Home > Security State Bank > Income and Expense

Security State Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$2,889,000	7,525
Total interest expense	$1,686,000	6,797
Net interest income	$1,203,000	8,063
Provision for loan and lease losses	$0	8,337
Total noninterest income	$156,000	7,808
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	5,852
Total noninterest expense	$1,130,000	7,665
Salaries and employee benefits	$536,000	8,056
Premises and equipment expense	$159,000	7,451
Additional noninterest expense	$435,000	6,889
Pre-tax net operating income	$229,000	8,241
Securities gains (losses)	$-29,000	8,927
Applicable income taxes	$33,000	7,548
Income before extraordinary items	$167,000	8,304
Extraordinary gains, net	$0	38
Net income	$167,000	8,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,352
Cash dividends	$250,000	4,756
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$191,070	8,127
1999-12-31 (YTD Data)		Rank
Total interest income	$2,766,000	7,634
Total interest expense	$1,599,000	6,728
Net interest income	$1,167,000	8,266
Provision for loan and lease losses	$0	8,503
Total noninterest income	$141,000	8,223
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	7,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,038
Total noninterest expense	$1,365,000	7,127
Salaries and employee benefits	$650,000	7,488
Premises and equipment expense	$166,000	7,378
Additional noninterest expense	$549,000	6,159
Pre-tax net operating income	$-57,000	9,493
Securities gains (losses)	$0	3,155
Applicable income taxes	$-62,000	9,857
Income before extraordinary items	$5,000	9,427
Extraordinary gains, net	$0	35
Net income	$5,000	9,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,765
Cash dividends	$200,000	5,191
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,000	9,399
1998-12-31 (YTD Data)		Rank
Total interest income	$709,000	10,093
Total interest expense	$408,000	9,882
Net interest income	$301,000	10,199
Provision for loan and lease losses	$0	8,652
Total noninterest income	$18,000	10,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$11,000	8,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,104
Total noninterest expense	$256,000	10,322
Salaries and employee benefits	$118,000	10,337
Premises and equipment expense	$32,000	10,146
Additional noninterest expense	$106,000	10,086
Pre-tax net operating income	$63,000	9,573
Securities gains (losses)	$27,000	2,200
Applicable income taxes	$7,000	9,157
Income before extraordinary items	$83,000	9,448
Extraordinary gains, net	$0	32
Net income	$83,000	9,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,100
Cash dividends	$3,400,000	885
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$58,160	9,519
1997-12-31 (YTD Data)		Rank
Total interest income	$1,682,000	9,449
Total interest expense	$857,000	9,096
Net interest income	$825,000	9,609
Provision for loan and lease losses	$33,000	7,298
Total noninterest income	$36,000	10,494
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	9,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	10,252
Total noninterest expense	$590,000	9,789
Salaries and employee benefits	$356,000	9,552
Premises and equipment expense	$71,000	9,671
Additional noninterest expense	$163,000	9,847
Pre-tax net operating income	$238,000	9,364
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$40,000	9,409
Income before extraordinary items	$202,000	9,133
Extraordinary gains, net	$0	44
Net income	$202,000	9,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$198,680	9,125
1996-12-31 (YTD Data)		Rank
Total interest income	$1,663,000	9,865
Total interest expense	$823,000	9,576
Net interest income	$840,000	9,999
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$24,000	11,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	9,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	11,319
Total noninterest expense	$493,000	10,624
Salaries and employee benefits	$294,000	10,398
Premises and equipment expense	$52,000	10,580
Additional noninterest expense	$147,000	10,584
Pre-tax net operating income	$359,000	8,755
Securities gains (losses)	$16,000	2,154
Applicable income taxes	$107,000	8,639
Income before extraordinary items	$268,000	8,679
Extraordinary gains, net	$0	53
Net income	$268,000	8,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$256,640	8,720
1995-12-31 (YTD Data)		Rank
Total interest income	$1,449,000	10,618
Total interest expense	$619,000	10,607
Net interest income	$830,000	10,447
Provision for loan and lease losses	$6,000	8,588
Total noninterest income	$25,000	11,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	9,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	11,869
Total noninterest expense	$488,000	11,072
Salaries and employee benefits	$270,000	11,007
Premises and equipment expense	$55,000	10,933
Additional noninterest expense	$163,000	10,901
Pre-tax net operating income	$361,000	9,319
Securities gains (losses)	$40,000	1,447
Applicable income taxes	$119,000	8,810
Income before extraordinary items	$282,000	9,111
Extraordinary gains, net	$0	65
Net income	$282,000	9,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$60,000	7,552
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$254,000	9,352
1994-12-31 (YTD Data)		Rank
Total interest income	$1,560,000	10,617
Total interest expense	$560,000	10,803
Net interest income	$1,000,000	10,392
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$28,000	12,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$26,000	10,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	12,485
Total noninterest expense	$459,000	11,804
Salaries and employee benefits	$250,000	11,666
Premises and equipment expense	$57,000	11,399
Additional noninterest expense	$152,000	11,766
Pre-tax net operating income	$564,000	8,220
Securities gains (losses)	$36,000	1,361
Applicable income taxes	$191,000	7,499
Income before extraordinary items	$409,000	8,123
Extraordinary gains, net	$0	249
Net income	$409,000	8,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$384,520	8,372
1993-12-31 (YTD Data)		Rank
Total interest income	$1,555,000	11,104
Total interest expense	$585,000	11,221
Net interest income	$970,000	10,887
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$32,000	12,905
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	10,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	13,083
Total noninterest expense	$468,000	12,315
Salaries and employee benefits	$245,000	12,237
Premises and equipment expense	$54,000	12,082
Additional noninterest expense	$169,000	12,164
Pre-tax net operating income	$514,000	8,575
Securities gains (losses)	$12,000	5,266
Applicable income taxes	$174,000	8,125
Income before extraordinary items	$352,000	8,913
Extraordinary gains, net	$0	3,149
Net income	$352,000	9,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$60,000	7,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$343,960	8,736
1992-12-31 (YTD Data)		Rank
Total interest income	$1,600,000	11,730
Total interest expense	$703,000	11,791
Net interest income	$897,000	11,534
Provision for loan and lease losses	$0	11,756
Total noninterest income	$102,000	11,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	11,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	8,755
Total noninterest expense	$430,000	13,021
Salaries and employee benefits	$221,000	12,920
Premises and equipment expense	$53,000	12,576
Additional noninterest expense	$156,000	12,847
Pre-tax net operating income	$569,000	7,931
Securities gains (losses)	$30,000	4,989
Applicable income taxes	$185,000	7,849
Income before extraordinary items	$414,000	8,073
Extraordinary gains, net	$0	1,422
Net income	$414,000	8,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$30,000	8,198
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$393,300	7,926

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.