Home > Security Savings Bank, SSB > Income and Expense
Security Savings Bank, SSB, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 2,901 |
| Total interest expense | $2,167,000 | 1,210 |
| Net interest income | $4,012,000 | 3,562 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-481,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $295,000 | 2,864 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-776,000 | 6,862 |
| Total noninterest expense | $5,422,000 | 2,562 |
| Salaries and employee benefits | $2,066,000 | 3,315 |
| Premises and equipment expense | $671,000 | 2,489 |
| Additional noninterest expense | $2,685,000 | 1,765 |
| Pre-tax net operating income | $-1,891,000 | 6,783 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,891,000 | 6,790 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,891,000 | 6,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,891,000 | 6,791 |
| Net charge-offs | $2,369,000 | 531 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,891,000 | 6,781 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 2,829 |
| Total interest expense | $1,480,000 | 1,207 |
| Net interest income | $2,753,000 | 3,497 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $402,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,748 |
| Total noninterest expense | $3,526,000 | 2,620 |
| Salaries and employee benefits | $1,469,000 | 3,192 |
| Premises and equipment expense | $392,000 | 2,786 |
| Additional noninterest expense | $1,665,000 | 1,887 |
| Pre-tax net operating income | $-371,000 | 6,641 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-371,000 | 6,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-371,000 | 6,681 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-371,000 | 6,681 |
| Net charge-offs | $1,988,000 | 451 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-371,000 | 6,656 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 2,792 |
| Total interest expense | $758,000 | 1,220 |
| Net interest income | $1,411,000 | 3,440 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $582,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $483,000 | 1,616 |
| Total noninterest expense | $1,855,000 | 2,533 |
| Salaries and employee benefits | $764,000 | 3,140 |
| Premises and equipment expense | $207,000 | 2,699 |
| Additional noninterest expense | $884,000 | 1,796 |
| Pre-tax net operating income | $138,000 | 4,955 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $138,000 | 4,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $138,000 | 4,847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $138,000 | 4,848 |
| Net charge-offs | $1,141,000 | 426 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $138,000 | 4,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 2,452 |
| Total interest expense | $3,757,000 | 1,191 |
| Net interest income | $6,748,000 | 3,072 |
| Provision for loan and lease losses | $1,113,000 | 1,653 |
| Total noninterest income | $-3,769,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $522,000 | 2,399 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-4,291,000 | 7,067 |
| Total noninterest expense | $9,317,000 | 2,051 |
| Salaries and employee benefits | $3,358,000 | 2,891 |
| Premises and equipment expense | $1,178,000 | 1,975 |
| Additional noninterest expense | $4,781,000 | 1,419 |
| Pre-tax net operating income | $-7,451,000 | 6,998 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-4,000 | 6,502 |
| Income before extraordinary items | $-7,447,000 | 7,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,447,000 | 7,003 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,447,000 | 7,003 |
| Net charge-offs | $3,392,000 | 783 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-7,447,000 | 6,992 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,101,000 | 2,432 |
| Total interest expense | $2,894,000 | 1,233 |
| Net interest income | $5,207,000 | 3,049 |
| Provision for loan and lease losses | $840,000 | 1,656 |
| Total noninterest income | $-3,104,000 | 7,171 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $400,000 | 2,384 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-3,504,000 | 7,171 |
| Total noninterest expense | $7,078,000 | 2,028 |
| Salaries and employee benefits | $2,618,000 | 2,803 |
| Premises and equipment expense | $827,000 | 2,109 |
| Additional noninterest expense | $3,633,000 | 1,404 |
| Pre-tax net operating income | $-5,815,000 | 7,101 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-5,815,000 | 7,109 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,815,000 | 7,109 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,815,000 | 7,109 |
| Net charge-offs | $3,218,000 | 646 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,815,000 | 7,098 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 2,382 |
| Total interest expense | $1,975,000 | 1,242 |
| Net interest income | $3,614,000 | 2,962 |
| Provision for loan and lease losses | $398,000 | 2,097 |
| Total noninterest income | $-2,173,000 | 7,235 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $264,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,437,000 | 7,238 |
| Total noninterest expense | $4,818,000 | 1,987 |
| Salaries and employee benefits | $1,793,000 | 2,743 |
| Premises and equipment expense | $539,000 | 2,142 |
| Additional noninterest expense | $2,486,000 | 1,367 |
| Pre-tax net operating income | $-3,775,000 | 7,164 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,775,000 | 7,170 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,775,000 | 7,170 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,775,000 | 7,170 |
| Net charge-offs | $2,885,000 | 528 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,775,000 | 7,165 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 2,352 |
| Total interest expense | $1,019,000 | 1,249 |
| Net interest income | $1,855,000 | 2,901 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $-547,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-679,000 | 7,282 |
| Total noninterest expense | $2,479,000 | 1,934 |
| Salaries and employee benefits | $954,000 | 2,592 |
| Premises and equipment expense | $317,000 | 1,879 |
| Additional noninterest expense | $1,208,000 | 1,401 |
| Pre-tax net operating income | $-1,178,000 | 7,172 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,178,000 | 7,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,178,000 | 7,184 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,178,000 | 7,184 |
| Net charge-offs | $1,973,000 | 411 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,178,000 | 7,178 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,458,000 | 2,076 |
| Total interest expense | $4,843,000 | 1,254 |
| Net interest income | $8,615,000 | 2,547 |
| Provision for loan and lease losses | $1,320,000 | 2,036 |
| Total noninterest income | $1,574,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $588,000 | 2,272 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $986,000 | 2,156 |
| Total noninterest expense | $10,169,000 | 1,881 |
| Salaries and employee benefits | $4,754,000 | 2,037 |
| Premises and equipment expense | $1,486,000 | 1,670 |
| Additional noninterest expense | $3,929,000 | 1,727 |
| Pre-tax net operating income | $-1,300,000 | 6,660 |
| Securities gains (losses) | $-24,000 | 6,941 |
| Applicable income taxes | $192,000 | 2,943 |
| Income before extraordinary items | $-1,516,000 | 6,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,516,000 | 6,760 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,516,000 | 6,760 |
| Net charge-offs | $4,428,000 | 886 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,492,000 | 6,726 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,314,000 | 2,052 |
| Total interest expense | $3,755,000 | 1,263 |
| Net interest income | $6,559,000 | 2,524 |
| Provision for loan and lease losses | $932,000 | 2,046 |
| Total noninterest income | $1,723,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $448,000 | 2,266 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,275,000 | 1,497 |
| Total noninterest expense | $7,546,000 | 1,908 |
| Salaries and employee benefits | $3,581,000 | 2,013 |
| Premises and equipment expense | $1,062,000 | 1,770 |
| Additional noninterest expense | $2,903,000 | 1,748 |
| Pre-tax net operating income | $-196,000 | 6,389 |
| Securities gains (losses) | $-24,000 | 7,073 |
| Applicable income taxes | $192,000 | 2,692 |
| Income before extraordinary items | $-412,000 | 6,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-412,000 | 6,650 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-412,000 | 6,650 |
| Net charge-offs | $3,095,000 | 930 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-388,000 | 6,579 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,296,000 | 1,971 |
| Total interest expense | $2,572,000 | 1,275 |
| Net interest income | $4,724,000 | 2,323 |
| Provision for loan and lease losses | $840,000 | 1,671 |
| Total noninterest income | $2,082,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $312,000 | 2,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,770,000 | 909 |
| Total noninterest expense | $5,452,000 | 1,788 |
| Salaries and employee benefits | $2,501,000 | 1,948 |
| Premises and equipment expense | $685,000 | 1,851 |
| Additional noninterest expense | $2,266,000 | 1,528 |
| Pre-tax net operating income | $514,000 | 3,773 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-1,000 | 6,786 |
| Income before extraordinary items | $515,000 | 3,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 3,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $515,000 | 3,525 |
| Net charge-offs | $2,928,000 | 705 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $515,000 | 3,427 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 1,977 |
| Total interest expense | $1,309,000 | 1,302 |
| Net interest income | $2,342,000 | 2,335 |
| Provision for loan and lease losses | $-146,000 | 7,508 |
| Total noninterest income | $502,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $153,000 | 2,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,735 |
| Total noninterest expense | $2,700,000 | 1,821 |
| Salaries and employee benefits | $1,285,000 | 1,923 |
| Premises and equipment expense | $350,000 | 1,851 |
| Additional noninterest expense | $1,065,000 | 1,626 |
| Pre-tax net operating income | $290,000 | 3,593 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $292,000 | 3,302 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $292,000 | 3,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $292,000 | 3,300 |
| Net charge-offs | $545,000 | 1,263 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $292,000 | 3,245 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,312,000 | 1,749 |
| Total interest expense | $7,639,000 | 1,082 |
| Net interest income | $9,673,000 | 2,267 |
| Provision for loan and lease losses | $18,241,000 | 407 |
| Total noninterest income | $1,663,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $725,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $938,000 | 2,249 |
| Total noninterest expense | $11,456,000 | 1,724 |
| Salaries and employee benefits | $5,554,000 | 1,746 |
| Premises and equipment expense | $1,550,000 | 1,662 |
| Additional noninterest expense | $4,352,000 | 1,655 |
| Pre-tax net operating income | $-18,361,000 | 7,507 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,582,000 | 601 |
| Income before extraordinary items | $-20,943,000 | 7,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,943,000 | 7,525 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-20,943,000 | 7,525 |
| Net charge-offs | $15,431,000 | 427 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-20,943,000 | 7,521 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,388,000 | 1,725 |
| Total interest expense | $5,499,000 | 1,167 |
| Net interest income | $7,889,000 | 2,098 |
| Provision for loan and lease losses | $11,944,000 | 430 |
| Total noninterest income | $1,419,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $558,000 | 1,999 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $861,000 | 1,982 |
| Total noninterest expense | $8,342,000 | 1,766 |
| Salaries and employee benefits | $4,205,000 | 1,746 |
| Premises and equipment expense | $1,114,000 | 1,752 |
| Additional noninterest expense | $3,023,000 | 1,760 |
| Pre-tax net operating income | $-10,978,000 | 7,571 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $-10,988,000 | 7,593 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,988,000 | 7,593 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,988,000 | 7,593 |
| Net charge-offs | $9,341,000 | 481 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,988,000 | 7,587 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,219,000 | 1,698 |
| Total interest expense | $3,823,000 | 1,172 |
| Net interest income | $5,396,000 | 2,050 |
| Provision for loan and lease losses | $7,491,000 | 452 |
| Total noninterest income | $760,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $377,000 | 1,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $383,000 | 2,471 |
| Total noninterest expense | $5,460,000 | 1,802 |
| Salaries and employee benefits | $2,821,000 | 1,739 |
| Premises and equipment expense | $724,000 | 1,806 |
| Additional noninterest expense | $1,915,000 | 1,837 |
| Pre-tax net operating income | $-6,795,000 | 7,615 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,795,000 | 7,641 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,795,000 | 7,641 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,795,000 | 7,641 |
| Net charge-offs | $4,874,000 | 589 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,795,000 | 7,640 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 1,732 |
| Total interest expense | $1,913,000 | 1,221 |
| Net interest income | $2,744,000 | 2,035 |
| Provision for loan and lease losses | $4,867,000 | 391 |
| Total noninterest income | $330,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $190,000 | 1,950 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $2,705,000 | 1,839 |
| Salaries and employee benefits | $1,425,000 | 1,758 |
| Premises and equipment expense | $366,000 | 1,846 |
| Additional noninterest expense | $914,000 | 1,876 |
| Pre-tax net operating income | $-4,498,000 | 7,749 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,498,000 | 7,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,498,000 | 7,775 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,498,000 | 7,775 |
| Net charge-offs | $3,468,000 | 435 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,498,000 | 7,764 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,740,000 | 1,645 |
| Total interest expense | $9,632,000 | 1,237 |
| Net interest income | $11,108,000 | 1,986 |
| Provision for loan and lease losses | $16,896,000 | 558 |
| Total noninterest income | $1,577,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $822,000 | 2,015 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $755,000 | 2,552 |
| Total noninterest expense | $10,780,000 | 1,889 |
| Salaries and employee benefits | $5,947,000 | 1,670 |
| Premises and equipment expense | $1,630,000 | 1,658 |
| Additional noninterest expense | $3,203,000 | 2,209 |
| Pre-tax net operating income | $-14,991,000 | 7,632 |
| Securities gains (losses) | $-82,000 | 7,253 |
| Applicable income taxes | $-3,155,000 | 7,635 |
| Income before extraordinary items | $-11,918,000 | 7,609 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,918,000 | 7,608 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,918,000 | 7,608 |
| Net charge-offs | $12,895,000 | 559 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,853,220 | 7,615 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,990,000 | 1,637 |
| Total interest expense | $7,611,000 | 1,235 |
| Net interest income | $8,379,000 | 1,972 |
| Provision for loan and lease losses | $9,301,000 | 654 |
| Total noninterest income | $1,206,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $601,000 | 2,052 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $605,000 | 2,508 |
| Total noninterest expense | $7,998,000 | 1,891 |
| Salaries and employee benefits | $4,422,000 | 1,706 |
| Premises and equipment expense | $1,185,000 | 1,735 |
| Additional noninterest expense | $2,391,000 | 2,192 |
| Pre-tax net operating income | $-7,714,000 | 7,664 |
| Securities gains (losses) | $-82,000 | 7,444 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,796,000 | 7,720 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,796,000 | 7,719 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,796,000 | 7,719 |
| Net charge-offs | $3,335,000 | 1,108 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,714,000 | 7,726 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,758,000 | 1,651 |
| Total interest expense | $5,342,000 | 1,238 |
| Net interest income | $5,416,000 | 2,027 |
| Provision for loan and lease losses | $2,671,000 | 1,172 |
| Total noninterest income | $828,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $388,000 | 2,074 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $440,000 | 2,411 |
| Total noninterest expense | $5,336,000 | 1,916 |
| Salaries and employee benefits | $3,187,000 | 1,607 |
| Premises and equipment expense | $777,000 | 1,783 |
| Additional noninterest expense | $1,372,000 | 2,532 |
| Pre-tax net operating income | $-1,763,000 | 7,324 |
| Securities gains (losses) | $-82,000 | 7,655 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,845,000 | 7,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,845,000 | 7,434 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,845,000 | 7,433 |
| Net charge-offs | $2,562,000 | 956 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,763,000 | 7,410 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 1,666 |
| Total interest expense | $2,779,000 | 1,232 |
| Net interest income | $2,616,000 | 2,094 |
| Provision for loan and lease losses | $1,371,000 | 983 |
| Total noninterest income | $390,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $187,000 | 2,081 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $203,000 | 2,494 |
| Total noninterest expense | $2,767,000 | 1,790 |
| Salaries and employee benefits | $1,691,000 | 1,546 |
| Premises and equipment expense | $403,000 | 1,754 |
| Additional noninterest expense | $673,000 | 2,304 |
| Pre-tax net operating income | $-1,132,000 | 7,669 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,132,000 | 7,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,132,000 | 7,740 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,132,000 | 7,739 |
| Net charge-offs | $1,708,000 | 674 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,132,000 | 7,738 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,017,000 | 1,612 |
| Total interest expense | $12,086,000 | 1,354 |
| Net interest income | $11,931,000 | 1,869 |
| Provision for loan and lease losses | $1,925,000 | 1,844 |
| Total noninterest income | $1,715,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $817,000 | 2,092 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $898,000 | 2,289 |
| Total noninterest expense | $11,178,000 | 1,735 |
| Salaries and employee benefits | $6,746,000 | 1,534 |
| Premises and equipment expense | $1,742,000 | 1,588 |
| Additional noninterest expense | $2,690,000 | 2,215 |
| Pre-tax net operating income | $543,000 | 4,748 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $14,000 | 4,427 |
| Income before extraordinary items | $529,000 | 4,365 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $529,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,805 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $529,000 | 4,522 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,266,000 | 1,631 |
| Total interest expense | $9,146,000 | 1,391 |
| Net interest income | $9,120,000 | 1,853 |
| Provision for loan and lease losses | $530,000 | 2,652 |
| Total noninterest income | $1,302,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $604,000 | 2,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $698,000 | 2,320 |
| Total noninterest expense | $8,314,000 | 1,744 |
| Salaries and employee benefits | $5,090,000 | 1,545 |
| Premises and equipment expense | $1,230,000 | 1,687 |
| Additional noninterest expense | $1,994,000 | 2,171 |
| Pre-tax net operating income | $1,578,000 | 2,737 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $465,000 | 1,991 |
| Income before extraordinary items | $1,113,000 | 2,887 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,113,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 1,187 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,113,000 | 3,038 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,254,000 | 1,647 |
| Total interest expense | $6,207,000 | 1,419 |
| Net interest income | $6,047,000 | 1,855 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $873,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $395,000 | 2,143 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $478,000 | 2,317 |
| Total noninterest expense | $5,572,000 | 1,736 |
| Salaries and employee benefits | $3,444,000 | 1,533 |
| Premises and equipment expense | $792,000 | 1,733 |
| Additional noninterest expense | $1,336,000 | 2,114 |
| Pre-tax net operating income | $1,038,000 | 2,882 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $308,000 | 2,188 |
| Income before extraordinary items | $730,000 | 3,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,344 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $730,000 | 3,184 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 1,664 |
| Total interest expense | $3,218,000 | 1,459 |
| Net interest income | $3,014,000 | 1,857 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $392,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $190,000 | 2,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $202,000 | 2,561 |
| Total noninterest expense | $2,789,000 | 1,726 |
| Salaries and employee benefits | $1,731,000 | 1,542 |
| Premises and equipment expense | $386,000 | 1,775 |
| Additional noninterest expense | $672,000 | 2,080 |
| Pre-tax net operating income | $502,000 | 3,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $149,000 | 2,332 |
| Income before extraordinary items | $353,000 | 3,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,919 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $353,000 | 3,371 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,377,000 | 1,753 |
| Total interest expense | $12,873,000 | 1,567 |
| Net interest income | $11,504,000 | 1,981 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,805,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $737,000 | 2,272 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,068,000 | 2,127 |
| Total noninterest expense | $11,423,000 | 1,614 |
| Salaries and employee benefits | $7,117,000 | 1,428 |
| Premises and equipment expense | $1,595,000 | 1,660 |
| Additional noninterest expense | $2,711,000 | 2,028 |
| Pre-tax net operating income | $1,886,000 | 3,431 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $468,000 | 2,827 |
| Income before extraordinary items | $1,418,000 | 3,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,418,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,418,000 | 3,549 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,018,000 | 1,780 |
| Total interest expense | $9,512,000 | 1,581 |
| Net interest income | $8,506,000 | 2,014 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,380,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $537,000 | 2,311 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $843,000 | 2,056 |
| Total noninterest expense | $8,424,000 | 1,621 |
| Salaries and employee benefits | $5,338,000 | 1,427 |
| Premises and equipment expense | $1,119,000 | 1,758 |
| Additional noninterest expense | $1,967,000 | 2,047 |
| Pre-tax net operating income | $1,462,000 | 3,535 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $398,000 | 2,811 |
| Income before extraordinary items | $1,064,000 | 3,739 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,064,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,295 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,064,000 | 3,725 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,801,000 | 1,825 |
| Total interest expense | $6,194,000 | 1,627 |
| Net interest income | $5,607,000 | 2,072 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $991,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $353,000 | 2,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $638,000 | 1,898 |
| Total noninterest expense | $5,702,000 | 1,614 |
| Salaries and employee benefits | $3,666,000 | 1,401 |
| Premises and equipment expense | $709,000 | 1,848 |
| Additional noninterest expense | $1,327,000 | 2,031 |
| Pre-tax net operating income | $896,000 | 3,766 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $239,000 | 3,033 |
| Income before extraordinary items | $657,000 | 3,969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $657,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,372 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $657,000 | 3,954 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 1,855 |
| Total interest expense | $3,047,000 | 1,642 |
| Net interest income | $2,740,000 | 2,114 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $517,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $175,000 | 2,297 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $342,000 | 1,783 |
| Total noninterest expense | $2,859,000 | 1,612 |
| Salaries and employee benefits | $1,845,000 | 1,399 |
| Premises and equipment expense | $341,000 | 1,917 |
| Additional noninterest expense | $673,000 | 1,965 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $288,000 | 4,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $288,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,505 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $288,000 | 4,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,569,000 | 1,860 |
| Total interest expense | $10,439,000 | 1,613 |
| Net interest income | $11,130,000 | 2,088 |
| Provision for loan and lease losses | $487,000 | 1,949 |
| Total noninterest income | $2,227,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $679,000 | 2,441 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,548,000 | 1,631 |
| Total noninterest expense | $10,272,000 | 1,739 |
| Salaries and employee benefits | $6,588,000 | 1,504 |
| Premises and equipment expense | $1,191,000 | 2,091 |
| Additional noninterest expense | $2,493,000 | 2,112 |
| Pre-tax net operating income | $2,598,000 | 3,047 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $682,000 | 2,706 |
| Income before extraordinary items | $1,916,000 | 3,190 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,916,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,548 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,916,000 | 3,174 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,781,000 | 1,900 |
| Total interest expense | $7,428,000 | 1,647 |
| Net interest income | $8,353,000 | 2,103 |
| Provision for loan and lease losses | $382,000 | 1,765 |
| Total noninterest income | $1,809,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $501,000 | 2,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,308,000 | 1,494 |
| Total noninterest expense | $7,395,000 | 1,805 |
| Salaries and employee benefits | $4,774,000 | 1,552 |
| Premises and equipment expense | $804,000 | 2,312 |
| Additional noninterest expense | $1,817,000 | 2,146 |
| Pre-tax net operating income | $2,385,000 | 2,762 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $779,000 | 2,241 |
| Income before extraordinary items | $1,606,000 | 3,050 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,606,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,606,000 | 3,043 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,146,000 | 1,922 |
| Total interest expense | $4,657,000 | 1,669 |
| Net interest income | $5,489,000 | 2,131 |
| Provision for loan and lease losses | $261,000 | 1,702 |
| Total noninterest income | $1,328,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $334,000 | 2,442 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $994,000 | 1,362 |
| Total noninterest expense | $4,849,000 | 1,837 |
| Salaries and employee benefits | $3,124,000 | 1,586 |
| Premises and equipment expense | $515,000 | 2,403 |
| Additional noninterest expense | $1,210,000 | 2,149 |
| Pre-tax net operating income | $1,707,000 | 2,610 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $570,000 | 2,123 |
| Income before extraordinary items | $1,137,000 | 2,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,137,000 | 2,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,137,000 | 2,895 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 1,906 |
| Total interest expense | $2,233,000 | 1,655 |
| Net interest income | $2,777,000 | 2,091 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $371,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $201,000 | 2,485 |
| Total noninterest expense | $2,390,000 | 1,863 |
| Salaries and employee benefits | $1,558,000 | 1,594 |
| Premises and equipment expense | $237,000 | 2,595 |
| Additional noninterest expense | $595,000 | 2,170 |
| Pre-tax net operating income | $653,000 | 3,128 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $212,000 | 2,532 |
| Income before extraordinary items | $441,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $441,000 | 3,428 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,788,000 | 1,888 |
| Total interest expense | $7,169,000 | 1,584 |
| Net interest income | $10,619,000 | 2,092 |
| Provision for loan and lease losses | $564,000 | 1,729 |
| Total noninterest income | $1,792,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $692,000 | 2,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,100,000 | 2,077 |
| Total noninterest expense | $8,873,000 | 1,904 |
| Salaries and employee benefits | $5,615,000 | 1,671 |
| Premises and equipment expense | $1,030,000 | 2,305 |
| Additional noninterest expense | $2,228,000 | 2,250 |
| Pre-tax net operating income | $2,974,000 | 2,772 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $939,000 | 2,342 |
| Income before extraordinary items | $2,035,000 | 3,061 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,035,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,103 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,035,000 | 3,023 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,925,000 | 1,900 |
| Total interest expense | $5,062,000 | 1,593 |
| Net interest income | $7,863,000 | 2,103 |
| Provision for loan and lease losses | $453,000 | 1,530 |
| Total noninterest income | $1,267,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $461,000 | 2,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $806,000 | 2,106 |
| Total noninterest expense | $6,522,000 | 1,919 |
| Salaries and employee benefits | $4,179,000 | 1,655 |
| Premises and equipment expense | $708,000 | 2,483 |
| Additional noninterest expense | $1,635,000 | 2,255 |
| Pre-tax net operating income | $2,155,000 | 2,891 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $708,000 | 2,379 |
| Income before extraordinary items | $1,447,000 | 3,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,447,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,447,000 | 3,177 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 1,917 |
| Total interest expense | $3,181,000 | 1,590 |
| Net interest income | $5,109,000 | 2,122 |
| Provision for loan and lease losses | $244,000 | 1,820 |
| Total noninterest income | $925,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $301,000 | 2,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $624,000 | 1,879 |
| Total noninterest expense | $4,264,000 | 1,944 |
| Salaries and employee benefits | $2,717,000 | 1,692 |
| Premises and equipment expense | $460,000 | 2,523 |
| Additional noninterest expense | $1,087,000 | 2,251 |
| Pre-tax net operating income | $1,526,000 | 2,713 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $504,000 | 2,270 |
| Income before extraordinary items | $1,022,000 | 3,038 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,022,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,022,000 | 2,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 1,920 |
| Total interest expense | $1,576,000 | 1,519 |
| Net interest income | $2,464,000 | 2,177 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $584,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $444,000 | 1,446 |
| Total noninterest expense | $2,044,000 | 2,025 |
| Salaries and employee benefits | $1,278,000 | 1,809 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $542,000 | 2,248 |
| Pre-tax net operating income | $914,000 | 2,325 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $308,000 | 1,938 |
| Income before extraordinary items | $606,000 | 2,595 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $606,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $606,000 | 2,555 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,425,000 | 1,855 |
| Total interest expense | $6,027,000 | 1,363 |
| Net interest income | $9,398,000 | 2,168 |
| Provision for loan and lease losses | $484,000 | 2,011 |
| Total noninterest income | $976,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $550,000 | 2,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $426,000 | 3,603 |
| Total noninterest expense | $7,631,000 | 2,091 |
| Salaries and employee benefits | $4,578,000 | 1,912 |
| Premises and equipment expense | $1,047,000 | 2,188 |
| Additional noninterest expense | $2,006,000 | 2,419 |
| Pre-tax net operating income | $2,259,000 | 3,236 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $647,000 | 2,903 |
| Income before extraordinary items | $1,612,000 | 3,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,612,000 | 3,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,147 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,612,000 | 3,386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 1,857 |
| Total interest expense | $4,444,000 | 1,356 |
| Net interest income | $6,990,000 | 2,175 |
| Provision for loan and lease losses | $341,000 | 2,051 |
| Total noninterest income | $752,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $414,000 | 2,925 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $5,562,000 | 2,143 |
| Salaries and employee benefits | $3,415,000 | 1,915 |
| Premises and equipment expense | $671,000 | 2,523 |
| Additional noninterest expense | $1,476,000 | 2,428 |
| Pre-tax net operating income | $1,839,000 | 3,093 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $574,000 | 2,657 |
| Income before extraordinary items | $1,265,000 | 3,406 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,265,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,613 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,265,000 | 3,319 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 1,859 |
| Total interest expense | $2,924,000 | 1,357 |
| Net interest income | $4,616,000 | 2,168 |
| Provision for loan and lease losses | $226,000 | 1,996 |
| Total noninterest income | $534,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $290,000 | 2,784 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $244,000 | 3,365 |
| Total noninterest expense | $3,703,000 | 2,152 |
| Salaries and employee benefits | $2,287,000 | 1,901 |
| Premises and equipment expense | $441,000 | 2,553 |
| Additional noninterest expense | $975,000 | 2,441 |
| Pre-tax net operating income | $1,221,000 | 3,070 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $397,000 | 2,580 |
| Income before extraordinary items | $824,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,457 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $824,000 | 3,361 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 1,880 |
| Total interest expense | $1,445,000 | 1,382 |
| Net interest income | $2,297,000 | 2,183 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $314,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $156,000 | 2,594 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $158,000 | 2,848 |
| Total noninterest expense | $1,828,000 | 2,182 |
| Salaries and employee benefits | $1,121,000 | 1,950 |
| Premises and equipment expense | $223,000 | 2,537 |
| Additional noninterest expense | $484,000 | 2,438 |
| Pre-tax net operating income | $673,000 | 2,786 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $227,000 | 2,365 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $446,000 | 3,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,730,000 | 1,704 |
| Total interest expense | $6,994,000 | 1,266 |
| Net interest income | $9,736,000 | 2,015 |
| Provision for loan and lease losses | $498,000 | 2,177 |
| Total noninterest income | $1,117,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $427,000 | 3,505 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $690,000 | 2,992 |
| Total noninterest expense | $8,045,000 | 1,975 |
| Salaries and employee benefits | $4,680,000 | 1,841 |
| Premises and equipment expense | $866,000 | 2,575 |
| Additional noninterest expense | $2,499,000 | 1,923 |
| Pre-tax net operating income | $2,310,000 | 3,066 |
| Securities gains (losses) | $-9,000 | 8,769 |
| Applicable income taxes | $384,000 | 3,866 |
| Income before extraordinary items | $1,917,000 | 2,958 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,917,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,625 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,924,470 | 2,830 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,922,000 | 1,690 |
| Total interest expense | $5,469,000 | 1,269 |
| Net interest income | $7,453,000 | 1,974 |
| Provision for loan and lease losses | $407,000 | 1,994 |
| Total noninterest income | $876,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $299,000 | 3,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $577,000 | 2,887 |
| Total noninterest expense | $5,818,000 | 2,040 |
| Salaries and employee benefits | $3,365,000 | 1,917 |
| Premises and equipment expense | $609,000 | 2,740 |
| Additional noninterest expense | $1,844,000 | 1,939 |
| Pre-tax net operating income | $2,104,000 | 2,737 |
| Securities gains (losses) | $-9,000 | 8,933 |
| Applicable income taxes | $932,000 | 1,967 |
| Income before extraordinary items | $1,163,000 | 3,582 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,163,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,168,760 | 3,396 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 1,659 |
| Total interest expense | $3,793,000 | 1,261 |
| Net interest income | $5,054,000 | 1,934 |
| Provision for loan and lease losses | $267,000 | 2,039 |
| Total noninterest income | $551,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $200,000 | 3,626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $351,000 | 3,013 |
| Total noninterest expense | $3,989,000 | 1,976 |
| Salaries and employee benefits | $2,292,000 | 1,870 |
| Premises and equipment expense | $419,000 | 2,659 |
| Additional noninterest expense | $1,278,000 | 1,877 |
| Pre-tax net operating income | $1,349,000 | 2,825 |
| Securities gains (losses) | $-9,000 | 9,038 |
| Applicable income taxes | $654,000 | 1,919 |
| Income before extraordinary items | $686,000 | 3,921 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $686,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $691,760 | 3,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 1,775 |
| Total interest expense | $1,821,000 | 1,346 |
| Net interest income | $2,325,000 | 2,104 |
| Provision for loan and lease losses | $155,000 | 1,645 |
| Total noninterest income | $257,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $159,000 | 3,109 |
| Total noninterest expense | $1,537,000 | 2,520 |
| Salaries and employee benefits | $930,000 | 2,260 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $396,000 | 2,888 |
| Pre-tax net operating income | $890,000 | 2,262 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $331,000 | 1,914 |
| Income before extraordinary items | $559,000 | 2,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $559,000 | 2,562 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,767,000 | 1,840 |
| Total interest expense | $8,144,000 | 1,381 |
| Net interest income | $8,623,000 | 2,245 |
| Provision for loan and lease losses | $532,000 | 2,286 |
| Total noninterest income | $589,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $397,000 | 3,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 5,118 |
| Total noninterest expense | $6,078,000 | 2,427 |
| Salaries and employee benefits | $3,691,000 | 2,165 |
| Premises and equipment expense | $886,000 | 2,442 |
| Additional noninterest expense | $1,501,000 | 2,960 |
| Pre-tax net operating income | $2,602,000 | 2,805 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $880,000 | 2,419 |
| Income before extraordinary items | $1,722,000 | 3,146 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,722,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,722,000 | 3,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,800,000 | 2,045 |
| Total interest expense | $10,026,000 | 1,613 |
| Net interest income | $6,774,000 | 2,648 |
| Provision for loan and lease losses | $155,000 | 4,704 |
| Total noninterest income | $650,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $344,000 | 3,816 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $306,000 | 4,077 |
| Total noninterest expense | $4,972,000 | 2,837 |
| Salaries and employee benefits | $3,080,000 | 2,446 |
| Premises and equipment expense | $610,000 | 3,311 |
| Additional noninterest expense | $1,282,000 | 3,293 |
| Pre-tax net operating income | $2,297,000 | 2,849 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $638,000 | 2,857 |
| Income before extraordinary items | $1,659,000 | 2,990 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,659,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,659,000 | 2,886 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,609,000 | 2,120 |
| Total interest expense | $9,340,000 | 1,850 |
| Net interest income | $7,269,000 | 2,440 |
| Provision for loan and lease losses | $720,000 | 1,376 |
| Total noninterest income | $422,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $296,000 | 4,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $126,000 | 5,884 |
| Total noninterest expense | $4,772,000 | 2,841 |
| Salaries and employee benefits | $2,884,000 | 2,472 |
| Premises and equipment expense | $562,000 | 3,453 |
| Additional noninterest expense | $1,326,000 | 3,124 |
| Pre-tax net operating income | $2,199,000 | 3,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $703,000 | 2,767 |
| Income before extraordinary items | $1,496,000 | 3,262 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,496,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,496,000 | 3,254 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,389,000 | 2,118 |
| Total interest expense | $8,115,000 | 1,833 |
| Net interest income | $7,274,000 | 2,424 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $381,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $5,157,000 | 2,620 |
| Salaries and employee benefits | $2,837,000 | 2,472 |
| Premises and equipment expense | $503,000 | 3,750 |
| Additional noninterest expense | $1,817,000 | 2,400 |
| Pre-tax net operating income | $2,378,000 | 2,909 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $926,000 | 2,336 |
| Income before extraordinary items | $1,452,000 | 3,316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,452,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,110 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,452,000 | 3,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,825,000 | 2,205 |
| Total interest expense | $8,345,000 | 1,833 |
| Net interest income | $6,480,000 | 2,641 |
| Provision for loan and lease losses | $141,000 | 4,306 |
| Total noninterest income | $366,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $236,000 | 4,679 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $130,000 | 6,008 |
| Total noninterest expense | $3,652,000 | 3,479 |
| Salaries and employee benefits | $2,100,000 | 3,183 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $1,174,000 | 3,439 |
| Pre-tax net operating income | $3,053,000 | 2,330 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,156,000 | 2,058 |
| Income before extraordinary items | $1,899,000 | 2,681 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,899,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,897,720 | 2,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,440,000 | 2,262 |
| Total interest expense | $8,272,000 | 1,863 |
| Net interest income | $6,168,000 | 2,830 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $168,000 | 5,393 |
| Total noninterest expense | $3,186,000 | 3,904 |
| Salaries and employee benefits | $1,825,000 | 3,585 |
| Premises and equipment expense | $358,000 | 4,814 |
| Additional noninterest expense | $1,003,000 | 3,896 |
| Pre-tax net operating income | $3,321,000 | 2,275 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,204,000 | 2,077 |
| Income before extraordinary items | $2,117,000 | 2,453 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,117,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,117,000 | 2,394 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,537,000 | 2,467 |
| Total interest expense | $7,744,000 | 2,028 |
| Net interest income | $5,793,000 | 3,056 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $286,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $3,693,000 | 3,591 |
| Salaries and employee benefits | $1,580,000 | 4,115 |
| Premises and equipment expense | $206,000 | 6,929 |
| Additional noninterest expense | $1,907,000 | 2,569 |
| Pre-tax net operating income | $2,371,000 | 2,933 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $873,000 | 2,643 |
| Income before extraordinary items | $1,498,000 | 3,194 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,498,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,498,000 | 3,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,273,000 | 2,519 |
| Total interest expense | $7,678,000 | 2,038 |
| Net interest income | $5,595,000 | 3,177 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $244,000 | 7,777 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $2,813,000 | 4,521 |
| Salaries and employee benefits | $1,581,000 | 4,094 |
| Premises and equipment expense | $197,000 | 7,255 |
| Additional noninterest expense | $1,035,000 | 4,227 |
| Pre-tax net operating income | $3,026,000 | 2,413 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,223,000 | 1,992 |
| Income before extraordinary items | $1,803,000 | 2,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,803,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,803,000 | 2,708 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,540,000 | 2,620 |
| Total interest expense | $5,346,000 | 2,317 |
| Net interest income | $6,194,000 | 2,917 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $291,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $2,619,000 | 4,950 |
| Salaries and employee benefits | $1,411,000 | 4,523 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $912,000 | 5,115 |
| Pre-tax net operating income | $3,788,000 | 1,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,346,000 | 1,711 |
| Income before extraordinary items | $2,442,000 | 2,001 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,442,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,442,000 | 2,013 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,428,000 | 2,708 |
| Total interest expense | $5,715,000 | 2,270 |
| Net interest income | $5,713,000 | 3,171 |
| Provision for loan and lease losses | $241,000 | 3,462 |
| Total noninterest income | $322,000 | 7,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $322,000 | 4,299 |
| Total noninterest expense | $2,250,000 | 5,760 |
| Salaries and employee benefits | $1,333,000 | 4,772 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $613,000 | 7,218 |
| Pre-tax net operating income | $3,544,000 | 1,925 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,342,000 | 1,737 |
| Income before extraordinary items | $2,202,000 | 2,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,202,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,202,000 | 2,139 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 3,090 |
| Total interest expense | $6,639,000 | 2,548 |
| Net interest income | $4,745,000 | 3,822 |
| Provision for loan and lease losses | $370,000 | 3,627 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $277,000 | 4,654 |
| Total noninterest expense | $1,957,000 | 6,489 |
| Salaries and employee benefits | $1,090,000 | 5,620 |
| Premises and equipment expense | $312,000 | 5,807 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $2,695,000 | 2,292 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,082,000 | 1,965 |
| Income before extraordinary items | $1,613,000 | 2,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,613,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,613,000 | 2,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.