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $201,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $880,000 | 6,572 |
| Salaries and employee benefits | $541,000 | 6,309 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $190,000 | 7,164 |
| Pre-tax net operating income | $183,000 | 6,741 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $179,000 | 6,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $172,420 | 6,566 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 7,257 |
| Total interest expense | $210,000 | 7,509 |
| Net interest income | $435,000 | 6,929 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $449,000 | 6,552 |
| Salaries and employee benefits | $272,000 | 6,334 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $104,000 | 7,022 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $68,000 | 6,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $210,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $68,000 | 6,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 7,197 |
| Total interest expense | $666,000 | 7,583 |
| Net interest income | $1,766,000 | 6,841 |
| Provision for loan and lease losses | $34,000 | 5,951 |
| Total noninterest income | $373,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $184,000 | 5,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $189,000 | 5,217 |
| Total noninterest expense | $1,690,000 | 6,594 |
| Salaries and employee benefits | $1,011,000 | 6,388 |
| Premises and equipment expense | $315,000 | 5,617 |
| Additional noninterest expense | $364,000 | 7,238 |
| Pre-tax net operating income | $415,000 | 6,746 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $40,000 | 5,584 |
| Income before extraordinary items | $382,000 | 6,579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $382,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $336,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $375,630 | 6,607 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 7,261 |
| Total interest expense | $476,000 | 7,649 |
| Net interest income | $1,321,000 | 6,933 |
| Provision for loan and lease losses | $26,000 | 5,807 |
| Total noninterest income | $280,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $137,000 | 5,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,225 |
| Total noninterest expense | $1,231,000 | 6,682 |
| Salaries and employee benefits | $759,000 | 6,378 |
| Premises and equipment expense | $230,000 | 5,715 |
| Additional noninterest expense | $242,000 | 7,465 |
| Pre-tax net operating income | $344,000 | 6,809 |
| Securities gains (losses) | $7,000 | 967 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $326,000 | 6,593 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $326,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $336,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $319,490 | 6,629 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,285 |
| Total interest expense | $311,000 | 7,661 |
| Net interest income | $880,000 | 6,975 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $181,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,303 |
| Total noninterest expense | $816,000 | 6,719 |
| Salaries and employee benefits | $513,000 | 6,363 |
| Premises and equipment expense | $148,000 | 5,813 |
| Additional noninterest expense | $155,000 | 7,554 |
| Pre-tax net operating income | $228,000 | 6,893 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $215,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $296,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,000 | 6,636 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,275 |
| Total interest expense | $154,000 | 7,644 |
| Net interest income | $442,000 | 6,984 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $403,000 | 6,756 |
| Salaries and employee benefits | $249,000 | 6,465 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $210,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,000 | 6,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 7,248 |
| Total interest expense | $511,000 | 7,587 |
| Net interest income | $1,709,000 | 7,020 |
| Provision for loan and lease losses | $47,000 | 5,842 |
| Total noninterest income | $369,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $186,000 | 5,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $1,636,000 | 6,659 |
| Salaries and employee benefits | $996,000 | 6,355 |
| Premises and equipment expense | $308,000 | 5,654 |
| Additional noninterest expense | $332,000 | 7,452 |
| Pre-tax net operating income | $395,000 | 7,079 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $370,000 | 6,893 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $370,000 | 6,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $255,000 | 4,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $370,940 | 6,870 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 7,274 |
| Total interest expense | $371,000 | 7,591 |
| Net interest income | $1,274,000 | 7,060 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $281,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 5,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,313 |
| Total noninterest expense | $1,233,000 | 6,658 |
| Salaries and employee benefits | $760,000 | 6,312 |
| Premises and equipment expense | $226,000 | 5,724 |
| Additional noninterest expense | $247,000 | 7,460 |
| Pre-tax net operating income | $284,000 | 7,266 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $266,000 | 7,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $266,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $266,940 | 7,059 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 7,332 |
| Total interest expense | $241,000 | 7,575 |
| Net interest income | $819,000 | 7,138 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $179,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $89,000 | 5,278 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $805,000 | 6,717 |
| Salaries and employee benefits | $500,000 | 6,347 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $168,000 | 7,418 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $158,000 | 7,283 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $158,950 | 7,235 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,429 |
| Total interest expense | $118,000 | 7,591 |
| Net interest income | $395,000 | 7,276 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $91,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $401,000 | 6,766 |
| Salaries and employee benefits | $250,000 | 6,391 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $73,000 | 7,591 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $1,000 | 23 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 7,242 |
| Total interest expense | $431,000 | 7,565 |
| Net interest income | $1,700,000 | 7,050 |
| Provision for loan and lease losses | $57,000 | 5,823 |
| Total noninterest income | $404,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $208,000 | 5,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,152 |
| Total noninterest expense | $1,586,000 | 6,736 |
| Salaries and employee benefits | $959,000 | 6,419 |
| Premises and equipment expense | $270,000 | 5,990 |
| Additional noninterest expense | $357,000 | 7,364 |
| Pre-tax net operating income | $461,000 | 6,832 |
| Securities gains (losses) | $-26,000 | 8,443 |
| Applicable income taxes | $26,000 | 6,429 |
| Income before extraordinary items | $409,000 | 6,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $409,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $110,000 | 5,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $433,440 | 6,561 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 7,285 |
| Total interest expense | $319,000 | 7,606 |
| Net interest income | $1,267,000 | 7,074 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $299,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $1,195,000 | 6,690 |
| Salaries and employee benefits | $732,000 | 6,320 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $265,000 | 7,374 |
| Pre-tax net operating income | $334,000 | 7,025 |
| Securities gains (losses) | $-25,000 | 8,698 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $292,000 | 6,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $292,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $110,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $315,500 | 6,740 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 7,385 |
| Total interest expense | $215,000 | 7,655 |
| Net interest income | $813,000 | 7,187 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 5,216 |
| Total noninterest expense | $779,000 | 6,796 |
| Salaries and employee benefits | $478,000 | 6,442 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $174,000 | 7,443 |
| Pre-tax net operating income | $210,000 | 7,109 |
| Securities gains (losses) | $-14,000 | 8,740 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $198,160 | 6,835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,434 |
| Total interest expense | $110,000 | 7,686 |
| Net interest income | $403,000 | 7,233 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $381,000 | 6,892 |
| Salaries and employee benefits | $224,000 | 6,666 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $93,000 | 7,316 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $-7,000 | 8,881 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,650 | 6,796 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 7,329 |
| Total interest expense | $553,000 | 7,563 |
| Net interest income | $1,686,000 | 7,082 |
| Provision for loan and lease losses | $93,000 | 5,435 |
| Total noninterest income | $404,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $187,000 | 5,428 |
| Total noninterest expense | $1,591,000 | 6,732 |
| Salaries and employee benefits | $962,000 | 6,395 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $371,000 | 7,323 |
| Pre-tax net operating income | $406,000 | 7,016 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $397,000 | 6,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $397,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $394,090 | 6,681 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 7,408 |
| Total interest expense | $435,000 | 7,620 |
| Net interest income | $1,244,000 | 7,173 |
| Provision for loan and lease losses | $93,000 | 4,780 |
| Total noninterest income | $303,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $1,228,000 | 6,633 |
| Salaries and employee benefits | $764,000 | 6,162 |
| Premises and equipment expense | $190,000 | 6,129 |
| Additional noninterest expense | $274,000 | 7,361 |
| Pre-tax net operating income | $226,000 | 7,585 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $214,000 | 7,497 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $214,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,781 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $210,280 | 7,372 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 7,453 |
| Total interest expense | $308,000 | 7,601 |
| Net interest income | $810,000 | 7,247 |
| Provision for loan and lease losses | $37,000 | 5,547 |
| Total noninterest income | $202,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $95,000 | 5,412 |
| Total noninterest expense | $800,000 | 6,712 |
| Salaries and employee benefits | $500,000 | 6,264 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $177,000 | 7,437 |
| Pre-tax net operating income | $175,000 | 7,419 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $165,240 | 7,118 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 7,458 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $406,000 | 7,254 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $400,000 | 6,715 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $75,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,000 | 7,239 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 7,296 |
| Total interest expense | $761,000 | 7,636 |
| Net interest income | $1,800,000 | 6,958 |
| Provision for loan and lease losses | $94,000 | 5,835 |
| Total noninterest income | $411,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $225,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $1,605,000 | 6,644 |
| Salaries and employee benefits | $927,000 | 6,414 |
| Premises and equipment expense | $252,000 | 6,109 |
| Additional noninterest expense | $426,000 | 6,967 |
| Pre-tax net operating income | $512,000 | 6,720 |
| Securities gains (losses) | $-7,000 | 8,862 |
| Applicable income taxes | $11,000 | 7,271 |
| Income before extraordinary items | $494,000 | 6,432 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $494,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $417,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $500,860 | 6,242 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,415 |
| Total interest expense | $1,136,000 | 7,732 |
| Net interest income | $1,706,000 | 6,967 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $397,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $223,000 | 4,903 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $174,000 | 5,222 |
| Total noninterest expense | $1,463,000 | 6,880 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $395,000 | 7,182 |
| Pre-tax net operating income | $610,000 | 6,135 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $173,000 | 5,254 |
| Income before extraordinary items | $447,000 | 6,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $447,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $765,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $439,800 | 6,240 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 7,679 |
| Total interest expense | $1,111,000 | 7,986 |
| Net interest income | $1,618,000 | 7,267 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $375,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $1,419,000 | 6,955 |
| Salaries and employee benefits | $842,000 | 6,541 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $372,000 | 7,390 |
| Pre-tax net operating income | $554,000 | 6,764 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $140,000 | 6,039 |
| Income before extraordinary items | $409,000 | 6,798 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $409,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $412,700 | 6,787 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 7,934 |
| Total interest expense | $1,016,000 | 8,141 |
| Net interest income | $1,462,000 | 7,651 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $392,000 | 5,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $1,360,000 | 7,142 |
| Salaries and employee benefits | $793,000 | 6,783 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $365,000 | 7,577 |
| Pre-tax net operating income | $474,000 | 7,258 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $119,000 | 6,664 |
| Income before extraordinary items | $355,000 | 7,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $355,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $355,000 | 7,230 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 8,093 |
| Total interest expense | $1,016,000 | 8,383 |
| Net interest income | $1,489,000 | 7,710 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $376,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,401 |
| Total noninterest expense | $1,385,000 | 7,005 |
| Salaries and employee benefits | $833,000 | 6,543 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $354,000 | 7,633 |
| Pre-tax net operating income | $410,000 | 7,823 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $91,000 | 7,671 |
| Income before extraordinary items | $319,000 | 7,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $319,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $319,000 | 7,641 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 8,820 |
| Total interest expense | $839,000 | 9,137 |
| Net interest income | $1,333,000 | 8,402 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $300,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,605 |
| Total noninterest expense | $1,189,000 | 7,722 |
| Salaries and employee benefits | $742,000 | 7,067 |
| Premises and equipment expense | $173,000 | 7,328 |
| Additional noninterest expense | $274,000 | 8,594 |
| Pre-tax net operating income | $424,000 | 8,314 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $311,000 | 8,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $311,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $312,480 | 8,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 9,394 |
| Total interest expense | $758,000 | 9,774 |
| Net interest income | $1,232,000 | 8,957 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $291,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,615 |
| Total noninterest expense | $1,059,000 | 8,472 |
| Salaries and employee benefits | $640,000 | 7,896 |
| Premises and equipment expense | $163,000 | 7,772 |
| Additional noninterest expense | $256,000 | 9,326 |
| Pre-tax net operating income | $444,000 | 8,249 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $311,000 | 8,331 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $311,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $311,700 | 8,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 9,750 |
| Total interest expense | $715,000 | 10,253 |
| Net interest income | $1,262,000 | 9,179 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $249,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $969,000 | 9,086 |
| Salaries and employee benefits | $560,000 | 8,646 |
| Premises and equipment expense | $140,000 | 8,530 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $508,000 | 8,390 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $161,000 | 8,078 |
| Income before extraordinary items | $331,000 | 8,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $331,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $341,720 | 8,520 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 10,031 |
| Total interest expense | $608,000 | 10,567 |
| Net interest income | $1,267,000 | 9,565 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $392,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,506 |
| Total noninterest expense | $1,038,000 | 9,215 |
| Salaries and employee benefits | $651,000 | 8,263 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $261,000 | 10,391 |
| Pre-tax net operating income | $621,000 | 7,885 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $221,000 | 6,993 |
| Income before extraordinary items | $395,000 | 8,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $395,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $398,200 | 8,258 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 10,366 |
| Total interest expense | $687,000 | 10,661 |
| Net interest income | $1,222,000 | 10,000 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $281,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $931,000 | 10,049 |
| Salaries and employee benefits | $566,000 | 9,081 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $255,000 | 11,009 |
| Pre-tax net operating income | $559,000 | 8,236 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $203,000 | 7,553 |
| Income before extraordinary items | $355,000 | 8,884 |
| Extraordinary gains, net | $79,000 | 1,804 |
| Net income | $434,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $355,640 | 8,622 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 10,695 |
| Total interest expense | $922,000 | 10,757 |
| Net interest income | $1,181,000 | 10,390 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,272 |
| Total noninterest expense | $927,000 | 10,321 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $520,000 | 8,274 |
| Securities gains (losses) | $-15,000 | 13,410 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $324,000 | 9,003 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $324,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,600 | 8,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.